Consented Consumer Credit Report

CLIENT ID: DATE: 2022-11-09

565648247
REPORT ORDER NO.: TIME: 20:40:45
REFERENCE NUMBER: f42b419bba9f89abf26e8ff62b7d1e4d

Consumer Name: DHEERAJ KUMAR

Personal Information Identification Contact Details
Previous Name: PAN: BMUPK4255Q Home:8318021374
Alias Name: Voter ID: Office:
DOB: 1978-12-04 Passport ID: Mobile: 9889467576
Age: 43 Years 0 Months UID: Alt. Home/Other No.:
Gender: Male Driver's License: Alt. Office:
Total Income: Rs. 600000000 Ration Card: Alt. Mobile:09889467576
Occupation: Photo Credit Card: Email: DK0112011@GMAIL.COM
ID - Other:

Consumer Address:
Type Address State Postal Date Reported
Primary H NO-589KHA/815 AMBEDIKAR PURAM H NO- UP 226025 2022-02-28
589KHA/815 LUCKNOW UTTAR PRADESH 226025
Office TRISHA TRADERS UDYAN PLAZA RAEBARIELLY UP 226025 2021-08-01
ROAD LUCKNOW LUCKNOW
Rents,Primary H NO 589 KHA / 815 AMBEDKARPURAM LUCKNOW UP 226029 2021-08-01
LUCKNOW
Permanent 589 KHA 815 AMBEDKARPURAM TELIBAGH UP 226025 2021-05-10
LUCKNOW
- H NO-589KHA/815 AMBEDIKAR PURAM TELIBAGH UP 226025 2020-12-31
- NY-RAM BAROSHE SCHOOL LUCKNOW

Score:
Name Value
M001 726

Recent Activity :
Recent Activity (last 90 days)
Total Inquiries : 0 Accounts opened: 0 Accounts Updated: 7 Accounts Delinquent: 0

Summary*:
Credit Report Summary
Number of Accounts : 11 Total Balance Amount : Rs. 64081.00 Recent Account : 26-05-2022
Number of Open Accounts : 6 Total Past Due Amount : Rs. 0.00 Oldest Account : 30-06-2017
Number of Past Due Accounts : 0 Total High Credit : Rs. 296412.00 Total Credit Limit : Rs. 447000.0
Number of Write-off Accounts : 0 Total Sanction Amount : Rs. 0.00 Single Highest Credit : Rs. 93107.00
Number of Zero Balance Total Monthly Payment Single Highest Sanction
Accounts : 0 Amount : Rs. 0.00 Amount : Rs. 0.00
Most Severe Status < 24 Months
:
Average Open Balance : Rs. 10680.17 Single Highest Balance : Rs. 32107.00

*As per data reported at a tradeline level in the account details section

Account Details:
Accounts

Acct # **********
Institution : FINANCE
Balance : Rs. 4442 Open : Yes Date Reported : 2022-10-10
Type : Credit Card
Past Due Amount : Rs. 0 Interest Rate : - Date Opened : 2020-07-21
Ownership Type : Individual
Repayment Tenure : -
Dispute Code : -
Last Payment : Rs. 41250
Write-off Amount : Rs. -
Institution Type: -
Monthly Payment Amount :Rs.-
Term Frequency : Monthly
Last Payment Date : 2022-09-06 Date Closed : -
Sanction Amount : Rs.- Reason : -
Credit Limit : Rs. 100000 Account status : Current Account
Collateral Value : Rs.-
Collateral Type : -

Acct # **********
Institution : FINANCE
Balance : Rs. -2 Open : Yes
Type : Credit Card
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2022-10-08
Ownership Type : Individual
Last Payment : Rs. 1340 Last Payment Date : 2022-09-04 Date Opened : 2021-10-16
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.- Date Closed : -
Dispute Code : -
Institution Type: - Credit Limit : Rs. 10000 Reason : -
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Current Account
Term Frequency : Monthly Collateral Type : -

Acct # **********
Institution : FINANCE
Balance : Rs. 1005 Open : Yes
Type : Credit Card
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2022-10-02
Ownership Type : Individual
Last Payment : Rs. 21111 Last Payment Date : 2022-08-29 Date Opened : 2020-01-23
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.- Date Closed : -
Dispute Code : -
Institution Type: - Credit Limit : Rs. 100000 Reason : -
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Current Account
Term Frequency : Monthly Collateral Type : -

Acct # **********
Institution : BANK
Balance : Rs. 32107 Open : Yes
Type : Credit Card
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2022-09-30
Ownership Type : Individual
Last Payment : Rs. 61000 Last Payment Date : 2022-09-25 Date Opened : 2022-04-13
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.- Date Closed : -
Dispute Code : -
Institution Type: - Credit Limit : Rs. 110000 Reason : -
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Current Account
Term Frequency : - Collateral Type : -

