Money Laundering BKB 2013

gvwbjÛvwis
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mš¿v‡m A_©vqb
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2013
evsjv‡`k K…wl e¨vsK

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gvwbjÛvwis cÖwZ‡iva †mj
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gvwbjÛvwis cÖwZ‡iva AvBb-2002 Rvix Kivi ci ‡_‡K evsjv‡`k e¨vs‡Ki wb‡`©kbvµ‡g evsjv‡`k K…wl e¨vsK
gvwbjÛvwis cÖwZ‡iva Kvh©µg ev¯@evqb K‡i Avm‡Q| gvwbjÛvwis cªwZ‡iva wel‡q wewfbœ mg‡qi wb‡`©kbvi Av‡jv‡K 2007
mv‡j e¨vsK gvwbjÛvwis cÖwZ‡iva g¨vby‡qj cÖKvk K‡i | ‡`kxq I Avš@R©vwZK cwiewZ©Z cwiw¯’wZi †cÖ¶vc‡U 2007 mv‡ji
ci gvwbjÛvwis cÖwZ‡iva AvB‡bi e¨vcK cwieZ©b mvwaZ n‡q‡Q| G QvovI bZzb iƒ‡c mš¿vm we‡ivax AvBb cÖYqb I
cieZ©x‡Z Zv ms‡kva†bi †cÖw¶‡Z c–‡e©i cÖKvwkZ g¨vby‡qjwU Avc‡MÖW Kiv Avek¨K n‡q c‡o‡Q| GB Ae¯’vi †cÖw¶‡Z
gvwbjÛvwis cÖwZ‡iva AvBb I mš¿vm we‡ivax we`¨gvb AvBb Ges evsjv‡`k e¨vs‡Ki nvjbvMv` wb‡`©kbvi mgš^‡q ms‡kvwaZ
AvKv‡i bZzb ms¯‹i‡b g¨vby‡qjwU cÖKvk Kiv n‡jv|
02| evsjv‡`k e¨vs‡Ki wb‡`©kvejx Ges AÎ e¨vsK KZ©„K mg‡q mg‡q RvixK…Z Av‡`kvejxi mv‡_ mvgÄm¨ †i‡L GB
gvwbjÛvwis I mš¿v‡m A_©vqb cÖwZ‡iva g¨vby‡qjwU cÖYqb Kiv n‡q‡Q|
03| g¨vby‡q‡ji welqe¯‘ mvavibZt bxwZ wb‡`©kbvg–jK hv kvLv eë¯’vcK, kvLv gvwbjÛvwis cÖwZ‡iva cwicvjb Kg©KZ©vmn
(BAMLCO) kvLvi Ab¨vb¨ mswkÐó Kg©KZ©v I Kg©Pvix‡ì gvwbjÛvwis cÖwZ‡iva Kvh©µ‡g w`K-wb‡`©kK wn‡m‡e eëüZ
n‡e| Avwg g‡b Kwi GB gvwbjÛvwis I mš¿v‡m A_©vqb cÖwZ‡iva g¨vby‡qj gvV ch©v‡qi mKj Kg©KZ©v/Kg©Pvix‡ì gvwbjÛvwis
I mš¿vmx Kg©Kv‡Û A_©vqb cÖwZ‡iva Kvh©µg AwaKZi mn‡R Ges `ª“ZZv I cvi`k©xZvi mv‡_ cwiPvjbv Kivi Rb¨ mnvqK
n‡e|
04| e¨vs‡Ki me©¯@†ii Kg©KZ©v/Kg©PvixMY GB gvwbjÛvwis I mš¿v‡m A_©vqb cÖwZ‡iva g¨vby‡q‡j wea„Z wb‡`©kvejx
cysLvbycysLfv‡e AbymiY Ki‡eb| Avwg Avkv Ki‡ev, G wel‡q fwel¨‡Z e¨vsK KZ©„K mg‡q mg‡q †h wb‡`©kvejx I
ms‡kvabx Rvix Kiv n‡e †m¸‡jvi mv‡_ mvgÄm¨ †i‡L cieZ©x‡ZI g¨vby‡q‡ji welqe¯‘ nvjbvMv` Kiv n‡e hv‡Z
eënviKvixM‡Yi wbKU Zv me©Zfv‡e Dc‡hvMx nq|
05| bZzb ms¯‹i‡b cÖKvwkZ GB gvwbjÛvwis I mš¿v‡m A_©vqb cÖwZ‡iva g¨vby‡qj AÎ e¨vs‡Ki gvwbjÛvwis cÖwZ‡iva
†mj, kvLv wbqš¿Y I eëmv Dbœqb wefv‡Mi mswkÐó Kg©KZ©vM‡bi wbijm cwikÖ‡gi dmj| Avwg Zuv‡ì mevB‡K Avš@wiK
†gveviKev` RvbvB|
06| GB g¨vby‡qj †KejgvÎ e¨vsK Kg©KZ©v/Kg©Pvixi `vßwiK Kv‡Ri Rb¨ eëüZ n‡e |
¯^v¶wiZ/-
K…wl e¨vsK feb (†gvt Ave`ym mvjvg)
ZvwiL t 22 RyjvB, 2013 eë¯’vcbv cwiPvjK
gvwbjÛvwis I mš¿v‡m A_©qb cÖwZ‡iva g¨vby‡qj
m–PxcÎ
t m–PxcÎ 5
t List of abbreviation 7
cwi‡”Q`- 1 t f‚wgKv 9
1.01 t gvwbjÛvwis Gi A_© 11
1.02 t gvwbjÛvwis Gi m¤¢ve¨ wb‡`©kKmg–n 11-13
1.03 t gvwbjÛvwis msNU‡bi c×wZ 13
1.04 t gvwbjÛvwis cÖwZ‡iv‡a e¨vs‡Ki `vwqZ¡/KiYxq 13
cwi‡”Q`- 2 2.01 t gvwbjÛvwis cÖwZ‡iva AvBb-2012 14-25
2.02 t mš¿vmwe‡ivax (ms‡kvabx) AvBb-2013 26-37
2.03 t mš¿vmwe‡ivax AvBb-2009 37-45
cwi‡”Q`-3 3.01 t gvwbjÛvwis cÖwZ‡iva Kg©mP– x cwicvjb I ev¯@evqb 46-48
3.02 t Aciv‡ai Z`š@ I wePvi 48
3.03 t gvwbjÛvwis Aciva I `Û 49
3.04 t cÖwk¶Y 49
3.05 t †iKW© msi¶Y 50
3.06 t wbix¶v msµvš@ 50
cwi‡”Q`-4 t gvwbjÛvwis Aciva cÖwZ‡iv‡a wi‡cvU© cÖ`vbKvix ms¯’vi `vq-`vwqZ¡ 50
cwwi‡”Q`-5 t MÖvnK cwiwPwZi bxwZ I c×wZ 50
5.01 t MÖvn‡Ki msÁv 51
5.02 t MÖvnK wbe©vP‡b AbymiYxq/Abym„Z bxwZgvjv 51-55
5.03 t Positive Pay c×wZ AbymiY 55
cwi‡”Q`-6 6.01 t Af¨š@ixY cwiex¶Y I wbqš¿Y 56
6.02 t cÖavb gvwbjÛvwis cÖwZ‡iva cwicvjb Kg©KZ©v (CAMLCO) Gi `vwqZ¡ 56-57
6.03 t kvLv eë¯’vc‡Ki `vwqZ¡ 57-58
6.04 t kvLv gvwbjÛvwis cÖwZ‡iva cwicvjb Kg©KZ©v (BAMLCO) Gi `vwqZ¡ 59
6.05 t gyL¨ AvÂwjK/AvÂwjK eë¯’vcK‡ì `vwqZ¡ 59
6.06 t AvÂwjK wbix¶v Kg©KZ©vi `vwqZ¡ 59
cwi‡”Q`-7 7.01 t wnmve †Lvjvi Av‡e`b dig (e¨w³K wnmve) 60-61
7.02 t wnmve †Lvjvi Av‡e`b dig (A-e¨w³K wnmve) 62-63
7.03 t wnmve †Lvjvi dig (e¨w³ msµvš@ Z_¨vejx) 64
7.04 t m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv (TP) 65
7.05 t MÖvnK cwiwPwZ m¤•wK©Z dig (we‡kl ¯‹xg/¯’vqx AvgvbZ †¶‡Î cÖ‡hvR¨) 66
7.06 t MÖvnK cwiwPwZ m¤•wK©Z dig (e¨w³ I cÖwZôv‡bi †¶‡Î cÖ‡hvR¨) 67-69
7.07 t m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv MÖnY I msi¶Y 70
7.08 t SuywK wfwËK MÖvnK wefvRb c×wZ 70
7.09 t KYC Profile G A‡_©i Drm m¤•wK©Z cÖkœcÎ 70
7.10 t m¤•‡ì Drm wbY©‡q eënv‡ii Rb¨ cÖkœcÎ 71
cwi‡”Q`-8 t Avš@t‡`kxq I Af¨š@ixY Aq¨vi UªvÝdvi I †gvevBj e¨vswKs Gi †¶‡Î Abymibxq wb‡`©kvejx 72-75
cwi‡”Q`-9 9.01 t bM` †jb‡`b wi‡cvU© (CTR) `vwLjKiY wbqgvejx 76
9.02 t bM` †jb‡`b wi‡cvU© (CTR) dig Gi bgybv 77-79
9.03 t bM` †jb‡`b wi‡cvU© (CTR) digc–iY msµvš@ wb‡`©kbv 80-84
cwi‡”Q`-10 10.01 t A¯^vfvweK I m‡›`nRbK †jb‡`b mbv³Ki‡Y j¶bxq welqvwì wb‡`©kK 85
10.02 t e¨vs‡Ki Awbevmx UvKv wnmv‡e A‰ea ûwÛ Kvh©µg DÑvwUZ weeibxi bgybv QK 86
10.03 t A¯^vfvweK I m‡›`nRbK †jb‡`‡bi ˆÎgvwmK weeiYxi bgybv QK 86
10.04 t A¯^vfvweK I m‡›`nRbK †jb‡`b D`&NvUb c×wZ I wi‡cvU©KiY 86
10.05 t A¯^vfvweK I m‡›`nRbK †jb‡`b wi‡cvwU©s dig 87-88
10.06 t CTR I STR wi‡cvU© c–i‡Yi †¶‡Î eënv‡ii Rb¨ cÖ`Ë †KvW ZvwjKv 89-90
cwi‡”Q`-11 t K‡imc‡Û›U e¨vswKs (Correspondent Banking) 91
11.01 t Coresponding Bank Gi KYC dig 93-93
cwi‡”Q`-12 12.00 t ¯^wba©viYx c×wZ‡Z kvLvi wbR¯^ Ae¯’vb wbY©q (Self Assessment) 94-95
cwi‡”Q`-13 13.00 t Independent Testing Procedures 95-98
cwi‡”Q`-14 14.00 t kvLv gvwbjÛvwis cÖwZ‡iva cwicvjb Kg©KZ©v†ì KvR Z`viKxKiY 99
cwi‡”Q`-15 15.01 t CTR c–i‡Yi †¶‡Î eënv‡ii Rb¨ cÖ`Ë Dc‡Rjv †KvW ZvwjKv 100-109
05
List of Abbreviation
AML/CFT Anti-Money Laundering/Combating the Financing of

Terrorism
AMLD Anti-Money Laundering Department
APG Asia Pacific Group on Money Laundering
ATA Anti Terrorism Act
ACC Anti-Corruption Commission
BAMLCO Branch Anti-Money Laundering Compliance Officer
BB Bangladesh Bank
BDT Bangladesh Taka
BFIU Bangladesh Financial Intelligence Unit
CAMLCO Chief Anti-Money Laundering Compliance Officer
CCU Central Compliance Unit
CDD Customer Due Diligence
CTC Counter Terrorism Committee
EDD Enhance Due Diligence
CTR Cash Transaction Report
FATF Financial Actions Task Force
FI Financial Institution
FIU Financial Intelligence Unit
FSRB FATF Style Regional Body
GPML Global program against Money Laundering
ICRG International Cooperation and Review Group
IOSCO International Organization of Securities Commission
KYC Know Your Customer
ML Money Laundering
MLPA Money Laundering Prevention Act
NCC National Coordination Committee
NCCT Non-cooperating Countries and Territories
OECD Organization for Economic Co-operation and Development
OFAC Office of Foreign Assets Control
PEP Politically Exposed Persons
SAR Suspicious Activity Report
STR Suspicious Transaction Report
TF Terrorist Financing
TP Transaction Profile
UN United Nations
UNODC UN Office of Drugs and Crime
UNSCR United Nations Security Council Resolution
07
cwi‡”Q`-01
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cÖvq mKj †`kB A_© mš¿v‡mi wkKvi n‡”Q| AwaKvsk †`‡kB A‡_©i A‰ea †jb‡`b e„w× †c‡q‡Q Ges
GKB mv‡_ A‰ea A_© eëüZ n‡”Q wewfbœ A‰ea Kvh©µ‡g| A‰eafv‡e AwR©Z A_© mvgvwRKfv‡e êaZv
†`qvi D‡Ï‡k¨ D³ A‡_©i Drm †Mvcb Kivi Rb¨ gvbyl wewfbœ †KŠk‡ji AvkÖq †bq| A‰ea A‡_©i Drm
†MvcbKi‡Yi gva¨‡g m¤•‡ì êaZv †`qvi c×wZ I cÖwµqv‡KB gvwbjÛvwis wn‡m‡e wPwýZ Kiv n‡q‡Q|
gvwbjÛvwis I mš¿vmx Kg©Kv†Ûi e¨vcKZvi †cÖw¶‡Z Avš@R©vwZK m¤•Ö`vq I msMVb-we‡kl K‡i RvwZmsN
me©cÖ_g gvwbjÛvwis I mš¿vmx Kv‡R A_©vqb cÖwZ‡iv‡a wewfbœ Kb‡fbkb I †iRy‡jkb MÖn†Y Zvrch©c–Y© I
Kvh©Ki f‚wgKv cvjb K‡i| cieZ©x‡Z RvwZms‡Ni mg_©‡b D-7 ‡`kg–†ni mwµq D‡`¨v‡M gwbjÛvwis
msµvš@ Avš@R©vwZK cªwZôvb FATF( Financial Action Task Force) MwVZ nq| 1990 m‡j
FATF gvwbjÛvis cÖwZiva m¤•wK©Z 40 wU mycvwik Ges 2001 m‡b mš¿vmx Kg©Kv‡Û A_©vqb
cÖwZ‡iv‡ai j‡¶¨ AviI 9wU mycvwik, me©v‡gvU 49wU mycvwik †ck K‡i-hv eZ©gvb we‡k¦ gvwbjÛvwis
cÖwZ‡iva Kvh©µg ev¯@evq‡b Avš@R©vwZK gvb`Û wn‡m‡e ¯^xK…Z| evsjv‡`k gvwbjÛvwis m¤•wK©Z
Avš@Rv©wZK cÖwZôvb APG Gi cÖwZôvKvjxb m`m¨| FATF Gi m`m¨ wn‡m‡e APG D‡jÐwLZ 49wU
mycvwik ev¯@evq‡b cÖwZÁve×| myZivs evsjv‡`k‡K gvwbjÛvwis I mš¿vm we‡ivax Kvh©µg ev¯@evq†b
Avš@R©vwZK gv‡b DbœxZ n‡Z FATF Gi mycvwik¸‡jv ev¯@evqb Ki‡Z n‡e|
eZ©gv‡b we‡k¦i AwaKvsk †`kB gvwbjÛvwis cÖwZ‡iv‡a wewfbœ c`‡¶c MÖnY K‡i P‡j‡Q| G †¶‡Î
evsjv‡`kI ¸i“Ë¡c–Y© f‚wgKv cvjb K‡i hv‡”Q| G †cÖw¶‡Z gvwbjÛvwis cÖwZ‡iva AvBb, 2002 RvZxq
msm‡` cvk Kiv nq hv ev¯@‡e gvwbjÛvwis cÖwZ‡iv‡a we‡klfv‡e Kvh©Ki f‚wgKv cvjb K‡i‡Q| 2008
mv‡j ZË¡veavqK miKv‡ii Avg‡j gvwbjÛvwis cÖwZ‡iva AvBb, 2002 evwZjc–e©K gvwbjÛvwis cÖwZ‡iva
Aa¨v‡`k, 2008 Ges bZzb iƒ‡c mš¿vm we‡ivax Aa¨v‡`k, 2008 cÖYqb I Rvix Kiv nq| AZtci
gvwbjÛvwis cÖwZ‡iva Aa¨v‡`k, 2008 Ges mš¿vm we‡ivax Aa¨v‡`k, 2008 iwnZµ‡g gvwbjÛvwis
cÖwZ‡iva AvBb, 2009 Ges mš¿vm we‡ivax AvBb, 2009 RvZxq msm‡` cvk nq hv 2009 mvj n‡Z
gvwbjÛvwis cÖwZ‡iva I mš¿v‡m A_©vqb †iv‡a Kvh©Kix f‚wgKv ‡i‡L‡Q| evsjv‡`‡ki eZ©gvb †cÖ¶vc‡Ui
Av‡jv‡K gvwbjÛvwis I mswkÐó Ab¨vb¨ Aciva cÖwZ‡ivamn AvbylswMK welqvw` m¤•‡K© we`¨gvb AvB‡bi
e¨vcK cwieZ©b cÖ‡qvRb nIqvq gnvgvb¨ ivó«cwZ KZ©„K 16 Rvbyqvix, 2012 Zvwi‡L Aby‡gv`‡bi †cÖw¶‡Z
gvwbjÛvwis cÖwZ‡iva AvBb, 2009 evwZjc–e©K KwZcq ms‡kvabxmn gvwbjÛvwis cÖwZ‡iva Aa¨v‡`k,
2012 Ges mš¿vm we‡ivax AvBb, 2009 AvswkK ms‡kvab K‡i mš¿vm we‡ivax (ms‡kvabx) Aa¨v‡`k,
2012 Rvix Kiv nq| cieZ©x‡Z D³ Aa¨v‡`k `yÔwU evsjv‡`k RvZxq msm` KZ©„K cvk nIqvi †cÖw¶‡Z
gvwbjÛvwis cÖwZ‡iva AvBb, 2012 (16 Rvbyqvix, 2012 n‡Z Kvh©Ki) I mš¿vm we‡ivax (ms‡kvabx)
AvBb, 2012 (20 †deª“qvix, 2012 n‡Z Kvh©Ki) Rvix Kiv nq| mš¿vm we‡ivax AvBb, 2009 Gi
AwaKZi ms‡kvabK‡í cÖYxZ mš¿vm we‡ivax (ms‡kvab) AvBb, 2013 evsjv‡`k RvZxq msm‡` M„nxZ nq
hv ivó«cwZi Aby‡gv`bµ‡g 12 Ryb, 2013 n‡Z Kvh©Ki Kiv n‡q‡Q|
Af¨š@ixY I Avš@R©vwZK cwiewZ©Z cwiw¯’wZi Kvi‡Y gvwbjÛvwis AvB‡bi e¨vcK cwieZ©b Ges bZzb
iƒ‡c mš¿vm we‡ivax AvBb cÖYq‡bi †cÖw¶‡Z 2007 mv‡j AÎ e¨vsK KZ©„K cÖKvwkZ gvwbjÛvwis cÖwZ‡iva
g¨vby‡qjwU evsjv‡`k e¨vs‡Ki nvjbvMv` MvBWjvBb Ges we`¨gvb AvB‡bi mv‡_ mgš^q †i‡L mgq
Dc‡hvMx K‡i ms‡kvwaZ AvKv‡i cÖKvk Kiv n‡jv| Av‡jvP¨ g¨vby‡q‡j wea„Z wb‡`©kvejx e¨vs‡Ki
gvwbjÛvwis wi¯‹ Ges cÖwZôv‡bi A_©‰bwZK myôz eë¯’vcbvq Zvrch©cY– © I Kvh©Ki f‚wgKv ivL‡e| Zv
QvovI g¨vby‡qjwU eënviKvix Ges cÖwZôvb‡K gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cªwZ‡iva Suwy K n‡Z
wbivc` ivL‡Z m¶g n‡e |
09
Aby‡”Q`-1.01 ÒgvwbjÛvwisÕÕ A_©--
gvwbjÛvwis cÖwZ‡iva AvBb, 2012 (2012 m‡bi 5bs AvBb) †gvZv‡eK ÔÔgvwbjÛvwisÕÕ A_© t
(A) wbæewY©Z D‡Ï‡k¨ Aciv‡ai mv‡_ m¤•„³ m¤•wË ÁvZmv‡i ¯’vbvš@i ev iƒcvš@i ev n¯@vš@i t
(1) Acivajä Av‡qi A‰ea cÖK…wZ, Drm, Ae¯’vb, gvwjKvbv I wbqš¿Y †Mvcb ev QÙve„Ë Kiv; A_ev
(2) m¤•„³ Aciva msMV‡b RwoZ †Kvb e¨w³‡K AvBbMZ eë¯’v MÖnY n‡Z i¶vi D‡Ï‡k¨ mnvqZv Kiv;
(Av) êa ev A‰ea Dcv‡q AwR©Z A_© ev m¤•wË wbqg ewnf©Z
– fv‡e we‡`‡k cvPvi Kiv;
(B) ÁvZmv‡i Acivajä Av‡qi A‰ea Drm †Mvcb ev Avovj Kivi D‡Ï‡k¨ Dnvi n¯@vš@i, we‡`‡k †cÖiY ev
we‡`k n‡Z evsjv‡`‡k †cÖiY ev AvYqb Kiv;
(C) †Kvb Avw_©K †jb‡`b GBiƒcfv‡e m¤•bœ Kiv ev m¤•bœ Kivi †Póv Kiv hv‡Z GB AvB‡bi Aaxb Dnv
wi‡cvU© Kivi cÖ‡qvRb n‡e bv;
(D) m¤•„³ Aciva msNU‡b cÖ‡ivwPZ Kiv ev mnvqZv Kivi AwfcÖv‡q †Kvb êa ev A‰ea m¤•wËi iƒcvš@i ev
¯’vbvš@i ev n¯@vš@i Kiv;
(E) m¤•„³ Aciva n‡Z AwR©Z Rvbv m‡Ë¡I G ai‡Yi m¤•wË MÖnY, `L‡j †bqv ev †fvM Kiv;
(&F) Giƒc †Kvb Kvh© Kiv hvi Øviv Acivajä Av‡qi A‰ea Drm †Mvcb ev Avovj Kiv nq;
(G) Dc‡i ewY©Z †h †Kvb Aciva msNU‡b Ask MÖnY, m¤•„³ _vKv, Aciva msNU‡b lohš¿ Kiv, msNU‡bi
cÖ‡Póv A_ev mnvqZv Kiv, cÖ‡ivwPZ Kiv ev civgk© cÖ`vb Kiv;
(K) ÒA_© ev m¤•wË cvPviÓ A_ ©----
(1) †`‡k we`¨gvb AvB‡bi e¨Z¨q NwU‡q †`‡ki evwn‡i A_© ev m¤•wË †cÖiY ev i¶Y; ev
(2) †`‡ki evwn‡i †h A_© ev m¤•wË‡Z evsjv‡`‡ki ¯^v_© i‡q‡Q hv evsjv‡`‡k AvYqb†hvM¨ wQj Zv
evsjv‡`‡k AvYqb n‡Z weiZ _vKv; ev
(3) we‡`k n‡Z cÖK…Z cvIbv †`‡k AvYqb bv Kiv ev we‡`‡k cÖK…Z †`bvi AwZwi³ cwi‡kva Kiv;
Aby‡”Q`-1.02 t gvwbjÛvwis Gi m¤¢ve¨ wb‡`©wkKvmg–n
gvwbjÛvwis cÖwµqv mgq mgq RwUj AvKvi aviY Ki‡Z cv‡i Ges G welqwU A‡bK mgq ¯•ó bvI n‡Z
cv‡i| Z‡e we‡kl KZ¸‡jv wb‡`©kK Gi gva¨‡g †Kv_vI gvwbjÛvwis n‡q‡Q, n‡”Q ev n‡Z hv‡”Q e‡j
aviYv Kiv hvq| wbæwjwLZ wb‡`©kK n‡Z gvwbjÛvwis Gi wel‡q Abygvb Kiv hvq Ges G wel‡q h‡_vchy³
Kvh©Ki f‚wgKv cvjb Kiv hvq|
1. bvbv welqvw` †MvcbKiY, Dn¨ ivLv, QÙveiY ˆZix ev Gwo‡q hvIqvi cÖqvm|
2. wnmve †Lvjvi mgq cÖ‡qvRbxq AZ¨vek¨Kxq Z_¨ cÖ`v‡b Abxnv cÖ`k©b, Am`ycvq Aej¤^b ev cÖZviYv
Kiv|
3. fzj wVKvbv cÖ`vb Kiv ev wVKvbvwU Ggbfv‡e cÖ`vb Kiv hv mZ¨ ev wg_¨v bq, wKš‘ cix¶v Kiv m¤¢e nq
bv|
4. eëmvi¯’j ev Avevm¯’j DfqB e¨vsK kvLv n‡Z A‡bK `–‡i Aew¯’Z; AvcvZZt `„wó‡Z wbKUeZ©x e¨vsK
kvLv †i‡L GZ `–‡i Avmvi KviY †evSv hv‡”Q bv|
5. Ab¨ †Kvb e¨vsK wnmve Av‡Q wKbv Rvbv‡Z Abxnv cÖ`k©b|
6. †jb‡`‡bi AbywgZ gvÎvq D‡jÐwLZ Z_¨ Zvi eëmvi cwiwai mv‡_ mvgÄm¨c–Y© bq|
11
7. MÖvn‡Ki eëmvi¯’j cwi`k©b K‡i m‡š@vlRbK g‡b bv nIqv|
8. eëmv‡q cÖK…wZMZ Kvi‡Y †PK ev Ab¨ Bbó«~‡g†›U †jb‡`b m¤•vw`Z n‡jI nVvr K‡i A¯^vfvweK eo
[
As‡Ki bM` Rgv Kiv|
09. †Kvb hyw³m½Z KviY QvovB nVvr K‡i Rgvi cwigvb †e‡o hvIqv Ges eëmvq ev eëmv‡qi gvwj‡Ki
mv‡_ AvcvZt m¤•K©nxb Lv‡Z ¯^í mg‡qi eëav‡bB ¯’vbvš@i ( †P‡K ev bM‡`) n‡q hvIqv|
10. KviI wnmv‡e bM‡` ev †QvU †QvU As‡K Rgv n‡jI †gvU Rgvi cwigvb hw` AbywgZ gvÎv ev ¯^vfvwe‡Ki
†P‡qI AwaK nq|
11. Ab¨Î eo AsK e¨vs‡Ki gva¨‡g ¯’vbvš@i K‡i †mLv‡b bM‡` cwi‡kv‡ai Aby‡iva ev Ab¨Î n‡Z AvMZ eo
AsK bM‡` cwi‡kv‡ai Aby‡iva Kiv|
12. wnmv‡ei ¯^vfvweK cÖK…wZ AbymiY bv K‡i bM` †jb‡`‡b AvMÖn cÖ`k©b|
13. g‡°‡ji wewfbœ bv‡g ev wewfbœ cÖwZôv‡bi bv‡g A‡bK¸‡jv wnmve _vKv Ges me¸‡jv wnmve wg‡j
cwiPvwjZ †jb‡`‡b A¯^vfvweKZv cÖ`k©b|
14. e¨vs‡Ki AÁv‡Z A‡bK¸‡jv e¨vs‡K wnmve cwiPvjbv Kiv; wKš‘ Znwej GKÎxKiY ¯^v‡_© ev evisevi
Znwej Gw`K †mw`K ¯’vbvš@i Kivi †¶‡Î e¨vsK KZ©„K Ab¨ wnmve¸‡jv m¤•‡K© AewnZ nIqv|
15. hyw³ msMZ KviY QvovB Ab¨ e¨w³i †P‡K evi evi eo AsK RgvKiY|
16. nVvr e¨vs‡K GK ev GKvwaK jKvi MÖnY, Nb Nb eënvi Ges mxj Kiv c¨v‡KU evi evi ivLv Ges
DVv‡bv|
17. e¨vsK KZ©„K KZ©b Kiv PvR©mg–n, e¨vsK my`, wewfbœ my‡hvM-myweav BZ¨vw` m¤•‡K© J`vmxb¨ cÖ`k©b|
18. †Kvb ÁvZ KviY QvovB eû msL¨K †jvK KZ©„K †Kvb wnmv‡e UvKv Rgv Kiv|
19. `xN©w`‡bi mgm¨v RR©wiZ FY ÁvZ KviY QvovB nVvr cwi‡kva|
20. ÁvZ †Kvb KviY Qvov Z…Zxq c‡¶i m¤•‡ì wecix‡Z FY cvIqvi cÖ¯@ve †`qv|
21. eëmvwqK cÖ‡qvRb Qvov eo As‡Ki †iwgU¨vÝ †cÖiY I MÖnY Kiv| †cÖi‡Yi †¶‡Î Drm Aby³ ivLv Ges
cÖvc‡Ki Avw_©K †hvM¨Zv m¤•‡K© m‡›`n _vKv|
22. Avg`vbxi †¶‡Î AwZ -g–j¨vqb Ges ißvbxi †¶‡Î Ae-g–j¨vqb Kiv|
23 AMÖnY‡hvM¨ KviY †`wL‡q export claim MÖnY Kiv|
24. Avg`vbx ev ißvbxi †¶‡Î evRvi ì A‡c¶v Kg ev †ekx g–‡j¨ µq/weµq Pzw³ m¤•v`b Kiv|
25. Avg`vbx c‡bï mis-declaration cÖ`v‡bi gva¨‡g cb¨ g–‡jï ZviZg¨ NUv‡bv I ïé dvuwK †`qv|
26. gvjvgvj †`‡k cÖ‡ek e¨ZxZ f–uqv `wjj e¨vs‡K Rgv w`‡q †jUvi Ae †µwW†Ui UvKv we‡`‡k cvVv‡bv|
27. Aby‡gvw`Z wWjvi ev gvwb†PÄvi jvB‡mÝ bv _vKv m‡Ë¡I ê‡`wkK gy`ªv µq-weµq Kiv wKsev jvB‡mÝ
_vKv m‡Ë¡I A‰eafv‡e †jb‡`b Kiv|
28. †PvivPvjv‡bi mv‡_ cÖZ¨¶ I c‡iv¶fv‡e hy³ _vKv|
29. Awbevmx‡ì wnmve A‰eafv‡e eënvi Kiv|
30. f‚uqv wej Ae Gw›Uª `vwLj Kiv|
31. FY ‡bqvi ci †Kvb KviY e¨ZxZ AwZ ZvovZvwo Zv cwi‡kva Kiv|
32. mxgvš@ GjvKvq cÖvqkt A_© †cÖiY|
12
33. cÖPzi †jb‡`b wKš‘ ¯^í e¨v‡jÝ ivLv|
34. MÖvnK wb‡R Dcw¯’Z bv n‡q me©`v Ab¨ †jvK Øviv e¨vswKs Kg© m¤•v`b Kiv|
35. cÖPzi †jb‡`b K‡i †jb‡`‡bi D‡Ïk¨ RwUj Kiv ev aygªRvj m„wó Kiv|
36. MÖvn‡Ki mv‡_ mswkÐóZv ¯•ó bq Giƒc Ab¨vb¨ c‡¶i bv‡g wewfbœ Mš@†e¨ A_© †cÖiY|
37. MÖvn‡Ki ÁvZ AvBbwm× Av‡qi mv‡_ msMwZnxb e„nr gvÎvi wmwKDwiwUR µq I weµq|
38. WªvM Drcv`bKvix I UªvbwRU †`k ev mš¿vmx ivó« †_‡K †iwg‡UÝ Avbv|
39. †jb‡`‡bi aiY (Pattern) cwieZ©b ( †hgb c–‡e©i †P‡q †ekx bM` †jb‡`b)|
40. Cash Transaction Report (CTR) ‡_‡K †invB cvIqvi ( jyKv‡bvi) Rb¨ Structuring Kiv|
41. MÖnK cÖ`Ë wewfbœ Z‡_¨ AmvgÄm¨Zv cwijw¶Z nIqv|
Aby‡”Q`-1.03 gvwbjÛvwis msNU‡bi c×wZt

gvwbjÛvwis msNU‡bi Rb¨ †Kvb aivevav wbqg †bB| Z‡e mvaviYZt wb‡æv³ wZbwU Dcv‡q/cÖwµqvi
gva¨‡g gvwbjÛvwis n‡q _v‡K|
1. †cÐm‡g›U (Placement )
2. †jqvwis (Layering )
3. Bw›U‡MÖkb (Integration )
1. †cÐm‡g›U (Placement )t
hLb †Kvb Acivag–jK Kvh© n‡Z D™¢Z – ev DcvwR©Z A_© cÖ_g ev‡ii gZ A_© eë¯’vq (Financial
system) cÖ‡ek K‡i ZLb Zv‡K †cÐm‡g›U (Placement) ejv nq| D`vniY- Pzwi, WvKvwZ, wQbZvB ev
Ny‡li A_© hLb GKwU e¨vsK wnmv‡e Rgv nq ZLb Gi †cÐm‡g›U N‡U|
2. †jqvwis (Layering )t
†jqvwis ej‡Z †c−m‡g›UK…Z A_© ch©vqµ‡g RwUj †jb‡`‡bi gva¨‡g wewfbœ ¯‡i miv‡bvi/¯’vbvš‡ii
cÖwµqv‡K eySvq| G cÖwµqv A‡_©i Drm †Mvcb/jyKv‡bvi Rb¨ eëüZ nq| D`vniYt Aw¯Z¡nxb cÖwZôv‡bi
g‡a¨ B‡jKUªwbK UªvÝdvi, we‡`kx e¨vsK WªvdU, Uªv‡fjvim †PK, GKwU e¨vsK GKvD›U n‡Z wewfbœ e¨vsK
kvLvq wewfbœ bv‡g A‡_©i ¯’vbvši ev Rgv K‡i|
3. Bw›U‡MÖkb (Integration)t
†jqvwis mdj n‡j Bw›U‡MÖkb-Gi gva¨‡g A‰ea UvKv/A‰ea A_© Ggbfv‡e eëüZ nq hv‡Z g‡b nq GwU
êa cš’vq DcvwR©Z| Gfv‡eB jÛvwisK…Z A_© A_©bxwZ‡Z cybe©nvj nq| D`vniYt A‰ea A‡_© µqK…Z
m¤•wËi weµq, Mvox, exgv cwjwmi Nb Nb evwZjKiY BZ¨vw`|
Aby‡”Q`-1.04 t gvwbjÛvwis cÖwZ‡iv‡a e¨vs‡Ki `vwqZ¡/KiYxq

