_ Roll No. Roll No. ।।।।।।।। S. No. of estion Paper 802 Unique Paper Code : 22415102 Name of the Paper : Insurance and Risk Management Name of the Course : Generic Elective For Honours : * Commerce Semester Duration : 3 Hours Maximum Marks:75% (Write your Roll No. on top immediately on receipt of this question paper.) Note :- Answers may be written either in English or in Hindi; but the same medium should be used throughout the paper. टिप्पणी : इस प्रश्न-पत्र का उत्तर या हिन्दी किसी एक भाषा में दीजिए; लेकिन सभी उत्तरों का माध्यम एक ही होना चाहिए। Attempt All questions. All questions carry equal marks. सभी प्रश्न कीजिए। - सभी प्रश्नों के अंक समान हैं। Define ? Explain the various steps involved in risk management process. 15 जोखिम की परिभाषा दीजिये। जोखिम प्रबंधन प्रक्रिया से - सम्बन्धित विभिन्न कदमों की व्याख्या कीजिये। TO ( 2 ) 3 ) 802 Or(अथवा) Differentiate between the following types of risk Define the term Re-insurance. What is the rationale for it ? How is it different from co-insurance ? 5,5,5 पुनर्बीमा शब्द की परिभाषा दीजिए। इसके लिए क्या तर्क दिया गया है ? यह सहबीमा से किस प्रकार भिन्न (a). Pure Vs. Speculative (b) Subjective Vs. Objective Or(अथवा) (c) Static Vs. Dynamic. 5x3=15 जोखिम के निम्नलिखित प्रकारों में अंतर बताइये : (क) शुद्ध बनाम सट्टा (ख) विषयनिष्ठ बनाम उद्देश्यपस्क (ग) स्थैतिक बनाम गतिक। What do you mean by assignment ? Discuss various types of assignment. How is it different from nomination ? 5,5,5 समनुदेशन से आप क्या समझते हैं. ? विभिन्न प्रकार के समनुदेशनों की विवेचना कीजिये। मनोनयन से यह किस प्रकार भिन्न है ? How is Indian insurance sector globalizing ? What are the benefits of globalization for emerging market economies ? 15 भारतीय बीमा क्षेत्रक का किस प्रकार वैश्वीकरण हो रहा है ? उन्मज्जी बाजार अर्थव्यवस्था के लिए वैश्वीकरण के क्या लाभ हैं ? What is marine insurance ? Enumerate the various types of marine insurance policies. Briefly describe the different clauses under marine insurance. नौवहन बीमा क्या होता है ? विभिन्न प्रकार की नौवहन बीमा पॉलिसियों का उल्लेख कीजिये। नौवहन बीमा के अंतर्गत विभिन्न धाराओं का संक्षेप में वर्णन कीजिये। Or(अथवा) 1 Ori(अथवा) Explain the objectives of IRDA Act, 1999. What are the powers, Highlight the scope of Fire Insurance and general exclusions duties and functions of the authority under the Act ? 15 IRDA अधिनियम 1999 के उद्देश्यों की व्याख्या कीजिये। इस अधिनियम के अंतर्गत प्राधिकारी की शक्तियाँ, कर्तव्य और कार्य क्या हैं ? of a standard fire policy. अग्नि बीमा और मानक अग्नि पॉलिसी में सामान्य अपवर्जनों को स्पष्ट कीजिये। P.T.O. Write short notes on: - 77,7/. (a) Health insurance policies, (6) Principles of indemnity and Insurable Interest, निम्नलिखित पर संक्षिप्त टिप्पणियाँ लिखिये (क) स्वास्थ्य बीमा पॉलिसियाँ (ख) क्षतिपूर्ति और बीमीय हित के सिद्धांत। की Or(अथवा) : (a) Motor insurance policies (b) Doctrine of Contribution and Subrogation. (क) मोटर बीमा पॉलिसियाँ । (ख) योगदान और प्रत्यासन का सिद्धांत। AD [This question paper contains 6 printed pages.] Your Roll No....... Sr. No. of Question Paper : 1910 Unique Paper Code : 61011103 Name of the Paper : Fundamentals of Management and Organizational Behaviour Name of the Course : Bachelor of Management Studies (BMS), 2018 (CBCS) Semester Duration Maximum Marks : 3 Hours : 75 Instructions for Candidates Write your Roll No. on the top immediately on receipt of this question paper. Attempt all questions. Questions carry internal choice. 2. 3. (a) You are a Business Consultant whose has been approached by a client to suggest the form of business organization to set up a Coaching Institute. Discuss the various considerations you will highlight while suggesting a suitable form of an organization. (5) P.T.O. 1910 : 2 1910 (b) You are Aakash, the manager of a garment manufacturing unit. The productivity of the employees reveals that in the last year the employees have been unable to meet the productivity standards and hence morale is low. How will you deal with this problem using the Scientific Management approach? (6) Explain the statement: "A matrix structure is a hybrid form of organization, containing characteristics of both product and functional structure". Suggest a method of departmentation for a large multi product organization with a huge market spread over the whole country. Explain the reasons for your suggestions. (c) What is Franchising? How is it different from Licensing? (5) 4. 2. (a) "Failure to plan is planning to fail”. Discuss. What are the different types of plans? Explain them with help of examples. (8) (b) Explain the process of Delegation. In-spite of its importance, why delegation fails in organizations? What measures can a manager take to make delegation effective? (a) Antara is the head of a volunteer agency which organizes discussions on various economic, social and legal issues affecting the general public. She is in charge of a volunteer staff of over 25 people. Every week she holds a meeting with them in order to keep them apprised of any new laws or changes in state and federal policies and explain how that might affect their work. This meeting is also a time when members can share some of their problems and concerns with other members, The meeting is scheduled to begin at 9.00 A.M. sharp every Monday. But lately the volunteers have been coming in every five minutes or so until almost 10.00 A.M. Antara has to delay the start of the meetings until all the members are present to discuss important issues. People have now