General Credit Card Tariff

fmdÿ fl%äÜ ldâm;a .dia;=

nghJ fld; ml;il fl;lzq;fs;
Visa Signature Visa Infinite Corporate Mastercard Affinity
ùid is.afkap¾ ùid bka*hskhsÜ fldamf¾Ü udiag¾ ldâ we*sksá
tprh rpf;Nerh; tprh ,d;igidl; NfhgNul; kh];lh; fhh;l; mgpdpb

500 500 500 500 500 500 500

2,500 3,500 5,000 7,000 4,500 6,000 3,500

250 250 250 250 N/A 250 250

1,250 2,500 3,000 3,500 N/A 3,000 2,500

36% 36% 36% 36% 36% 36% 36%

1,250
1250 5% 5% 5% 5% 5% 5% 5%
1250

1,750 1,750 1,750 1,750 1,750 1,750 1,750

1,200 1,200 1,200 1,200 1,200 1,200 1,200

(up to 3 months from transaction date)

^.kqfokq Èkfha isg udi 3 la olajd& 250 250 250 250 250 250 250

nfhLf;fy; thq;fy; jpfjpapypUe;J 3 khjq;fs;

Fee for Limit Updates (Enhancements

or Reductions)
Kh iSudjka hdj;ald,Sk lsÍfï .dia;= 750 750 750 750 750 750 750
^by< oeóu fyda wvq lsÍu&
fld; vy;iyf; fl;lzq;fs; (mjpfhpg;G/
Fiwg;G)
 Visa Signature Visa Infinite Corporate Mastercard
Mastercard Affinity
Affinity
ùid is.afkap¾ ùid bka*hskhsÜ fldamf¾Ü udiagg¾¾ldâ
udia ldâ we*s
we*skksá
sá
tprh rpf;Nerh; tprh ,d;igidl; NfhgNul; kh];llh;h; fhh;
kh]; fhh;ll; ; mgpdpb
mgpdpb

Visa Letter / Limit / Interest 
Confirmation Letters (Rs.)
ùid iïnkaOj $ Kh iSud $fmd<S
;yjqre lsÍfï ,sms ^re'& 750 750 750 750 750 750 750

tprh fbjk;/vy;iy/tl;b
cWjpg;gLj;jy; fbjk; (&.)

Card Replacement Fee (Rs.)

kj ldâm;la ksl;
= a lsÍfï .dia;j
= ^re'& 750 750 750 750 750 750 750
ml;ilia khw;Wjy; (&.)

Early Renewal Fee (Rs.)

ldâm; l,ska ksl=;a lsÍfï 500 500 500 500 500 500 500
.dia;=j ^re'&
ml;ilia Kd;$l;bNa GJg;gpj;jy; (&.)

Temporary Limit Enhancements or 

reductions Fee within 24 hours (Rs.)
meh 24la ;=< Kh iSudj ;djld,slj
jeä fyda wvq lsÍfï .dia;=j ^re'& 750 750 750 750 750 750 750

24 kzpj;jpahyj;Jf;Fs; jw;fhypf
vy;iy mjpfhpj;jy;/Fiwj;jy; (&.)

Billing Cycle Change (Rs.)
m%ldYk ld, iSudj fjkia lsÍu ^re'& 250 250 250 250 250 250 250
tq;fpf; $w;W jpdj;ij khw;Wjy; (&.)

Re-couriering of Cards (Rs.)
ldâm;a kej; l=ßh¾ lsÍfï .dia;j
= ^re'& 250 250 250 250 250 250 250
ml;ilfis kW $hpah; nra;jy; (&.)

Change of Standing Instruction Fee (Rs.)

ia:djr Wmfoia fjkia lsÍfï .dia;j
= ^re'& 250 250 250 250 250 250 250
epiyahd fl;lisia khw;Wjy; (&.)

Card Upgrade/ Downgrade
Processing Fee (Rs.) 
ldâm;a fYa%Œ ieliSfï 250 250 250 250 250 250 250
.dia;=j ^re'&
ml;il juk; cah;j;jy;/Fiwj;jy;
ifahSiff; fl;lzk; (&.)

Pay Order/Cashiers Order Fee (Rs.)
f.ùï$uqo,a whleñ weKjqï
.dia;=j ^re'& 200 200 200 200 200 200 200

fhrhsh; fl;lis cj;juT

fl;lzk; (&.)
 Visa Signature Visa Infinite Corporate Mastercard
Mastercard Affinity
Affinity
ùid is.afkap¾ ùid bka*hskhsÜ fldamf¾Ü udiagg¾¾ldâ
udia ldâ we*s
we*skksá
sá
tprh rpf;Nerh; tprh ,d;igidl; NfhgNul; kh];llh;h; fhh;
kh]; fhh;ll; ; mgpdpb
mgpdpb

Card reactivation fee for blocked cards
Fee (Rs.)
wjysr jq ldâm;a kej; ilSh
% lsÍfï
250 250 250 250 250 250 250
.dia;j
= ^re'&
jLf;fg;gl;l ml;ilia kPz;Lk;
nray;gLj;Jtjw;fhd fl;lzk; (&.)

CashBack account number change 
Fee (Rs.)
uqo,a wdmiq kej; ner lrk .sKï
q wxl
fjkia lsÍfï .dia;j= ^re'& 250 250 250 250 250 250 250
CashBack fzf;F ,yf;fj;ij
khw;Wtjw;fhd fl;lzk; (&.)

Excess payment reversal to Bank 
account Fees (Rs.)
w;sßla; f.ùï nexl= .sKqug wdmiq
yerùfï .dia;=j ^re'& 250 250 250 250 250 250 250

Nkyjpf nfhLg;gdit tq;fpf; fzf;fpwF

;
khw;Wtjw;fhd fl;lzk; (&.)

DCC Processing Fee
DCC ieliqï .dia;=j 4.5% 4.5% 4.5% 4.5% 4.5% 4.5% 4.5%
DCC ifahSiff; fl;lzk; (&.)

Fuel Surcharge
bkaOk wêNdrh 1% 1% 1% 1% 1% 1% 1%
vupnghUs; kpiftup (&.)

ABS set up Fee (Rs.)
500 500 500 500 500 500 500
ABS ia:dms; lsÍfï .dia;=j ^re'&
ABS nraw;gLj;jy; fl;lzk; (&.)

Unsuccessful Dispute Fee (Rs.)
wid¾:l .kqfokq wdrjq,a .dia;= ^re'& 250 250 250 250 250 250 250
gaDwhj jfuhW fl;lzk; (&.)

Overseas Courier Fee (Rs.)

úfoaYSh l=ßh¾ .dia;=j ^re'& 4,000 4,000 4,000 4,000 4,000 4,000 4,000
ntspehl;L $upah; (&.)

PIN Replacement Fee (Rs.)

kj ryiH wxlhla ksl=;a lsÍfï
350 350 350 350 350 350 350
.dia;=j ^re'&
PIN ,yf;fk; kPs toq;fy; (&.)

2,500 2,500 2,500 2,500 2,500 2,500 2,500

 Visa Signature Visa Infinite Corporate Mastercard
Mastercard Affinity
Affinity
ùid is.afkap¾ ùid bka*hskhsÜ fldamf¾Ü udiagg¾¾ldâ
udia ldâ we*s
we*skksá
sá
tprh rpf;Nerh; tprh ,d;igidl; NfhgNul; kh];llh;h; fhh;
kh]; fhh;ll; ; mgpdpb
mgpdpb

Loan on Card, Card Balance Transfer,

Flexi Plan Set Up Fee (Rs.)
f,daka Tka ldâ" ldâ ne,kaia
g%dkaia*¾" myiq f.ùfï ieliqï 1,500 1,500 1,500 1,500 1,500 1,500 1,500
.dia;=j ^re'&
Nyhd; xd; fhh;l>; epYit khw;Wj;
jpl;lk;> ,yFf; nfhLg;gdT jpl;lk;
mikg;Gf; fl;lzk; (&.)

Paper Statement Fee - per month (Rs.)

uqøs; m%ldYk .dia;=j - udislj ^re'& 250 250 250 250 250 250 250
fhfpj tq;fpf; $w;W khjnkhd;wpw;F (&.)

Early Settlement Fee (Loan on Card/

Card Balance Transfer / Flexi Plan)

l,ska mshùï i|yd .dia;=j ^f,daka 4% of capital outstanding

Tka ldâ $ ldâ ne,kaia g%dkaia*¾ $
ysÕ fYaIfhka 4]
*af,lais ma,Eka myiqlu&
nrYj;jg;glhj %yjdj;jpy; 4%
chpa fhyj;Jf;F Kd; nrYj;Jtjw;fhd
fl;lzk; (ml;il kPjhd fld;> ml;il
epYitia khw;wy;> g;nyf;]p jpl;lk;)

350 350 350 350 350 350 350

Visa Signature Visa Infinite Corporate Mastercard Affinity

ùid is.afkap¾ ùid bka*hskhsÜ fldamf¾Ü udiag¾ ldâ we*sksá
tprh rpf;Nerh; tprh ,d;igidl; NfhgNul; kh];lh; fhh;l; mgpdpb

With effect from 01 January 2016, stamp duty will be charged only for your credit card
Stamp Duty transactions performed at merchants based outside Sri Lanka (including online). The new stamp
duty is charged at Rs. 25/- for every Rs. 1,000/- or part thereof for all such transactions.

2016 ckjdß 01 Èk isg l%shd;aul jk mßÈ YS% ,xldfjka msg; ia:dk.; fj<| wdh;kj,§ ^wka;¾cd,h Tiafiao
uqoaor .dia;= we;=¿j& isÿlrkq ,nk Tnf.a fl%äÜ ldâm;a .kqfokq i|yd muKla uqoo a r .dia;= wh flf¾' tn÷ ishÆu .kqfokq
i|yd kj uqooa r .dia;=j iEu re' 1"000 g fyda fldgilg re' 25 ne.ska whlrkq ,efí'

2016 [dtup 01 Mk; jpfjp Kjy; nraw;gLk;gbahf> ,yq;iff;F ntspapy; (,izaj;js tq;fpr; Nrit
cs;slq;fyhf) mike;Js;s tpahghu epiyaq;fSld; jhq;fs; Nkw;nfhs;Sk; fld; ml;il nfhLf;fy;
Kj;jpiu tup thq;fy;fSf;F khj;jpuNk Kj;jpiuj; jPui
; t mwtplg;gLk;. Gjpa Kj;jpiuj; jPui
; t mj;jifa vy;yhf;
nfhLf;fy; thq;fy;fSf;Fk; xt;nthU &.1000f;Fk; my;yJ mjd; gFjpf;F &.25 mwtplg;gLfpd;wJ.
Exchange Rate Fee for Overseas Transactions
All overseas transactions will be converted using Visa or Mastercard exchange rates. In order to mitigate exchange rate movements, an additional
amount of 3.5% will be levied at the time of billing.

úfoaYSh .kqfokq i|yd úksuh wkqmd;sl .dia;=j

ishÆu tf;r .kqfokq w.hka i|yd ùid fyda udiag¾ldâ úksuh yqjudre wkqmd;sl Ndú;d lrkq ,efí' úksuh yqjudre ixp,khkays n,mEu wju lrkq msKsi
ì,a.; lrk wjia:dfjys 3'5]l w;sf¾l uqo,la tla flfrkq we;'

ntspehl;L nfhLf;fy; thq;fy;fis khw;Wtjw;fhd fl;lz tPjk;

ntspehl;Lf; nfhLf;fy; thq;fy;fs; midj;Jk; tPrh my;yJ kh];lh; fhh;l; nryhtzp tPjj;ijj; gad;gLj;jp khw;wg;gLk;. nryhtzp tPj
miritf; Fiwg;gjw;fhf> Nkyjpf njhifahf 3.5% gl;baypLk; Neuj;jpy; cs;slf;fg;gLk;.

