Professional Documents
Culture Documents
Apunte Cuadros Marcha
Apunte Cuadros Marcha
Apunte Cuadros Marcha
00
CUOTAS 24
TASA EFECTIVA MENSUAL 3%
SISTEMAS
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
1 1,200.00 1,161.90 38,838.10 2,361.90 1 1,200.00 1,666.67 38,333.33 2,866.67 1 1,200.00 - 40,000.00 1,200.00
2 1,165.14 1,196.75 37,641.35 2,361.90 2 1,150.00 1,666.67 36,666.67 2,816.67 2 1,200.00 - 40,000.00 1,200.00
3 1,129.24 1,232.66 36,408.69 2,361.90 3 1,100.00 1,666.67 35,000.00 2,766.67 3 1,200.00 - 40,000.00 1,200.00
4 1,092.26 1,269.64 35,139.06 2,361.90 4 1,050.00 1,666.67 33,333.33 2,716.67 4 1,200.00 - 40,000.00 1,200.00
5 1,054.17 1,307.72 33,831.33 2,361.90 5 1,000.00 1,666.67 31,666.67 2,666.67 5 1,200.00 - 40,000.00 1,200.00
6 1,014.94 1,346.96 32,484.38 2,361.90 6 950.00 1,666.67 30,000.00 2,616.67 6 1,200.00 - 40,000.00 1,200.00
7 974.53 1,387.37 31,097.01 2,361.90 7 900.00 1,666.67 28,333.33 2,566.67 7 1,200.00 - 40,000.00 1,200.00
8 932.91 1,428.99 29,668.02 2,361.90 8 850.00 1,666.67 26,666.67 2,516.67 8 1,200.00 - 40,000.00 1,200.00
9 890.04 1,471.86 28,196.17 2,361.90 9 800.00 1,666.67 25,000.00 2,466.67 9 1,200.00 - 40,000.00 1,200.00
10 845.89 1,516.01 26,680.16 2,361.90 10 750.00 1,666.67 23,333.33 2,416.67 10 1,200.00 - 40,000.00 1,200.00
11 800.40 1,561.49 25,118.67 2,361.90 11 700.00 1,666.67 21,666.67 2,366.67 11 1,200.00 - 40,000.00 1,200.00
12 753.56 1,608.34 23,510.33 2,361.90 12 650.00 1,666.67 20,000.00 2,316.67 12 1,200.00 - 40,000.00 1,200.00
13 705.31 1,656.59 21,853.74 2,361.90 13 600.00 1,666.67 18,333.33 2,266.67 13 1,200.00 - 40,000.00 1,200.00
14 655.61 1,706.28 20,147.46 2,361.90 14 550.00 1,666.67 16,666.67 2,216.67 14 1,200.00 - 40,000.00 1,200.00
15 604.42 1,757.47 18,389.98 2,361.90 15 500.00 1,666.67 15,000.00 2,166.67 15 1,200.00 - 40,000.00 1,200.00
16 551.70 1,810.20 16,579.79 2,361.90 16 450.00 1,666.67 13,333.33 2,116.67 16 1,200.00 - 40,000.00 1,200.00
17 497.39 1,864.50 14,715.28 2,361.90 17 400.00 1,666.67 11,666.67 2,066.67 17 1,200.00 - 40,000.00 1,200.00
18 441.46 1,920.44 12,794.85 2,361.90 18 350.00 1,666.67 10,000.00 2,016.67 18 1,200.00 - 40,000.00 1,200.00
19 383.85 1,978.05 10,816.80 2,361.90 19 300.00 1,666.67 8,333.33 1,966.67 19 1,200.00 - 40,000.00 1,200.00
20 324.50 2,037.39 8,779.40 2,361.90 20 250.00 1,666.67 6,666.67 1,916.67 20 1,200.00 - 40,000.00 1,200.00
21 263.38 2,098.51 6,680.89 2,361.90 21 200.00 1,666.67 5,000.00 1,866.67 21 1,200.00 - 40,000.00 1,200.00
22 200.43 2,161.47 4,519.42 2,361.90 22 150.00 1,666.67 3,333.33 1,816.67 22 1,200.00 - 40,000.00 1,200.00
23 135.58 2,226.31 2,293.10 2,361.90 23 100.00 1,666.67 1,666.67 1,766.67 23 1,200.00 - 40,000.00 1,200.00
24 68.79 2,293.10 - 2,361.90 24 50.00 1,666.67 - 1,716.67 24 1,200.00 40,000.00 - 41,200.00
Totales 16,685.52 40,000.00 56,685.52 15,000.00 40,000.00 55,000.00 28,800.00 40,000.00 68,800.00
Página 1
MONTO SOLICITADO: 40,000.00