gvwbjÛvwis cÖwZ‡iva I mbv³Ki‡Y GGgGj AvBb -2012 Gi 25(1) Dcaviv Abyhvqx e¨vs‡Ki `vwqZ¡ wbæiƒc t
(K) Dnvi MÖvn‡Ki wnmve cwiPvjbvKv‡j MÖvn‡Ki cwiwPwZi mwVK I c~Y©v½ Z_¨ msi¶Y Kiv;
(L) †Kvb MÖvn‡Ki wnmve eÜ n‡j eÜ nIqvi ZvwiL n‡Z Ab~¨b 5 (cuvP) ermi ch©š@ D³ wnmv‡ei †jb‡`b
msµvš@ Z_¨ msi¶Y Kiv;
(M) `dv (K) I (L) Gi Aaxb msiw¶Z Z_¨vw` evsjv‡`k e¨vs‡Ki Pvwn`v †gvZv‡eK mgq mgq mieivn Kiv;
N) aviv 2 (h) G msÁvwqZ †Kvb m‡›`nRbK †jb‡`b ev †jb‡`‡bi cÖ‡Póv cwijw¶Z n‡j ¯^-D‡`¨v‡M
Awej‡¤^ evsjv‡`k e¨vsK G Ôm‡›`nRbK †jb‡`b wi‡cvU©Õ Kiv|
13
cwi‡”Q`-02
Aby‡”Q`-2.01 t gvwbjÛvwis cÖwZ‡iva AvBb, 2012
evsjv‡`k †M‡RU
AwZwi³ msL¨v
KZ„©c¶ KZ…©K cÖKvwkZ
evsjv‡`k RvZxq msm`
XvKv, 20 †deª“qvix, 2012/8 dvêyb, 1418
msm` KZ©„K M„nxZ wbæwjwLZ AvBbwU 20 †deª“qvwi, 2012 (8 dvyb, 1418) Zvwi‡L ivóªcwZi m¤§wZ jvf
Kwiqv‡Q Ges GZØviv GB AvBbwU me©mvavi‡Yi AeMwZi Rb¨ cÖKvk Kiv hvB‡Z‡Q t---
2012 m‡bi 5 bs AvBb
gvwbjÛvwis cÖwZ‡iva msµvš@ we`¨gvb AvBb I Aa¨v‡`k iwnZµ‡g GZ`&msµvš@ AvBb cybt cÖYq‡bi D‡Ï‡k¨
cÖYxZ AvBb
†h‡nZz gvwbjÛvwis I mswkÐó Ab¨vb¨ Aciva cÖwZ‡iva Ges Dnv‡ì kvw¯@i weavbmn Avbylw½K welqvw` m¤•‡K©
weavb cÖYq‡bi D‡Ï‡k¨ gvwbjÛvwis cÖwZ‡iva msµvš@ we`¨gvb AvBb I Aa¨v‡`k iwnZµ‡g GZ`&msµvš@ AvBb
cybtcÖYqb Kiv mgxPxb I cÖ‡qvRbxq;
†m‡nZz GZ`&Øviv wbæiƒc AvBb Kiv nBj t
1| msw¶ß wk‡ivbvg I cÖeZ©b|--(1) GB AvBb gvwbjÛvwis cÖwZ‡iva AvBb, 2012 bv‡g AwfwnZ nB‡e|
(2) Bnv 3 gvN, 1418 e½vã/16 Rvbyqvwi, 2012 wLª÷vã ZvwiL nB‡Z Kvh©Ki nBqv‡Q ewjqv MY¨ nB‡e|
2| msÁvt welq ev cÖms‡Mi cwicš’x †Kvb wKQy bv _vwK‡j, GB AvB‡b--
(K) ÒA_© ev m¤•wË cvPviÓ A_ ©----
(1) †`‡k we`¨gvb AvB‡bi e¨Z¨q NUvBqv †`‡ki evwn‡i A_© ev m¤•wË †cÖiY ev i¶Y; ev
(2) †`‡ki evwn‡i †h A_© ev m¤•wË‡Z evsjv‡`‡ki ¯^v_© iwnqv‡Q hvnv evsjv‡`‡k AvYqb†hvM¨ wQj Zvnv
evsjv‡`‡k AvYqb nB‡Z weiZ _vKv; ev
(3) we‡`k nB‡Z cÖK…Z cvIbv †`‡k AvYqb bv Kiv ev we‡`‡k cÖK…Z †`bvi AwZwi³ cwi‡kva Kiv;
(L) ÒA_© g~j¨ ¯’vbvš@iKvixÓ A_© Ggb Avw_©K †mev †hLv‡b †mev cÖ`vbKvix GK¯’v‡b bM` UvKv, †PK, Ab¨vb¨
Avw_©K Bb÷ª~‡g›U (B‡jKUªwbK ev Ab¨wea) MÖnY K‡i Ges Ab¨ ¯’v‡b myweav‡fvMx‡K bM` UvKv ev Avw_©K
Bb÷ª~‡g›U ev Ab¨ †Kvbfv‡e mgcwigvY g~j¨ cÖ`vb K‡i;
(M) ÒAcivajä AvqÓ A_© cÖZ¨¶ ev c‡iv¶fv‡e m¤•„³ Aciva nB‡Z AwR©Z, D™¢~Z m¤•wË ev Kv‡iv
AvqËvaxb ev wbqš¿Yvaxb G ai‡Yi m¤•wË;
(N) ÒAei“×Ó A_© GB AvB‡bi AvIZvq Dchy³ KZ©„c¶ KZ„©K †Kvb m¤•wË A¯’vqx wfwË‡Z mswkÐó KZ©„c¶ ev
Av`vj‡Zi wbqš¿‡Y AvYqb Kiv hvnv Av`vjZ KZ©„K ev‡RqvßKi‡Yi P‚ovš@ wm×vš@ MÖn‡Yi gva¨‡g wb®•wË
Kiv nB‡e;
(O) ÒAjvfRbK ms¯’v/cÖwZôvb (Non Profit Organisation)Ó A_© †Kv¤•vbx AvBb, 1994 (1994 m‡bi 18
bs AvBb) Gi aviv 28 Gi Aaxb mb` cÖvß †Kvb cÖwZôvb;
(P) ÒAvw_©K ÔÔBb÷ª~‡g›UÕÕ A_© mKj Kv¸‡R ev B‡j±«wbK `wjjvw` hvnvi Avw_©K g~j¨ iwnqv‡Q;
(Q) ÒAvw_©K cÖwZôvbÓ A_© Avw_©K cÖwZôvb AvBb, 1993 (1993 m‡bi 27 bs AvBb) Gi aviv 2(L) G
msÁvwqZ Avw_©K cÖwZôvb;
(R) ÒAv`vjZÓ A_© †¯•kvj RR Gi Av`vjZ;
(S) Ò†µvKÓ A_© GB AvB‡bi AvIZvq Av`vjZ KZ©„K †Kvb m¤•wË A¯’vqx wfwË‡Z mswkÐó KZ©„c¶ ev
Av`vj‡Zi wR¤§vq AvYqb Kiv hvnv Av`vjZ KZ„©K P‚ovš@ wm×vš@ MÖn‡Yi gva¨‡g wb®•wË Kiv nB‡e;
14
(T) ÒMÖvnKÓ A_© evsjv‡`k e¨vsK KZ©„K mgq mgq msÁvwqZ †Kvb e¨w³ ev e¨w³eM© A_ev mË¡v ev mË¡vmg~n;
(U) ÒUªv÷ I †Kv¤•vbx †mev cÖ`vbKvixÓ A_© †Kvb e¨w³ ev eëmv cÖwZôvb hvnv Ab¨†Kvb AvB‡b msÁvwqZ
Kiv nq bvB Ges †h ev hvnv †Kvb Z…Zxq c¶‡K wbæ ewY©Z †h †Kvb †mev cÖ`vb Kwiqv _v‡K t
(1) †Kvb AvBbx mËv cÖwZôvi G‡R›U wnmv‡e `vwqZ¡ cvjb,
(2) †Kvb AvBbx mË¡vi cwiPvjK, mwPe wnmv‡e `vwqZ¡ cvjb ev Ab¨ Kvnv‡KI wb‡qvM Kiv ev
Askx`vix eëmv‡q Askx`vi wnmv‡e `vwqZ¡ cvjb A_ev mgch©v‡qi Ab¨ †Kvb `vwqZ¡ cvjb,
(1) †Kvb AvBbx mË¡v cÖwZôvi G‡R›U wnmv‡e `vwqZ¡ cvjb,
(2) †Kvb AvBbx mË¡vi cwiPvjK, mwPe wnmv‡e `vwqZ¡ cvjb ev Ab¨ Kvnv‡KI wb‡qvM Kiv ev
Askx`vix eëmv‡q Askx`vi wnmv‡e `vwqZ¡ cvjb A_ev mgch©v‡qi Ab¨ †Kvb `vwqZ¡ cvjb,
(3) †Kvb AvBbx mË¡vi wbewÜZ G‡R›U wnmv‡e `vwqZ¡ cvjb,
(4) †Kvb G·‡cÖm Uªv‡÷i Uªvw÷ wnmv‡e `vwqZ¡ cvjb ev Ab¨ Kvnv‡KI wb‡qvM Kiv,
(5) bwgbx †kqvi‡nvìvi ev Ab¨ †Kvb e¨w³i cwie‡Z© cwiPvjK wnmv‡e `vwqZ¡ cvjb ev Ab¨ †Kvb
e¨w³‡K wb‡qvM cÖ`vb Kiv;
(V) ÒZ`š@Kvix ms¯’vÓ A_© `yb©xwZ `gb Kwgkb AvBb, 2004 (2004 m‡bi 5bs AvBb) Gi Aaxb MwVZ
`yb©xwZ `gb Kwgkb; Ges Kwgk‡bi wbKU nB‡Z Z`‡š@i D‡Ï‡k¨ ¶gZvcÖvß Kwgk‡bi †Kvb Kg©KZ©v ev
Ab¨ AvB‡b hvnv wKQyB _vKzK bv †Kb, Ab¨ †Kvb Z`š@Kvix ms¯’vi Kg©KZ©vI Bnvi Aš@f³– © nB‡eb;
(W) ÒbM` UvKvÓ A_© †Kvb †`‡ki h_vh_ gy`ªv wnmv‡e D³ †`k KZ©„K ¯^xK…Z †Kvb avZe gy`ªv I KvM‡Ri gy`vª
Ges Uªv‡fjvm© †PK, †cv÷vj †bvU, gvwb AW©vi, †PK, e¨vsK WªvdU, weqvivi eÛ, †jUvi Ae †µwWU, wej
Ae G·‡PÄ, †µwWU KvW©, †WweU KvW© ev cÖwgRwi †bvUI Dnvi Aš@f©³ – nB‡e;
(X) Òwb®•wËÓ A_© ¶q‡hvM¨, `ª“Z cPbkxj A_ev wbw`©ó mg‡qi ci eënvi A‡hvM¨ m¤•wË weµq ev Ab¨
†Kvb AvB‡bi Aaxb aŸsm Kwievi Dc‡hvMx m¯•wË aŸsmKiY ev AvBbm¤§Zfv‡e cÖKvk¨ wbjv‡gi gva¨‡g
n¯@vš@i I Aš@f~©³ nB‡e;
(Y) Òev‡RqvßÓ A_© aviv 17 Gi AvIZvq †Kvb Av`vj‡Zi Av‡`‡ki gva¨‡g †Kvb m¤•wËi ¯^Z¡ ¯’vqxfv‡e
iv‡óªi AbyK~‡j AvYqb Kiv;
(Z) Òevsjv‡`k e¨vsKÓ A_© Bangladesh Bank Order, 1972 (P.O. No. 127 of 1972) Gi Øviv ¯’vwcZ
Bangladesh Bank;
(_) ÒexgvKvixÓ A_© exgv AvBb, 2010 (2010 m‡bi 13 bs AvBb) Gi aviv 2(25) G msÁvwqZ exgvKvix;
(`) Ò†emiKvwi Dbœqb ms¯’v (Non Government Organisation)Ó A_© Societies Registration Act,
1860 (Act No. XXI of 1860), Voluntary Social Welfare Agencies (Registration and Control)
Ordinance, 1961 (Ordinance No. XLVI of 1961), Foreign Donations (Voluntary Activities)
Regulation Ordinance, 1978 (Ordinance No. XLVI of 1978), Foreign Contributions
Regulation Ordinance, 1982 (Ordinance No. XXXI of 1982) Ges gvB‡µv‡µwWU †i¸‡jUix
A_wiwU AvBb, 2006 (2006 m‡bi 32 bs AvBb) Gi AvIZvq Aby‡gvw`Z ev wbewÜZ cÖwZôvb hvnviv--
(1) ¯’vbxq Drm nB‡Z Znwej (FY, Aby`vb, AvgvbZ) MÖnY K‡i ev Ab¨‡K cÖ`vb K‡i; Ges/A_ev
(2) †h †Kvb ai‡Yi ê‡`wkK mvnvh¨ ev FY ev Aby`vb MÖnY K‡i;
(a) Ò‰e‡`wkK gy`ªvÓ A_© Foreign Exchange Regulation Act, 1947 (Act No. VII of 1947) Gi
section 2(d) †Z msÁvwqZ foreign exchange;
(b) Òe¨vsKÓ A_© e¨vsK †Kv¤•vbx AvBb, 1991 (1991 m‡bi 14 bs AvBb) Gi aviv 5(Y) G msÁvwqZ
e¨vsK †Kv¤•vbx Ges Ab¨ †Kvb AvBb ev AvB‡bi Aaxb e¨vsK wnmv‡e cÖwZwôZ †h †Kvb cÖwZôvbI Bnvi
Aš@fy³© nB‡e;
(c) Ògvwb †PÄviÓ A_© Foreign Exchange Regulation Act, 1947 (Act No.VII of 1947) Gi
section 3 Gi Aaxb evsjv‡`k e¨vsK KZ…©K Aby‡gvw`Z ê‡`wkK gy`ªv †jb‡`bKvix e¨w³ ev cÖwZôvb;
15
(d) ÒgvwbjÛvwisÓ A_©---
(A) wbæewY©Z D‡Ï‡k¨ Aciv‡ai mv‡_ m¤•„³ m¤•wË ÁvZmv‡i ¯’vbvš@i ev iƒcvš@i ev n¯@vš@i t
(1) Acivajä Av‡qi A‰ea cÖK…wZ, Drm, Ae¯’vb, gvwjKvbv I wbqš¿Y †Mvcb ev QÙve„Ë Kiv; A_ev
(2) m¤•„³ Aciva msMV‡b RwoZ †Kvb e¨w³‡K AvBbMZ eë¯’v MÖnY nB‡Z i¶vi D‡Ï‡k¨ mnvqZv
Kiv;
(Av) êa ev A‰ea Dcv‡q AwR©Z A_© ev m¤•wË wbqg ewnf–Z© fv‡e we‡`‡k cvPvi Kiv;
(B) ÁvZmv‡i Acivajä Av‡qi A‰ea Drm †Mvcb ev Avovj Kwievi D‡Ï‡k¨ Dnvi n¯@vš@i, we‡`‡k †cÖiY ev
we‡`k nB‡Z evsjv‡`‡k †cÖiY ev AvYqb Kiv;
(C) †Kvb Avw_©K †jb‡`b GBiƒcfv‡e m¤•bœ Kiv ev m¤•bœ Kwievi †Póv Kiv hvnv‡Z GB AvB‡bi Aaxb Dnv
wi‡cvU© Kwievi cÖ‡qvRb nB‡e bv;
(D) m¤•„³ Aciva msNU‡b cÖ‡ivwPZ Kiv ev mnvqZv Kwievi AwfcÖv‡q †Kvb êa ev A‰ea m¤•wËi iƒcvš@i
ev ¯’vbvš@i ev n¯@vš@i Kiv;
(E) m¤•„³ Aciva nB‡Z AwR©Z Rvbv m‡Ë¡I GB ai‡Yi m¤•wË MÖnY, `L‡j †bIqv ev †fvM Kiv;
(&F) GBiƒc †Kvb Kvh© Kiv hvnvi Øviv Acivajä Av‡qi A‰ea Drm †Mvcb ev Avovj Kiv nq;
(G) Dc‡i ewY©Z †h †Kvb Aciva msNU‡b Ask MÖnY, m¤•„³ _vKv, Aciva msNU‡b lohš¿ Kiv, msNU‡bi
cÖ‡Póv A_ev mnvqZv Kiv, cÖ‡ivwPZ Kiv ev civgk© cÖ`vb Kiv;
(e) Òwi‡cvU© cÖ`vbKvix ms¯’vÓ A_©----
(A) e¨vsK;
(Av) Avw_©K cÖwZôvb;
(B) exgvKvix;
(C) gvwb †PÄvi;
(D) A_© A_ev A_©gj
– ¨ †cÖiYKvix ev ¯’vbvš@iKvix †h †Kvb †Kv¤•vbx ev cÖwZôvb;
(E) evsjv‡`k e¨vs‡Ki AbygwZµ‡g eëmv cwiPvjbvKvix Ab¨ †Kvb cÖwZôvb;
(F) (1) ÷K wWjvi I ÷K †eªvKvi,
(2) †cvU©‡dvwjI g¨v‡bRvi I gv‡P©›U e¨vsKvi,
(3) wmwKDwiwU Kv÷wWqvb,
(4) m¤•` eë¯’vcK;
(G) (1) AjvfRbK ms¯’v/cÖwZôvb (Non Profit Organisation);
(2) †emiKvwi Dbœqb ms¯’v (Non-Government Organisation);
(3) mgevq mwgwZ;
(H) wi‡qj G‡÷U †W‡fjcvi;
(I) g~jëvb avZz ev cv_‡ii eëmv cÖwZôvb;
(J) Uªv÷ I †Kv¤•vbx †mev cÖ`vbKvix;
(AA) AvBbRxex, †bvUvix, Ab¨vb¨ AvBb †ckvRxex Ges GKvD‡›U›U;
(AAv) miKv‡ii Aby‡gv`bµ‡g evsjv‡`k e¨vsK KZ…©K mg‡q mg‡q weÁwß Rvixi gva¨‡g †NvwlZ Ab¨
†Kvb cÖwZôvb;
(f) Òwi‡qj G‡÷U †W‡fjcviÓ A_© wi‡qj G‡÷U Dbœqb I eë¯’vcbv AvBb, 2010 (2010 m‡bi 48 bs
AvBb) Gi aviv 2(15) G msÁvwqZ †h †Kvb wi‡qj G‡÷U †W‡fjcvi ev Dnvi Kg©KZ©v ev Kg©Pvix A_ev
G‡R›U hvnviv Rwg, evmv, evwYwR¨K feb Ges d¬¨vUmn BZ¨vwì wbg©vY I µq-weµ‡qi mwnZ RwoZ;
16
(g) ÒmË¡vÓ A_© †Kvb AvBbx cÖwZôvb, mswewae× ms¯’v, evwYwR¨K ev AevwYwR¨K cÖwZôvb, Askx`vix Kvievi,
mgevq mwgwZmn GK ev GKvwaK e¨w³i mgš^‡q MwVZ †h †Kvb msMVb;
(h) Òm‡›`nRbK †jb‡`bÓ A_© GBiƒc †jb‡`b---
(1) hvnv ¯^vfvweK †jb‡`‡bi aiY nB‡Z wfbœ ;
(2) †hB †jb‡`b m¤•‡K© GBiƒc aviYv nq †h,
(K) Bnv †Kvb Aciva nB‡Z AwR©Z m¤•`;
(L) Bnv †Kvb mš¿vmx Kv‡h©, †Kvb mš¿vmx msMVb‡K ev †Kvb mš¿vmx‡K A_©vqb;
(3) hvnv GB AvB‡bi D‡Ï‡k¨ c~iYK‡í evsjv‡`k e¨vsK KZ©„K mg‡q mg‡q RvixK…Z wb‡`©kbvq ewY©Z
Ab¨ †Kvb †jb‡`b ev †jb‡`‡bi cÖ‡Póv;
(i) Òmgevq mwgwZÓ A_© mgevq mwgwZ AvBb, 2001 (2001 Gi 47bs AvBb) Giaviv 2(20) Gi msÁvwqZ
cÖwZôvb hvnv AvgvbZ MÖnY ev FY cÖ`vb Kv‡R wb‡qvwRZ;
(j) Òm¤•wËÓ A_© †`‡k ev †`‡ki evwn‡i Aew¯’Z---
(A) ‡h †Kvb cÖK…wZi, `„k¨gvb, A`„k¨gvb, ¯’vei ev A¯’vei m¤•wË; ev
(Av) bM` UvKv, B‡j±«wbK ev wWwRUvjmn Ab¨ †h †Kvb cÖK…wZi `wjj ev Bb÷ª~‡g›U hvnv †Kvb m¤•wËi
gvwjKvbv ¯^Z¡ ev gvwjKvbv ¯^‡Z¡ †Kvb ¯^v_© wb‡`©k K‡i;
(k) Òm¤•„³ Aciva (Predicate offence)ÕÕ A_© wb‡æ DwjÐwLZ Aciva, hvnv †`‡k ev †`‡ki evwn‡i
msNU‡bi gva¨‡g AwR©Z †Kvb A_© ev m¤•` jÛvwis Kiv ev Kwievi †Póv Kiv, h_v t--
(1) `ybx©wZ I Nyl;
(2) gy`ªv RvjKiY;
(3) `wjj `¯@v‡eR RvjKiY;
(4) Puv`vevwR;
(5) cÖZviYv;
(6) RvwjqvwZ;
(7) A‰ea A‡¯¿i eëmv;
(8) A‰ea gv`K I †bkv RvZxq `ª‡eï eëmv;
(9) †PvivB I Ab¨vb¨ `ª‡eï A‰ea eëmv;
(10) AcniY, A‰eafv‡e AvUKvBqv ivLv I cYe›`x Kiv;
(11) Lyb, gvivZ¥K kvixwiK ¶wZ;
(12) bvix I wkï cvPvi;
(13) †PvivKvievi;
(14) †`kx I we‡`kx gy`ªv cvPvi;
(15) Pzwi ev WvKvwZ ev `my¨Zv ev Rj`my¨Zv ev wegvb `my¨Zv;
(16) gvbe cvPvi;
17) †hŠZzK;
(18) †PvivPvjvbx I ïé msµvš@ Aciva;
(19) Ki msµvš@ Aciva;
(20) †gav¯^Z¡ jsNb;
(21) mš¿vm I mš¿vmx Kv‡h© A_© †hvMvb;
(22) †fRvj ev ¯^Z¡ jsNb K‡i cY¨ Drcv`b;
17
(23) cwi‡ekMZ Aciva;
(24) †hŠb wbcxob (Sexual Exploitation);
(25) cuywR evRvi m¤•wK©Z g~j¨ ms‡e`bkxj Z_¨ Rbm¤§y‡L cÖKvwkZ nIqvi c~‡e© Zvnv Kv‡R jvMvBqv †kqvi
†jb‡`‡bi gva¨‡g evRvi myweav MÖnY I e¨w³MZ ev cÖvwZôvwbK myweavi j†¶¨ evRvi wbqš¿‡Yi †Póv Kiv
(Insider Trading & Market Manipulation);
(26) msNe× Aciva (Organised Crime) ev msNe× Acivax `‡j Ask MÖnY;
(27) fxwZ cÖ`k©‡bi gva¨‡g A_© Av`vq; Ges
(28) GB AvB‡bi D‡Ïk¨ c~iYK‡í evsjv‡`k e¨vsK KZ…©K miKv‡ii Aby‡gv`bµ‡g †M‡R‡U cÖÁvc‡bi gva¨‡g
†NvwlZ Ab¨ †h †Kvb m¤•„³ Aciva;
(l) Ò†¯•kvj RRÓ A_© Criminal Law (Amendment) Act, 1958 (Act No. XL of 1958) Gi
section 3 Gi Aaxb wbhy³ Special Judge;
(m) (1) Ò÷K wWjvi I ÷K †eªvKviÓ A_© wmwKDwiwUR I G·‡PÄ Kwgkb (÷K wWjvi, ÷K †eªvKvi I
Aby‡gvw`Z cÖwZwbwa) wewagvjv, 2000 Gi h_vµ‡g wewa 2(S) I 2 (T) G msÁvwqZ cªwZôvb;
(2) Ò†cvU©‡dvwjI g¨v‡bRvi I gv‡P©›U e¨vsKviÓ A_© wmwKDwiwUR I G·‡PÄ Kwgkb (gv‡P©›U e¨vsKvi I
†cvU©‡dvwjI g¨v‡bRvi) wewagvjv, 1996 Gi h_vµ‡g wewa 2 (P) I (2) (T) G msÁvwqZ cÖwZôvb;
(3) ÒwmwKDwiwU Kv÷wWqvbÓ A_© wmwKDwiwUR I G·‡PÄ Kwgkb (wmwKDwiwU Kv÷wWqvj †mev) wewagvjv,
2003 Gi wewa 2(T) G msÁvwqZ cÖwZôvb;
(4) Òm¤•` eë¯’vcKÓ A_© wmwKDwiwUR I G·‡PÄ Kwgkb (wgDPy¨qvj dvÛ) wewagvjv, 2001 Gi wewa 2(a)
G msÁvwqZ cÖwZôvb;
(n) ÒnvB‡KvU© wefvMÓ A_© evsjv‡`k mycÖxg †Kv‡U©i nvB‡KvU© wefvM|
3| AvB‡bi cÖvavb¨|--GB AvB‡bi aviv 9 Gi weavb mv‡c‡¶ AvcvZZt ejer Ab¨ †Kvb AvB‡b hvnv wKQyB _vKzK bv
†Kb GB AvB‡bi weavbvejx Kvh©Ki _vwK‡e|
4| gvwbjÛvwis Aciva I `Û|---(1) GB AvB‡bi D‡Ïk¨ c~iYK‡í, gvwbjÛvwis GKwU Aciva ewjqv MY¨ nB‡e|
(2) †Kvb e¨vw³ gvwbjÛvwis Aciva Kwi‡j ev gvwbjÛvwis Aciva msNU‡bi †Póv, mnvqZv ev lohš¿ Kwi‡j
wZwb Ab~¨b 4(Pvi) ermi Ges AbwaK 12(evi) ermi ch©š@ Kviv`‡Û `wÛZ nB‡eb Ges Bnvi AwZwi³
Aciv‡ai mv‡_ mswkÐó m¤•wËi wØ¸Y g‚‡jï mgcwigvY ev 10 (`k) j¶ UvKv ch©š@, hvnv AwaK,
A_©`†Û `wÛZ nB‡eb|
(3) Av`vjZ †Kvb A_©`Û ev `‡Ûi AwZwi³ wnmv‡e `wÛZ e¨w³i m¤•wË iv‡óªi AbyK~‡j ev‡Rqvß Kwievi
Av‡`k cÖ`vb Kwi‡Z cvwi‡e hvnv cÖZ¨¶ ev c‡iv¶fv‡e gvwbjÛvwis ev ‡Kvb m¤•„³ Aciv‡ai mv‡_
m¤•„³ ev mswkÐó|
[[
(4) GB avivi Aaxb †Kvb mË¡v gvwbjÛvwis Aciva Kwi‡j mswkÐó m¤•wËi g–‡jï Ab~¨b wØ¸Y A_ev 20
(wek) j¶ UvKv, hvnv AwaK nq, Rwigvbv Kiv hvB‡e Ges D³ cÖwZôv‡bi wbeÜb evwZj‡hvM¨ nB‡e|
(5) m¤•„³ Aciv‡a Awfhy³ ev `wÛZ nIqv gvwbjÛvwis Gi Kvi‡Y Awfhy³ ev `Û cÖ`v‡bi c–e©kZ© nB‡e bv|
5| Aei“×KiY ev †µvK Av‡`k jsN‡bi `Û|---†Kvb e¨w³ GB AvB‡bi Aaxb †Kvb Aei“×KiY ev †µvK Av‡`k
jsNb Kwi‡j wZwb AbwaK 3 (wZb) ermi ch©š@ Kviv`Û ev Aei“×K„Z ev †µvK Av‡`kK…Z m¤•wËi g~‡jï
mgcwigvY A_© `Û ev Dfq `‡Û `wÛZ nB‡eb|
6| Z_¨ cÖKv‡ki `Û|---(1) †Kvb e¨w³ Amr D‡Ï‡k¨ Z`š@ m¤•wK©Z †Kvb Z_¨ ev cÖvmswMK Ab¨ †Kvb Z_¨ †Kvb
e¨w³, ms¯’v ev msev` gva¨‡g cÖKvk Kwi‡eb bv|
(2) GB AvB‡bi Aaxb ¶gZvcÖvß †Kvb e¨w³, cÖwZôvb ev G‡R›U KZ…©K PvKzixiZ ev wb‡qvMiZ _vKv Ae¯’vq
wKsev PvKzix ev wb‡qvMRwbZ Pzw³ Aemvq‡bi ci ZrKZ…©K msM„nxZ, cÖvß, AvnwiZ, ÁvZ †Kvb Z_¨ GB
AvB‡bi D‡Ïk¨ c~iY e¨ZxZ Ab¨ †Kvb D‡Ï‡k¨ eënvi ev cÖKvk Kiv nB‡Z weiZ _vwK‡eb|
(3) †Kvb e¨w³ Dc-aviv (1) I (2) Gi weavb jsNb Kwi‡j wZwb AbwaK 2 (`yB) ermi ch©š@ Kviv`Û ev
Ab~aŸ© 50(cÂvk) nvRvi UvKv ch©š@ A_`©Û ev Dfq `†Û `wÛZ nB‡eb|
18
7| Z`‡š@ evav ev Amn‡hvwMZv, cÖwZ‡e`b †cÖi‡Y e¨_©Zv ev Z_¨ mieiv‡n evav †Ìqvi `Û|--(1) †Kvb e¨w³ GB
AvB‡bi Aaxb--
(K) †Kvb Z`š@ Kvh©µ‡g Z`š@Kvix Kg©KZ©v‡K evav cÖ`vb Kwi‡j ev mn‡hvwMZv cÖ`v‡b A¯^xK…wZ Ávcb
Kwi‡j; ev
(L) hyw³msMZ KviY e¨wZ‡i‡K hvwPZ †Kvb cÖwZ‡e`b †cÖi‡Y ev Z_¨ mieiv‡n A¯^xK…wZ Ávcb Kwi‡j;
wZwb GB AvB‡bi Aaxb Aciva Kwiqv‡Qb ewjqv MY¨ nB‡eb|
2) †Kvb e¨w³ Dc-aviv (1) Gi Aaxb Aciv‡a †`vlx mve¨¯@ nB‡j wZwb AbwaK 1 (GK) ermi ch©š@
Kviv`Û ev Ab~aŸ© 25 (cuwPk) nvRvi UvKv ch©š@ A_©`Û ev Dfq `†Û `wÛZ nB‡eb|
8| wg_¨v Z_¨ cÖ`v‡bi `Û|
(1) †Kvb e¨w³ ÁvZmv‡i A‡_©i Drm ev wbR cwiwPwZ ev wnmve avi‡Ki cwiwPwZ m¤•‡K© ev †Kvb
wnmv‡ei myweav‡fvMx ev bwgbx m¤•‡K© †Kvb iƒc wg_¨v Z_¨ cÖ`vb Kwi‡eb bv|
(2) †Kvb e¨w³ Dc-aviv (1) Gi weavb jsNb Kwi‡j wZwb AbwaK 3 (wZb) ermi ch©š@ Kviv`Û ev
Ab~aŸ© 50(cÂvk) nvRvi UvKv ch©š@ A_©`Û ev Dfq `‡Û `wÛZ nB‡eb|
9| Aciv‡ai Z`š@ I wePvi|--(1) Ab¨ AvB‡b hvnv wKQyB _vKzK bv †Kb GB AvB‡bi Aaxb Acivamg~n `ybx©wZ `gb
Kwgkb AvBb, 2004 (2004 m‡bi 5 bs AvBb) Gi Aaxb Zdwmjfy³ Aciva M‡Y¨ `ybx©wZ `gb Kwgkb ev
Kwgkb nB‡Z Z`y‡Ï‡k¨ ¶gZvcÖvß Kwgk‡bi †Kvb Kg©KZ©v ev `ybx©wZ `gb Kwgkb nB‡Z ¶gZvcÖvß Ab¨ †Kvb
Z`š@Kvix ms¯’vi Kg©KZ©v KZ…©K Z`š@‡hvM¨ nB‡e|
(2) GB AvB‡bi Aaxb Acivamg~n Criminal Law (Amendment) Act, 1958 (Act XL of 1958) Gi
section 3 Gi Aaxb wbhy³ †¯•kvj RR KZ…©K wePvh© nB‡e|
(3) Awfhy³ e¨w³i m¤•wË AbymÜvb I mbv³Ki‡Yi wbwgË `yb©xwZ `gb Kwgkb GB AvB‡bi cvkvcvwk `yb©xwZ
`gb Kwgkb AvBb, 2004 (2004 m‡bi 5 bs AvBb) G cÖ`Ë ¶gZvI cÖ‡qvM Kwi‡Z cvwi‡e Ges `ybx© wZ
`gb Kwgkb nB‡Z ¶gZvcÖvß Ab¨ †Kvb Z`š@Kvix ms¯’vi Kg©KZ©v GB AvB‡bi cvkvcvwk Ab¨ AvB‡b
cÖ`Ë ¶gZvI cÖ‡qvM Kwi‡Z cvwi‡e|
10| †¯•kvj RR Gi we‡kl GLwZqvi|--(1) †¯•kvj RR GB AvB‡bi Aaxb Aciv‡ai Rb¨ wba©vwiZ `Û Av‡ivc
Ges †¶ÎgZ, AwaKZi Z`š@, m¤•wË Aei“×KiY, †µvK, ev‡RqvßKiY Av‡`kmn Avek¨K Ab¨ †Kvb Av‡`k
cÖ`vb Kwi‡Z cvwi‡eb|
(2) †¯•kvj RR GB AvB‡bi Aaxb `v‡qiK…Z †Kvb gvgjvq AwaKZi Z`‡š@i Av‡`k cÖ`vb Kwi‡j D³iƒc
Av‡`‡k Z`š@Kvix Kg©KZ©v‡K Z`š@ cÖwZ‡e`b `vwL‡ji Rb¨ GKwU mgqmxgv wbw`©ó Kwiqv w`‡eb, hvnv 6
(Qq) gv‡mi AwaK nB‡e bv|
11| Aciv‡ai Avgj‡hvM¨Zv, A-Av‡cvl‡hvM¨Zv I A-Rvwgb‡hvM¨Zv |--GB AvB‡bi Aaxb Acivamg~n Avgj‡hvM¨
(Cognizable), A-Av‡cvl‡hvM¨ (Non-compoundable) Ges A-Rvwgb‡hvM¨ (Non-bailable) nB‡e|
12| `yb©xwZ `gb Kwgk‡bi Aby‡gv`‡bi Acwinvh©Zv|--
(1) †dŠR`vwi Kvh©wewa ev AvcvZZt ejer Ab¨ †Kvb AvB‡b hvnv wKQyB _vKzK bv †Kb, `yb©xwZ `gb Kwgk‡bi
Aby‡gv`b e¨wZ‡i‡K †Kvb Av`vjZ GB AvB‡bi Aaxb †Kvb Aciva wePviv_© Avg‡j MÖnY (cognizance) Kwi‡eb
bv|
(2) GB AvB‡bi Aaxb †Kvb Aciv‡ai Z`š@ mgvß nBevi ci Z`š@Kvix Kg©KZ©v Av`vj‡Z cÖwZ‡e`b `vwLj
Kwievi c~‡e© Kwgk‡bi c~e©vby‡gv`b MÖnY Kwi‡eb Ges Kwgkb KZ…©K cÖ`Ë Aby‡gv`b c‡Îi GKwU Kwc cÖwZ‡e`‡bi
mwnZ Av`vj‡Z `vwLj Kwi‡eb|
13| Rvwgb msµvš@ weavb|--GB AvB‡bi Aaxb Awfhy³ †Kvb e¨w³‡K Rvwg‡b gyw³ †Ìqv hvB‡e, hw`--
(K) Zvnv‡K Rvwg‡b gyw³ †Ìqvi Av‡e`‡bi Dci Awf‡hvMKvix c¶‡K ïbvbxi my‡hvM †Ìqv nq; Ges
(L) Zvnvi wei“‡× AvbxZ Awf‡hv‡M wZwb †`vlx mve¨¯’ nIqvi hyw³m½Z KviY iwnqv‡Q g‡g© Av`vjZ
mš‘ó bv nb; A_ev
(M) wZwb bvix, wkï ev kvixwiKfv‡e weKjv½ Ges Zvnv‡K Rvwg‡b gyw³ †Ìqvi Kvi‡Y b¨vq wePvi wewNœZ
nB‡e bv g‡g© Av`vjZ mš‘ó nb|
19
14| m¤•wËi Aei“×KiY (Freezing) ev †µvK (Attachment) Av‡`k|--(1) `yb©xwZ `gb Kwgkb ev ZrKZ…K ©
¶gZvcÖvß †Kvb e¨w³ ev ms¯’vi wjwLZ Av‡e`‡bi wfwË‡Z Av`vjZ †`‡k ev †`‡ki evwn‡i Aew¯’Z gvwbjÛvwis
Aciva ev Ab¨ †Kvb Aciv‡ai mwnZ m¤•„³ m¤•wË Aei“×KiY ev †µvK Av‡`k cÖ`vb Kwi‡Z cvwi‡e|
(2) Dc-aviv (1) Gi Aaxb `yb©xwZ `gb Kwgkb ev ZrKZ…©K ¶gZvcÖvß †Kvb e¨w³ ev ms¯’v †Kvb m¤•wËi
Aei“×KiY ev †µvK Av‡`‡ki Rb¨ Av`vj‡Z wjwLZ Av‡e`b `vwL‡ji mgq Dnv‡Z wbæewY©Z Z_¨vw`
D‡jÐL Kwi‡e, h_vt-
(K) Aei“×KiY ev †µvK Av‡`‡ki wbwgË m¤•wËi c–Y© weeiY;
(L) m¤•wËwU gvwbjÛvwis ev Ab¨ †Kvb Aciv‡ai Rb¨ †µvK‡hvM¨ Gi m¡c‡¶ hyw³ I cÖv_wgK cÖgvYvw`;
(M) cÖv_©xZ Av‡e`b †gvZv‡eK Av`vjZ KZ…©K Av‡`k cÖ`vb Kiv bv nB‡j Awf‡hvM wb¤•wËi c~‡e©B
m¤•wËwU Ab¨Î n¯@vš@i ev †envZ nBevi AvksKv|
(3) Dc-aviv (1) Gi Aaxb †Kvb Aei“×KiY ev †µvK Av‡`k cÖ`vb Kiv nB‡j Av`vjZ m¤•wËi c~Y©
weeiYmn welqwU me©mvavi‡Yi AeMwZi Rb¨ miKvwi †M‡R‡U Ges Ab~¨b 2(`yB)wU eûj cÖPvwiZ RvZxq
ˆ`wbK cwÎKvq [1(GK)wU evsjv I 1(GK)wU Bs‡iRx] weÁwß AvKv‡i cÖPvi Kwi‡e|
(4) GB avivi Aaxb Aei“×KiY ev †µvK Av‡`‡k Awfhy³ e¨w³i bvg, wcZv, gvZvi bvg, ¯^vgx ev ¯¿xi bvg,
RvZxqZv, cèx (hw` _v‡K), †ckv, U¨v· cwiwPwZ b¤î (TIN), eZ©gvb I ¯’vqx wVKvbv Ges Ab¨ †Kvb
cwiwPwZ, hZ`~i m¤¢e, D‡jÐL _vwK‡e; Z‡e, GB mKj Z‡_ï mvgvb¨ µwU-wePz¨wZi Kvi‡Y GB AvB‡bi
weavb Kvh©Ki Kiv evavMÖ¯’ nB‡e bv|
(5) Dc-aviv (6) Gi weavb mv‡c‡¶, GB avivi Aaxb †Kvb e¨w³i m¤•wË Aei“×KiY ev †µv‡Ki Rb¨
Av`vjZ Av‡`k cÖ`vb Kwi‡j Av‡`k Kvh©Ki _vKvKvjxb, Av`vjZ KZ…©K wfbœiƒc †Kvb Av‡`k cÖ`vb Kiv
bv nB‡j, D³ m¤•wË †Kvbfv‡e ev cÖKv‡i Ab¨Î n¯@vš@i, D³ m¤•wË mswkÐó †Kvb cÖKvi †jb‡`b ev D³
m¤•wË‡K †Kvbfv‡e `vqhy³ Kiv hvB‡e bv|
(6) †Kvb e¨w³i e¨vsK GKvD›U Aei“×KiY Av‡`k Kvh©Ki _vKv Ae¯’vq D³ Av‡`‡k wfbœiƒc D‡jÐL bv
_vwK‡j, D³ e¨w³ cÖvc¨ nBqv‡Q GBiƒc mgy`q A_© Zvnvi Aei“× e¨vsK GKvD‡›U Rgv Kiv hvB‡e|
15| Aei“×K…Z ev †µvKK…Z m¤•wË †diZ cÖ`vb|--(1) aviv 14 Gi Aaxb Av`vjZ †Kvb m¤•wË Aei“×KiY ev
†µvK Av‡`k cÖ`vb Kwi‡j, Awfhy³ e¨w³ ev mËv e¨ZxZ Ab¨ †Kvb e¨w³ ev mËvi D³ m¤•wË‡Z †Kvb ¯^v_©
_vwK‡j wZwb ev D³ mËv Dnv †diZ cvBevi Rb¨ Aei“×KiY ev †µvK Av‡`k cÖPv‡ii ZvwiL nB‡Z 30 (wÎk)
w`‡bi g‡a¨ Av`vj‡Z Av‡e`b Kwi‡Z cvwi‡eb|
(2) Dc-aviv (1) Gi Aaxb †Kvb e¨w³ ev mËv Av`vj‡Z Av‡e`b Kwi‡j Av‡e`b c‡Î wbæewY©Z Z_¨vw`
D‡jÐL Kwi‡Z nB‡e, h_vt----
(K) gvwbjÛvwis ev †Kvb m¤•„³ Aciv‡ai mwnZ D³ m¤•wËi cÖZ¨¶ ev c‡iv¶fv‡e †Kvb mswkÐóZv bvB;
(L) Av‡e`bKvix cÖZ¨¶ ev c‡iv¶fv‡e Awfhy³ gvwbjÛvwis ev Ab¨ †Kvb m¤•„³ Aciv‡ai mv‡_ m¤•„³
bb;
(M) Av‡e`bKvix Awfhy‡³i bwgbx bb ev Awfhy‡³i c‡¶ †Kvb `vwqZ¡ cvjb Kwi‡Z‡Qb bv;
(N) Aei“×KiY ev †µvKK…Z m¤•wË‡Z Awfhy³ e¨w³ ev mËvi †Kvb ¯^Z¡, ¯^v_© ev gvwjKvbv bvB; Ges
(O) Aei“×KiY ev †µvKK…Z m¤•wË‡Z Av‡e`bKvixi ¯^Z¡, ¯^v_© I gvwjKvbv iwnqv‡Q|
(3) aviv 14 Gi Dc-aviv (5)G hvnv wKQyB _vKzK bv †Kb, GB avivi Aaxb m¤•wË †diZ cvBevi Rb¨
Av`vjZ †Kvb Av‡e`b cÖvß nB‡j Av‡e`bKvix, Z`š@Kvix ms¯’v I Awfhy³ e¨w³ ev mËv‡K ïbvbxi
my‡hvM cÖ`vb Kwi‡eb Ges ïbvbx A‡š@, cÖ‡qvRbxq KvMRvw` ch©v‡jvPbvµ‡g I ivóª KZ…©K ewY©Z m¤•wË‡Z
cÖZ¨¶ ev c‡iv¶fv‡e gvwbjÛvwis ev m¤•„³ Aciv‡ai mv‡_ m¤•„³Zvi MÖnY‡hvM¨ m‡›`‡ni †Kvb KviY
Dc¯’vcb bv Kwi‡j, Dc-aviv (1) Gi Aaxb `vwLjK…Z Av‡e`bKvixi Av‡e`b m¤•‡K© Av`vjZ mš‘ó
nB‡j Aei“×KiY ev †µvK Av‡`k evwZjµ‡g m¤•wËwU, Av‡`‡k DwjÐwLZ wba©vwiZ mg‡qi g‡a¨,
Av‡e`bKvixi AbyK~‡j n¯@vš@‡ii Av‡`k cÖ`vb Kwi‡eb|
16| m¤•wË Aei“×KiY ev †µvK Av‡`‡ki wei“‡× Avcxj|--(1) GB AvB‡bi Aaxb Av`vjZ †Kvb m¤•wËi
Aei“×KiY ev †µvK Av‡`k cÖ`vb Kwi‡j D³iƒc Av‡`‡ki wei“‡× ms¶zä e¨w³ ev mËv 30 (wÎk) w`‡bi g‡a¨
nvB‡KvU© wefv‡M Avcxj Kwi‡Z cvwi‡eb|
(2) Dc-aviv (1) Gi Aaxb †Kvb Avcxj `v‡qi Kiv nB‡j Avcxj Av`vjZ c¶e„›`‡K, ïbvbxi Rb¨
hyw³m½Z mgq w`qv, ïbvbx A‡š@ †hBiƒc Dchy³ g‡b Kwi‡e †mBiƒc Av‡`k cÖ`vb Kwi‡Z cvwi‡e|
20
(3) aviv 14 Gi Aaxb †Kvb m¤•wËi wel‡q Av`vjZ KZ…©K cÖ`Ë Aei“×KiY ev †µvK Av‡`‡ki wei“‡×
†Kvb ms¶yä e¨w³ ev mËv Avcxj Kwi‡j Ges Avcxj Av`vjZ KZ…©K wfbœiƒc †Kvb Av‡`k cÖ`vb Kiv bv
nB‡j Avcxj wb®•wË bv nIqv ch©š@ D³iƒc Aei“×KiY ev †µvK Av‡`k Kvh©Ki _vwK‡e|
17| m¤•wËi ev‡RqvßKiY|--(1) GB AvB‡bi Aaxb †Kvb e¨w³ ev mËv gvwbjÛvwis Aciv‡a †`vlx mve¨¯’ nB‡j
Av`vjZ Aciv‡ai mwnZ cÖZ¨¶ ev c‡iv¶fv‡e m¤•„³ †`‡k ev †`‡ki evwn‡i Aew¯’Z †h †Kvb m¤•wË iv‡óªi
AbyK~‡j ev‡Rqvß Kwievi Av‡`k cÖ`vb Kwi‡Z cvwi‡e|
(2) Dc-aviv (1) G hvnv wKQyB _vKyK bv †Kb GB AvB‡bi Aaxb gvwbjÛvwis Aciv‡ai mv‡_ mswkÐó †Kvb
AbymÜvb I Z`š@ ev wePvi Kvh©µg PjvKvjxb mswkÐó Av`vjZ cÖ‡qvRb‡ev‡a †`‡k ev †`‡ki evwn‡i
Aew¯’Z †h †Kvb m¤•wË iv‡óªi AbyK~‡j ev‡Rqvß Kwievi Av‡`k cÖ`vb Kwi‡Z cvwi‡e|
(3) GB AvB‡bi Aaxb gvwbjÛvwis Aciv‡ai Rb¨ †`vlx mve¨¯’ †Kvb e¨w³ cjvZK _vwK‡j ev Awf‡hvM
`vwL‡ji ci g„ZyëiY Kwi‡j Av`vjZ D³ e¨w³i Aciv‡ai mwnZ m¤•„³ m¤•wËI iv‡óªi AbyK~‡j
ev‡Rqvß Kwievi Av‡`k cÖ`vb Kwi‡Z cvwi‡e|
e¨vL¨v-- h_vh_ Kvh© eë¯’v MÖnY Kiv m‡Ë¡I †MÖdZvix c‡ivqvbv Rvixi ZvwiL nB‡Z 6 (Qq) gv‡mi g‡a¨
hw`
Awfhy³ e¨w³ Av`vj‡Z AvZ¥mgc©Y Kwi‡Z e¨_© nq ev D³ mg‡qi g‡a¨ Zvnv‡K †MÖdZvi Kiv
bv hvq-
Zvnv nB‡j D³ e¨w³ GB avivi D‡Ïk¨ c~iYK‡í cjvZK ewjqv MY¨ nB‡eb|
(4) GB avivi Aaxb Av`vjZ KZ…©K †Kvb m¤•wË ev‡Rqvß Kwievi Av‡`k cÖ`v‡bi c~‡e© wKsev gvgjv ev
Awf‡hvM `v‡qi Kwievi c~‡e© hw` †Kvb e¨w³ ev mËv mij wek¦v‡m Ges Dchy³ g~j¨ cÖ`vb mv‡c‡¶
ev‡Rqv‡ßi Rb¨ Av‡e`bK…Z m¤•wË µq Kwiqv _v‡Kb Ges Av`vjZ‡K wZwb ev D³ mËv GB g‡g© mš‘ó
Kwi‡Z m¶g nb †h, wZwb ev D³ mËv D³ m¤•wËwU gvwb jÛvwis Gi mwnZ m¤•„³ ewjqv ÁvZ wQ‡jb bv
Ges wZwb ev D³ mËv mij wek¦v‡m m¤•wËwU µq KwiqvwQ‡jb, Zvnv nB‡j Av`vjZ D³ m¤•wË ev‡Rqvß
Kwievi Av‡`k cÖ`vb bv Kwiqv Dnvi weµqjä A_© ivóxq †KvlvMv‡i, Av`vjZ KZ…©K wba©vwiZ mgqmxgvi
g‡a¨ Rgv †Ìqvi Rb¨ †`vlx mve¨¯’ e¨w³ ev mËv‡K wb‡`©k w`‡Z cvwi‡e|
(5) Av`vjZ hw` gvwbjÛvwis ev m¤•„³ Aciv‡ai mv‡_ cÖZ¨¶ ev c‡iv¶fv‡e mswkÐó m¤•wËi Ae¯’vb wba©viY
ev ev‡Rqvß Kwi‡Z bv cv‡ib ev m¤•wË Ab¨ †Kvbfv‡e eënv‡ii d‡j Aw¯@Z¡ wejyß nq, Zvnv nB‡j--
(K) Aciv‡ai mv‡_ m¤•„³ bq Awfhy³ e¨w³i Ggb mgg~‡jï m¤•wË ev‡Rqvß Kwievi Av‡`k cÖ`vb
Kwi‡Z cvwi‡e;
(L) Awfhy³ e¨w³i wei“‡× †h cwigvY m¤•wË Av`vq Kiv hvB‡e bv Zvnvi mgcwigvY Avw_©K `Û cÖ`vb
Kwi‡Z cvwi‡e|
(6) GB avivi Aaxb †Kvb m¤•wË ev‡Rqvß Kiv nB‡j ev‡Rqvß Av‡`‡ki †bvwUk Av`vjZ KZ…©K †h e¨w³ ev
mËvi wbqš¿‡Y m¤•wËwU iwnqv‡Q †mB e¨w³ ev mËvi me©‡kl ÁvZ wVKvbvq †iwR÷vW© WvK‡hv‡M cvVvB‡Z
nB‡e Ges m¤•wËi Zdwmjmn mKj weeiY D‡jÐLµ‡g miKvwi †M‡R‡U Ges Ab~¨b 2 (`yB)wU eûj
cÖPvwiZ RvZxq ˆ`wbK cwÎKvq [1 (GK)wU evsjv I 1 (GK)wU Bs‡iRx] weÁwß cÖPvi Kwi‡Z nB‡e|
(7) GB avivi Aaxb Av`vjZ †Kvb m¤•wË ev‡Rqvß Kwievi Av‡`k cÖ`vb Kwi‡j D³ m¤•wËi gvwjKvbv
iv‡óªi Dci b¨¯’ nB‡e Ges ev‡Rqvß Kwievi Zvwi‡L m¤•wËwU hvnvi wR¤§vq ev gvwjKvbvq _vwK‡e wZwb
ev mswkÐó mËv h_vkxNª m¤¢e, D³ m¤•wËi `Lj iv‡óªi eive‡i n¯@vš@i Kwi‡eb|
(8) cÖZ¨¶ ev c‡iv¶fv‡e Aciva jä m¤•wË hw` êa Dcv‡q AwR©Z A_© ev m¤•wËi mwnZ mswgwkªZ Kiv
nBqv _v‡K Zvnv nB‡j D³ m¤•wË‡Z Av`vjZ KZ…©K wba©vwiZ Aciva jä A_© ev m¤•wËi g~‡jï Dci
A_ev Aciva jä ev m¤•wËi g~j¨ wba©viY Kiv m¤¢e bv nB‡j AR©‡bi Dcvq wbwe©‡k‡l mswgwkªZ m¤•yY©
A_© ev m¤•wË iv‡óªi AbyK~‡j ev‡Rqvß Av‡`k cÖ`vb Kiv hvB‡e|
18| ev‡RqvßK…Z m¤•wË †diZ cÖ`vb|--(1) aviv 17 Gi Aaxb Av`vjZ †Kvb m¤•wË ev‡Rqvß Kwievi Av‡`k cÖ`vb
Kwi‡j D³ m¤•wË‡Z †`vlx e¨w³ ev mËv e¨ZxZ Ab¨ †Kvb e¨w³ ev mËvi †Kvb ¯^Z¡, ¯^v_© ev AwaKvi _vwK‡j wZwb
ev D³ mËv Dnv †diZ cvBevi Rb¨ ev‡RqvßKi‡Yi weÁwß cwÎKvq me©‡kl cÖPv‡ii ZvwiL nB‡Z 30 (wÎk)
w`‡bi g‡a¨ Av`vj‡Z Av‡e`b Kwi‡Z cvwi‡eb|
21
(2) Dc-aviv (1)Gi Aaxb †Kvb Av‡e`b cÖvß nB‡j Av`vjZ gvgjv `v‡qiKvix, †`vlx e¨w³ ev mËv Ges
Av‡e`bKvix‡K, ïbvbxi Rb¨ hyw³m½Z mgq w`qv,ïbvbx A‡š@ wbæewY©Z welqmg~n we‡ePbv Kwiqv cÖ‡qvRbxq
Av‡`k cÖ`vb Kwi‡Z cvwi‡e,h_vt-
(K) Aciva msNU‡bi mwnZ Av‡e`bKvix ev ev‡RqvßK…Z m¤•wËi ev m¤•wËi †Kvb As‡ki †Kvb ms‡kÐl wQj wK
bv;
(L) ev‡Rqvß m¤•wË AR©‡b Av‡e`bKvixi êa AwaKvi iwnqv‡Q wK bv;
(M) Aciva msNU‡bi mgqKvj Ges ev‡RqvßK…Z m¤•wË Av‡e`bKvixi gvwjKvbvq Avwmqv‡Q GBiƒc `vweK…Z
mgqKvj; Ges
(N) Av`vj‡Zi wbKU cÖvmw½K we‡ewPZ Ab¨ †h †Kvb Z_¨|
19| ev‡RqvßKiY Av‡`‡ki wei“‡× Avcxj|--(1) GB AvB‡bi Aaxb Av`vjZ †Kvb m¤•wË ev‡Rqvß Kwievi Av‡`k
cÖ`vb Kwi‡j D³iƒc Av‡`‡ki wei“‡× ms¶zä c¶ 30 (wÎk) w`‡bi g‡a¨ nvB‡KvU© wefv‡M Avcxj Kwi‡Z
cvwi‡eb|
(2) Dc-aviv (1) Gi Aaxb †Kvb Avcxj `v‡qi Kiv nB‡j Avcxj Av`vjZ Dfq c¶‡K, ïbvbxi hyw³m½Z
my‡hvM cÖ`vb Kwiqv, ïbvbx A‡š@ †hBiƒc Dchy³ g‡b Kwi‡e †mBiƒc Av‡`k cÖ`vb Kwi‡Z cvwi‡e|
20| ev‡RqvßK…Z m¤•wËi wb®•wËKiY cÖwµqv|--(1) GB AvB‡bi Aaxb †Kvb m¤•wË ev‡Rqvß nB‡j miKvi,
Av`vj‡Zi AbygwZ mv‡c‡¶, †hB m¤•wË Ab¨ †Kvb AvB‡bi Aaxb aŸsm Kwi‡Z nB‡e †mB m¤•wË e¨ZxZ Ab¨vb¨
m¤•wË, cÖKvk¨ wbjv‡g ev evwYwR¨Kfv‡e jvfRbK Ab¨ †Kvb AvBbm¤§Z Dcv‡q weµq ev Ab¨ †Kvbfv‡e wb®•wË
Kwi‡Z cvwi‡e|
(2) Dc-aviv (1) Gi Aaxb m¤•wË weµq ev Ab¨ †Kvb AvBbMZ Dcv‡q wb®•wËi gva¨‡g cÖvß A_© ivóªxq
†KvlvMv‡i Rgv nB‡e|
21| Aei“×K…Z, †µvKK…Z ev ev‡RqvßK…Z m¤•wË i¶Yv‡e¶‡Yi Rb¨ eë¯’vcK ev ZË¡veavqK wb‡qvM|--GB
AvB‡bi Aaxb †Kvb m¤•wË Aei“×, †µvK ev ev‡Rqvß Kiv nB‡j, Z`š@Kvix ms¯’v ev Dnvi wbKU nB‡Z
¶gZvcªvß †Kvb Kg©KZ©vi Av‡e`‡bi †cÖw¶‡Z D³iƒc m¤•wËi m¤•–Y© ev AvswkK wbqš¿Y, eë¯’vcbv, Z`viwK ev
Ab¨ †Kvbfv‡e wb¤•wËi Rb¨, Av`vjZ, ¯^xq we‡ePbvq, †hBiƒc Dchy³ g‡b Kwi‡e †mBiƒc k‡Z© †Kvb AvBb
cÖ‡qvMKvix ms¯’v‡K D³ m¤•wËi eë¯’vcK ev ZË¡veavqK wb‡qvM Kwi‡Z cvwi‡e|
22| Avcxj|--AvcvZZt ejer Ab¨ †Kvb AvB‡b hvnv wKQyB _vKzb bv †Kb, Av`vjZ KZ…©K GB AvB‡bi Aaxb cÖ`Ë
†Kvb Av‡`k, ivq, wWwµ ev Av‡ivwcZ `Û Øviv ms¶zä c¶, D³iƒc Av‡`k ivq, wWwµ ev Av‡ivwcZ `Ûv‡`k
cÖ`v‡bi ZvwiL nB‡Z 30 (wÎk) w`‡bi g‡a¨ nvB‡KvU© wefv‡M Avcxj Kwi‡Z cvwi‡e|
23| gvwbjÛvwis Aciva `gb I cÖwZ‡iv‡a evsjv‡`k e¨vs‡Ki ¶gZv I `vwqZ¡|--(1) GB AvB‡bi D‡Ïk¨ c~iYK‡í
evsjv‡`k e¨vs‡Ki wbgœiƒc ¶gZv I `vwqZ¡ _vwK‡e, h_v t--
(K) †Kvb wi‡cvU© cÖ`vbKvix ms¯’v nB‡Z cÖvß bM` †jb‡`b I m‡›`nRbK †jb‡`b m¤•wK©Z Z_¨vw` we‡kÐlY
ev ch©v‡jvPbv I we‡kÐlY ev ch©v‡jvPbvi D‡Ï‡k¨ AwZwi³ †h †Kvb Z_¨ wi‡cvU© cÖ`vbKvix ms¯’v nB‡Z
msMÖn Ges Dnvi WvUv msi¶Y Kiv Ges †¶ÎgZ, mswkÐó AvBb cÖ‡qvMKvix ms¯’v‡K cÖ‡qvRbxq Kvh©µg
MÖn‡Yi Rb¨ D³ Z_¨vw` cÖ`vb Kiv;
(L) †Kvb †jb‡`b gvwbjÛvwis ev †Kvb m¤•„³ Aciva Gi mwnZ m¤•„³ ewjqv aviYv Kwievi hyw³msMZ
KviY _vwK‡j wi‡cvU© cÖ`vbKvix ms¯’v nB‡Z D³iƒc †jb‡`b m¤•wK©Z †h †Kvb Z_¨ ev cÖwZ‡e`b msMÖn
Kiv;
(M) †Kvb Aciva msNU‡bi gva¨‡g †Kvb A_© ev m¤•wË †Kvb wnmv‡e Rgv nBqv‡Q g‡g© m‡›`n Kwievi
hyw³msMZ KviY _vwK‡j †Kvb wi‡cvU© cÖ`vbKvix ms¯’v‡K AbwaK 30 (wÎk) w`‡bi Rb¨ D³ wnmv‡ei
†jb‡`b ¯’wMZ ev Aei“× ivwLevi wb‡`©k cÖ`vb Kiv t
Z‡e kZ© _v‡K †h, D³ wnmv‡ei †jb‡`b m¤•wK©Z mwVK Z_¨ DrNvU‡bi cÖ‡qvRb †`Lv w`‡j †jb‡`b
¯’wMZ ev Aei“× ivwLevi †gqv` AwZwi³ 30 (wÎk) w`b Kwiqv m‡e©v”P 6 (Qq) gvm ewa©Z Kiv hvB‡e;
(N) gvwbjÛvwis cÖwZ‡iva Kwievi D‡Ï‡k¨ wi‡cvU© cÖ`vbKvix ms¯’v‡K mgq mgq cÖ‡qvRbxq wb‡`©kbv cÖ`vb
Kiv;
(O) wi‡cvU© cÖ`vbKvix ms¯’v evsjv‡`k e¨vsK KZ…©K hvwPZ Z_¨ ev cÖwZ‡e`b mwVKfv‡e †cÖiY Kwiqv‡Q wKbv
wKsev Z`&KZ…©K cÖ`Ë wb‡`©kbv h_vh_fv‡e cwicvjb Kwiqv‡Q wKbv Zvnv Z`viwK Kiv Ges cÖ‡qvR‡b,
wi‡cvU© cÖ`vbKvix ms¯’v m‡iRwgb cwi`k©b Kiv;
22
(P) GB AvB‡bi myôz cÖ‡qvM wbwðZ Kwievi D‡Ï‡k¨ wi‡cvU© cÖ`vbKvix ms¯’vmn evsjv‡`k e¨vs‡Ki we‡ePbvq
†h †Kvb ms¯’v ev cÖwZôv‡bi Kg©KZ©v I Kg©Pvix‡ì Rb¨ cÖwk¶‡Yi eë¯’vmn mfv, †mwgbvi, BZ¨vwì
Av‡qvRb Kiv;
(Q) GB AvB‡bi D‡Ïk¨ c~iYK‡í cÖ‡qvRbxq Ab¨ †h †Kvb Kvh© m¤•v`b Kiv;
(2) gvwbjÛvwis ev m‡›`nRbK †jb‡`b Z`‡š@ Z`š@Kvix ms¯’v †Kvb Z_¨ mieiv‡ni Aby‡iva Kwi‡j, cÖPwjZ
AvB‡bi AvIZvq ev hw` Ab¨ †Kvb Kvi‡Y evaëvaKZv bv _v‡K, Zvnv nB‡j evsjv‡`k e¨vsK D³ Z_¨
cÖ`vb Kwi‡e|
(3) †Kvb wi‡cvU© cÖ`vbKvix ms¯’v GB avivi Aaxb †Kvb hvwPZ Z_¨ h_vmg‡q mieivn Kwi‡Z e¨_© nB‡j
evsjv‡`k e¨vsK D³ ms¯’v‡K cÖwZw`b 10 (`k) nvRvi UvKv wnmv‡e m‡e©v”P 5 (cuvP) j¶ UvKv ch©š@
Rwigvbv Kwi‡Z cvwi‡e Ges †Kvb ms¯’v 1 (GK) A_© erm‡i 3 (wZb) ev‡ii AwaK Rwigvbvi m¤§yLxb
nB‡j evsjv‡`k e¨vsK D³ ms¯’v ev ms¯’vi †Kvb kvLv, mvwf©m †m›Uvi, ey_ ev G‡R‡›Ui evsjv‡`‡k
Kvh©µg cwiPvjbv iwnZ Kwievi D‡Ï‡k¨ wbeÜb ev jvB‡mÝ ¯’wMZ Kwi‡Z cvwi‡e ev †¶ÎgZ, wbeÜKvix
ev jvB‡mÝ cÖ`vbKvix KZ…©c¶‡K D³ ms¯’vi wei“‡× h_vh_ eë¯’v MÖn‡Yi wbwgË welqwU AewnZ Kwi‡e|
(4) †Kvb wi‡cvU© cÖ`vbKvix ms¯’v GB avivi Aaxb hvwPZ wel‡q †Kvb fyj ev wg_¨v Z_¨ ev weeiYx mieivn
Kwi‡j evsjv‡`k e¨vsK D³ ms¯’v‡K Ab~¨b 20 (wek) nvRvi UvKv I m‡e©v”P 5 (cuvP) j¶ UvKv ch©š@
Rwigvbv Kwi‡Z cvwi‡e Ges †Kvb ms¯’v 1 (GK) A_© erm‡i 3 (wZb) ev‡ii AwaK Rwigvbvi m¤§yLxb
nB‡j evsjv‡`k e¨vsK D³ ms¯’v ev ms¯’vi †Kvb kvLv, mvwf©m †m›Uvi, ey_ ev G‡R‡›Ui evsjv‡`‡k
Kvh©µg cwiPvjbv iwnZ Kwievi D‡Ï‡k¨ wbeÜb ev jvB‡mÝ ¯’wMZ Kwi‡Z cvwi‡e ev †¶ÎgZ,
wbeÜbKvix ev jvB‡mÝ cÖ`vbKvix KZ…©c¶‡K D³ ms¯’vi wei“‡× h_vh_ eë¯’v MÖn‡Yi wbwgË welqwU
AewnZ Kwi‡e|
(5) †Kvb wi‡cvU© cÖ`vbKvix ms¯’v evsjv‡`k e¨vsK KZ…©K GB AvB‡bi AvIZvq RvixK…Z †Kvb wb‡`©kbv
cwicvj‡b e¨_© nB‡j evsjv‡`k e¨vsK D³ ms¯’v‡K cÖwZw`b 10 (`k) nvRvi UvKv wnmv‡e m‡e©v”P 5
(cuvP) j¶ UvKv ch©š@ cÖwZwU Acwicvjbxq wel‡qi Rb¨ Rwigvbv Kwi‡Z cvwi‡e Ges †Kvb ms¯’v 1 (GK)
A_© erm‡i 3 (wZb) ev‡ii AwaK Rwigvbvi m¤§yLxb nB‡j evsjv‡`k e¨vsK D³ ms¯’v ev ms¯’vi †Kvb
kvLv, mvwf©m †m›Uvi, ey_ ev G‡R‡›Ui evsjv‡`‡k Kvh©µg cwiPvjbv iwnZ Kwievi D‡Ï‡k¨ wbeÜb ev
jvB‡mÝ ¯’wMZ Kwi‡Z cvwi‡e ev †¶ÎgZ,wbeÜKvix ev jvB‡mÝ cÖ`vbKvix KZ…©c¶‡K D³ ms¯’vi wei“‡×
h_vh_ eë¯’v MÖn‡Yi wbwgË welqwU AewnZ Kwi‡e|
(6) †Kvb wi‡cvU© cÖ`vbKvix ms¯’v Dc-aviv (1) Gi `dv (M) Gi AvIZvq evsjv‡`k e¨vsK KZ…©K wb‡`©wkZ
†Kvb Aei“× ev ¯’wMZ Av‡`k cwicvj‡b e¨_© nB‡j evsjv‡`k e¨vsK D³ wi‡cvU© cÖ`vbKvix ms¯’v‡K
Ab~¨b D³ e¨vsK wnmv‡e w¯’wZi mgcwigvY Rwigvbv Kwi‡Z cvwi‡e hvnv wb‡`©kbv Rvixi ZvwiL wnmv‡e
w¯’wZi wØ¸‡Yi AwaK nB‡e bv|
(7) GB AvB‡bi aviv 23 I 25 Abyhvqx evsjv‡`k e¨vsK KZ…©K Av‡ivwcZ Rwigvbv †Kvb e¨w³ ev mËv ev
wi‡cvU© cÖ`vbKvix ms¯’v cÖ`v‡b e¨_© nB‡j evsjv‡`k e¨vsK mswkÐó e¨w³ ev mËv ev wi‡cvU© cÖ`vbKvix
ms¯’vi wbR bv‡g †h †Kvb e¨vsK ev Avw_©K cÖwZôvb ev evsjv‡`k e¨vs‡K cwiPvwjZ wnmve weKjbc~eK ©
Av`vq Kwi‡Z cvwi‡e Ges G‡¶‡Î Rwigvbvi †Kvb Ask Abv`vqx _vwK‡j Zvnv Av`v‡q cÖ‡qvR‡b
evsjv‡`k e¨vsK Av`vj‡Z Av‡e`b Kwi‡Z cvwi‡e Ges Av`vjZ †hBiƒc Dchy³ we‡ePbv Kwi‡e †mBiƒc
Av‡`k cÖ`vb Kwi‡e|
(8) Dc-aviv (3), (4), (5) I (6) Abyhvqx †Kvb wi‡cvU© cÖ`vbKvix ms¯’v‡K Rwigvbv Kiv nB‡j GB Rb¨
`vqx D³ ms¯’vi gvwjK, cwiPvjK, Kg©KZ©v-Kg©Pvix ev Pzw³wfwËK wb‡qvwRZ e¨w³M‡Yi wei“‡×I
evsjv‡`k e¨vsK Ab~¨b 10 (`k) nvRvi UvKv I m‡e©v”P 5 (cuvP) j¶ UvKv ch©š@ Rwigvbv Kwi‡Z cvwi‡e
Ges cÖ‡qvR‡b mswkÐó ms¯’v‡K cÖ‡qvRbxq cÖkvmwbK eë¯’v MÖn‡Yi Rb¨ wb‡`©kbv cÖ`vb Kwi‡Z cvwi‡e|
24| evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU (BFIU) cÖwZôv|--(1) GB AvB‡bi aviv 23 G evsjv‡`k e¨vs‡Ki
Dci Awc©Z ¶gZv I `vwqZ¡ cwicvj‡bi j‡¶¨ evsjv‡`k e¨vs‡K evsjv‡`k dvBb¨vwÝqv&j B‡›Uwj‡RÝ BDwbU
(Bangladesh Financial Intelligence Unit ev BFIU) bv‡g GKwU ¯^Z¯¿ BDwbU _vwK‡e|
(2) GB AvB‡bi D‡Ïk¨ c~iYK‡í miKvwi, Avav-miKvwi, ¯^vqËkvwmZ ms¯’vmg~n ev Ab¨ †Kvb mswkÐó
cÖwZôvb ev ms¯’v Z`&KZ©„K msiw¶Z ev msM„nxZ Z_¨vw` evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU‡K
¯^cÖ‡Yvw`Zfv‡e ev Aby‡iv‡ai m~‡Î mieivn Kwi‡e|
(3) evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU Ab¨vb¨ AvBb cÖ‡qvMKvix ms¯’v‡K gvwbjÛvwis I mš¿vmx
Kv‡h© A_© †hvMvb mswkÐó Z_¨vw` cÖ‡qvR‡b ¯^-D‡`¨v‡M mieivn Kwi‡Z cvwi‡e|
23
(4) GB AvB‡bi weavb Abyhvqx Ab¨ †Kvb †`‡ki mwnZ m¤•vw`Z †Kvb Pzw³ ev eë¯’vi Aaxb mswkÐó †`‡ki
dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU‡K gvwb jÛvwis ev mš¿vmx Kv‡h© A_©vqb ev †Kvb m‡›`nRbK †jb‡`b
m¤•wK©Z Z_¨vw` mieivn Kwi‡e Ges Ab¨ †Kvb †`‡ki wbKU nB‡Z Abyiƒc Z_¨ Pvwn‡Z cvwi‡e|
(5) Dc-aviv (4) G ewY©Z Pzw³ ev eë¯’v QvovI evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU †¶ÎgZ,
¯^cÖ‡Yvw`Zfv‡e Ab¨ †`‡ki dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU‡K Z_¨ mieivn Kwi‡Z cvwi‡e|
25| gvwbjÛvwis Aciva cÖwZ‡iv‡a wi‡cvU© cÖ`vbKvix ms¯’vi `vq-`vwqZ¡|---(1) gvwbjÛvwis Aciva cÖwZ‡iv‡a
wi‡cvU© cÖ`vbKvix ms¯’vi wbæiƒc `vq-`vwqZ¡ _vwK‡e, h_vt--
(K) Dnvi MÖvn‡Ki wnmve cwiPvjbvKv‡j MÖvn‡Ki cwiwPwZi mwVK I c~Y©v½ Z_¨ msi¶Y Kiv;
(L) †Kvb MÖvn‡Ki wnmve eÜ nB‡j eÜ nBevi ZvwiL nB‡Z Ab~¨b 5 (cuvP) ermi ch©š@ D³ wnmv‡ei
†jb‡`b msµvš@ Z_¨ msi¶Y Kiv;
(M) `dv (K) I (L) Gi Aaxb msiw¶Z Z_¨vw` evsjv‡`k e¨vs‡Ki Pvwn`v †gvZv‡eK mgq mgq mieivn
Kiv;
N) aviv 2 (h) G msÁvwqZ †Kvb m‡›`nRbK †jb‡`b ev †jb‡`‡bi cÖ‡Póv cwijw¶Z nB‡j ¯^-D‡`¨v‡M
Awej‡¤^ evsjv‡`k e¨vs‡K Ôm‡›`nRbK †jb‡`b wi‡cvU©Õ Kiv|
2) †Kvb wi‡cvU© cÖ`vbKvix ms¯’v Dc-aviv (1) Gi weavb jsNb Kwi‡j evsjv‡`k e¨vsK--
K) D³ ms¯’v‡K Ab~¨b 50 (cÂvk) nvRvi UvKv Ges m‡e©v”P 25 (cuwPk) j¶ UvKv ch©š@ Rwigvbv Kwi‡Z
cvwi‡e; Ges
(L) `dv (K) Gi Aaxb Av‡ivwcZ Rwigvbvi AwZwi³ D³ ms¯’v ev ms¯’vi †Kvb kvLv, mvwf©m †m›Uvi, ey_
ev G‡R‡›Ui eëmvwqK Kvh©µ‡gi AbygwZ ev jvB‡mÝ evwZj Kwi‡Z cvwi‡e ev †¶ÎgZ, wbeÜbKvix ev
jvB‡mÝ cÖ`vbKvix KZ…©c¶‡K D³ ms¯’vi wei“‡× h_vh_ eë¯’v MÖn‡Yi wbwg‡Ë welqwU AewnZ Kwi‡e|
(3) Dc-aviv (2) Gi Aaxb Av‡ivwcZ Rwigvbvi A_© evsjv‡`k e¨vsK ZrKZ…©K wba©vwiZ c×wZ‡Z Av`vq
Kwi‡e Ges Av`vqK…Z A_© ivóªxq †KvlvMv‡i Rgv Kwi‡e|
26| we‡`kx iv‡óªi mwnZ Pzw³|--(1) GB AvB‡bi D‡Ïk¨ c~iYK‡í miKvi wØ-cvw¶K ev eû cvw¶K Pzw³, Kb‡fbkb
ev Avš@R©vwZK AvB‡b ¯^xK…Z Ab¨ †Kvbfv‡e †Kvb we‡`kx iv‡óªi mwnZ Pyw³ Kwi‡Z cvwi‡e|
(2) GB avivi Aaxb miKvi †Kvb we‡`kx iv‡óªi mwnZ Pzw³e× nB‡j gvwbjÛvwis Aciva cÖwZ‡iv‡a miKvi--
(K) D³ we‡`kx ivóª ev ms¯’vi wbKU cÖ‡qvRbxq Z_¨vw` Pvwn‡Z cwi‡e; Ges(L) D³ we‡`kx ivóª Ges
ms¯’v KZ…©K hvwPZ Z_¨vw`, RvZxq wbivcËvi cÖwZ ûgwK bv nB‡j, mieivn Kwi‡e|
(3) GB AvB‡bi D‡Ïk¨ c~iYK‡í evsjv‡`k dvBb¨vwÝqvj Bb‡Uwj‡RÝ BDwbU (BFIU) we‡`kx
dvBb¨vwÝqvj Bb‡Uwj‡RÝ BDwbU A_ev Ab¨vb¨ mswkÐó ms¯’vi mv‡_ mg‡SvZv ¯§viK ¯^v¶i Kwi‡Z
cvwi‡e Ges ¯^v¶wiZ mg‡SvZv ¯§vi‡Ki AvIZvq weGdAvBBD----
(K) D³ we‡`kx dvBb¨vwÝqvj Bb‡Uwj‡RÝ BDwbU ev ms¯’vi wbKU cÖ‡qvRbxq Z_¨vw` Pvwn‡Z cvwi‡e;
Ges (L) D³ we‡`kx dvBb¨vwÝqvj Bb‡Uwj‡RÝ BDwbU Ges ms¯’v KZ…©K hvwPZ Z_¨vw`, RvZxq wbivcËvi
cÖwZ ûgwK bv nB‡j, mieivn Kwi‡e|
(4) GB AvB‡bi D‡Ïk¨ c~iYK‡í, †Kvb Pzw³i Aaxb †Kvb we‡`kx iv‡óªi Av`vj‡Zi †Kvb Av‡`k Kvh©Ki
Kwievi Rb¨ evsjv‡`‡k Aew¯’Z †Kvb m¤•wË ev‡Rqvß Kwievi ev †diZ †Ìqvi cÖ‡qvRb nB‡j GUbx©
†Rbv‡i‡ji Awd‡mi Av‡e`bµ‡g Av`vjZ †hBiƒc Dchy³ g‡b Kwi‡e †mBiƒc Av‡`k cÖ`vb Kwi‡Z
cvwi‡e; GKBfv‡e evsjv‡`‡k Av`vj‡Zi ev‡RqvßKiY Av‡`k ev D³ m¤•wË †diZ Avbq‡bi Av‡`k
ev¯@evq‡bi Rb¨ Pzw³ ev mg‡SvZv ¯§vi‡Ki Aaxb¯’ ivóª‡K GUbx© †Rbv‡i‡ji Awdm Aby‡iva Kwi‡Z
cvwi‡e|
(5) Ab¨ †Kvb AvB‡b hvnv wKQyB _vKzK bv †Kb GB AvB‡bi D‡Ïk¨ c~iYK‡í cvi¯•wiK AvBbMZ
mn‡hvwMZvi AvIZvq †Kvb we‡`kx iv‡óªi Dchy³ KZ…©c‡¶i wbKU nB‡Z cÖvß `wjjvw` mswkÐó wePvwiK
Av`vj‡Z mv¶¨ wnmv‡e MÖnYxq nB‡e|
27| mËv KZ…©K Aciva msNUb|---GB AvB‡bi Aaxb †Kvb Aciva †Kvb mËv KZ…©K msNwUZ nBqv _vwK‡j D³iƒc
Aciv‡ai mwnZ cÖZ¨¶ mswkkÐóZv iwnqv‡Q mËvi GBiƒc cÖ‡Z¨K gvwjK, cwiPvjK, g¨v‡bRvi, mwPe ev Ab¨ †Kvb
Kg©KZ©v ev Kg©Pvix ev cÖwZwbwa D³ Aciva msNUb Kwiqv‡Qb ewjqv MY¨ nB‡eb, hw` bv wZwb cÖgvY Kwi‡Z m¶g
nb †h, D³ Aciva Zvnvi AÁvZmv‡i msNwUZ nBqv‡Q A_ev D³ Aciva †iva Kwievi Rb¨ wZwb h_vmva¨ †Póv
Kwiqv‡Qb| e¨vL¨v|---GB avivq ÒcwiPvjKÓ ewj‡Z mËvi †Kvb Askx`vi ev cwiPvjbv †evW©, †h bv‡gB AwfwnZ
nDK, Gi m`m¨‡KI eySvB‡e|
24
28| mij wek¦v‡m K…ZKvh© i¶Y|--GB AvB‡bi ev wewai Aax‡b mij wek¦v‡m K„Z †Kvb Kv‡Ri d‡j †Kvb e¨w³
¶wZMÖ¯’ nB‡j ev ¶wZMÖ¯’ nBevi m¤¢vebv _vwK‡j, †mBRb¨ miKvi ev miKv‡ii †Kvb Kg©KZ©v-Kg©Pvix ev
evsjv‡`k e¨vsK ev evsjv‡`k e¨vs‡Ki †Kvb Kg©KZ©v- Kg©Pvix ev `ybx©wZ `gb Kwgkb ev Kwgk‡bi †Kvb Kg©KZ©v-
Kg©Pvix ev †Kvb wi‡cvU© cÖ`vbKvix ms¯’v ev Dnvi cwiPvjbv cl©` ev Dnvi †Kvb Kg©KZ©v-Kg©Pvixi wei“‡× †Kvb
†Ìqvbx ev †dŠR`vix ev cÖkvmwbK ev Ab¨ †Kvb AvBbMZ Kvh©aviv `v‡qi Kiv hvB‡e bv|
29| wewa cÖYq‡bi ¶gZv|--miKvi, miKvwi †M‡R‡U cÖÁvcb Øviv, GB AvB‡bi D‡Ïk¨ c~iYK‡í wewa cÖYqb Kwi‡Z
cwi‡e|
30| AvB‡bi Bs‡iwR Abyev` cÖKvk|---(1) GB AvB‡bi cÖeZ©‡bi ci miKvi, h_vkxNÖ m¤¢e, miKvwi †M‡R‡U cÖÁvcb
Øviv, GB AvB‡bi evsjv cv‡Vi Bs‡iwR‡Z Ab~w`Z GKwU wbf©i‡hvM¨ cvV (Authentic English Text) cÖKvk
Kwi‡e|
(2) evsjv cvV Ges Bs‡iwR cv‡Vi g‡a¨ we‡iv‡ai †¶‡Î evsjv cvV cÖvavb¨ cvB‡e|
31| iwnZKiY I †ndvRZ|---(1) gvwbjÛvwis cÖwZ‡iva AvBb, 2009 (2009 m‡bi 8 bs AvBb) I gvwbjÛvwis
cÖwZ‡iva Aa¨v‡`k, 2012 (2012 m‡bi 2 bs Aa¨v‡`k), AZtci D³ AvBb I Aa¨v‡`k ewjqv DwjÐwLZ,
GZ`&Øviv iwnZ Kiv nBj|
(2) D³iƒc iwnZ nIqv m‡Ë¡I D³ AvBb I Aa¨v‡`‡ki Aaxb M„nxZ †Kvb Kvh©µg, `v‡qiK…Z †Kvb gvgjv ev M„nxZ
†Kvb Kvh©aviv Awb®•bœ _vwK‡j Dnv GBiƒ‡c wb®•bœ nB‡e †hb Dnv GB AvB‡bi Aaxb `v‡qiK…Z ev M„nxZ nBqv‡Q|
(3) D³iƒc iwnZ nIqv m‡Ë¡I Foreign Exchange Regulation Act, 1947 (Act No. VII of 1947) Ges D³
AvBb I Aa¨v‡`‡ki AvIZvaxb †Kvb Aciva msNwUZ nB‡j ev Z`š@vaxb ev wePvivaxb _vwK‡j D³ Acivamg~n
GB AvB‡bi weavb Abyhvqx GBiƒ‡c wb®•bœ nB‡e †hb Dnv GB AvB‡bi Aaxb `v‡qiK…Z ev M„nxZ nBqv‡Q|
†gvt gvn&dzRyi ingvb

fvicÖvß mwPe|
Ñ
25
Aby‡”Q`-2.02 t mš¿vm we‡ivax (ms‡kvab) AvBb, 2013
AwZwi³ msL¨v
evsjv‡`k RvZxq msm`
XvKv, 12 uRyb, 2013/29 ˆR¨ô, 1420
msm` KZ©„K M„nxZ wbæwjwLZ AvBbwU 12 uRyb, 2013,( 29 ˆR¨ô, 1420) Zvwi‡L ivóªcwZi m¤§wZ jvf Kwiqv‡Q
Ges GZØviv GB AvBbwU me©mvavi‡Yi AeMwZi Rb¨ cÖKvk Kiv hvB‡Z‡Q t--
mš¿vm we‡ivax AvBb, 2009 (2009 m‡bi 16 bs AvBb) Gi AwaKZi
ms‡kvabK‡í cÖYxZ AvBb
†h‡nZz wbæewY©Z D‡Ïk¨mg~n c~iYK‡í mš¿vm we‡ivax AvBb, 2009 (2009 m‡bi 16 b¤î AvBb) Gi
AwaKZi ms‡kvab Kiv mgxPxb I cÖ‡qvRbxq;
†m‡nZz GZ`&Øviv wbæiƒc AvBb Kiv nBj t--
1| msw¶ß wk‡ivbvg |--GB AvBb mš¿vm we‡ivax (ms‡kvab) AvBb, 2013 bv‡g AwfwnZ nB‡e|
2| 2009 m‡bi 16 bs AvB‡bi aviv 1 Gi ms‡kvab|---mš¿vm we‡ivax AvBb, 2009 (2009 m‡bi 16 bs
AvBb), AZtci D³ AvBb ewjqv DwjÐwLZ, Gi aviv 1 Gi Dc-aviv (2) Gi cwie‡Z© wbæiƒc Dc-aviv (2)
cÖwZ¯’vwcZ nB‡e, h_v t--
Ò(2) mgMÖ evsjv‡`‡k Bnv cÖ‡qvM nB‡e, Ges †hLv‡bB Ae¯’vb Ki“Kbv †Kb, evsjv‡`‡k wbewÜZ RvnvR
ev wegv‡b Ae¯’vbKvixi †¶‡ÎI, Bnv cÖ‡hvR¨ nB‡e ÕÕ |
3| 2009 m‡bi 16 bs AvB‡bi aviv 2 Gi ms‡kvab|---D³ AvB‡bi aviv 2 Gi--
(K) `dv (3) Gi ci wbæiƒc GKwU bZzb `dv (3K) mwbœ‡ewkZ nB‡e, h_vt-
ÔÔ (3K) Ô Kb‡fbkbÕ A_© evsjv‡`k miKvi KZ©„K h_vh_fv‡e Abymgw_©Z RvwZmsN Kb‡fbkb, wUªwU I
cÖ‡UvKjmg–n, hvnv GB AvB‡bi Zdwmj 1 G Aš@f³
©– Kiv nBqv‡Q, Ges evsjv‡`k miKvi KZ…„K, miKvix †M‡R‡U
cÖÁvcb Øviv, mgq mgq Zdwmj 1 G Aš@f©³– nB‡Z cv‡i GBiƒc RvwZmsN Kb‡fbkb, wUªwU I cÖ‡UvKj;ÕÕ;
(L) `dv (11) Gi ci wbæiƒc GKwU bZzb `dv (11K) mwbœ‡ewkZ nB‡e, h_vt-
ÔÔ(11K) Ô we‡`kx bvMwiKÕ A_© Foreigners Act, 1946 (Act No XXX1 of 1946) secion Gi 2 (a) †Z
mÁvwqZ ÔforeignerÕ;ÕÕ;
(M) `dv (14) Gi cwie‡Z© wbøiƒc `dv (14) cÖwZ¯’vwcZ nB‡e, h_vt---
ÔÔ(14) Ôm¤•wËÕ A_© †`‡ki Af¨š@†i ev evwn‡i Aew¯’Z---

A) †Kvb e¯‘MZ ev Ae¯‘MZ, ¯’vei ev A¯’vei, `„k¨gvb ev A`„k¨gvb †h †Kvb cÖK…wZi Znwej ev m¤•wË,
Dnv †h fv‡eB AwR©Z nDK bv †Kb, Ges B‡jKUªwbK ev wWwRUvjmn ‡h †Kvb ai‡Yi AvBwb `wjj ev
Bb÷ª~‡g›U hvnv D³ Znwej ev m¤•‡ì gvwjKvbv mZ¡ ev gvwjKvbv m‡Z¡i ¯^v_© wb‡`©k K‡i, Ges D³
Znwej ev m¤•` nB‡Z cÖvß ev D™¢Z – †Kvb gybvdv, wWwf‡WÛ ev Ab¨ †Kvb Avq ev g–jÏ Bnvi Aš—f‚©³
nB‡e;
(Av) bM` A_© ev ¯’vei ev A¯’vei, `„k¨gvb ev A`„k¨gvb †h †Kvb cÖK…wZi Avw_©K cwim¤•` ev Avw_©K
Drm, Dnv †h fv‡eB AwR©Z nDK bv †Kb, Ges B‡jKUªwbK ev wWwRUvjmn †h †Kvb ai‡Yi AvBwb `wjj
ev BÝUª~‡g›U hvnv D³ Znwej ev Ab¨vb¨ m¤•‡ì gvwjKvbv mZ¡ ev gvwjKvbv ¯^‡Z¡i ¯^v_© wb‡`©k K‡i Ges
e¨vsK †µwWU, Uªv‡fjvm© †PK, e¨vsK †PK, gvwb AW©vi, †kqvi, wmwKDwiwU, eÛ, Wªvd&U ev FYcÎ Ges D³
Znwej ev m¤•` nB‡Z D™¢Z – ev m„ó †Kvb gybvdv, wWwf‡WÛ ev Ab¨ †Kvb Avq ev g–j¨ Bnvi Aš@f‚©³
nB‡e, Z‡e Dnv‡Z mxgve× Kwi‡e bv ;ÕÕ;
26
(N) `dv (14) Gi ci wbæiƒc QqwU bZzb `dv h_vµ‡g (14K), (14L), (14M) I (14N) mwbœ‡ewkZ nB‡e, h_v:-
ÔÔ(14K) Ômš¿vmx e¨w³Õ A_© †Kvb ¯^vfvweK e¨w³ (natural person) whwb aviv 6(1), 10, 11, 12 ev 13 Gi
Aaxb †Kvb Aciva msNUb K‡ib;
(14L) Ô mš¿vmx mËvÕ A_© Zdwmj -2 G DwjÐwLZ †Kvb mËv ev GB AvB‡bi aviv 6(1), 10,11,12 ev 13 Gi Aaxb
†Kvb Aciva msNUb K‡i GBiƒc †Kvb mËv;
(14M) Ô mš¿vmx m¤•wËÕ A_© GBiƒc †Kvb m¤•wË hvnv---
(A) GB AvB‡bi Aaxb †Kvb mš¿vmx Kvh© msNUb ev †Kvb we‡`kx iv‡ó«i AvB‡bi Aaxb Abyiƒc mg‡kÖYxi
Aciva msNU‡b eëüZ nBqv‡Q ev nB‡Z‡Q, ev nBevi AwfcÖvq iwnqv‡Q;
(Av) †Kvb mš¿vmx Kv‡h©i mwnZ m¤•„³;
(B) †Kvb mš¿vmx Kvh© msNU‡bi gva¨‡g cÖZ¨¶ ev c‡iv¶fv‡e D™¢yZ ev AwR©Z;
(C) mš¿vmx Kv‡h©i D‡Ï‡k¨ A_ev †Kvb mš¿vmx e¨w³ ev mš¿vmx mËv‡K mg_©‡bi D‡Ï‡k¨ eënvi Kwievi
AwfcÖv‡q, cÖZ¨¶ ev c‡iv¶fv‡e †h †Kvb Dcv‡q msM„nxZ nBqv‡Q;
(D) cÖZ¨¶ ev c‡iv¶fv‡e †Kvb mš¿vmx e¨w³ ev mš¿vmx mËvi gvwjKvbvaxb ev wbqš¿Yvaxb Ges †Kvb
mš¿vmx e¨w³ ev mš¿vmx mËvi c‡¶ ev wb‡`©kbv Abymv‡i KvR K‡i GBiƒc e¨w³ ev mËvi m¤•wËmn
Abyiƒc e¨w³ I mn‡hvMx e¨w³ ev mËvi gvwjKvbvaxb ev cÖZ¨¶ ev c‡iv¶fv‡e wbqš¿Yvaxb m¤•wË
nB‡Z D™¢yZ ev m„ó Znwej;
14(N) Ômgevq mwgwZÕ A_© mgevq mwgwZ AvBb , 2001 (2001 m‡bi 47 bs AvBb) Gi Aaxb Aby‡gvw`Z I
wbewÜZ †Kvb cÖwZôvb;ÕÕ;
(O) `dv (16) Gi Dc-`dv (2) Gi cwie‡Z© wbæiƒc Dc-`dv (2) cÖwZ¯’vwcZ nB‡e, h_v:---
ÔÔ(2) †hB †jb‡`m m¤•‡K© GBiƒc aviYv nq †h, --
(K) Dnv GB AvB‡bi Aaxb †Kvb Aciva nB‡Z D™¢Z
– ;
(L) Dnv †Kvb mš¿vmx Kv‡h© A_©vqb ev †Kvb mš¿vmx e¨w³ ev mš¿vmx mËv‡K A_©vq‡bi mwnZ m¤•K©h³
y ;ÕÕ;
(P) `dv (24) G DwjÐwLZ Ômgevq mwgwZ AvBb, 2001 (2001 m‡bi 47 bs AvBb) kã¸wj, Kgv¸wj,
msL¨v¸wj Ges eÜwb wejyß nB‡e;
(Q) `dv (25) G DwjÐwLZ Ô2009Õ msL¨vwUi cwie‡Z© Ô2012Õ msL¨vwU cÖwZ¯’vwcZ nB‡e;
(R) `dv (30) G DwjÐwLZ ÔÔ †MvôxiÕÕ kãwUi cwie‡Z© ÔÔRb‡MvwôxiÕÕ kãwU cÖwZ¯’vwcZ nB‡e;
4| 2009 m‡bi 16 bs AvB‡bi aviv 5 Gi ms‡kvab|--- D³ AvB‡bi aviv 5 Gi Dc-aviv (2) Gi ci wbæiƒc
GKwU bZzb Dc-aviv (3) ms‡hvwRZ nB‡e, h_v:---
ÔÔ(3) hw` †Kvb e¨w³ †Kvb we‡`kx iv‡ó« Aciva msNUb Kwiqv evsjv‡`‡k AvkÖq MÖnY K‡i, hvnv evsjv‡`‡k
msNwUZ nB‡j GB AvB‡bi Aaxb kvw¯@†hvM¨ nBZ, Zvnv nB‡j D³ Aciva evsjv‡`‡k msNwUZ nBqv‡Q ewjqv Mb¨
nB‡e Ges hw` Zvnv‡K D³ Aciva wePv‡ii GLwZqvi m¤•bœ †Kvb we‡`kx iv‡ó« ewnmgc©Y Kiv bv hvq, Zvnv nB‡j
D³ e¨w³ I Aciv‡ai †¶‡Î GB AvB‡bi weavbvejx cÖ‡hvR¨ nB‡eÕ|ÕÕ|
5| 2009 m‡bi 16 bs AvB‡bi aviv 6 Gi cÖwZ¯’vcb|--D³ AvB‡bi aviv 6 Gi cwie‡Z© wbæiƒc aviv 6
cÖwZ¯’vwcZ nB‡e, h_vt----
Ò6| mš¿vmx Kvh©|--(1) hw` †Kvb e¨w³, mËv ev we‡`kx bvMwiK---
(K) evsjv‡`‡ki ALÛZv, msnwZ, RbwbivcËv ev mve©‡fŠgZ¡ wecbœ Kwievi Rb¨ RbmvaviY ev Rbmvavi‡Yi
†Kvb As‡ki g‡a¨ AvZsK m„wói gva¨‡g miKvi ev †Kvb mËv ev †Kvb e¨w³‡K †Kvb Kvh© Kwi‡Z ev Kiv
nB‡Z weiZ ivwL‡Z eva¨ Kwievi D‡Ï‡k¨---
27
(A) Ab¨ †Kvb e¨w³‡K nZ¨v, ¸i“Zi AvNvZ, AvUK, AvUK ev AcniY K‡i ev Kwievi cÖ‡Póv MÖnY K‡i;
A_ev
Av) Ab¨ †Kvb e¨w³‡K nZ¨v, ¸i“Zi RLg, AvUK ev AcniY Kivi Rb¨ Aci †Kvb e¨w³‡K lohš÷ ev mnvqZv
ev cÖ‡ivwPZ K‡i; A_ev
(B) Ab¨ †Kvb e¨w³, mËv ev cÖRvZ‡š÷i †Kvb m¤•wËi ¶wZ mvab K‡i ev Kwievi cÖ‡Póv MÖnY K‡i; A_ev
(C) Ab¨ †Kvb e¨w³, mËv ev cÖRvZ‡š÷i †Kvb m¤•wËi ¶wZ mvab Kwievi D‡Ï‡k¨ lohš÷ ev mnvqZv ev
cÖ‡ivwPZ K‡i; A_ev
(D) Dc-`dv(A),(Av),(B) ev (C) Gi D‡Ïk¨ mvabK‡í †Kvb we‡£viK `ªe¨, `vn¨ c`v_© I Av‡Mœqv¯÷ eënvi
K‡i ev wbR `L‡j iv‡L;
(L) Ab¨ †Kvb iv‡óªi wbivcËv wewNœZ ev Dnvi m¤•wË webó Kwievi AwfcÖv‡q `dv(K) Gi Dc-`dv(A),
(Av), (B),(C) ev (D) Gi Abyiƒc †Kvb Aciva msNUb K‡i ev msNU‡bi cÖ‡Póv K‡i ev D³iƒc Aciva
msNU‡bi Rb¨ cÖ‡ivwPZ, lohš÷ ev mnvqZv K‡i;
(M) †Kvb Avš@R©vwZK ms¯’v‡K †Kvb Kvh© Kwi‡Z ev Kiv nB‡Z weiZ ivwLevi Rb¨ `dv (K) Gi Dc-`dv
(A), (Av), (B), (C) ev (D) Gi Abyiƒc †Kvb Aciva msNUb K‡i ev msNU‡bi D‡`¨vM MÖnY K‡i ev
D³iƒc Aciva msNU‡bi Rb¨ cÖ‡ivwPZ, lohš÷ ev mnvqZv K‡i;
(N) ÁvZmv‡i †Kvb mš÷vmx m¤•wË eënvi K‡i ev AwaKv‡i iv‡L;
(O) GB AvB‡bi Zdwmj-1 G Aš@f‚©³ RvwZmsN Kb‡fbk‡b ewY©Z †Kvb Aciva Kwi‡Z mnvqZv, cÖ‡ivwPZ ev
lohš÷ K‡i ev msNUb K‡i ev msNUb Kwievi cÖ‡Póv K‡i;
(P) †Kvb mk¯÷ msNvZgq Ø‡›Øi êwi cwiw¯’wZ‡Z (hostilities in a situation of armed conflict)
mwµq AskMÖnY K‡ib bvB GBiƒc †Kvb †emvgwiK, wKsev Ab¨ †Kvb e¨w³i g–Zz¨ NUvBevi ev gvivÍK
kvixwiK RLg NUvBevi AwfcÖv‡q GBiƒc †Kvb Kvh© K‡i, hvnvi D‡Ïk¨, Dnvi cÖK…wZMZ ev e¨wßi Kvi‡Y,
†Kvb Rb‡Mvôx‡K fxwZ cÖ`k©b ev Ab¨ †Kvb miKvi ev ivóª ev †Kvb Avš@R©vwZK ms¯’v‡K †Kvb Kvh© Kwi‡Z
ev †Kvb Kvh© Kiv nB‡Z weiZ _vwK‡Z eva¨ K‡i;
Zvnv nB‡j D³ e¨w³, mËv ev we‡`kx bvMwiK Ò mš÷vmx Kvh©Ó msNU‡bi Aciva Kwiqv‡Q ewjqv MY¨ nB‡e|
(2) hw` †Kvb e¨w³ ev we‡`kx bvMwiK Dc-aviv (1) Gi `dv (K) Gi--
(A) Dc-`dv (A) Gi Aaxb †Kvb Aciva msNUb K‡ib Zvnv nB‡j wZwb g„Zz¨`Û ev hve¾xeb Kviv`‡Û
`wÛZ nB‡eb Ges Dnvi AwZwi³ A_©`Û Av‡ivc Kiv hvB‡e;
(Av) Dc-`dv (Av) Gi Aaxb †Kvb Aciva msNUb K‡ib Zvnv nB‡j D³ Aciv‡ai wba©vwiZ kvw¯@ hw`
g„Zz¨`Û nq †mB‡¶‡Î wZwb hve¾xeb Kviv`Û ev AbyaŸ© 14(†PŠÏ) ermi I Ab–¨b 4(Pvi) erm‡ii mkÖg
Kviv`Û Ges A_©`‡Û `wÛZ nB‡eb;
(B) Dc-`dv (B) Gi Aaxb †Kvb Aciva msNUb K‡ib Zvnv nB‡j wZwb hve¾xeb Kviv`Û ev AbyaŸ©
14(†PŠÏ) ermi I Ab–¨b 4(Pvi) erm‡ii mkÖg Kviv`Û Ges A_©`‡Û `wÛZ nB‡eb;
(C) Dc-`dv (C) Gi Aaxb †Kvb Aciva msNUb K‡ib Zvnv nB‡j AbyaŸ© 14(†PŠÏ) ermi I Ab–¨b 4(Pvi)
erm‡ii mkÖg Kviv`Û Ges A_©`‡Û `wÛZ nB‡eb;
(D) Dc-`dv (D) Gi Aaxb †Kvb Aciva msNUb K‡ib Zvnv nB‡j wZwb hve¾xeb Kviv`Û ev AbyaŸ©
14(†PŠÏ) ermi I Ab–¨b 4(Pvi) erm‡ii mkÖg Kviv`Û Ges A_©`‡Û `wÛZ nB‡eb|
(3) hw` †Kvb e¨w³ ev we‡`kx bvMwiK Dc-aviv (1) Gi `dv (L),(M),(N),(O) ev (P) Gi Aaxb †Kvb Aciva
msNUb K‡ib Zvnv nB‡j wZwb hve¾xeb Kviv`Û ev AbyaŸ© 14(†PŠÏ) ermi I Ab–¨b 4(Pvi) erm‡ii mkÖg
Kviv`Û Ges A_©`‡Û `wÛZ nB‡eb|
28
(4) hw` †Kvb mËv mš÷vmx Kvh© msNUb K‡i, Zvnv nB‡j----
(K) D³ mËvi wei“‡× aviv 18 Abymv‡i c`‡¶c MÖnY Kiv hvB‡e Ges Dnvi AwZwi³ D³ Aciv‡ai mwnZ mswkÐó
m¤•wËi gy‡jï wZb¸Y cwigvY A_© ev 50(cÂvk) j¶ UvKv, hvnv AwaK, A_©`Û Av‡ivc Kiv hvB‡e; Ges
(L) D³ mËvi cÖavb, wZwb †Pqvig¨vb, eë¯’vcbv cwiPvjK, cÖavb wbe©vnx ev Ab¨ †h †Kvb bv‡g AwfwnZ †nvK bv
†Kb, AbyaŸ© 20(wek) ermi I Ab–¨b 4(Pvi) erm‡ii mkÖg Kviv`‡Û `wÛZ nB‡eb Ges Dnvi AwZwi³ D³
Aciv‡ai mwnZ m¤•„³ m¤•wËi g–‡jï wØ¸Y cwigvb A_© ev 20(wek) j¶ UvKv, hvnv AwaK, A_©`Û Av‡ivc Kiv
hvB‡e, hw` bv wZwb cÖgvY Kwi‡Z mg_© nb †h, D³iƒc Aciva Zvnvi AÁvZmv‡i msNwUZ nBqvwQj ev Dnvi
msNUb wbe„Ë Kwievi Rb¨ wZwb me©vÍK cÖ‡Póv MÖnb KwiqvwQ‡jb|Ó|
6| 2009 m‡bi 16 bs AvB‡bi aviv 7 Gi cÖwZ¯’vcb|--D³ AvB‡bi aviv 7 Gi cwie‡Z© wbæiƒc aviv
7 cÖwZ¯’vwcZ nB‡e, h_v t--
Ò7| mš¿vmx Kv‡h© A_©vqb msµvš@ Aciva|---(1) hw` †Kvb e¨w³ ev mËv †¯^”Qvq, êa ev A‰ea Drm
nBZ, cÖZ¨¶ ev c‡iv¶ †h †Kvb fv‡e GB AwfcÖv†q A_©, †mev ev Ab¨ †h †Kvb m¤•wË mieivn, MÖnY, msMÖn ev
Dnvi GBiƒc eë¯’v K‡i †h, Dnvi m¤•–Y© ev Ask we‡kl --
(K) mš÷vmx Kvh© cwiPvjbvq eëüZ nB‡e; ev
(L) mš÷vmx e¨w³ ev mš÷vmx mËv KZ…©K †h †Kvb D‡Ï‡k¨ eëüZ nB‡e, A_ev eëüZ nB‡Z cv‡i g‡g©
ÁvZ _v‡K;
Zvnv nB‡j D³ e¨w³ ev mËv mš÷vmx Kv‡h© A_©vq‡bi Aciva msNUb Kwiqv‡Q ewjqv MY¨ nB‡e|
(2) mš÷vmx Kv‡h© A_©vqb msµvš@ Aciv‡a †`vlx mve¨¯@Ki‡Yi †¶‡Î Dc-aviv (1) G DwjÐwLZ A_©, †mev
ev Ab¨ †h †Kvb m¤•wË cÖK…ZB †Kvb mš÷vmx Kvh© m¤•v`‡bi ev cwiPvjbvi †¶‡Î ev mš÷vmx Kvh© m¤•v`‡bi
cÖ‡Póvi †¶‡Î eëüZ nBqv‡Q wKbv ev †Kvb mywbw`©ó mš÷vmx Kv‡h©i mwnZ m¤•K©hy³ wQj wKbv, Dnvi Dci wbf©i
Kwi‡e bv|
(3) hw` †Kvb e¨w³ Dc-aviv(1) G DwjÐwLZ †Kvb Aciv‡a †`vlx mve¨¯@ nb, Zvnv nB‡j wZwb Ab–aŸ©
20(wek) ermi I Ab–¨b 4(Pvi) erm‡ii mkÖg Kviv`‡Û `wÛZ nB‡eb, Ges Dnvi AwZwi³ D³ Aciv‡ai mwnZ
mswkÐó m¤•wËi gy‡jï wØ¸b cwigvY A_© ev 10(`k) j¶ UvKv, hvnv AwaK, A_©`Û Av‡ivc Kiv hvB‡e|
(4) hw` †Kvb mËv Dc-aviv(1) G DwjÐwLZ †Kvb Aciv‡a †`vlx mve¨¯@ nq, Zvnv nB‡j -
(K) D³ mËvi wei“‡× aviv 18 Abymv‡i c`‡¶c MÖnY Kiv hvB‡e Ges Dnvi AwZwi³ D³
Aciv‡ai mwnZ mswkÐó m¤•wËi g–‡jï wZb¸b cwigvb A_© ev 50(cÂvk j¶) UvKv, hvnv
AwaK, A_©`Û Av‡ivc Kiv hvB‡e; Ges
(L) D³ mËvi cÖavb, wZwb †Pqvig¨vb, eë¯’vcbv cwiPvjK, cÖavb wbe©vnx ev Ab¨ †h †Kvb bv‡g
AwfwnZ †nvK bv †Kb, AbyaŸ© 20(wek) ermi I Ab–¨b 4(Pvi) erm‡ii mkÖg Kviv`‡Û `wÛZ
nB‡eb Ges Dnvi AwZwi³ D³ Aciv‡ai mwnZ m¤•„³ m¤•wËi wØ¸Y cwigvb A_© ev 20(wek)
j¶ UvKv, hvnv AwaK, A_©`Û Av‡ivc Kiv hvB‡e, hw` bv wZwb cÖgvY Kwi‡Z mg_© nb †h,
D³iƒc Aciva Zvnvi AÁvZmv‡i msNwUZ nBqvwQj ev Dnvi msNUb wbe„Ë Kwievi Rb¨ wZwb
me©vÍK cÖ‡Póv MÖnb KwiqvwQ‡jb|Ó|
7| 2009 m‡bi 16 bs AvB‡bi aviv 8 Gi ms‡kvab|-- D³ AvB‡bi aviv 8 Gi--
(K) DcvË wUKvq DwjÐwLZ ÔmsMV‡biÕ kãwUi cwie‡Z© ÔmËviÕ kãwU cÖwZ¯’vwcZ nB‡e; Ges
(L) g–j As‡k DwjÐwLZ ÔmsMV‡biÕ kãwUi cwie‡Z© ÔmËviÕ kãwU cÖwZ¯’vwcZ nB‡e|
8| 2009 m‡bi 16 bs AvB‡bi aviv 9 Gi ms‡kvab|--| ---D³ AvB‡bi aviv 9 Gi---
(K) DcvË wUKvq DwjÐwLZ ÔmsMVbÕ kãwUi cwie‡Z© ÔmËviÕ kãwU cÖwZ¯’vwcZ nB‡e;
(L) Dc-aviv (1) G `yBevi DwjÐwLZ ÔmsMV‡biÕ kãwUi cwie‡Z© D³ ¯’v‡b ÔmËv‡KÕ kãwU cÖwZ¯’vwcZ nB‡e; Ges
(M) Dc-aviv (2) G DwjÐwLZ ÔmsMV‡biÕ kãwUi cwie‡Z© ÔmËviÕ kãwU cÖwZ¯’vwcZ nB‡e|
29
9| 2009 m‡bi 16 bs AvB‡bi aviv 10 Gi ms‡kvab|-- D³ AvB‡bi aviv 10 G DwjÐwLZ ÔGB AvB‡bi
Aaxb Aciva msNU‡bi lohš¿ K‡ib, Zvnv nB‡jÕ kã¸wj I Kgvi ci Ô wZwb Aciva Kwiqv‡Qb ewjqv Mb¨
nB‡eb Ges kã¸wj mwbœ‡ewkZ nB‡e Ges ÔcuvPÕ kãwUi cwie‡Z© ÔÔ4(Pvi)ÕÕ kã, msL¨v I eÜbx cÖwZ¯’vwcZ
nB‡e|
10| 2009 m‡bi 16 bs AvB‡bi aviv 11 Gi cÖwZ¯’vcb|-- D³ AvB‡bi aviv 11 Gi cwie‡Z© wbæiƒc aviv 11
cÖwZ¯’vwcZ nB‡e, h_vt---
Ò 11| Aciva msNU‡bi cÖ‡Póvi (attempt) kvw¯@| ---- hw` †Kvb e¨w³ ev mËv GB AvB‡bi Aaxb †Kvb
Aciva msNU‡bi cÖ‡Póv K‡i, Zvnv nB‡j D³ e¨wI“ ev mËv Aciva msNUb Kwiqv‡Qb ewjqv MY¨
nB‡e Ges D³ e¨w³ ev D³ mËvi cÖavb, wZwb †Pqvig¨vb, eë¯’vcbv cwiPvjK, cÖavb wbe©vnx ev
Ab¨ †Kvb bv‡g AwfwnZ †nvK bv †Kb, D³ Aciv‡ai Rb¨ wba©vwiZ m‡e©v”P kvw¯@i `yB- Z…Zxqvsk
†gqv‡ì †h †Kvb Kviv`‡Û A_ev A_©`‡Û A_ev Dfq`‡Û `wÛZ nB‡eb, Ges hw` D³ Aciv‡ai Rb¨
wba©vwiZ kvw¯@ g„Zz¨`Û nq, Zvnv nB‡j D³ Aciv‡ai kvw¯@ nB‡e hve¾xeb Kviv`Û A_ev AbyaŸ©
14(†PŠÏ) ermi I Ab–¨b 4(Pvi) erm‡ii mkÖg Kviv`Û, Ges Dnvi AwZwi³ mswkÐó mËvi wei“‡× aviv
18 Abymv‡i eë¯’v MÖnb Kiv hvB‡e|Ó|
11| 2009 m‡bi 16 bs AvB‡bi aviv 12 Gi cÖwZ¯’vcb|--- D³ AvB‡bi aviv 12 Gi cwie‡Z© wbæiƒc aviv 12
Ò12| Aciva msNU‡bi mvnvh¨ I mnvqZvi (aid and abetment) kvw¯@|--- hw` †Kvb e¨w³ ev mËv GB AvB‡bi
Aaxb †Kvb Aciva msNU‡b---
(K) mvnvh¨ ev mnvqZv K‡i; ev
(L) mnvqZvKvix wnmv‡e (as an accomplice) AskMÖnY K‡i; ev
(M) Ab¨‡ì‡K msMwVZ ev cwiPvjbv K‡i; ev
(N) Ae`vb iv‡L;
Zvnv nB‡j D³ e¨w³ ev mËv Aciva msNUb Kwiqv‡Qb ewjqv MY¨ nB‡e Ges D³ e¨w³ D³
mËvi cÖavb, wZwb †Pqvig¨vb, eë¯’vcbv cwiPvjK, cÖavb wbe©vnx ev Ab¨ ‡h †Kvb bv‡g AwfwnZ †nvK
bv †Kb, D³ Aciv‡ai Rb¨ wba©vwiZ m‡e©v”P kvw¯@i `yB- Z…Zxqvsk †gqv‡ì †h †Kvb Kviv`‡Û A_ev
A_©`‡Û A_ev Dfq`‡Û `wÛZ nB‡eb; Ges hw` D³ Aciv‡ai Rb¨ wba©vwiZ kvw¯@ g„Zz¨`Û nq, Zvnv
nB‡j D³ Aciv‡ai kvw¯@ nB‡e hve¾xeb Kviv`Û A_ev AbyaŸ© 14(†PŠÏ) ermi I Ab–¨b 4(Pvi)
erm‡ii mkÖg Kviv`Û, Ges Dnvi AwZwi³ mswkÐó mËvi wei“‡× aviv 18 Abymv‡i eë¯’v MÖnb Kiv
hvB‡e|Ó|
12| 2009 m‡bi 16 bs AvB‡bi aviv 13 Gi ms‡kvab|--- D³ AvB‡bi aviv 13 G DwjÐwLZ ÔmsMVb‡KÕ kãwUi
cwie‡Z© ÔmËv‡KÕ kãwU, ÔmsMVbÕ kãwUi cwie‡Z© ÔmËvÕ kãwU Ges ÔcuvPÕ kãwUi cwie‡Z© Ò4(Pvi)Ókã, msL¨v I
eÜbx cÖwZ¯’vwcZ nB‡e|
13| 2009 m‡bi 16 bs AvB‡bi aviv 14 Gi ms‡kvab|--- D³ AvB‡bi aviv 14 Gi---
(K) DcvË UxKvq DwjÐwLZ ÔÔAcivax‡K AvkÖq cÖ`vbÕÕ kã¸wji cwie‡Z© ÔÔ Acivax‡K AvkÖq cÖ`v‡bi
kvw¯@ÕÕ kã¸wj cÖwZ¯’vwcZ nB‡e; Ges
(L) Dc-aviv (2) Gi ci wbæiƒc GKwU bZzb Dc-aviv (3) ms‡hvwRZ nB‡e, h_vt---
ÔÔ(3) †h‡¶‡Î †Kvb mËv KZ©„K AvkÖq cÖ`v‡bi Aciva msNwUZ nq, †mB†¶‡Î Dnvi cÖavb wnmv‡e
`vwqZ¡ cvjbKvix †Pqvig¨vb, eë¯’vcbv cwiPvjK, cÖavb wbe©vnx ev Ab¨ †Kvb bv‡gi càvixi cÖwZ Dc-
aviv (1) Gi weavbvejx cÖ‡hvR¨ nB‡e, hw` bv wZwb cÖgvY Kwi‡Z mg_© nb †h, D³iƒc Aciva Zvnvi
AÁvZmv‡i msNwUZ nBqvwQj ev Dnvi msNUb wbe„Ë Kwievi Rb¨ wZwb me©vÍK cÖ‡Póv MÖnb
KwiqvwQ‡jb|Ó|
30
14| 2009 m‡bi 16 bs AvB‡bi aviv 15 Gi cÖwZ¯’vcb|--- D³ AvB‡bi aviv 15 Gi cwie‡Z© wbæiƒc aviv 15
Ò15| evsjv‡`k e¨vs‡Ki ¶gZv| ----(1) GB AvB‡bi Aaxb †Kvb Aciva msNU‡bi D‡Ï‡k¨ †Kvb wi‡cvU©
cÖ`vbKvix ms¯’vi gva¨‡g †jb‡`b cÖwZ‡iva I mbv³ Kwi‡Z evsjv‡`k e¨vsK cÖ‡qvRbxq c`‡¶c MÖnY
Kwi‡Z cvwi‡e Ges GZ`y‡Ï‡k¨ Dnvi wbæewY©Z ¶gZv I KZ…©Z¡ _vwK‡e, h_v t ----
(K) †Kvb wi‡cvU© cÖ`vbKvix ms¯’v nB‡Z m‡›`nRbK †jb‡`b m¤•wK©Z cÖwZ‡e`b Zje Kiv; Dnv
we‡kÐlY ev cybix¶Y Kiv Ges we‡kÐlY ev cybix¶‡bi D‡Ï‡k¨ Dnvi mwnZ m¤•wK©Z AwZwi³ Z_¨ msMÖn
Kiv Ges Dnvi †iKW© ev W¨vUv‡eR msi¶Y Kiv Ges, †¶ÎgZ, cÖ‡qvRbxq eë¯’v MÖn‡Yi Rb¨ cywjk ev
mswkÐó Ab¨vb¨ AvBb cÖ‡qvMKvix ms¯’v‡K D³ Z_¨ mieivn ev wi‡cvU© cÖ`vb Kiv;
(L) †Kvb †jb‡`b mš¿vmx Kv‡h©i mwnZ m¤•„³ g‡g© m‡›`n Kwievi hyw³msMZ KviY _vwK‡j, mswkÐó
wi‡cvU© cÖ`vbKvix ms¯’v‡K D³ †jb‡`‡bi wnmve AbwaK 30(wÎk) w`‡bi Rb¨ ¯’wMZ ev Aei“× ivwLevi
D‡Ï‡k¨ wjwLZ Av‡`k Rvix Kiv Ges GBiƒ‡c D³ wnmv‡ei †jb‡`b m¤•wK©Z mwVK Z_¨ D`NvU‡bi
cÖ‡qvRb †`Lv w`‡j †jb‡`b ¯’wMZ ev Aei“× ivwLevi †gqv` AwZwi³ 30 (wÎk) w`b Kwiqv m‡e©v”P
6(Qq) gvm ewa©Z Kiv;
(M) wi‡cvU© cÖ`vbKvix ms¯’vi Kvh©µg cwiex¶Y I Z`viK Kiv;
(N) mš¿vmx Kv‡h© Ges e¨vcK aŸsmvÍK A‡¯¿i (weapons of mass destruction, WMD) we¯@v‡i
A_© †hvMvb cÖwZnZ Kwievi D‡Ï‡k¨ cÖwZ‡ivag–jK c`‡¶c MÖn‡Y wi‡cvU© cÖ`vbKvix ms¯’vmg–n‡K wb‡`©k
cÖ`vb Kiv;
(O) wi‡cvU© cÖ`vbKvix ms¯’v KZ©„K wb‡`©k cÖwZcvjb ch©‡e¶Y Kiv Ges GB AvB‡bi †h †Kvb D‡Ïk¨
c–iYK‡í wi‡cvU© cÖ`vbKvix ms¯’vmg–n‡K m‡iRwg‡b cwi`k©b Kiv; Ges
(P) m‡›`nRbK †jb‡`b mbv³ I mš÷vmx Kv‡h© A_©vqb cÖwZ‡iv‡ai D‡Ï‡k¨ wi‡cvU© cÖ`vbKvix ms¯’vi
ms‡M Kg©KZ©v I Kg©PvixMY‡K cÖwk¶‡bi eë¯’v Kiv|
(2) evsjv‡`k e¨vsK, mš÷vmx Kv‡h© A_©vq‡bi mwnZ m¤•„³ m‡›`nRbK †Kvb †jb‡`‡bi wel‡q †Kvb wi‡cvU©
cÖ`vbKvix ms¯’v ev Dnvi MÖvnK‡K mbv³ Kwievi ms‡M ms‡M, Dnv cywjk ev h_vh_ AvBb cÖ‡qvMKvix
ms¯’v‡K AewnZ Kwi‡e, Ges AbymÜvb I Z`š@ Kv‡h©, cywjk ev mswkÐó AvBb cÖ‡qvMKvix ms¯’v‡K
cÖ‡qvRbxq mKj cÖKvi mn‡hvwMZv cÖ`vb Kwi‡e|
(3) AcivawU hw` Ab¨ †Kvb iv‡óª msNwUZ nq ev Ab¨ †Kvb iv‡ó wePvivaxb _v‡K, Zvnv nB‡j evsjv‡`k
e¨vsK D³ we‡`kx iv‡óªi Aby‡iv‡ai †cÖw¶‡Z ev †Kvb Avš@R©vwZK, AvÂwjK ev wØcvw¶K Pzw³, evsjv‡`k
miKvi KZ…©K Abymgw_©Z RvwZms‡Ni Kb‡fbkb ev RvwZms‡Ni wbivcËv cwil` KZ…©K M„nxZ mswkÐó
†iRy‡jk‡bi AvIZvq †Kvb e¨w³ ev mËvi wnmve Rã Kwievi D‡`¨vM MÖnb Kwi‡e|
(4) Dc-aviv (3) Gi Aaxb RãK…Z A_© mswkÐó Av`vjZ KZ…©K ev mswkÐó Pzw³, Kb‡fbkb ev RvwZms‡Ni
wbivcËv cwil` KZ…©K M„nxZ †iRy‡jk‡bi AvIZvq wb®•wË‡hvM¨ nB‡e|
(5) GB AvB‡bi Aaxb evsjv‡`k e¨vs‡Ki ¶gZv I `vq-`vwqZ¡ evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU
(we,Gd,AvB,BD) KZ…©K cÖ‡qvM I m¤•vw`Z nB‡e Ges evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU GB
AvB‡bi Aaxb †Kvb Z_¨ mieiv‡ni Aby‡iva Kwi‡j, mKj miKvwi, Avav-miKvwi, ¯^vqZ¡kvwmZ ms¯’v ev
mswkÐó Ab¨ †Kvb cÖwZôvb ev ms¯’v Dnv‡K Zvnv mieivn Kwi‡e A_ev, †¶ÎgZ, ¯^cÖ‡Yvw`Z nBqv Z_¨
mieivn Kwi‡e|
(6) evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU , Aby‡iv‡ai †cÖw¶‡Z ev, †¶ÎgZ, ¯^cÖ‡bvw`Z nBqv mš÷vmx
Kvh© ev mš÷vmx Kv‡h© A_©vqb m¤•„³ Z_¨vw` Ab¨ †`‡ki dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU ev Ab¨ †Kvb
iv‡óªi Abyiƒc KZ…©c¶‡K (counter part) mieivn Kwi‡e|
(7) mš÷vmx Kv‡h© A_©vq‡bi wel‡q Z`‡š@i ¯^v‡_© †Kvb AvBb cÖ‡qvMKvix ms¯’v KZ…©K †Kvb e¨vs‡Ki `wjj ev
†Kvb bw_‡Z wbæewY©Z k‡Z© cÖ‡ekvwaKvi _vwK‡e, h_v----
(K) Dchy³ Av`vjZ ev we‡kl UªvBey¨bv‡ji Av‡`kµ‡g; A_ev
(L) evsjv‡`k e¨vs‡Ki Aby‡gv`bµ‡g|
31
(8) hw` †Kvb wi‡cvU© cÖ`vbKvix ms¯’v GB avivi Aaxb evsjv‡`k e¨vsK KZ…©K RvwiK…Z wb‡`©kbv cÖwZcvj‡b
e¨_© nq A_ev ÁvZmv‡i †Kvb f‚j ev wg_¨v Z_¨ ev weeiYx mieivn K‡i Zvnv nB‡j D³ wi‡cvU©
cÖ`vbKvix ms¯’v evsjv‡`k e¨vsK KZ…©K wba©vwiZ I wb‡`©wkZ AbyaŸ© 25(cwPk ) j¶ UvKv Rwigvbv
cwi‡kva Kwi‡Z eva¨ _vwK‡e Ges evsjv‡`k e¨vsK D³ ms¯’v ev ms¯’vi †Kvb kvLv, †mev‡K›`ª, ey_ ev
G‡R‡›Ui evsjv‡`‡k Kvh©µg cwiPvjbv eÜ Kwievi D‡Ï‡k¨ Dnvi wbeÜb ev jvB‡mÝ ¯’wMZ Kwi‡Z
cvwi‡e A_ev, †¶ÎgZ, D³ ms¯’vi wei“‡× h_vh_ Kvh©Kix eë¯’v MÖn‡Yi Rb¨ wbeÜbKvix ev jvB‡mÝ
cÖ`vbKvix KZ…©c¶‡K welqwU m¤•‡K© AewnZ Kwi‡e|
(9) hw` †Kvb wi‡cvU© cÖ`vbKvix ms¯’v evsjv‡`k e¨vsK KZ…©K Dc-aviv 8 Abymv‡i Av‡ivwcZ Rwigvbv
cwi‡kv‡a e¨_© nq ev cwi‡kva bv K‡i, Zvnv nB‡j evsjv‡`k e¨vsK D³ wi‡cvU© cÖ`vbKvix ms¯’vi wbKU
nB‡Z D³ Rwigvbvi A_© D³ ms¯’v KZ…©K Ab¨ †Kvb e¨vsK ev Avw_©K cÖwZôvb ev evsjv‡`k e¨vs‡K
cwiPvwjZ wnmve weKjbc–e©K Av`vq Kwi‡Z cvwi‡e Ges Rwigvbvi †Kvb Ask Abv`vqx ev Acwi‡kvwaZ
_vwK‡j, evsjv‡`k e¨vsK, cÖ‡qvR‡b, Dnv Av`v‡qi Rb¨ mswkÐó Av`vj‡Z Av‡e`b Kwi‡Z cvwi‡e|Ó|
15| 2009 m‡bi 16 bs AvB‡bi aviv 16 Gi ms‡kvab|- D³ AvB‡bi aviv 16 Gi Dc-aviv (3) I (4) Gi
cwie‡Z© wbæiƒc Dc-aviv (3), (4) I (5) cÖwZ¯’vwcZ nB‡e, h_v|----
Ò(3) †Kvb wi‡cvU© cÖ`vbKvix ms¯’v Dc-aviv (1) Gi weavb cÖwZcvj‡b e¨_© nB‡j, D³ wi‡cvU© cÖ`vbKvix
ms¯’v evsjv‡`k e¨vsK KZ…©K wba©vwiZ I wb‡`©wkZ AbwaK 25(cuwPk ) j¶ UvKv Rwigvbv cwi‡kva Kwi‡Z
eva¨ _vwK‡e Ges evsjv‡`k e¨vsK D³ ms¯’v ev ms¯’vi †Kvb kvLv, †mev‡K›`ª, ey_ ev G‡R‡›Ui
evsjv‡`‡k Kvh©µg cwiPvjbv eÜ Kwievi D‡Ï‡k¨ wbeÜb ev jvB‡mÝ ¯’wMZ Kwi‡Z cvwi‡e A_ev,
†¶ÎgZ, wbeÜbKvix ev jvB‡mÝ cÖ`vbKvix KZ…©c¶‡K D³ ms¯’v ev ms¯’vi †Kvb kvLv, †mev‡K›`ª, ey_ ev
G‡R‡›Ui wei“‡× h_vh_ Kvh©Kix eë¯’v MÖn‡Yi wbwgË welqwU m¤•‡K© AewnZ Kwi‡e|
(4) hw` †Kvb wi‡cvU© cÖ`vbKvix ms¯’vi cwiPvjbv cwil` ev, cwiPvjbv cwil` bv _vwK‡j, Dnvi cÖavb
wbe©vnx Kg©KZ©v, †h bv‡gB AwfwnZ nDK, Dc-aviv (2) Gi weavb cÖwZcvj‡b e¨_© nb, Zvnv nB‡j
cwiPvjbv cwil‡ì †Pqvig¨vb ev, †¶ÎgZ, cÖavb wbe©vnx Kg©KZ©v evsjv‡`k e¨vsK KZ©„K wba©vwiZ I
wb‡`©wkZ AbwaK 25(cuwPk ) j¶ UvKv Rwigvbv cwi‡kva Kwi‡Z eva¨ _vwK‡e Ges evsjv‡`k e¨vsK D³
e¨w³‡K Zvnvi c` nB‡Z AcmviY Kwi‡Z cvwi‡e ev, †¶ÎgZ, D³ e¨w³i wei“‡× h_vh_ Kvh©Kix eë¯’v
MÖn‡Yi Rb¨ Dchy³ KZ©„c¶‡K welqwU m¤•‡K© AewnZ Kwi‡e|
(5) hw` †Kvb wi‡cvU© cÖ`vbKvix ms¯’v Dc-aviv (3) Gi Aaxb evsjv‡`k e¨vsK KZ…©K Av‡ivwcZ Rwigvbv
cwi‡kva Kwi‡Z e¨_© nq ev cwi‡kva bv K‡i, A_ev hw` cwiPvjbv cwil‡ì †Pqvig¨vb, ev cÖavb wbe©vnx
Kg©KZ©v, †h bv‡gB AwfwnZ nDK, Dc-aviv (4) Gi Aaxb evsjv‡`k e¨vsK KZ©„K Av‡ivwcZ Rwigvbv
cwi‡kv‡a e¨_© nb ev cwi‡kva bv K‡ib, Zvnv nBj evsjv‡`k e¨vsK D³ wi‡cvU© cÖ`vbKvix ms¯’vi wbKU
nB‡Z Rwigvbvi A_© Av`vq Kwi‡Z cvwi‡e ev D³ e¨w³ KZ©„K †Kvb e¨vsK, Avw_©K cÖwZôvb ev evsjv‡`k
e¨vs‡K cwiPvwjZ Zvnvi wnmve weKjbc–e©K Av`vq Kwi‡Z cvwi‡e Ges D³ Rwigvbvi †Kvb Ask Abv`vqx
_vwK‡j, ev Acwi‡kvwaZ _vwK‡j, Dnv Av`v‡qi Rb¨ evsjv‡`k e¨vsK, cÖ‡qvR‡b, mswkÐó Av`vj‡Z
Av‡e`b Kwi‡Z cvwi‡e|ÕÕ|
16| 2009 m‡bi 16 bs AvB‡bi PZz_© Aa¨vq Gi wk‡ivbvg ms‡kvab|--D³ AvB‡bi PZz_© Aa¨vq Gi wk‡ivbv‡g
DwjÐwLZ ÔÔmš¿vmx msMVbÕÕ kã¸wji cwie‡Z© ÔÔwbwl× †Nvlbv I ZvwjKvf‚³KiY Ges RvwZms‡Ni wbivcËv cwil‡ì
ÔÔ†iRy‡jkb ev¯@evqbÕÕ kã¸wj cÖwZ¯’vwcZ nB‡e|
17| 2009 mv‡ji 16 bs AvB‡bi aviv 17 Gi cÖwZ¯’vcb|--- D³ AvB‡bi aviv 17 Gi cwie‡Z© wbæiƒc aviv
17 cÖwZ¯’vwcZ nB‡e, h_vt--
ÔÔ17| mš¿vmx Kv‡h©i mwnZ RwoZ e¨w³ ev mËv:-- GB AvB‡bi D‡Ïk¨ c–iYK‡í, †Kvb e¨w³ ev mËv mš¿vmx Kv‡h©i
mwnZ RwoZ ewjqv Mb¨ nB‡e, hw` †mB e¨w³ ev Dnv ----
(K) mš¿vmx Kvh© msNwUZ K‡i ev D³ Kv‡h© AskMÖnY K‡i;
(L) mš¿vmx Kv‡h©i Rb¨ cÖ¯‘wZ MÖnY K‡i;
(M) mš¿vmx Kvh© msNU‡b mvnvh¨ ev Drmvn cÖ`vb K‡i;
(N) mš¿vmx Kv‡h©i mwnZ RwoZ †Kvb mËv‡K mg_©b I mnvqZv cÖ`vb K‡i;
32
(O) RvwZms‡Ni wbivcËv cwil‡ì †iRy‡jkb bs 1373 (UNSCR 1373) G DwjÐwLZ wbæewY©Z ZvwjKvfzw³ ev
wbwl‡×i gvb`‡Ûi (listing criteria ) AvIZvf‚³ nq, h_vt--
(1) hw` †Kvb e¨w³ ev mËv †Kvb mš¿vmx Kvh© K‡i ev cÖ‡Póv MÖnY K‡i ev AskMÖnY K‡i ev mš¿vmx Kvh© msNU‡b
mn‡hvMxZv K‡i;
(2) ZvwjKvf‚³ ev wbwl× †NvwlZ †h †Kvb e¨w³ ev mËvi cÖZ¨¶ ev c‡iv¶ gvwjKvbvaxb ev wbqš¿bvaxb †Kvb mËv;
(3) ZvwjKvf‚³ ev wbwl× †NvwlZ †h †Kvb e¨w³ ev mËvi c‡¶ ev wb‡`©‡k KvR K‡i GBiƒc Ab¨ †Kvb e¨w³ ev
mËv|
(P) †Kvb mš¿vmx e¨w³‡K AvkÖq cÖ`vb K‡i; A_ev
(Q) Ab¨ †Kvbfv‡e mš¿vmx Kv‡h©i mwnZ RwoZ nq|ÕÕ
ÔÔ18| wbwl× †Nvlbv I ZvwjKvf‚³KiY :----(1) GB AvB‡bi D‡Ïk¨ c–iYK‡í, miKvi †Kvb e¨w³ ev mËv mš¿vmx
Kv‡h©i mwnZ RwoZ iwnqv‡Q g‡g© hyw³m½Z Kvi‡Yi wfwË‡Z, miKvix †M‡R‡U cÖÁvcb Øviv, D³ e¨w³‡K Zdwm‡j
ZvwjKvf‚³ Kwi‡Z cvwi‡e ev mËv‡K wbwl× †Nvlbv I Zdwm‡j ZvwjKvf‚³ Kwi‡Z cvwi‡e|
(2) miKvi, miKvix †M‡R‡U cÖÁvcb Øviv, †h †Kvb e¨w³ ev mËv‡K Zdwm‡j ZvwjKvf‚³ Kwi‡Z ev Zdwmj nB‡Z
ev` w`‡Z cvwi‡e A_ev Ab¨ †Kvbfv‡e Zdwmj ms‡kvab Kwi‡Z cvwi‡e|ÕÕ|
19| 2009 mv‡ji 16 bs AvB‡bi aviv 19 Gi ms‡kvab|--- D³ AvB‡bi aviv 19 Gi Dc-aviv (1) I Dc-aviv
(2) G `yBevi DwjÐwLZ ÔÔmsMVbÕÕ k‡ãi cwie‡Z© Dfq¯’v‡b ÔÔe¨w³ ev mËvÕÕ kã¸wj cÖwZ¯’vwcZ nB‡e|
ÔÔ20| ZvwjKvf‚³ e¨w³ ev wbwl× mËvi wei“‡× eë¯’v MÖnY:-- (1) hw` †Kvb e¨w³‡K aviv 18 Gi weavb Abymv‡i
ZvwjKvf‚³ Kiv nq ev †Kvb mËv‡K wbwl× Kiv nq, Zvnv nB‡j, GB AvB‡b ewY©Z Ab¨vb¨ eë¯’v MÖnY QvovI
miKvi, cÖ‡hvR¨ †¶‡Î, wbæ ewY©Z †h †Kvb c`‡¶c MÖnY Kwi‡e, h_vt--
(K) D³ mËvi Kvh©vjq, hw` _v‡K, eÜ Kwiqv w`‡e;
(L) e¨vsK Ges Ab¨vb¨ wnmve, hw` _v‡K, Aei“× Kwi‡e, Ges Dnvi mKj m¤•wË Rã ev AvUK Kwi‡e;
(M) wbwl× mËvi m`m¨‡ì †`k Z¨v‡M evav wb‡la Av‡ivc Kwi‡e;
(N) mKj cÖKvi cÖPvicÎ, †cv÷vi, e¨vbvi A_ev gyw`ªZ, B‡jKUªwbK, wWwRUvj ev Ab¨vb¨ DcKiY ev‡Rqvß
Kwi‡e; Ges
(O) wbwl× mËv KZ©„K ev Dnvi c‡¶ ev mg_©‡b †h †Kvb †cÖm we„wZi cÖKvkbv, gy`ªj ev cÖPviYv, msev` m‡¤§jb ev
Rbm¤§y‡L e³…Zv cÖ`vb wbwl× Kwi‡e|
(2) wbwl× mËv Dnvi Avq I e¨‡qi wnmve GZ`y‡Ï‡k¨ miKvi KZ©„K g‡bvbxZ Dchy³ KZ©„c‡¶i wbKU `vwLj
Kwi‡e Ges Av‡qi mKj Drm cÖKvk Kwi‡e|
(3) hw` cÖZxqgvb nq †h, ZvwjKvf‚³ e¨w³ ev wbwl× msNU‡bi m¤•wË A‰eafv‡e AwR©Z Bqv‡Q A_ev GB
AvB‡bi Aaxb †Kvb Aciva msNU‡b eëüZ nBqv‡Q, Zvnv nB‡j D³ m¤•wË Av`vjZ KZ©„K iv‡ó«i AbyK‡‚ j
ev‡Rqvß nB‡e|ÕÕ|
21| 2009 m‡bi 16 bs AvB‡b aviv 20K Gi mwbœ‡ekt-- D³ AvB‡bi aviv 20 Gi ci wbæiƒc GKwU bZzb aviv
20K mwbœ‡ewkZ nB‡e, h_v:--
Ò 20K| RvwZmsN wbivcËv cwil‡ì †iRy‡jkb ev¯@evq‡bi c`‡¶c|---(1) GB AvB‡bi D‡Ïk¨
c–iYK‡í, RvwZmsN wbivcËv cwil‡ì †iRy‡jkb bs-1267 Ges Dnvi AbyeZ©x †iRy‡jkbmg–n I RvwZmsN
wbivcËv cwil‡ì †iRy‡jkb bs-1373 Ges e¨vcK aŸsmvÍK A‡¯÷i we¯@vi I Dnv‡Z A_© ms¯’vb cÖwZ‡iva, `gb
Ges e¨vnZKiY m¤•wK©Z RvwZmsN wbivcËv cwil‡ì †iRy‡jkbmg–n ev¯@evq‡bi D‡Ï‡k¨, evsjv‡`k miKv‡ii GB
AvB‡bi Ab¨vb¨ aviv A_ev AvcvZZ ejer Ab¨vb¨ AvB‡b DwjÐwLZ ¶gZvi AwZwi³ wnmv‡e wbæewY©Z eë¯’vmg–n
MÖnY Kwievi ¶gZv _vwK‡e;
33
(K) ZvwjKvf‚³ e¨w³ ev mËv KZ…©K A_ev ZvwjKvf‚³ e¨w³ ev mËvi gvwjKvbvaxb ev D³ e¨w³ ev mËv KZ…K ©
cÖZ¨¶ ev c‡iv¶fv‡e wbqwš÷Z †Kvb ms¯’v KZ…©K A_ev, hw` RvwZmsN wbivcËv cwil‡ì 1267 bs
†iRy‡jk‡bi Aaxb msKwjZ ZvwjKvq †Kvb ¯^vfvweK e¨w³ (natural person) ev mËvi bvg Aš@f‚©³
_v‡K, Zvnv nB‡j D³ ¯^vfvweK e¨w³ ev mËvi c‡¶, aviYK…Z m¤•wË, Znwej ev Ab¨vb¨ Avw_©K
cwim¤•` ev Avw_©K Drmmn Dnv nB‡Z D™¢zZ ev m„ó Znwej, c–e© †bvwUk e¨wZZ , AbwZwej‡¤^ Aei“×,
Rã ev †µvK Kwe‡e;
(L) mš÷vmx Kvh© msNUb ev msNU‡bi cÖ‡PóvKvix ev mš÷vmx Kvh© msNU‡b AskMÖnY ev my‡hvM m„wóKvix †Kvb
e¨w³ A_ev D³iƒc e¨w³i gvwjKvbvaxb ev ZrKZ…©K cÖZ¨¶ ev c‡iv¶fv‡e wbqwš÷Z mËvi ev D³iƒc
e¨w³ ev mËvi c‡¶ ev wb‡`©kbv Abymv‡i Kvh© m¤•v`bKvix e¨w³ ev mËvi A_ev RvwZmsN wbivcËv
cwil` KZ…©K ZvwjKvf‚³ ev 1373 bs †iRy‡jk‡bi Aaxb wbwl× ev ZvwjKvf‚³ e¨w³i Ges mn‡hvwM
e¨w³ I mËv Znwej ev Ab¨vb¨ Avw_©K cwim¤•` ev Avw_©K Drmmn Dnv nB‡Z D™¢zZ ev m„ó Znwej, c–e©
†bvwUk e¨wZZ , AbwZwej‡¤^ Aei“×, Rã †µvK Kwe‡e;
(M) evsjv‡`‡ki Af¨š@†i ev evwn‡i †Kvb e¨w³ ev mËv KZ…©K †Kvb Znwej mš÷vmx Kv‡h© eënv‡ii AwfcÖv‡q
ev Dnv mš÷vmx Kv‡h© eëüZ nB‡e GBiƒc ÁvZ _vwKqv, †¯^”Qvq cÖZ¨¶ ev c‡iv¶fv‡e, Znwej MVb ev
msMÖn Kiv nB‡j, Dnv wbwl× Kwi‡e;
(N) RvwZmsN wbivcËv cwil` KZ©„K ZvwjKvf‚³ ev 1373 bs †iRy‡jk‡bi Aaxb wbwl× ev ZvwjKvf‚³ e¨w³
ev mËvi A_ev D³iƒc e¨w³i gvwjKvbvaxb ev ZrKZ…©K cÖZ¨¶ ev c‡iv¶fv‡e wbqwš÷Z mËv A_ev D³iƒc
e¨w³i c‡¶ ev wb‡`©kbv Abymv‡i Kvh© m¤•v`bKvix e¨w³ ev mËvi cÖZ¨¶ ev c‡iv¶ Kj¨v‡Y †Kvb e¨w³
ev mËv KZ…©K †Kvb Znwej MVb, Avw_©K cwim¤•` ev Avw_©K Drm ev m¤•„³ Ab¨vb¨ †mev m„wó Kiv
nB‡j, Dnv wbwl× Kwi‡e;
(O) Kvh©Ki mxgvbv wbqš÷Y Ges Awfevmb eë¯’vi gva¨‡g RvwZmsN wbivcËv cwil` KZ…©K ZvwjKvf‚³
e¨w³M‡bi evsjv‡`‡k cÖ‡ek ev evsjv‡`‡ki wfZi w`qv Ab¨ †`‡k MgbvMgb cÖwZ‡iva Kwi‡e;
(P) RvwZmsN wbivcËv cwil` KZ…©K ZvwjKvf‚³ †Kvb e¨w³ ev mËvi wbKU, cÖZ¨¶ ev c‡iv¶fv‡e,
evsjv‡`‡ki Af¨š@†i ev evwn‡i †Kvb A¯÷ Ges †Mvjvevi“` Ges Ab¨vb¨ mswkÐó DcKiY, e¯‘z, nvwZqvi
(equipment) , cY¨ Ges cÖhyw³ mieivn, weµq Ges n¯@vš@i cÖwZ‡iva Kwi‡e;
(Q) RvwZmsN wbivcËv cwil` KZ…©K ZvwjKvf‚³ e¨w³ ev mËvi gvwjKvbvaxb, BRvivaxb ev ZrKZ…K
© ev Dnvi
c‡¶ cwiPvwjZ †h †Kvb wegvb (any aircraft) Zvnv‡ì ivóªxq mxgvbvq DÇqb ev AeZi‡Yi AbygwZ
cÖ`v‡b A¯^xK…wZ cÖ`vb Kwi‡e;
(R) RvwZmsN wbivcËv cwil` KZ…©K ZvwjKvf‚³ †Kvb e¨w³ ev mËvi wbK‡U ev wbKU nB‡Z †cÖwiZ Kv‡Mv©
cwi`k©‡bi gva¨‡g cvigvbweK, ivmvqwbK ev ˆRe (Biologycal) A¯÷mg–n, Dnv mieiv‡ni miÄvg Ges
mswkÐó Ab¨vb e¯‘i A‰ea cvPvi cÖwZ‡iva Kwi‡e;
(S) RvwZmsN wbivcËv cwil` KZ…©K ZvwjKvf‚³ e¨w³ Ges mËvi mwnZ m¤•wK©Z D³ †iRy‡jk‡b DwjÐwLZ †h
†Kvb Kvh© wbwl× Ges cÖwZ‡iva Kwi‡e;
(T) GB avivi h_vh_ ev¯@evq‡bi D‡Ïk¨ evsjv‡`k dvBb¨vbwmqvj B‡ëwj‡RÝ BDwbU KZ…K © wi‡cvU©
cÖ`vbKvix ms¯’v‡K mgq mgq Abykvmb cÖ`vb Kwi‡e;
(U) `dv (K) nB‡Z (S) †Z ewY©Z ¶gZv †gvZv‡eK cÖ‡qvRbxq Kvh©µg MÖn‡Yi R‡b¨ miKvi mg‡q mg‡q
cÖÁvcb ev Av‡`k Rvixi gva¨‡g Dchy©³ KZ…©c¶ wba©viY Kwi‡e|
(2) hw` †Kvb e¨w³ ev mËv GB avivi Aaxb cÖ`Ë Aei“× ev †µvK Av‡`k jsNb K‡i, Zvnv nB‡j D³“ e¨w³ ev D³
mËvi mswkÐó e¨w³ AbwaK 4(Pvi) erm‡ii Kviv`‡Û `wÛZ nB‡eb A_ev Aei“× ev †µvK‡hvM¨ m¤•wËi gy‡jï
wØ¸b A‡_©i mgcwigvb A_©`Û A_ev Dfq`‡Û `wÛZ nB‡eb
(3) hw` †Kvb e¨w³ ev mËv Dc-aviv (1) Gi `dv (M) Ges (N) jsNb Kwiqv †Kvb Kvh© K‡i ev †Kvb Kvh© Kwi‡Z e¨_©
nq, Zvnv nB‡j D³ e¨w³ ev mËv mš¿vmx Kv‡h© A_©vq‡bi Aciva msNUb Kwiqv‡Q ewjqv MY¨ nB‡e Ges aviv 7
Gi Dc-aviv (3), (4)(K) ev, †¶ÎgZ, (4)(L) Gi weavb Abymv‡i `wÛZ nB‡e|
(4) hw` †Kvb e¨w³ ev mËv Dc-aviv (1) Gi `dv (O) nB‡Z (R) jsNb Kwiqv †Kvb Kvh© K‡i ev †Kvb Kvh© Kwi‡Z
e¨_© nq, Zvnv nB‡j D³ e¨w³ ev mËv mš¿vmx Kv‡hi© Aciva msNUb Kwiqv‡Q ewjqv MY¨ nB‡e Ges aviv 6 Gi
Dc-aviv (2), (3)(K) ev, †¶ÎgZ, (3)(L) Gi weavb Abymv‡i `wÛZ nB‡e|
34
(5) hw` †Kvb wi‡cvU© cÖ`vbKvix ms¯’v GB avivi Aaxb evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU KZ©K „ cÖ`Ë
Abykvmbvejx cÖwZcvj‡b e¨_© nq, A_ev GB avivi Aaxb Awej‡¤^ Aei“× Kvh©µg MÖn‡Y e¨_© nq, Zvnv nB‡j D³
wi‡cvU© cÖ`vbKvix ms¯’v evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU KZ©„K wba©vwiZ Ges wb‡`©wkZ AbwaK
25(cuwPk) j¶ UvKv Z‡e Ab¨–b 5(cuvP) j¶ UvKv Rwigvbv A_ev m‡›`nhy³ Znwe‡ji wØ¸b cwigvb A_©, Dnv‡ì
g‡a¨ hvnv AwaK nq, Rwigvbv cwi‡kva Kwi‡Z eva¨ _vwK‡e Ges evsjv‡`k e¨vsK D³ ms¯’v ev ms¯’vi †Kvb kvLv,
†mev‡K›`ª, ey_ ev G‡R‡›Ui evsjv‡`‡k Kvh©µg cwiPvjbv eÜ Kwievi D‡Ï‡k¨ wbeÜb ev jvB‡mÝ ¯’wMZ Kwi‡Z
cvwi‡e ev, †¶ÎgZ, wbeÜbKvix ev jvB‡mÝ cÖ`vbKvix KZ©„c¶‡K D³ ms¯’vi wei“‡× h_vh_ eë¯’v MÖn‡Yi wbwgË
welqwU m¤•‡K© AewnZ Kwi‡e|
(6) †Kvb Rb‡me‡Ki (public servent) wei“‡×, GB avivi weavi Kvh©Ki Kwievi †¶‡Î, †Kvbiƒc Ae‡njv Kwievi
Awf‡hvM cÖgvwbZ nB‡j, Zvnvi wbR¯^ PvKzwi wewagvjv Abymv‡i Kvnvi wei“‡× cÖkvmwbK Kvh©µg MÖnY Kiv
nB‡e|ÕÕ|
22| 2009 m‡bi 16 bs AvB‡b aviv 21 Gi ms‡kva|---D³ AvB‡bi aviv 21 Gi Dc-aviv (2) Gi ci
wbæiƒc b–Zb Dc-aviv (3) ms‡hvwRZ nB‡e, h_vt--
ÔÔ(3) †Kvb mš¿vmx e¨w³ ev mËv KZ©„K eëüZ †dmeyK, ¯‹vBwc, UzBUvi ev †h †Kvb B›Uvi‡bU Gi gva¨‡g
Avjvc Av‡jvPbv I K_vevZ©v A_ev Zvnv‡ì Aciva mswkÐó w¯’i ev wfwWI wPÎ cywjk ev AvBb cÖ‡hvMKvix
ms¯’v KZ…©K †Kvb gvgjvi Z`‡š@ ¯^v‡_© hw` Av`vj‡Z Dc¯’vcb Kiv nq, Zvnv nB‡j, mv¶¨ AvB‡b hvnv
wKQyB _vKzK bv †Kb, cywjk ev AvBb cÖ‡hvMKvix ms¯’v KZ…©K Dc¯’vwcZ D³ Z_¨vw` Av`vj‡Z mv¶¨
wýv‡e MÖnb‡hvM¨ nB‡eÓ|
23| 2009 m‡bi 16 bs AvB‡b aviv 23 Gi cÖwZ¯’vcb|---D³ AvB‡bi aviv 23 Gi cwie‡Z© wbæiƒc aviv
23 I 23 K cÖwZ¯’vwcZ nB‡e, h_vt--
Ò23| Awfhy³ e¨w³i ¯^xKv‡ivw³ †iKW© m¤•wK©Z we‡kl weavb|----- †h †Kvb †g‡UªvcwjUb g¨vwR‡óªU , Pxd
RywWwmqvj g¨vwR‡÷ªU ev RywWwmqvj g¨vwR‡óªU A_ev GZ`y‡Ï‡k¨ we‡klfv‡e ¶gZvcÖvß †h †Kvb
g¨vwR‡óªU Awfhy³ e¨w³ KZ…©K cÖ`Ë ¯^xKv‡ivw³g–jK †Kvb e³e¨ †iKW©Kv‡j, hw` D³ e¨w³ NUbv
m¤•‡K© wjwLZfv‡e wee„wZ cÖ`vb Kwi‡Z m¶g I AvMÖnx nb, Zvnv nB‡j D³ e¨w³‡K Zvnvi
¯^xKv‡ivw³mg–jK e³e¨ ¯^n‡¯@ wjwce× Kwievi AbygwZ cÖ`vb Kwi‡eb|
23K| Z`š@Kvjxb mš÷vmx m¤•wË Rã ev †µv‡Ki we‡kl weavb |-----(1) hw` GB AvB‡bi Aaxb msNwUZ
Aciv‡ai wel‡q Z`š@Kvix †Kvb Kg©KZ©vi wbKU wek¦vm Kwievi KviY _v‡K †h, Z`š@vaxb m¤•wË mš÷vmx
Kg©KvÛ nB‡Z D™¢zZ m¤•` (proceeds of terrorism), Zvnv nB‡j wZwb D³ m¤•wË †h †Rjvq
Aew¯’Z D³ †Rjvi †Rjv g¨vwR‡óª‡Ui wbKU D³ m¤•wË Rã Kwievi c–e©vbygwZi Rb¨ wjwLZ Av‡e`b
Kwi‡eb Ges †Rjv g¨vwR‡óªU Z`š@Kvix Kg©KZ©vi Av‡e`b hvPvB Kwievi ci mš‘ó nB‡j, Abyiƒc m¤•wË
Rã Kwievi AbygwZ cÖ`vb Kwi‡Z cvwi‡eb Ges †h‡¶‡Î Abyiƒc m¤•wË Rã Kiv ev¯@em¤§Z b‡n,
†mB‡¶‡ÎÔ †µvK Av‡`‡ki (order of attachment) gva¨‡g wb‡`©k cÖ`vb Kwi‡eb †h, Abyiƒc Av‡`k
cÖ`vbKvix Kg©KZ©vi c–e©vbygwZ e¨ZxZ, Abyiƒc m¤• wË n¯@vš@i ev Ab¨ †Kvb eë¯’v Kiv hvB‡e bv|
(2) hw` êa Drm nB‡Z AwR©Z m¤•wËi mwnZ mš÷vmx Kg©KvÛ nB‡Z D™¢zZ m¤•wËi wgkÖY (mingle) N‡U,
Zvnv nB‡j D³ wgwkÖZ (mingle) m¤•wË‡Z w¯’Z mš÷vmx Kg©KvÛ nB‡Z D™¢zZ m¤•wË , A_ev †h‡¶‡Î
mš÷vmx Kg©KvÛ nB‡Z D™¢zZ m¤•wËÔi gyj¨ wbiƒcY Kiv bv hvq, †mB‡¶‡Î wgwkÖZ m¤•wËi m¤•–Y© gyj¨ GB
avivq ewY©Z weavb Abymv‡i Z`š@Kvix Kg©KZ©v KZ…©K Rã ev †µvK‡hvM¨ nB‡e|
(3) Z`š@Kvix Kg©KZ©v Abyiƒc m¤•wË Rã ev †µv‡Ki 48 (AvUPwjÐk) N›Uvi g‡a¨ miKvi‡K h_vh_fv‡e
AewnZ Kwi‡eb Ges miKvi Abyiƒc Rã ev †µvK Av‡`k Rvwii 60(lvU) Kg© wè‡mi g‡a¨ D³ Rã ev
†µvK Av‡`k Aby‡gv`b Kwi‡eb A_ev evwZj Kwi‡eb;
Z‡e kZ© _v‡K †h, hvnvi m¤•wË Rã ev †µvK nBqv‡Q Zvnv‡K e³e¨ Dc¯’vc‡bi h_vh_ my‡hvM cÖ`vb Kwi‡Z
nB‡e|
(4) Dc-aviv (3) Gi Aaxb †Kvb †µvK ev R‡ãi †gqv`Kvj Av`vj‡Z Z`š@ cÖwZ‡e`b `vwLj Kwievi c–e© ch©š@
envj _vwK‡e|Ó|
35
24| 2009 m‡bi 16 bs AvB‡bi aviv 34 Gi ms‡kvab|---- D³ AvB‡bi aviv 34 Gi ----
(K) DcvË- UxKvi cwie‡Z© wbæiƒc Dcvš@-UxKv cÖwZ¯’vwcZ nB‡e, h_v----
Ò mš÷vmx Kg©KvÛ -jä m¤•‡ì `Lj (Possession of property obtained from terrorist
activities) Ó|
(L) Dc-aviv (1) I (2) Ges e¨vL¨vi cwie‡Z© wbæiƒc Dc-aviv (1) I (2) cÖwZ¯’vwcZ nB‡e, h_v-----
Ò(1) †Kvb mš÷vmx e¨w³ ev mš÷vmx mËv ev Ab¨ †Kvb e¨w³ mš÷vmx Kg©KvÛ nB‡Z D™¢zZ ev †Kvb mš÷vmx
e¨w³ ev mš÷vmx mËv KZ…©K cÖ`Ë A_© ev m¤•` ev Ab¨ †h †Kvb mš÷vmx m¤•wË †fvM Kwi‡Z ev `L‡j
ivwL‡Z cvwi‡e bv|
(2) GB AvB‡bi Aaxb `ÛcÖvß nDK ev bv nDK, Giƒc †Kvb mš÷vmx e¨w³ ev †Kvb mš÷vmx mËv ev Ab¨
†Kvb e¨w³i `L‡j _vKv †Kvb mš÷vmx m¤•wË iv‡óªi AbyKz‡j ev‡qqvß †hvM¨ nB‡e|Ó|
25| 2009 m‡bi 16 bs AvB‡bi aviv 35 Gi ms‡kvab|--- D³ AvB‡bi aviv 35 Gi
(K) DcvË -UxKvi cwie‡Z© wbæiƒc DcvË-UxKv cÖwZ¯’vwcZ nB‡e, h_v------
Ô mš÷vmx Kg©KvÛ -jã m¤•` Ges mš÷vmx Kg©KvÛ nB‡Z D™¢zZ m¤•` ev‡Rqvß (Confiscation of
assets obtained from terrorist activities and proceeds of terrorism)Õ;
(L) Dc-aviv (1) G DwjÐwLZ Ô mš÷vmx Kvh© nB‡Z D™¢zZÕ kã¸wji cwie‡Z© Ô mš÷vmx Kvh© nB‡Z m„ó
(deriving from terrorist activities) ev mš÷vmx Kg©KvÛ -jã m¤•` nB‡Z D™¢zZ (or it
constitutes from proceeds of terrorism) Ó kã¸wj, eÜbx¸wj I nvB‡db cÖwZ¯’vwcZ nB‡e;
(M) Dc-aviv (2) G DwjÐwLZ Ò †Kvb mš÷vmx Kvh© nB‡Z D™¢zZ †Kvb m¤•wË Ó kã¸wji cwie‡Z© Ò mš÷vmx
Kg©KvÛ -jã m¤•` (proceeds of terrorism) ev †Kvb mš÷vmx Kvh© nB‡Z m„ó †Kvb m¤•wËÓ kã¸wj,
eÜbx I nvB‡db cÖwZ¯’vwcZ nB‡e|
26| 2009 m‡bi 16 bs AvB‡bi aviv 40 Gi ms‡kvab|---- D³ AvB‡bi aviv 40 Gi Dc-aviv (1) Gi
cwie‡Z© wbæiƒc Dc-aviv (1) cÖwZ¯’vwcZ nB‡e, h_v----
Ò(1) GB AvB‡bi Aaxb †Kvb Aciva msNwUZ nB‡j, mswkÐó cywjk Kg©KZ©v, Zvr¶wYKfv‡e mswkÐó †Rjv
g¨vwR‡óªU‡K AewnZµ‡g gvgjv i“Ry Kwi‡e Ges Z`š@ Kvh©µg ïi“ Kwi‡e|Ó|
27| 2009 m‡bi 16 bs AvB‡bi Zdwm‡ji cÖwZ¯’vcb |--- D³ AvB‡bi Zdwm‡ji cwie‡Z© wbæiƒc Zdwmj 1,2
I 3 cÖwZ¯’vwcZ nB‡e, h_v|-----
Ò Zdwmj-1
(aviv 2 Gi `dv (3K) `ªóe¨)
(K) 16B wW‡m¤î, 1970 wLª÷vã Zvwi‡L †n‡M m¤•vw`Z A‰eafv‡e wegvb AvUK cÖwZ‡iva msµvš@ Kb‡fbkb
(Convention for the suppression of unlawful seizure of Aircraft, done at the Hague
on16th December, 1970);
(L) 23 †k †m‡Þ¤î, 1971 wLª÷vã Zvwi‡L gw›Uª‡j m¤•vw`Z †emvgwiK wegvb PjvP‡ji wei“‡× A‰ea Kvh©µg
`gb msµvš@ Kb‡fbkb ( Convention for the suppression of unlawful Acts against the safety
of Civil Aviation, done at Montreal on 23rd September, 1971);
(M) 14 B wW‡m¤î, 1973 wLª÷vã Zvwi‡L RvwZms‡Ni mvaviY cwil` KZ…©K M„nxZ KzU‰bwZK cÖwZwbwamn
Avš@R©vwZKfv‡e myiw¶Z e¨w³i wei“‡× Aciva cÖwZ‡iva I kvw¯@ msµvš@ Kb‡fbkb (Convention of the
prevention and punishment of Crimes against internationally protected person, including
diplomatic agents adopted by the General Assemly of the United Nations on 14th
December, 1973);
(N) 17 B wW‡m¤î, 1979 wLª÷vã Zvwi‡L RvwZms‡Ni mvaviY cwil` KZ…©K M„nxZ wRw¤§ MÖn‡Yi wei“‡×
Kb‡fbkb (Internatioal convention against the taking of hostages adopted by the General
ssembly of the United Nations on 17th december, 1979);
36
(O) 3 iv gvP©, 1980 wLª÷vã Zvwi‡L wf‡qbvq M„nxZ cvigvYweK e¯‘zi †fŠZ myi¶v msµvš@ Kb‡fbk
(Convention on the physical protection of nuclear material, adopted at Vienna on 3rd
March, 1980);
(P) 24 †k †de“ªqvix, 1988 wLª÷vã Zvwi‡L gw›Uª‡j m¤•vw`Z †emvgwiK wegvb PjvP‡ji wbivcËvi wei“‡× wnsmª
A‰ea Kvh©µg `gb msµvš@ Kb‡fbk‡bi m¤•–iK Avš@R©vwZK wegvb e›`‡i Kg©iZ Kg©x‡ì A‰ea Kvh©µg `gb
msµvš@ cÖ‡UvKj ( Protocol for the suppression of unlawful Acts of violence at Airports
serving International Civil Aviation, supplementary to the convention for the suppression
of unlawful Acts against the safety of Civil Aviation, done at Montreal on 24th February,
1988);
(Q) 10 B gvP©, 1988 wLª÷vã Zvwi‡L †iv‡g m¤•vw`Z mvgyw`ªK †bŠPvjbvi wbivcËvi wei“‡× A‰ea Kvh©µg `gb
msµvš@ Kb‡fbkb (Convention for the suppression of unlawful Acts against the safety of
maritime navigation, done at Rome on 10th March, 1988);
(R) 10 B gvP©, 1988 wLª÷vã Zvwi‡L †iv‡g m¤•vw`Z gwn‡mvcv‡b Aew¯’Z ¯’vqx cÐvUdi‡gi wbivcËvi wei“‡×
A‰ea Kvh©µg `gb msµvš@ cÖ‡UvKj ( Protocol for the suppression of unlawful Acts against the
safety of fixed platforms located on the continental shelf, done at Rome on 10th
December, 1988);
(S) 15 B wW‡m¤î, 1997 wLª÷vã Zvwi‡L RvwZms‡Ni mvaviY cwil` KZ…©K M„nxZ mš÷vmx †evgv nvgjv `gb
msµvš@ Avš@R©vwZK Kb‡fbkb( International convention for the suppression of terrorist
Bombings, adopted by the Gereral Assembly of the United Nations on 15th December,
1988);
Zdwmj-2
(aviv 18 `ªóe¨)
1 2 3 4 5
µwgK mËvi bvg mËvi wVKvbv wbwl×Ki‡Yi gš@e¨
bs ZvwiL
01 kvnv`r-B- Avj R‰bK wgRvbyi ingv‡bi evox, 09/02/2003 wLªt
wnK&gv cvwU© noMÖvg bZzb cvov evBcvm
evsjv‡`k moK, _vbv-ivRcvov, ivRkvnx
gnvbMi
02 RvMÖZ gymwjg mywbw`©ó wVKvbvwenxb 23/02/2005 wLªt
RbZv evsjv‡`k
(†RGg‡Rwe)
03 RvgvÕZzj mywbw`©ó wVKvbvwenxb 23/02/2005 wLªt
gyRv‡n`xb
04 niKvZzj wRnv` mywbw`©ó wVKvbvwenxb 17/10/2005 wLªt
Avj Bmjvgx
05 wnReyj Zv&ixi GBP, Gg wmwÏK g¨bmb, 55/G 22/10/2009
evsjv‡`k cyivbv cëb, XvKv Ges 201/wm
cëb UvIqvi (3q Zjv), 27
cyivbv cëb †jb, XvKv
37
Aby‡”Q`-2.03t mš¿vm we‡ivax AvBb, 2009
KZ…©c¶ KZ…©K cÖKvwkZ
evsjv‡`k RvZxq msm` XvKv, 24†k †deª~qvix, 2009/12B dvêyb, 1415
msm` KZ…©K M„nxZ wbæwjwLZ AvBbwU 24†k †deªæqvix, 2009 (12B dvyb, 1415) Zvwi‡L ivóªcwZi
m¤§wZ jvf Kwiqv‡Q Ges GZØviv GB AvBbwU me©mvavi‡Yi AeMwZi Rb¨ cÖKvk Kiv hvB‡Z‡Qt-
KwZcq mš¿vmx Kvh© cÖwZ‡iva Ges Dnv‡ì Kvh©Ki kvw¯@i weavbmn Avbylw½K welqvw` m¤•‡K© weavb cÖYqbK‡í
cÖYxZ AvBb
†h‡nZz KwZcq mš¿vmx Kvh© cÖwZ‡iva Ges Dnv‡ì Kvh©Ki kvw¯@i weavbmn Avbylw½K welqvw` m¤•‡K© weavb cÖYqb
Kiv mgxPxb I cÖ‡qvRbxq;
†m‡nZz wbgœiƒc AvBb Kiv nBj tÑ cÖ_g Aa¨vq
cÖviw¤¢K
1| msw¶ß wk‡ivbvg, e¨vwß I cÖeZ©b|Ñ (1) GB AvBb mš¿vm we‡ivax AvBb, 2009 bv‡g AwfwnZ nB‡e|
(2) mgMÖ evsjv‡`‡k Bnvi cÖ‡qvM nB‡e|
(3) Bnv 11 Ryb 2008 Zvwi‡L Kvh©Ki nBqv‡Q ewjqv MY¨ nB‡e|
2| msÁv|Ñ welq ev cÖm‡½i cwicš’x †Kvb wKQz bv _vwK‡j, GB Aa¨v‡`‡k,Ñ
(1) ÒAcivaÓ A_© GB AvB‡bi Aaxb `Ûbxq †Kvb Aciva;
(2) ÒAv‡Mœqv¯¿Ó A_© †h †Kvb ai‡Yi wc¯@j, wifjfvi, ivB‡dj, e›`yK ev Kvgvb, Ges Ab¨ †h †Kvb Av‡Mœqv¯¿I
Dnvi Aš@f©y³ nB‡e;
(3) ÒAv`vjZÓ A_© `vqiv RR Gi ev, †¶ÎgZ, AwZwi³ `vqiv RR Gi Av`vjZ;
(4) ÒKviv`ÛÓ A_© `Ûwewai aviv 53 †Z DwjÐwLZ †h †Kvb eY©bvi Kviv`Û;
(5) Ò†dŠR`vix Kvh©wewaÓ ev ÒKvh©wewaÓ A_© Code of Criminal Procedure, 1898 (Act V of 1898);
(6) ÒZdwmjÓ A_© GB AvB‡bi Zdwmj;
(7) Ò`ÛwewaÓ A_© Penal Code, 1860 (Act XLV of 1860);
(8) Ò`vn¨ c`v_©Ó A_© Ggb †Kvb c`v_© hvnv‡Z Av¸b aivBevi ev Av¸b ZxeªZi Kwievi ev QovBevi ¯^vfvweK
D”P cÖeYZv iwnqv‡Q, †hgbÑ AK‡Ub, †c‡Uªvj, wW‡Rj, iƒcvš@wiZ cÖvK…wZKM¨vm (wm.Gb.wR), Mvb cvDWvi, Ges
Ab¨ †h †Kvb `vn¨ c`v_©I Dnvi Aš@fy³© nB‡e;
(9)Òevsjv‡`k e¨vsKÓ A_© Bangladesh Bank Order,1972 (P.O.No.127 ,1972)Gi Aaxb cÖwZwôZ evsjv‡`k
e¨vsK;
(10) Òe¨vsKÓ A_© e¨vsK †Kv¤•vbx AvBb, 1991 (1991 m‡bi 14 bs AvBb) Gi Aaxb cÖwZwôZ †Kvb e¨vsK; Ges
Ab¨ †Kvb AvB‡bi Aax‡b FY MÖnY, weZiY Ges A‡_©i wewbgq Kwi‡Z AbygwZcÖvß †Kvb Avw_©K ev evwYwR¨K
cÖwZôvbI Bnvi Aš@f©y³ nB‡e;
(11) ÒwePviKÓ A_© `vqiv RR, AwZwi³ `vqiv RR ev, †¶ÎgZ, mš¿vm we‡ivax we‡kl UªvBey¨bvj Gi wePviK;
(12) Òwe‡kl UªvBey¨bvjÓ A_© aviv 28 Gi Aaxb MwVZ †Kvb mš¿vm we‡ivax we‡kl UªvBey¨bvj;
(13) Òwe‡£viK `ªe¨Ó A_©Ñ
(K) MvbcvDWvi, bvB‡Uªv-wMÐmvwib, wWbvgvBU, Mvb-KUb, eÐvmwUs cvDWvi, duy‡m DVv (fulminate) cvi`
ev Ab¨ †Kvb avZz, iw½b Av¸b (colored fire) Ges we‡£vi‡Yi gva¨‡g Kvh©Ki cÖfve, ev AvZmevwRi
cÖfve m„wói j†¶¨ eëüZ ev Drcvw`Z Ab¨ †h †Kvb `ªe¨ hvnv Dcwi-DwjÐwLZ c`v_©mg~‡ni m`„k nDK ev
bv nDK; Ges
(L) we‡£viK mvgMÖx ˆZixi †h †Kvb c`v_© I †Kvb we‡£viK c`v‡_©i gva¨‡g ev mn‡hv‡M we‡£viY m„wó,
ev eënv‡ii AwfcÖv‡q iƒcvš@wiZ Kwievi, ev mnvqZvi Rb¨ eëüZ, †Kvb hš¿, nvwZqvi, hš¿cvwZ ev
e¯‘mn Abyiƒc hš¿, hš¿cvwZ ev nvwZqv‡ii †Kvb Ask Ges wdDR, i‡KU, cviKvkb K¨vcm, †W‡Uv‡bUi,
KvwUª©R I †h †Kvb ai‡Yi †Mvjvevi“` I Bnvi Aš@f©y³ nB‡e;
(14) Òm¤•wËÓ A_© e¯‘MZ ev Ae¯‘MZ, ¯’vei ev A¯’vei, `„k¨gvb ev A`„k¨ †h †Kvb ai‡Yi m¤•wË I D³ m¤•wË
nB‡Z D™¢Z– jvf, Ges †Kvb A_© ev A‡_© iƒcvš@i‡hvM¨ wewbgq `wjjI (negotiable instrument) Bnvi Aš@fy³©
nB‡e;
15) Òmv¶¨ AvBbÓ A_© Evidence Act, 1872 (Act I of 1872)
38
3| Ab¨vb¨ kã I Awfe¨w³i cÖ‡hvR¨Zv|Ñ (1) GB Aa¨v‡`‡k eëüZ †h mKj kã ev Awfe¨w³i msÁv GB
Aa¨v‡`‡k †Ìqv nq bvB, †mB mKj kã ev Awfe¨w³ †dŠR`vix Kvh©wewa ev, †¶ÎgZ, `Ûwewa‡Z †h A‡_© eëüZ
nBqv‡Q †mB A‡_© cÖ‡hvR¨ nB‡e|
(2) Aciva I kvw¯@i `vq `vwqZ¡ msµvš@ `Ûwewai mvaviY weavbvejx, hZ`~i m¤¢e, GB AvB‡bi Ab¨vb¨ weav‡bi
mwnZ Am½wZc~Y© bv nB‡j, GB AvB‡bi Aaxb Acivamg~‡ni †¶‡Î cÖ‡hvR¨ nB‡e|
4| AvB‡bi cÖvavb¨|Ñ †dŠR`vix Kvh©wewa ev AvcvZZt ejer Ab¨ †Kvb AvB‡b hvnv wKQzB _vKzK bv †Kb, GB
AvB‡bi weavbvejx Kvh©Ki _vwK‡e|
5| AwZivwóªK cÖ‡qvM|Ñ (1) hw` †Kvb e¨w³ evsjv‡`‡ki evwn‡i evsjv‡`‡ki †Kvb bvMwiK ev evsjv‡`‡ki m¤•‡ì
wei“‡× †Kvb Aciva msNUb K‡i, hvnv evsjv‡`‡k msNwUZ nB‡j GB AvB‡bi Aaxb kvw¯@‡hvM¨ nBZ, Zvnv nB‡j
D³ Aciva evsjv‡`‡k msNwUZ nBqvwQj ewjqv MY¨ nB‡e Ges D³ e¨w³ I Aciv‡ai †¶‡Î GB AvB‡bi
weavbvejx cÖ‡hvR¨ nB‡e|
(2) hw` †Kvb e¨w³ evsjv‡`‡ki evwni nB‡Z evsjv‡`‡ki Af¨š@‡i †Kvb Aciva msNUb K‡i, Zvnv nB‡j D³
Aciv‡ai m¤•–Y© cÖwµqv evsjv‡`‡k msNwUZ nBqvwQj ewjqv MY¨ nB‡e Ges D³ e¨w³ I Aciv‡ai †¶‡Î GB
AvB‡bi weavbvejx cÖ‡hvR¨ nB‡e|
(3) hw` †Kvb e¨w³ evsjv‡`‡ki Af¨š@i nB‡Z evsjv‡`‡ki evwn‡i †Kvb Aciva msNUb K‡i, Zvnv nB‡j D³
Aciva I Dnv msNU‡bi m¤•~Y© cÖwµqv evsjv‡`‡k msNwUZ nBqvwQj ewjqv MY¨ nB‡e Ges D³ e¨w³ I Aciv‡ai
†¶‡Î GB AvB‡bi weavbvejx cÖ‡hvR¨ nB‡e|
wØZxq Aa¨vq
Aciva I `Û
6| mš¿vmx Kvh©|Ñ (1) †Kn evsjv‡`‡ki ALÛZv, msnwZ, wbivcËv ev mve©‡fŠgZ¡ wecbœ Kwievi Rb¨ RbmvaviY ev
Rbmvavi‡Yi †Kvb As‡ki g‡a¨ AvZsK m„wói gva¨‡g miKvi ev Ab¨ †Kvb e¨w³‡K †Kvb Kvh© Kwi‡Z ev Kiv nB‡Z
weiZ ivwL‡Z eva¨ Kwievi D‡Ï‡k¨Ñ
(K) †Kvb e¨w³‡K nZ¨v, ¸i“Zi AvNvZ, AvUK ev AcniY Kwi‡j, ev †Kvb e¨w³i †Kvb m¤•wËi ¶wZmvab
Kwi‡j; A_ev
(L) `dv (K) Gi D‡Ïk¨ mvabK‡í †Kvb we‡£viK `ªe¨, `vn¨ e¯‘, Av‡Mœqv¯¿ ev Ab¨ †Kvb cÖKvi ivmvqwbK `ªe¨
eënvi Kwi‡j ev wbR `L‡j ivwL‡j;
wZwb Òmš¿vmx Kvh©Ó msNU‡bi Aciva Kwi‡eb|
(2) †Kn mš¿vmx Kvh© msNUb Kwiqv _vwK‡j, wZwb g„Zz¨`Û ev hve¾xeb Kviv`Û ev Ab~aŸ© wek ermi Ges Ab~¨b
wZb ermi ch©š@ †h †Kvb †gqv‡ì mkªg Kviv`‡Û `wÛZ nB‡eb, Ges Bnvi AwZwi³ A_©`ÛI Av‡ivc Kiv hvB‡e|
7| mš¿vmx Kv‡h© A_© †hvMvb msµvš@ Aciva|Ñ (1) hw` †Kvb e¨w³ Ab¨ †Kvb e¨w³‡K A_©, †mev ev Ab¨ †Kvb
m¤•wË mieivn K‡ib ev mieivn Kwi‡Z cÖ‡ivwPZ K‡ib Ges †Kvb mš¿vmx Kv‡h©i D‡Ï‡k¨ Dnv eënv‡ii B”Qv
†cvlY K‡ib, ev Bnv m‡›`n Kwievi hyw³m½Z KviY _v‡K †h, Dnv mš¿vmx Kv‡h© eënvi Kiv nB‡e ev nB‡Z cv‡i,
Zvnv nB‡j wZwb mš¿vmx Kg©Kv‡Û A_© †hvMv‡bi Aciva msNUb Kwi‡eb|
(2) hw` †Kvb e¨w³ A_©, †mev ev Ab¨ †Kvb m¤•wË MÖnY K‡ib Ges †Kvb mš¿vmx Kv‡h©i D‡Ï‡k¨ eënv‡ii B”Qv
†cvlY K‡ib, ev Bnv m‡›`n Kwievi hyw³m½Z KviY _v‡K †h, Dnv mš¿vmx Kv‡h© eënvi Kiv nB‡e ev nB‡Z cv‡i,
Zvnv nB‡j wZwb mš¿vmx Kg©Kv‡Û A_© †hvMv‡bi Aciva msNUb Kwi‡eb|
(3) hw` †Kvb e¨w³ A_©, †mev ev Ab¨ m¤•wËi eë¯’v K‡ib Ges †Kvb mš¿vmx Kv‡h©i D‡Ï‡k¨ Dnv eënv‡ii B”Qv
†cvlY K‡ib, ev m‡›`n Kwievi hyw³m½Z KviY _v‡K †h, Dnv mš¿vmx Kv‡h© eënvi Kiv nB‡e ev nB‡Z cv‡i, Zvnv
nB‡j wZwb mš¿vmx Kg©Kv‡Û A_© †hvMv‡bi Aciva msNUb Kwi‡eb|
(4) Dc-aviv (1) nB‡Z (3) G ewY©Z Aciv‡a †Kvb e¨w³ †`vlx mve¨¯@ nB‡j, D³ e¨w³ AbwaK wek ermi I
Ab~¨b wZb ermi ch©š@ †h †Kvb †gqv‡ì Kviv`‡Û `wÛZ nB‡eb, Ges Bnvi AwZwi³ A_©`ÛI Av‡ivc Kiv
hvB‡e|
8| wbwl× msMV‡bi m`m¨c`|Ñ hw` †Kvb e¨w³ aviv 18 Gi Aaxb †Kvb wbwl× msMV‡bi m`m¨ nb ev m`m¨ ewjqv
`vex K‡ib, Zvnv nB‡j wZwb Aciva msNUb Kwi‡eb Ges D³iƒc Aciva msNU‡bi Rb¨ wZwb AbwaK Qq gvm
ch©š@ †h †Kvb †gqv‡ì Kviv`Û, A_ev A_©`Û, A_ev Dfq `‡Û `wÛZ nB‡eb|
39
9| wbwl× msMV‡bi mg_©b|Ñ (1) hw` †Kvb e¨w³ aviv 18 Gi Aaxb †Kvb wbwl× msMVb‡K mg_©b Kwievi D‡Ï‡k¨
Kvnv‡KI Aby‡iva ev AvnŸvb K‡ib, A_ev wbwl× msMVb‡K mg_©b ev Dnvi Kg©KvÛ‡K MwZkxj I DrmvwnZ
Kwievi D‡Ï‡k¨ †Kvb mfv Av‡qvRb, cwiPvjbv ev cwiPvjbvq mnvqZv K‡ib, A_ev e³…Zv cÖ`vb K‡ib, Zvnv
nB‡j wZwb Aciva msNUb Kwi‡eb|
(2) hw` †Kvb e¨w³ †Kvb wbwl× msMV‡bi Rb¨ mg_©b Pvwnqv A_ev Dnvi Kg©KvÛ‡K mwµq Kwievi D‡Ï‡k¨ †Kvb
mfvq e³…Zv K‡ib A_ev †iwWI, †Uwjwfkb A_ev †Kvb gy`ªY ev B‡jKUªwbK gva¨‡g †Kvb Z_¨ m¤•ÖPvi K‡ib,
Zvnv nB‡j wZwb Aciva msNUb Kwi‡eb|
(3) hw` †Kvb e¨w³ Dc-aviv (1) A_ev (2) Gi Aaxb †Kvb Aciv‡a †`vlx mve¨¯@ nb, Zvnv nB‡j wZwb AbwaK
mvZ ermi I Ab~¨b `yB ermi ch©š@ †h †Kvb †gqv‡ì Kviv`‡Û `wÛZ nB‡eb Ges Bnvi AwZwi³ A_©`ÛI Av‡ivc
Kiv hvB‡e|
10| Aciva msNU‡bi loh‡š¿i (criminal conspiracy) kvw¯@|Ñhw` †Kvb e¨w³ GB AvB‡bi Aaxb Aciva
msNU‡bi lohš¿ K‡ib, Zvnv nB‡j wZwb D³ Aciv‡ai Rb¨ wba©vwiZ m‡e©v”P kvw¯@i `yB Z…Zxqvsk †gqv‡ì †h
†Kvb Kviv`‡Û, A_ev A_©`‡Û, A_ev Dfq `‡Û `wÛZ nB‡eb; Ges hw` D³ Aciv‡ai Rb¨ wba©vwiZ kvw¯@ g„Z¨z `Û
nq, Zvnv nB‡j Aciv‡ai kvw¯@ hve¾xeb Kviv`Û A_ev Ab~aŸ© †PŠÏ erm‡ii Kviv`Û nB‡e, wKš‘ Dnv cuvP
erm‡ii Kg nB‡e bv|
11| Aciva msNU‡bi cÖ‡Póvi (attempt) kvw¯@|Ñ hw` †Kvb e¨w³ GB AvB‡bi Aaxb Aciva msNU‡bi †Póv K‡ib,
Zvnv nB‡j wZwb D³ Aciv‡ai Rb¨ wba©vwiZ m‡e©v”P kvw¯@i `yB Z…Zxqvsk †gqv‡ì †h †Kvb Kviv`‡Û, A_ev
A_©`‡Û, A_ev Dfq `‡Û `wÛZ nB‡eb; Ges hw` D³ Aciv‡ai Rb¨ wba©vwiZ kvw¯@ g„Zz¨`Û nq, Zvnv nB‡j
Aciv‡ai kvw¯@ hve¾xeb Kviv`Û A_ev Ab~aŸ© †PŠÏ erm‡ii Kviv`Û nB‡e, wKš‘ Dnv cuvP erm‡ii Kg nB‡e bv|
12| Aciv‡a mnvqZvi (abetment) kvw¯@|Ñ hw` †Kvb e¨w³ GB AvB‡bi Aaxb kvw¯@‡hvM¨ †Kvb Aciva msMV‡bi
mnvqZv K‡ib, Zvnv nB‡j wZwb D³ Aciv‡ai Rb¨ wba©vwiZ `‡Û `wÛZ nB‡eb|
13| mš¿vmx Kg©KvÛ cÖ‡ivwPZ (instigation) Kwievi kvw¯@|Ñ hw` †Kvb e¨w³ Zvnvi †¯^”Qvaxb Kg©KvÛ A_ev Ask
MÖn‡Yi gva¨‡g †Kvb `wjj cÖ¯‘Z ev weZiY K‡ib, A_ev †Kvb gy`ªY ev B‡jKUªwbK gva¨‡g †Kvb Z_¨ m¤•ÖPvi
Kwiqv, A_ev †Kvb miÄvg, mnvqZv ev cÖhyw³ ev cÖwk¶Y cÖ`v‡bi gva¨‡g †Kvb e¨w³ ev msMVb‡K GBiƒc AeMZ
_vwKqv mnvqZv cÖ`vb K‡ib †h, D³ `wjj, miÄvg, mnvqZv ev cÖhyw³ ev cÖwk¶Y GB AvB‡bi Aaxb †Kvb Aciva
msNU‡bi Kv‡R eëüZ nB‡e ev D³ e¨w³ ev msMVb Dnv‡ì Abyiƒc Aciva msMV‡bi cÖ‡Póvq eënvi Kwi‡e,
Zvnv nB‡j wZwb mš¿vmx Kg©KvÛ cÖ‡ivwPZ Kwiqv‡Qb ewjqv MY¨ nB‡eb; Ges mswkÐó Aciv‡ai Rb¨ wba©vwiZ m‡e©v”P
kvw¯@i `yB Z…Zxqvsk †gqv‡ì Kviv`‡Û, A_ev A_©`‡Û, A_ev Dfq `‡Û Zvnv‡K `wÛZ Kiv hvB‡e; Ges hw` D³
Aciv‡ai Rb¨ wba©vwiZ kvw¯@ g„Zz¨`Û nq, Zvnv nB‡j Aciv‡ai kvw¯@ hve¾xeb Kviv`Û A_ev Ab~aŸ© †PŠÏ erm‡ii
Kviv`Û nB‡e, wKš‘ Dnv cuvP erm‡ii Kg nB‡e bv|
14| Acivax‡K Avkªq cÖ`vb|Ñ (1) hw` †Kvb e¨w³, Ab¨ †Kvb e¨w³ GB AvB‡bi Aaxb Aciva msNUb Kwiqv‡Qb
RvwbqvI ev D³ e¨w³ Acivax Bnv wek¦vm Kwievi hyw³m½Z KviY _vKv m‡Ë¡I, kvw¯@ nB‡Z i¶v Kwievi AwfcÖv‡q
D³ e¨w³‡K Avkªq`vb K‡ib ev jyKvBqv iv‡Lb Zvnv nB‡j wZwbÑ
(K) D³ Aciv‡ai kvw¯@ g„Zy¨`Û nB‡j AbwaK cuvP erm‡ii Kviv`‡Û `wÛZ nB‡eb, Ges Bnvi AwZwi³
A_©`ÛI Av‡ivc Kiv hvB‡e; A_ev
(L) D³ Aciv‡ai kvw¯@ hve¾xeb Kiv`Û ev †h †Kvb †gqv‡ì Kviv`Û nB‡j, AbwaK wZb erm‡ii
Kviv`‡Û `wÛZ nB‡eb; Ges Bnvi AwZwi³ A_©`ÛI Av‡ivc Kiv hvB‡e|
(2) Dc-aviv (1) Gi Aaxb Avkªq`vb ev jyKvBqv ivwLevi Aciva ¯^vgx, ¯¿x, cyÎ, Kb¨v, wcZv ev gvZv
KZ…©K nB‡j, GB avivi weavb cÖ‡hvR¨ nB‡e bv|
Z…Zxq Aa¨vq - evsjv‡`k e¨vs‡Ki ¶gZv
15| evsjv‡`k e¨vs‡Ki ¶gZv|Ñ (1) evsjv‡`k e¨vsK GB AvB‡bi Aaxb †Kvb Aciva msNU‡bi D‡Ï‡k¨ †Kvb
e¨vswKs P¨v‡b‡ji gva¨‡g †jb‡`b cÖwZ‡iva I mbv³ Kwi‡Z cÖ‡qvRbxq c`‡¶c MÖnY Kwi‡Z cvwi‡e Ges
GZ`y‡Ï‡k¨ Dnvi wbæewY©Z ¶gZv I KZ…©Z¡ _vwK‡eÑ
(K) †Kvb e¨vsK nB‡Z m‡›`nRbK †jb`‡b m¤•wK©Z cÖwZ‡e`b Zje Ges Abyiƒc cÖwZ‡e`b, AvB‡bi
Aax‡b cÖKv‡ki Aby‡gv`b bv _vwK‡j, †Mvcb ivLv;
(L) mKj cwimsL¨vb I †iKW© msKjb I msi¶Y Kiv;
(M) mKj m‡›`nRbK †jb‡`b m¤•wK©Z wi‡cv‡U©i WvUv-†eR m„wó I i¶Yv‡e¶Y Kiv;
(N) m‡›`nRbK †jb‡`b m¤•wK©Z cÖwZ‡e`b we‡kÐlY Kiv;
40
(O) †Kvb †jb‡`b mš¿vmx Kv‡h©i mwnZ m¤•„³ g‡g© m‡›`n Kwievi hyw³m½Z KviY _vwK‡j mswkÐó
e¨vsK‡K D³ †jb‡`‡bi wnmve wÎk w`‡bi Rb¨ eÜ ivwLevi D‡Ï‡k¨ wjwLZ Av‡`k Rvix Kiv Ges
GBiƒ‡c RvixK…Z Av‡`k AwZwi³ wÎk w`‡bi Rb¨ ewa©Z Kiv;
(P) e¨vs‡Ki Kvh©vejx cwiex¶Y I Z`viK Kiv;
(Q) mš¿vmx Kv‡h© A_© †hvMvb cÖwZnZ Kwievi D‡Ï‡k¨ cÖwZ‡ivag~jK c`‡¶c MÖn‡Y e¨vsKmg~‡ni wbKU
wb‡`©kbv Rvix Kiv;
(R) mš¿vmx Kv‡h©i mwnZ RwoZ m‡›`nRbK †jb‡`b mbv‡³i D‡Ï‡k¨ e¨vsKmg~n cwi`k©b Kiv; Ges
(S) mš¿vmx Kv‡h© A_©‡hvMv‡bi mwnZ RwoZ m‡›`nRbK †jb‡`b mbv³ I cÖwZ‡iv‡ai D‡Ï‡k¨ e¨vs‡Ki
Kg©KZ©v I Kg©PvixMY‡K cÖwk¶Y cÖ`vb Kiv|
(2) evsjv‡`k e¨vsK, mš¿vmx Kv‡h© A_©‡hvMv‡bi mwnZ RwoZ m‡›`nRbK †Kvb †jb‡`‡bi welq †Kvb e¨vsK
ev Bnvi MÖvnK‡K mbv³ Kwievi m‡½ m‡½ Dnv h_vh_ AvBb cÖ‡qvMKvix ms¯’v‡K AewnZ Kwi‡e Ges
AbymÜvb I Z`š@ Kv‡h© D³ AvBb cÖ‡qvMKvix ms¯’v‡K cÖ‡qvRbxq mKj cÖKvi mn‡hvwMZv cÖ`vb Kwi‡e|
(3) mswkÐó e¨vs‡Ki cÖavb wbe©vnx Kg©KZ©vi m¤§wZ wKsev evsjv‡`k e¨vs‡Ki Aby‡gv`b e¨wZ‡i‡K †Kvb
e¨vs‡Ki †Kvb `wjj ev bw_‡Z †Kvb AvBb cÖ‡qvMKvix ms¯’vi cÖ‡ekvwaKvi _vwK‡e bv|
16| e¨vs‡Ki `vwqZ¡|Ñ (1) †Kvb e¨vswKs P¨v‡b‡ji gva¨‡g GB AvB‡bi Aaxb †Kvb Aciv‡ai mwnZ RwoZ A_©
†jb‡`b cÖwZ‡iva I mbv³ Kwievi j‡¶¨ cÖ‡Z¨K e¨vsK h_vh_ mZK©Zv I `vwqZ¡kxjZvi mwnZ cÖ‡qvRbxq eë¯’v
MÖnY Kwi‡e|
(2) cÖ‡Z¨K e¨vs‡Ki cwiPvjbv cwil` (Board of Directors) Dnvi Kg©KZ©v‡ì `vwqZ¡ m¤•wK©Z
wb‡`©kbv Aby‡gv`b I Rvix Kwi‡e, Ges aviv 15 Gi Aaxb evsjv‡`k e¨vsK KZ…©K RvixK…Z wb‡`©kbv,
hvnv e¨vsKmg~‡ni Rb¨ cÖ‡hvR¨, cÖwZcvjb Kiv nB‡Z‡Q wKbv Dnv wbwðZ Kwi‡e|
(3) †Kvb e¨vsK aviv 15 Gi Aaxb evsjv‡`k e¨vsK KZ„K© RvixK…Z wb‡`©kbv cvjb Kwi‡Z e¨_© nB‡j,
D³ e¨vsK evsjv‡`k e¨vsK KZ…©K wba©vwiZ I wb‡`©wkZ AbwaK `k j¶ UvKv Rwigvbv cwi‡kva Kwi‡Z
eva¨ _vwK‡e|
PZz_© Aa¨vq-mš¿vmx msMVb
17| mš¿vmx Kv‡h©i mwnZ RwoZ msMVb|Ñ GB AvB‡bi D‡Ïk¨ c~iYK‡í, †Kvb msMVb mš¿vmx Kv‡h©i mwnZ RwoZ
ewjqv MY¨ nB‡e, hw` DnvÑ
(K) mš¿vmx Kvh© msNwUZ K‡i ev D³ Kv‡h© Ask MÖnY K‡i;
(L) mš¿vmx Kv‡h©i Rb¨ cÖ¯‘wZ MÖnY K‡i;
(M) mš¿vmx Kvh© msNU‡b mvnvh¨ K‡i ev Drmvn cÖ`vb K‡i;
(N) mš¿vmx Kv‡h©i mwnZ RwoZ †Kvb msMVb‡K mg_©b Ges mnvqZv cÖ`vb K‡i; A_ev
(O) Ab¨ †Kvbfv‡e mš¿vmx Kv‡h©i mwnZ RwoZ _v‡K|
18| msMVb wbwl×KiY|Ñ (1) GB AvB‡bi D‡Ïk¨ c~iYK‡í, miKvi †Kvb msMVb‡K mš¿vmx Kv‡h©i mwnZ RwoZ
iwnqv‡Q g‡g© hyw³m½Z Kvi‡Yi wfwË‡Z, Av‡`k Øviv, Zdwm‡j ZvwjKvfz³ Kwiqv, wbwl× Kwi‡Z cvwi‡e|
(2) miKvi, Av‡`k Øviv, †h †Kvb msMVb‡K Zdwm‡j ms‡hvRb ev Zdwmj nB‡Z ev` w`‡Z A_ev Ab¨ †Kvbfv‡e
Zdwmj ms‡kvab Kwi‡Z cvwi‡e|
19| cybtcix¶v (Review)|Ñ (1) aviv 18 Gi Aaxb miKvi KZ…©K cÖ`Ë Av‡`k Øviv ms¶zä msMVb, Av‡`k cÖ`v‡bi
ZvwiL nB‡Z wÎk w`‡bi g‡a¨, Dnvi wei“‡× wjwLZfv‡e, hyw³ Dc¯’vcbc~e©K, miKv‡ii wbKU cybtwbix¶vi Rb¨
Av‡e`b Kwi‡Z cvwi‡e Ges miKvi, Av‡e`bKvixi ïbvbx MÖnYc~e©K, Av‡e`b cÖvwßi ZvwiL nB‡Z beŸB wè‡mi
g‡a¨ Dnv wb®•bœ Kwi‡e|
(2) Dc-aviv (1) Gi Aaxb cybtwbix¶vi Av‡e`b bvgÄyi Kiv nB‡j, D³ ms¶zä msMVb Av‡e`b bvgÄyi nBevi
ZvwiL nB‡Z wÎk w`‡bi g‡a¨ nvB‡KvU© wefv‡M Avcxj `v‡qi Kwi‡Z cvwi‡e|
(3) miKvi, miKvix †M‡R‡U cÖÁvcb Øviv, Dc-aviv (1) Gi Aaxb `v‡qiK…Z cybtwbix¶vi ìLv¯@mg~n wb¯•wËi
Rb¨ GKwU wZb m`m¨ wewkó cybtwbix¶v KwgwU (Review Committee) MVb Kwi‡e|
20| wbwl× msMV‡bi wei“‡× eë¯’v MÖnY|Ñ (1) †Kvb msMVb‡K wbwl× Kiv nB‡j miKvi, GB Aa¨v‡`‡k ewY©Z
Ab¨vb¨ eë¯’v MÖnY QvovI, wbæewY©Z c`‡¶c MÖnY Kwi‡e, h_v tÑ
(K) Dnvi Kvh©vjq, hw` _v‡K, eÜ Kwiqv w`‡e;
(L) Dnvi e¨vsK wnmve, hw` _v‡K, Aei“× (freeze) Kwi‡e Ges Ab¨vb¨ wnmve AvUK Kwi‡e;
41
(M) mKj cÖKv‡ii cÖPvicÎ, †cv÷vi, e¨vbvi, A_ev gyw`ªZ, B‡jKUªwbK, wWwRUvj ev Ab¨vb¨ DcKiY
ev‡Rqvß Kwi‡e; Ges
(N) wbwl× msMVb ev Dnvi c‡¶ ev mg_©‡b †h †Kvb †cÖm wee„wZi cÖKvkbv, gy`ªY ev cÖPviYv, msev`
m‡¤§jb ev Rbm¤§y‡L e³…Zv cÖ`vb wbwl× Kwi‡e|
(2) wbwl× msMVb Dnvi Avq I e¨‡qi wnmve †ck Kwi‡e Ges GZ`y‡Ï‡k¨ miKvi KZ…©K g‡bvbxZ Dchy³
KZ…©c‡¶i wbKU Av‡qi mKj Drm cÖKvk Kwi‡e|
(3) hw` †`Lv hvq †h wbwl× msMV‡bi Znwej Ges cwim¤•` (asset) A‰eafv‡e AwR©Z nBqv‡Q A_ev GB
AvB‡bi Aaxb †Kvb Aciva msNU‡b eëüZ nBqv‡Q, Zvnv nB‡j D³ Znwej Ges cwim¤•` iv‡óªi
AbyK‚‡j ev‡Rqvß nB‡e|
cÂg Aa¨vq --Aciv‡ai Z`š@
21| cywjk KZ©„K mv¶x‡K cix¶v m¤•wK©Z we‡kl weavb|-- (1) hw` †Kvb cywjk Kg©KZ©v GB AvB‡bi Aax‡b †Kvb
gvgjvi Z`š@Kv‡j NUbv Ges cwiw¯’wZ m¤•‡K© AewnZ GBiƒc †Kvb e¨w³‡K wRÁvmvev` Kwievi cÖ‡qvRb g‡b
K‡ib Ges, hw` D³ e¨w³ NUbvi weeiY wjwLZfv‡e cÖ`vb Kwi‡Z h‡_ó m¶g g‡g© cywjk Kg©KZ©vi Rvbv _v‡K ev
wek¦vm Kwievi KviY _v‡K, Zvnv nB‡j D³ cywjk Kg©KZ©v, D³ e¨w³i m¤§wZ‡Z, NUbvi weeiY D³ e¨w³i wbKU
nB‡Z wjwLZfv‡e MÖnY Kwi‡Z cvwi‡eb|
(2) D³ e¨w³ Zvnvi e³e¨ ev NUbvi weeiY ¯^n‡¯@ Kjg Øviv wjwce× I ¯^v¶i Kwi‡eb|
22| g¨vwR‡÷ªU KZ©„K mv¶xi wee„wZ †iKW© m¤•wK©Z we‡kl weavb|-- †h †Kvb †g‡UªvcwjUb g¨vwR‡÷ªU, cÖ_g †kªYxi
g¨vwR‡÷ªU, A_ev GZ`y‡Ï‡k¨ we‡klfv‡e ¶gZvcÖvß wØZxq †kªYxi g¨vwR‡÷ªU hw` AeMZ _v‡Kb ev Zvnvi wek¦vm
Kwievi hyw³ msMZ KviY _v‡K †h, gvgjvi NUbv I cwiw¯’wZ m¤•‡K© AewnZ †Kvb e¨w³ Zvnvi wee„wZ wjwLZfv‡e
cÖ`vb Kwi‡Z h‡_ó mg_©, Zvnv nB‡j wZwb D³ e¨w³‡K Zvnvi wee„wZ Kjg Øviv ¯^n‡¯@ wjwLZfv‡e cÖ`vb Kwi‡Z
wb‡`©k cÖ`vb Kwi‡Z cvwi‡eb|
23| Awfhy³ e¨w³i ¯^xKv‡ivw³ †iKW© m¤•wK©Z we‡kl weavb|-- †h †Kvb †g‡UªvcwjUb g¨vwR‡÷ªU, cÖ_g †kªYxi
g¨vwR‡÷ªU, A_ev GZ`y‡Ï‡k¨ we‡klfv‡e ¶gZvcÖvß wØZxq †kªYxi g¨vwR‡÷ªU Awfhy³ e¨w³ KZ©„K ¯^xKv‡ivw³g~jK
†Kvb e³e¨ †iKW©Kv‡j, hw` D³ e¨w³ NUbv m¤•‡K© wjwLZfv‡e wee„wZ cÖ`vb Kwi‡Z m¶g I AvMÖnx nb, Zvnv
nB‡j D³ e¨w³‡K Zvnvi ¯^xKv‡ivw³g~jK e³e¨ ¯^n‡¯@ Kjg Øviv wjwce× Kwi‡Z AbygwZ cÖ`vb Kwi‡eb|
24| Z`‡š@i mgqmxgv|-- (1) †Kvb cywjk Kg©KZ©v GB AvB‡bi Aaxb †Kvb gvgjvi Z`š@ Kvh©wewai aviv 154 Gi
Aaxb Z_¨ cÖvwß A_ev wjwce× Kwievi ZvwiL nB‡Z wÎk w`‡bi g‡a¨ m¤•bœ Kwi‡eb|
(2) hw` †Kvb cywjk Kg©KZ©v Dc-aviv (1) G DwjÐwLZ mg‡qi g‡a¨ Z`š@ m¤•bœ Kwi‡Z bv cv‡ib, Zvnv
nB‡j, gvgjvi Wvqix‡Z wjwLZfv‡e KviY wjwce× Kwiqv AbwaK c‡bi w`b mgq e„w× Kwi‡Z cvwi‡eb|
(3) hw` D³ cywjk Kg©KZ©v Dc-aviv (2) G DwjÐwLZ mg‡qi g‡a¨ Z`š@ m¤•bœ Kwi‡Z bv cv‡ib, Zvnv
nB‡j D³ Z`š@Kvix Kg©KZ©v mswkÐó †Rjvi cywjk mycvwib‡Ub‡W‡›Ui A_ev, †¶ÎgZ, †g‡UªvcwjUb
GjvKvq mswkÐó †WcywU cywjk Kwgkbv‡ii wjwLZ Aby‡gv`bµ‡g, AwZwi³ AbwaK wÎkw`b mgq e„w×
Kwi‡Z cvwi‡e|
(4) hw` D³ cywjk Kg©KZ©v Dc-aviv (3) G DwjÐwLZ AwZwi³ ewa©Z mg‡qi g‡a¨ Z`š@ m¤•bœ Kwi‡Z bv
cv‡ib, Zvnv nB‡j wZwb Awej‡¤^ KviY D‡jÐLc~e©K mswkÐó †Rjvi cywjk mycvwib‡Ub‡W›U‡K A_ev,
†¶ÎgZ,†g‡UªvcwjUb GjvKvq mswkÐó †WcywU cywjk Kwgkbvi‡K KviY D‡jÐLc~e©K NUbv m¤•‡K© AewnZ
Kwi‡eb, Ges DwjÐwLZ KviY m‡š@vlRbK bv nB‡j Zvnvi wei“‡× wefvMxq kvw¯@g~jK eë¯’v MÖnY Kiv
nB‡e|
25| KwZcq gvgjvi Z`‡š@i †¶‡Î mgqmxgv e„w×|-- (1) aviv 25 Gi Dc-aviv (3)G wba©vwiZ AwZwi³ mgqmxgvi
g‡a¨ GRvnvi (FIR) G DwjÐwLZ Acivaxi cwiPq Aby`NvwUZ _vKvq Ges D³ Acivax‡K mbv³Ki‡Yi Amg_©Zvi
Kvi‡Y ‡Kvb cywjk Kg©KZ©v Z`š@Kvh© m¤•bœ Kwi‡Z e¨_© nB‡j, aviv 25 G DwjÐwLZ AwZwi³ ewa©Z mgqmxgvi
cieZx©‡Z †h †Kvb mgq †Kvb cywjk wi‡cvU© A_ev b~Zbfv‡e cywjk wi‡cvU© A_ev AwZwi³ cywjk wi‡cvU© cÖ`v‡bi
†¶‡Î Dnv evav ewjqv MY¨ nB‡e bv|
(2) hw` †Kvb cywjk Kg©KZ©v Aciva mswkÐó mv¶¨ ev †Kvb wi‡cvU© mieivn Kwievi Rb¨ aviv 25 Gi
Dcaviv (3) Gi Aaxb AwZwi³ ewa©Z mgq mxgvi g‡a¨ †gwW‡Kj, d‡ibwmK, Av½y‡ji Qvc, ivmvqwbK ev
Ab¨ †Kvb we‡klÁ mv¶xi, hvnvi Dci Zvnvi wbqš¿Y bvB Ges hvnv e¨ZxZ gvgjv m¤•‡K© †Kvb Kvh©Ki
wi‡cvU© ˆZwi Kiv m¤¢e nq bv, Amg_©Zvi Kvi‡Y Z`š@Kvh© m¤•bœ Kwi‡Z e¨_© nb, Zvnv Bn‡j D³
DwjÐwLZ AwZwi³ ewa©Z mgqmxgvi cieZx© †h †Kvb mgq cywjk wi‡cvU© †ck Kwi‡Z Dnv evav ewjqv MY¨
nB‡e bv| 42
26| cybtmgc©Y (Remand)|Ñ(1) †h‡¶‡Î †Kvb e¨w³‡K †MÖßvi Kiv nq Ges Z`‡š@i Rb¨ AvUK ivLv nq, †mB‡¶‡Î
Z`š@ Kg©KZ©v Awfhy³ e¨w³‡K cywj‡ki †ndvR‡Z cybtmgc©‡Yi Rb¨ Dchy³ g¨vwR‡÷ª‡Ui wbKU Av‡e`b Kwi‡Z
cvwi‡eb|
(2) Dc-aviv (1) Gi Aaxb Av‡e`b we‡ePbvµ‡g g¨vwR‡÷ªU Awfhy³‡K cywj‡ki ‡ndvR‡Z cybtmgc©Y
Kwi‡Z cvwi‡eb, Ges GBiƒc cybtmgc©‡Yi †gqv` GKvw`µ‡g ev me©‡gvU `k w`‡bi AwaK nB‡e bv Z‡e
kZ© _v‡K †h, hw` Z`š@Kvix Kg©KZ©v g¨vwR‡÷‡Ui wbKU Bnv m‡š@vlRbKfv‡e cÖgvY Kwi‡Z mg_© nb †h,
Awfhy³ e¨w³‡K AwaKZi †gqv‡ì Rb¨ cybtmgc©Y Kiv nB‡j AwZwi³ mv¶¨ cvIqv hvB‡Z cv‡i, Zvnv
nB‡j g¨vwR‡÷ªU AbwaK cuvP w`b ch©š@ cybtmgc©‡Yi †gqv` e„w× Kwi‡Z cvwi‡eb|
27| `vqiv RR ev AwZwi³ `vqiv RR KZ„K© Aciv‡ai wePvi m¤•wKZ© weavb|-- (1) †dŠR`vix Kvh©wewa A_ev
AvcvZZt ejer Ab¨ †Kvb AvB‡b hvnv wKQzB _vKzK bv †Kb, GZ`y‡Ï‡k¨ we‡kl UªvBey¨bvj MwVZ bv nIqv ch©š@ GB
AvB‡bi Aaxb Acivamg~n `vqiv RR KZ©„K ev, `vqiv RR KZ„K© AwZwi³ `vqiv R‡Ri wbKU ¯’vbvš@wiZ nBevi
†¶‡Î, AwZwi³ `vqiv RR KZ„©K wePvh© nB‡e|
(2) `vqiv RR ev AwZwi³ `vqiv RR GB AvB‡bi Aaxb Aciva wePv‡ii mgq `vqiv Av`vj‡Z wePv‡ii †¶‡Î
cÖ‡hvR¨ †dŠR`vix Kvh©wewai Aa¨vq 23 G ewY©Z c×wZ AbymiY Kwi‡eb|
(3) GB Aa¨v‡qi D‡Ïk¨ c~iYK‡í, GB AvB‡bi Aaxb Acivamg~n `vqiv Av`vjZ KZ„K© wePvh© ewjqv MY¨ nB‡e,
Ges †h `vqiv wWwfk‡bi Awa‡¶‡Î D³ Aciva ev Dnvi Askwe‡kl msNwUZ nBqv‡Q, D³ Awa‡¶‡Îi `vqiv
R‡Ri wbKU Aciv‡ai Kvh©aviv i“Ry Kiv hvB‡e|
mßg Aa¨vq
we‡kl UªvBey¨bvj KZ©„K wePvi
28| mš¿vm we‡ivax we‡kl UªvBey¨bvj MVb|-- (1) miKvi, miKvwi †M‡R‡U cÖÁvcb Øviv, GB AvB‡bi Aaxb msNwUZ
Aciv‡ai `ª“Z I Kvh©Ki wePv‡ii D‡Ï‡k¨, GK ev GKvwaK mš¿vm we‡ivax we‡kl UªvBey¨bvj MVb Kwi‡Z cvwi‡e|
(2) Dc-aviv (1) Gi Aaxb MwVZ we‡kl UªvBey¨bvj, mycÖxg †Kv‡U©i mwnZ civgk©µ‡g miKvi KZ©„K wbhy³ GKRb
`vqiv RR A_ev GKRb AwZwi³ `vqiv R‡Ri mgš^‡q MwVZ nB‡e; Ges Abyiƒcfv‡e wbhy³ GKRb wePviK
ÔÔwePviK, mš¿vm we‡ivax we‡kl UªvBey¨bvjÓ bv‡g AwfwnZ nB‡eb|
(3) GB avivi Aaxb MwVZ †Kvb we‡kl UªvBey¨bvj‡K mgMÖ evsjv‡`‡ki ¯’vbxq Awa‡¶Î A_ev GK ev GKvwaK
`vqiv wWwfk‡bi Awa‡¶Î cÖ`vb Kiv hvB‡Z cv‡i; Ges D³ UªvBey¨bvj †Kej GB AvB‡bi Aaxb Aciv‡ai gvgjvi
wePvi Kwi‡e, hvnv D³ UªvBey¨bv‡j `v‡qi ev ¯’vbvš@wiZ nB‡e|
(4) miKvi KZ„K© †Kvb we‡kl UvªBey¨bvj‡K mgMÖ evsjv‡`‡ki A_ev GK ev GKvwaK `vqiv wWwfk‡bi mgš^‡q
MwVZ Dnvi Ask we‡k‡li, ¯’vbxq Awa‡¶Î b¨¯@ Kwievi Kvi‡Y GKRb `vqiv RR ev AwZwi³ `vqiv RR KZ©„K
GB AvB‡bi Aaxb Aciv‡ai wePv‡ii GLwZqvi ¶zbœ nB‡e bv, Ges miKvi KZ©„K, miKvwi †M‡R‡U cÖÁvcb Øviv,
Abyiƒc †Kvb Av‡`k cÖ`vb bv Kiv nB‡j `vqiv Av`vj‡Z wb®•bœvaxb GB AvB‡bi Aaxb Aciv‡ai †Kvb gvgjv
we‡kl ¯’vbxq Awa‡¶Î m¤•bœ we‡kl UªvBey¨bv‡j e`jx nB‡e bv|
(5) †Kvb we‡kl UªvBey¨bvj, wfbœiƒc wm×vš@ MÖnY bv Kwi‡j, †h mv¶xi mv¶¨ MÖnY Kiv nBqv‡Q D³ mv¶xi mv¶¨
cybtMÖnY, ev cybtïbvbx MÖnY Kwi‡Z, A_ev Dc-aviv (4) Gi Aaxb M„nxZ Kvh©aviv cybivq Avi¤¢ Kwi‡Z evav
_vwK‡e bv, Z‡e B‡Zvg‡a¨ †h mv¶¨ MÖnY ev Dc¯’vcb Kiv nBqv‡Q D³ mv‡¶ï wfwË‡Z Kvh© Kwi‡Z Ges gvgjv †h
ch©v‡q wQj †mB ch©vq nB‡Z wePviKvh© Ae¨vnZ ivwL‡Z cvwi‡e|
(6) miKvi, Av‡`k Øviv, †h ¯’vb ev mgq wba©viY Kwi‡e †mB ¯’vb ev mg‡q we‡kl UªvBey¨bvj Avmb MÖnY Kwi‡Z
cvwi‡e Ges Dnvi Kvh©µg cwiPvjbv Kwi‡Z cvwi‡e|
29| we‡kl UªvBey¨bv‡ji c×wZ|--(1) mve-BÝ‡c±i c`gh©v`vi wb‡æ b‡nb Giƒc †Kvb cywjk Kg©KZ©vi wjwLZ wi‡cvU©
e¨ZxZ we‡kl UªvBey¨bvj †Kvb Aciva wePviv_© MÖnY Kwi‡e bv|
(2) we‡kl UªvBey¨bvj GB AvB‡bi Aaxb Aciv‡ai wePviKv‡j `vqiv Av`vj‡Z wePv‡ii Rb¨, †dŠR`vix Kvh©wewai
Aa¨vq 23 G ewY©Z c×wZ, GB AvB‡bi we‡kl weavbvejxi mwnZ AmsMwZc~Y© bv nIqv mv‡c‡¶, AbymiY Kwi‡e|
(3) †Kvb we‡kl UªvBey¨bvj, b¨vq wePv‡ii ¯^v‡_© cÖ‡qvRbxq bv n‡j, Ges KviY wjwLZfv‡e wjwce× bv Kwiqv, †Kvb
gvgjvi wePviKvh© ¯’wMZ Kwi‡Z cvwi‡eb bv|
43
(4) †h‡¶‡Î we‡kl UªvBey¨bv‡ji wek¦vm Kwievi KviY _v‡K †h, Awfhy³ e¨w³ cjvZK iwnqv‡Qb ev AvZ¥‡Mvcb
Kwiqv‡Qb †h Kvi‡Y Zvnv‡K †MÖßvi Kwiqv wePv‡ii Rb¨ Dcw¯’Z Kiv m¤¢e b‡n Ges Zvnv‡K Awej‡¤^ †MÖßv‡ii
AeKvk bvB, †m‡¶‡Î D³ UªvBey¨bvj, Av‡`k Øviv, eûj cÖPvwiZ Aby¨b `yBwU evsjv ‰`wbK msev`c‡Î, Abyiƒc
e¨w³‡K Av‡`‡k DwjÐwLZ mg‡qi g‡a¨ nvwRi nBevi wb‡`©k cÖ`vb Kwi‡Z cvwi‡e, Ges D³ e¨w³ Abyiƒc wb‡`©k
cvjb Kwi‡Z e¨_© nB‡j Zvnvi Abycw¯’wZ‡ZB wePvi Kiv nB‡e|
(5) we‡kl UªvBey¨bv‡ji mvg‡b Awfhy³ e¨w³ Dcw¯’Z nBevi ev Rvwg‡b gyw³ cvBevi ci cjvZK nB‡j A_ev
Dnvi m¤§y‡L Dcw¯’Z nB‡Z e¨_© nB‡j, Dc-aviv (4) G DwjøwLZ c×wZ cÖ‡hvR¨ nB‡e bv, Ges D³ UªvBey¨bvj
Dnvi wm×vš@ wjwce× Kwiqv Abyiƒc e¨w³i Abycw¯’wZ‡ZB wePvi Kwi‡e|
(6) †Kvb we‡kl UªvBey¨bvj, Dnvi wbKU †ckK…Z Av‡e`‡bi wfwË‡Z, ev Dnvi wbR D‡`¨v‡M, †Kvb cywjk
Kg©KZ©v‡K GB AvB‡bi Aaxb msNwUZ Aciva mswkÐó †h †Kvb gvgjv cybtZ`†š@ , Ges Z`KZ„©K wba©vwiZ mg‡qi
g‡a¨ wi‡cvU© cÖ`v‡bi wb‡`©k cÖ`vb Kwi‡Z cvwi‡e|
30| we‡kl UªvBey¨bv‡ji Kvh©µ‡g Kvh©wewai cÖ‡qvM|-- (1) †dŠR`vix Kvh©wewai weavbvejx, hZ`~i m¤¢e,GB AvB‡bi
weavbvejxi mwnZ AmswMZc~Y© bv nIqv mv‡c‡¶, we‡kl UªvBey¨bv‡ji Kvh©µ‡g cÖ‡hvR¨ nB‡e, Ges Avw` GLwZqvi
cÖ‡qvMKvix `vqiv Av`vj‡Zi mKj ¶gZv D³ we‡kl UªvBey¨bv‡ji _vwK‡e|
(2) we‡kl UªvBey¨bv‡j miKvi c‡¶ gvgjv cwiPvjbvKvix e¨w³ cvewjK cÖwmwKDUi ewjqv MY¨ nB‡eb|
31| Avcxj Ges g„Zy¨`Û Aby‡gv`b|-- (1) we‡kl UªvBey¨bvj KZ©„K cÖ`Ë †Kvb Av‡`k, ivq A_ev `Û cÖ`v‡bi ZvwiL
nB‡Z wÎk w`‡bi g‡a¨ Dnvi wei“‡× nvB‡KvU© wefv‡M Avcxj `v‡qi Kiv hvB‡e|
(2) GB AvB‡bi Aaxb ‡Kvb we‡kl UªvBey¨bvj g„Zz¨`Ê cÖ`vb Kwi‡j, Awej‡¤^ Kvh©avivwU nvB‡KvU© wefv‡M
Aby‡gv`‡bi Rb¨ †cÖiY Kwi‡Z nB‡e Ges D³ wefvM KZ„K© Aby‡gvw`Z bv nIqv ch©š@ g„Zz¨`Ê KvhK©i Kiv hvB‡e
bv|
32| Rvwgb msµvš@ weavb|-- GB AvB‡bi Aaxb kvw¯@‡hvM¨ †Kvb Aciv‡a Awfhy³ e¨w³‡K g¨vwR‡÷ªU ev wePviK
Rvwg‡b gyw³ cÖ`vb Kwi‡eb bv, hw` bv --
(K) ivóªc¶‡K Abyiƒc Rvwg‡bi Av‡`‡ki Dci ïbvbxi my‡hvM cÖ`vb Kiv nq; Ges (L) wePviK mš‘ó nb †h
Awfhy³ e¨w³ wePv‡i †`vlx mve¨¯@ bvI nB‡Z cv‡ib g‡g© wek¦vm Kwievi hyw³m½Z KviY iwnqv‡Q Ges wZwb Abyiƒc
mš‘wói KviYmg~n wjwLZfv‡e wjwce× K‡ib|
33| we‡kl UªvBey¨bvj KZ©„K gvgjv wb®•wËi wba©vwiZ mgqmxgv|-- (1) we‡kl UªvBey¨bv‡ji wePviK gvgjvi
Awf‡hvMcÎ MV‡bi ZvwiL nB‡Z Qq gv‡mi g‡a¨ gvgjvi wePvi Kvh© mgvß Kwi‡eb|
(2) wePviK Dc-aviv (1)Gi Aaxb wba©vwiZ mg‡qi g‡a¨ †Kvb gvgjv mgvß Kwi‡Z e¨_© nB‡j, wZwb Dnvi KviY
wjwLZfv‡e wjwce× Kwiqv AbwaK wZb gvm mgqmxgv e„w× Kwi‡Z cvwi‡eb|
(3) wePviK Dc-aviv (2) G wba©vwiZ ewa©Z mg‡qi g‡a¨ wePvi Kvh© mgvß Kwi‡Z e¨_© nB‡j, wZwb, Abyiƒc e¨_©Zvi
KviY wjwLZfv‡e D‡jÐL Kwiqv nvB‡KvU© wefvM Ges miKvi‡K AewnZ Kwiqv, cybivq AbwaK wZb gvm mgqmxgv
e„w× Kwi‡Z cvwi‡eb|
Aóg Aa¨vq
– m¤•`
mš¿vmx Kg©KvÛ nB‡Z D™¢Z
34| mš¿vmx Kg©KvÛ-jä m¤•‡ì `Lj|-- (1) †Kvb e¨w³ mš¿vmx Kg©KvÛ nB‡Z D™f~Z †Kvb m¤•` †fvM ev `Lj
Kwi‡Z cvwi‡eb bv|
(2) mš¿vmx ev Ab¨ †Kvb e¨w³ Ges GB AvB‡bi Aaxb Awfhy³ ev `ÊcÖvß nDK ev bv nDK, GBiƒc Ab¨ †Kvb
e¨w³i `L‡j _vKv mš¿vmx Kg©KvÛ-jä m¤•`, miKv‡ii AbyK‚‡j ev‡Rqvß‡hvM¨ nB‡e|
e¨vL¨v|-- mš¿vmx Kg©vKvÛ-jä m¤•` A_© GB AvB‡bi Aaxb Aciva msNU‡bi gva¨‡g AwR©Z ev jä †Kvb A_©,
m¤•wË ev m¤•`|
35| mš¿vmx Kg©KvÛ-jä m¤•` ev‡Rqvß|-- †h‡¶‡Î wePviK GB g‡g© mš‘ó nb †h, †Kvb m¤•wË mš¿vmx Kvh © nB‡Z
D™¢Z
– nBevi Kvi‡Y Rã ev †µvK Kiv nq, †mB‡¶‡Î, wZwb †h e¨w³i `Lj nB‡Z D³ m¤•wË Rã ev †µvK Kiv
nBqvwQj, †mB e¨w³ GB AvB‡bi Aaxb Awfhy³ nDK ev bv nDK, Dnv ev‡Rqvß Kwievi Av‡`k cÖ`vb Kwi‡Z
cvwi‡eb|
36| mš¿vmx Kg©KvÛ-jä m¤•` ev‡RqvßKi‡Yi c~‡e© KviY `k©vBevi †bvwUk Rvix|-- (1) mš¿vmx Kg©KvÛjä m¤•`
ev‡Rqvß Kwievi Av‡`k cÖ`v‡bi c~‡e©, †h e¨w³i wbqš¿Y A_ev `L‡j D³ m¤•` _v‡K, D³ e¨w³‡K wjwLZ
†bvwUk cÖ`vbc~e©K ev‡Rqvß Kwievi KviY AewnZ bv Kwiqv Ges ‡bvwU‡k cÖ`Ë mgqmxgvi g‡a¨ wjwLZ Reve
cÖ`v‡bi my‡hvM Ges ïbvbxi hyw³m½Z mgq cÖ`vb e¨wZ‡i‡K †Kvb mš¿vmx Kg©KvÛ-jä m¤•` ev‡Rqvß Kwievi
Av‡`k cÖ`vb Kiv hvB‡e bv|
44
(2) Dc-aviv (1) Gi Aaxb ‡Kvb ev‡Rqvwßi Av‡`k cÖ`vb Kiv hvB‡ebv, hw` Abiƒc e¨w³ cÖgvb Kwi‡Z m¶g nb †h, D³
m¤•` mš¿vmx Kg©Kv‡Û-jä m¤•` wQj Zvnv wZwb AeMZ wQ‡jb bv Ges Dchy³ g~†jï wewbg‡q wZwb Zvnv Lwi` Kwiqv‡Qb|
37| Avcxj|-- (1) aviv 35 Gi Aaxb cÖ`Ë ev‡RhvßKiY Av‡`k Øviv ms¶zä †Kvb e¨w³ D³ Av‡`k cÖvwßi ZvwiL nB‡Z GK
gv‡mi g‡a¨ nvB‡KvU© wefv‡M Avcxj Kwi‡Z cvwi‡eb|
(2) nvB‡KvU © wefvM KZ„K© aviv 35 Gi Aaxb cÖ`Ë †Kvb Av‡`k ms‡kvwaZ ev evwZj Kiv nB‡j A_ev GB AvB‡bi †Kvb
weavb jsNbc~e©K †Kvb gvgjv `v‡qi Kiv nB‡j, †h e¨w³i wei“‡× aviv 35 Gi Aaxb ev‡Rqvwßi Av‡`k cÖ`vb Kiv nBqv‡Q,
D³ e¨w³ LvjvmcÖvß nB‡j D³ ev‡RqvßK…Z m¤•wË †diZ cÖ`vb Kiv nB‡e Ges hw` D³ ew³i wbKU ev‡RqvßK…Z m¤•wË
†dir cÖ`vb m¤¢e bv nq, Zvnv nB‡j D³ e¨w³‡K D³ m¤•wË miKv‡ii wbKU weµq nBqv‡Qb M‡Y¨, m¤•wË R‡ãi w`b nB‡Z
hyw³m½Z my` MYbvc~eK © Ges hyw³m½Zfv‡e g~j¨ wba©viYc~eK
© Dnvi g~j¨ cwi‡kva Kwi‡Z nB‡e|
beg Aa¨vq- cvi¯•wiK AvBbMZ mnvqZv
38| cvi¯•wiK AvBbMZ mnvqZv|-- (1) hLb †Kvb mš¿vmxKvh© GBiƒ‡c msNwUZ nq ev Dnvi msNU‡b GBiƒ‡c mnvqZv,
†Póv, lohš¿ ev A_©vqb Kiv nq hvnv‡Z †Kvb we‡`kx iv‡óªi f‚LÛ mswkÐó _v‡K, A_ev †Kvb mš¿vmxKvh© ev Dnvi msNU‡b
mnvqZv, †Póv, lohš¿ ev A_©vqb †Kvb we‡`kx mve©‡fŠg iv‡óªi f‚LÛ nB‡Z evsjv‡`‡ki Af¨š@‡i A_ev evsjv‡`‡ki Af¨š@i
nB‡Z Ab¨ †Kvb mve©‡fŠg iv‡óªi f‚L‡Û msNwUZ nBqv _v‡K, Zvnv nB‡j D³ we‡`kx ivóª Aby‡iva Kwi‡j evsjv‡`k miKvi,
mš‘ó nB‡j, GB avivi cieZ©x weavbvejx mv‡c‡¶, ‡dŠR`vix Z`š@, wePviKvh© ev ewntmgc©b m¤•wK©Z mKj cÖ‡qvRbxq
wel‡q D³ we‡`kx ivóª‡K AvBbMZ mnvqZv cÖ`vb Kwi‡e|
(2) Aby‡ivaKvix ivóª Ges Aby‡ivacÖvß iv‡óªi g‡a¨ cvi¯•wiK gZ wewbg‡qi gva¨‡g m¤•vw`Z AvbyôvwbK Pzw³ wKsev cÎ
wewbg‡qi wfwË‡Z AvBbMZ mn‡hvwMZvi kZ©vw` wba©viY Kiv nB‡e|
(3) GB AvB‡bi Aaxb †Kvb Aciv‡ai Awf‡hv‡M wePv‡ii Rb¨ evsjv‡`‡ki †Kvb bvMwiK‡K GB avivi Aax‡b †Kvb we‡`kx
iv‡óªi wbKU mgc©b Kiv hvB‡e bv|
(4) GB avivi Aaxb cvi¯•wiK AvBbMZ mnvqZvi D‡Ï‡k¨ evsjv‡`‡ki †Kvb bvMwiK‡K, Zvnvi m¤§wZ mv‡c‡¶, mswkÐó
†dŠR`vix gvgjv ev Z`š@ Kv‡h© mv¶x wn‡m‡e mnvqZv cÖ`vb Kwievi Rb¨ †Kvb we‡`‡kx iv‡óªi wbKU mgc©b Kiv hvB‡e|
(5) hw` miKv‡ii wbKU wek¦vm Kwievi gZ h‡_ó KviY _v‡K †h, †Kvb e¨w³‡K †Kvb gvgjvq ïaygvÎ Zvnvi †MvÎ, ag©,
RvZxqZv ev ivR‰bwZK gZv`‡k©i Kvi‡Y wePvi Kwievi ev kvw¯@ cÖ`v‡bi j‡¶¨ GB avivi Aaxb AvBbMZ mnvqZvi Rb¨
Aby‡iva Kiv nBqv‡Q, Zvnv nB‡j Aby‡iva cÖvß ivóª wn‡m‡e evsjv‡`k Abyiƒc †Kvb wbw`©ó gvgjvi †¶‡Î ewnt mgc©b ev
cvi¯•wiK AvBbMZ mnvqZvi Aby‡iva cÖZ¨vLvb Kwi‡Z cvwi‡e|
`kg Aa¨vq
mvaviY weavbejx
39| Aciv‡ai Avgj‡hvM¨Zv I Rvwgb A‡hvM¨Zv| -- (1) GB AvB‡bi Aaxb mKj Aciva Avgj‡hvM¨ (cognizable) nB‡e|
(2) GB AvB‡bi Aaxb mKj Aciva Rvwgb A‡hvM¨ (Non-bailable) nB‡e|
40| Z`š@ I wePvi wel‡q c~ev© by‡gv`‡bi Acwinvh©Zv|-- (1) †Rjv g¨vRw‡÷ª‡Ui c~e©vby‡gv`b e¨wZ‡i‡K †Kvb cywjk Kg©KZ©v GB
AvB‡bi Aaxb †Kvb Aciv‡ai Z`š@ Kwi‡Z cvwi‡eb bv|
(2) miKv‡ii c~e©vby‡gv`b (sanction) e¨wZ‡i‡K †Kvb Av`vjZ GB AvB‡bi Aaxb †Kvb Aciva wePviv_© Avg‡j MÖnY
(cognizance) Kwi‡e bv|
41| we‡kl UªvBey¨bvj Ges we‡kl UªvBey¨bvj nB‡Z gvgjv ¯’vbvš@i|-- miKvi, mv¶¨ mgvwßi c~‡e© wePv‡ii †h †Kvb ch©v‡q,
hyw³m½Z Kvi‡Y, GB AvB‡bi Aaxb †Kvb Aciva msµvš@ gvgjv ev gvgjvmg~n †Kvb `vqiv Av`vjZ nB‡Z †Kvb we‡kl
UªvBey¨bv‡j ev †Kvb we‡kl UªvBey¨bvj nB‡Z †Kvb `vqiv Av`vj‡Z ¯’vbvš@i Kwi‡Z cvwi‡e|
42| Zdwmj ms‡kva‡bi ¶gZv|-- miKvi , miKvix †M‡R‡U cÖÁvwcZ Av‡`k Øviv, GB AvB‡bi Zdwmj ms‡kvab Kwi‡Z
cvwi‡e|
43| wewa cÖYq‡bi ¶gZv|-- miKvi, miKvix †M‡R‡U cÖÁvcb ×viv, GB AvB‡bi D‡Ï‡k¨ c~iYK‡í, wewa cÖYqb Kwi‡Z cvwi‡e|
44| g~j cvV Ges Bs‡iRx cvV|-- GB AvB‡bi g~j cvV evsjv‡Z nB‡e Ges Bs‡iRx‡Z Ab~w`Z Dnvi GKwU wbf©i‡hvM¨ cvV
_vwK‡e t
Z‡e kZ© _v‡K †h, evsjv I Bs‡iRx cv‡Vi g‡a¨ we‡iv‡ai †¶‡Î evsjv cvV cÖvavb¨ cvB‡e|
45| iwnZKiY I †ndvRZ|Ñ (1) mš¿vm we‡ivax Aa¨v‡`k, 2008 (2008 m‡bi 28 bs Aa¨v‡`k) GZØviv iwnZ Kiv nBj|
(2) D³iƒc iwnZKiY m‡Ë¡I, iwnZ Aa¨v‡`‡ki Aaxb K…Z KvRKg© ev M„nxZ eë¯’v GB AvB‡bi Aaxb K…Z ev M„nxZ nBqv‡Q
ewjqv MY¨ nB‡e|
Zdwmj
(aviv-18 `ªóe¨)
1 2 3 4 5
µwgK bs msMV‡bi bvg msMV‡bi wVKvbv wbwl×Ki‡Yi ZvwiL gš@e¨
AvkdvK nvwg`
mwPe|
45
cwi‡”Q` 03
gvwbjÛvwis cÖwZ‡iva Kvh©µg
Aby‡”Q`-3.01 t evsjv‡`k K…wl e¨vs†K gvwbjÛvwis cÖwZ‡iva Kg©mP– x cwicvjb I ev¯@evqb
evsjv‡`k K…wl e¨vs‡K gvwbjÛvwis cÖwZ‡iva eë¯’v Kvh©Kifv‡e M‡o †Zvjvi Kvh©c×wZ (Procedures), Kg©mP– x
mg–n, Kjv‡KŠkj Ges Af¨š@ixY wbqš¿Y wbæiƒcfv‡e ev¯@evqb, Kvh©Ki I cwicvjb wbwðZ Ki‡Z n‡e t-
(K) gvwbjÛvwis Gi NUbv mvavibZt e¨vswKs/Avw_©K cÖwZôv‡bi gva¨‡g msNwUZ nq| e¨vs‡Ki †Kvb kvLvi gva¨‡g hv‡Z
gvwbjÛvwis Gi †Kvb Kvh©µg msNwUZ bv nq Zvi me©vÍK cÖ‡Póv MÖnY KivB n‡jv GB AvB‡bi ev¯@evqb I
cwicvjb| gvwbjÛvwis cÖwZ‡ivaK‡í evsjv‡`k e¨vs‡Ki wb‡`©kbv †gvZv‡eK evsjv‡`k K…wl e¨vsK Gi mKj kvLv
ch©v‡q A¯^vfvweK I m‡›`nRbK †jb‡`b D`NvU‡b kvLvi mswkÐó cwicvjb Kg©KZ©vmn Ab¨vb¨ Kg©KZ©v/Kg©Pvixiv
m`vme©`v m‡PZb I mZK© _vK‡eb| gyL¨ AvÂwjK/AvÂwjK eë¯’vcK, AvÂwjK wbix¶v Kg©KZ©v I kvLv
eë¯’vcKMb G welqwU h_vh_ cwicvjb wbwðZ Ki‡eb|
(L) mvavibZt wØZxq Kg©KZ©v‡K kvLv gvwbjÛvwis cÖwZ‡iva cwicvjb Kg©KZ©v (BAMLCO) wn‡m‡e `vwqZ¡ cvjb
Ki‡Z nq| Z‡e e¨¯@Zg kvLvq wØZxq Kg©KZ©v ˆ`bw›`b KvRmn Ab¨vb¨ Ri“ix I ¸i“Z¡c–Y© Kv‡R wb‡qvwRZ _vKvi
Kvi‡b BAMLCO Gi `vwqZ¡ h_vh_fv‡e cvjb Kiv m¤¢e bv n‡j †m †¶‡Î kvLvi wØZxq Kg©KZ©v e¨ZxZ Ab¨
†Kvb ‡R¨ôZg, `¶ Ges GGgGj wel‡q cÖwk¶YcÖvß Kg©KZ©v‡K kvLv eë¯’vcK wbR `vwq‡Z¡ Awdm AW©v‡ii
gva¨‡g kvLv gvwbjÛvwis cÖwZ‡iva cwicvjb Kg©KZ©v (BAMLCO) g‡bvbqbc–e©K gvwbjÛvwis cÖwZ‡iva welqK
Kvh©µg cwiPvjbvi eë¯’v MÖnY Ki‡Z cvi‡eb| BAMLCOmn e¨vs‡Ki mKj Kg©KZ©v/Kg©PvixMb gvwbjÛvwis
cÖwZ‡iva AvBb, mvK©yjvi, MvB‡WÝ †bvUm, evsjv‡`k e¨vsK I cÖavb Kvh©vj‡qi †K›`ªxq cwicvjb BDwbU (CCU)
Gi wb‡`©kbv Ges GZ`&msµvš@ nvjbvMv` Z_¨ m¤•‡K© wbR `vwq‡Z¡ AewnZ nIqvi Rb¨ m‡Pó _vK‡eb|
(M) kvLv ‰ÎgvwmK wfwË‡Z Self Assessment cÖwZ‡e`b cÖ¯‘Z Ki‡e| cÖwZ‡e`b ˆZixi mgq kvLvi mKj
Kg©KZ©v‡ì mgš^‡q mfv K‡i gvwbjÛvwis I mš¿v‡m A_©vqb cÖwZ‡iva msµvš@ wel†q we`¨gvb AvBb, evsjv‡`k
e¨vs‡Ki I †K›`ªxq cwicvjb BDwb‡Ui (CCU) wb‡`©kbv wel‡q Av‡jvPbvi gva¨‡g Kg©KZ©v/Kg©Pvix‡ì Ávb I
m‡PZbZv e„w×i D‡`¨vM MÖnY Ki‡e| G Qvov cÖ‡hvR¨ †¶‡Î kvLv KZ©„K cÖ¯‘ZK…Z Self Assessment
cÖwZ‡e`‡bi Dci Av‡jvPbv K‡i `–e©jZv/Î“wU/mgm¨v wPwýZ KiZt Dnv wbqwgZKi‡Yi (Regularise) Dcvq I
mycvwik wba©viY Ges mfvi wm×vš@/Kvh©weeiYx wjwce× K‡i bw_‡Z msi¶Y Ki‡eb| G wel‡q Av‡qvwRZ cieZ©x
mfv¸‡jv‡Z c–e©eZ©x mfvq Av‡jvwPZ welq I Kg©KZ©v/Kg©Pvix‡ì Dci Awc©Z `vwqZ¡ Ges AMÖMwZ ch©v‡jvPbv
Ki‡eb| cÖwZwU ˆÎgvwmKKvj m¤•bœ nIqvi cieZ©x gv‡mi 20 Zvwi‡Li g‡a¨ kvLvi g–j¨vqb cÖwZ‡e`b (G wel‡q
kvLv KZ©„K M„nxZ D‡`¨vM/mycvwik hw` _v‡K Zv mn) mswkÐó gyL¨ AvÂwjK/AvÂwjK Kvh©vj‡qi gva¨‡g cÖwZ‡e`†bi
GK Kwc †K›`ªxq cwicvjb BDwb‡U (CCU) Ges GK Kwc mivmwi mswkÐó AvÂwjK wbix¶v Kvh©vj‡q †cÖiY
Ki‡eb|
(N) gvwbjÛvwis cÖwZ‡ivaK‡í e¨vs‡Ki mKj kvLvq bZzb wnmve †Lvjvi e¨vcv‡i c–Y© mZK©Zv Aej¤^b Ki‡e Ges wnmve
†Lvjvi †¶‡Î evsjv‡`k e¨vs‡Ki wb‡`©kbvbyhvqx mKj Zdwmwj e¨vs‡Ki Rb¨ cÖYxZ Awfbœ wnmve †Lvjvi dig
eënvi Ki‡Z n‡e| wnmve †Lvjvi cÖwµqv m¤•bœKv‡j †KIqvBwm msµvš@ mwVK c–Y©vsM Z_¨vw` Ges wnmv‡ei m¤¢ve¨
†jb‡`‡bi AbywgZ gvÎv (Transaction Profile) msMÖn K‡i hvPvB I bw_f‚³KiYmn SuywK we‡kÐl‡Yi gva¨‡g
MÖvn‡Ki †kÖbxKiY wbwðZ Ki‡eb| MÖvnK wbe©vP‡bi †¶‡Î e¨vs‡Ki Abym„Z bxwZgvjv (Aby‡PQ` 5.01 n‡Z 5.02)
h_vh_fv‡e AbymiY I cwicvjb Ki‡eb|
(O) 30-04-2002 Zvwi‡Li c–‡e© †Lvjv †h mKj AvgvbZ wnmvemg–‡ni KYC Procedures 30-03-2010 Zvwi‡Li
g†a¨ m¤•bœ Kiv hvqwb ‡m mKj wnmvemg–‡ni †¶‡Î evsjv‡`k e¨vs‡Ki GGgGj mvK©yjvi bs 23 ZvwiL
23-02-2012 Gi wb‡æv³ wb‡`©kbv cwicvjb wbwðZ Ki‡eb|
ÔÔ30-03-2010 Zvwi‡Li g†a¨ †h mKj wnmv‡ei KYC Procedures m¤•b Kiv hvqwb †m mKj wnmvemg–n myß
wnmv‡e we‡ePbv Ki‡Z n‡e| myß wnmve n‡Z MÖvnK †Kvb A_© D‡Ëvjb Ki‡Z cvi‡eb bv, Z‡e Rgv`vb Ki‡Z
cvi‡eb| MÖn‡Ki Av‡e`‡bi †cÖw¶‡Z KYC Procedures m¤•bœ K‡i wbqwgZ K‡i eë¯’vc‡Ki Aby‡gv`b
¯^v‡c‡¶ MÖvnK ¯^vfvweK wbq‡g D³ wnmv‡e †jb‡`b Ki‡Z cvi‡ebÕÕ| G cÖwµqvq ch©vqµg 30-04-2002
Zvwi‡Li c–‡e© †Lvjv mKj AvgvbZ wnmvemg–‡ni KYC Procedures m¤•bœ Ki‡Z n‡e|
(P) wnmveavix e¨ZxZ Ab¨ Kv‡iv Aby‡iv‡a A_© †cÖiY A_©vr fvmgvb/Pjš@ MÖvnK‡ì (Walk in/one off
Customer) †¶‡Î (DD,TT,MT BZ¨vw`) Aby‡ivaKvix I cÖvc‡Ki c–Y© bvg, wVKvbv, †dvb b¤î, A‡_©i Drm
BZ¨vw` m¤^wjZ KYC / Z_¨vw` msi¶Y Ki‡eb|
46
(Q) Politically Exposed Person's(PEP's) Gi wnmve †Lvjvt
PEP's Gi wnmve †Lvjv I cwiPvjbv wel‡q cwi‡”Q` 5.02 Gi µwgK 5 G D‡jÐwLZ G msµvš@ wbqgvejx h_vh_
cwicvjb KiZt D”P SuywK (High Risk) m¤•bœ wnmve we‡ePbv K‡i wbqwgZ gwbUwis Ki‡eb|
(R) MÖvn‡Ki wVKvbv, eëmvi cÖK…wZ, eëmvi ¯’vb BZ¨vw` cwieZ©b Gi †cÖw¶‡Z AbymÜvbc–e©K hvwPZ Z‡_ï Av‡jv‡K
MÖn‡Ki KYC Ges wnmve †Lvjvi ci MÖn‡Ki Av‡qi Drm e„w×i †cÖw¶‡Z ‡jb‡`‡bi cwigvb †NvwlZ TP wbqwgZ
ev evi evi AwZµvš@ n‡j AbymÜv†bi wfwË‡Z ev¯@eZv/†hŠw³KZvi Av‡jv‡K c–btg–j¨vqbc–e©K TP ms‡kvab
(upgrade) K‡i bw_‡Z msi¶Y Ki‡eb|
(S) MÖvn‡Ki †jb‡`b ch©‡e¶Y/gwbUwis Gi myweav‡_© kvLv mswkÐó †jRvi dwjI‡Z jvj Kvwj w`‡q MÖvnK KZ©K
„ †NvwlZ
TP Gi AsK I †jb‡`‡bi msL¨v wj†L ivL‡e hv‡Z †jb‡`‡bi Ae¯’v †NvwlZ TP Gi mv‡_ msMwZnxb wKbv
Zvr¶wbKfv‡e Rvbv m¤¢e nq| A‡Uv‡gkb AvIZvq cwiPvjbvaxb kvLvmg–n mdUIqv‡i TP Indicator Gi
mwVK/h_vh_ eënvi wbwðZ Ki‡eb|
(T) kvLv evsjv‡`k e¨vs‡Ki wb‡`©kbv Abyhvqx c–Y©vsM I mwVK Z_¨ m¤^wjZ CTR cÖwZ‡e`b mswkÐó gyL¨ AvÂwjK/
AvÂwjK Kvh©vj‡qi gva¨‡g wba©vwiZ mg‡qi g‡a¨ †K›`ªxq cwicvjb BDwb‡U †cÖiY wbwðZ Ki‡eb|
(U) A¯^vfvweK I m‡›`nRbK †jb‡`b mbv³KiYt
(1) ˆ`bw›`b †jb‡`b Kvh©µ‡g mKj Kg©KZ©v/Kg©Pvix A¯^vfvweK/m‡›`nRbK †jb‡`b mbv³Ki‡Y m‡PZb I mZK©
_vK‡eb Ges gvwbjÛvwis AvBb 2012 †gvZv‡eK gvwbjÛvwis Gi mv‡_ mswkÐó _vK‡Z cv‡i Giƒc A¯^vfvweK/
m‡›`nRbK †jb‡`b mbv³ nevi ms‡M ms‡M kvLvi g‡bvbxZ cwicvjb Kg©KZ©v (BAMLCO) ¯^-D‡`¨v‡M wjwLZ
wi‡cvU© Ki‡eb|
(2) cÖwZwU wnmve †Lvjvi †¶†Î MÖvn‡Ki mwVK I c–Y©vsM cwiwPwZ mZK©Zvi mv‡_ MÖnY Ki‡eb| A¯^vfvweK/
m‡›`nRbK †jb‡`b mbv³KiY I cwiex¶Y Kivi D‡Ï‡k¨ MÖvn‡Ki wnmv‡ei m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv
(Transaction Profile) m¤•‡K© MÖvn‡Ki †Nvlbv MÖnY I msi¶Y Ki‡Z n‡e| KYC Profile G wba©vwiZ
Z‡_ï wfwË‡Z SuywK wbiƒc‡bi gva¨‡g MÖvn‡Ki †kÖbxKiY wbwðZ KiZt D”P SuywKm¤•bœ wnmv‡ei Rb¨ Avjv`v
†iwRóv‡i msi¶Yc–e©K wbweo ch©‡e¶b eë¯’v wbwðZ Ki‡eb|
(3) ivR‰bwZK e¨w³Z¡, `vZe¨ cÖwZôvb, AjvfRbK cÖwZôvb, †emiKvix cÖwZôvb (NGO) Gi wnmvemg–n AwaK
SuywKc–Y© we‡ePbvq mZK©Zvi mv‡_ ch©‡e¶Y Ki†e|
(4) MÖnK KZ…©K †NvwlZ TP Abyhvqx †jRv‡ii mswkÐó dwjIi Dcwifv‡M jvj Kvwj w`‡q m¤¢ve¨ gvwmK †jb‡`‡bi
(Rgv I D‡Ëvj‡bi) msL¨v I cÖwZwU †jb‡`‡bi m‡e©v”P †jb‡`‡bi AsK wj‡L ivL‡Z n‡e, hv‡Z †jb‡`‡bi Ae¯’v
†NvwlZ TP Gi mv‡_ msMwZnxb wKbv Zvr¶wbKfv‡e wPwýZ Kiv m¤¢e nq|
(5) †jb‡`b †cvwós Gi mgq ‡jb‡`bmg–n MÖvn‡Ki †NvwlZ TP Gi mv‡_ msMwZc–Y© wKbv wgwj‡q ‡`L‡eb|
(6) †jb‡`‡bi cwigvb MÖvn‡Ki †NvwlZ TP AwZµg Ki‡j A_©vr A¯^vfvweK g‡b n‡j mswkÐó MÖvn‡Ki mv‡_
†hvMv‡hvM K‡i Avw_©K Dr‡mi welq AbymÜv‡bi ci ev¯@eZv I ‡hŠw³KZvi wfwË‡Z TP ms‡kvab (Avc‡MÖW) K‡i
bw_‡Z msi¶Y Ki‡eb|
(7) TP Gi mv‡_ msMwZnxb †jb‡`b wel‡q MÖvn‡Ki mv‡_ †hvMv‡hvM I AbymÜv‡bi ci m‡š@vlRbK e¨vL¨v cvIqv
bv †M‡j Ges AbymÜv‡b †jb‡`b MÖvn‡Ki ÁvZ I AvBbwm× Avq †_‡K AwR©Z e‡j cÖZxqgvb bv n‡j †m †¶‡Î
mvavibfv‡e Bnv A¯^vfvweK/m‡›`nRbK †jb‡`b wn‡m‡e we‡ewPZ n‡e|
(8) Giƒc †¶‡Î mgq †¶cb bv K‡i Awej‡¤^ MÖvn‡Ki e³e¨mn m›`nRbK †jb‡`b wPwýZ Kivi KviY
D‡jÐLc–e©K Aby‡”Q`-10.05(c„óv-79)G wb‡`©wkZ STR dig h_vh_fv‡e c–iY K‡i h_vwbq‡g mivmwi cÖavb
Kvh©vj‡qi †K›`ªxq cwicvjb BDwbU (CCU) G wi‡cvU© Ki‡eb|
(9) A¯^vfvweK/m‡›`nRbK †jb‡`b wi‡cvU© nIqvi wel‡q †Kvb Kg©KZ©v/Kg©Pvix †Kvb ch©v‡qB MÖvnK ev Ab¨ †Kvb
e¨w³i wbKU †Kvb Z_¨ duvm Ki‡eb bv, hv‡Z Z`š@ Kvh©µg e¨nZ ev weiƒcfv‡e cÖfvweZ n‡Z cv‡i|
47
(10) Structuring mbv³KiY t - wi‡cvwU©s Gov‡bvi D‡Ï‡k¨ A_©vr Cash Transaction Reporting (CTR)
‡_‡K †invB cvIqvi/jyKv‡bvi Rb¨ MÖvnK KZ©„K CTR mxgvi bx‡P c–bt c–bt B”QvK…Z †jb‡`b m¤•v`b K‡i
_v‡K| BnvB Structuring | Structuring GK ai‡bi gvwbjÛvwis Aciva| Structuring mbv³ Kivi j‡¶¨
mßv‡n msNwUZ 50,000(cÂvk nvRvi) UvKv I Z`ya© mKj †jb‡`b mßv‡ni †kl w`b BAMLCO kvLvi mswkÐó
Kg©KZ©v/Kg©Pvixi mn‡hvMxZvq cix¶v K‡i cÖvß djvdj kvLv eë¯’vcK I BAMLCO Gi †hŠ_ ¯^v¶‡i GKwU
†iwRóv‡i wjwce× K‡i msi¶Y Ki‡eb| Structuring Gi NUbv cwijw¶Z n‡j mv‡_ mv‡_ hvwPZ Z‡_ï wfwË‡Z
STR wn‡m‡e wi‡cvU© Ki‡e|
(11) A¯^vfvweK/m‡›`nRbK †Kvb †jb‡`b bv _vK‡jI Zv mswkÐó gyL¨ AvÂwjK/AvÂwjK Kvh©vj‡qi gva¨‡g cÖavb
Kvh©vj‡qi gvwbjÛvwis cÖwZ‡iva †mj †K AewnZ Ki‡eb|
(12) kvLv m‡›`nRbK/A¯^vfvweK †jb‡`b msµvš@ NUbvi cÖwZ‡e`b wba©vwiZ Q‡K (Aby‡”Q`-10.03, weeibx-03)
ˆÎgvwmK wfwË‡Z mswkÐó gyL¨ AvÂwjK/ AvÂwjK Kvh©vj‡qi gva¨‡g †K›`ªxq cwicvjb BDwb†U †cÖiY Ki‡e| G
wel‡q †Kvb Z_¨ bv _vK‡jI GKwU ïb¨ cÖwZ‡e`b †cÖiY Ki‡Z n‡e|
(V) BAMLCO mn mK‡ji Dci Awc©Z `vwqZ¡ h_vh_fv‡e cwicvwjZ n‡”Q wKbv Zv Z`viwKi myweav‡_© AvÂwjK
ch©v‡q gyL¨ AvÂwjK/AvÂwjK eë¯’vcK, AvÂwjK wbix¶v Kg©KZ©v Ges gyL¨ AvÂwjK/AvÂwjK Kvh©vj‡qi mswkÐó
Kg©KZ©v mgš^‡q cÖavb Kvh©vjq n‡Z 3 m`m¨ wewkó GKwU cwiex¶Y KwgwU MVY Kiv n‡q‡Q| D³ cwiex¶Y KwgwU
ˆÎgvwmK wfwË‡Z AÂ‡ji b¨bZg 3wU kvLv cwi`k©bce©K cwi‡”Q`-14 Gi QK-ÔKÕ †Z cÖwZ‡e`b †K›`ªxq cwicvjb
BDwb‡U †cÖiY Ki‡e|
(W) e¨vswKs eë¯’vcbv hv‡Z gvwbjÛvwis Gi D‡Ï‡k¨ eëüZ n‡Z bv cv‡i †m Rb¨ Corresponding Banking
m¤•K© ¯’vc‡bi †¶‡Î AwZwi³ mZK©Zv Aej¤^b Ges GZ`&msµvš@ GGgGj mvK©yjvi bs-7 ZvwiL 14 AvMó/2005
I GGgGj mvK©yjvi bs-24 ZvwiL- 03 gvP©/2010 Gi mKj wb‡`©kbv Avš@R©vwZK wefvM (evwbR¨ I †iwg‡UÝ),
G/wW kvLvmg–n KZ…©K h_vh_fv‡e cwicvjb/ev¯@evqb wbwðZ Ki‡e|
(X) kvLvmg–n ‰ÎgvwmK wfwË‡Z Aby‡”Q`-10.02 I Aby‡”Q`-10.03 (c„óv-78 weeiYx-02 I weeiYx-03) h_vµ‡g
e¨vs‡Ki Awbevmx UvKv wnmv‡e A‰ea ûwÛ Kvh©µ‡gi D`&NvwUZ NUbv I e¨vs‡K †Kvb wnmv‡e A¯^vfvweK/m‡›`nRbK
†jb‡`b D`&NvwUZ NUbv msµvš@ G 2wU weeiYx gyL¨ AvÂwjK/AvÂwjK Kvh©vj‡qi gva¨‡g †K›`ªxq cwicvjb
BDwbU, kvLv wbqš¿Y I eëmv Dbœqb wefv‡M †cÖiY Ki‡eb|
(Y) e¨vs‡Ki mKj wbe©vnxMY Zvu‡ì kvLv/AvÂwjK Kvh©vjq cwi`k©bKvjxb mg‡q gvwbjÛvwis cÖwZ‡iva Kvh©µg m¤§‡Ü
†LuvR-Lei wb‡eb Ges cÖ‡qvRbxq civgk© I w`K wb‡`©kbv cÖ`vb Ki‡eb hv kvLv Zvr¶wYK †iKW©f‚³ Ki‡e|
(Z) AvÂwjK ch©v‡q kvLv eë¯’vcK gvVKg©x‡ì m‡¤§jbmg–‡nI gvwbjÛvwis cÖwZ‡iva Kvh©µg cwicvjb wel‡q
Av‡jvPbv/G‡RÛv cÖeZ©b eë¯’v MÖnb Kiv †h‡Z cv‡i|
(_) gvwbjÛvwis cÖwZ‡iva AvBb, 2012 Gi 9 aviv g‡Z kvLvmg–‡n `yb©xwZ `gb Kwgkb AvBb,2004 Gi Aaxb MwVZ
`yb©xwZ `gb Kwgkb ; Ges Kwgk‡bi wbKU n‡Z Z`‡š@i D‡Ï‡k¨ ¶gZvcÖvß Kwgk‡bi †Kvb Kg©KZ©v ev `yb©xwZ `gb
Kwgkb n‡Z ¶gZvcÖvß Ab¨ †Kvb Zš@Kvix ms¯’vi Kg©KZ©v KZ©„K GGgGj msµvš@ NUbv Z`š@†hvM¨ n‡e|
Aby‡”Q`-3.02 Aciv‡ai Z`š@ I wePvit
(1) Ab¨ AvB‡b hv wKQyB _vKzK bv †Kb gvwbìvwis cÖwZ‡iva AvBb-2012 Gi Aaxb Acivamg~n `ybx©wZ `gb
Kwgkb AvBb, 2004 (2004 m‡bi 5 bs AvBb) Gi Aaxb Zdwmjfy³ Aciva M‡Y¨ `ybx©wZ `gb Kwgkb ev
Kwgkb n‡Z Z`y‡Ï‡k¨ ¶gZvcÖvß Kwgk‡bi †Kvb Kg©KZ©v ev `ybx©wZ `gb Kwgkb n‡Z ¶gZvcÖvß Ab¨ †Kvb
Z`š@Kvix ms¯’vi Kg©KZ©v KZ…©K Z`š@‡hvM¨ n‡e|
(2) GB AvB‡bi (gvwbìvwis cÖwZ‡iva AvBb-2012) Aaxb Acivamg~n Criminal Law (Amendment)
Act, 1958 (Act XL of 1958) Gi section 3 Gi Aaxb wbhy³ †¯•kvj RR KZ…©K wePvh© n‡e|
(3) Awfhy³ e¨w³i m¤•wË AbymÜvb I mbv³Ki‡Yi wbwgË `yb©xwZ `gb Kwgkb GB AvB‡bi cvkvcvwk `ybx© wZ
`gb Kwgkb AvBb, 2004 (2004 m‡bi 5 bs AvBb) G cÖ`Ë ¶gZvI cÖ‡qvM Ki‡Z cvi‡e Ges `ybx© wZ
`gb Kwgkb n‡Z ¶gZvcÖvß Ab¨ †Kvb Z`š@Kvix ms¯’vi Kg©KZ©v G (gvwbìvwis cÖwZ‡iva AvBb-2012)
AvB‡bi cvkvcvwk Ab¨ AvB‡b cÖ`Ë ¶gZvI cÖ‡qvM Ki‡Z cvi‡e|
48
Aby‡”Q`-3.03t
(K) gvwbjÛvwis Aciva I `Û t
(1) †Kvb e¨w³ gvwbjÛvwis Aciva Ki‡j ev gvwbjÛvwis Aciva msNU‡bi †Póv, mnvqZv ev lohš¿ Ki‡j
wZwb Ab~¨b 4(Pvi) ermi Ges AbwaK 12(evi) ermi ch©š@ Kviv`‡Û `wÛZ n‡eb Ges Gi AwZwi³
Aciv‡ai mv‡_ mswkÐó m¤•wËi wØ¸Y g–‡jï mgcwigvY ev 10 (`k) j¶ UvKv ch©š@, hv AwaK, A_©`†Û
`wÛZ n‡eb|
(2) Av`vjZ †Kvb A_©`Û ev `‡Ûi AwZwi³ wnmv‡e `wÛZ e¨w³i m¤•wË iv‡óªi AbyK~‡j ev‡Rqvß Kievi
Av‡`k cÖ`vb Ki‡Z cvi‡e, hv cÖZ¨¶ ev c‡iv¶fv‡e gvwbjÛvwis ev ‡Kvb m¤•„³ Aciv‡ai mv‡_ m¤•„³
ev mswkÐó|
[[
(3) G avivi Aaxb †Kvb mËv gvwbjÛvwis Aciva Ki‡j mswkÐó m¤•wËi g–‡jï Ab~¨b wØ¸Y A_ev 20 (wek)
j¶ UvKv, hv AwaK nq, Rwigvbv Kiv hv‡e Ges D³ cÖwZôv‡bi wbeÜb evwZj‡hvM¨ n‡e|
(4) m¤•„³ Aciv‡a Awfhy³ ev `wÛZ nIqv gvwbjÛvwis Gi Kvi‡Y Awfhy³ ev `Û cÖ`v‡bi c–e©kZ© n‡e bv|
(L) Z_¨ cÖKv‡ki `Û|
(1) †Kvb e¨w³ Amr D‡Ï‡k¨ Z`š@ m¤•wK©Z †Kvb Z_¨ ev cÖvmswMK Ab¨ †Kvb Z_¨ †Kvb e¨w³, ms¯’v ev
msev` gva¨‡g cÖKvk Ki‡eb bv|
(2) G AvB‡bi Aaxb ¶gZvcÖvß †Kvb e¨w³, cÖwZôvb ev G‡R›U KZ…©K PvKzixiZ ev wb‡qvMiZ _vKv Ae¯’vq
wKsev PvKzix ev wb‡qvMRwbZ Pzw³ Aemvq‡bi ci ZrKZ…©K msM„nxZ, cÖvß, AvnwiZ, ÁvZ †Kvb Z_¨ G
AvB‡bi D‡Ïk¨ c~iY e¨ZxZ Ab¨ †Kvb D‡Ï‡k¨ eënvi ev cÖKvk Kiv n‡Z weiZ _vK‡eb|
(3) †Kvb e¨w³ Dc-aviv (1) I (2) Gi weavb jsNb Ki‡j wZwb AbwaK 2 (`yB) ermi ch©š@ Kviv`Û ev
Ab~aŸ© 50(cÂvk) nvRvi UvKv ch©š@ A_`©Û ev Dfq `†Û `wÛZ n‡eb|
(M) Z`‡š@ evav ev Amn‡hvwMZv, cÖwZ‡e`b †cÖi‡Y e¨_©Zv ev Z_¨ mieiv‡n evav †Ìqvi `Ût
--(1) †Kvb e¨w³ GB AvB‡bi Aaxb--
(K) †Kvb Z`š@ Kvh©µ‡g Z`š@Kvix Kg©KZ©v‡K evav cÖ`vb Ki‡j ev mn‡hvwMZv cÖ`v‡b A¯^xK…wZ Ávcb Ki‡j;
ev
(L) hyw³msMZ KviY e¨wZ‡i‡K hvwPZ †Kvb cÖwZ‡e`b †cÖi‡Y ev Z_¨ mieiv‡n A¯^xK…wZ Ávcb Ki‡j;
--wZwb G AvB‡bi Aaxb Aciva K‡i‡Qb e‡j MY¨ n‡eb|
(2) †Kvb e¨w³ Dc-aviv (1) Gi Aaxb Aciv‡a †`vlx mve¨¯@ n‡j wZwb AbwaK 1 (GK) ermi ch©š@ Kviv`Û
ev Ab~aŸ© 25 (cuwPk) nvRvi UvKv ch©š@ A_©`Û ev Dfq `†Û `wÛZ n‡eb|
(N) wg_¨v Z_¨ cÖ`v‡bi `Ût|
(1) †Kvb e¨w³ ÁvZmv‡i A‡_©i Drm ev wbR cwiwPwZ ev wnmve avi‡Ki cwiwPwZ m¤•‡K© ev †Kvb wnmv‡ei
myweav‡fvMx ev bwgbx m¤•‡K© †Kvbiƒc wg_¨v Z_¨ cÖ`vb Ki‡eb bv|
(2) †Kvb e¨w³ Dc-aviv (1) Gi weavb jsNb Ki‡j wZwb AbwaK 3 (wZb) ermi ch©š@ Kviv`Û ev Ab~aŸ©
50(cÂvk) nvRvi UvKv ch©š@ A_©`Û ev Dfq `‡Û `wÛZ n‡eb|
Aby‡”Q`-3.04 cÖwk¶Yt
(1) e¨vs‡Ki Kv‡Ri mv‡_ m¤•„³ gvwbjÛvwis I mš¿v‡m A_©vqb SzuwK we‡ePbvq †K›`ªxq cwicvjb BDwbU (CCU)
KZ©„K e¨vs‡Ki mKj Kg©KZ©v/Kg©Pvix‡ì cÖwk¶‡bi gva¨‡g gvwbjÛvwis cÖwZ‡iva Kvh©µ‡gi wel‡q cÖwkw¶Z I
m‡PZb K‡i †Zvjvi eë¯’v MÖnY Ki‡e| kvLv/AvÂwjK/gyL¨ AvÂwjK Kvh©vjqmg–n evsjv‡`k e¨vs‡Ki wb‡`©kbv
Ges †K›`ªxq cwicvjb BDwb‡Ui eë¯’vcbv I ZË¡veav‡b Av‡qvwRZ GGgGj I mš¿v‡m A_©vqb cÖwZ‡iva welqK
cÖwk¶‡b AskMÖnY Ges cÖ‡qvRbxq mn‡hvMxZv cÖ`vb Ki‡eb| kvLvi mKj Kg©KZ©v Kg©Pvix‡ì gvwbjÛvwis
cÖwZ‡iva Ges Ab¨b¨ wel‡q M„nxZ cÖwk¶†Yi Z_¨ h_vh_fv‡e msi¶Y Ki‡eb|
(2) MÖvn‡Ki wnmve †Lvjvi mgq MÖvnK cwiwPwZ (KYC) I †jb‡`‡bi AbywgZ gvÎvmn wewfbœ wel‡q MÖvn‡Ki
wewfbœ cÖ‡kœi †hŠw³K Revemn gvwbjÛvwis I m›Îv‡m A_©vqb wel‡q m‡PZb Ki‡Z mgq mgq wjd‡jU weZiY Ges
cÖwZwU kvLvq `„k¨gvb ¯’v‡b †cvóvi/†evW© ¯’vc‡bi eë¯’v Ki‡eb|
49
Aby‡P&Q`-3.05t †iKW© msi¶Yt
(K) gvwbjÛvwis cÖwZ‡iva AvBb, 2012 G aviv 25(1)(L) G ewb©Z weavb Abyhvqx cÖ‡Z¨K e¨vsK I Avw_©K
cÖwZôvb‡K †Kvb MÖvn‡Ki cwiwPwZ hvPvB msµvš@ †iW©cÎ D³ MÖvn‡Ki wnmve eÜ nIqvi w`b n‡Z Ab–¨b 5(cuvP)
eQiKvj ch©š@ msi¶Y Ki‡Z n‡e| wnmveavix MÖvnK e¨ZxZ Ab¨ Kv‡iv Aby‡iv‡a A_© †cÖi‡Yi †¶‡ÎI mswkÐó
Z_¨vw` A_© †cÖi‡Yi ZvwiL n‡Z Ab–¨b cvuP eQiKvj msi¶Y Ki‡e|
(L) kvLv AML I CFT msµvš@ wb‡æv³ dvBj msi¶Y Ki‡e t
(1) AML & CFT mvK©yjvi, mvK©yjvi †jUvi,GZ`msµvš@ Ab¨vb¨ cÎvw` welqK (2) CTR I STR m¤•wK©Z
(3) †KIqvBwm I wUwc Avc‡MÖWKiY (4) Self Assessment I Independent Testing Procedures
msµvš@ (5) GGgGi msµvš@ wbix¶v AvcwË/wm‡÷g †PK welqK Ges (6) Legacy Account mg–‡ni
(30.04.2002 Zvwi‡Li c–‡e© †Lvjv) KYC Procedures m¤•bœKiY|
Aby‡”Q`- 3.06 wbix¶v msµvš@ t-
(K) c–e©eZ©x Af¨š@ixY I ewntwbix¶v cÖwZ‡e`‡b GGgGj †cÖvMvÖ‡gi AvIZvq †Kvb Awbqg I `–e©jZv D‡jÐL _vK‡j
Zv ms‡kvab/wbqwgZ K‡i Z_¨ msi¶Y Ges me©‡kl wbix¶v msµvš@ wi‡cvU© (System Check, Af¨š@ixY I
ewntwbix¶v) Gi Reve I Rev‡ei †cÖw¶‡Z ms‡kvabg–jK eë¯’v MÖn‡Yi Z_¨ kvLv h_vh_fv‡e msi¶Y Ki‡e|
cwi‡”Q`-04
gvwbjÛvwis Aciva cÖwZ‡iv‡a wi‡cvU© cÖ`vbKvix ms¯’vi `vq-`vwqZ¡ t
(1) gvwbjÛvwis cÖwZ‡iva AvBb, 2012 aviv 25 Abyhvqx gvwbjÛvwis Aciva cÖwZ‡iv‡a wi‡cvU© cÖ`vbKvix
ms¯’v wn‡m‡e evsjv‡`k K…wl e¨vs‡Ki wbæiƒc `vq-`vwqZ¡ i‡q‡Q, h_vt--
(K) MÖvn‡Ki wnmve cwiPvjbvKv‡j MÖvn‡Ki cwiwPwZi mwVK I c–Y©v½ Z_¨ msi¶Y Kiv;
(L) †Kvb MÖvn‡Ki wnmve eÜ n‡j eÜ nIqvi ZvwiL n‡Z Ab~¨b 5(cuvP) ermi ch©š@ D³ wnmv‡ei
†jb‡`b msµvš@ Z_¨ msi¶Y Kiv;
(M) `dv (K) I (L) Gi Aaxb msiw¶Z Z_¨vw` evsjv‡`k e¨vs‡Ki Pvwn`v †gvZv‡eK, mgq mgq,
mieivn Kiv;
N) G AvB‡bi aviv 2 (h) G msÁvwqZ †Kvb m‡›`nRbK †jb‡`b ev †jb‡`‡bi cÖ‡Póv cwijw¶Z n‡j
¯^-D‡`¨v‡M Awej‡¤^ evsjv‡`k e¨vs‡K Ôm‡›`nRbK †jb‡`b wi‡cvU©Õ Kiv|
2) †Kvb wi‡cvU© cÖ`vbKvix ms¯’v Dc-aviv (1) Gi weavb jsNb Ki‡j evsjv‡`k e¨vsK--
K) D³ ms¯’v‡K Ab~¨b 50 (cÂvk) nvRvi UvKv Ges m‡e©v”P 25 (cuwPk) j¶ UvKv ch©š@ Rwigvbv Ki‡Z
cvi‡e; Ges
ev G‡R‡›Ui eëmvwqK Kvh©µ‡gi AbygwZ ev jvB‡mÝ evwZj Ki‡Z cvi‡e ev †¶ÎgZ, wbeÜbKvix ev
jvB‡mÝ cÖ`vbKvix KZ…©c¶‡K D³ ms¯’vi wei“‡× h_vh_ eë¯’v MÖn‡Yi wbwg‡Ë welqwU AewnZ Ki‡e|
(3) Dc-aviv (2) Gi Aaxb Av‡ivwcZ Rwigvbvi A_© evsjv‡`k e¨vsK ZrKZ…©K wba©vwiZ c×wZ‡Z Av`vq
Ki‡e Ges Av`vqK…Z A_© ivóªxq †KvlvMv‡i Rgv Ki‡e|
cwi‡”Q`-5t
MÖnK cwiwPwZi bxwZ I c×wZ
MÖnK ciwPwZ m¤•wK©Z ch©vß Z_¨ †`qv n‡j Ges Zv eënvi Ki‡j gvwbjÛvwis cÖwZ‡iva †Rvi`viKi‡Y Bnv wfwË
wn‡m‡e KvR K‡i| hw` AmZ¨ (false) cwiwPwZ cÖ`vb K‡i †Kvb MÖvnK wnmve Ly‡j RvwjqvwZ (fraud) ev
gvwbjÛvwis Kvh©µg K‡i _v‡K, Z‡e Zv‡K AbymÜvb Kiv (trace) hvq bv| MÖvn‡Ki wg_¨v bvg, wVKvbv ev Rš§
ZvwiL eënv‡ii †¶‡Î AvBb cÖ‡qvMKvix ms¯’v KZ©„K Z`š@Kv‡j mv¶vZKv‡ii cÖ‡qvRb n‡j MÖvnK‡ì AbymÜvb
Kiv hvq bv| Kv‡RB gvwbjÛvwis I mš÷v‡m A_©vqb cÖwZ‡iva Ges Avw_©K LvZ‡K Gi SuywK gy³ ivLvi Rb¨ MÖvn‡Ki
cwiwPwZi mwVK I c–Y©v½ Z_¨ msMÖn Kiv Ges Zv hvPvB Kiv Avek¨K| MÖvnK‡K Rvbvi (KYC-Know Your
Customer) GB cÖwµqvq MÖvnK ej‡Z wb‡æv³ e¨w³/e¨w³eM©/ cÖwZôvb‡K eySv‡et
50
cwi‡”Q`-5
Aby‡”Q`-5.01 MÖvn‡Ki msÁv t
* e¨vs†Ki mv‡_ †Kvbiƒc wnmve msi¶Y K‡i ev e¨vswKs m¤•wK©Z eëmvwqK m¤•K© i‡q‡Q Ggb †h †Kvb e¨w³ ev
cÖwZôvb;
* cÖK…Z myweav‡fvMx Z…Zxq †Kvb e¨w³ ev cÖwZôvb hvi c‡¶ wnmve cwiPvwjZ n‡”Q (Beneficial Owner);
* we`¨gvb AvBbx KvVv‡gvi AvIZvq Uªv÷ I †ckv`vi ga¨¯’ZvKvix (†hgb, AvBbRxwe/cÖwZôvb, PvUvW© GKvD›U¨v›U
BZ¨vw`) KZ…©K cwiPvwjZ wnmv‡ei Uªvw÷, ga¨¯’ZvKvix ev †jb‡`‡bi cÖK…Z myweav‡fvMx;
* †Kvb e¨w³ ev cÖwZôvb KZ…©K GKK †jb‡`‡b msNwUZ AwaK gy‡jï wWgvÛ WªvdU, †c-AW©vi, ‡UwjMÖvwdK
UªvÝdvi Bmy¨ ev cÖwZôv‡bi mybvg Ges Ab¨vb¨ SuywK m„wó Ki‡Z cv‡i Ggb Avw_©K †jb‡`‡bi †¶‡Î mswkÐó e¨w³ ev
cÖwZôvb| G †¶‡Î mswkÐó e¨w³ ev cÖwZôv‡bi ¯^vfvweK †jb‡`b Gi Zzjbvq †Kvb †jb‡`b A¯^vfvweK cÖZxqgvb
n‡j Zv ÔAwaK gy‡jïÕ e‡j we‡ewPZ n‡e|
Aby‡”Q`-5.02 e¨vs‡Ki MÖvnK wbe©vP‡b AbymiYxq/Abym„Z bxwZgvjvt
µt wk‡ivbvg bxwZ c×wZ
bs
1 e¨w³K wnmv‡ei cÖvß eq¯‹, my¯’ gw¯@®‹ m¤•bœ Ges cÖPwjZ AvBb I wbq‡gi cvkvcvwk gvwbjÛvwis
cÖv_wgK †`Dwjqv bq Ggb †h †Kvb evsjv‡`kx cÖwZ‡iva AvBb, 2012, mš¿vm we‡ivax AvBb, 2009
†hvM¨Zv bvMwiK/bvMwiKMY wbR bv‡g ev Ges mš¿vm we‡ivax (ms‡kvabx) AvBb,2012, gvwb
†hŠ_bv‡g e¨vsK wnmve Lyj‡Z cvi‡eb I jÛvwis cÖwZ‡iva mvKzj©vi I mvKz©jvi †jUvimgy‡ni
†mev MÖnb Ki‡Z cvi‡eb| wb‡`©kbv Avewk¨Kfv‡e AbymiY Ki‡Z n‡e| Awfbœ
wnmve †Lvjvi dig, MÖvn‡Ki e¨w³msµvš@ Z_¨vejx,
†KIqvBwm †cÖvdvBj dig, wUwc MÖnY Ges A‡_©i
Drmmn SuywK wfwËK MÖvnK wefvRb wbwðZ Ki‡e|
MÖvnK cwiwPwZi ¯^c‡¶ (K) RvZxqZvmb`cÎ (L)
wUAvBGb b¤î/WªvBwfs jvB‡mÝ (hw` _v‡K) (M)
cvm‡cvU© I wb‡qvMKZ©v cÖ`Ë cwiwPwZcÎ A_ev
IqvW© Kwgkbvi/BDwbqb cwil` †Pqvig¨vb cÖ`Ë
cwiP‡qi cÖZ¨qbcÎ A_ev RvZxq cwiPqcÎ
‡h †Kvb GKwU (N) wnmveavixi Av‡jvKwPÎ A_©vr
d‡UvKwc (Avewk¨Kfv‡e) MÖnbxq| (O) h_vwbq‡g
bwgwb g‡bvbqb MÖnb I msi¶Y|
2 bvevjK bvevjK‡ì c‡¶ Zv‡ì AwffveK bvevjK I Awffv‡Ki Df‡qiB †KIqvBwm Ki‡Z
wnmve Lyj‡Z cvi‡eb| n‡e, Df‡qi ga¨Kvi m¤•K© I A‡_©i Drm †hŠw³K
ch©v‡q wbwðZ Ki‡Z n‡e Ges MÖvnK cwiwPwZi
¯^c‡¶ µwgK 1 G D‡jÐwLZ cÖvmswMK Z_¨vw` MÖnY
Ki‡Z n‡e|
3 wbi¶i e¨w³ ‡h †Kvb wbi¶i e¨w³ cÖPwjZ wbqg wbi¶i e¨w³i †KIqvBwm Ki‡Z n‡e| †KejgvÎ
AbymiY K‡i wnmve Lyj‡Z cvi‡e| AvgvbZKvixi e¨w³MZ Dcw¯’wZ‡Z wnmve n‡Z UvKv
D‡Ëvjb Kiv hv‡e| MÖnK cwiwPwZi ¯^c‡¶ µwgK 1
G D‡jÐwLZ cÖvmswMK Z_¨vw` MÖnY Ki‡Z n‡e|
4 MÖvn‡Ki Z_¨ ‡h mKj †¶‡Î MÖvn‡Ki cwiwPwZi ¯^c‡¶ -

hvPvB `wjjvw` msMÖn Kiv hv‡e bv ev Z‡_ï
mZ¨Zv hvPvB Kiv hv‡e bv, e¨vsK †m
mKj wnmve Lyj‡e bv Ges cwiPvjbv
Ki‡e bv|
51
5 PEP's Gi gvwbjÛvwis cÖwZ‡iva mvKz©jvi-14 - eëmvwqK m¤•K© ¯’vc‡bi c–‡e© e¨vs‡Ki Da©Zb Dchy©³
wnmve G ewY©Z PEP's Gi wnmve e¨vsK KZ…©c‡¶i Aby‡gv`b MÖnb Ki‡Z n‡e|
Lyj‡Z cvi‡e| (Individuals - wnmv‡e †jb‡`bK…Z A_© ev m¤•‡ì Drm Rvbvi
who are or have been h‡_vchy³ eë¯’v MÖnb Ki‡Z n‡e|
entrusted with prominent - mKj PEP's wnmve D”P SzuwK m¤•bœ we‡ePbvq AwaKZi
public function in a foreign mZK©Zvi mv‡_ †KIqvBwm Ki‡Z n‡e Ges †jb‡`b
country for example Head gwbUwis Ki‡Z n‡e| PEP's mbv³Ki‡Y mgm¨v n‡j cÖavb
of State or government Kvh©vj‡qi mnvqZv wb‡Z n‡e|
senior officials, senior - PEP's wnmve †Lvjv I cwiPvjbv mgq Foreign
government judicial or Exchange Regulation Act, 1949 Ges
military officials, senior Guidelines for Foreign Exchange Transaction
executive of state owned h_vh_fv‡e AbymiY Ki‡Z n‡e| eëmvwqK m¤•K© ¯’vc‡bi
corporation, important cieZ©x‡Z MÖvnK PEP's wn‡m‡e cwiMwYZ n‡j A_ev
political party officials ‡K wnmv‡ei cÖK…Z myweav‡fvMx ‡Kn PEP's n‡j D³ wnmv‡ei
PEP's wn‡m‡e we‡ePbv Ki‡Z †¶‡Î Dc‡iv³ wb‡`©kbv cÖ‡hvR¨ n‡e|
n‡e)
6 Awbevmx e¨vsK cÖPwjZ c×wZ AbymiY K‡i †KIqvBwm, wUwc, A‡_©i Drm Ges SzuwK wfwËK MÖvnK
evsjv‡`kx Awbevmx evsjv‡`kx Ges we‡`kx wefvRb wbwðZ Ki‡Z n‡e| MÖvnK cwiwPwZi ¯^c‡¶ µwgK
Ges we‡`kx bvMwiK e¨vsK wnmve Lyj‡Z 1 G D‡jÐwLZ cÖmswMK Z_¨vw` MÖnY Ki‡e| Foreign
bvMwiK cvi‡e| Exchange Regulation Act, 1947 Ges
Guidelines for Foreign Exchange Transaction
h_vh_fv‡e AbymiY Ki‡Z n‡e|
7 K‡imc‡Û›U e¨vsK ê‡`wkK evwYR¨ m¤•v`‡bi - K‡imc‡Û›U e¨vswKs m¤•K© ¯’vc‡bi †¶‡Î evsjv‡`k e¨vs‡Ki
e¨vswKs Rb¨ we‡`‡k Aew¯’Z e¨vs‡Ki mv‡_ gvwbjÛvwis cÖwZ‡iva mvKz©jvi-7, 19, 24 Gi wb‡`©kbv Ges
(Correspon K‡imc‡Û›U e¨vswKs m¤•K© ¯’vcb GdGwUGd (FATF) wiK‡g‡Ûkb bs 7 I 18 AbymiY Ki‡Z
dent Ki‡Z cvi‡e| K‡imc‡Û›U n‡e|
e¨vswKs ej‡Z GK e¨vsK - K‡imc‡Û›U e¨vswKs †mev cÖ`v‡bi c–‡e© GGgGj mvKz©jvi bs-
Banking)
24 ZvwiL 03-03-2010 Gi mshyw³ cwiwkó-1 (Aby‡”Q`-
(K‡imc‡Û›U) KZ…©K Ab¨ e¨vsK‡K
11.01) †gvZv‡eK Z_¨vw` (KYC) msMÖn c–e©K †imc‡Û›U
(†imc‡Û›U) †µwWU, wW‡cvwRU,
e¨vs‡Ki eëmvi cÖK…wZ m¤•‡K© wbwðZ n‡q Da©Zb eë¯’vcbvi
Kv‡jKkb, wK¬qvwis †c‡g›U ev Aby‡gv`b MÖnb Ki‡Z n‡e|
Abyiƒc Ab¨ †Kvb †mevi wel‡q - †imc‡Û›U e¨vsKwU mswkÐó KZ…©c¶ KZ…©K Kvh©Kifv‡e Z`viK
evsjv‡`k e¨vsK KZ…©K Aby‡gvw`Z Kiv nq g‡g© mš‘wó mv‡c‡¶ †KejgvÎ †Kvb we‡`kx e¨vs‡Ki
†mev cÖ`vb‡K eySv‡bv n‡e| mv‡_ K‡imc‡Û›U e¨vswKs m¤•K© ¯’vcb Kiv hv‡e|
- †h me †`k/AÂj gvwbjÛvwis cÖwZ‡iv‡a Avš@R©vwZK gvb
c–iY K‡iwb (†hgb-dvBb¨vwÝqvj G¨vKkb Uv¯‹‡dvm© Gi bb&
†Kv-Acv‡iwUs Kvw›UªR GÛ †UwiUwiR ZvwjKvf‚³ †`k/AÂj) †m
me †`‡ki e¨vs‡Ki mv‡_ K‡imc‡ÛU e¨vswKs eRvq ivLvi
e¨vcv‡i we‡kl mZK©Zv Aej¤^b Ki‡Z n‡e|
- G me e¨vsKi ‡ewbwdwkqvj Ibvikxc Ges gvwbjÛvwis
cÖwZ‡iv‡a Zv‡ì bxwZ I c×wZ m¤•‡K© we¯@vwiZ Z_¨ msMÖn
Ki‡Z n‡e|
- †h me ‡imc‡Û›U e¨vsK Zv‡ì MÖvnK‡ì‡K eëmv msµvš@
†jb‡`b mivmwi K‡imc‡Û›U GKvD‡›Ui gva¨‡g m¤•bœ Kivi
my‡hvM cÖ`vb K‡i _v‡K (Payable through account))
Zv‡ì e¨vcv‡i AwaKZi mZK© (EDD) Aej¤^b Ki‡Z n‡e|
- we`¨gvb me K‡imc‡ÛU e¨vswKs m¤•‡K©i †¶‡ÎI ewY©Z
wb‡`©kbv cÖ‡hvR¨ n‡e Ges G wb‡`©kbvi Av‡jv‡K we`¨gvb
K‡imc‡ÛU e¨vswKs m¤•K©mg–n cybtgyj¨vqb Ki‡Z n‡e|
52
8 c`©vbkxj gwnjv e¨vsK cÖPwjZ c×wZ AbymiY K‡i wnmve †Lvjvi mgq kvLv eë¯’vcK/`vwqZ¡ cÖvß
c`©vbkxj gwnjvi e¨vsK wnmve Lyj‡Z Kg©KZ©vi m¤§y‡L MÖvn‡Ki mkix‡i Dcw¯’wZ _vK‡Z
cvi‡e| n‡e Ges cwiwPwZ wbwðZ Ki‡Z n‡e| MÖnK
cwiwPwZi wel‡q µwgK bs-01 G ewb©Z c×wZ
AbymiYc–e©K cÖvmswMK Z_¨vw` MÖnY Ki‡Z n‡e|
9 `„wónxb e¨w³ ‡h †Kvb `„wónxb e¨w³ wb‡Ri cQ‡›ì MÖvnK Ges mnvqZvKvix Df‡qi †KIqvBwm m¤•bœ
Rb¨ e¨w³i mnvqZvq cÖPwjZ c×wZ Ki‡Z n‡e Ges A_© D‡Ëvj‡bi mgq Dfq‡K
AbymiY K‡i e¨vsK wnmve Lyj‡Z mkix‡i Dcw¯’Z _vK‡Z n‡e| MÖvnK cwiwPwZi
cvi‡e| wel‡q µwgK bs-01 G ewb©Z c×wZ AbymiYc–e©K
cÖvmswMK Z_¨vw` MÖnY Ki‡Z n‡e|
10 we`¨gvb MÖvnK hw` †Kvb MÖvn‡Ki (e¨w³/ cÖwZôvb/ G †¶‡Î MÖvn‡Ki c–bivq †KIqvBwm Kivi
MÖ“c) wnmve e¨vsK msi¶Y K‡i Z‡e cÖ‡qvRb n‡ebv Z‡e †Kvb Z_¨ cwiewZ©Z n‡j Zv
Zvi Ab¨ wnmveI e¨vsK Lyj‡Z nvjbvMv` Ki‡Z n‡e| bZzb wnmv‡ei wUwc, A‡_©i
cvi‡e| Drm Ges SuywK wfwËK MÖvnK wefvRb wbwðZ
Ki‡Z n‡e|
11 cvU©bvikxc e¨vsK cÖPwjZ c×wZ AbymiY K‡i cvU©bvikxc wWW, †UªW jvB‡mÝmn Askx`vi‡ì
cvU©bvikxc e¨vsK wnmve Lyj‡Z cwiwPwZi wel‡q µwgK 1 G D‡jÐwLZ cÖvmswMK
cvi‡e| Z_¨vw` MÖnY Ki‡Z n‡e|
12 cÖvwZôvwbK wnmve AvBbMZfv‡e cÖwZwôZ †h †Kvb - cÖwZôvbwU GKwU AvBbMZ mË¡v n‡j Zvi ¯^c‡¶
cÖwZôvb wbR bv‡g e¨vsK wnmve `wjj Ges Ab¨vb¨ †¶‡Î †UªWjvB‡mÝ/†iwR‡ó«kb
cwiPvjbv Ki‡Z cvi‡eb| mb` ev mswkÐó KZ©„c‡¶i AbygwZcÎ msMÖn Ki‡Z
e¨w³ gvwjKvbvaxb cÖwZôv‡bi bv‡g n‡e|
e¨vsK wnmve cwiPvjbv Ki‡Z - wnmv‡ei ¯^v_©mswkÐó mK‡ji †KIqvBwm wbwðZ
cvi‡e| Ki‡Z n‡e|
- wnmv‡ei wUwc, A‡_©i Drm Ges Suwy K wfwËK
MÖvnK wefvRb wbwðZ Ki‡Z n‡e|
- wnmv‡ei †ewbwdwmqvj Ibvi wPwýZ Ki‡Z n‡e|
- miKvix cÖwZôv‡bi †ejvq wnmve cwiPvjbvi
†¶‡Î wmM‡bUwi‡Ri ¶gZv h_vh_fv‡e wbwðZ
n‡Z n‡e Ges Zvi †KIqvBwm Ki‡Z n‡e|
- wjwg‡UW †Kv¤•vbxi †¶‡Î mvwU©wd‡KU Ae
BbK‡c©v‡ikb, AvwU©‡Kj Ae G‡mvwm‡qkb,
†g‡gv‡iÛvg Ae G‡mvwm‡qkb, †ev‡W©i mfvq
M„nxZ AvbyôvwbK wm×vš@ (†iRy‡jkb), cwiPvjK
m¤•wK©Z †Nvlbv, hviv wnmve cwiPvjbv Ki‡eb
Zv‡ì bvg Ges wnmve cwiPvjbvKvixi wel‡q
µwgK 1 G D‡jÐwLZ cÖvmswMK Z_¨vw` ( †Kv¤•vbx
ev Zvnvi cwiPvjKM‡bi wel‡q cÖ‡qvR‡b Z_¨vw`
mwVKfv‡e hvPvB Gi j‡¶¨ †iwRóvi Ae R‡qb
óK †Kv¤•vbxR Gi mvnvh¨ PvIqv †h‡Z cv‡i)| -
- evsjv‡`‡ki evB‡i wbewÜZ †Kv¤•vbxi †¶‡Î
wbewÜZ `wjjvw` †h ¯’vb n‡Z BmÿKZ … n‡q‡Q,
cÖ‡qvR‡b Z_vq †hvMv‡hvM K‡i `wjjvwì h_v_©Zv
m¤•‡K© wbwðZ nIqv mgxPxb n‡Z cv‡i|
53
13 mgevq mwgwZ/wjwg‡UW e¨vsK cÖPwjZ c×wZ AbymiY K‡i †Kv-Acv‡iwUf Kg©KZ©v KZ©„K mZ¨vwqZ evB-jR,
†mvmvBwU mgevq mwgwZ/wjwg‡UW †mvmvBwUi mvwU©wd‡KU Ae †iwR‡ó«kb , Awdm Kg©Kv© M‡bi
bv‡g e¨vsK wnmve Lyj‡Z cvi‡e| (Awdm †eqvivim) weeiY, wnmve †Lvjvi wel‡q
wm×vš@@(†iRy‡jkb)Ges wnmve cwiPvjbvKvixi
wel‡q µwgK 1 G D‡jÐwLZ cÖvmswMK Z_¨vw`
MÖnY|
14 †emiKvix ¯‹zj, K‡jR, e¨vsK cÖPwjZ c×wZ AbymiY K‡i Mfwb©s ewW ev g¨v‡bwRs KwgwUi m`m¨M‡bi c–Y©
gv`ªvmv †emiKvix ¯‹zj, K‡jR, gv`ªvmvi cwiwPwZ, wnmve †Lvjvi wel‡q wm×vš@
bv‡g e¨vsK wnmve Lyj‡Z cvi‡e| (†iRy‡jkb), hviv wnmve cwiPvjbv Ki‡eb Zv‡ì
c–Y©vsM †KIqvBwm Ges wnmve cwiPvjbvKvix†ì
wel‡q µwgK 1 G D‡jÐwLZ cÖvmswMK Z_¨vw` MÖnY
Ki‡Z n‡e|
15 Uªvó †evW© e¨vsK cÖPwjZ c×wZ AbymiY K‡i wWW Ae Uªvó Gi mvwU©dvBW Kwc, Uªvó †ev‡W©i
Uªvó †evW© bv‡g e¨vsK wnmve Lyj‡Z m`m¨M‡bi c–Y© cwiwPwZ, wnmve †Lvjvi wel‡q
cvi‡e| wm×vš@ (†iRy‡jkb), hviv wnmve cwiPvjbv Ki‡eb
Zv‡ì bvg Ges wnmve cwiPvjbvKvixi wel‡q
µwgK 1 G D‡jÐwLZ cÖvmswMK Z_¨vw` MÖnY Ki‡Z
n‡e|
16 GbwRI, K¬ve, P¨vwiwU e¨vsK wba©vwiZ c×wZ‡Z †h †Kvb Awdm Kg©KZ©vM‡bi weeiY ( Awdm †eqvivim),
cÖwZôvb, mvgvwRK GbwRI, K¬ve, P¨vwiwU cÖwZôvb I hviv wnmve cwiPvjbv Ki‡eb Zv‡ì bvg Ges
cÖwZôvb mvgvwRK msMVb Gi wnmve Lyj‡Z wnmve cwiPvjbvKvixi wel‡q µwgK 1 G D‡jÐwLZ
cvi‡e| cÖvmswMK Z_¨vw`, evBjR ev msweavb, †iwRóvW©
n‡j miKvix Aby‡gv`bcÎ BZ¨vw` MÖnY| NGO
Bureu Registration Avewk¨Kfv‡e _vK‡Z
n‡e| GbwRI, K¬ve, P¨vwiwU cÖwZôvb, mvgvwRK
msMVb-we‡klfv‡e †h mKj cÖwZôvb ag©xq
g–j¨‡eva, we‡kl Av`k© cÖwZôv ev we‡kl KvjPvi
I †Mvwô wb‡q KvR K‡i, †m mKj †¶‡Î wnmve
†Lvjv Ges cwiPvjbvi †¶‡Î MÖvnK‡ì m¤•‡K©
mZK© _vK‡Z n‡e Ges AwaKZi ¸i“Z¡ mnKv‡i
wbqwgZ †jb‡`b gwbUwis Ki‡Z n‡e|
17 Executors cÖPwjZ wbqg AbymiY K‡i e¨vsK wnmve cwiPvjbvi †¶‡Î wmM‡bUwi‡Ri ¶gZv
Administrators Executors Administrators h_vh_fv‡e wbwðZ n‡Z n‡e|
Trustee wnmve Ges Trustee wnmve Lyj‡Z wnmv‡ei ¯^v_© mswkÐó mK‡ji †KIqvBwm wbwðZ
cvi‡e| Ki‡Z n‡e|
wnmv‡ei wUwc, A‡_©i Drm Ges SuywK wfwËK MÖvnK
wefvRb wbwðZ Ki‡Z n‡e|
wnmv‡ei †ewbwdwmqvj Ibvi wPwýZ Ki‡Z n‡e|
18 QÙbv‡g I b¤îhy³ QÙ bv‡g ev ïaygvÎ b¤îhy³ †Kvb -
wnmve wnmve †Lvjv hv‡e bv|
19 Shell Bank and e¨vsK Shell Bank Gi mv‡_ -
others †Kvb e¨vswKs m¤•K© ¯’vcb Ki‡e
bv Ges †h mKj ‡imc‡Û›U e¨vsK
Shell Bank Gi mv‡_
K‡imc‡Û›U e¨vswKs m¤•K© ¯’vcb
K‡i Zv‡ì mv‡_ †Kvb e¨vswKs
m¤•K© ¯’vcb Ki‡e bv|
54
20 ML/TF m‡›`nfvRb MÖvnK gvwbjÛvwis ev mš¿vmx Kv‡R -
A_© †hvMv‡b RwoZ, e¨vsK hw` Zv
Rv‡b ev †Rvov‡jvfv‡e m‡›`n
Kivi KviY _v‡K Z‡e e¨vsK
MÖvn‡Ki wnmve Lyj‡e bv|
21 Online wnmve evsjv‡`k e¨vsK n‡Z cieZ©x †Kvb
we‡`‡k Aew¯’Z evsjv‡`kx bvMwiKM‡bi
wb‡`©k bv †`qv ch©š@ MÖvn‡Ki
†KIqvBwm, wUwc, A‡_©i Drm Ges Suwy K wfwËK
MÖvnK wefvRb wbwðZ K‡i we‡`‡k Aew¯’Z
mkix‡i Dcw¯’Z e¨ZxZ Online
wnmve †Lvjv hv‡ebv| evsjv‡`kx `–Zvev‡mi gva¨‡g A_ev AvBbMZ
cÖwZwbwai gva¨‡g wnmve Lyj‡Z cvi‡e|
22 wnmveavix MÖvnK e¨ZxZ wnmveavix MÖvnK e¨ZxZ MÖvnK -
MÖvnK|(fvmgvb/Pjš@ KZ©„K †iwgU¨vÝmn Ab¨vb¨ e¨vswKs
MÖvnK -Walk in/ †mev cÖ`v‡bi †¶‡Î †cÖiK I
One off customer) cÖvc‡Ki c–Y© bvg I wVKvbv msi¶Y
Ki‡Z n‡e (†cÖi‡Ki c–Y© cwiwPwZi
wel‡q Aek¨B wbwðZ n‡Z n‡e)|
23 Sanctions List UN Sanction List, OFAC RvwZms‡Ni Sanction ZvwjKvf–³ ej‡Z g–jZt
Sanction List Ges evsjv‡`k RvwZms‡Ni wbivcËv cwil‡ì †iRy¨‡jkb b¤î-
e¨vsK wb‡`©wkZ/†cÖwiZ Ab¨ †h 1267 I 1373 Ges Gi Avbymw½K Ab¨vb¨
†Kvb Sanction List f‚³ †Kvb †iRy¨jyk‡b ewY©Z ZvwjKvmg–n †evSv‡e|
e¨w³ ev cÖwZôv‡bi wnmve e¨vsK evsjv‡`‡ki Sanction ZvwjKf–³ ej‡Z g~jZt
Lyj‡e bv Ges cwiPvjbv Ki‡e bv| ¯îvóª gš¿Yvjq KZ©„K mg‡q mg‡q cªKvwkZ wbwl×
e¨w³/msMV‡bi ZvwjKv †evSv‡e|
5.03 Positive Pay c×wZ AbymiY

wK¬qvwis nvD‡Ri gva¨‡g Dc¯’vwcZ $ 5,00,000(UvKv cuvP j¶) Ges Z`ya© g–j¨gv‡bi †PK cwi‡kva
Kivi Rb¨ MÖvn‡Ki wbKU †_‡K Positive Payment Instruction eva¨Zvg–jKfv‡e MÖnY Ki‡Z n‡e| evsjv‡`k
e¨vs‡Ki wb‡`©kbvi Av‡jv‡K GLb †_‡K bZzb wnmve †Lvjvi †¶‡Î Positive Payment System Gi AvIZvq
wba©vwiZ dig c–iY Ki‡Z n‡e Ges Pvjy wnmv‡ei †¶‡ÎI MÖvn‡Ki wbKU †_‡K Positive Payment wel‡q
m¤§wZcÎ MÖnY wbwðZ Ki‡Z n‡e| G Qvov cÖwZwU kvLv Positive Payment Instruction Gi wel‡q Zv‡ì
MÖvnK‡ì m‡PZb Ki‡e| D‡jÐL¨, Positive Payment Instruction dig mieivn bv cvIqv ch©š@ kvLvmg–n
wbR D‡`¨v‡M MÖvn‡Ki wbKU †_‡K G m¤•wK©Z m¤§wZcÎ MÖnb Ki‡e|
................................................................................................................................................
* gvwbjÛvwis cÖwZ‡iva AvBb, 2012 G aviv 25(1)(K) G ewY©Z weavb Abyhvqx cÖ‡Z¨K e¨vsK I Avw_©K
cÖwZôvb‡K MÖvn‡Ki cwiP‡qi mwVK I c–Y©vsM Z_¨ msi¶Y Ki‡Z n‡e| MÖvn‡Ki cwiwPwZi wel‡q m‡š@vlRbK cÖgvb
(evidence) h_vmg‡q cvIqv bv †M‡j Zvi m‡½ eëmvwqK m¤•K© ¯’vcb Kiv hv‡ebv|
* MÖvn‡Ki m‡½ eëmvwqK m¤•K© cÖwZôvKv‡j MÖvnK KZ©„K m¤¢ve¨ eëmv cwiPvjbvi wel‡q wnmve †Lvjvi ïi“‡ZB
wbwðZ n‡Z n‡e Ges cÖ‡qvRb wbix‡L GZ`&m¤•wK©Z Z_¨vw` nvj bvMv` Ki‡Z n‡e| MÖvn‡Ki †Kvb †jb‡`b
m‡š@vlRbK wKbv Zv g–j¨vq‡bi Rb¨ MÖvn‡Ki eëmv m¤•wK©Z wel‡q ¯•ó avibv _vK‡Z n‡e|
* cÖK…Z e¨w³i (cÖK…Z, K‡c©v‡iU ev AvBbMZ) mv‡_ †jb‡`b Kiv n‡”Q G wel‡q mswkÐó kvLv/Kvh©vjq‡K mš‘wó
jvf Ki‡Z n‡e| MÖvn‡Ki c‡¶ e¨vsK ev wewb‡qvM ev eëmvwqK †jb‡`b cwiPvjbvKv‡j ¶gZvcÖvß e¨w³i
cwiwPwZ hvPvB Ki‡Z n‡e Ges m¤¢ve¨ †¶‡Î cÖZ¨vwkZ MÖvnK‡ì e¨w³MZ mv¶vZKvi wb‡Z n‡e|
* mKj e¨vsK I Avw_©K cÖwZôvb‡K Zv‡ì MÖvn‡Ki cwiwPwZ hvPvB‡qi j‡¶¨ cÖ‡qvRbxq `vwjwjK cÖgvbvw` msMÖn
Ki‡Z n‡e|
55
cwi‡”Q`-6
Aby‡”Q`-6.01 Af¨š@ixY cwiex¶Y I wbqš¿Y t
gvwbjÛvwis cÖwZ‡iva welqK Kvh©µg myôz ev¯@evqb I Z`viKx cÖwZôvi j‡¶¨ evsjv‡`k e¨vs‡Ki wb‡`©kbvg‡Z kvLv
wbqš¿Y I eëmv Dbœqb wefv‡Mi AvIZvq Avjv`v gvwbjÛvwis cÖwZ‡iva †mj MVb Kiv nq, hv e¨vs‡Ki cÖavb wbe©vnx
eë¯’vcbv cwiPvjK g‡nv`‡qi mivmwi wbqš¿‡Y cwiPvwjZ n‡”Q| gvwbjÛvwis cÖwZ‡iva I mš¿vm we‡ivax (ms‡kvabx
AvBb, 2012 ev¯@evqb I cwicvjb wbwðZ Kivi j‡¶¨ cÖavb Kvh©vj‡qi kvLv wbqš¿Y I eëmv Dbœqb wefv‡Mi
Dc-gnveë¯’vcK AÎ e¨vs‡Ki g‡bvbxZ cÖavb gvwbjÛvwis cÖwZ‡iva cwicvjb Kg©KZ©v (Chief Anti-Money
Laundering Compliance Officer-CAMLCO) wn‡m‡e †K›`ªxq cwicvjb BDwbU cÖav‡bi `vwq‡Z¡
i‡q‡Qb| CAMLCO Gi †bZ…‡Z¡ gvwbjÛvwis cÖwZ‡iva †m‡ji mnKvix gnveë¯’vcK, GKRb Da©Zb gyL¨
Kg©KZ©vmn mnKvix gnveë¯’vcK, cÖZ¨‡e¶Y I wbix¶v wefvM-02, mnKvix gnveë¯’vcK, Avš@R©vwZK wefvM
(†iwgU¨vÝ), mnKvix gnveë¯’vcK, Avš@R©vwZK wefvM(evwbR¨) Ges mnKvix gnveë¯’vcK, FY I AwMÖg wefvM-1
Gi mgš^‡q evsjv‡`k K…wl e¨vs‡Ki †K›`ªxq cwicvjb BDwbU (Central Compliance Unit-CCU) MwVZ|
†K›`ªxq cwicvjb BDwbU e¨vsK eë¯’vcbv KZ©„c‡¶i Aby‡gv`b mv‡c‡¶ e¨vs‡K gvwbjÛvwis I mš¿v‡m A_©vqb
cÖwZ‡iva AvBb c–b©vsMfv‡e ev¯@evq†bi D‡Ï‡k¨ †jb‡`b cwiex¶Y, Af¨š@ixY wbqš¿Y (Internal Control), bxwZ
(Policy), c×wZmg–‡ni (Procedures) mgš^‡q cÖYxZ Kvh©vjq/kvLvmg–‡ni Rb¨ Abymibxq wb‡`©kbv cÖ`vb Ges
Zv ev¯@evq‡b KvR Ki‡eb| G QvovI AvÂwjK wbix¶v Kvh©vjq KZ©„K Zv‡ì ¯^vfvweK Kg©mP– xi AvIZvq kvLvi
wbix¶v Kvh©µg cwiPvjbv Kv‡j wbix¶v Kv‡Ri cvkvcvwk gvwbjÛvwis cÖwZ‡iva wel‡q kvLvi Independent
Testing Procedures Gi wba©vwiZ †PK wjó wfwË‡Z cix¶v I ch©‡e¶Y K‡i Aby‡”Q`-13.01 (c„óv-88-90)
Abyhvqx cÖwZ‡e`b †K›`ªxq cwicvjb BDwb‡U (CCU) †cÖiY Ki‡e Ges wbix¶v cÖwZ‡e`‡b G msµvš@ wb‡`©kbvmg–n
ev¯@evq‡b kvLv KZ©„K M„nxZ Kvh©µg wel‡q gZvgZ m¤^wjZ GKwU Aby‡”Q` ms‡hvRb Ki‡e| AvÂwjK Kvh©vjq
ˆÎgvwmK wfwË‡Z wbixw¶Z kvLvmg–‡ni G msµvš@ Aby‡”Q‡ì GKwU msKwjZ cÖwZ‡e`b wb‡æi Q‡K (QK-K)
†K›`ªxq cwicvjb BDwb‡U †cÖiY Ki‡e| †K›`ªxq cwicvjb BDwbU †m¸‡jv hvPvB K‡i mswkÐó kvLv¸‡jv‡K
cÖ‡qvRbxq wb‡`©kbv Rvix Ki‡e|
ÔQK-KÕ
AvÂwjK wbix¶v Kvh©vjq--------------
welq t kvLvmg–‡n gvwbjÛvwis cÖwZ‡iva AvBb ev¯@evqb I cwicvjb msµvš@ wbix¶v cÖwZ‡e`b|
‰Îgvm-------------
µt wbixw¶Z kvLvi wbix¶vKvj wbix¶v kvLv KZ©K

„ gvwbjÛvwis Independent
bs bvg Aby‡”Q` AvBb ev¯@evqb msµvš@ Testing
bs wb‡`©kvejx cwicvjb Procedures Q‡K
welqK wbix¶v Aby‡”Q‡ì cÖwZ‡e`b CCU ‡Z
weeiY †cÖi‡Yi ZvwiL|
01 02 03 04 05 06
Aby‡”Q`-6.02 cÖavb gvwb jÛvwis cÖwZ‡iva cwicvjb Kg©KZ©vi (CAMLCO) `vwqZ¡t

(1) e¨vs‡Ki gvwb jÛvwis cÖwZ‡iva I mš÷vmx Kv‡h© A_©vqb ‡ivamn e¨vs‡Ki Ab¨vb¨ bxwZgvjv ev¯@evqb wel‡q
ZË¡veavb, ch©‡e¶Y, c–ybix¶Y I mgš^q weavb we‡kl K‡i gvwbjÛvwis cÖwZ‡iv‡a mš÷vmx Kg©Kv‡Û A_©vqb Suw– K
wba©viY, wnmve †Lvjvi wel‡q e¨vs‡Ki cÖPwjZ wbqgbxwZ AbymiY, Abykxjb I wbqš÷Y, KYC Procedures
ev¯@evqb , cÖPwjZ c×wZ AbymiY I ev¯@evq‡bi gva¨‡g m‡›`nRbK †jb‡`b/m‡›`nRbK Kvh©Kjvc wPwýZKiY I
gvwbjÛvwis cÖwZ‡iva I mš÷vmx Kvh©µ‡g A_©vqb †iva wel‡q AvbyôvwbK cÖwk¶Y Kg©mP– x MÖn‡Yi eë¯’v †bqv;
(2) cÖPwjZ AvBb, Aa¨v‡`k, weavb Ges evsjv‡`k e¨vs‡Ki wb‡`©kbvejx nvjbvMv` cwieZ©b, cwiea©b I ms‡kvab
wel‡q ch©‡e¶Y I cÖ‡hvR¨ †¶‡Î Kvh©Ki f‚wgKv ivLv ;
(3) e¨vs‡Ki wewfbœ ¯@†ii Kg©KZ©v/Kg©Pvix‡ì cÖkœ/AbymÜvb/wRÁvmv wel‡q Reve cÖ`vb Ges gvwbjÛvwis Suwy K I G
msµvš@ D™¢Z– †h †Kvb Bmy¨ mgvavbK‡í fzwgKv cvjb;
56
(4) e¨vs‡Ki gvwbjÛvwis cÖwZ‡iva/mš÷vm we‡ivax Kvh©µg ev¯@evqb, ev¯@eZvi Av‡jv‡K M„nxZ Kvh©µg
AvaywbKxKiY, AvaywbK bZzb eëmvwqK Kg©KvÛ wel‡q ÁvZ nIqv, e¨vs‡Ki wbKU we‡ePbv I AbymiY‡hvM¨
Kvh©KiY welqmg–n wPwýZKiY I wbwðZKiY;
(5) AbymiYxq, cwicvjbxq I ev¯@evqb‡hvM¨ wel‡q Kg©KZ©v/Kg©Pvix we‡kl K‡i gvwbjÛvwis cÖwZ‡iva I mš÷vm
we‡ivax Kvh©µg ev¯@evq‡bi mv‡_ cÖZ¨¶fv‡e RwoZ Rbkw³ cÖwk¶‡bi gva¨‡g `¶Zv I Ávb Dbœq‡b c`‡¶c
†bqv;
(6) cwicvjbxq, AbymiYxq welqvejx h_vmg‡q wPwýZKi‡Yi j‡¶¨ AvBb k„sLjv wbqš¿YKvix ms¯’v, Af¨š@ixY I
ewntwbix¶v, gyL¨ AvÂwjK/AvÂwjK Kvh©vjq, kvLv Ges ev¯@evqb cwicvjbKvix mswkÐó Kvh©vjqmg–‡ni mv‡_ wbweo
m¤•K© ¯’vcb I Dbœqb ;
(7) e¨vs‡Ki AbymiYxq/cwicvjbxq eë¯’vi Î“wU/wePÿwZ mbv³ K‡i Zv ms‡kvab/Dbœqb j‡¶¨ AvBb m¤§Z, êa I
wewam¤§Z Dc‡hvMx wb‡`©kbv Rvix/ev¯@evqb, e¨vs‡Ki wbqš¿Y eë¯’v ev¯@eZvi Av‡jv‡K cybix¶‡Y mnvqZv, ch©vß
Ges h_v‡hvM¨ cix¶Y eë¯’v wPwýZKiY ;
(8) gvwbjÛvwis cÖwZ‡iva I mš¿vm we‡ivax M„nxZ Kvh©µg ev¯@evqb wel‡q ¯^-wba©viYx eë¯’v wba©viY I ZË¡veavb|
(9) m‡›`nRbK Kvh©Kjvc mbv³KiY I wi‡cvU©Ki‡Y Kvh©Ki eë¯’v MÖnY t
(K) m‡›`nRbK †jb‡`b m¤•„³ gvVch©v‡qi Kvh©vjq/kvLv n‡Z cÖvß wi‡cvU© c–bix¶Y I cybwe‡ePbv;
(L) †jb‡`b Z`viKx m¤•K©xq wi‡cvU© cybix¶Y ( mivmwi A_ev mswkÐó Kg©KZ©vi mnvqZvq);
(M) Internal Suspicious Activity Report (SAR) m¤§‡Ü wbwðZ nIqv (h‡_vwPZ mg‡q
cÖ¯‘ZK…Z)
(N) gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb n‡Z cv‡i Giƒc m¤¢ve¨ Kvh©Kjvc mbv³Ki‡Yi wel‡q
m½wZc–Y©/ev¯@e I gvbm¤§Z bxwZ ev¯@evq‡bi eë¯’v MÖnY;
(O) GB bxwZgvjvi Av‡jv‡K cÖ‡hvR¨ ‡¶‡Î wnmve msµvš@ wel‡q kvLvi `wjjvqb, wnmve msi¶Y I
evwZjKiY wel‡q mn‡hvMxZv cÖ`vb;
(P) cÖwZôv‡bi ¶wZ I mybv‡gi SuywK wn‡m‡e wPwýZ/Mb¨ m‡›`nRbK Kvh©Kjvc cÖavb wbe©vnx Ges
cwiPvjbv cl©`‡K wi‡cvU©KiY| m‡›`nRbK Kvh©Kjvc †iv‡ai ¸i“Z¡ Abyaveb K‡i kvLv KZ©K „
ev¯@evq‡bi Dc‡hvMx ev¯@em¤§Z cwiKíbv cÖbqb I ev¯@evqb ;
(Q) Af¨š@ixY mKj AbymÜvb, ch©v‡jvPbv I cwiex¶‡Yi ci m‡›`nRbK Kvh©Kjvc wel‡q evsjv‡`k
e¨vsK †K AewnZKiY|
Aby‡”Q`-6.03 kvLv eë¯’vc‡Ki `vwqZ¡t
(1) gvwbjÛvwis cÖwZ‡iva I mš÷vm we‡ivax AvBb, evsjv‡`k e¨vs‡Ki mvK©yjvi, mvK©yjvi †jUvi, AML & CFT
MvBW jvBbm, MÖvnK wbe©vP‡bi Abym„Z bxwZgvjv BZ¨vw` wel‡q avibv MÖnY Ges GZ`&msµvš@ wb‡`©kbvmg–n kvLvi
mKj‡K AewnZ K‡i Zv ev¯@evq‡bi Kvh©Ki eë¯’v MÖnY;
(2) kvLv eë¯’vcK ïay GGgGj m¤•„³ †iKW© msi¶‡Yi g‡a¨B mxgve× _vK‡eb bv Zvu‡K †iK‡W©i welqe¯‘
m¤•‡K© my¯•ó avibv ivL‡Z n‡e;
(3) cÖwZ gv‡m kvLvq ¸i“Z¡c–Y© Kg©KZ©v/Kg©Pvix‡ì mgš^‡q gvwbjÛvwis I mš¿vmx Kg©Kv‡Û A_©vqb cÖwZ‡iva
m¤•wK©Z mfv Av‡qvRbKiY| mfvq M„nxZ wm×vš@ I mycvwik, mycvwik ev¯@evq‡b Awc©Z `vwqZ¡ BZ¨vwì wjwLZ
†iKW©/†iwR÷vi msi¶Y KiY;
(4) ˆÎgvwmK wfwË‡Z eQ‡i 4(Pvi) evi (gvP©, Ryb, †m‡Þ¤î I wW‡m¤î) Self Assessment Gi gva¨‡g
GGgGj Kvh©µg wel‡q wb‡R‡ì Ae¯’vb wbY©qc–e©K cÖwZ‡e`b CCU ‡Z †cÖiY| kvLvi cÖK…Z wPÎ cÖwZ‡e`‡b
_vK‡Z n‡e| cieZ©x mfvq †cÖwiZ Self Assessment cÖwZ‡e`‡b D‡jÐwLZ wm×vš@ I mycvwik ev¯@evq‡bi AMÖMwZ
m¤•‡K© Av‡jvPbv Kiv Ges cÖwZ‡e`‡b cÖwZdwjZ Awbqg, Î“wUmg–n wbqwgZ Kivi eë¯’v MÖnY;
(5) mwVKfv‡e e¨vsK wnmve †_vjv A_©vr KYC, TP, Risk Grading Ges wnmv‡ei aiY Abyhvqx cÖ‡qvRbxq
mKj WKz‡g›U MÖnY n‡”Q wKbv Zv hvPvBKiY| cÖ‡qvR‡b wZwb hvPvB Gi welqwU wjwLZ †iKW© ivL‡Z cv‡ib;
57
(6) we`¨gvb e¨vsK wnmvemg–‡ni (Existing Bank Account) cÖ‡qvRbxq WKz‡g›U I KYC, TP, Risk
Grading h_vh_fv‡e M„nxZ n‡q‡Q wKbv Zv hvPvB Gi j‡¶¨ mviv eQ‡ii Rb¨ GKwU Kg©mP– x MÖnY;
(7) TP MÖvn‡Ki m¤•`, †ckv ev Av‡qi Dr‡mi mv‡_ m½wZc–Y© wKbv cÖ‡hvR¨ †¶‡Î hvPvB K‡i mš@ó nIqv;
(8) Legacy wnmvemg–†ni (30-04-2022 Zvwi‡Li c–‡e© †Lvjv wnmve) KYC m¤•bœKivi KvR| G wel‡q
evsjv‡`k e¨vs‡Ki me©‡kl cwicÎ bs 23 ZvwiL 23-02-2010 Gi wb‡`©kbv h_vh_fv‡e cwicvjb wbwðZKiY;
Aby‡”Q`-3.01(O) †`Lyb|
(9) kvLvq Aek¨B †jb‡`b gwbUwis Gi myweav‡_© D”P SuywK m¤•bœ wnmv‡ei GKwU Avjv`v †iwR÷vi msi¶Y Ges
SuywK m¤•bœ wnmv‡ei †jb‡`b wbqwgZ gwbUwis/ch©‡e¶YKiY| Risk Grading Gi mgq wbæ SuywK (wi¯‹ †iwUs 14
Gi bx‡P ivLv) Kivi cÖebZv cwinviKiY;
(10) wbw©`©ó mgq Aš@i Aš@i kvLvq KYC, TP nvjbvMv` Kivi Policy MÖnY;
(11) wbqwgZ mKj wnmv‡ei †jb‡`b gwbUwis Gi eë¯’v †bIqv Ges (STR) mbv³Ki‡b GKwU c×wZ (Aby‡”Q`
3.01(U) AbymiY Kiv| CTR G mwbœ‡ewkZ †jb‡`b, ˆ`wbK K¨vk Uªvb‡RKkb †iwR÷vi ch©v‡jvPbv K‡i
A¯^vfvweK/m‡›`nRbK †jb‡`b ZjÐvm Kiv| G ai‡Yi AbymÜvb wel‡q wjwLZfv‡e kvLvq ‡iKW© msi¶Y;
(12) bM` †jb‡`b wi‡cvU© (CTR) mwVK I wbf©yjfv‡e K‡i h_vmg‡q mswkÐó gyL¨ AvÂwjK/AvÂwjK Kvh©vj‡qi
gva¨‡g †K›`ªxq cwicvjb BDwb‡U †cÖiY wbwðZKiY | CTR wi‡cvU© Gov‡bvi D‡Ï‡k¨ Structuring Kiv n‡”Q
wKbv, †m wel‡q ch©‡e¶Y/gwbUwis wbwðZKiY| Hard copy A_ev Soft copy †h †Kvb cÖwµqvq kvLvi CTR
Gi Z_¨ msi¶Y Ki‡Z n‡e;
(13) Pjgvb MÖvn†Ki-Walk in or one off customer (wWwW, wUwU, GgwU, †c-AW©vi I Ab-jvBb ‡jb‡`b
†¶‡Î) bvg, wVKvbv, †dvb b¤î, A‡_©i Drm BZ¨vw` (KYC) cÖwµqv AbymiYKiY;
(14) kvLvi ê‡`wkK †iwg‡UÝ wbqwgZ gwbUwisKiY| MÖvnK KZ…©K cÖ`Ë †jb‡`‡bi AbywgZ gvÎv (TP) †Z
ê‡`wkK †iwg‡UÝ wel‡q my¯•ó †Nvlbv D‡jÐL _vK‡Z n‡e| we`¨gvb wnmv‡ei †ejvq cÖ‡hvR¨ ‡¶‡Î TP Avc‡MÖW
K‡i Zv cwicvjb wbwðZ Ki‡eb|
(15) UN Resolution 1267, 1373 Ges mš¿vmx Kg©Kv‡Ûi mv‡_ RwoZ e¨w³‡ì ZvwjKv m¤•wK©Z
Resolution Ges G m¤•wK©Z m¦-ivó« gš¿Yvjq KZ©„K cÖYxZ ZvwjKvq D‡jÐwLZ †Kvb e¨w³i/MÖ“c/cÖwZôv†bi bv‡g
†Kvb wnmve Av‡Q wKbv wbwðZ n‡q eë¯’v MÖnY;
(16) kvLvi Kg©KvÛ wel‡q cwÎKv/B‡j±«wbK wgwWqvq †bwZevPK †Kvb msev` n‡j Zvr¶wYK †m wel‡q cÖ‡qvRbxq
eë¯’v MÖn‡bi D‡`¨vM MÖnY;
(17) gvwbjÛvwis cÖwZ‡iva AvBb-2012 Gi weavb Abyhvqx kvLvq msNwUZ †jb‡`‡bi †iKW© (eÜ
wnmve/fvDPvi/†iwR÷vi/†jRvi I Ab¨vb¨ †iKW© ) b–b¨Zg 5 eQi msi¶YKiY;
(18) †K›`ªxq cwicvjb BDwbUmn Da©Zb KZ©„c‡¶i Pvwn`v †gvZv‡eK cÖwZ‡e`b I Z_¨ †ciY wbwðZKiY;
(19) AML I CFT m¤•wK©Z wbix¶v, evsjv‡`k e¨vs‡Ki cwi`k©b, evsjv‡`k e¨vsK I †K›`ªxq cwicvjb
BDwb‡Ui wm‡óg †PK cÖwZ‡e`bmg–†n DÌvwcZ AvcwI/Awbqgmg–n wb®•wËK‡í h_vh_ eë¯’v MÖnY;
(20) kvLv eë¯’vcK‡K AML Ges CFT Kvh©µg ev¯@evq‡b kvLvi Ae¯’vb/gvb (†iwUs) MÖnY‡hvM¨/m¤§vbRbK
ch©v‡q ivL‡Z m‡PZb _vK‡Z n‡e;
(21) kvLv gvwbjÛvwis cÖwZ‡iva cwicvjb Kg©KZ©vi (BAMLCO) `vwqZ¡ cvj‡b mvwe©K mn‡hvMxZv cÖ`vb,
ZË¡veavb I Z`viKxKiY wbwðZKiY|
58
Aby‡”Q`-6.04 kvLvi gvwb jÛvwis cÖwZ‡iva cwicvjb Kg©KZ©v (BAMLCO) Gi `vq`vwqZ¡t
(1) wnmve †Lvjvi †¶‡Î MÖvnK cwiwPwZi I mwVK I c–Y©v½ Z_¨ MÖnY I msi¶Y ;
(2) KYC,TP msMÖn I SuywKi wfwË‡Z MÖvnK‡ì †kÖYxKiY KvR| fvmgvb MÖvn‡Ki †¶‡ÎI c–Y©v½ cwiwPwZ
(KYC) m¤•v`b I msi¶Y;
(3) MÖvnK‡ì †jb‡`b wbqwgZ ch©‡e¶b Kiv;
(4) cÖwZwU †jb‡`b TP mv‡_ wgwj‡q †`Lv| wbw`©ó mgq Aš@i Aš@i TP I KYC c–btg–j¨vqbc–e©K (cÖ‡hvR¨
†¶‡Î) nvjbvMv` K‡i msi¶Y Kiv;
(5) †NvwlZ TP Gi mv‡_ AmsMwZc–Y© †jb‡`‡bi †¶‡Î AbymÜv‡bi wfwË‡Z A¯^vfvweK I m‡›`nRbK †jb‡`b
wPwýZKiY Ges STR K‡i h_vhmg‡q †K›`ªxq cwicvjb BDwbU (CCU) G †cÖiY wbwðZKiY;
(6) wbqwgZ mKj wnmv‡ei †jb‡`b gwbUwis Gi eë¯’v †bIqv Ges (STR) mbv³Ki‡Y Aby‡”Q` 3.01 Gi ÔÔUÕÕ
†Z wb‡`©wkZ c×wZ AbymiY Kiv| CTR G mwbœ‡ewkZ †jb‡`b, ˆ`wbK K¨vk Uªvb‡RKkb †iwR÷vi ch©v‡jvPbv
K‡i A¯^vfvweK/m‡›`nRbK †jb‡`b ZjÐvmx Kiv| G ai‡Yi AbymÜvb wel‡q wjwLZfv‡e kvLvq ‡iKW© msi¶Y;
(6) mwVK I c–Y©v½ Z_¨m¤^wjZ Cash Transaction Report (CTR) wba©vwiZ mg‡qi g‡a¨ †cÖiY wbwðZKiY;
(7) SzuwK we‡kœl‡bi ci AwaK SuywKm¤•bœ wnmvemg–n wbweofv‡e I mZK©Zvi mv‡_ ch©‡e¶‡Y ivLv;
(8) 30 GwcÖj, 2002 Gi c–‡e© †Lvjv mKj wnmve mg–‡ni KYC m¤•bœKiY| G wel‡q evsjv‡`k e¨vs‡Ki
me©‡kl cwicÎ bs 23 ZvwiL 23-02-2010 Gi wb‡`©kbv h_vh_fv‡e cwicvjb wbwðZKiY:
(9) Self Assessment Gi wba©vwiZ †PKwjó Abyhvqx ˆÎgvwmK wfwË‡Z kvLvi Ae¯’vb wbiƒcb K‡i wPwýZ
Awbqg/`–e©jZv wbqwgZKi‡Yi eë¯’v MÖnY;
(10) gvwbjÛvwis cÖwZ‡iva I mš÷vm we‡ivax Kvh©µg m¤•‡K© gvwmK wfwË‡Z kvLvi mKj Kg©KZ©v/Kg©Pvix‡ì
mgš^‡q mfv Kiv Ges mfvi wm×vš@mg–n ev¯@evqb Kiv;
(11) G msµvš@ †iKW©cÎ h_vh_fv‡e bw_‡Z msi¶Y;
(12) kvLvi Kg©KZ©v/Kg©Pvix‡ì‡K gvwbjÛvwis cÖwZ‡iva I mš÷vm we‡ivax Kvh©Kjv‡c A_©vqb †iva wel‡q cÖwk¶b
`vb I G wel‡q DØy×KiY;
(13) AML I CFT m¤•wK©Z wbix¶v, evsjv‡`k e¨vs‡Ki cwi`k©b, evsjv‡`k e¨vsK I †K›`ªxq cwicvjb
BDwb‡Ui wm‡óg †PK cÖwZ‡e`bmg–†n DÌvwcZ AvcwI/Awbqgmg–n wb®•wËK‡í h_vh_ eë¯’v MÖnY;
Aby‡”Q`-6.05 gyL¨ AvÂwjK/AvÂwjK eë¯’vc‡Ki `vwqZ¡t
(1) gvwbjÛvwis cÖwZ‡iva AvBb-2012 I mš÷vm we‡ivax(ms‡kvabx) AvBb-2012 Gi Av‡jv‡K Awab¯@ kvLvmg–n
KZ…©K Dnv h_vh_ ev¯@evqb Kiv n‡”Q wKbv Zv wbqwgZ Z`viKx I kvLv‡K cÖ‡qvRbxq civgk© cÖ`vb;
(2) cÖavb Kvh©vj‡qi Pvwn`v †gvZv‡eK kvLv n‡Z wewfbœ Z_¨/cÖwZ‡e`b msMÖnc–e©K cix¶v wbix¶v K‡i cÖ‡qvR‡b
ms‡kvab KiZt Zv h_vmg‡q †cÖiY wbwðZ Kiv;
(3) kvLv Kvh©vjq cwi`k©bKvjxb mg‡q gvwbjÛvwis cÖwZ‡iva Kvh©µg m¤§‡Ü †LuvR-Lei MÖnY Ges cÖ‡qvRbxq
civgk© I w`K wb‡`©kbv cÖ`vb ;
(4) AvÂwjK ch©v‡q kvLv eë¯’vcK I gvVKg©x‡ì m‡¤§j‡b gvwbjÛvwis cÖwZ‡iva Kvh©µg cwicvjb wel‡q
Av‡jvPbv/G‡RÛv cÖeZ©b Ges cÖ‡qvRbxq w`Kwb‡`©kbv cÖv`vb ;
(5) kvLv gvwbjÛvwis cÖwZ‡iva cwicvjb Kg©KZ©v‡ì Dci Awc©Z `vwqZ¡mn mswkÐó mK‡ji `vwqZ¡ kvLv ch©v‡q
h_vh_fv‡e cwicwjZ n‡”Q wKbv Zv Z`viKxKiY Ges G j‡¶¨ MwVZ 3(wZb) m`m¨ wewkó cwiex¶Y KwgwUi KvR
ev¯@evqb wbwðZKiY(ci‡”Q`-14 †`Lyb)|
Aby‡”Q`-6.06 AvÂwjK wbix¶v Kg©KZ©vi `vwqZ¡t
(1) gvwbjÛvwis cÖwZ‡iva I mš÷vm we‡ivax Kvh©µ†gi Dci wbix¶v Kvh© cwiPvjbv Kiv;
(2) kvLv n‡Z cÖvß Self Assessment cÖwZ‡e`b hvPvB K‡i †Kvb SuywKc–Y© welq cwijw¶Z n‡j Zvr¶wYKfv‡e
kvLv cwi`k©‡bi eë¯’v †b‡eb Ges cÖ‡hvR¨ †¶‡Î welqwU Dchy³ KZ…©c¶‡K AewnZ Ki‡eb;
(3) ¯^vfvweK wbix¶v Kg©mP– x Abyhvqx wbix¶vKvh© cwiPvjbvKvjxb Independent Testing Procedures Gi
wba©vwiZ †PKwjó Abyhvqx gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva welqK kvLvi Kg©KvÛ hvPvB Ki‡eb Ges
wbix¶v cÖwZ‡e`‡b Avjv`v Aby‡”Q` ms‡hvRbc–e©K gš@e¨/mycvwik mwbœ‡ek Ki‡eb| G Qvov wbix¶v Kvh©µg mgvwßi
15 w`‡bi g‡a¨ GGgGj mvK©yjvi b¤î 15 G D‡jÐwLZ Q‡K (Aby‡”Q`-13.01) kvLvi †iwUs/gvb wba©viYc–e©K kvLv
cwi`k©‡bi †PK wjó Av‡jv‡K cÖwZ‡e`b cÖ¯‘Z K†i †K›`ªxq cwicvjb BDwbU (CCU) G †cÖiY Ki‡e|
59
Aby‡”Q`-07
Awfbœ wnmve †Lvjvi digt
evsjv‡`k e¨vs‡Ki wb‡`©kbv Abyhvqx mKj Zdwmwj (miKvix/†emiKvix) e¨vs‡K eënv‡ii Rb¨ wba©vwiZ Awfbœ
wnmve †Lvjvi dig eënvi wbwðZ Ki‡Z n‡e| G j‡¶¨ cÖavb Kvh©vj‡qi msMVb I c×wZ wefv‡Mi wWGgwW
cwicÎ bs 10/2008 ZvwiL 31-12-2008 Gi gva¨‡g Awfbœ wnmve †Lvjvi dig (e¨w³ wnmve/Ae¨w³K wnmve),
e¨w³ msµvš@ Z_¨vejx, m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv (Transaction Profile), MÖvnK cwiwPwZ m¤•wK©Z dig
KYC Profile Form (e¨w³/cÖwZôvb/we‡kl ¯‹xg Rb¨) Gi bgybv mieivn Kiv n‡q‡Q, hvi Av‡jv‡K e¨vs‡Ki
mKj wnmve †Lvjvi Kvh©µg cwiPvwjZ n‡e|
Aby‡”Q`-7.01 wnmve †Lvjvi dig (e¨w³K)
------------------kvLv
wnmve †Lvjvi Av‡e`b dig
e¨w³K wnmve
ZvwiL t------------------------ wnmve bs--------------------------
MÖvnK AvB. wW b¤î t--------------
eë¯’vcK
----------------------kvLv
-----------------------
Rbve
Avwg/Avgiv Avcbvi kvLvq wbæiƒc GKwU wnmve †Lvjvi Rb¨ Av‡e`b KiwQ| Avgvi/Avgv‡ì we¯@vwiZ Z_¨
wb‡æ MÖ`vb Kijvg t
1. wnmv‡ei bvg t ----------------------------------------------------------------------------------------------
2. wnmv‡ei cÖKvi(wUK w`b) t mÂqx PjwZ GmGbwW ¯’vqx FC RFCD NFCD
Ab¨vb¨
3. gy`ªv(wUK wPý w`b) t UvKv Wjvi BD‡iv cvDÛ Ab¨vb¨
4. wnmve cwiPvjbv msµvš@ †Nvlbv(wUK w`b) t GKKfv‡e †hŠ_fv‡e †h †Kvb GKRb Ab¨vb¨
5. MÖvn‡Ki Ab¨vb¨ wnmve (hw` _v‡K) t
e¨vs‡Ki bvg kvLv cwiPvjbK…Z wnmv‡ei cÖK…wZ (wUK wPý w`b)
K. ----------------------- K. --------------------- Rgv wnmve FY wnmve Ab¨vb¨
L. ----------------------- L. --------------------- Rgv wnmve FY wnmve Ab¨vb¨
M. ----------------------- M. -------------------- Rgv wnmve FY wnmve Ab¨vb¨
6. cwiPq`vbKvixi Z_¨ t
K. bvg t----------------------------------------------------------------
L. wnmve b¤î t---------------------------------------------------------------
M. kvLvi bvg t----------------------------------------------------------------
N. ¯^v¶i (ZvwiLmn) t---------------------------------------------------------------
7. cÖv_wgK Rgv t cwigvb------------------------------------------------------
8. Gd.wW.Avi msµvš@ Z_¨ t cwigvb ------------------------ gy`ªv---------------------------
†gqv`Kvj t----------gvm------------eQi----------w`b | †gqv`c–wZ©i ZvwiL t-------------------
bevq‡bi †¶‡Î t Avmj I my` bevqb Ki“b ïaygvÎ Avmj bevqb Ki“b
ïaygvÎ Avmj bevqb Ki“b, my` ---------------------- b¤î wnmv‡e Rgv Ki“b|
cÖ‡hvR¨ b‡n
9. we‡kl ¯‹x‡gi Z_¨ t
¯‹x‡gi bvg t -------------------------------------------------------------------------------------------
¯‹x‡gi †gqv` t ------------------- GKKvjxb Rgv/wKw¯@i cwigvb ----------------- wKw¯@i msL¨v (evwl©K) ------
†gqv`v‡š@ cÖ‡`q t ------------------------------------gvwmK cÖ‡`q t--------------------------------------
60
10. bwgbx msµvš@ Z_¨ t
Avwg/Avgiv GB wnmv‡ei A_© Avgvi/Avgv‡ì g„Zzï ci wb‡æv³fv‡e wb‡æv³ e¨w³‡K cÖ`v‡bi Rb¨ g‡bvbxZ
Kijvg| Avwg/Avgiv DwjÐwLZ g‡bvbqb †h †Kvb mgq evwZj ev cwieZ©‡bi AwaKvi msi¶Y Kwi| Avwg/Avgiv GB
g‡g© Av‡iv m¤§wZ Ávcb KiwQ †h, Avgvi/ Avgv‡ì wb‡`©kbv †gvZv‡eK †jb‡`‡b e¨vsK †Kvbfv‡e `vqe× n‡ebv |
bwgbxi bvg t--------------------------------------------------Rš§ ZvwiL/eqm t-----------------------------
wcZvi bvg t ------------------------------------------------------------------------------------------------
gvZvi bvg t ------------------------------------------------------------------------------------------------
¯^vgx/¯¿xi bvg t ------------------------------------------------------------------------------------------------
bwgbxi ¯’vqx wVKvbv t--------------------------------------------------------------------------------------------
†ckv t ----------------------------------------wnmveavixi mv‡_ m¤•K© t -----------------------------
RvZxq cwiPq cÎ t --------------------------------------------------------------------------------------------
* ( †Kvb Awbevmx‡K bwgbx Kiv n‡j H Awbevmx mswkÐó wnmv‡ei A_© cÖvc¨ n‡j cÖvß A_© we‡`‡k †cÖi‡bi †¶‡Î
we`¨gvb ê‡`wkK gy`ªv wbqš¿Y AvB‡bi wewa weavb cÖ‡hvR¨ n‡e|)
11. GK ev GKvaxK wnmveavix bvevjK n‡j t
Avwg wbæewb©Z wnmveavixi êa AwfeveK wn‡m‡e G g‡g© †Nvlbv KiwQ †h, wnmveavix bvevjK| Zvi
cÖ‡qvRbxq Z_¨ mshy³ di‡g cÖ`vb Kiv n‡jv| wnmveavix mvevjK bv nIqv ch©š@ wKsev Avgvi KZ©„K cieZ©x †Nvlbv bv
†`qv ch©š@ wnmvewU êa AwffveK wn‡m‡e Avgvi ¯^v¶‡i cwiPvwjZ n‡e|
K. wnmveavix bvevj‡Ki bvg t ----------------------------------------------------------------------------
L. Awffve‡Ki bvg t -------------------------------------- bvevj‡Ki mv‡_ m¤•K© t--------------
(bvevjK Ges AwffveK-Df‡qi Rb¨B ÔÔ e¨w³msµvš@ Z_¨vejx Ó dig c–iY Ki‡Z n‡e Ges Dfq di‡gB
Awffve‡Ki ¯^v¶i MÖnY Ki‡Z n‡e)
12. A‡_©i Drm t-----------------------------------------------------------------------------------------------
13. †Nvlbv I ¯^v¶i t
Avwg/Avgiv GB g‡g© wbðqZv cÖ`vb KiwQ †h, Avwg/Avgiv wnmve msµvš@ hveZxq wbqgvejx /kZ©vejx c‡owQ
Ges D³ wbqgvejx/ kZ©vejx †g‡b Pj‡Z eva¨ _vKe| Avwg/Avgiv mÁv‡b †Nvlbv KiwQ †h, Dc‡iv‡jÐwLZ Z_¨vw`
mZ¨| Avcbvi Pvwn`v †gvZv‡eK cÖ`Ë Z‡_ï AwZwi³ mswkÐó †h †Kvb cÖ‡qvRbxq Z_¨vw`/`wjjvw` mieivn Kie|
Av‡e`bKvixi bvg, ¯^v¶i I ZvwiL

----------------------------------
---------------------------------------------------------------------------------------------------------------------
--
e¨vs‡Ki eënv‡ii Rb¨
gš@e¨ t
---------------------------------------- -------------------------------------------
---------------------------------------- -------------------------------------------
wnmve †Lvjvi Kg©KZ©v Aby‡gv`bKvix Kg©KZ©v
bvghy³ mxjmn ¯^v¶i I ZvwiL bvghy³ mxjmn ¯^v¶i I ZvwiL
61
Aby‡”Q` -7.02 wnmve †Lvjvi dig (Ae¨w³K)
--------------------kvLv
wnmve †Lvjvi Av‡e`b dig
A-e¨w³K wnmve
ZvwiL t------------------------ wnmve bs--------------------------
MÖvnK AvB. wW b¤î t-------------
eë¯’vcK
----------------------kvLv
-----------------------
Rbve,
Avwg/Avgiv Avcbvi kvLvq wbæiƒc GKwU wnmve †Lvjvi Rb¨ Av‡e`b KiwQ| Avgvi/Avgv‡ì we¯@vwiZ Z_¨
wb‡æ MÖ`vb Kijvg t
1. wnmv‡ei bvg t ------------------------------------------------------------------------------------------------
2. cÖwZôv‡bi aiY (wUK wPý w`b) t cÖvB‡fU/cvewjK wjt Askx`vix †hŠ_ D‡`¨vM GKK gvwjKvbv
miKvix GbwRI K¬ve/†mvmvBwU Ab¨vb¨ (wjLyb)
3. wnmv‡ei cÖKvi(wUK wPý w`b) t mÂqx PjwZ GmGbwW ¯’vqx FC RFCD
NFCD Ab¨vb¨
4. gy`ªv (wUK wPý w`b) t UvKv Wjvi BD‡iv cvDÛ Ab¨vb¨
5. cÖwZôv‡bi wVKvbv t
K. †iwRóvW© wVKvbv t-----------------------------------------------------------------------
L.eëmv¯’j/Awd‡mi wVKvbv t------------------------------------------------------------------------
M.KviLvbv/wkí cÖwZôv‡bi wVKvbv t-----------------------------------------------------------------------
6. †UªW jvB‡mÝ b¤î t----------------------------------ZvwiL t----------------------------
BmÿKvix KZ©„c¶ t --------------------------------------------------------------------
7. wbeÜb KZ©„c¶ I †`k t ----------------------------------------------------------------------
(†`kx/we‡`kx Dfq ai‡bi Rb¨)
8. wbeÜb b¤î t------------------------------------ZvwiL t---------------------------
9. U¨v· AvBwW b¤î (TIN) t-----------------------------------------------------------------------
10.f¨vU †iwRt b¤î(hw` _v‡K) t ----------------------------------------------------------------------
11. eëmv‡qi cÖK…wZ (we¯@vwiZ) t -----------------------------------------------------------------------
12. MÖvn‡Ki Ab¨vb¨ e¨vsK wnmve (hw` _v‡K) t
e¨vs‡Ki bvg kvLv cwiPvjbK…Z wnmv‡ei cÖK…wZ (wUK wPý w`b)
K. --------------- K. --------------------- Rgv wnmve FY wnmve Ab¨vb¨
L. ------------------ L. --------------------- Rgv wnmve FY wnmve Ab¨vb¨

M. ------------------ M. -------------------- Rgv wnmve FY wnmve Ab¨vb¨
62
13. cwiPq`vbKvixi Z_¨ t
K. bvg t----------------------------------------------------------------
L. wnmve b¤î t---------------------------------------------------------------
M. kvLvi bvg t----------------------------------------------------------------
N. ¯^v¶i (ZvwiLmn) t---------------------------------------------------------------
14. cÖv_wgK Rgv t cwigvb------------------------------------------------------
15. Gd.wW.Avi msµvš@ Z_¨ t cwigvb ------------------------ gy`ªv---------------------------
†gqv`Kvj t----------gvm------------eQi----------w`b | †gqv`c–wZ©i ZvwiL t-------------------
bevq‡bi †¶‡Î t Avmj I my` bevqb Ki“b ïaygvÎ Avmj bevqb Ki“b
ïaygvÎ Avmj bevqb Ki“b, my`----------------------b¤î wnmv‡e Rgv Ki“b|
cÖ‡hvR¨ b‡n
16. we‡kl ¯‹x‡gi Z_¨ t

¯‹x‡gi bvg t -------------------------------------------------------------------------------------------
¯‹x‡gi †gqv` t -------------------GKKvjxb Rgv/wKw¯@i cwigvb-----------------wKw¯@i msL¨v (evwl©K)---------
†gqv`v‡š@ cÖ‡`q t ------------------------------------gvwmK cÖ‡`q t--------------------------------------
17. A‡_©i Drm t-----------------------------------------------------------------------------------------------
13. wnmve cwiPvjbKvix msµvš@ †Nvlbv I ¯^v¶i t
Avwg/Avgiv G g‡g© wbðqZv cÖ`vb KiwQ †h, Avwg/Avgiv wnmve msµvš@ hveZxq wbqgvejx /kZ©vejx c‡owQ
Ges D³ wbqgvejx/kZ©vejx †g‡b Pj‡Z eva¨ _vKe| Avwg/Avgiv mÁv‡b †Nvlbv KiwQ †h, Dc‡iv‡jÐwLZ Z_¨vw` mZ¨|
Avcbvi Pvwn`v †gvZv‡eK cÖ`Ë Z‡_ï AwZwi³ mswkÐó †h †Kvb cÖ‡qvRbxq Z_¨vw`/`wjjvw` mieivn Kie|
MÖvn‡Ki ¯^v¶i, bvg, cèx I ZvwiL
1.ÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑ 2. ÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑ 3.ÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑ

ÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑ ÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑ ÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑ
ÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑ ÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑ ÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑ
ÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑÑ
e¨vs‡Ki eënv‡ii Rb¨

gš@e¨ t
---------------------------------------- -------------------------------------------
---------------------------------------- -------------------------------------------
wnmve †Lvjvi Kg©KZ©v Aby‡gv`bKvix Kg©KZ©v
bvghy³ mxjmn ¯^v¶i I ZvwiL bvghy³ mxjmn ¯^v¶i I ZvwiL
63
Aby‡”Q` -7.03 e¨w³ msµvš@ Z_¨vewj
------------------kvLv
wnmve †Lvjvi dig t e¨w³ msµvš@ Z_¨vejx
GB digwU c–iYc–e©K e¨w³ I Ae¨w³K wnmv‡ei g–j As‡ki mv‡_ mshy³ Ki‡Z n‡e|
ZvwiL t------------------------------- wnmve b¤î t--------------------
MÖvn‡Ki AvBwW b¤î t------------
1. MÖvn‡Ki bvg t----------------------------------------------------------------------------
2. wnmv‡ei mv‡_ m¤•K© (bx‡P cÖ‡hvR¨ †¶‡Î wUK wPý w`b)
1g Av‡e`bKvix 2q Av‡e`bKvix 3q Av‡e`bKvix WvB‡i±i Askx`vi
bvevjK AwffveK G¨vUb©x †nvìvi wmM‡bUwiR Ab¨vb¨
3. wcZvi bvg t ----------------------------------------------------------------------

4.gvZvi bvg t ----------------------------------------------------------------------
5. ¯^vgx/¯¿x t ----------------------------------------------------------------------[
6. RvZxqZv t ----------------------------------------------------------------------
7. Rš§ ZvwiL t-----------------------------------------------------------------------
8. wj½ (wUK wPý w`b) t cyi“l gwnjv
9. †ckv (cèxmn) t -----------------------------------------------------------------------
10. RvZxq cwiPqcÎ b¤î t -----------------------------------------------------------------------
11. cvm‡cvU© b¤î (hw` _v‡K) t -----------------------------------------------------------------------
12. U¨v· AvBwW b¤î(TIN hw` _v‡K)t-----------------------------------------------------------------------
13. WªvBwfs jvB‡mÝ b¤î(hw` _v‡K) t ----------------------------------------------------------------------
14. eZ©gvb wVKvbv (Avevm¯’j) t ----------------------------------------------------------------------
15. ¯’vqx wVKvbv t ----------------------------------------------------------------------
16. †ckvMZ wVKvbv t ----------------------------------------------------------------------
17. †hvMv‡hvM
†Uwj‡dvb t evmv t ------------------------------------------Awdm t ----------------------------
†gvevBj t ------------------------B-‡gBj t ----------------------------d¨v· t ---------------------
18. †µwWU KvW© msµvš@ Z_¨
BmÿKvix cÖwZôvb I KvW© b¤î (hw` KvW© eënviKvix nb) t 1| ------------------------------------------
2| ------------------------------------------
19. †iwm‡WÝ ó¨vUvm (wUK wPý w`b) t †iwm‡W›U bb †iwm‡W›U
( cÖ‡qvRbxq †¶‡Î e¨vsK MvBWjvBÝ di d‡ib G·‡PÄ Uªvb‡RKkb Gi wb‡`©kbv AbymiY K‡i Z_¨ msMÖn Ki‡e)
¯^v¶i (ZvwiLmn )
64
Aby‡”Q` -7.04 m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv (TP)
m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv (Transaction Profile)

1. wnmv‡ei bvg t
2. wnmv‡ei aib t
3. wnmve ev m–Î (Referance)
weeiY ‡jb‡`‡bi m‡e©v”P †jb‡`‡bi ‡gvU cwigvb

msL¨v (gvwmK) AsK (cÖwZwU (gvwmK)
†jb‡`‡bi
Rgv
bM` Rgv (AbjvBbmn)
UªvÝdvi/B›Uª~‡g›U Gi gva¨‡g Rgv
d‡ib †iwgU¨vÝ Rgv
ißvbx n‡Z Avq
Ab¨vb¨ (wbw`©ófv‡e)
†gvU m¤¢ve¨ Rgv
D‡Ëvjb
bM` D‡Ëvjb (AbjvBb/ G.wU.Ggmn)
UªvÝdvi/B›Uª~‡g›U Gi gva¨‡g cwi‡kva
d‡ib †iwgU¨vÝ D‡Ëvjb
Avg`vbx eve` e¨q
Ab¨vb¨ (wbw`©ófv‡e)
†gvU m¤¢ve¨ D‡Ëvjb
4. †jb‡`bK…Z A‡_©i Drm t ---------------------------------------------------------------------------------------
Avwg/Avgiv wbæ¯^v¶iKvix (MY) G g‡g© wbðqZv cÖ`vb KiwQ †h, m¤¢ve¨ †j‡`‡bi AbywgZ gvÎv Avgvi/cÖwZôv‡bi
¯^vfvweK cÖK…Z †jb‡`b| Avwg/Avgiv Av‡iv wbðqZv cÖ`vb KiwQ †h, cÖ‡qvRb‡ev‡a Avwg/Avgiv m¤¢ve¨ †jb‡`‡bi AbywgZ
gvÎv ms‡kvab/nvjbvMv` Ki‡ev|
¯^v¶i t ¯^v¶i t
bvg t bvg t
cèx t cèx t
ZvwiL t ZvwiL t
65
Aby‡”Q` -7.05
MÖvnK cwiwPwZ m¤•wK©Z dig (KYC Profile Form)
(we‡kl ¯‹xg/¯’vqx Avgvb‡Zi †¶‡Î cÖ‡hvR¨)
1. wnmv‡ei bvg t
2. wnmv‡ei aiY t
3. wnmve ev m–Î (Reference) b¤î t
4. wnmve †Lvjvi Kg©KZ©vi bvg t
5 Znwe‡ji Drm wK ? Znwe‡ji Drm wKfv‡e wbwðZ Kiv n‡q‡Q ? (cÖ‡hvR¨ †¶‡Î)
6. wnmv‡ei cÖK…Z myweav‡fvMx (Beneficial Owner) m¤•wK©Z Z_¨vw` ( †Kv¤•vbxi †¶‡Î wbqš¿bvaxb †kqvi †nvìvi Ges
20% ev Gi AwaK GKK †kqvi †nvìvi Gi we¯@vwiZ Z_¨) t-----------------------------------------------------
---------------------------------------------------------------------------------------------------------------
7. cvm‡cvU© b¤î ----------------------------------------- d‡UvKwc M„nxZ wKbv? t n¨vu / bv (cÖ‡hvR¨ b‡n)
8. †fvUvi AvBwW KvW© b¤î-------------------------------- d‡UvKwc M„nxZ wKbv? t n¨vu / bv (cÖ‡hvR¨ b‡n)
9.RvZxq cwiPqcÎ b¤î------------------------------------ d‡UvKwc M„nxZ wKbv? t n¨vu / bv (cÖ‡hvR¨ b‡n)
10. wU AvB Gb ------------------------------------------- d‡UvKwc M„nxZ wKbv? t n¨vu / bv (cÖ‡hvR¨ b‡n)
11. f¨vU †iwRt b¤î--------------------------------------- d‡UvKwc M„nxZ wKbv? t n¨vu / bv (cÖ‡hvR¨ b‡n)
12. WªvBwfs jvB‡mÝ b¤î----------------------------------- d‡UvKwc M„nxZ wKbv? t n¨vu / bv (cÖ‡hvR¨ b‡n)
13. MÖvnK wK K‡ib ?-----------------------------------------------------------------------------------------
MÖn‡Ki †ckv we¯@vwiZ eY©bv Ki“b ?
gš@e¨ (hw` _v‡K)
(* GB As‡k we‡ePbvq MÖvn‡Ki SzuwK m¤•‡K© gš@e¨ Kiv †h‡Z cv‡i)
--------------------------------------- --------------------------------------
wnmve †Lvjvi Kg©KZ©v/wi‡jkbkxc g¨v‡bRv‡ii bvg, Aby‡gv`bKvix Kg©KZ©vi bvg, ¯^v¶i (mxjmn)
¯^v¶i (mxjmn) I ZvwiL I ZvwiL
66
Aby‡”Q` -7.06
MÖvnK cwiwPwZ m¤•wK©Z dig (KYC Profile Form)
(e¨w³ I cÖwZôv‡bi wnmve †Lvjvi †¶‡Î eënvh©)
1. wnmv‡ei bvg t
2. wnmv‡ei aiY t
3. wnmve ev m–Î (Reference) b¤î t
4. wnmve †Lvjvi Kg©KZ©vi bvg t
5. eëmv‡qi cÖK…wZ Ges Znwe‡ji Drm t
6. Znwe‡ji Drm wKfv‡e wbwðZ Kiv n‡q‡Q Ges eëmvwqK m¤•K© ¯’vcbK‡í eëmv‡qi cÖK…wZ wel`fv‡e
D‡jÐLKiZt eëmv‡qi mv‡_ †jb‡`‡bi cwigvb mvgÄm¨c–b© wKbv Zv eb©bv Ki‡Z n‡e t
7. wnmv‡ei cÖK…Z myweav‡fvMx (Beneficial Owner) m¤•wK©Z Z_¨vw` ( †Kv¤•vbxi †¶‡Î wbqš¿bvaxb †kqvi †nvìvi
Ges 20% ev Gi AwaK GKK †kqvi †nvìvi Gi we¯@vwiZ Z_¨) t---------------------------------------------------
--------------------------------------------------------------------------------------------------------------------
8. cvm‡cvU© b¤î ----------------------------------------- d‡UvKwc M„nxZ wKbv? t n¨vu / bv (cÖ‡hvR¨ b‡n)
[9. †fvUvi AvBwW KvW© b¤î-------------------------------- d‡UvKwc M„nxZ wKbv? t n¨vu / bv (cÖ‡hvR¨ b‡n)
10.RvZxq cwiPqcÎ b¤î------------------------------------ d‡UvKwc M„nxZ wKbv? t n¨vu / bv (cÖ‡hvR¨ b‡n)
11. wU AvB Gb ------------------------------------------- d‡UvKwc M„nxZ wKbv? t n¨vu / bv (cÖ‡hvR¨ b‡n)
12. f¨vU †iwRt b¤î--------------------------------------- d‡UvKwc M„nxZ wKbv? t n¨vu / bv (cÖ‡hvR¨ b‡n)
13. WªvBwfs jvB‡mÝ b¤i----------------------------------- d‡UvKwc M„nxZ wKbv? t n¨vu / bv (cÖ‡hvR¨ b‡n)
14. Awbevmx (Non-Residence) Ges we‡`kx‡ì wnmve †Lvjvi KviY m¤•‡K© wbwðZ nIqv | wfmvi cÖK…wZ {
AvevwmK/KvR(Work)} -----------------------------------------------------------------------------------------
15. MÖvnK wK K‡ib/cÖwZôvbwU wK ai‡bi eëmv‡q wb‡qvwRZ i‡q‡Q ?
µwgK bs cÖK…wZ wi· ‡j‡fj †¯‹vi
01 Ry‡qjvix/¯^‡Y©i eëmv D”P 5
02 gvwb †PÄvi/Kzwiqvi mvwf©m G‡R›U D”P 5
03 wi‡qj G‡÷U G‡R›U D”P 5
04 wbg©vb cÖKí cÖ‡gvUi D”P 5
05 Ad‡mvi K‡c©v‡ikb D”P 5
06 wPÎKjv/Gw›U‡Ki wjWvi D”P 5
07 †iu‡¯@viv/evi/bvBU K¬ve/AvevwmK †nv‡Uj Gi gvwjK D”P 5
08 Avg`vbx/ißvbx G‡R›U D”P 5
09 bM` A_© jMœxKvix eëmvqx (gv‡m 25 j¶ UvKv) D”P 5
10 †kqvi/÷K wWjvi D”P 5
11 Rbkw³ ißvbx eëmv D”P 5
12 wewfbœ Ae¯’v‡b Kvh©µg D”P 5
13 PjwPÎ cÖ‡hvRbv/cwi‡ekbv ms¯’v D”P 5
14 A‡¯¿i eëmv D”P 5
15 ‡gvevBj †dvb Acv‡iUi D”P 5
16 evwl©K GK †KvwU UvKvi AwaK A_© jwMœKvix eëmv ga¨g 3
67
17 Uªv‡fj G‡R›U ga¨g 3
18 cwienb Acv‡iUi ga¨g 3
19 A‡UvwWjvi(wiKwÛkb Mvox) ga¨g 3
20 wjwRs/dvBb¨vÝ †Kv¤•vbx ga¨g 3
21 ‡d«BU/wkwcs/Kv‡M©v G‡R›U ga¨g 3
22 BÝy‡iÝ/†eªvKv‡iR G‡RÝx ga¨g 3
23 ag©xq cÖwZôvb/ms¯’v ga¨g 3
24 we‡bv`bKvix cÖwZôvb/cvK© ga¨g 3
25 ‡gvUi cvU©m Gi eëmv ga¨g 3
26 ZvgvK I wmMv‡i‡Ui eëmv wbæ 2
27 A‡Uv cÖvBgvix (bZzb Mvox) wbæ 2
28 †`vKv‡bi gvwjK(LyPiv) wbæ 2
29 eëmv-G‡R›U wbæ 2
30 ¶z`ª eëmvqx (evwl©K Uvb©Ifvi 50.00 j¶ UvKvi Dc‡i) wbæ 2
31 ¯^-D‡`¨vMx †ckvRxwe wbæ 2
32 K‡©cv‡iU Kvógvi wbæ 2
33 evox wbg©vb mvgMÖxi eëmv wbæ 2
34 Kw¤•DUvi/†gvevBj †dv‡bi eëmv wbæ 2
35 md&UIqvi eëmv wbæ 2
36 Drcv`bKvix( A¯¿ e¨ZxZ) wbæ 2
37 PvKzix n‡Z Aemi MÖnYKvix wbæ 0
38 PvKzix wbæ 0
39 QvÎ wbæ 0
40 M„wnbx wbæ 0
41 K…wlRxwe wbæ 0
42 Ab¨vb¨---------( aib Abymv‡i e¨vsK wi¯‹ †mKvi cÖ`vb Ki‡e) wbæ 0
(16 †_‡K 21 b¤î †Uwe‡j †kÖbxi DaŸ©mxgv GKB †kÖbx‡Z we‡ewPZ n‡e| D`vniY t 50 j¶ UvKv 0-50 †kÖbxf‚³ n‡e)
MÖvn‡Ki bxU m¤•` (Net Worth) cwigvb t
16.MÖvn‡Ki bxU m¤•‡ì Net Worth)
[cwigvb( UvKvq) wi¯‹ †j‡fj wi¯‹ †iwUs
1-50 j¶ wbæ 0
50 j¶-2 †KvwU ga¨g 1
>50 †KvwU D”P 3
17. wnmve †Lvjvi aiY t
aiY wi¯‹ †j‡fj wi¯‹ †iwUs
wi‡jkbkxc g¨v‡bRvi/kvLv KZ©„K wbæ 0
WvB‡i± †mj&m G‡RbvU KZ…„K ga¨g 1
BbvUvi‡bU D”P 3
AhvwPZ/¯^cÖ‡bvw`Zfv‡e D”P 3
18. MÖvn‡Ki AbywgZ gvwmK †jb‡`‡bi cwigvb t
PjwZ wnmv‡e †jb‡`‡bi mÂqx wnmv‡e †jb‡`‡bi wi¯‹ †j‡fj wi¯‹ †iwUs
cwigvb (j¶ UvKvq) cwigvb(j¶ UvKvq)
0-10 0-5 wbæ 0
10-50 5-20 ga¨g 1
>50 >20 D”P 3
68
19. MÖvn‡Ki AbywgZ gvwmK †jb‡`‡bi msL¨v t
msL¨v msL¨v
0-100 0-20 wbæ 0
100-250 20-50 ga¨g 1
>250 >50 D”P 3
20. MÖvn‡Ki AbywgZ gvwmK bM` †jb‡`‡bi cwigvb t
cwigvb (j¶ UvKvq) cwigvb(j¶ UvKvq)
0-10 0-2 wbæ 0
10-25 2-7 ga¨g 1
>25 >7 D”P 3
21. MÖvn‡Ki AbywgZ gvwmK bM` †jb‡`‡bi msL¨v t
msL¨v msL¨v
0-15 0-5 wbæ 0
15-30 5-10 ga¨g 1
>30 >10 D”P 3
22. mvwe©K SzwK wbiƒcb t
wi¯‹ †iwUs SuywKi cÖK…wZ
>=14 D”P
<14 wbæ
gš@e¨ t
(* wi¯‹ †iwUs 14 Gi Kg n‡jI Kvib D‡jÐLc–e©K we‡ePbvq MÖvnK‡K D”P SuzwKm¤•bœ wn‡m‡e wbiƒcb Kiv †h‡Z cv‡i|)
23. wnmveavixi wVKvbv(mg–n) hvPvB Kiv n‡q‡Q wKbv ?
24. DËi n¨vu n‡j wKfv‡e hvPvB Kiv n‡q‡Q ?
25. cwj‡UK¨vwj G·‡cvRW cvm©bm& t ( GGgGj mvK©yjvi 14 Abymv‡i)
(K) wmwbqi g¨v‡bR‡g›U n‡Z Aby‡gv`b †bqv n‡q‡Q wKbv? nüv / bv
(L) m¤•‡ì Drm t ------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------------------------
(M) MÖvn‡Ki ms‡M gy‡LvgywL mv¶vrKvi †bqv n‡q‡Q t n¨vu / bv
cÖ¯‘ZKvix t ch©v‡jvPbvKvix t
(wnmve †Lvjvi Kg©KZ©v/wi‡jkbkxc g¨v‡bRvi (kvLv eë¯’vcK/kvLv Acv‡ikb cÖavb)
¯^v¶i (mxjmn) t ¯^v¶i (mxjmn) t

bvg t bvg t
ZvwiL t ZvwiL t
26. wnmve msµvš@ Z_¨w` me©‡kl K‡e Review & Update Kiv n‡q‡Q ?
Review & Update Kix Kg©KZ©vi bvg t
¯^v¶i (mxjmn) t
bvg t
ZvwiL t
69
Aby‡”Q`-7.07 m¤¢ve¨ †jb‡`b AbywgZ gvÎv MÖnY I msi¶Y (Transaction Profile)t
A¯^vfvweK †jb‡`b mbv³KiY I cwiex¶‡bi wbwg‡Ë MÖvnK wnmv‡ei m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv
(TP) m¤•‡K© MÖvn‡Ki †Nvlbv msMÖn K‡i msi¶Y Ki‡Z n‡e| †jb‡`b Zvr¶wbK gwbUwis Gi myweav‡_© TP Gi
Z_¨ MÖvn‡Ki wnmv‡ei mswkÐó †jRvi dwjIi Dcwifv‡M jvj Kvwj w`‡q wj‡L ivL‡Z n‡e| †NvwlZ †jb‡`‡bi
gvÎvi ms‡M msMwZnxb †jb‡`b A¯^vfvweK/m‡›`nRbK e‡j we‡eP¨ n‡e hw` AbymÜv‡b MÖvn‡Ki wbKU n‡Z h_vh_
e¨vL¨v cvIqv bv hvq|
Aby‡”Q`-7.08 SuywKwfwËK MÖvnK wefvRb c×wZ t
†Kvb MÖvn‡Ki wnmve †Lvjvi mgq G‡Z gvwbjÛvwis Gi SuywK Av‡Q wKbv Zv hZUv m¤¢e hvPvB Kiv
cÖ‡qvRb| Giƒc hvPvB Kivi GKwU c×wZ n‡jv SuywK wfwËK MÖvnK wefvRb| KYC Profile Form c–iY I
g–j¨vq‡bi gva¨‡g MÖvnK wefvRb Kiv †h‡Z cv‡i| G‡Z 7wU K¨vUvMwi‡Z 1 †_‡K 5 Gi g‡a¨ cÖvß AsK/†iwUs Gi
wfwË‡Z MÖvn‡Ki D”P SuywK gva¨g SzuwK I wbæ SzuwK cÖK…wZ‡Z wefvRb Kiv nq| SuywKwfwËK wefvR‡bi mvZwU
K¨vUvMwi wb‡æ †`Lv‡bv n‡jv t
1. MÖvn‡Ki †ckv I eëmvi cÖK…wZ
2. eëmvi †bUIqv_©|
3. wnmve †Lvjvi aiY|
4. MÖvn‡Ki cÖZ¨vwkZ gvwmK †jb‡`‡bi cwigvb|
5. MÖvn‡Ki cÖZ¨vwkZ gvwmK †jb‡`‡bi msL¨v|
6. MÖvn‡Ki cÖZ¨vwkZ gvwmK bM` †jb‡`‡bi cwigvb|
7. MÖvn‡Ki cÖZ¨vwkZ gvwmK bM` †jb‡`‡bi msL¨v|
G mvZwU K¨vUvMwii gva¨‡g AwR©Z As‡Ki mgwó 14 Gi Kg n‡j wbæ SuywK, 14 Gi mgvb ev 14 Gi †P‡q †ekx
n‡j D”P SzuwK wb‡`©k K‡i| Giƒc SzuwK g–j¨vqb KYC Profile di‡g `¯@LZmn wjwce× K‡i ivL‡Z n‡e|
MÖvn‡Ki Giƒc wefvRb we‡klZt D”P SzuwKi MÖvnK‡K cÖwZ eQi c–btg–j¨vqb Kiv cÖ‡qvRb| D”P Szwu K m¤•bœ
wnmv‡ei ZvwjKv/Z_¨ Avjv`vfv‡e msi¶Y Ki‡Z n‡e hv‡Z mn‡RB G mKj wnmv‡ei †jb‡`b gwbUwis Kiv m¤¢e
nq|
Aby‡”Q`-7.09 KYC Profile G A‡_©i Drm¨ m¤•wK©Z cÖkœcÎ t
(K) A‡_©i Dr‡mi aiYt
eëmvi gvwjKvbv D”P c`¯’ wbe©vnx DËivwaKvi
†ckvRxwe * wewb‡qvM** Ab¨vb¨

wb‡`©kbv t (Aby‡”Q`-7.10 Gi cÖkœ ZvwjKvq ewb©Z cÖkœ eënvi Kiv †h‡Z cv‡i| cÖ‡qvR‡b GKvaxK K¨vUvMwii cÖkœ
eënvi Kiv †h‡Z cv‡i)
(L) AvgvbZKvixi mv‡_ gy‡LvgywL Avjv‡ci Dci †bvU t
(M) AvgvbZKvixi †cÖvdvB‡ji evwl©K wiwfD t
cÖ¯‘ZKvix t 2q Kg©KZ©vi ¯^v¶i t kvLv eë¯’vc‡Ki ¯^v¶it

¯^v¶i t bvg t bvg t
bvg t ZvwiL t ZvwiL t
ZvwiL t
* †ckvRxwe-Wv³vi,DwKj,cÖ‡KŠkjx, GKvD›U‡U›U, PvKzwiRxwe-BZ¨vw`
** wewb‡qvM- †h e¨w³ †h †Kvb ai‡bi m¤•` ‡Kbv †ePv K‡i t wi‡qj G‡óU wmwKDwiwUR, †kqvi †Kv¤•vbx,
iqvwjwU Ges †c‡U›U BZ¨vw`|
†bvU t cÖ‡hvR¨ ‡¶‡Î KYC Profile dig cÖwZ eQi Avc‡MÖW Ki‡Z n‡e|
70
Aby‡”Q`-7.10 t m¤•‡ì Drm wbY©‡q eënv‡ii Rb¨ cÖkœcÎt
eëmv‡qi gvwjKvbv †_‡K cÖvß m¤•`
- eëmv‡qi aiY I weeiY Ges Gi Acv‡ikb
- gvwjKvbvi aiYt e¨w³ gvwjKvbv/wjt †Kv¤•vbx
- wK ai‡bi †Kv¤•vbx ?
- gvwjKvbvi Ask ( %) ?
- AvbygvwbK weµ‡qi cwigvb ?
- AvbygvwbK bxU Avq ?
- AvbygvwbK bxUIqv_© ?
- GB eëmvq _vKvi mgqKvj ?
- eëmvwU wKfv‡e cÖwZwôZ n‡qwQj ?
- Ab¨ cvU©bvi/gvwjK Av‡Q wK ?
- Ab¨ cvU©bvi/gvwj†Ki bvg ?
- Ab¨ cvU©bvi/gvwj†Ki Ask (%) ?
- Kg©Pvixi msL¨v ?
- eëmvi †jv‡Kkb ?
- eëmvi †fŠMwjK GjvKv/e¨wß ?
- GB eëmvq wb‡qvwRZ cwiev‡ii Ab¨ m`m¨MY ?
- miKvix QywU/jvB‡mÝ g–‡j cÖvß †iwfwbD ?
m‡e©v”P wbe©vnx wnmv‡e AvnwiZ m¤•`
-cÖvß Avby‡Zvwl‡Ki cwigvb ?
- wb‡qvMKvix †Kv¤•vbx/cÖwZôvb wK K‡i ?
- †h c‡` Avmxb (†cÖwm‡W›U/GgwW)
- †Kv¤•vbx‡Z wb‡qvwRZ _vKvi mgqKvj ?
- †h wel‡q we‡klÁ (dvBb¨vÝ/Drcv`b)
- †Kv¤•vbxwU cÖvB‡fU A_ev cvewjK ?
- AvgvbZKvixi weMZ AwfÁZv ( D`vniY-Ab¨ †Kv¤•vbxi Pxd dvBb¨vÝ Awdmvi BZ¨vw`)
cÖv_wgK DËivwaKvi m–‡Î cÖvß m¤•‡ì †¶‡Î
- †Kvb eëmv †_‡K G m¤•` AvnwiZ n‡q‡Q ?
- Kvi KvQ †_‡K DËivwaKvi m–‡Î cÖvß ?
- DËivwaKvi m–‡Î cÖvß m¤•‡ì aiY (†hgb-f‚wg, wmwKDwiwUcÎ, †kqvi,†Kv¤•vbx, Uªvó BZ¨vw`)
- KLb cÖvß ?
- wK cwigvb cÖvß ?
- DËivwaKvi m–‡Î †Kvb eëmv †c‡j KZ fvM (%) cÖvß ?
†ckvRxwe t m¤•‡ì Drm
- †ckvwU wK Ges †Kvb Specialization Av‡Q wKbv ?
- m¤•‡ì Drm( †hgb DwKj gvgjv cwiPvjbv †_‡K, Wv³vi wK¬wbK †_‡K,------)
- Av‡qi wnmve (estimated)
wewb‡qvM †_‡K cÖvß m¤•`
- m¤•` †Kvb Drm †_‡K cÖvß ( †hgb-wi‡qj G‡óU, †kqvi eÛ BZ¨vw`‡Z wewb‡qvM------)
- eZ©gv‡b wK wK Lv‡Z wewb‡qvM Av‡Q ?
- wewb‡qv‡Mi cwigvb KZ ?
- †Kvb D‡jÐL‡hvM¨ miKvix †jb‡`b _vK‡j D‡jÐL Ki“b ?
- †jb‡`‡b AvgvbZKvixi f‚wgKv wK ( D`vniY-mivmwi wewb‡qvM K‡ib ev G‡R›U wn‡m‡e KvR K‡ib--)
- AvbygvwbK evwl©K Avq g–j¨ e„w× ?
- KZw`b hver wewb‡qvMKvix wn‡m‡e Av‡Qb ?
71
cwi‡”Q- 8
Avš@t†`kxq I Af¨š@ixY Aq¨vi UªvÝdvi (Wire Transfer) Gi †¶‡Î AbymiYxq wb‡`©kvejx t
gvwbjÛvwis I mš¿vmx Kv‡h© A_© †hvMvb cÖwZ‡iva K‡í Avš@t†`kxq I Af¨š@ixY Aq¨vi UªvÝdvi Kvh©µg cwiPvjbvi
†¶‡Î wbæewY©Z wb‡`©kbvmg~n cwicvjb Ki‡Z n‡e t-
(K) msÁv
G m¤•wK©Z wb‡`©kbv cwicvj‡b wewfbœ `dv e¨vL¨vi †¶‡Î wb‡æv³ msÁvmg~n cÖ‡hvR¨ n‡e t
1) ÒAq¨vi UªvÝdvi (Wire transfer)Ó ej‡Z Ggb Avw_©K †jb‡`b‡K eySv‡e hv‡Z †Kvb Av‡e`bKvix e¨w³ ev
cÖwZôv‡bi Aby‡iv‡a †Kvb e¨vsK/cÖwZôvb B‡j±ªwbK gva¨g (my¨Bd&U/Ab¨wea) eënvi K‡i Aci †Kvb
e¨vsK/cÖwZôvb A_ev e¨vsK/cÖwZôv‡bi (A_© ev A_©gj
– ¨ ‡cÖiY ev n¯@vš@i Kvh©µ‡g mswkÐó cÖwZôvb/†gvevBj e¨vswKs
Ges D³ cÖwZôv‡bi wb‡qvMK…Z G‡R›U) kvLvi mnvqZvq cÖvcK/†ewbwdwkqvix‡K (e¨w³ ev cÖwZôvb) A_© cÖ`vb
K‡i|
2) ÒAvš@t‡`kxq Aq¨vi UªvÝdvi (Cross-border wire transfer)Ó ej‡Z Giƒc Avw_©K †jb‡`b‡K eySv‡e, †h
‡¶‡Î Av‡e`bKvix Ges †ewbwdwkqvix wfbœ wfbœ †`‡k Ae¯’vb K‡i| ZvQvov ci¯•i m¤•K©hy³ GKvwaK UªvÝdv‡ii
‡¶‡Î b–¨bc‡¶ GKwU †jb‡`b †`‡ki evB‡i m¤•vw`Z n‡j ZvI Avš@t‡`kxq Aq¨vi UªvÝdvi g‡g© MY¨ n‡e|
3) ÒAf¨š@ixY Aq¨vi UªvÝdvi (Domestic wire transfer)Ó ej‡Z Giƒc †jb‡`b‡K eySv‡e †h‡¶‡Î
Av‡e`bKvix I ‡ewbwdwkqvix GKB †`‡k Ae¯’vb K‡i| G‡¶‡Î ci¯•i m¤•K©hy³ GKvwaK UªvÝdv‡i eëüZ
cÖwµqv Ab¨ †Kvb †`‡k m¤•bœ n‡jI Zv Af¨š@ixY Aq¨vi UªvÝdvi g‡g© MY¨ n‡e|
4) ÒAv‡e`bKvix (Applicant/originator)Ó ej‡Z Ggb †Kvb e¨w³ ev cÖwZôvb‡K (wnmve aviK wKsev wnmve
aviK bb) eySv‡e hvi Aby‡iv‡ai m~‡Î mswkÐó e¨vsK/cÖwZôvb ewY©Z Aq¨vi UªvÝdvi Kvh© m¤•v`b K‡i|
5) Ò‡ewbwdwkqvix (Beneficiary)Ó ej‡Z Ggb †Kvb e¨w³ ev cÖwZôvb‡K (wnmve aviK wKsev wnmve aviK bb)
eySv‡e hvi AbyK‚‡j A_© †cÖiY Kiv nq|
6) Òc–Y©v½ (Full)Ó ej‡Z Av‡e`bKvix ev †ewbwdwkqvixi cwiwPwZ hvPvBK‡í cÖ‡qvRbxq mKj Z‡_ï mwbœ‡ek‡K
eySv‡e| D`vniY¯îƒct Av‡e`bKvix/†ewbwdwkqvixi bvg I we¯@vwiZ wVKvbv, e¨vsK wnmve b¤î (hw` _v‡K), RvZxq
cwiPqcÎ/wbeÜb cÎ/MÖnY‡hvM¨ cwiwPwZg–jK Qwehy³ AvBwW KvW© BZ¨vw`|
7) ÒmwVK (Accurate)Ó ej‡Z Dc‡ii (6) `dvq ewY©Z Giƒc Z_¨‡K eySv‡e hvi mwVKZv hvPvB Kiv n‡q‡Q|
8) ÒA_©en (Meaningful)Ó ej‡Z Dc‡ii (6) `dvq ewY©Z Giƒc Z_¨‡K eySv‡e hv evn¨Z ev AvcvZt we‡ePbvq
h_vh_ g‡g© cÖZxqgvb nIqvi hyw³m½Z KviY Av‡Q|
L. e¨vsK/A_© ev A_©gj
– ¨ ‡cÖiYKvix ev n¯@vš@iKvix cÖwZôvb/†gvevBj e¨vswKs Kvh©µ‡g wb‡qvwRZ cÖwZôvb‡K
mKj ai‡Yi Aq¨vi UªvÝdv‡ii †¶‡Î wb‡æv³ Z_¨vejx MÖnY wbwðZ Ki‡Z n‡e t
1) Avš@t‡`kxq Aq¨vi UªvÝdvi t
i) mvaviY ev we‡kl AbygwZi AvIZvq Ab~¨b 1000 (GK nvRvi) gvwK©b Wjvi ev mgZzj¨ cwigvY ê‡`wkK gy`ªvq
Avš@t‡`kxq Aq¨vi UªvÝdv‡ii †¶‡Î Av‡e`bKvixi c–Y©v½ I mwVK Z_¨ msMÖn Ki‡Z n‡e| GQvovI ewY©Z mxgvi
bx‡Pi †jb‡`bmg~‡ni †¶‡Î Av‡e`bKvixi c~Y©v½ I A_©en Z_¨ msi¶Y Ki‡Z n‡e|
ii) Avš@t‡`kxq Aq¨vi UªvÝdv‡ii A_© †ewbwdwkqvix‡K cÖ`v‡bi †¶‡Î †ewbwdwkqvix m¤•wK©Z A_©en Z_¨ msi¶Y
Ki‡Z n‡e|
2) Af¨š@ixY Iq¨vi UªvÝdvi t
i) Ab~¨b 25,000/- (cuwPk nvRvi ) UvKv Af¨š@ixY Aq¨vi UªvÝdv‡ii †¶‡Î Av‡e`bKvixi c~Y©v½ I mwVK Z_¨
Ges ewY©Z mxgvi bx‡Pi †jb‡`bmg–‡ni †¶‡Î Av‡e`bKvixi c–Y©v½ I A_©en Z_¨ msi¶Y Ki‡Z n‡e| GQvovI
Af¨š@ixY Aq¨vi UªvÝdv‡ii A_© †ewbwdwkqvix‡K cÖ`v‡bi †¶‡Î †ewbwdwkqvix m¤•wK©Z A_©en Z_¨ msi¶Y Ki‡Z
n‡e|
72
ii) ‡gvevBj e¨vswKs †mevi †¶‡Î Dc‡iv³ wb‡`©kbvi AwZwi³ †c‡g›U wm‡÷gm wWcvU©‡g›U, evsjv‡`k e¨vsK
KZ©„K mg‡q mg‡q mieivnK…Z KYC Format eënvi Ki‡Z n‡e|
iii) †WweU ev †µwWU KvW© eënvi K‡i Aq¨vi UªvÝdv‡ii †¶‡Î (cY¨ I †mev µq e¨ZxZ) cwi‡kva msµvš@
BÝUªvKkb/ evZ©vq Dc‡ii L (2)(i) Gi Abyiƒc Z_¨ msi¶Y Ki‡Z n‡e|
iv) ‡h ‡¶‡Î GKK Av‡e`bKvix KZ„K© GKvwaK †jb‡`‡bi gva¨‡g GKvwaK †ewbwdwkqvixi AbyK‚‡j A_© †cÖi‡Yi
wb‡`©kbv cyÄxf‚Z K‡i ¸”QvKv‡i (e¨vP) cvVv‡bv nq ‡m‡¶‡Î cÖwZwU †jb‡`‡b Av‡e`bKvixi c–Y©v½ Z_¨ MÖnY
eva¨Zvg–jK bq|
v) miKvix/AvavmiKvix/¯^vqZ¡kvwmZ cÖwZôv‡bi AbyK‚‡j Aq¨vi UªvÝdv‡ii ‡¶‡Î Dc‡iv³ wb‡`©kbvi cwicvjb
eva¨Zvg~jK bq| GQvovI Avš@te¨vsK †jb‡`b (A_©vr †hLv‡b Av‡e`bKvix I †ewbwdwkqvix Dfq c¶B †Kvb
e¨vsK ev Avw_©K cÖwZôvb) Kvh©µ‡gi †¶‡Î Dc‡ii L (2)(i) `dvq ewY©Z wb‡`©kbv cwicvjb Ae¨vnwZ‡hvM¨
we‡ewPZ n‡e|
M. wi‡cvwU©st
1) hw` Aq¨vi UªvÝdvi msµvš@ †jb‡`‡bi Av‡e`bKvix (e¨w³/cÖwZôvb) wKsev mswkÐó †ewbwdwkqvix RvwZms‡Ni
Sanction ZvwjKvf–³1 ev evsjv‡`‡ki Sanction ZvwjKvf–³2 †Kvb e¨w³/cÖwZôvb nq A_ev GZ`&mswkÐó A_©
gvwbjÛvwis/mš¿vmx Kg©Kv‡Û eëüZ n‡Z cv‡i g‡g© m‡›`n Kivi hyw³m½Z KviY _v‡K, Z‡e mswkÐó
e¨vsK/cÖwZôvb c„óv 67, ms‡hvRbx-1 Q‡K Awej‡¤^ kvLv KZ©„K Òm‡›`nRbK †jb‡`b wi‡cvU©Ó †K›`ªxq cwicvjb
BDwb‡U †cÖiY Ki‡e| †K›`ªxq cwicvjb BDBwbU Dnv hvPvB K‡i Awej‡¤^ gnveë¯’vcK,evsjv‡`k
dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU (weGdAvBBD), evsjv‡`k e¨vsK, gwZwSj, XvKv eive‡i ‡cÖiY Ki‡e|
2) m‡›`nRbK †jb‡`b mbv³Ki‡Yi Rb¨ KwZcq wb‡`©k‡Ki (m‡›`‡ni †¶Î D³ ZvwjKvi evB‡iI we¯@Z
„ n‡Z
cv‡i) GKwU ZvwjKv (ms‡hvRbx-2) †Ìqv n‡jv| m‡›`nRbK †jb‡`b wi‡cvU© Kivi †¶‡Î mshy³ ZvwjKvq
DwjÐwLZ wb‡`©kKmn c–e©eZx© M(1) Aby‡”Q‡` ewY©Z welqvejxI we‡eP¨ n‡e|
3) m‡›`nRbK †jb‡`b mbv³Ki‡Yi Rb¨ GKwU Kvh©Ki ‡jb‡`b &gwbUwis eë¯’v Abymi‡bi wel‡q g¨vby‡q‡ji
cwi‡”Q` 3.01(U) †Z ewY©Z Av‡Q| G wel‡q cÖ‡qvR‡b cÖavb Kvh©vj‡qi Z_¨ I cÖhyw³ wefvM IT based
Automated system cÖeZ©b Kivi eë¯’v †b‡eb|
N. Ab¨vb¨ wb‡`©kbvt
1) †gvevBj e¨vswKs Kvh©µ‡g wb‡qvwRZ cÖwZôvb wn‡m‡e G‡R›U/K¨vk c‡q›U wbev©P‡bi c–‡e© Gme G‡R›U/K¨vk
c‡q‡›Ui h_vh_ hvPvB/evQvB cÖwµqv (Screening Mechanism) AbymiY Ki‡Z n‡e hv‡Z G mg¯@ G‡R›U/
K¨vk c‡q‡›Ui Kvi‡b D™¢yZ gvwbjÛvwis I mš¿v‡m A_©vqb welqK SuzwK n«vm cvq| G‡¶‡Î K¨vk c‡q›U/G‡R›U
KZ…©K gvwbjÛvwis I mš¿v‡m A_©vqb welqK Kvh©µ‡gi Rb¨ mswkÐó wb‡qvMKvix KZ©„c¶ mgfv‡e `vqx _vK‡e|
2) †gvevBj e¨vswKs Kvh©µ‡g wb‡qvwRZ n‡j evsjv‡`k e¨vs‡Ki wb‡`©kbvbyhvqx mswkÐó kvLv/KZ©„c¶ G‡R›U‡ì
nvjbvMv` ZvwjKv (hw` _v‡K) I‡qemvB‡U cÖKvk Ki‡e|
3) evsjv‡`k e¨vs‡Ki wb‡`©kvbyhvqx †gvevBj e¨vswKs Kvh©µ‡g wb‡qvwRZ kvLv/Kvh©vj‡qi K¨vk c‡q›U/G‡R›U‡ì
GZ`&msµvš@ wb‡`©kbv cwicvjb Ae¯’v hvPvB‡qi wbwg‡Ë evwl©K wfwË‡Z b–¨bZg 5% K¨vk c‡q›U/G‡R›U‡ì
Dci Af¨š@ixY wbix¶vi gva¨‡g wbix¶v Kvh©µg cwiPvjbv Ki‡Z n‡e| G wel‡q cÖwZ eQ‡ii Rvbyqvwi gv‡m
c~e©eZx© eQ‡ii wbix¶vq cÖvß Awbq‡gi weeiY m¤^wjZ GKwU mvi-ms‡¶c evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ
BDwbU, evsjv‡`k e¨vsK eive‡i †cÖiY Ki‡e|
---------------------------------------------------------------------------------------------------------------------
1.RvwZms‡Ni Sanction ZvwjKv f–³ ej‡Z g–jZt RvwZms‡Ni wbivcËv cwil‡ì †iRy¨‡jkb b¤î-1267 I 1373 Ges Gi Avbymw½K Ab¨vb¨
†iRy¨jyk‡b ewY©Z ZvwjKvmg–n †evSv‡e| GB ZvwjKvmg–n - ww.un.org/sc/committees/1267/consolist.shtml G cvIqv hv‡e|
2. evsjv‡`‡ki Sanction ZvwjKf–³ ej‡Z g~jZt ¯îvóª gš¿Yvjq KZ©K
„ mg‡q mg‡q cªKvwkZ wbwl× e¨w³/msMV‡bi ZvwjKv †evSv‡e|
73
4) †gvevBj e¨vswKs Kvh©µ‡g wb‡qvwRZ kvLv/Kvh©vjqmg~n ‡gvevBj e¨vswKs †mev MÖnYKvixi m¤•–Y© †iwR‡÷ªkb
cÖwµqv m¤•v`b I Aby‡gv`‡bi c‡iB †KejgvÎ †jb‡`b m¤•bœ Ki‡Z cvi‡e| Z‡e †iwR‡÷ªkb cÖwµqv
m¤•v`‡bi ci ïaygvÎ cash in Kiv hv‡e; cash out Kiv hv‡e bv|
5) †gvevBj e¨vswKs Kvh©µ‡g wb‡qvwRZ K¨vk c‡q›U/G‡R›U‡ì Rb¨ wbqwgZ gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb
cÖwZ‡iva welqK cÖwk¶Y Kg©m~Px Av‡qvRb Ki‡e|
6) Dc‡ii Aby‡”Q`mg‚‡n ewY©Z Av‡e`bKvix/‡ewbwdwkqvix Ges †jb‡`b msµvš@ Z_¨vw` gvwbjÛvwis cÖwZ‡iva
AvBb, 2012 Gi 25 aviv Abymv‡i 5(cvuP) eQi msi¶Y Ki‡e| msiw¶Z Z_¨vw` evsjv‡`k dvBb¨vwÝqvj
B‡›Uwj‡RÝ BDwbU Gi Pvwn`vi †cÖw¶‡Z Awej‡¤^ mieivn Ki‡Z n‡e|
7) $ 1,000/-(GK nvRvi) ev Gi bx‡Pi As‡Ki †jb‡`‡bi †¶‡Î KYC Requirement Ae¨vnwZ‡hvM¨ n‡e|
8) ‡gvevBj e¨vswKs Kvh©µ‡g wb‡qvwRZ cÖwZwU kvLvi/ K¨vk c‡q›U/G‡R›U‡ì g‡a¨ m‡›`nRbK †jb‡`‡bi wel‡q
Af¨š@ixY wi‡cvwU©s eë¯’v m¤•„³ wb‡`©kvejx cwicvjbxq n‡e|
9) GZ`&mswkÐó Kvh©µg cwiPvjbvKv‡j mswkÐó me c¶‡K Avewk¨Kfv‡e ê‡`wkK gy`ªv †jb‡`b msµvš@ weavbvejx,
‡c‡g›U wm‡÷gm wWcvU©‡g›U KZ©„K Bmy¨K…Z wb‡`©kbv, evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU Ges cÖavb
Kvh©vjq KZ„K© mg‡q mg‡q RvixK…Z wb‡`©kbv Ges G m¤•wK©Z me AvBb ev wewaweavb h_vixwZ AbymiY Ki‡Z
n‡e|
O. AW©vwis, B›UviwgwWqvix I ‡ewbwdwkqvix e¨vsK/cÖwZôv‡bi KiYxqt
1) AW©vwis e¨vsK/cÖwZôvb t
Aq¨vi UªvÝdvi msµvš@ †jb‡`‡bi †¶‡Î Aek¨B Av‡e`bKvixi mwVK Ges c–Y©v½ Z_¨ wbwðZ Ki‡Z n‡e| G‡¶‡Î
Av‡e`bKvix cÖ`Ë Z‡_ï h_v_©Zv Aek¨B hvPvB Ki‡Z n‡e Ges Gme Z_¨ ‡jb‡`b m¤•bœ nevi ci b–¨bZg 05
(cvuP) eQi msi¶Y Ki‡Z n‡e|
2) B›UviwgwWqvix e¨vsK/ cÖwZôvb t
Avš@t‡`kxq Ges Af¨š@ixY Dfq †¶‡Î †Kvb e¨vsK/cÖwZôvb‡K †PBb Aq¨vi UªvÝdv‡ii B›UviwgwWqvix wn‡m‡e Kvh©
m¤•v`bKv‡j Av‡e`bKvix m¤•wK©Z Z_¨vw` msi¶Y wbwðZ Ki‡Z n‡e| AW©vwis e¨vsK/cÖwZôvb n‡Z cÖvß Z_¨
B›UviwgwWqvix e¨vsK/ cÖwZôvb‡K b–¨bc‡¶ 05 (cvuP)eQi msi¶Y Ki‡Z n‡e|
3) ‡ewbwdwkqvix e¨vsK/ cÖwZôvb t
Aq¨vi UªvÝdvi msµvš@ †jb‡`b Kvh©µ‡g RwoZ ‡ewbwdwkqvix e¨vsK/cÖwZôvb‡K Av‡e`bKvixi c–Y©v½ Z‡_ï †Kvb
NvUwZ Av‡Q wK bv Zv hvPvB Kivi Rb¨ GKwU SzuwKwfwËK c×wZi cÖeZ©b Ki‡Z n‡e| Aq¨vi UªvÝdvi msµvš@
†jb‡`‡b Av‡e`bKvixi c–Y©v½ Z‡_ï †Kvb NvUwZ cwijw¶Z n‡j welqwU m‡›`nRbK wK-bv Ges dvBb¨vwÝqvj
B‡›Uwj‡RÝ BDwb‡U wi‡cvU©‡hvM¨ wK-bv Zv we‡ePbv Ki‡Z n‡e| Av‡e`bKvixi c–Y©v½ Z‡_ï NvUwZi †¶‡Î
cÖ‡qvRb‡ev‡a mswkÐó c¶mg–n cvi¯•wiK wfwË‡Z †hvMv‡hvM K‡i ev Ab¨vb¨ m–Î eënvi K‡i Z_¨ msMÖn K‡i
welqwU m¤•‡K© wbwðZ n‡e Ges cÖ‡hvR¨ †¶‡Î m‡›`nRbK †jb‡`b wi‡cvU© `vwLj Ki‡e|Aciw`‡K mswkÐó
cÖvcK/†ewbwdwkqvix‡K A_© cwi‡kv‡ai mgq ‡ewbwdwkqvix e¨vsK/cÖwZôvb‡K cÖvcK/ †ewbwdwkqvixi cwiwPwZg–jK
Z_¨ msMÖn I mswkÐó Z_¨ b–¨bc‡¶ 05 (cvuP) eQi msi¶Y wbwðZ Ki‡Z n‡e|
74
ms‡hvRbx-01
SUSPICIOUS TRANSACTION REPORT (STR)
A. Reporting Institution:
1. Name of the Institution:
2 . Name of the Branch/Agent:

B. Detail of Report:
1. Date of sending report:
2. Is this the addition of an earlier report? Yes No No
3. If yes, mention the date of privious report

C. Suspect Details;
1. Name :
2. Address:
3. Profession/Business:
4. Nationality/Ownership status:
5. Father's name/Proprietor's name:
6. Mother's Name (where necessary):
7. Date of birth (where necessary):
8. Contact: Mobile No/Email ;
9. Any other important Information:

D. Reasons for considering the transaction(s) as unusual/suspicious?
(Mention summary of suspicious and consequence of events)
( Use separate, if needed)
E. List of Documents attached with the report
Signature :
(Authorized officer with Name,Designation, Phone & Date) :
ms‡hvRbx-02
m‡›`nRbK †jb‡`b mbv³Ki‡bi m¤¢ve¨ wb‡©`kK ZvwjKv |
1. †jb‡`‡bi †¶‡Î †jb‡`‡bi aib hw` ¯^vfvweK wbq‡gi e¨Z¨q g‡g© cÖZxqgvb nq|
2. Aby‡ivaKvixi KYC †cÖvdvB‡j ewb©Z Z‡_ï mv‡_ mswkÐó †jb‡`b mvgÄm¨c–Y© bv nIqv|
3. Aby‡ivaKvix KZ©K„ wfbœ wfbœ †jb‡`‡bi †¶‡Î wfbœ wfbœ cwiwPwZ cÖ`vb Kiv|
4. GKB w`‡b GKRb Aby‡y ivaKvix KZ…©K wfbœ wfbœ kvLvq †QvU †QvU †jb‡`b A_ev GKB kvLv n‡Z wfbœ wfbœ
†jb‡`b m¤•bœ Kiv|
5. †jb‡`‡bi cwigvb, msL¨v, †ewbwdwkqvixi Z_¨ BZ¨vw`‡Z nVvr AmvgÄm¨ cwijw¶Z nIqv|
6. wfbœ wfbœ e¨w³/†`k n‡Z GKB †ewbwdwkqvixi AbyK‚‡j Wire Transfer m¤•bœ nIqv; hvi †hŠw³KZv cvIqv hv‡”Qbv|
7. Aby‡ivaKvix KZ©K„ `–e©j gvwbjÛvwis I †U‡ivwió dvBb¨vwÝs cÖwZ‡iva bxwZgvjv m¤^wjZ †`‡k cÖvqktB A_© †cÖiY|
8. Aby‡ivaKvix KZ©„K †QvU †QvU cwigv‡bi AwaKmsL¨K Wire Transfer wewfbœ †ewbwdwkqvixi AbyK‚‡j m¤•bœ Kiv|
75
cwi‡”Q`-9 t
bM` †jb‡`b wi‡cvU© (Cash TransactionReport-CTR)
Aby‡”Q`-9.01 bM` †jb‡`b wi‡cvU© (CTR) `vwLjKiY cÖms‡½t
01. evsjv‡`k e¨vs‡Ki GGgGj mvK©yjvi bs-08, 09, 10 , 13 Ges me©‡kl weGdAvBBD mvK©j y vi bs 03
ZvwiL 02-08-2012 Gi wb‡`©kbv Abyhvqx cÖwZwU e¨vsK ˆ`bw›`b †jb‡`b ch©v‡jvPbv K‡i †Kvb GKwU wnmv‡e
10(`k) j¶ ev Z`yaŸ© UvKvi cwigvb bM‡` Rgv ev D‡Ëvj‡bi †¶‡Î ÔbM` †jb‡`b wi‡cvU© (CTR) wba©vwiZ
di‡g evsjv‡`k e¨vs‡K AewnZ Ki‡Z n‡e| †Kvb wnmv‡e GKw`‡bi GK ev GKvwaK bM` Rgvi †hvMdj 10(`k)
j¶ ev Z`yaŸ© wKsev GK w`‡bi GK ev GKvwaK bM` D‡Ëvj‡bi †hvMdj 10(`k) j¶ ev Z`yaŸ© n‡j Rgv I
D‡Ëvjb Dfq‡qi Rb¨ wi‡cvU© Ki‡Z n‡e| G Qvov GKw`‡b GK ev GKvwaK K¨vk †iwgU¨vÝ ev AbjvBb wW‡cvwRU
Øviv †Kvb GKwU wbw`©ó wnmv‡e Dc‡iv³ cwigvb UvKv cvVv‡bv n‡j G wb‡`©kbvi AvIZvq Zv evsjv‡`k e¨vs‡K
wi‡cvU© Ki‡Z n‡e|
02. bM` †jb‡`b wi‡cvU© (CTR) weeiYx gvwmK wfwË‡Z ‡K›`ªxq cwicvjb BDwb‡Ui gva¨‡g evsjv‡`k
e¨vs‡K †cÖiY Ki‡Z n‡e| †m †gvZv‡eK kvLv n‡Z cÖwZ gv‡mi bM` †jb‡`b weeiYx cieZ©x gv‡mi 05(cuvP)
Zvwi‡Li g‡a¨ mswkÐó gyL¨ AvÂwjK/AvÂwjK Kvh©vj‡q Ges gyL¨ AvÂwjK/AvÂwjK Kvh©vjq n‡Z 7(mvZ) Zvwi‡Li
g‡a¨ cÖavb Kvh©vj‡qi gvwbjÛvwis cÖwZ‡iva †mj, kvLv wbqš¿Y I eëmv Dbœqb wefvM, cÖavb Kvh©vj‡q †cÖiY Ki‡Z
n‡e| D‡jÐL¨, mgqgZ cÖwZ‡e`b `vwLj Kivi wel‡q m‡PZb _vKvi R‡b¨ mswkÐó mKj‡K civgk© cÖ`vb Kiv n‡”Q|
G wel‡q †Kvbiƒc AcviMZv/MvwdjwZi R‡b¨ gvwbjÛvwis cÖwZ‡iva AvBb, 2012 Gi 25(2) aviv †gvZv‡eK t
K) evsjv‡`k e¨vsK D³ ms¯’v‡K Ab~¨b 50 (cÂvk) nvRvi UvKv Ges m‡e©v”P 25 (cuwPk) j¶ UvKv ch©š@
Rwigvbv Ki‡Z cvi‡e; Ges
ev G‡R‡›Ui eëmvwqK Kvh©µ‡gi AbygwZ ev jvB‡mÝ evwZj Ki‡Z cvi‡e ev †¶ÎgZ, wbeÜbKvix ev
jvB‡mÝ cÖ`vbKvix KZ…©c¶‡K D³ ms¯’vi wei“‡× h_vh_ eë¯’v MÖn‡Yi wbwg‡Ë welqwU AewnZ Ki‡e|
03. cÖwZwU kvLv KZ©„K cÖavb gvwbjÛvwis cÖwZ‡iva cwicvjb Kg©KZ©vi eive‡i bM` †jb‡`b wi‡cvU© †cÖi‡Yi
c–‡e© †jb‡`b¸‡jv h_vh_fv‡e cix¶v K‡i †`L‡Z n‡e Ges m‡›`nRbK †Kvb †jb‡`b/Z_¨ cvIqv †M‡j
†jb‡`b¸‡jvi eY©bv I m‡›`‡ni KviY D‡jÐLc–e©K Zv wi‡cvU© Ki‡Z n‡e| e¨vs‡Ki cÖavb gvwbjÛvwis cÖwZ‡iva
cwicvjb Kg©KZ©v KZ©„K evsjv‡`k e¨vs‡K bM` †jb‡`b wi‡cvU© Kivi c–‡e© †jb`b¸‡jv h_vh_fv‡e cix¶v K‡i
†`L‡Z n‡e Ges m‡›`nRbK †Kvb †jb‡`b/Z_¨ cvIqv †M‡j †jb‡`b¸‡jvi eY©bv I m‡›`‡ni KviY D‡jÐLc–e©K Zv
wi‡cvU© Ki‡Z n‡e| m‡›`nRbK †Kvb wKQy bv cvIqv †M‡j Ôm‡›`nRbK †Kvb wKQy cvIqv hvqwbÕ A_ev CTR G
D‡jÐwLZ †jb‡`b¸‡jv m‡›`nRbK bqÕ g‡g© eë¯’vcK I BAMLCO Gi †hŠ_ ¯^v¶‡i CTR cÖwZ‡e`‡bi †kl
c„óvq me©wb‡æ cÖZ¨qb cÖ`vb KiZt wi‡cvU© cÖ`vb Ki‡Z n‡e|
04. kvLv n‡Z †cÖwiZ CTR cÖwZ‡e`‡bi Z_¨mg–n †K›`ªxq cwicvjb BDwbU, gvwbjÛwis cÖwZ‡iva †mj KZ©K
„
Kw¤•DUv‡i cÖwµqvKi‡Yi gva¨‡g cÖwZ gv‡mi CTR (md&U Kwc-CD) cieZ©x gv‡mi 20 Zvwi‡Li g‡a¨
evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU evsjv‡`k e¨vsK, cÖavb Kvh©vjq, XvKvq †cÖiY Ki‡Z n‡e|
05. bM` †jb‡`b wi‡cvwU©s (Cash Transaction Report-CTR ) dig Aby‡”Q` 9.02, (c„óv-69-71)
Ges wbf©yj I c–Y© Z_¨ m¤^wjZ cÖwZ‡e`b cÖ¯‘†Zi j‡¶¨ bM` †jb‡`b wi‡cvU© dig c–i‡Yi wbqgvejx Aby‡”Q`
9.03 , c„óv-72 †_‡K 76 G D‡jÐL i‡q‡Q|
76
Aby‡”Q`-9.02 bM` †jb‡`b wi‡cvU© digt
Cash Transaction Report (CTR)
Reporting Institution :
1 (i) Bank Code (ii) Branch
Code
2 Reporting Month / (mm/yyyy)
Account Details :
3 (i) Account Number
(ii ) Account Type (iii) Ownership Type
Account Title
4* (i) Tax Identification Number

(ii) VAT Registration Number
(iii) Company Registration Number
(iv) Company Registration Date / (dd/mm/yyyy)
Account Holder's Details (other than Company account) :
5 (i) Account Holder's
Name
(ii) Owner Code
(iii) Occupation code (iv)Gender (M/F)

(v) Father's Name
(vi) Mother's Name
(vii) Date of Birth / / (dd/mm/yyyy)

(viii) Telephone City Name Country Name
Number
Residence 1
Residence 2
Mobile 1
Mobile 2
Office 1
Office 2
(ix) Passport Number
(x) Driving Licence Number
(xi) Tax Identification
Number(TIN)
(xii) Present/Mailing
Address
Upazila/Thana (five digit code to be used)

(xii) Permanent Address

* For Companies/Business Entities only
77
Transaction Details
6. Transaction details
6( 6(ii)Transaction Date 6(ii 6(iv) Amount 6(v) 6(vi) Bank and 6(vi
1) (dd/mm/yyyy) i) Taka pai No. Branch Code ii)
Sl Trn sa of Cur
No Typ Trn renc
e y
1 / /
2 / /
3 / /
4 / /
5 / /
6 / /
7 / /
: / /
: / /
(For Corporate Accounts only)
7 (i)Director's Name
(ii)Owner Code
(iii)Occupation code (iv)Gender (M/F)
(v)Father's Name
(vi)Mother's Name
(vii)Date of Birth / / (dd/mm/yyyy)

Number
Residence 1
Residence 2
Mobile 1
Mobile 2
Office 1
Office 2
(ix)Passport Number
(x)Driving Licence Number

(xi)Tax Identification
Number(TIN)
(xii)Present/Mailing
Address
(xiii)Permanent/ Address
(xiv) Designation Code

78
8 (i) Signatory's Name
(iii) Owner Code
(ii) Occupation Code (iv) Gender (M/F)
(v)Father's Name
(vi)Mother's Name

Number
Residence 1
Residence 2
Mobile 1
Mobile 2
Office 1
Office 2
(ix)Passport Number
Number(TIN)
Address
(xiii)Permanent Address
Continue on additional sheets with details of the second account holder (joint accounts)
and for additional directors and signatories for corporate accounts.
79
Aby‡”Q`-9.03 bM` †jb‡`b wi‡cvU© (Cash Transaction Report : CTR)
dig c–iY msµvš@ wb‡`©kbv
bM` †jb‡`b wi‡cvU© di‡g eëüZ QK/Ni¸‡jv Kxfv‡e cyiY Ki‡Z n‡e †m m¤•‡K© wb‡æ cÖ‡qvRbxq e¨vL¨v cÖ`vb
Kiv n‡jv t-
Reporting Institution :
1 (i) Bank Code (ii) Branch
Code
1(i) As‡k e¨vsK †KvW (Bank Code) wk‡ivbv‡g wZbwU Ni i‡q‡Q| G‡¶‡Î evsjv‡`k e¨vs‡Ki cwimsL¨vb wefvM
KZ©„K cÖ`Ë SBS e¨vsK †KvW eënvi Ki‡Z n‡e| Z‡e GmweGm e¨vsK †KvW `yB As‡Ki weavq Zvi c~‡e©
GKwU ïY¨ eënvi Ki‡Z n‡e| D`vniY¯îƒc aiv hvK, evsjv‡`k K…wl e¨vsK Gi GmweGm e¨vsK †KvW 31 Ges
G‡¶‡Î e¨vsK †KvW N‡i 031wjL‡Z n‡e| 1(ii) As‡k kvLvi †KvW (Branch Code) wk‡ivbv‡g PviwU Ni i‡q‡Q|
G‡¶‡Î ûeû evsjv‡`k e¨vs‡Ki cwimsL¨vb wefvM KZ©„K cÖ`Ë SBS kvLv †KvW wjL‡Z n‡e|
2 Reporting Month / (mm/yyyy)
wi‡cvwU©i gvm (Reporting Month) wk‡ivbv‡g QqwU Ni i‡q‡Q| cÖ_g `ywU Ni n‡”Q gv‡mi R‡b¨ wba©vwiZ|
G‡¶‡Î Rvbyhvix gv‡mi wi‡cv‡U© 01, †deª“qvix gv‡mi wi‡cv‡U© 02, gvP© gv‡mi wi‡cv‡U© 03, GwcÖj gv‡mi wi‡cv‡U©
04, †g gv‡mi wi‡cv‡U© 05, Ryb gv‡mi wi‡cv‡U© 06, RyjvB gv‡mi wi‡cvU© 07, AvMó gv‡mi wi‡cv‡U© 08, †m‡Þ¤î
gv‡mi wi‡cv‡U© 09, A‡±vei gv‡mi wi‡cv‡U© 10, b‡f¤î gv‡mi wi‡cv‡U© 11 Ges wW‡m¤î gv‡mi wi‡cv‡U© 12
wjL‡Z n‡e| †kl PviwU Ni eQ‡ii Rb¨ wba©vwiZ| G‡¶‡Î 2012 mv‡ji wi‡cv‡U©i Rb¨ wjL‡Z n‡e 2012|
A_vr gvP©, 2012 gv‡mi wi‡cv‡U© Reporting Month wk‡ivbv‡gi QqwU N‡i wjL‡Z n‡e 0 3/ 2 0 12|
Account Details :
3 (i) Account Number
(ii) Account Type (iii) Ownershop Type
(iv)Account Title
3(i) As‡k wnmve b¤î (Account Number) wkibv‡g 20wU Ni i‡q‡Q | G‡¶‡Î wnmve b¤îwU cÖ_g Ni †_‡K
c~iY Ki‡Z n‡e| wnmve b¤î 20 msL¨vi bvI n‡Z cv‡i | †m‡¶‡Î †k‡li w`‡Ki Ni¸‡jv duvKv ivL‡Z n‡e |
Gme duvKv N‡i Ñ (†Wm) hv Ab¨ †Kvb wKQy wjLv hv‡e bv| D`vniY wn‡m‡e ejv hvq, wnmve b¤îwU 567890 n‡j
wjL‡Z n‡et
3 Account 5 6 7 8 9 0
Number
3(ii) As‡k wnmv‡ei aiY (Account Type) wk†ivbv‡g `yBwU Ni i‡q‡Q| G‡¶‡Î bM` †jb‡`b wi‡cvU©
(CTR ) Ges A¯^vfvweK/m‡›`nRbK †jb‡`b wi‡cvU©(STR) dig c–i‡Yi Rb¨ g¨vby‡q‡ji cwi‡”Q` 10.06
c„óvq 81 wnmv‡ei aiY Abymv‡i eënv‡ii Rb¨ cÖ`Ë †KvW ZvwjKv n‡Z Ôwnmv‡ei aib(Account Type)Õ
wk†ivbv‡gi N‡i †KvW b¤î emv‡Z n‡e| D`vniY wn‡m‡e ejv hvq, wnmv‡ei aiY hw` mÂqx wnmve/UvKv
( Savings Account/Taka) nq Zvn‡j †KvW n‡e 02|
3(iii) As‡k gvwjKvbvi aiY (Ownership Type) wk‡ivbv‡gI `yBwU Ni i‡q‡Q| G‡¶‡Î wnmveavixi aiY ev
wnmv‡ei gvwjKvbvi aiY Abymv‡i eënv‡ii R‡b¨ cwi‡”Q`-10.07 c„óv 82 G cÖ`Ë †KvW ZvwjKvq ÔgvwjKvbvi
aiY (Ownership Type)Õ wk†ivbv‡g †KvW ZvwjKv cÖ`vb Kiv n‡q‡Q| D`vniY wn‡m‡e ejv hvq, wnmv‡ei aiY
hw` Askx`vix wnmve (Partnership Account) nq Zvn‡j †KvW n‡e 04|
3(iv) As‡k wnmv‡ei bvg (Account Title) wk‡ivbv‡g GKkZwU Ni i‡q‡Q| G‡¶‡Î wnmve †Lvjvi dig ev
†jRv‡i eëüZ wn‡m‡ei bvg ûeû emv‡Z n‡e| bv‡gi †fZi †Kvb dzj ÷c ev Kgv _vK‡j †mR‡b¨ GKwU Ni
eënvi Ki‡Z n‡e| cÖwZwU A¶‡ii R‡b¨ GKwU c„_K Ni eënvi Ki‡Z n‡e | Avevi `y‡Uv k‡ãi gvSLv‡b GKwU
Ni duvKv ivL‡Z n‡e| bv‡gi Rb¨ GKkZwU Ni cÖ‡qvRb bv n‡j †k‡li w`‡K duvKv ivL‡Z n‡e| Mr., Mrs.,
Ms., M/s, Messers, Al-Haj BZ¨vw` evenvi Kvi hv‡e bv| D`vniY ¯îƒc wnmv‡ei bvg A.K.M.
ABDULLAH MAJUMDER & CO. n‡j wbæiƒ‡c wjL‡Z n‡e|
80
Account title A . K . M . A B D U L L A H M A
J U M D E R & C O .
4 (i)Tax Ideniification Number

(ii) VAT Registration Number
(iii) Company Registration
Number
(iv) Company Registration Date (dd/mm/yyyy)
4(i) n‡Z 4(iv) ch©š@ As‡k Kvievi/msMVb/†Kv¤•vbxi †¶‡Î AvqKi KZ…©c¶ KZ…©K Bmy¨K…Z Tax
Ideniification Number (TIN) Ges f¨vU KZ…©c¶ KZ…©K Bmy¨K…Z VAT Registration Number (f¨vU
b¤î), †iwRóvi Ae R‡q›U óK †Kv¤•vbxR KZ…©c¶ KZ…©K Bmy¨K…Z Company Registration Number I
Company Registration Date ûeû wjL‡Z n‡e|
Account Holder's Details (other than Company Account):
5 (i) Account Holder's S
Name
(ii) Owner Code

(iii) Occupation Code (iv) Gender (M/F)
(v)Father's Name
(vi)Mother's Name

Number
Residence 1
Residence 2
Mobile 1
Mobile 2
Office 1
Office 2
(ix)Passport Number
Number(TIN)
Address

81
5(i) As‡k wnmveavixi bvg wjL‡Z n‡e| 5(ii) As‡k cÖv_wgKfv‡e cÖavb Kvh©vjq KZ…©K wZbN‡ii e¨vsK †KvW, PviN‡ii
kvLv †KvW I AZtci Ibvi †KvW (Owner Code) wjLv n‡”Q| kvLv n‡Z AvcvZZ G N‡i wKQy wjLvi cÖ‡qvRb †bB|
evsjv‡`k e¨vs‡K cieZ©x‡Z AwØZxq Ibvi †KvW (Owner Code) mieivn Ki‡e hv e¨vsK‡K msi¶b Ki‡Z I ZrcieZ©x
wi‡cv‡U© eënvi/wjL‡Z n‡e| 5(iii) As‡k Occuption wk‡ivbv‡g `yBwU Ni †`qv Av‡Q| ‡KvW ZvwjKv (cwi‡”Q` 10.06
c„óv-81) Abyhvqx Ni c~iY Ki‡Z n‡e|
5(iv) As‡k wnmveavix cyi“l n‡j "M" Ges gwnjv n‡j "F" wjL‡Z n‡e | 5(v) As‡k wnmveavixi wcZvi bvg, 5(vi)
As‡k gvZvi bvg, 5(vii) As‡k Rb¥ ZvwiL wjL‡Z n‡e| 5(viii) As‡k wnmveavixi †Uwj‡dvb b¤î wk‡ivbv‡g QqwU
jvBb Ges cÖwZ jvB‡bB †lvjwU + `yBwU K‡i Kjvg i‡q‡Q| Gi cÖ_g `'y‡Uv jvB‡b evmvi †dvb b¤î, c‡ii `y'†Uv jvB‡b
†gvevBj †dvb b¤î Ges †kl `y'†Uv jvB‡b Awd‡mi †dvb b¤î wjL‡Z n‡e| cÖ_g †lvjwU Kjv‡g †Uwj‡dvb b¤îwU
wjL‡Z n‡e (Ni ïb¨ _vK‡j Zv †k‡li w`‡K duvKv ivL‡Z n‡e)| "City Name" wk‡ivbv‡gi Kjv‡g kn‡ii bvg (†gvevBj
†dv‡bi †ejvq cÖ‡hvR¨ bq) wjL‡Z n‡e Ges ÕÕCountry Name" wk‡ivbv‡gi Kjv‡g †`‡ki bvg wjL‡Z n‡e|
5(ix) As‡k wnmveavixi cvm‡cvU© b¤î wk‡ivbv‡g c‡biwU Ni i‡q‡Q| G‡Z cÖ_g Ni n‡Z cvm‡cvU© b¤î, †hgb
P1234567 wjL‡Z n‡e| 5(x) As‡k wnmveavixi WªvBwfs jvB‡mÝ b¤î wjL‡Z n‡e| 5(xi) As‡k wnmveavix‡K AvqKi
KZ…©c¶ KZ…©K Bmy¨K…Z Tax Identification Number(TIN) wjL‡Z n‡e|
5(xii) As‡k wnmveavixi eZ©gvb/WvK †hvMv‡hvM wVKvbv Present/Mailing Address wk‡ivbv‡g cÖ_g wZb jvB‡b
†gvU lvUwU Ni †`qv n‡q‡Q| G‡¶‡ÎI cÖwZwU A¶‡ii R‡b¨ GKwU Ni eënvi K‡i `y'†Uv k‡ãi gvSLv‡b GKwU Ni
duvKv ivL‡Z n‡e | cy‡iv lvUwU Ni eëüZ bv n‡j †k‡li w`‡K duvKv ivL‡Z n‡e | Gi PZz_© jvB‡b cuvPwU Ni i‡q‡Q
Dc‡Rjv/_vbvi †KvW †jLvi R‡b¨| Ô Dc‡Rjv/_vbvi †KvWÕ g¨vby‡qj Aby‡”Q`-15 c„óv-93 n‡Z 102 G †`qv n‡q‡Q|
B†Zvg‡a¨ †Kvb bZzb Dc‡Rjv n‡q _vK‡j A_©vr cÖ`Ë †KvW ZvwjKvq ‡Kvb Dc‡Rjv/_vbvi bvg D‡j−L bv _vK‡j kvLv wbR
`vwq‡Z¡ †KvW b¤î msMÖnc–e©K mswk−ó N‡i Z_¨ Dc¯’vcb Ki‡eb|
5(xiii) As‡k wnmveavixi ¯’vqx/†iwRóvW© wVKvbv (Permanent/Registered Address) wk‡ivbv‡g cÖ_g wZb jvB‡b
†gvU lvUwU Ni †`qv n‡q‡Q| G‡¶‡ÎI cÖwZwU A¶‡ii R‡b¨ GKwU Ni eënvi K‡i `y'†Uv k‡ãi gvSLv‡b GKwU Ni duvKv
ivLv‡Z n‡e| cy‡iv lvUwU Ni eëüZ bv n‡j †k‡li w`‡K duvKv ivL‡Z n‡e| e¨w³ wnmv‡ei †ejvq ¯’vqx wVKvbv Ges
Kvievi/msMVb/†Kv¤•vbx BZ¨vwì wnmv‡ei e‡jvq †iwRóvW© wVKvbv wjL‡Z n‡e| Gi PZz_© jvB‡b cuvPwU Ni i‡q‡Q Dc‡Rjv/
_vbvi †KvW †jLvi R‡b¨| Ô Dc‡Rjv/_vbvi †KvWÕ ZvwjKv (c„óv-93 n‡Z 102) †`qv n‡q‡Q|
Transaction Details
6 6(ii)Transaction Date 6(i 6(iv) Amount 6(v) 6(vi) 6(viii
( (dd/mm/yyyy) ii) Taka a No. Bank and )
1 Tr i of Branch Curr
) n s Trn Code ency
S Ty a
l pe
N
o
1 / /
2 / /
3 / /
4 / /
5 / /
6 / /
7 / /
: / /
6(ii) As‡k wnmv‡e ‡jb‡`‡bi ZvwiL (Transaction Date) wk†ivbv‡g AvUwU Ni †`qv n‡q‡Q| cÖ_g `yBwU Ni w`b I
ZvwiL Gi R‡b¨ wba©vwiZ| G‡¶‡Î 1 n‡Z 9 Zvwi‡Li †¶‡Î cÖ_g N‡i ïY¨ eënvi Ki‡Z n‡e| cieZ©x `zBwU Ni GKB fv‡e gv‡mi
Rb¨ eënvi Ki‡Z n‡e| Rvbyhvix n‡Z wW‡m¤î ch©š@ eQ‡ii 12wU gv‡mi R‡b¨ h_vµ‡g 01, 02, 03, 04, 05, 06, 07, 08, 09,
10, 11 I 12 eënvi Ki‡Z n‡e| me‡kl 4wU Ni eQ‡ii R‡b¨ eënvi Ki‡Z n‡e| D`vniY ¯îƒc, 2012 mv‡ji 6 b‡f¤î‡K wjL‡Z
n‡e 06/11/2012|
82
6(iii) As‡k wnmv‡e ‡jb‡`‡bi aiY (Transaction Type) Gi R‡b¨ `yBwU Ni i‡q‡Q| GLv‡b †jb‡`‡bi aiY
wfwËK †KvW ZvwjKv (Aby‡”Q` 10.07 c„óv-82) †`qv Av‡Q| †m Abymv‡i G `yÕ†Uv Ni cyib Ki‡Z n‡e| D`vnib -bM` Rgv
n‡j 01, bM` D‡Ëvjb n‡j 02, wWwW,wUwU,GgwU gva¨‡g †iwgU¨vÝ Gi Rb¨ 11 wjL‡Z n‡e|
6(iv) Ask wnmv‡e w`‡bi †jb‡`‡bi cwigvb (Amount for the day) wk‡ivbv‡g UvKvi R‡b¨ `kwU Ges cqmvi
R‡b¨ `ywU Ni †`qv n‡q‡Q| ‡Kvb wnmv‡e GKw`‡b GK ev GKvwaK fvDPv‡i/†P‡K Ges GK ev GKvwaK ai‡Yi bM` Rgv ev
D‡Ëvj‡bi d‡j evsjv‡`k e¨vsK KZ…©K mgq mgq wba©vwiZ bM` †jb‡`b wi‡cvU© Gi wbæZg mxgv (eZ©gv‡b 10.00 j¶ )
AwZµg Ki‡j Zv GLv‡b ch©vqµ‡g wi‡cvU© Ki‡Z n‡e | G wi‡cvU© ZvwiLwfwËK I ch©vqµwgK n‡e| UvKvi cwigvY †jLvi
Rb¨ `kwU Ni eëüZ bv n‡j evg w`‡Ki duvKv Nimg–‡n Ô0Õ (ïY¨) w`‡q c~iY K‡i w`‡Z n‡e|
6(v) As†k †jb‡`‡b msL¨ (Number of Transaction) wk‡ivbv‡g wZbwU Ni †`qv n‡q‡Q| w`‡bi †gvU
†jb‡`b msL¨v GLv‡b D‡j−L Ki‡Z n‡e | GLv‡b †gvU †jb‡`b msL¨v ej‡Z †h Lv‡Z bM` †jb‡`b mxgv AwZµvš@ n‡q‡Q
e‡j wi‡cvU© Kiv n‡”Q †mB Lv‡Z (6(iii) b¤î µwg‡K D‡j−wLZ LvZmgyn) wi‡cvU©K…Z wè‡m †gvU †jb‡`b msL¨v D‡j−L
Ki‡Z n‡e| GRb¨ `yBwU Ni eëüZ bv n‡j evg w`‡Ki duvKv Ni Ô0Õ (ïY¨) w`‡q c~iY K‡i w`‡Z n‡e|
6(iii) As‡k wnmv‡e Transaction Type hw` Cash Remittance BDT (03)ev Online Deposit
BDT(04) Outward Remittance DD,TT,MT nq Zvn‡j 6(vi) As‡ki Ni¸‡jv‡Z wZbN‡ii e¨vsK †KvW I
PviN‡ii kvLv †KvW wjL‡Z n‡e | †m ‡¶‡Î †h e¨vs‡Ki eive‡i UvKv †cÖiY Kiv n‡qwQj Responding e¨vsK kvLvi †KvW
D‡j−L Ki‡Z n‡e|
6(vii) As‡k wnmv‡e ê‡`wkK gy`ªvq †jb‡`b n‡j wZbwU N‡i ê‡`wkK gy`ªvi †KvW eënvi Ki‡Z n‡e| ÔÔgy`vª i
†KvWÕÕ Aby‡”Q`-10.06 c„óv -81G †`qv n‡q‡Q|
(For corporate Accounts only)
7 (i) Director' Name
(ii) Owner Code

(v)Father's Name
(vi)Mother's Name

Number
Residence 1
Residence 2
Mobile 1
Mobile 2
Office 1
Office 2
(ix)Passport Number
Number(TIN)
Address
83

8 (i) Signatory's Name
(ii) Owner Code

(v)Father's Name
(vi)Mother's Name

Number
Residence 1
Residence 2
Mobile 1
Mobile 2
Office 1
Office 2
(ix)Passport Number
(x)Driving License Number
(xi)Tax Identification Numbe r
Address


wnmv‡ei gvwjK GKRb n‡j 5 b¤î µwg‡Ki (i) n‡Z (xiii)ch©š@ cyiY Ki‡jB Pj‡e| Z‡e wnmvewU †Kv¤•vbxi
ev Ab¨ †Kvb GKvwaK gvwjKvbv m¤^wjZ cÖwZôv‡bi n‡j, wKsev GwU †hŠ_ wnmve ev cvU©bvikxc wnmve n‡j mswk−ó
cÖ‡Z¨K e¨vw³i R‡b¨ 5 b¤î µwg‡Ki m`„k (i) n‡Z (xiii)ch©š@ ch©vqµ‡g c„_Kfv‡e cyiY Ki‡Z n‡e| A_v©r
GKR‡bi Z_¨ cÖ`v‡bi ci cybivq Ab¨R‡bi Z_¨ w`‡Z n‡e| cÖwZôv‡bi †¶‡Î cÖ‡Z¨K cwiPvjK†ì Z_¨ 7 b¤î
µwg‡Ki (i) n‡Z (xiii)ch©š@ Kjv‡g I wmM‡bUixi Z_¨ 8 (i) n‡Z (xiii) ch©š@ µwg‡K ch©vqµ‡g c„_Kfv‡e
cyiY Ki‡Z n‡e| G‡¶‡Î cÖwZôv‡b e¨w³i cèxi †KvW (xiv)As‡k ''Executive Designation Code wjL‡Z
n‡e| ''Executive Designation Code''(cèx †KvW) Aby‡”Q`-10.07 c„óv -82 G D‡jÐL i‡q‡Q| †hŠ_ I
K‡c©v‡iU (†Kv¤•vbx) wnmv†ei †ejvq GKvwaK wnmveavix (Account Holder) _vK‡j cÖ‡Z¨K wnmveavixi Rb¨
7(i) †_‡K 7(xiv) b¤î Ni I Signatory Gi Rb¨ 8 b¤î Kjv‡gi Z_¨ c–i‡bi Rb¨ Avjv`v mxU eënvi Ki‡Z
n‡e|
we‡kl `ªóe¨ t CTR dig c–iY K‡i dig Gi †kl c„óvi me©bx‡æ ÔÔAÎ CTR cÖwZ‡e`‡b mwbœ‡ewkZ bM`
†jb‡`bmg–n A¯^vfvweK/m‡›`nRbK bqÕÕ wj‡L BAMLCO Ges kvLv eë¯’vcK Df‡qi †hŠ_ ¯^v¶‡i cÖZ¨qb
Ki‡Z n‡e|
84
cwi‡”Q`-10.00
A¯^vfvweK/m‡›`nRbK †jb‡`b (STR) D`&NvUb/mbv³KiY I wi‡cvU©KiYt
ˆ`bw›`b †jb‡`b Kvh©µ‡g e¨vs‡Ki mKj Kg©KZ©v/Kg©Pvix A¯^vfvweK/m‡›`nRbK †jb‡`b mbv³Ki‡Y m‡‡PZb I
mZK© _vK‡eb Ges gvwbjÛvwis cÖwZ‡iva AvBb, 2012 Gi aviv 25(1)(M) †gvZv‡eK gvwbjÛvwis Gi mv‡_ mswkÐó
_vK‡Z cv‡i Giƒc A¯^vfvweK /m‡›`nRbK ‡jb‡`b mbv³ nIqvi ms‡M ms‡M kvLv eë¯’vcK I kvLvi g‡bvbxZ
kvLv gvwbjÛvwis cÖwZ‡iva cwicvjb Kg©KZ©v (BAMLCO) ¯^-D‡`¨v‡M wba©vwiZ di‡g Aby‡”Q`-10.05
wjwLZfv‡e wi‡cvU© Ki‡eb| kvLv gvwbjÛvwis cÖwZ‡iva cwicvjb Kg©KZ©v (BAMLCO) wi‡cvU©K…Z NUbv
Awej‡¤^ h_vh_fv‡e we‡kÐlY Ki‡eb Ges H †jb‡`bwU gvwbjÛvwis Gi mv‡_ m¤•„³ nIqv ev bv nIqv m¤•‡K©
ch©‡e¶YKiYmn wek`fv‡e wjwce× K‡i †iKW©f‚³ Ki‡eb| hw` wi‡cvU©K…Z welqwU gvwbjÛvwis Gi mv‡_
m¤•„³ cÖZxqgvb nq, Z‡e h_vwbq‡g A¯^vfvweK/m‡›`nRbK †jb‡`b wi‡cvU© (STR) Awej‡¤^ cÖavb Kvh©vj‡qi
‡K›`ªxq cwicvjb BDwb‡U (gvwbjÛvwis cÖwZ‡iva †mj, kvLv wbqš¿Y I eëmv Dbœqb wefvM, we‡Kwe, cÖvavb
Kvh©vjq, XvKv) †cÖiY Ki‡eb| ‡K›`ªxq cwicvjb BDwbU cÖvß STR wi‡cvU©© cwiex¶Y, ch©v‡jvPbv/ch©‡e¶b K‡i
cÖvß djvdj †iKW©f‚³ Ki‡e Ges NUbvwU evsjv‡`k e¨vs‡K wi‡cvU©KiY‡hvM¨ we‡ePbvi †¶‡Î Awej‡¤^ evsjv‡`k
dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU, evsjv‡`k e¨vsK, cÖavb Kvh©vjq, XvKv eive‡i †cÖiY Ki‡e|
A¯^vfvweK/m‡›`nRbK †jb‡`b wi‡cvU©K…Z nIqvi wel‡q e¨vs‡Ki †Kvb Kg©KZ©/Kg©Pvix †Kvb ch©v‡qB MÖvnK
ev Ab¨ †Kvb e¨w³i wbKU †Kvb Z_¨ dvum Ki‡eb bv, hv‡Z Z`š@ Kvh©µg e¨nZ ev weiƒcfv‡e cÖfvweZ n‡Z cv‡i|
Aby‡”Q`-10.01 A¯^vfvweK/m‡›`nRbK †jb‡`b mbv³Ki‡b j¶¨bxq welqvwì wb‡`©kK (BbwW‡KwUf) ZvwjKv t
MÖvnK †NvwlZ m¤¢ve¨ †jb‡`‡bi gvÎvi (TP) ms‡M msMwZnxb †jb‡`‡bi wel‡q MÖvn‡Ki mwnZ AbymÜv‡b hw`
h_vh_ e¨vL¨v cvIqv bv hvq, Z‡e Zv mvaviYfv‡e A¯^vfvweK †jb‡`b e‡j we‡ewPZ n‡e|
Òm‡›`nRbK †jb‡`bÓ A_© Giƒc †jb‡`b---
(1) hv ¯^vfvweK †jb‡`‡bi aiY n‡Z wfbœ ;
(2) †h †jb‡`b m¤•‡K© Giƒc aviYv nq †h,
(K) Bnv †Kvb Aciva n‡Z AwR©Z m¤•`;
(L) Bnv †Kvb mš¿vmx Kv‡h©, †Kvb mš¿vmx msMVb‡K ev †Kvb mš¿vmx‡K A_©vqb;
m‡›`nRbK †jb‡`b ej‡Z mvavibZt †m mKj †jb‡`b†K eySv‡e hv gvwbjÛvwis cÖwZ‡iva AvBb, 2012 G aviv-
2(h) Gi AvIZvf‚³ Kg©KvÛ n‡Z D™¢yZ n‡q‡Q| A_©vr mvavibfv‡e GKRb MÖvn‡Ki ÁvZ Ges AvBbwm× Avq n‡Z
D™¢Z
– e‡j cÖZxqgvb nq bv Giƒc †jb‡`b m‡›`nRbK e‡j Mb¨ n‡e|
1| A¯^vfvweK/m‡›`nRbK †jb‡`b mbv³Ki‡Y kvLv ch©v‡qi Rb¨ cÖvmswMK KwZcq êwkó¨ wb‡æ D‡jÐL Kiv n‡jvt
1.1| †Kvb e¨w³ ev †Kv¤•vbxi ÁvZ Av‡qi mv‡_ msMwZnxb A¯^vfvweK e„nr As‡Ki †jb‡`b;
1.2| MÖvn‡Ki ms‡M mswkÐóZv ¯•ó bq Giƒc Ab¨vb¨ c‡¶i bv‡g wewfbœ Mš@†e¨ A_© †cÖi‡Yi Aby‡iva;
1.3| MÖvn‡Ki wnmv‡e †QvU †QvU As‡Ki eû msL¨K cÖwZ ev‡i Rgvi AsK ¶z`ª n‡jI µgcyÄxf‚Z AsK e„nr hvnv
MÖvn‡Ki ÁvZ AvBbwm× Kg©Kv‡Ûi mv‡_ msMwZnxb;
1.4| wnmve †Lvjvi cÖv°v‡j MvÖnK m¤•wK©Z Z_¨vw` cÖ`v‡b AcviMZv/Abxnv/Mwogwm Kiv;
1.5| †Kv¤•vbxi cÖwZwbwa KZ…©K kvLvi mv‡_ cÖvqB Gwo‡q hvIqv;
1.6| MÖvn‡Ki ÁvZ AvBbwm× Av‡qi mv‡_ msMwZnxb e„nr gvÎvi wmwKDwiwUR µq weµq;
1.7| cwi‡”Q` 1.02 G ewb©Z gvwbjÛvwis Gi m¤¢ve¨ 41wU wb‡`©wkKvmg–n j¶Yxq|
2| A¯^vfvweK/m‡›`nRbK †jb‡`b cwiex¶‡Y e¨vs‡Ki †K›`ªxq cwicvjb BDwb‡Ui j¶Ÿxq KwZcq welq wb‡æ D‡jÐL
Kiv n‡jv t
2.1| †Kvb kvLvi gva¨‡g bM` †jb‡`b ev Af¨š@ixY †iwg‡U‡Ýi gvÎvi AvKw¯§K A¯^vfvweK n«vm/e„w×;
2.2| A¯^vfvweK/m‡›`nRbK †jb‡`†bi wel‡q Ab¨vb¨ kvLvi Zzjbvq A‡bK Kg msL¨K wi‡cvU© cÖvwß|
85
weeiYx-02
Aby‡”Q` -10.02
e¨vs‡Ki bvg t-----------------------------
welq t e¨vs‡K Awbevmx UvKv wnmv‡e A‰ea ûwÛ Kvh©µ‡gi D`&NvwUZ -----------------wfwËK weeiYx|
m–Î t A_© gš¿bvj‡qi e¨vswKs kvLv -1 Gi cÖÁvcb bs-Ag/Awe/e¨vtbxtkvt-1/
AvBb-1(4)/2000/Ask/24(50) ZvwiL-27-01-2002 G 2(L) Aby‡”Q`
µt bs wnmve bs wnmve avi‡Ki ‡ckvt (mywbw`©ófv‡e D‡jÐL †jb‡`‡bi D`&NvU‡bi ZvwiL e¨vsK KZ©„K
bvg I wVKvbv _vK‡Z n‡e| †hgbt †ckv hw` cwigvb Ges Ges D`&NvUbKvix M„nxZ eë¯’v
ÔeëmvÕ nq Z‡e Dnv wbw`©ó K‡i mgqKvj KZ©„c¶ I AMÖMwZ
wK eëmv Zv D‡jÐL _vK‡Z
n‡e)
1 2 3 4 5 6 7
Aby‡”Q`-10.03 A¯^vfvweK/m‡›`nRbK †jb‡`b mbv³ †jb‡‡bi ˆÎgvwmK weeiYx weeiYx-03
A¯^vfvweK/m‡›`nRbK †jb‡`b mbv³ †jb‡‡bi ˆÎgvwmK weeiYx
----------------------------------------kvLv
--------------------------Zvwi‡L mgvß ˆÎgvwm‡Ki mgwš^Z weeiYx
µwgK bs wi‡cvwU©s Gi NUbvi msw¶ß ‡K›`ªxq cwicvjb BDwbU eive‡i ‡K›`ªxq cwicvjb BDwbU n‡Z evsjv‡`k
ZvwiL weeiY NUbvwU wi‡cvU© Kiv n‡q‡Q wKbv, e¨vsK eive‡i NUbvwU wi‡cvU© Kiv n‡q‡Q
n‡j m–Î b¤î I ZvwiL wKbv, n‡j m–Î b¤î I ZvwiL
1 2 3 4 5
Aby‡”Q`-10.04 A¯^vfvweK I m‡›`nRbK †jb‡`b D`&NvU‡bi c×wZ I wi‡cvU©KiY t
(1) cÖwZwU wnmve †Lvjvi †¶†Î MÖvn‡Ki cwiwPwZ mZK©Zvi mv‡_ MÖnY Ki‡eb| MÖvn‡Ki mwVK I c–Y©vsM cwiwPwZ,
†jb‡`‡bi AbywgZ gvÎv (TP ) MÖnY I msi¶Y Ges SuywKi wfwË‡Z MÖvn‡Ki †kÖYxKiY wbwðZ Kiv I D”P Suwy K
m¤•bœ wnmv‡ei Rb¨ Avjv`v †iwR÷v‡i msi¶Yc–e©K wbweo ch©‡e¶Y eë¯’v wbwðZ Ki‡eb|
(2) ivR‰bwZK e¨w³Z¡, `vZe¨ cÖwZôvb, AjvfRbK cÖwZôvb,†emiKvix cÖwZôvb (NGO) Gi wnmvemg–n AwaK
SuywKc–Y© we‡ePbvq mZK©Zvi mv‡_ ch©‡e¶Y Ki†e|
(3) MÖnK KZ…©K †NvwlZ TP Abyhvqx †jRv‡ii mswkÐó dwjIi Dcwifv‡M jvj Kvwj w`‡q m¤¢ve¨ gvwmK †jb‡`‡bi
(Rgv I D‡Ëvj‡bi) msL¨v I cÖwZwU †jb‡`‡bi m‡e©v”P †jb‡`‡bi AsK wj‡L ivL‡Z n‡e, hv‡Z †jb‡`‡bi Ae¯’v
†NvwlZ TP Gi mv‡_ msMwZnxb wKbv Zvr¶wYKfv‡e wPwýZ Kiv m¤¢e nq|
(4) †jb‡`b †cvwós Gi mgq ‡jb‡`bmg–n MÖvn‡Ki †NvwlZ TP Gi mv‡_ msMwZc–Y© wKbv wgwj‡q ‡`L‡Z n‡e|
(5) †jb‡`‡bi cwigvb MÖvn‡Ki †NvwlZ TP AwZµg Ki‡j A_©vr A¯^vfvweK g‡b n‡j mswkÐó MÖvn‡Ki mv‡_
†hvMv‡hvM K‡i Avw_©K Dr‡mi welq AbymÜv‡bi ci ev¯@eZv I ‡hŠw³KZvi wfwË‡Z TP ms‡kvab (Avc‡MÖW) K‡i
bw_‡Z msi¶Y Ki‡eb|
(6) TP Gi mv‡_ msMwZnxb †jb‡`b wel‡q MÖvn‡Ki mv‡_ †hvMv‡hvM I AbymÜv‡bi ci m‡š@vlRbK e¨vL¨v cvIqv
bv †M‡j Ges AbymÜv‡b †jb‡`b MÖvn‡Ki ÁvZ I AvBbwm× Avq †_‡K AwR©Z e‡j cÖZxqgvb bv n‡j †m †¶‡Î
mvavibfv‡e Bnv A¯^vfvweK/m‡›`nRbK †jb‡`b wn‡m‡e we‡ewPZ n‡e|
(7) Giƒc †¶‡Î mgq †¶cY bv K‡i ¯^-D‡`¨v‡M Awej‡¤^ MÖvn‡Ki e³e¨mn m†›`nRbK †jb‡`b wPwýZ Kivi
KviY D‡jÐLc–e©K GGgGj mvK©yjvi bs 19 ZvwiL 14-08-2008 Gi gva¨‡g †cÖwiZ STR dig h_vh_fv‡e c–iY
K‡i (Aby‡”Q`-10.05 G cÖ`wk©Z Q‡K) wnmve †Lvjvi dig (hveZxq WKz‡g›Umn), KYC Profile Form,
Transaction Profile, b–¨bZg weMZ GK eQ‡ii wnmve weeibx I cÖwZ‡e`‡b D‡jÐwLZ ‡jb‡`‡bi Z_¨vbyhvqx
Supporting Voucher mn cÖavb Kvh©vj‡qi †K›`ªxq cwicvjb BDwbU (CCU) G wi‡cvU© Ki‡eb|
(9) A¯^vfvweK/m‡›`nRbK †Kvb †jb‡`b bv _vK‡jI Zv mswkÐó Kvh©vjq‡K AewnZ Ki‡eb|
(10) kvLv m‡›`nRbK/A¯^vfvweK †jb‡`b msµvš@ NUbv ˆÎgvwmK wfwË‡Z †K›`ªxq cwicvjb BDwb‡U, kvLv wbqš¿Y
I eëmv Dbœqb wefv‡M †cÖiY Ki‡e| G wel‡q †Kvb Z_¨ bv _vK‡jI kvLv wba©vwiZ Q‡K (cwi‡”Q-10.03 QK)
GKwU cÖwZ‡e`b AvÂwjK/gyL¨ AvÂwjK Kvh©vj‡qi gva¨‡g †cÖiY Ki‡e|
11) Aby‡”Q` 1.02 I Aby‡”Q`-10.01 G D‡jÐwLZ gvwbjÛvwis Gi m¤¢ve¨ wb‡`©kKmg–n we‡ePbvq G‡b kvLv
msNwUZ mKj †jb‡`b wbqwgZ ch©v‡jvPbv Ki‡e| we‡kl K‡i G/wW kvLvmg–n‡K Aby‡”Q`-1.02 Gi ZvwjKvi
µwgK 21 †_‡K 30 G D‡jÐwLZ GmwUAvi wb‡`©kK¸‡jvi wel‡q AZ¨š@ mRvM I Zx² ch©‡e¶Y ivL‡Z n‡e|
86
Aby‡”Q`-10.05 A¯^vfvweK/m‡›`nRbK †jb‡`b wi‡cvU©Ki‡Yi digt
SUSPICIOUS TRANSACTION REPORT
(For bank and Non Bank Financial Institution)
A. Reporting institution:
1. Name of the Bank Bangladesh Krishi Bank
1. Name of the Branch
B. Details of Report:
1. Name of the Bank Bangladesh Krishi Bank
2. Is this addition of an earlier report Yes No
3. If yes ,mention the date of previous report ------------------------------------------------
C. Suspect Account Details:
1. Account Number
2. Name of the Branch
3. Nature of the Account
(Current/Savings/Loan/other, pls specify
4. Nature of owner ship:( Individual/ proprietorship/
partnership company/ other,pls, specify)
5. Date of opening
6. Address
D. Account holder's details:
01.
1. Name of Account holder
2. Address
3. Profession
4. Nationality
5. Other Account
6. Other business
7. Father's Name
8. Mother's Name
9. Date of birth
10. TIN
02.
1. Name of the Account holder
2. Relation with the account (holder mantion in sl no D)
3. Address
4. Profession
5. Natonality
6. Other Account(s)number(if any)
7. Other business
8. Father's name
9. Mother's name
10. Date of birth
11. TIN
E. Introducer Details:
1. Name of Introducer
2. Account number
3. Relation with account holder
4. Address
5. Date of opening
6. Whether introducer is maintaining good relation with
bank
87
F. Reasons for considering the transaction(s) as unusual/suspicious:
a. Identity of clients (Mention summary of suspicion and consiquence of events)
b. Activity in account To be filled by the BAMLCO
c. Background of client
d. Multiple accounts
e. Nature of transaction
f. Value of transaction
g. Other reason (Pls. Specify)
G. Suspicious activity information:
Summary characterization of suspicious activity
a. Brivery/Gratuity h. Counterfeit debit/ credit card o. Mortgage loan fraud
b. Check Fraud i. Counterfeit instrument p. Mysterious Disappearance
c. Check Kiting j. Credit Card fraud q. Misuse or position of Self
d. Commercial loan fraud k. Debit card fraud Dealing
e. Computer intrusion l. Defalcation/ Embezzlement r. Structuring
f. Consumer loan fraud m. False statement s. Terrorist Financing
g. Counterfeit check n. Identify theft t. Wire transfer fraud
u. Other
H.Transaction Details
Sl. no. Date Amount Type
Cash/Transfer/Clearing/TT/etc
Add Paper if nessesary
1. Counterparts Details
Sl. No. Date Bank Branch Account No. Amount
J. Has the suspicious transaction/activity had a matarial impect on or

otherwise effected the financial soundness of the bank. yes no
K.Has the bank taken any action in this context if yes give details
1.Documents to be enclosed
1.Account oppening form along with document
2.KYC profile
3.Transaction profile
4.Account statement for last one year
5.Photocopy of supporting voucher transactions mantioned in sl no H
Signature
(CAMLCO/Authorised Officer of CCU)
Name:
Designation:
Phone:
Date:
88
Aby‡”Q`-10.06 bM` †jb‡`b wi‡cvU© (CTR) Ges A¯^vfvweK/m‡›`nRbK †jb‡`b wi‡cvU© (STR)
Gi dig cyi‡Yi †¶‡Î eënvi Kivi Rb¨ cÖ`Ë †KvW ZvwjKv
CO OCCUPATION TYPE CODE CURRENCY NAME

DE
01 Government Service Officer ALL Albania Lek (ALL)
02 Government Service-Non- Officer AOA Angola Kwanza (AOA)
03 Police, Customs,Tax ARS Argentina Peso (ARS)
04 Judiciary AUD Australian Dollar (AUD)
05 Defence Service(Commissioned Officer) AZM Azerbaijan Manat (AZM)
06 Defence Service(Non-Commissioned ) BHD Bahrain Dinar (BHD)
07 Service -State Owned Enterprise(managerial) BDT Bangladesh Taka (BDT)
08 Service -State Owned Enterprise(Non-managerial) BYR Belrus Ruble (BYR)
09 Teacher BOB Bolivia Boliviano(BOB)
10 Professor BRL Brazil Real(BRL)
11 Doctor GBP British Pound(BRL)
12 Engineer BND Brunei Dollar(BND)
13 Banker BGN Bulgaria Lev(BGN)
14 Lawyer CAD Canadian Dollar(CAD)
15 Pricvate Service(Managerial) CLP Chile Peso(CLP)
16 Pricvate Service(Non-Managerial) CNY China Yuan Renminbi(CNY)
17 Self employed professional COP Columbia Peso(COP)
18 Housewife CDF Congo Franc(CDF)
19 Retired individual CRC Costa Rica Colon(CRC)
20 Business( Export Sector) CZK Czech Koruna(CZK)
21 Business (Jewelary/Gems/Art/Antique) DKK Danish Crone(DKK)
22 Business (Real Estate/Construction) EGP Egypt Pound(EGP)
23 Business(Courier Service) EUR Euro (EUR)
24 Business (Stock Broker/Dealer) FJD Fiji Dollar(FJD)
25 Business (Money Changer) HKD Hong Kong Dollar(HKD)
26 Business (Hotel/Restaurant/Bar) HUF Hungary Forint(HUF)
27 Business (Car Dealer,Car Repair, Car Finance) ISK Iceland Krona(ISK)
28 Business (Other Local Business) INR India Rupee(INR)
29 Director Private Limitted Company IDR Indonesian Rupias(IDR)
30 Director Public Limitted Company ILS Israel Shekel (ILS)
31 Authorised Officer JPY Japanese Yen(JPY)
32 Business (Export & Import) KRW Korea Won(KRW)
33 Business (Import Sector) KWD Kuwaiti Dinar(KWD)
34 Business (Clearing & Forwarding) LTL Lithuania Litas(LTL)
35 Business (Travel Agency/Air Tiketing) MYR Malaysian Riggit(MYR)
36 Business (Transportation) MTL Malta Lira(MTL)
37 Business (Tour Guide) MXN Mexican Peso(MXN)
38 Business (Advertising) NZD New Zealand Dollar(NZD)
39 Architect NOK Norwegian Krone(NOK)
40 Business (Agency) PKR Pakistan Rupee(PKR)
41 Business (Garments/Byuing House) PHP Philippines Peso(PHP)
42 Business (Indenting) RUB Russia (new) Ruble(RUB)
43 Business (Manufacturing) SAR Saudi Arabian Riyal (SAR)
44 Business (Supply) SGD Singapore Dollar(SGD)
45 Business(Music) ZAR South Africa n Rand(ZAR)
46 Chartered Accountant SEK Swedish Krona(SEK)
47 Journalist CHF Swiss France(CHF)
48 Pilot/Flight/Attendant TWD Taiwanese Dollar(TWD)
49 Land Lord THB Thai Bath(THB)
50 Service(Other) USD US Dollar(USD)
51 Student AED United Arab Emirates Dirham(AED)
52 Others
53
54
56
99
89
Aby‡”Q`-10.07 bM` †jb‡`b wi‡cvU© (CTR) Ges A¯^vfvweK/m‡›`nRbK †jb‡`b wi‡cvU©(STR) Gi di
cyi‡Yi †¶‡Î eënvi Kivi Rb¨ cÖ`Ë †KvW ZvwjKv
CO TRANSACTION TYPE CODE OWNERSHIP TYPE

DE
01 Cash Deposit BDT 01 Individual Account
02 Cash Withdrawal BDT 02 Joint Account
03 Cash Remitance BDT 03 Proprietorship Accont
04 Online Deposit BDT 04 Partnership Account
05 Cash Deposti FCY 05 Private Limited Company
06 Cash Withdrawal FCY 06 Public Limited Company
07 Cash Remitance FCY 07 Public Sector Company/Corporation/Entity
08 Online Deposit FCY 08 Project Account -Public Sector
09 Inward RemittanceBDT 09 Project Account -Private Sector
10 Inward Remittance FCY 10 Joint Venture Account
11 Outward Remittance DD/MT/PO BDT 11 Religious Organization /Institution
12 Outward Remittance DD/MT/PO FCY 12 Educational Organization Intitution
13 Transfer 13 Local NGO
14 Cheque /Bill Deposit/Collection BDT 14 Foreign NGO
15 Cheque /Bill Deposit/Collection FCY 15 Association, Trust, Cooperative,Club, Society
16 LC/Guarantee BDT 16 Embassy , UN, Multilateral Agency
17 LC/Guarantee FCY 17 Foreign Company /Organization
18 Online Withdrawal BDT 18 Corporation
19 Online Withdrawal FCY 99 Others
20 Pay Order Issue
21 Pay Order Collection CODE EXECUTIVE DESIGNATION TYPE
22 ATM Deposit 001 Chariman
23 ATM Writhdrawal 002 Vice-Chairman
003 Managing Director
CO ACCOUNT TYPE 004 Deputy Managing Director

DE
01 Current Account(Taka) 005 Assistant Managing Director
02 Savings Account(Taka) 006 Director
03 STD/SND Account (Taka) 007 Executive Director
04 Fixed Deposit (Taka) 008 General Manager
05 Margin Account(Taka) 009 Deputy General Manager
06 Non-Resident Taka Account (NRTA) 010 Manager
07 Non-Resident Investor Taka Account (NITA) 011 Company Secretary
08 Non-Convertible Taka Account 012 Chief Executive Officer(CEO)
09 Convertible Taka Account 013 Chief Operating Officer(COO)
10 Vostro Account (Taka) 014 Account Officer
11 Current Account FCY 015 Accountant
12 Margin Account FCY 016 Authorized Officer
13 NFCD 017 Proprietor
14 RFCD 018 Treasurer
15 ERQ 019 Secretary General
16 Vostro Account (FCY) 020 Director General
17 Loan Account (Taka) 021 Deputy Director General
18 Savings Scheme 022 Chief Engineer
19 SOD 023 Officer
99 Others 024 Ambassador
025 Assistant Director
CODE REGISTRATION AUTHORITY NAME 026 Counsellor

01 City Corporation 027 Country Representative
02 Municipality 028 Coordinator
03 Registrar of Joint Stock Companies 029 General Secretary
04 NGO Affairs Bureau /Ministy of Social Affairs 030 Member
05 Local Government (Union Parishad) 031 Member Secretory
032 Power of Attoney
033 President
034 Trustee
035 Vice President
036 Partner
999 Others
90
cwi‡”Q`-11 K‡imcÛ‡W›U e¨vswKs (Correspondent Banking)
K‡imc‡Û›U e¨vswKs (Correspondent Banking) ej‡Z GK e¨vsK (K‡imc‡Û›U ) KZ…©K Ab¨ e¨vsK‡K
(†imc‡Û›U ) †µwWU, wW‡cvwRU, Kv‡jKkb, wK¬qvwis, †c‡g›U ev Abyiƒc Ab¨ †Kvb †mevi wel‡q evsjv‡`k e¨vsK
KZ…©K Aby‡gvw`Z †mev cÖ`vb‡K eySv‡bv n‡e|
e¨vswKs eë¯’v hv‡Z gvwbjÛvwis Gi D‡Ï‡k¨ eëüZ n‡Z bv cv‡i †m Rb¨ K‡imc‡Û›U e¨vswKs m¤•K© ¯’vcb
Ges Ae¨vnZ ivLvi †¶‡Î wb‡æv³ wb‡`©kbvmg–n cwicvjbxq n‡e t
(K) K‡imc‡Û›U e¨vswKs †mev cÖ`v‡bi c–‡e© evsjv‡`k e¨vs‡Ki wb‡`©kbv Abyhvqx wba©vwiZ di‡g Aby‡”Q`-11.01
†gvZv‡eK Z_¨vw` msMÖnc–e©K †imc‡Û›U e¨vs‡Ki eëmvi cÖK…wZ m¤•‡K© wbwðZ n‡q Da©Zb eë¯’vcbvi (Dchy³
KZ©„c‡¶i) Aby‡gv`b MÖnY Ki‡e|
(L) †imc‡Û›U e¨vsKwU mswkÐó KZ…©c¶ KZ…©K Kvh©Kifv‡e Z`viK Kiv nq g‡g© mš‘wó mv‡c‡¶B †KejgvÎ †Kvb we‡`kx
e¨vs‡Ki mv‡_ K‡imc‡Û›U m¤•K© ¯’vcb Kiv hv‡e ev eRvq ivLv hv‡e|
(M) †Kvb Shell Bank Gi mv‡_ K‡imc‡Û›U e¨vswKs m¤•K© ¯’vcb Kiv hv‡e bv ev eRvq ivLv hv‡e bv| (Shell
Bank ej‡Z Hme e¨vsK‡K eySv‡e hv‡ì †h †`‡k Bb&K‡c©v‡i‡UW ‡m‡`‡k †Kvb kvLv ev Kvh©µg †bB Ges †Kvb
wbqwš¿Z Avw_©K MÖ“c (regulated financial group) Gi AvIZvf‚³ bq)|
(N) †hme †imc‡Û›U e¨vsK Shell Bank Gi mv‡_ K‡imc‡Û›U e¨vswKs m¤•K© ¯’vcb K‡i ev wnmve msi¶Y K‡i
ev †mev cÖ`vb K‡i Zv‡ì mv‡_ †Kvb K‡imc‡Û›U e¨vswKs m¤•K© ¯’vcb Kiv hv‡ebv ev eRvq ivLv hv‡ebv|
(O) †hme †`k/AÂj gvwbjÛvwis cÖwZ‡iv‡ai Avš@R©vwZK gvb c–iY K‡iwb (†hgb dvBb¨vwÝqvj GKkb Uv¯‹‡dv‡m©i
ÔÔbb-†KvAcv‡iwUs Kvw›UªR GÛ †UwiUwiRÕÕ ZvwjKvf‚³ †`k/AÂj) †mme †`‡ki e¨vs‡Ki mv‡_ K‡imc‡Û›U
e¨vswKs m¤•K© eRvq ivLvi e¨vcv‡i we‡kl mZK©Zv Aej¤^b Ki‡Z n‡e Ges G mKj †¶‡Î EDD (Enhance
due deligence) Gi cÖ‡qvRb n‡e| Gme e¨vs‡Ki Beneficial Ownership) Ges gvwbjìvwis cÖwZ‡iv‡a
Zv‡ì bxwZ I c×wZ m¤•‡K© we¯@vwiZ Z_¨ msMÖn Ki‡Z n‡e|
(P) †hme †imc‡Û›U e¨vsK Zv‡ì MÖvnK‡ì‡K eëmv msµvš@ †jb‡`b mivmwi K‡imc‡Û›U GKvD›U Gi gva¨‡g
m¤•bœ Kivi my‡hvM cÖ`vb K‡i _v‡K ( A_©vr Payble through accounts) Zv‡ì e¨vcv‡i EDD Aej¤^b
Ki‡Z n‡e|
(Q) gvwbjÛvwis AvBb, 2012 I mš¿vm we‡ivax (ms‡kvabx) AvBb, 2012 Gi AvIZvq wi‡cvU© cÖ`vbKvix ms¯’v wn‡m‡e
evsjv‡`k K…wl e¨vsK (cÖ‡hvR¨ †¶†Î) we‡`‡k Aew¯’Z kvLv Ges mvewmwWqvix cÖwZôv‡bi †¶‡ÎI gvwbjÛvwis
cÖwZ‡iva AvBb, 2012 Ges mš¿vm we‡ivax (ms‡kvabx) AvBb, 2012 Gi AvIZvq ewY©Z wb‡`©kbv h_vh_fv‡e
cwicvjb wbwðZ Ki‡e|
(R) we‡`‡k Aew¯’Z kvLv Ges mvewmwWqvix cÖwZôvb †Kvb Kvi‡Y hw` gvwbjÛvwis cÖwZ‡iva AvBb, 2012 Ges mš¿vm
we‡ivax (ms‡kvabx) AvBb, 2012 Gi AvIZvq ewY©Z wb‡`©kbv h_vh_fv‡e cvj‡b e¨_© nq Z‡e Zv AbwZwej‡¤^
KviY D‡jÐLc–e©K evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU, evsjv‡`k e¨vsK, cÖavb Kvh©vjq‡K AewnZ Ki‡Z
n‡e|
(S) Dc‡i ewY©Z wb‡`©kvejx we`¨gvb me K‡imc‡Û›U e¨vswKs m¤•‡K©i †¶‡ÎI cÖ‡hvR¨ n‡e Ges G wb‡`©kbvi
Av‡jv†K we`¨gvb K‡imc‡Û›U e¨vswKs m¤•K©mg–n cybtgyj¨vqb Ki‡Z n‡e|
91
Aby‡”Q`-11.01
ANTI-MONEY LAUNDERING & TERRORIST FINANCING
QUESTIONNAIRE FOR CORRESPONDING RELATIONSHIP
BASIC INFORMATION
1. Name of the Institution. __________________________________________
2. Registered Address: ___________________________________________
3. Website Address: ___________________________________________
4. Principal Business Activities: __________________________________________
5. Regulatory Authority: ___________________________________________
6. Operational Status: ___________________________________________
OWNERSHIP/MANAGEMENT
1. Is your institution listed in any stock exchange? Yes No
If so, which stock exchange?
2. If ''No'' to Q1, please provide a list of the Major shareholders Yes No
holding more than 10% shares in your institution
ANTI-MONEY LAUNDERING & TERRORIST FINANCING CONTROLS
Additional information to be incorporated at the end of the questionnaire if your answer is ''no'' to any of
the following questions.
I. Gereral AML & CFT Policies, Practices and Procedures.
1 Does your Institution have policies and procedures approved by your
institution's board of senior management to prevent money laundering Yes No
and combating terrorist financing?
2 Does your Institution have a legal and regulatory compliance program
that includes a designated officer that is responsible for co-ordinating Yes No
and overseeing the AML/CFT framewark?
3 Has your institution developed written policies documenting the process Yes No
to prevent, detect and report suspicious transactions?
4 Does your Institution have a policy prohibiting accounts /relationships
with shell bank? ( A shall bank is defined as a bank incorporated in a Yes No
jurisdiction in which it has no physical presence and which is
unaffiliated with a regulated financial group.)
5 Does your institution permit the opening of anonymous or numbered Yes No
accounts by customer?
6 Does your institution have policies to reasonably ensure that they will not Yes No
conduct transaction with or on behalf of shell bank through any of its accounts
or products?
7 Does your institution have policies covering relationships with Yes No
Politically Exposed Persons (PEP's), their family and close associates?
8 Does your institution have policies and procedures that require keeping Yes No
all the records related to customer identification and their transactions?
if ``yes'' for how long ?
II. Risk Assessment
1 Does your institution have a risk-based assessment of the customer Yes No
base and their transactions?
2 Does yuor institution determine the appropriate level of enhanced due
diligence necessary for those categories of customers and transactions for Yes No
those that have reason(s) to pose a heightened risk of illicit activities at or
through the FI?
III. Know Your Customer, Due Diligence and Enhanced Due Diligence
1 Has your institution implemented processes for the identification of
Benificial Ownership (those customers on whose behalf it maintains or Yes No
operates accounts or conduct transactions)?
2 Does your institution have a requirement to collect information Yes No
regarding its customer's business activities?
92
3 Does your institution have a process to review and where appropriate, Yes No
update customer information relating to high risk client information?
4 Does your institution have procedures to establish a record for each Yes No
new customet noting their respective identification docements and
'Know Your Customer's information?.
5 Does your institution complete a risk-based assessment to understand Yes No
the normal and expected transaction of its customers?
1V. Reportable Transactions for Preventation and Detection of AML/TF
1 Does your institution have policies or practices for the identification Yes No
and reporting of transaction that are required to be reported to the
authority?
2 Where cash transaction reporting is mandatory, does your institution Yes No
have procedures to identify transaction structured to avoid such
obligations?
3 Does your institution screen customers and transactions against list of Yes No
persons, entities or countries issued by government/competent
authorities?
4 Does your institution have policies to reasonably ensure that it only Yes No
operates with correspondent banks that possess licences to operate in
their countries of origin?
V. Transaction Monitoring
Does your institution have a monitoring program for unusual and
potentially suspicious activity that covers funds transfers and monetary Ye No
instruments such as traveler's cheques, Money Orders, etc? s
V1. AML Training
1 Does your institution provide AML & CFT training to relevent Yes No
employees of your organition?
2 Does your institution communicate new AML related laws or
changes to existing AML related policies or practices to relevent Yes No
employees?
3 Does your institution provide AML training to relevent third parties Yes No
if they employed to carry out some of the function of your
organization?
Space for additonal information (Please indicate which question the information is reference to:-
---------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------------------
D. General
Does the responses provided in that Decleration applies to the following entities?
* Head office and all domestic branches
* Overseas branches
* Domestic subsidiarnies
* Overseas subsidiaries
If the response to any of the above is ''no'' please provide a list of the branches and/or subsidiaries
that are excluded, including the name of the institution, location and contact details
I, the undersigned, confirm to the best of my Knowledge that the information provided in the
questionnaire is current, accurate and representative of the Anti-Money Laundering and Anti-
terrorist financing policies and procedures that are established in my institution.
I also confirm that I am authorised to complete this questionnaire on behalf of my institution.
Signature. _____________________________
Name. _____________________________
Designation. _____________________________
Date. _____________________________
Contact No./ Email. _____________________________
93
cwi‡”Q`-12.00
¯^wba©viYx c×wZ‡Z kvLvi wbR¯^ Ae¯’vb (Self Assessment) wba©viY t
MvB‡WÝ †bvU&m Ab wcÖ‡fbkb Ae gvwbjÛvwis Gi 6.5 Aby‡”Q` Abymv‡i cÖ‡Z¨KwU kvLv e¨vs‡Ki wbR¯^ I
gvwbjÛvwis cÖwZ‡iva bxwZgvjvi Av‡jv‡K wb‡æv³ cÖkœgvjvi we¯@vwiZ DËi cÖ`v‡bi gva¨‡g gvwbjÛvwis I mš¿vmx
Kv‡h© A_©vqb cÖwZ‡iva msµvš@ Kvh©µg ev¯@evq†b ¯^-wba©viY c×wZ‡Z ˆÎgvwmK wfwË‡Z wb‡Ri Ae¯’vb wbY©q
Ki‡e| cÖwZ‡e`b ˆZixi mgq kvLv eë¯’vc‡Ki mfvcwZ‡Z¡ kvLvi ¸i“Z¡c–Y© Kg©KZ©v‡ì mgš^‡q mfv Av‡qvRb
Ki‡e| D³ mfvq kvLv g–j¨vqb cÖwZ‡e`‡bi Dci Av‡jvPbvi gva¨‡g mgm¨v wPwýZ K‡i Zv mgvav‡bi Dcvq ev
mycvwik wba©viY KiZt †iRyª‡jkb AvKv‡i wjwce× K‡i dvB‡j msi¶Y Ki‡e| cieZ©x mfv¸‡jv‡Z c–e©eZ©x
mfvq Av‡jvwPZ welq, Awc©Z `vwqZ¡ Ges AMÖMwZi welq wb‡qI Av‡jvPbv Ki‡Z n‡e| cÖwZwU ˆÎgvmKvj †kl
nIqvi c‡ii gv‡mi 20 Zvwi‡Li g‡a¨ kvLv g–j¨vqb (Self Assessment) cÖwZ‡e`‡bi GK Kwc mivmwi mswkÐó
AvÂwjK wbix¶v Kvh©vj‡q Ges GK Kwc mswkÐó gyL¨ AvÂwjK/AvÂwjK Kvh©vj‡qi gva¨‡g †K›`ªxq cwicvjb
BDwb‡U †cÖiY Ki‡eb|
cÖkœgvjv hvPvB Gi gvb`Û kvLvi gš@e¨
1. kvLvi †gvU Kg©KZ©/Kg©Pvixi msL¨v KZ (c` Abyhvqx) ?
kZKiv KZRb Kg©KZ©v/Kg©Pvix gvwbjÛvwis cÖwZ‡iva welqK
AvbyôvwbK cÖwk¶Y MÖnY K‡i‡Qb?
2. kvLvi Kg©KZ©/Kg©PvixMb e¨vs‡Ki gvwbjÛvwis cÖwZ‡iva welqwU hvPvB‡qi c×wZ wK ?
msµvš@ bxwZ, c×wZ I †cÖvMÖvg Ges RvZxq bxwZgvjvmn
evsjv‡`k e¨vs‡Ki MvBWjvBÝ m¤•‡K© AewnZ Av‡Qb wK ?
3. kvLv ch©v‡q wbw`©ó mg‡qi weiwZ‡Z gvwbjÛvwis cÖwZ‡iva n‡j KZ mgq ci ci AbywôZ nq?
welqK mfv AbywôZ nq wKbv ? mfvi Av‡jvP¨m–Px mK‡ji AeMwZi
Rb¨ e›Ub Kiv nq wKbv? mfvq wKwK
¸i“Z¡c–Y© wm×vš@ M„nxZ n‡q‡Q? mfvq
M„nxZ wm×vš@ wK fv‡e cwicvwjZ nq?
4. e¨w³bvgxq, K‡c©v‡iU I Ab¨vb¨ wnmve ( †hgb-PjwZ, mÂqx, Dnvi mwVKZv wKfv‡e hvPvB Kiv nq ?
GmwUwW/GmGbwW, ¯’vqx AvgvbZ, we‡kl¯‹xg, FC,RFCD,NFCD wKfv‡e Zv kvLvq msi¶Y Kiv nq?
‡Lvjvi †¶‡Î MÖvnK cwiwPwZ m‡š@vlRbKfv‡e MÖnY Kiv n‡”Q wKbv?
5. SzuwKi wfwË‡Z kvLv Zv‡ì MÖvnK‡ì †kÖbxweb¨vm/†kÖbxKiY K‡i _vK‡j G ch©š@ KZwU D”P
K‡i wK ? SzuwKm¤•bœ wnmve kvLvq †Lvjv
n‡q‡Q? G ai‡Yi wnmve †Lvjv I
cwiPvjbvi †¶‡Î kvLv wK c`‡¶c
MÖnY K‡i‡Q|
6. 30 GwcÖj 2002 Gi c–‡e© †Lvjv wnmvmg–‡ni KYC G ch©š@ kvLv KZ©„K KYC
Procedures m¤•bœ Kivi cÖwµqvi AMÖMwZ m‡š@vlRbK wKbv ? Procedures m¤•bœKiY AMÖMwZi n‡i
KZ? G wel‡q nvjbvMv` wb‡`©kbvi
Av‡jv‡K GGgGj cwicÎ 23
m¤•bœKi‡Yi wKwK c`‡¶c MÖnb Kiv
n‡q‡Q? g¨vby‡qj Abyt 3.01(O)
Abymibxq|
7. kvLv wK MÖvn‡Ki KYC Profile wbw`©ó mgq ci ci K‡i _vK‡j wK fv‡e Ges KZ mgq
c–btg–j¨vqbc–e©K nvjbvMv` K‡i _v‡K ? ci ci GB g–j¨vqb m¤•vw`Z n‡q
_v‡K ?
8. kvLv fvmgvb/Pjš@ MÖnK‡ì †¶‡Î KYC cÖwµqv AbymiY K‡i _vK‡j wKfv‡e Av‡jvP¨ cÖwµqvwU
K‡i _v‡K wK ? m¤•bœ K‡i _v‡K ?
9. Online e¨vswKs Gi †¶‡Î evsjv‡`k e¨vs‡Ki wb‡`©kbv n‡q _vK‡j wK c×wZ‡Z kvLvq GB
Abymv‡i Rgv`vbKvix I D‡ËvjbKvixi Z_¨ †bqv nq wK ? gwbUwis m¤•b nq ?
10. kvLv wK SzuwK wfwË‡Z A_ev wba©vwiZ mxgvi Dc‡ii K‡i _vK‡j wK c×wZ‡Z Kiv nq ?
†jb‡`†bi wfwË‡Z MvÖnK‡ì †kÖYx wefvRbc–e©K Zv‡ì †NvwlZ
TP Gi mv‡_ Mªvn‡Ki †jb‡`b gwbUwis Kiv nq ?
94
11. G hver kvLv KZ©„K KZ¸‡jv m‡ÜnRbK †jb‡`b (STR) kvLv KZ©„K STR mbv³ Kivi Rb¨
mbv³ Kiv n‡q‡Q ? wK ai‡bi c×wZ cÖeZ©b Kiv n‡q‡Q?
2. MÖvnK KZ©„K c–bt c–bt bM` †jb‡`b wi‡cvwU©s mxgvi (CTR) n‡q _vK‡j wK fv‡e Structuring
bx‡P †jb‡`b (Structuring) mbv³ Kivi †Kvb c×wZ kvLv mbv³ Kiv nq ?
KZ©„K cÖewZ©Z n‡q‡Q wK ?
13. kvLv KZ©„K wbqwgZ I mwVKfv‡e CTR †K›`ªxq cwicvjb n‡q _vK‡j n¨vu A_ev bv n‡q _vK‡j
BDwb‡U †cÖiY Kiv n‡”Q wKbv ? bv wjLyb|
14. GgGjwc AvBb, mvK©yjvi, cÖwk¶b, †iKW©, weeiYx I n‡q _vK‡j n¨vu A_ev bv n‡q _vK‡j
Ab¨vb¨ GGgGj msµvš@ welqvejxi Avjv`v bw_ kvLv KZ…©K bv wjLyb|
msi¶Y Kiv nq wKbv? AvBb, mvKy©jvi BZ¨vwì Kwc kvLvi
mKj Kg©KZ©v/Kg©Pvix‡ì mieivn Kiv nq wKbv?
15. gvwbjÛvwis cÖwZ‡iva mvKzj DËi nu¨v n‡j GB wnmve †Lvjv I
© vi -14 Abymv‡i kvLvq PEP's
Gi †Kvb wnmve msi¶b Kiv n‡”Q wKbv ? cwiPvjbvi †¶‡Î wK ai‡Yi mZK©Zv
Aej¤^b Kiv n‡”Q?
16. cÖavb Kvh©vjq I evsjv‡`k e¨vs‡Ki cwi`k©b cÖwZ‡e`‡b bv n‡q _vK‡j cÖwZeÜKZvmgyn wK wK
D‡jÐwLZ gvwbjÛvwis cÖwZ‡iva cwicvjb welqK ?
`–e©jZv/Awbqgmg–n wbqwgZ Kiv n‡q‡Q wKbv ?
17. kvLv KZ…©K ê‡`wkK †iwg‡UÝmn Ab¨vb¨ BbIqvW© I n‡q _vK‡j wKfv‡e ?
AvDUIqvW© †iwg‡UÝ gwbUwis Kiv nq wKbv ?
kvLv gvwbjÛvwis cÖwZ‡iva cwicvjb Kg©KZ©v(BAMLCO) kvLv eë¯’vcK

bvg ¯^v¶i ZvwiL I mxj bvg, ¯^v¶i ZvwiL I mxj
cwi‡”Q`-13.00
Independent Testing Procedures
Af¨š@ixY wbix¶v wefvM -AvÂwjK wbix¶v Kg©KZ©vMY Zuv‡ì wbR¯^ Ges ¯^vfvweK wbix¶v/cwi`k©b
Kg©mP– x Abymv‡i wewfbœ kvLvi wbqwgZ cwi`k©b Kvh©µg m¤•v`bKv‡j gvwbjÛvwis cÖwZ‡iva msµvš@ welq¸‡jv
Independent Testing Procedures Gi wba©vwiZ †PK wjó Gi Dci wfwË K‡i (Aby‡”Q`-13.01 cÖ`wk©Z
QK †gvZv‡eK)) cix¶v/hvPvB K†i gvwbjÛvwis cÖwZ‡iva wel‡q kvLvi Ae¯’vb/†iwUs wba©viY Ki‡e Ges wbix¶v
cÖwZ‡e`‡b Avjv`v Aby‡”Q` ms‡hvRbc–e©K gvwbjÛvwis cÖwZ‡iva msµvš@ ch©‡e¶Ymg–n gš@e¨/mycvwik AvKv‡i
mwbœ‡ek Ki‡e| AvÂwjK wbix¶v Kg©KZ©vMY wbix¶vKvh©µg mgvwßi 15 w`‡bi g‡a¨ mswkÐó kvLvi
Independent Testing Procedures msµvš@ cÖwZ‡e`bwU mivmwi †K›`ªxq cwicvjb BDwb‡U eive‡i †cÖiY
Ki‡e|
†K›`ªxq cwicvjb BDwbU kvLv n‡Z cÖvß Self Assessment Ges AvÂwjK wbix¶v Kvh©vjq n‡Z cÖvß
Independent Testing Procedures msµvš@ cÖwZ‡e`b hvPvB K‡i lvš§vwmK wfwË‡Z GKwU g–j¨vqb cÎ
cÖ¯‘Z K‡i gš@e¨ I mycvwikmn e¨vs‡Ki cÖavb wbe©vnxi wbKU Dc¯’vcb Ki‡e| CCU KZ©„K cÖYxZ D³ g–j¨vqb
cÖwZ‡e`b mswkÐó ˆÎgvm mgvwßi cieZ©x 60 w`‡bi g‡a¨ evsjv‡`k e¨vs‡K †cÖiY Ki‡Z n‡e|
95
Aby‡”Q`-13.01 kvLv cwi`k©‡bi †PK wjó
AvÂwjK wbix¶v Kvh©vjq
--------------------------|
kvLv cwi`k©‡bi †PKwjó
µt AÂj/Gwiqv cÖkœgvjv hvPvB‡qi gvb`Û ‡¯‹v cÖvß
bs i †¯‹vi
1 kvLv 1 . kvLvq GKRb AwfÁ I ‡R¨ô cwicvjb Awdm AW©vi †`Lzb| kvLv 3
cwicvjb Kg©KZ©v (BAMLCO) Av‡Q wK? eë¯’vcK/wØZxq Kg©KZ©v A_ev
Kg©KZ©v b–b¨Zg 3 eQi †nW Ae †Rbv‡ij
g–j¨vqb e¨vswKs wn‡m‡e Kg©iZ
Kg©KZ©v‡K BAMLCO
g†bvbxZ Kiv DwPZ|
2. weMZ 2 eQi wZwb gvwbjÛvwis cÖwZ‡iva mv¶vrKvi I bw_c‡Îi wfwË‡Z 5
welqK †Kvb cÖwk¶‡Y Ask MÖnb K‡i‡Qb hvPvB Ki“b|
wKbv?
gvwbjÛvwis cÖwZ‡iva AvBb, mš÷vm we‡ivax
AvBb, mvKz©jvimgyn Ges MvB‡WÝ †bvU
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3 kvLvi gvwbjÛvwis cÖwZ‡iva I mš÷v‡m BAMLCO KZ©„K gwbUwis I 5
A_©vqb cÖwZ‡iva Kvh©µg h_vwbq‡g ch©v‡jvPbvi cÖwÎqv hvPvB I Gi
cwicvwjZ n‡”Q G welqwU wbwðZ nIqvi h_v_©Zv cix¶vc–e©K gyj¨vqb
j‡¶¨ BAMLCO wbw`©ó I MÖnb‡hvM¨ Ki“b|
mgq ci ci Ges Kvh©Ki cÖwµqvq gvwb
jÛvwis msµvš wel‡q ch©v‡jvPbv K‡i
_v‡Kb wKbv?
4 BAMLCO KZ…©K kvLvq cwiPvwjZ D”P BAMLCO KZ…©K D”P SuywK 3
SuywK m¤•bœ wnmvemn mKj wnmv‡ei m¤•bœ wnmvemn mKj wnmv‡ei
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Gi h_v_©Zv cix¶vc–e©K g–j¨vqb
Ki“b| ch©vß wKbv?
5 gvwbjÛvwis cÖwZ‡iva mvK©yjvi-14 Abymv‡i GB ai‡Yi wnmve †Lvjv I 3
kvLvq PEP's Gi †Kvb wnmve msiw¶Z cwiPvjbvi †¶‡Î GGgGj
Kiv n‡”Q wKbv? mvK©yjvi 14 Abymv‡i mZK©Zv
Aej¤^b Kiv n‡”Q wKbv Zv hvPvB
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2. gvwbjÛvwis 1 kvLvi KqRb Kg©KZ©v Kg©Pvix gvwbjÛvwis 100% Kg©KZ©vi cÖwk¶b m¤•bœ 5
cÖwZ‡iva cÖwZ‡iva welqK AvbyôvwbK cÖwk¶b MÖnY n‡j Zv m‡š@vlRbK e‡j we‡ewPZ
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Pvix‡ì cÖwZ‡iva I mš÷vmx Kv‡R A_©vqb cÖwZ‡iva mv¶vrKv‡ii wfwË‡Z g–j¨vqb
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4 30, GwcÖj 2002 Gi c–‡e© †Lvjv gvwbjÛvwis cÖwZ‡iva mvK©yjvi 06 Ges 5
wnmvemg–‡ni KYC Procedures GGgGj mvK©yjvi bs-23 Gi Av‡jv‡K
m¤•bœKiY cÖwµqvq AMÖMwZi me©‡kl Ae¯’v M„nxZ c`‡¶c I AMÖMwZ hvPvB
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TP MÖnY I Kvh©KvixZv hvPvB Ki“b|
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Kvh©KvixZv hvPvB Ki“b|
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5 †jb‡`b †jb‡`b wi‡cviwUs(STR) c×wZ m¤•‡K© m¤•‡K© kvLvi Kg©KZ©v‡ì avibv
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8. gvwbjÛvwis 1 kvLv eë¯’vcK BAMLCO bv n‡j kvLv kvLvq Av‡qvwRZ mfvi 1
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msµvš@ mvwe©K Kvh©µg Gi
wfwË‡Z g–j¨vqb Ki“b|
kvLvi mvwe©K g–j¨vqb t
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msi¶b (K) AvBb,evsjv‡`k e¨vs‡Ki mvKzj © vi, mvKzj
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(L) bM` †jb‡`b wi‡cvU©(CTR)/A¯^vfvweK I m‡›`nRbK †jb‡`b(STR), KYC/TP wiwfD welqK
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(M) wbw`©ó mg‡qi weiwZ‡Z kvLv ch©v‡q gvwbjÛvwis cÖwZ‡iva welqK mfvi Kvh©weeiYx msi¶Y m¤•wK©Z|
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Z_¨ msi¶b msµvš|
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Divition Name District Name Thana/Upazilla Name Code
Chittang Bandarban Bandarban 11011
Chittang Bandarban Rowangchari 11012
Chittang Bandarban Ruma 11013
Chittang Bandarban Thanchi 11014
Chittang Bandarban Alikadam 11015
Chittang Bandarban Lama 11016
Chittang Bandarban Naikhangchari 11017
Chittang Bandarban Baishari 11031
Comilla Brahmanbaria Akhaura 11511
Comilla Brahmanbaria Bancharampur 11512
Comilla Brahmanbaria Brahmanbaria 11513
Comilla Brahmanbaria Kashba 11514
Comilla Brahmanbaria Nabinagar 11515
Comilla Brahmanbaria Nasirnagar 11516
Comilla Brahmanbaria Sarail 11517
Comilla Brahmanbari Ashugonj 11518
Comilla Chandpur Chandpur 12011
Comilla Chandpur Faridgonj 12012
Comilla Chandpur Haimchar 12013
Comilla Chandpur Hajigonj 12014
Comilla Chandpur Kachua 12015
Comilla Chandpur Matlab 12016
Comilla Chandpur Shahrasti 12017
Comilla Chittagong Fatikchari 12511
Chittang Chittagong Hatazari 12512
Chittang Chittagong Mirsarai 12513
Chittang Chittagong Rangunia 12514
Chittang Chittagong Raozan 12515
Chittang Chittagong Sandwip 12516
Chittang Chittagong Sitakunda 12517
Chittang Chittagong Anowara 12518
Chittang Chittagong Banshkhali 12519
Chittang Chittagong Boalkhali 1250
Chittang Chittagong Chandanaish 12521
Chittang Chittagong Lohagara 12522
Chittang Chittagong Patia 12523
Chittang Chittagong Satkania 12524
Chittang Chittagong chandgaon 12531
Chittang Chittagong Chittagog Port 12532
Chittang Chittagong Doublemooring 12533
Chittang Chittagong Kotwali Chittagong 12534
Chittang Chittagong Pahartali 12535
Chittang Chittagong Panchlaish 12536
Chittang Rangamati Baghaichari 12011
Chittang Rangamati Barkal 13012
Chittang Rangamati Kawkhali 13013
Chittang Rangamati Juraichari 13014
Chittang Rangamati Langudu 13015
Chittang Rangamati Nanuarchar 13016
100
Chittang Rangamati Rangamati 13017
Chittang Rangamati Belaichari 13018
Chittang Rangamati Kaptai 13019
Chittang Rangamati Rajasthali 13020
Chittang Rangamati Sajek 13031
Chittang Rangamati Chandragona 13032
Chittang Rangamati Farua 13033
Comilla Rangamati Barura 13511
Comilla Comilla Brahmanpara 13512
Comilla Comilla Burichang 13513
Comilla Comilla Chandina 13514
Comilla Comilla Chouddagram 13515
Comilla Comilla Daudkandi 13516
Comilla Comilla Debidwar 13517
Comilla Comilla Homna 13518
Comilla Comilla Kotwali Comilla 13519
Comilla Comilla Laksham 13520
Comilla Comilla Muradnagar 13521
Comilla Comilla Langolkot 13522
Chittang Cox`s Bazar Chakaria 14011
Chittang Cox`s Bazar Cox`s Bazar 14012
Chittang Cox`s Bazar Kutubdia 14013
Chittang Cox`s Bazar Maheshkhali 14014
Chittang Cox`s Bazar Ramu 14015
Chittang Cox`s Bazar Teknaf 14016
Chittang Cox`s Bazar Ukhia 14017
Chittang Cox`s Bazar Chhagalnaiya 14511
Comilla Feni Daganbhuiyan 14512
Comilla Feni Feni 14513
Comilla Feni Parshuram 14514
Comilla Feni Sonagazi 14515
Comilla Feni Fulgazi 14531
Chittagong Khagrachari Dighinala 16011
Chittang Khagrachari Khagrachari 16012
Chittang Khagrachari Mahalchari 16013
Chittang Khagrachari Panchari 16014
Chittang Khagrachari Lakhmichari 16015
Chittang Khagrachari Manikchari 16016
Chittang Khagrachari Matiranga 16017
Chittang Khagrachari Ramgharh 16018
Chittang Khagrachari Guimari 16031
Comilla Lakshmipur Lakshmipur 16511
Comilla Lakshmipur Raipur 16512
Comilla Lakshmipur Ramgonj 16513
Comilla Lakshmipur Ramgati 16514
Comilla Lakshmipur Begumgonj 18011
Comilla Lakshmipur Chatkhil 18012
Comilla Noakhali Companigonj 18013
Chittagong Noakhali Hatia 18014
Chittagong Noakhali Senbag 18015
Chittagong Noakhali Sudaram 18016
101
Dhaka Dhaka Dhamrai 21011
Dhaka Dhaka Dohar 21012
Dhaka Dhaka Keraniganj 21013
Dhaka Dhaka Nawabganj Dhaka 21014
Dhaka Dhaka Savar 21015
Dhaka Dhaka Cantonment 21031
Dhaka Dhaka Demra 21032
Dhaka Dhaka Dhanmondi 21033
Dhaka Dhaka Gulshan 21034
Dhaka Dhaka Kotwali Dhaka 21035
Dhaka Dhaka Lalbag 21036
Dhaka Dhaka Mirpur Dhaka 21037
Dhaka Dhaka Mohammadpur 21038
Dhaka Dhaka Matijheel 21039
Dhaka Dhaka Ramna 21040
Dhaka Dhaka Sutrapur 21041
Dhaka Dhaka Tejgaon 21042
Dhaka Dhaka Sabujbag 21043
Dhaka Dhaka Pallabi 21044
Dhaka Dhaka Uttara 21045
Dhaka Faridpur Alfadanga 21511
Dhaka Faridpur Bhanga 21512
Dhaka Faridpur Goalmari 21513
Dhaka Faridpur Charbhadrasan 21514
Dhaka Faridpur Kotwali Faridrur 21515
Dhaka Faridpur Madhukhali 21516
Dhaka Faridpur Nagarkanda 21517
Dhaka Faridpur Sadarpur 21518
Dhaka Gazipur Joydevpur Gazipur 22011
Dhaka Gazipur Kaliakair 22012
Dhaka Gazipur Kaliganj Gazipur 22013
Dhaka Gazipur Kapashia 22014
Dhaka Gazipur Sreepur 22015
Dhaka Gazipur Tongi 22031
Dhaka Gopalganj Gopalganj 22511
Dhaka Gopalganj Kasiani 22512
Dhaka Gopalganj Kotaipara 22513
Dhaka Gopalganj Muksudpur 22514
Dhaka Gopalganj Tungipara 22515
Dhaka Jamalpur Baksiganj 23011
Dhaka Jamalpur Dewanganj 23012
Dhaka Jamalpur Islampur 23013
Dhaka Jamalpur Jamalpur 23014
Dhaka Jamalpur Madanganj 23015
Dhaka Jamalpur Melandah 23016
Dhaka Jamalpur Sarishabari 23017
Dhaka Jamalpur Bahadurabad 23031
Dhaka Kishoreganj Astragram 23511
Dhaka Kishoreganj Bajitpur 23512
Dhaka Kishoreganj Bhairab 23513
102
Dhaka Kishoreganj Hossainpur 23514
Dhaka Kishoreganj Itna 23515
Dhaka Kishoreganj Karimganj 23516
Dhaka Kishoreganj Katiadia 23517
Dhaka Kishoreganj Kishoreganj 23518
Dhaka Kishoreganj Kuliarchar 23519
Dhaka Kishoreganj Mithamain 23520
Dhaka Kishoreganj Nikli 23521
Dhaka Kishoreganj Pakundia 23522
Dhaka Kishoreganj Tarail 23523
Dhaka Madaripur Kalkini 24011
Dhaka Madaripur Madaripur 24012
Dhaka Madaripur Rajoir 24013
Dhaka Madaripur Shibchar 24014
Dhaka Manikganj Daulatpur 24511
Dhaka Manikganj Ghior 24512
Dhaka Manikganj Harirampur 24513
Dhaka Manikganj Manikganj 24514
Dhaka Manikganj Saturia 24515
Dhaka Manikganj Shibalaya 24516
Dhaka Manikganj Singair 24517
Dhaka Munshiganj Gazaria 25011
Dhaka Munshiganj Lohajonj 25012
Dhaka Munshiganj Munshiganj 25013
Dhaka Munshiganj Serajdikhan 25014
Dhaka Munshiganj Sreenagar 25015
Dhaka Munshiganj Tongibari 25016
Dhaka Mymensing Bhaluka 25511
Dhaka Mymensing Fulbaria 25512
Dhaka Mymensing Fulpur 25513
Dhaka Mymensing Goffargaon 25514
Dhaka Mymensing Gouripur 25515
Dhaka Mymensing Haluaghat 25516
Dhaka Mymensing Iswarganj 25517
Dhaka Mymensing Kotwali 25518
Dhaka Mymensing Muktagacha 25519
Dhaka Mymensing Nandail 25520
Dhaka Mymensing Trishal 25521
Dhaka Narayanganj Araihazar 26011
Dhaka Narayanganj BaidyerBazar(Sonargaon) 26012
Dhaka Narayanganj Bandar 26013
Dhaka Narayanganj Narayanganj 26014
Dhaka Narayanganj Rupganj 26015
Dhaka Narayanganj Fatulla 26031
Dhaka Narayanganj Siddirganj 26032
Dhaka Norshingdi Belabo 26511
Dhaka Norshingdi Manahardi 26512
Dhaka Norshingdi Norshingdi 26513
Dhaka Norshingdi Palash 26514
Dhaka Norshingdi Raipur(Narsingdi) 26515
Dhaka Norshingdi Shibpur 26516
103
Dhaka Netrakona Atpara 27011
Dhaka Netrakona Barahatia 27012
Dhaka Netrakona Dhubarua 27013
Dhaka Netrakona Durgapur 27014
Dhaka Netrakona Kaliajuri 27015
Dhaka Netrakona Kalmakanda 27016
Dhaka Netrakona Kendua 27017
Dhaka Netrakona Madan 27018
Dhaka Netrakona Mahanganj 27019
Dhaka Netrakona Netrakona 27020
Dhaka Netrakona Purbadhala 27021
Dhaka Rajbari Baliakandi 27511
Dhaka Rajbari Goalanda 27512
Dhaka Rajbari Pangsha 27513
Dhaka Rajbari Rajbari 27514
Dhaka Sariatpur Bederganj 28011
Dhaka Sariatpur Damodya 28012
Dhaka Sariatpur Goshairghat 28013
Dhaka Sariatpur Naria 28014
Dhaka Sariatpur Palong 28015
Dhaka Sariatpur Janjira 28016
Dhaka Sherpur Jhenaigati 28511
Dhaka Sherpur Nakhla 28512
Dhaka Sherpur Nalitabari 28513
Dhaka Sherpur Sherpur 28514
Dhaka Sherpur Sribardi 28515
Dhaka Tangail Basail 29011
Dhaka Tangail Bhuapur 29012
Dhaka Tangail Delduar 29013
Dhaka Tangail Ghatail 29014
Dhaka Tangail Gopalpur 29015
Dhaka Tangail Kalihati 29016
Dhaka Tangail Madhupur 29017
Dhaka Tangail Mirjapur 29018
Dhaka Tangail Nagarpur 29019
Dhaka Tangail Shakhipur 29020
Dhaka Tangail Tangail 29021
Khulna Bagerhat Bagerhat 31011
Khulna Bagerhat Chitalmari 31012
Khulna Bagerhat Fakirhat 31013
Khulna Bagerhat Kachua 31014
Khulna Bagerhat Mollarhat 31015
Khulna Bagerhat Mongla 31016
Khulna Bagerhat Morrelganj 31017
Khulna Bagerhat Rampal 31018
Khulna Bagerhat Sarankhola 31019
Khulna Chuadanga Alamdanga 33011
Khulna Chuadanga Chuadanga 33012
Khulna Chuadanga Damurhuda 33013
Khulna Chuadanga Jibannagar 33014
Khulna Jessore Abhoynagar 33511
104
Khulna Jessore Bagerpara 33512
Khulna Jessore Chowgacha 33513
Khulna Jessore Jhikargacha 33514
Khulna Jessore Keshabpur 33515
Khulna Jessore Kotwali(Jessore) 33516
Khulna Jessore Monirampur 33517
Khulna Jessore Sharsha 33518
Khulna Jhenaidah Harinakunda 34511
Khulna Jhenaidah Jhenaidah 34512
Khulna Jhenaidah Kaliganj 34513
Khulna Jhenaidah Kotchandpur 34514
Khulna Jhenaidah Moheshpur 34515
Khulna Jhenaidah Sailkupa 34516
Khulna Khulna Batiaghata 35011
Khulna Khulna Boyra 35012
Khulna Khulna Dacope 35013
Khulna Khulna Daulatpur Khulna 35014
Khulna Khulna Dumuria 35015
Khulna Khulna Paikgacha 35016
Khulna Khulna Phultala 35017
Khulna Khulna Rupsa 35018
Khulna Khulna Terokhada 35019
Khulna Khulna Dighalia 35020
Khulna Khulna Khanjahan Ali 35021
Khulna Khulna Khalishpur 35022
Khulna Khulna Koyra 35023
Khulna Khulna Sonadanga 35024
Khulna Khulna Kotwali Khulna 35031
Khulna Kushtia Bheramara 35511
Khulna Kushtia Daulatpur Kushtia 35512
Khulna Kushtia Khoksa 35513
Khulna Kushtia Kumarkhali 35514
Khulna Kushtia Kushtia 35515
Khulna Kushtia Mirpur Kushtia 35516
Khulna Magura Magura 36011
Khulna Magura Mohammadpur Magura 36012
Khulna Magura Salikha 36013
Khulna Magura Sreepur 36014
Khulna Meherpur Gangni 36511
Khulna Meherpur Meherpur 36512
Khulna Narail Kalia 37011
Khulna Narail Lohagara(Narail) 37012
Khulna Narail Narail 37013
Khulna Satkhira Assasuni 38511
Khulna Satkhira Debhata 38512
Khulna Satkhira Kalaroa 38513
Khulna Satkhira Kaliganj 38514
Khulna Satkhira Satkhira 38515
Khulna Satkhira Shaymnagor 38516
Khulna Satkhira Tala 38517
Rajshahi Bogra Adamdighi 41011
105
Rajshahi Bogra Bogra 41012
Rajshahi Bogra Ghunat 41013
Rajshahi Bogra Dupchachia 41014
Rajshahi Bogra Gabtali 41015
Rajshahi Bogra Kahaloo 41016
Rajshahi Bogra Nandigram 41017
Rajshahi Bogra Saraikandi 41018
Rajshahi Bogra Sherpur 41019
Rajshahi Bogra Shibganj 41020
Rajshahi Bogra Sonatola 41021
Rajshahi Dinajpur Birampur 41511
Rajshahi Dinajpur Birganj 41512
Rajshahi Dinajpur Birol 41513
Rajshahi Dinajpur Bochaganj 41514
Rajshahi Dinajpur Chirirbandar 41515
Rajshahi Dinajpur Fulbari(Dinajpur) 41516
Rajshahi Dinajpur Ghoraghat 41517
Rajshahi Dinajpur Hakimpur 41518
Rajshahi Dinajpur Kaharol 41519
Rajshahi Dinajpur Khanshama 41520
Rajshahi Dinajpur Kotawali(Dinajpur) 41521
Rajshahi Dinajpur Nowabganj(Dinajpur) 41522
Rajshahi Dinajpur Parbatipur 41523
Rajshahi Gaibandha Fulchari 42011
Rajshahi Gaibandha Gaibandha 42012
Rajshahi Gaibandha Gobindaganj 42013
Rajshahi Gaibandha Palashbari 42014
Rajshahi Gaibandha Sadullapur 42015
Rajshahi Gaibandha Saghatta 42016
Rajshahi Gaibandha Sundarganj 42017
Rajshahi Joypurhat Akkelpur 42511
Rajshahi Joypurhat Joypurhat 42512
Rajshahi Joypurhat Kalai 42513
Rajshahi Joypurhat Khetlal 42514
Rajshahi Joypurhat Panchbibi 42515
Rajshahi Kurigram Bhurrungamari 43011
Rajshahi Kurigram Char Rajibpur 43012
Rajshahi Kurigram Chilmari 43013
Rajshahi Kurigram Fulbari Kurigram 43014
Rajshahi Kurigram Kurigram 43015
Rajshahi Kurigram Nageshwar 43016
Rajshahi Kurigram Rajahat 43017
Rajshahi Kurigram Rowmari 43018
Rajshahi Kurigram Ulipur 43019
Rajshahi Kurigram Dushmara 43031
Rajshahi Lalmonirhat Aditmari 43511
Rajshahi Lalmonirhat Hatibhanda 43512
Rajshahi Lalmonirhat Kaliganj Lalmonirhat 43513
Rajshahi Lalmonirhat Lalmonirhat 43514
Rajshahi Lalmonirhat Patgram 43515
Rajshahi Natore Bagatipara 44011
106
Rajshahi Natore Baraigram 44012
Rajshahi Natore Gurudaspur 44013
Rajshahi Natore Lalpur 44014
Rajshahi Natore Natore 44015
Rajshahi Natore Singra 44016
Rajshahi Nawabganj Bholahat 44511
Rajshahi Nawabganj Gomostapur 44512
Rajshahi Nawabganj Nachole 44513
Rajshahi Nawabganj Nawabganj 44514
Rajshahi Nawabganj Shibganj 44515
Rajshahi Naogaon Atrai 45011
Rajshahi Naogaon Badalgachi 45012
Rajshahi Naogaon Dhamoirhat 45013
Rajshahi Naogaon Manda 45014
Rajshahi Naogaon Mohadevpur 45015
Rajshahi Naogaon Naogaon 45016
Rajshahi Naogaon Niamatpur 45017
Rajshahi Naogaon Patnitola 45018
Rajshahi Naogaon Porsha 45019
Rajshahi Naogaon Raninagar 45020
Rajshahi Naogaon Sapahar 45021
Rajshahi Nilphamari Dimla 45511
Rajshahi Nilphamari Domar 45512
Rajshahi Nilphamari Jaldhaka 45513
Rajshahi Nilphamari Kishoreganj Nilphamari 45515
Rajshahi Nilphamari Nilphamari 45515
Rajshahi Nilphamari Syedpur 45516
Rajshahi Pabna Atgharia 46011
Rajshahi Pabna Bera 46012
Rajshahi Pabna Bhangura 46013
Rajshahi Pabna Chatmohar 46014
Rajshahi Pabna Faridpur 46015
Rajshahi Pabna Ishwardi 46016
Rajshahi Pabna Pabna 46017
Rajshahi Pabna Santhia 46018
Rajshahi Pabna Sujanagar 46019
Rajshahi Panchagarh Atwari 46511
Rajshahi Panchagarh Boda 46512
Rajshahi Panchagarh Debiganj 46513
Rajshahi Panchagarh Panchagarh 46514
Rajshahi Panchagarh Tetulia 46515
Rajshahi Rajshahi Bagha 47011
Rajshahi Rajshahi Bagmara 47012
Rajshahi Rajshahi Charghat 47013
Rajshahi Rajshahi Duragapur 47014
Rajshahi Rajshahi Godagari 47015
Rajshahi Rajshahi Mohanpur 47016
Rajshahi Rajshahi Paba 47017
Rajshahi Rajshahi Puthia 47018
Rajshahi Rajshahi Tanore 47019
Rajshahi Rajshahi Rajpara 47020
107
Rajshahi Rajshahi Motihar 47021
Rajshahi Rajshahi Shah Makhdum 47022
Rajshahi Rajshahi Boalia 47031
Rajshahi Rangpur Badarganj 47511
Rajshahi Rangpur Gangachara 47512
Rajshahi Rangpur Kaunia 47513
Rajshahi Rangpur Kotwali Rangpur 47514
Rajshahi Rangpur Mithapukur 47515
Rajshahi Rangpur Pirgacha 47516
Rajshahi Rangpur Pirganj Rangpur 47517
Rajshahi Rangpur Taraganj 47518
Rajshahi Serajganj Belkuchi 48011
Rajshahi Serajganj Chowhali 48012
Rajshahi Serajganj Kamarkanda 47013
Rajshahi Serajganj Kazipur 48014
Rajshahi Serajganj Raiganj 48015
Rajshahi Serajganj Shajadpur 48016
Rajshahi Serajganj Serajganj 48017
Rajshahi Serajganj Tarash 48018
Rajshahi Serajganj Ullapara 48019
Rajshahi Thakurgaon Baliadangi 48511
Rajshahi Thakurgaon Haripur 48512
Rajshahi Thakurgaon Pirganj Thakurgaon 48513
Rajshahi Thakurgaon Ranisankail 48514
Rajshahi Thakurgaon Thakurgaon 48515
Barisal Barguna Amtali 51011
Barisal Barguna Bamna 51012
Barisal Barguna Barguna 51013
Barisal Barguna Betagi 51014
Barisal Barguna Patharghata 51015
Barisal Barguna Agailjhara 51511
Barisal Barisal Babuganj 51512
Barisal Barisal Bakerganj 51513
Barisal Barisal Gournadi 51514
Barisal Barisal Hijla 51515
Barisal Barisal Kotwali Barisal 51516
Barisal Barisal Mehendiganj 51517
Barisal Barisal Muladi 51518
Barisal Barisal Wazirpur 51519
Barisal Bhola Bhola 52011
Barisal Bhola Burhanuddin 52012
Barisal Bhola Charfasion 52013
Barisal Bhola Daulatkhan 52014
Barisal Bhola Lalmohon 52015
Barisal Bhola Monpura 52016
Barisal Bhola Tazumuddin 52017
Barisal Jhalokhati Jhalokhati 52511
Barisal Jhalokhati Kathalia 52512
Barisal Jhalokhati Nalchity 52513
Barisal Jhalokhati Rajapur 52514
Barisal Patuakhal Bawphal 53011
108
Barisal Patuakhal Dashmina 53012
Barisal Patuakhal Dumki 53013
Barisal Patuakhal Galachipa 53014
Barisal Patuakhal Kalapara 53015
Barisal Patuakhal Mirjaganj 53016
Barisal Patuakhal Patuakhali 53017
Barisal Pirojpur Banaripara 53511
Barisal Pirojpur Bhandaria 53512
Barisal Pirojpur Kawkhali 53513
Barisal Pirojpur Mathbaria 53514
Barisal Pirojpur Nazirpur 53515
Barisal Pirojpur Pirojpur 53516
Barisal Pirojpur Swarupkathi 53517
Barisal Pirojpur Nesarabad 53518
Barisal Pirojpur Indurkhandi 53531
Sylhet Habiganj Ajmiriganj 65011
Sylhet Habiganj Bahubal 65012
Sylhet Habiganj Banichang 65013
Sylhet Habiganj Chunarughat 65014
Sylhet Habiganj Habiganj 65015
Sylhet Habiganj Lakhai 65016
Sylhet Habiganj Madhabpur 65017
Sylhet Habiganj Nabiganj 65018
Sylhet Habiganj Kakailseo 65031
Sylhet Moulvibazar Baralekha 67511
Sylhet Moulvibazar Kamalganj 67513
Sylhet Moulvibazar Kulaura 67513
Sylhet Moulvibazar Moulvibazar 67514
Sylhet Moulvibazar Rajanagar 67515
Sylhet Moulvibazar Sreemangal 67516
Sylhet Sunamgonj Biswamvarpur 69411
Sylhet Sunamgonj Chhatak 69412
Sylhet Sunamgonj Derai 69413
Sylhet Sunamgonj Dharmapasha 69414
Sylhet Sunamgonj Dowarbazar 69415
Sylhet Sunamgonj Jogannathpur 69416
Sylhet Sunamgonj Jamalganj 69417
Sylhet Sunamgonj Salla 69418
Sylhet Sunamgonj Sunamgonj 69419
Sylhet Sunamgonj Tahirpur 69420
Sylhet Sunamgonj Madhayanagar 69431
Sylhet Sylhet Balaganj 69511
Sylhet Sylhet Bianibazar 69512
Sylhet Sylhet Biswanath 69513
Sylhet Sylhet Companiganj Sylhet 69514
Sylhet Sylhet Fenchuganj 69515
Sylhet Sylhet Golapganj 69516
Sylhet Sylhet Gowainghat 69517
Sylhet Sylhet Jaintiapur 69518
Sylhet Sylhet Kanaighat 69519
Sylhet Sylhet Kotwali Sylhet 69520
Sylhet Sylhet Zakiganj 69521
109

Money Laundering BKB 2013

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Money Laundering BKB 2013

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