Interest Calculation Method / fmd<S .Kkh lsÍfï l%ufõoh / tl;b tPjk; fzpf;fg;gLk; Kiw

Statement Period 21/03 - 20/04

Post Date Trxn Date Merchant Amount
21 Mar 21 Mar Opening Balance 0.00
01 Apr 31 Mar Transaction 50,000.00
20 Apr 20 Apr Charges 1,000.00
20 Apr 20 Apr Closing Balance 51,000.00
Due Date 10/05
Minimum (5%) 2,550.00

Statement Period 01/04 - 20/04

Post Date Trxn Date Merchant Amount
21 Apr 21 Apr Opening Balance 51,000.00

01 May 29 Apr Transaction 6,000.00

10 May 10 May Payment 10,000.00

20 May 20 May Debit Interest 2,387.84
20 May 20 May Closing Balance 49,387.84

Explanation
Trxn Amount Period Days Rate (p.a.) Int. Amt
50,000.00 01 Apr - 09 May 39 36% 1,923.29
40,000.00 10 May - 20 May 11 36% 433.97
1,000.00 20 Apr - 20 May 31 36% 30.58

Total Interest 2,387.84

 Value Proposition Credit Card Tariff
úfYaIs; fl%äÜ ldâm;a .dia;=
tpNrl fld; ml;il fl;lzq;fs;

Salary Partner Prestige Pinnacle Aloka

ie,ß mdÜk¾ fm%iaàÊ mskl,a wdf,dald
nryhp ghh;ld
; h; gpnu];B[; gpdfy; MNyhfh

FOC FOC FOC 500

FOC FOC FOC 3,500

FOC FOC FOC 250

FOC FOC FOC 2,500

36% 36% 32% 36%

1,250
1250 5% 5% 5% 5%
1250

1,750 1,750 1,750 1,750

1,200 1,200 1,200 1,200

(up to 3 months from transaction date)

250 250 250 250

^.kqfokq Èkfha isg udi 3 la olajd&

nfhLf;fy; thq;fy; jpfjpapypUe;J 3 khjq;fs;

Fee for Limit Updates (Enhancements

or Reductions)
Kh iSudjka hdj;ald,Sk lsÍfï .dia;= 750 750 750 750
^by< oeóu fyda wvq lsÍu&
fld; vy;iyf; fl;lzq;fs; (mjpfhpg;G/
Fiwg;G)
 Salary Partner Prestige Pinnacle Aloka
ie,ß mdÜk¾ fm%iaàÊ mskl,a wdf,dald
nryhp ghh;ld
; h; gpnu];B[; gpdfy; MNyhfh

Visa Letter / Limit / Interest Confirmation 
Letters (Rs.)
ùid iïnkaOj $ Kh iSud $fmd<S 750 750 750 750
;yjqre lsÍfï ,sms ^re'&
tprh fbjk;/vy;iy/tl;b cWjpgg
; Lj;jy; fbjk; (&.)

Card Replacement Fee (Rs.)

kj ldâm;la ksl;
= a lsÍfï .dia;j
= ^re'& 750 750 750 750
ml;ilia khw;Wjy; (&.)

Early Renewal Fee (Rs.)

ldâm; l,ska ksl=;a lsÍfï 500 500 500 500
.dia;=j ^re'&
ml;ilia Kd;$l;bNa GJg;gpj;jy; (&.)

Temporary Limit Enhancements or 

reductions Fee within 24 hours (Rs.)
meh 24la ;=< Kh iSudj ;djld,slj 750 750 750 750
jeä fyda wvq lsÍfï .dia;=j ^re'&
24 kzpj;jpahyj;Jf;Fs; jw;fhypf
vy;iy mjpfhpj;jy;/Fiwj;jy; (&.)

Billing Cycle Change (Rs.)
m%ldYk ld, iSudj fjkia lsÍu ^re'& 250 250 250 250
tq;fpf; $w;W jpdj;ij khw;Wjy; (&.)

Re-couriering of Cards (Rs.)
ldâm;a kej; l=ßh¾ lsÍfï .dia;j
= ^re'& 250 250 250 250
ml;ilfis kW $hpah; nra;jy; (&.)

Change of Standing Instruction Fee (Rs.)

ia:djr Wmfoia fjkia lsÍfï .dia;j
= ^re'& 250 250 250 250
epiyahd fl;lisia khw;Wjy; (&.)

Card Upgrade/ Downgrade
Processing Fee (Rs.) 
ldâm;a fYa%Œ ieliSfï 250 250 250 250
.dia;=j ^re'&
ml;il juk; cah;j;jy;/Fiwj;jy;
ifahSiff; fl;lzk; (&.)

Pay Order/Cashiers Order Fee (Rs.)
f.ùï$uqo,a whleñ weKjqï
.dia;=j ^re'& 200 200 200 200
fhrhsh; fl;lis cj;juT
fl;lzk; (&.)
 Salary Partner Prestige Pinnacle Aloka
ie,ß mdÜk¾ fm%iaàÊ mskl,a wdf,dald
nryhp ghh;ld
; h; gpnu];B[; gpdfy; MNyhfh

Card reactivation fee for blocked cards Fee (Rs.)

wjysr jq ldâm;a kej; ilSh
% lsÍfï
.dia;j
= ^re'& 250 250 250 250
jLf;fg;gl;l ml;ilia kPz;Lk;
nray;gLj;Jtjw;fhd fl;lzk; (&.)

CashBack account number change Fee (Rs.)
uqo,a wdmiq kej; ner lrk .sKï
q wxl fjkia
lsÍfï .dia;j = ^re'& 250 250 250 250

CashBack fzf;F ,yf;fj;ij khw;Wtjw;fhd

fl;lzk; (&.)

Excess payment reversal to Bank account Fees (Rs.)
w;sßla; f.ùï nexl= .sKqug wdmiq yerùfï
.dia;=j ^re'& 250 250 250 250
Nkyjpf nfhLg;gdit tq;fpf; fzf;fpwF
;
khw;Wtjw;fhd fl;lzk; (&.)

DCC Processing Fee
DCC ieliqï .dia;=j 4.5% 4.5% 4.5% 4.5%
DCC ifahSiff; fl;lzk; (&.)

Fuel Surcharge
bkaOk wêNdrh 1% 1% 1% 1%
vupnghUs; kpiftup (&.)

ABS set up Fee (Rs.)
ABS ia:dms; lsÍfï .dia;=j ^re'& 500 500 500 500
ABS nraw;gLj;jy; fl;lzk; (&.)

Unsuccessful Dispute Fee (Rs.)
wid¾:l .kqfokq wdrjq,a .dia;= ^re'& 250 250 250 250
gaDwhj jfuhW fl;lzk; (&.)

Overseas Courier Fee (Rs.)

úfoaYSh l=ßh¾ .dia;=j ^re'& 4,000 4,000 4,000 4,000
ntspehl;L $upah; (&.)

PIN Replacement Fee (Rs.)

kj ryiH wxlhla ksl=;a lsÍfï
350 350 350 350
.dia;=j ^re'&
PIN ,yf;fk; kPs toq;fy; (&.)

2,500 2,500 2,500 2,500

 Salary Partner Prestige Pinnacle Aloka
ie,ß mdÜk¾ fm%iaàÊ mskl,a wdf,dald
nryhp ghh;ld
; h; gpnu];B[; gpdfy; MNyhfh

Loan on Card, Card Balance Transfer,

Flexi Plan Set Up Fee (Rs.)

f,daka Tka ldâ" ldâ ne,kaia

g%dkaia*¾" myiq f.ùfï ieliqï 1,500 1,500 1,500 1,500
.dia;=j ^re'&
Nyhd; xd; fhh;l>; epYit khw;Wj;
jpl;lk;> ,yFf; nfhLg;gdT jpl;lk;
mikg;Gf; fl;lzk; (&.)

Paper Statement Fee - per month (Rs.)

uqøs; m%ldYk .dia;=j - udislj ^re'& 250 250 250 250
fhfpj tq;fpf; $w;W - khjnkhd;wpw;F (&.)

Early Settlement Fee (Loan on Card/

Card Balance Transfer / Flexi Plan)
4% of capital outstanding
l,ska mshùï i|yd .dia;=j ^f,daka
Tka ldâ $ ldâ ne,kaia g%dkaia*¾ $ ysÕ fYaIfhka 4]
*af,lais ma,Eka myiqlu&
nrYj;jg;glhj %yjdj;jpy; 4%
chpa fhyj;Jf;F Kd; nrYj;Jtjw;fhd
fl;lzk; (ml;il kPjhd fld;> ml;il
epYitia khw;wy;> g;nyf;]p jpl;lk;)

350 350 350 350

Salary Partner Prestige Pinnacle Aloka

ie,ß mdÜk¾ fm%iaàÊ mskl,a wdf,dald
nryhp ghh;ld
; h; gpnu];B[; gpdfy; MNyhfh

With effect from 01 January 2016, stamp duty will be charged only for your credit card transactions performed
Stamp Duty at merchants based outside Sri Lanka (including online). The new stamp duty is charged at Rs. 25/- for every
Rs. 1,000/- or part thereof for all such transactions.

2016 ckjdß 01 Èk isg l%shd;aul jk mßÈ YS% ,xldfjka msg; ia:dk.; fj<| wdh;kj,§ ^wka;¾cd,h Tiafiao we;=¿j& isÿlrkq
uqoaor .dia;= ,nk Tnf.a fl%äÜ ldâm;a .kqfokq i|yd muKla uqoo a r .dia;= wh flf¾' tn÷ ishÆu .kqfokq i|yd kj uqoo
a r .dia;=j iEu
re' 1"000 g fyda fldgilg re' 25 ne.ska whlrkq ,efí'

2016 [dtup 01 Mk; jpfjp Kjy; nraw;gLk;gbahf> ,yq;iff;F ntspapy; (,izaj;js tq;fpr; Nrit cs;slq;fyhf)
mike;Js;s tpahghu epiyaq;fSld; jhq;fs; Nkw;nfhs;Sk; fld; ml;il nfhLf;fy; thq;fy;fSf;F khj;jpuNk Kj;jpiuj;
Kj;jpiu tup
jPui
; t mwtplg;gLk;. Gjpa Kj;jpiuj; jPui
; t mj;jifa vy;yhf; nfhLf;fy; thq;fy;fSf;Fk; xt;nthU &.1000f;Fk;
my;yJ mjd; gFjpf;F &.25 mwtplg;gLfpd;wJ.
Exchange Rate Fee for Overseas Transactions
All overseas transactions will be converted using Visa or Mastercard exchange rates. In order to mitigate exchange rate movements, an additional
amount of 3.5% will be levied at the time of billing.

úfoaYSh .kqfokq i|yd úksuh wkqmd;sl .dia;=j

ishÆu tf;r .kqfokq w.hka i|yd ùid fyda udiag¾ldâ úksuh yqjudre wkqmd;sl Ndú;d lrkq ,efí' úksuh yqjudre ixp,khkays n,mEu wju lrkq msKsi
ì,a.; lrk wjia:dfjys 3'5]l w;sf¾l uqo,la tla flfrkq we;'

ntspehl;L nfhLf;fy; thq;fy;fis khw;Wtjw;fhd fl;lz tPjk;

ntspehl;Lf; nfhLf;fy; thq;fy;fs; midj;Jk; tPrh my;yJ kh];lh; fhh;l; nryhtzp tPjj;ijj; gad;gLj;jp khw;wg;gLk;. nryhtzp tPj
miritf; Fiwg;gjw;fhf> Nkyjpf njhifahf 3.5% gl;baypLk; Neuj;jpy; cs;slf;fg;gLk;.