CUOTAS BIMESTRALES 12 LAS CUOTAS DE CAPITAL SE LIQUIDAN LOS MESES PARES
TASA EFECTIVA MENSUAL 3%
SISTEMAS
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
Página 2
Totales 16,443.60 40,000.00 56,443.60 15,600.00 40000.00 55,600.00 28,800.00 40,000.00 68,800.00
SISTEMAS
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
1 1,200.00 2,818.48 37,181.52 4,018.48 1 1,200.00 3,333.33 36,666.67 4,533.33 1 1,200.00 - 40,000.00 1,200.00
2 1,115.45 2,903.04 34,278.48 4,018.48 2 1,100.00 3,333.33 33,333.33 4,433.33 2 1,200.00 - 40,000.00 1,200.00
3 1,028.35 2,990.13 31,288.35 4,018.48 3 1,000.00 3,333.33 30,000.00 4,333.33 3 1,200.00 - 40,000.00 1,200.00
4 938.65 3,079.83 28,208.52 4,018.48 4 900.00 3,333.33 26,666.67 4,233.33 4 1,200.00 - 40,000.00 1,200.00
5 846.26 3,172.23 25,036.29 4,018.48 5 800.00 3,333.33 23,333.33 4,133.33 5 1,200.00 - 40,000.00 1,200.00
6 751.09 3,267.39 21,768.89 4,018.48 6 700.00 3,333.33 20,000.00 4,033.33 6 1,200.00 - 40,000.00 1,200.00
7 653.07 3,365.42 18,403.48 4,018.48 7 600.00 3,333.33 16,666.67 3,933.33 7 1,200.00 - 40,000.00 1,200.00
8 552.10 3,466.38 14,937.10 4,018.48 8 500.00 3,333.33 13,333.33 3,833.33 8 1,200.00 - 40,000.00 1,200.00
9 448.11 3,570.37 11,366.73 4,018.48 9 400.00 3,333.33 10,000.00 3,733.33 9 1,200.00 - 40,000.00 1,200.00
10 341.00 3,677.48 7,689.25 4,018.48 10 300.00 3,333.33 6,666.67 3,633.33 10 1,200.00 - 40,000.00 1,200.00
11 230.68 3,787.81 3,901.44 4,018.48 11 200.00 3,333.33 3,333.33 3,533.33 11 1,200.00 - 40,000.00 1,200.00
12 117.04 3,901.44 0.00 4,018.48 12 100.00 3,333.33 - 3,433.33 12 1,200.00 40,000.00 - -
Totales 8,221.80 40,000.00 48,221.80 7,800.00 40,000.00 47,800.00 14,400.00 40,000.00 13,200.00
Página 3
Sistema Francés
12
10
Importe
0
Nro. Cuota
Página 4
Sistema Alemán
12
10
Importe
0
Nro. Cuota
Página 5
Sistema Americano
12
10
Importe
0
Nro. cuota
Página 6
Cancelación de Deuda
12
Saldo de Deuda
10
0
Nro. Cuota
Página 7
MONTO SOLICITADO: 40,000.00
CUOTAS 24
TASA EFECTIVA MENSUAL 3%
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
1 1,200.00 4,212.38 35,787.62 5,412.38 1 1,200.00 516.67 39,483.33 1,716.67 1 1,200.00 (471.86) 40,471.86 728.14
2 1,073.63 3,797.51 31,990.11 4,871.14 2 1,184.50 583.67 38,899.67 1,768.17 2 1,214.16 (413.20) 40,885.06 800.95
3 959.70 3,424.33 28,565.78 4,384.03 3 1,166.99 654.22 38,245.45 1,821.21 3 1,226.55 (345.50) 41,230.57 881.05
4 856.97 3,088.65 25,477.13 3,945.63 4 1,147.36 728.48 37,516.96 1,875.85 4 1,236.92 (267.76) 41,498.33 969.15
5 764.31 2,786.75 22,690.38 3,551.06 5 1,125.51 806.61 36,710.35 1,932.12 5 1,244.95 (178.88) 41,677.21 1,066.07
6 680.71 2,515.25 20,175.13 3,195.96 6 1,101.31 888.78 35,821.57 1,990.09 6 1,250.32 (77.64) 41,754.85 1,172.68
7 605.25 2,271.11 17,904.03 2,876.36 7 1,074.65 975.14 34,846.43 2,049.79 7 1,252.65 37.30 41,717.55 1,289.94
8 537.12 2,051.60 15,852.42 2,588.72 8 1,045.39 1,065.89 33,780.54 2,111.28 8 1,251.53 167.41 41,550.14 1,418.94
