921-NewMoneyBack(25yrs)

Prepared By

MARADIYA MILAN D.
LIC ADVISOR
Ph: 9428039746
maradiyamilan@gmail.com
 This is proposed to

Proposer Details
Name a
Age 35
Plan Name 921-NewMoneyBack(25yrs)
Sum Assured 960000
Policy Term 25
PPT 20
DAB Rider 0
AD & DB Rider 960000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
60279 30457 15387 5129
57683+2596 29145+1312 14724+663 4908+221

2nd year onwards

YLY HLY QLY MLY
58981 29801 15055 5018
57683+1298 29145+656 14724+331 4908+110

Total Premium Rs.1180918

Total Returns Rs.2160000

Save Rs.162 per day for 20 yrs and get an

amount of Rs.2160000 during the term
Year Age Premium Natural Accidental Returns CashValue Loan

2022 35 60279 1239360 2199360 0 0 0

2023 36 58981 1278720 2238720 0 34609 31148

2024 37 58981 1318080 2278080 0 69956 62960

2025 38 58981 1357440 2317440 0 139642 125677

2026 39 58981 1396800 2356800 0 174808 157327

2027 40 58981 1436160 2396160 144000 66171 59553

2028 41 58981 1475520 2435520 0 101778 91600

2029 42 58981 1514880 2474880 0 145924 131331

2030 43 58981 1554240 2514240 0 192629 173366

2031 44 58981 1593600 2553600 0 241956 217760

2032 45 58981 1632960 2592960 144000 150164 135147

2033 46 58981 1672320 2632320 0 202179 181961

2034 47 58981 1711680 2671680 0 256710 231039

2035 48 58981 1751040 2711040 0 313871 282483

2036 49 58981 1790400 2750400 0 374006 336605

2037 50 58981 1829760 2789760 144000 293155 263839

2038 51 58981 1869120 2829120 0 359715 323743

2039 52 58981 1908480 2868480 0 429874 386886

2040 53 58981 1947840 2907840 0 504034 453630

2041 54 58981 2025600 2985600 0 591022 531919

2042 55 0 2026560 2986560 144000 522236 470012

2043 56 0 2065920 3025920 0 611328 550195

2044 57 0 2105280 3065280 0 706977 636279

2045 58 0 2144640 3104640 0 814897 733407

2046 59 0 2400000 3360000 0 937651 843885

2047 60 0 0 0 1584000 0 0
0 0 1180918 0 0 2160000 0 0
You have to pay the premium for 20 yrs
(from Age:35 - Age:54)

If you take the payment mode as yly then you have to pay Rs.60279 for the first
year,from 2nd year onwards Rs.58981

Totally you will pay Rs.1180918

You will receive the returns as follows:

At Age:40 - Rs.144000
At Age:45 - Rs.144000
At Age:50 - Rs.144000
At Age:55 - Rs.144000
At Age:60 - Rs.1584000

Natural Risk Cover is Rs.1239360-Rs.2400000 as shown in the above

table......For example
In case of Natural Death at Age-40, Nominee will receive Rs.1436160

Accidental Risk Cover is Rs.2199360-Rs.3360000 as shown in the above

table......For example
In case of Accidental Death at Age-40, Nominee will receive Rs.2396160

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-42, you will receive Rs.145924

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-42, you can take a loan of Rs.131331
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----MER----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience