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936-Jeevan Labh

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Prepared By

THROVAGUNTA SHAFI
LIC ADVISOR
Ph: 9701405885
shafi74447@gmail.com
This is proposed to

Proposer Details
Name G.SAILAJA RAO
Age 43
Plan Name 936-Jeevan Labh
Sum Assured 500000
Policy Term 21
PPT 15
DAB Rider 0
AD & DB Rider 500000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium


YLY HLY QLY MLY
29648 14975 7564 2522
28371+1277 14330+645 7238+326 2413+109

2nd year onwards


YLY HLY QLY MLY
29009 14652 7401 2467
28371+638 14330+322 7238+163 2413+54

Total Premium Rs.435774


Total Returns Rs.1012000

Save Rs.79 per day for 15 yrs, and get a bulk


amount of Rs.1012000 at Age:64
Year Age Premium Natural Accidental Returns CashValue Loan

2022 43 29648 522000 1022000 0 0 0

2023 44 29009 544000 1044000 0 17022 15319

2024 45 29009 566000 1066000 0 36046 32441

2025 46 29009 588000 1088000 0 71015 63913

2026 47 29009 610000 1110000 0 89164 80247

2027 48 29009 632000 1132000 0 107592 96832

2028 49 29009 654000 1154000 0 126371 113733

2029 50 29009 676000 1176000 0 149666 134699

2030 51 29009 698000 1198000 0 174432 156988

2031 52 29009 720000 1220000 0 200757 180681

2032 53 29009 742000 1242000 0 228792 205912

2033 54 29009 764000 1264000 0 258618 232756

2034 55 29009 786000 1286000 0 290347 261312

2035 56 29009 808000 1308000 0 324127 291714

2036 57 29009 840000 1340000 0 362231 326007

2037 58 0 864500 1364500 0 401403 361262

2038 59 0 889000 1389000 0 443417 399075

2039 60 0 913500 1413500 0 488530 439677

2040 61 0 943000 1443000 0 538662 484795

2041 62 0 975000 1475000 0 596436 536792

2042 63 0 1012000 1512000 0 630232 567208

2043 64 0 0 0 1012000 0 0

0 0 435774 0 0 1012000 0 0
You have to pay the premium for 15 yrs
(from Age:43 - Age:57)

If you take the payment mode as yly then you have to pay Rs.29648 for the first
year,from 2nd year onwards Rs.29009

Totally you will pay Rs.435774

At Age-64 you will receive Rs.1012000

Natural Risk Cover is Rs.522000-Rs.1012000 as shown in the above


table......For example
In case of Natural Death at Age-48, Nominee will receive Rs.632000

Accidental Risk Cover is Rs.1022000-Rs.1512000 as shown in the above


table......For example
In case of Accidental Death at Age-48, Nominee will receive Rs.1132000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-50, you will receive Rs.149666

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-50, you can take a loan of Rs.134699

Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V


countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others


----NMG & MER for NMG(NSAP)----
Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience

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