Acct # **********
Institution : BANK
Balance : Rs. 1029 Open : Yes
Type : Credit Card
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2022-09-30
Ownership Type : Individual
Last Payment : Rs. - Last Payment Date : - Date Opened : 2022-05-26
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.- Date Closed : -
Dispute Code : -
Institution Type: - Credit Limit : Rs. 50000 Reason : -
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Current Account
Term Frequency : - Collateral Type : -

Acct # **********
Institution : FINANCE
Balance : Rs. 25500 Open : Yes
Type : Credit Card
Past Due Amount : Rs. 0 Interest Rate : 41.400 Date Reported : 2022-09-18
Ownership Type : Individual
Last Payment : Rs. 2500 Last Payment Date : 2022-09-10 Date Opened : 2019-06-28
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.- Date Closed : -
Dispute Code : -
Institution Type: - Credit Limit : Rs. 77000 Reason : -
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Current Account
Term Frequency : Monthly Collateral Type : -

Acct # **********
Institution : FINANCE
Balance : Rs. 0 Open : No
Type : Consumer Loan
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2022-08-31
Ownership Type : Individual
Last Payment : Rs. - Last Payment Date : 2022-06-02 Date Opened : 2021-10-25
Repayment Tenure : 12
Write-off Amount : Rs. - Sanction Amount : Rs.48990 Date Closed : 2022-07-09
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : Closed Account
Monthly Payment Amount :Rs.4083 Collateral Value : Rs.- Account status : Closed Account
Term Frequency : Monthly Collateral Type : -

Acct # **********
Balance : Rs. 0 Open : No
Institution : FINANCE
Past Due Amount : Rs. 0 Interest Rate : -
Type : Credit Card
Last Payment : Rs. - Last Payment Date : 2021-05-29 Date Reported : 2021-08-01
Ownership Type : Individual
Write-off Amount : Rs. - Sanction Amount : Rs.- Date Opened : 2020-01-23
Repayment Tenure : -
Institution Type: - Credit Limit : Rs. 0
Dispute Code : - Monthly Payment Amount :Rs.- Collateral Value : Rs.- Date Closed : 2021-06-23
Term Frequency : Monthly Collateral Type : - Reason : Closed Account
Account status : Closed Account

Acct # **********
Institution : FINANCE
Balance : Rs. 0 Open : No
Type : Consumer Loan
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2021-07-31
Ownership Type : Individual
Last Payment : Rs. - Last Payment Date : 2021-06-02 Date Opened : 2020-12-09
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.11000 Date Closed : 2021-06-09
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : Closed Account
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Closed Account
Term Frequency : - Collateral Type : -

Acct # **********
Institution : FINANCE
Balance : Rs. 0 Open : No
Type : Consumer Loan
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2021-02-28
Ownership Type : Individual
Last Payment : Rs. - Last Payment Date : 2020-10-31 Date Opened : 2020-02-28
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.17999 Date Closed : 2020-12-12
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : Closed Account
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Closed Account
Term Frequency : - Collateral Type : -

Acct # **********
Institution : FINANCE
Balance : Rs. 0 Open : No
Type : Consumer Loan
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2019-07-31
Ownership Type : Individual
Last Payment : Rs. - Last Payment Date : 2018-02-12 Date Opened : 2017-06-30
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.12400 Date Closed : 2018-07-31
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : Closed Account
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Closed Account
Term Frequency : - Collateral Type : -

Enquiry Summary:
Purpose Total Past 30 Days Past 12 Months Past 24 Months Recent
ALL 2 0 1 1 2022-04-07

Enquiries :
Institution Date Purpose Amount
BANK 2022-04-07 10 1000
BANK 2019-08-19 10 1000

Glossary, Terms and Explanations:

History:

Code Description
000 current account
CLSD Paid or closed account/zero balance
NEW New Account
LNSB Loan Submitted
LAND Loan Approved - Not yet disbursed
INAC Account is Inactive
CON Contact Member for Status
01+ 1-29 days past due
30+ 30-59 days past due
DEC Loan Declined
60+ 60-89 days past due
SPM Special Mention
SUB Sub-standard
RES Restructured Loan
 RGM Restructured Loan - Govt Mandate
RNC Restructured Loan - Natural Calamity
SET Settled
SF Suit Filed
90+ 90-119 days past due
120+ 120-179 days past due
180+ 180-359 days past due
360+ 360-539 days past due
540+ 540-719 days past due
720+ 720 or more days past due
DBT Doubtful
FPD First Payment Default
WDF Willful Default
PWOS Post Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STD Standard
SUB Sub-standard
DBT Doubtful
LOSS Loss
SPM Special Mention Account
SFR Suit Filed-Restructured
SF Suit Filed
WDF Willful Default
SFWD Suit Filed-Willful Default
WOF Written Off
SFWO Suit Filed and Written Off
WDWO Willful Default and Written Off
Suit Filed, Willful Default and Written
SWDW
Off
SET Settled
* Data Not Reported
RCV Restructured Due to COVID19

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