9 475.57 1,854.28 13,998.14 2,329.85 9 1,013.42 1,161.21 32,619.33 2,174.62 9 1,246.50 314.33 41,235.81 1,560.83
10 419.94 1,676.92 12,321.22 2,096.87 10 978.58 1,261.28 31,358.05 2,239.86 10 1,237.07 479.84 40,755.97 1,716.92
11 369.64 1,517.54 10,803.68 1,887.18 11 940.74 1,366.31 29,991.73 2,307.06 11 1,222.68 665.93 40,090.04 1,888.61
12 324.11 1,374.35 9,429.32 1,698.46 12 899.75 1,476.52 28,515.22 2,376.27 12 1,202.70 874.77 39,215.27 2,077.47
13 282.88 1,245.74 8,183.59 1,528.62 13 855.46 1,592.10 26,923.12 2,447.56 13 1,176.46 1,108.76 38,106.52 2,285.21
14 245.51 1,130.25 7,053.34 1,375.75 14 807.69 1,713.29 25,209.83 2,520.98 14 1,143.20 1,370.54 36,735.98 2,513.74
15 211.60 1,026.58 6,026.76 1,238.18 15 756.29 1,840.32 23,369.51 2,596.61 15 1,102.08 1,663.03 35,072.95 2,765.11
16 180.80 933.56 5,093.20 1,114.36 16 701.09 1,973.43 21,396.09 2,674.51 16 1,052.19 1,989.43 33,083.52 3,041.62
17 152.80 850.13 4,243.07 1,002.93 17 641.88 2,112.86 19,283.22 2,754.75 17 992.51 2,353.28 30,730.24 3,345.78
18 127.29 775.34 3,467.73 902.63 18 578.50 2,258.89 17,024.33 2,837.39 18 921.91 2,758.45 27,971.79 3,680.36
19 104.03 708.34 2,759.40 812.37 19 510.73 2,411.78 14,612.55 2,922.51 19 839.15 3,209.24 24,762.54 4,048.40
20 82.78 648.35 2,111.05 731.13 20 438.38 2,571.81 12,040.74 3,010.19 20 742.88 3,710.36 21,052.18 4,453.24
21 63.33 594.69 1,516.36 658.02 21 361.22 2,739.27 9,301.47 3,100.49 21 631.57 4,266.99 16,785.19 4,898.56
22 45.49 546.73 969.63 592.22 22 279.04 2,914.46 6,387.01 3,193.51 22 503.56 4,884.86 11,900.33 5,388.42
23 29.09 503.91 465.72 533.00 23 191.61 3,097.70 3,289.31 3,289.31 23 357.01 5,570.25 6,330.08 5,927.26
24 13.97 465.72 - 479.70 24 98.68 3,289.31 - 3,387.99 24 189.90 6,330.08 - 6,519.98
Página 8
Totales 9,806.54 40,000.00 49,806.54 19,098.77 40,000.00 59,098.77 24,438.42 40,000.00 64,438.42
Página 8
MONTO SOLICITADO: 40,000.00
CUOTAS BIMESTRALES 12
TASA EFECTIVA MENSUAL 3% LAS CUOTAS DE CAPITAL SE LIQUIDAN LOS MESES PARES
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
Página 9
Totales 13,062.02 40,000.00 53,062.02 17,451.94 40,000.00 57,451.94 19,691.10 40,000.00 59,691.10
Página 9
MONTO SOLICITADO: 40,000.00 AMORTIZACION EXTRAORD. DE 10,000.00 EN EL MES NRO. 12
CUOTAS 24 CANCELACION EN EL PLAZO PREVISTO
TASA EFECTIVA MENSUAL 3%
SISTEMAS
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
1 1,200.00 1,161.90 38,838.10 2,361.90 1 1,200.00 1,666.67 38,333.33 2,866.67 1 1,200.00 (471.86) 40,471.86 728.14
2 1,165.14 1,196.75 37,641.35 2,361.90 2 1,150.00 1,666.67 36,666.67 2,816.67 2 1,214.16 (413.20) 40,885.06 800.95
3 1,129.24 1,232.66 36,408.69 2,361.90 3 1,100.00 1,666.67 35,000.00 2,766.67 3 1,226.55 (345.50) 41,230.57 881.05
4 1,092.26 1,269.64 35,139.06 2,361.90 4 1,050.00 1,666.67 33,333.33 2,716.67 4 1,236.92 (267.76) 41,498.33 969.15
5 1,054.17 1,307.72 33,831.33 2,361.90 5 1,000.00 1,666.67 31,666.67 2,666.67 5 1,244.95 (178.88) 41,677.21 1,066.07