Interest Calculation Method / fmd<S .Kkh lsÍfï l%ufõoh / tl;b tPjk; fzpf;fg;gLk; Kiw

Statement Period 21/03 - 20/04 Statement Period 01/04 - 20/04

Post Date Trxn Date Merchant Amount Post Date Trxn Date Merchant Amount
21 Mar 21 Mar Opening Balance 0.00 21 Apr 21 Apr Opening Balance 51,000.00
01 Apr 31 Mar Transaction 50,000.00 01 May 29 Apr Transaction 6,000.00
20 Apr 20 Apr Charges 1,000.00
20 Apr 20 Apr Closing Balance 51,000.00 10 May 10 May Payment 10,000.00
Due Date 10/05 20 May 20 May Debit Interest 2,387.84
Minimum (5%) 2,550.00 20 May 20 May Closing Balance 49,387.84

Explanation
Trxn Amount Period Days Rate (p.a.) Int. Amt
50,000.00 01 Apr - 09 May 39 36% 1,923.29
40,000.00 10 May - 20 May 11 36% 433.97
1,000.00 20 Apr - 20 May 31 36% 30.58

Total Interest 2,387.84

Tenure Months / udi / khjq;fs;

ld, iSudj
fhyk; 03 06 07 09 12

Per month processing fee

udisl fiajd .dia;=j 3.00% 1.79% 1.57% 1.33% 1.29%
khjhe;j ifahSiff; fl;lzk;

Setup fee ieliqï .dia;=j mikTf; fl;lzk;

03 06 09 12 15 18 24 36 48 60
Product
months months months months months months months months months months
Flexi Plan (Rs.) 1,500 1,500 1,500 1,500 1,750 1,850 2,000 2,350 2,500 2,750
Loan on Card (Rs.) 1,500 1,750 1,850 2,000 2,500 2,750 3,000 3,500 4,000 4,500
Balance Transfer (Rs.) 1,500 1,750 1,850 2,000 2,500 2,750 3,000 3,500 4,000 4,500
Dynamic Currency Conversion (DCC)

DCC processing fee of 4.5% will be charged on the billed amount with effect from 15th January 2022 for both Credit and Debit Card
transactions.
This fee will be shown as a separate transaction and processed to the Credit Card/Bank Account within 7 working days from the
transaction posting date.
The stamp duty of 2.5% will be applicable for DCC Credit Card transactions.

What is a DCC transaction?

A DCC transaction is a service offered at POS, E-commerce or any card acceptance modes by merchants/service providers who are
located locally or overseas or online. The DCC service converts a foreign currency transaction into the currency of the Credit
Card/Bank Account at the point of sale and processes the agreed billing currency amount to the Credit Card/Bank Account.

What happens if the transaction is converted via DCC service?

The merchant/service provider will convert the foreign currency transaction amount into the currency of the Credit Card/Bank
Account using an exchange rate determined by the relevant merchant/service provider and agreed with the cardholder. This rate may
differ from the foreign exchange rates being used by Visa, Mastercard or other relevant card scheme associations.

vhskeñla uqo,a mßj¾;kh (DCC)

% d;aul jk mßÈ 4'5] la jq vhskeñla uqo,a mßj¾;k (DCC) ieliqï .dia;j

2022 ckjdß 15 jk Èk isg lsh = la ì,am;a w.h u; wh flfrkq we;'
fuh fjku .kqfokqjla f,i oelafjkq we;s w;r" tu .kqfokqj .sKqï.; flfrk Èkfha isg Èk 07la we;=<; fl%äÜ ldâm;g$nexl= .sKqug
ì,a.; flfrkq we;'
2'5] la jq uqoaor .dia;=jo fuu .kqfokq u; wh flfrkq we;'

vhskeñla uqo,a mßj¾;kh (DCC) hkq l=ulao@

vhskeñla uqo,a mßj¾;k (DCC) hkq fl%äÜ ldâm;a hka;% yryd" jdKscH fjí wvú yryd fyda ldâm;a f.ùï ms<s.kakd ´kEu fj<| wdh;k
yd fiajd iïmdolhska fj; ^foaYShj" úfoaYShj fyda ud¾..; l%uhg& úfoaY f.ùó isÿ lsÍfï§ msßkukq ,nk fiajdjls' Tn úfoaY uqo,ska lrk
.kqfokqjl uqo, DCC uÕska úlsKqï wjia:dfõ§u Tnf.a fl%äÜ ldâm;g$nexl= .sKqug ldâmf;a uqo,a tAllhg mßj¾;kh flf¾'