6 1,014.94 1,346.96 32,484.38 2,361.90 6 950.00 1,666.67 30,000.00 2,616.67 6 1,250.32 (77.64) 41,754.85 1,172.68
7 974.53 1,387.37 31,097.01 2,361.90 7 900.00 1,666.67 28,333.33 2,566.67 7 1,252.65 37.30 41,717.55 1,289.94
8 932.91 1,428.99 29,668.02 2,361.90 8 850.00 1,666.67 26,666.67 2,516.67 8 1,251.53 167.41 41,550.14 1,418.94
9 890.04 1,471.86 28,196.17 2,361.90 9 800.00 1,666.67 25,000.00 2,466.67 9 1,246.50 314.33 41,235.81 1,560.83
10 845.89 1,516.01 26,680.16 2,361.90 10 750.00 1,666.67 23,333.33 2,416.67 10 1,237.07 479.84 40,755.97 1,716.92
11 800.40 1,561.49 25,118.67 2,361.90 11 700.00 1,666.67 21,666.67 2,366.67 11 1,222.68 665.93 40,090.04 1,888.61
12 753.56 11,608.34 13,510.33 12,361.90 12 650.00 11,666.67 10,000.00 12,316.67 12 1,202.70 10,874.77 29,215.27 12,077.47
13 405.31 951.97 12,558.36 1,357.28 13 300.00 833.33 9,166.67 1,133.33 13 876.46 826.02 28,389.25 1,702.48
14 376.75 980.52 11,577.84 1,357.28 14 275.00 833.33 8,333.33 1,108.33 14 851.68 1,021.05 27,368.21 1,872.73
15 347.34 1,009.94 10,567.90 1,357.28 15 250.00 833.33 7,500.00 1,083.33 15 821.05 1,238.95 26,129.25 2,060.00
16 317.04 1,040.24 9,527.66 1,357.28 16 225.00 833.33 6,666.67 1,058.33 16 783.88 1,482.12 24,647.13 2,266.00
17 285.83 1,071.45 8,456.21 1,357.28 17 200.00 833.33 5,833.33 1,033.33 17 739.41 1,753.18 22,893.95 2,492.60
18 253.69 1,103.59 7,352.62 1,357.28 18 175.00 833.33 5,000.00 1,008.33 18 686.82 2,055.04 20,838.91 2,741.86
19 220.58 1,136.70 6,215.93 1,357.28 19 150.00 833.33 4,166.67 983.33 19 625.17 2,390.88 18,448.03 3,016.04
20 186.48 1,170.80 5,045.13 1,357.28 20 125.00 833.33 3,333.33 958.33 20 553.44 2,764.21 15,683.82 3,317.65
21 151.35 1,205.92 3,839.21 1,357.28 21 100.00 833.33 2,500.00 933.33 21 470.51 3,178.90 12,504.92 3,649.41
22 115.18 1,242.10 2,597.11 1,357.28 22 75.00 833.33 1,666.67 908.33 22 375.15 3,639.21 8,865.71 4,014.36
23 77.91 1,279.36 1,317.74 1,357.28 23 50.00 833.33 833.33 883.33 23 265.97 4,149.82 4,715.89 4,415.79
24 39.53 1,317.74 - 1,357.28 24 25.00 833.33 - 858.33 24 141.48 4,715.89 - 4,857.37
Página 10
Totales 14,630.07 40,000.00 54,630.07 13,050.00 40,000.00 53,050.00 21,977.03 40,000.00 61,977.03
Página 10
MONTO SOLICITADO: 40,000.00 AMORTIZACION EXTRAORD. DE 10,000.00 EN EL MES NRO. 12
CUOTAS BIMESTRALES 12 CANCELACION EN EL PLAZO PREVISTO
TASA EFECTIVA MENSUAL 3% LAS CUOTAS DE CAPITAL SE LIQUIDAN LOS MESES PARES
SISTEMAS
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
Página 11
Totales 14,291.90 40,000.00 54,291.90 13,500.00 40,000.00 53,500.00 17,357.27 40,000.00 57,357.27
Página 11
MONTO SOLICITADO: 40,000.00 REFUERZO 10,000.00
CUOTAS 24 EN EL MES NRO. : 12
TASA EFECTIVA MENSUAL 3% CANCELACION EN EL PLAZO PREVISTO
SISTEMAS
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
1 1,200.00 747.75 39,252.25 1,947.75 1 1,200.00 1,250.00 38,750.00 2,450.00 1 1,200.00 (599.54) 40,599.54 600.46
2 1,177.57 770.18 38,482.07 1,947.75 2 1,162.50 1,250.00 37,500.00 2,412.50 2 1,217.99 (557.48) 41,157.01 660.51
3 1,154.46 793.29 37,688.78 1,947.75 3 1,125.00 1,250.00 36,250.00 2,375.00 3 1,234.71 (508.15) 41,665.16 726.56
4 1,130.66 817.09 36,871.69 1,947.75 4 1,087.50 1,250.00 35,000.00 2,337.50 4 1,249.95 (450.74) 42,115.90 799.22
5 1,106.15 841.60 36,030.09 1,947.75 5 1,050.00 1,250.00 33,750.00 2,300.00 5 1,263.48 (384.34) 42,500.23 879.14
6 1,080.90 866.85 35,163.25 1,947.75 6 1,012.50 1,250.00 32,500.00 2,262.50 6 1,275.01 (307.95) 42,808.19 967.05
7 1,054.90 892.85 34,270.39 1,947.75 7 975.00 1,250.00 31,250.00 2,225.00 7 1,284.25 (220.49) 43,028.68 1,063.76
8 1,028.11 919.64 33,350.76 1,947.75 8 937.50 1,250.00 30,000.00 2,187.50 8 1,290.86 (120.73) 43,149.40 1,170.13
9 1,000.52 947.23 32,403.53 1,947.75 9 900.00 1,250.00 28,750.00 2,150.00 9 1,294.48 (7.33) 43,156.73 1,287.15
10 972.11 975.64 31,427.88 1,947.75 10 862.50 1,250.00 27,500.00 2,112.50 10 1,294.70 121.16 43,035.57 1,415.86
11 942.84 1,004.91 30,422.97 1,947.75 11 825.00 1,250.00 26,250.00 2,075.00 11 1,291.07 266.38 42,769.19 1,557.45
12 912.69 11,035.06 19,387.91 11,947.75 12 787.50 11,250.00 15,000.00 12,037.50 12 1,283.08 10,430.12 32,339.07 11,713.19
13 581.64 1,366.11 18,021.80 1,947.75 13 450.00 1,250.00 13,750.00 1,700.00 13 970.17 914.34 31,424.73 1,884.51
14 540.65 1,407.10 16,614.70 1,947.75 14 412.50 1,250.00 12,500.00 1,662.50 14 942.74 1,130.22 30,294.51 2,072.96
15 498.44 1,449.31 15,165.39 1,947.75 15 375.00 1,250.00 11,250.00 1,625.00 15 908.84 1,371.43 28,923.08 2,280.26
16 454.96 1,492.79 13,672.61 1,947.75 16 337.50 1,250.00 10,000.00 1,587.50 16 867.69 1,640.60 27,282.49 2,508.29
17 410.18 1,537.57 12,135.03 1,947.75 17 300.00 1,250.00 8,750.00 1,550.00 17 818.47 1,940.64 25,341.85 2,759.12
18 364.05 1,583.70 10,551.33 1,947.75 18 262.50 1,250.00 7,500.00 1,512.50 18 760.26 2,274.77 23,067.07 3,035.03
19 316.54 1,631.21 8,920.12 1,947.75 19 225.00 1,250.00 6,250.00 1,475.00 19 692.01 2,646.52 20,420.56 3,338.53
20 267.60 1,680.15 7,239.98 1,947.75 20 187.50 1,250.00 5,000.00 1,437.50 20 612.62 3,059.77 17,360.79 3,672.38
21 217.20 1,730.55 5,509.43 1,947.75 21 150.00 1,250.00 3,750.00 1,400.00 21 520.82 3,518.80 13,841.99 4,039.62
22 165.28 1,782.47 3,726.96 1,947.75 22 112.50 1,250.00 2,500.00 1,362.50 22 415.26 4,028.32 9,813.67 4,443.58
23 111.81 1,835.94 1,891.02 1,947.75 23 75.00 1,250.00 1,250.00 1,325.00 23 294.41 4,593.53 5,220.13 4,887.94
24 56.73 1,891.02 - 1,947.75 24 37.50 1,250.00 - 1,287.50 24 156.60 5,220.13 - 5,376.74
Página 12
Totales 16,746.00 40,000.00 56,746.00 14,850.00 40,000.00 54,850.00 23,139.47 40,000.00 63,139.47
Página 12
MONTO SOLICITADO: 40,000.00 REFUERZO 10,000.00
CUOTAS BIMESTRALES 12 BIMESTRAL EN EL MES NRO. : 12
TASA EFECTIVA MENSUAL 3% 6.09% CANCELACION EN EL PLAZO PREVISTO
SISTEMAS
CUIDADO CON LAS CUOTAS DE CAP. E INTERES CUIDADO CON LAS CUOTAS DE CAP. E INTERES
Francés Alemán Variable Q = 1.10
@ Valor actual de las cuotas de interés @ Valor actual de las cuotas de interés
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
Página 13
Totales 16,251.10 40,000.00 6480.58 56,251.11 15,300.00 40,000.00 55,300.00 18,818.67 40,000.00 7350.47 58,818.67
Página 13
MONTO SOLICITADO: 40,000.00 CAMBIO DE TASA PREVISTO AL INICIO DE LA CANCELACION
CUOTAS 24
TASA EFECT. MENSUAL (0,12) 3% TASA EFECT. MENSUAL (12,24) 4%
SISTEMAS
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
1 1,200.00 1,218.89 38,781.11 2,418.89 1 1,200.00 1,666.67 38,333.33 2,866.67 1 1,200.00 (436.49) 40,436.49 763.51
2 1,163.43 1,255.46 37,525.65 2,418.89 2 1,150.00 1,666.67 36,666.67 2,816.67 2 1,213.09 (373.23) 40,809.72 839.86
3 1,125.77 1,293.12 36,232.53 2,418.89 3 1,100.00 1,666.67 35,000.00 2,766.67 3 1,224.29 (300.44) 41,110.16 923.85
4 1,086.98 1,331.91 34,900.62 2,418.89 4 1,050.00 1,666.67 33,333.33 2,716.67 4 1,233.30 (217.07) 41,327.23 1,016.24
5 1,047.02 1,371.87 33,528.74 2,418.89 5 1,000.00 1,666.67 31,666.67 2,666.67 5 1,239.82 (121.96) 41,449.18 1,117.86
6 1,005.86 1,413.03 32,115.72 2,418.89 6 950.00 1,666.67 30,000.00 2,616.67 6 1,243.48 (13.83) 41,463.01 1,229.65
7 963.47 1,455.42 30,660.30 2,418.89 7 900.00 1,666.67 28,333.33 2,566.67 7 1,243.89 108.72 41,354.29 1,352.61
8 919.81 1,499.08 29,161.21 2,418.89 8 850.00 1,666.67 26,666.67 2,516.67 8 1,240.63 247.24 41,107.05 1,487.87
9 874.84 1,544.05 27,617.16 2,418.89 9 800.00 1,666.67 25,000.00 2,466.67 9 1,233.21 403.45 40,703.61 1,636.66
10 828.51 1,590.38 26,026.78 2,418.89 10 750.00 1,666.67 23,333.33 2,416.67 10 1,221.11 579.22 40,124.39 1,800.32
11 780.80 1,638.09 24,388.70 2,418.89 11 700.00 1,666.67 21,666.67 2,366.67 11 1,203.73 776.62 39,347.77 1,980.36
12 731.66 1,687.23 22,701.47 2,418.89 12 650.00 1,666.67 20,000.00 2,316.67 12 1,180.43 997.96 38,349.81 2,178.39
13 908.06 1,510.83 21,190.64 2,418.89 13 800.00 1,666.67 18,333.33 2,466.67 13 1,533.99 862.24 37,487.57 2,396.23
14 847.63 1,571.27 19,619.37 2,418.89 14 733.33 1,666.67 16,666.67 2,400.00 14 1,499.50 1,136.35 36,351.22 2,635.85
15 784.77 1,634.12 17,985.25 2,418.89 15 666.67 1,666.67 15,000.00 2,333.33 15 1,454.05 1,445.39 34,905.82 2,899.44
16 719.41 1,699.48 16,285.77 2,418.89 16 600.00 1,666.67 13,333.33 2,266.67 16 1,396.23 1,793.15 33,112.67 3,189.38
17 651.43 1,767.46 14,518.31 2,418.89 17 533.33 1,666.67 11,666.67 2,200.00 17 1,324.51 2,183.82 30,928.86 3,508.32
18 580.73 1,838.16 12,680.16 2,418.89 18 466.67 1,666.67 10,000.00 2,133.33 18 1,237.15 2,622.00 28,306.86 3,859.15
19 507.21 1,911.68 10,768.47 2,418.89 19 400.00 1,666.67 8,333.33 2,066.67 19 1,132.27 3,112.80 25,194.06 4,245.07
20 430.74 1,988.15 8,780.32 2,418.89 20 333.33 1,666.67 6,666.67 2,000.00 20 1,007.76 3,661.81 21,532.25 4,669.58
21 351.21 2,067.68 6,712.64 2,418.89 21 266.67 1,666.67 5,000.00 1,933.33 21 861.29 4,275.24 17,257.01 5,136.53
22 268.51 2,150.39 4,562.26 2,418.89 22 200.00 1,666.67 3,333.33 1,866.67 22 690.28 4,959.91 12,297.10 5,650.19
23 182.49 2,236.40 2,325.86 2,418.89 23 133.33 1,666.67 1,666.67 1,800.00 23 491.88 5,723.32 6,573.78 6,215.21
24 93.03 2,325.86 - 2,418.89 24 66.67 1,666.67 - 1,733.33 24 262.95 6,573.78 - 6,836.73
Página 14
Totales 18,053.38 40,000.00 58,053.38 16,300.00 40,000.00 56,300.00 27,568.87 40,000.00 67,568.87
Página 14
MONTO SOLICITADO: 40,000.00 CAMBIO DE TASA PREVISTO AL INICIO DE LA CANCELACION
CUOTAS BIMESTRALES 12 LAS CUOTAS DE CAPITAL SE LIQUIDAN LOS MESES PARES
TASA EFECT. MENSUAL (0,12) 3% TASA EFECT. MENSUAL (12,24) 4%
SISTEMAS
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
Página 15
Totales 17,885.28 40,000.00 57,885.28 17,000.00 40,000.00 57,000.00 21,814.08 40,000.00 61,814.08
Página 15
MONTO SOLICITADO: 40,000.00 CAMBIO DE TASA PRODUCIDO EN EL MES NRO. 12
CUOTAS 24
TASA EFECT. MENSUAL (0,12) 3% TASA EFECT. MENSUAL (12,24) 4%
SISTEMAS
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
1 1,200.00 1,161.90 38,838.10 2,361.90 1 1,200.00 1,666.67 38,333.33 2,866.67 1 1,200.00 (471.86) 40,471.86 728.14
2 1,165.14 1,196.75 37,641.35 2,361.90 2 1,150.00 1,666.67 36,666.67 2,816.67 2 1,214.16 (413.20) 40,885.06 800.95
3 1,129.24 1,232.66 36,408.69 2,361.90 3 1,100.00 1,666.67 35,000.00 2,766.67 3 1,226.55 (345.50) 41,230.57 881.05
4 1,092.26 1,269.64 35,139.06 2,361.90 4 1,050.00 1,666.67 33,333.33 2,716.67 4 1,236.92 (267.76) 41,498.33 969.15
5 1,054.17 1,307.72 33,831.33 2,361.90 5 1,000.00 1,666.67 31,666.67 2,666.67 5 1,244.95 (178.88) 41,677.21 1,066.07
6 1,014.94 1,346.96 32,484.38 2,361.90 6 950.00 1,666.67 30,000.00 2,616.67 6 1,250.32 (77.64) 41,754.85 1,172.68
7 974.53 1,387.37 31,097.01 2,361.90 7 900.00 1,666.67 28,333.33 2,566.67 7 1,252.65 37.30 41,717.55 1,289.94
8 932.91 1,428.99 29,668.02 2,361.90 8 850.00 1,666.67 26,666.67 2,516.67 8 1,251.53 167.41 41,550.14 1,418.94
9 890.04 1,471.86 28,196.17 2,361.90 9 800.00 1,666.67 25,000.00 2,466.67 9 1,246.50 314.33 41,235.81 1,560.83
10 845.89 1,516.01 26,680.16 2,361.90 10 750.00 1,666.67 23,333.33 2,416.67 10 1,237.07 479.84 40,755.97 1,716.92
11 800.40 1,561.49 25,118.67 2,361.90 11 700.00 1,666.67 21,666.67 2,366.67 11 1,222.68 665.93 40,090.04 1,888.61
12 753.56 1,608.34 23,510.33 2,361.90 12 650.00 1,666.67 20,000.00 2,316.67 12 1,202.70 874.77 39,215.27 2,077.47
13 940.41 1,564.66 21,945.67 2,505.08 13 800.00 1,666.67 18,333.33 2,466.67 13 1,568.61 881.70 38,333.58 2,450.31
14 877.83 1,627.25 20,318.42 2,505.08 14 733.33 1,666.67 16,666.67 2,400.00 14 1,533.34 1,162.00 37,171.58 2,695.34
15 812.74 1,692.34 18,626.08 2,505.08 15 666.67 1,666.67 15,000.00 2,333.33 15 1,486.86 1,478.01 35,693.57 2,964.87
16 745.04 1,760.03 16,866.04 2,505.08 16 600.00 1,666.67 13,333.33 2,266.67 16 1,427.74 1,833.62 33,859.95 3,261.36
17 674.64 1,830.43 15,035.61 2,505.08 17 533.33 1,666.67 11,666.67 2,200.00 17 1,354.40 2,233.10 31,626.85 3,587.50