.kqfokqj vhskeñla uqo,a mßj¾;kh (DCC) yryd mßj¾;kh flf¾ kï l=ula isÿfõo@

fj<| wdh;kh úiska Tnf.a .kqfokqjg kshñ; uqo, wod< fj<| wdh;kh fyda vhskeñla uqo,a mßj¾;k (DCC) fiajd iïmdolhd úiska kshu
lrkq ,nk wkqmd;slhlska Tnf.a fl%äÜ ldâmf;a$nexl= .sKqfï uqo,a tAllh njg yrjkq ,nhs' fuu wkqmd;slh ùid" udiag¾ldâ fyda fjk;a
wod< ldâm;a ix.ï úiska kshu lrkq ,nk úfoaY uqo,a yqjudre wkqmd;slhka yd fjkia úh yelsh'

,af;fepiy ehza khw;wy; (Dynamic Currency Conversion or DCC)

2022 [dtup 15 Mk; jpfjp Kjy;> nlgpl; kw;Wk; fld; ml;il nfhLf;fy; thq;fy;fSf;F gl;bayplg;gl;l njhifapy; 4.5% ,af;fepiy
ehza khw;wy; nrad;Kiwf; fl;lzk; mwtplg;gLk;.
,f;fl;lzk; xU jdpNtwhd nfhLf;fy; thq;fyhff; fhl;lg;gLtJld; nfhLf;fy; thq;fy; gjpag;gl;l jpfjpapypUe;J 07 Ntiy ehl;fspDs;
fld; ml;il/tq;fpf; fzf;fpw;F ,lg;gLk;. 
DCC fld; ml;il nfhLf;fy; thq;fy;fs; kPJ 2.5% Kj;jpiuj; jPu;it mwtplg;gLk;. 
 
,af;fepiy ehza khw;wy; nfhLf;fy; thq;fy; vd;why; vd;d?
DCC nfhLf;fy; thq;fy; vd;gJ cs;ehl;by;> ntspehl;by; my;yJ ,iza topahd tpw;gidj; jyq;fspy;> Point of Sale, E-Commerce
my;yJ NtW ml;il Vw;Wf;nfhs;sg;gLk; Kiwfs; %yk; Nrit toq;Fduhy; toq;fg;gLk; xU NritahFk;. DCC Nrit %yk; xU
ntspehl;L ehzaf; nfhLf;fy; thq;fy;> tpw;gidj; jyj;jpNy cq;fs; fld; ml;il/tq;fpf; fzf;fpd; ehzaj;jpw;F khw;wg;gLtNjhL
,zq;fpa gl;bayplg;gl;l ehza njhifia fld; ml;il/tq;fpf; fzf;fpw;F ,lg;gLk;. 

,af;fepiy ehza khw;wy; Clhf nfhLf;fy; thq;fiy Nkw;nfhs;Sk;NghJ vd;d eilngWfpd;wJ?

tpahghup ntspehl;L ehzaf; nfhLf;fy; thq;fy; njhifia rk;ge;jg;gl;l tpahghup kw;Wk; ml;iljhuhpdhy; epu;zapf;fg;gLk; Xu; me;epa
nryhtzp tPjj;ijg; gad;gLj;jp cq;fs; fld; ml;il/tq;fpf; fzf;fpd ehzaj;jpw;F khw;Wthu;. ,e;j tPjk; tPrh> kh];lu; fhu;l; my;yJ
Vida rk;ge;jg;gl;l ml;ilj; jpl;l rq;fq;fspdhy; (card scheme associations) epu;zapf;fg;gLk; me;epar; nryhtzp tPjj;jpypUe;J
NtWglyhk;.
 01st August 2022.

2022 wf.daia;= 01

2022> Mf];l; 01