18 601.42 1,903.65 13,131.95 2,505.08 18 466.67 1,666.67 10,000.00 2,133.33 18 1,265.07 2,681.17 28,945.68 3,946.25
19 525.28 1,979.80 11,152.16 2,505.08 19 400.00 1,666.67 8,333.33 2,066.67 19 1,157.83 3,183.04 25,762.64 4,340.87
20 446.09 2,058.99 9,093.17 2,505.08 20 333.33 1,666.67 6,666.67 2,000.00 20 1,030.51 3,744.45 22,018.18 4,774.96
21 363.73 2,141.35 6,951.82 2,505.08 21 266.67 1,666.67 5,000.00 1,933.33 21 880.73 4,371.73 17,646.46 5,252.45
22 278.07 2,227.00 4,724.81 2,505.08 22 200.00 1,666.67 3,333.33 1,866.67 22 705.86 5,071.84 12,574.62 5,777.70
23 188.99 2,316.08 2,408.73 2,505.08 23 133.33 1,666.67 1,666.67 1,800.00 23 502.98 5,852.48 6,722.13 6,355.47
24 96.35 2,408.73 - 2,505.08 24 66.67 1,666.67 - 1,733.33 24 268.89 6,722.13 - 6,991.02
Página 16
Totales 18,403.68 40,000.00 58,403.68 16,300.00 40,000.00 56,300.00 27,968.84 40,000.00 67,968.84
Página 16
MONTO SOLICITADO: 40,000.00 CAMBIO DE TASA PRODUCIDO EN EL MES NRO. 12
CUOTAS BIMESTRALES 12 LAS CUOTAS DE CAPITAL SE LIQUIDAN LOS MESES PARES
TASA EFECT. MENSUAL (0,12) 3% TASA EFECT. MENSUAL (12,24) 4%
SISTEMAS
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
Página 17
Totales 18,053.91 40,000.00 58,053.91 17,000.00 40,000.00 57,000.00 21,995.80 40,000.00 61,995.80
Página 17
MONTO SOLICITADO: 40,000.00 PLAZO DE GRACIA 2 PERÍODOS
CUOTAS 24
TASA EFECTIVA MENSUAL 3%
SISTEMAS
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
Página 18
Totales 18,580.47 40,000.00 58,580.47 17,076.42 40,000.00 57,076.42 25,295.73 40,000.00 65,295.73
Página 18
MONTO SOLICITADO: 40,000.00 PLAZO DE GRACIA 4 MESES
CUOTAS BIMESTRALES 12
TASA EFECTIVA MENSUAL 3% LAS CUOTAS DE CAPITAL SE LIQUIDAN LOS MESES PARES
SISTEMAS
N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total N° Cuota Interés Amortización Saldo Capital Cuota Total
Página 19
Totales 20,534.82 40,000.00 60,534.82 19,877.07 40,000.00 59,877.07 22,993.07 40,000.00 62,993.07
Página 19
MONTO SOLICITADO: 5,068.90 8,448.10 MONTO SOLICITADO: 5,068.90 8,448.10 MONTO SOLICITADO: 5,068.90 8,448.10
CUOTAS 9 CUOTAS 12 CUOTAS 15
TASA EFECTIVA MENSUAL 9.88078% TASA EFECTIVA MENSUAL 7.54364% 7.54364% TASA EFECTIVA MENSUAL 7.99731% 7.99731%
MONTO SOLICITADO: 5,068.90 8,448.10 MONTO SOLICITADO: 5,068.90 8,448.10 MONTO SOLICITADO: 5,068.90 8,448.10
CUOTAS 18 CUOTAS 21 CUOTAS 24
TASA EFECTIVA MENSUAL 6.97490% 6.97490% TASA EFECTIVA MENSUAL 6.24774% 6.24774% TASA EFECTIVA MENSUAL 5.695717% 5.695717%
MONTO SOLICITADO: 5,068.90 8,448.10 MONTO SOLICITADO: 5,068.90 8,448.10 MONTO SOLICITADO: 5,068.90 8,448.10
CUOTAS 27 CUOTAS 30 CUOTAS 33
TASA EFECTIVA MENSUAL 5.296107% 5.296107% TASA EFECTIVA MENSUAL 4.953674% 4.953674% TASA EFECTIVA MENSUAL 5.945292% 5.945292%
MONTO SOLICITADO: 5,068.90 8,448.10 MONTO SOLICITADO: 5,068.90 8,448.10 MONTO SOLICITADO: 5,068.90 8,448.10
CUOTAS 36 CUOTAS 39 CUOTAS 42
TASA EFECTIVA MENSUAL 5.698093% 5.698093% TASA EFECTIVA MENSUAL 5.506668% 5.506668% TASA EFECTIVA MENSUAL 5.342773% 5.342773%