AR174-1/ A51

SANAGMANA COMMUNITY HOUSING IN

TANZA, NAVOTAS, METROPOLITAN MANILA
(TANZA “PABAHAY”)
MEMBERS:
Fajutagana, Bianca
Pestaño, Geri Nicole
Rabago, Athina Ivanka
Ramirez, Anthony Jake
Serato, Edison Jared
Villanueva, Darwin Cyrus
 1. How much was the housing
units and how long will the
beneficiaries pay for these? How
much will the housing
beneficiaries pay?
 Community Mortgage Housing Loan - Target beneficiaries
organize themselves into a community association to avail of a
collateral-free communal financing scheme to purchase land and
conduct site development. Loan documentation if facilitated by
authorized originators (116 NGOs and 42 LGUs) for a fee of AT
LEAST Php 500 (7.64Euro) per family or 2% of the loan take-out
whichever is higher. Originators also ensure that the beneficiaries
faithfully pay their monthly amortization. The housing loan has a
subsidized fixed interest rate of 6% p.a. payable in 25 years.

According to the study, low-rise building construction cost

were shared both by the national and local government and lots were
owned by the NHA. It was mentioned that they were required to pay
affordable amortization for the said housing units.

Sanagmana community has a contract of P15,000,000 with

the landowner and the organization has already paid P2,300,000.
With this contract, the DPWH has already allocated 200 families with
financial support. Every month each family has to pay an amount
of 750 pesos to the SANAGMANA Community.

Reference: DOCUMENTATION OF A BEST PRACTICE IN LOCAL GOVERNANCE IN NAVOTAS CITY: SOCIALIZED

HOUSING PROJECT (IN-CITY RELOCATION), NAVOTAAS HOMES, TANZA
 2. What was the housing finance
mechanism used in the case study
that you used in Module 1? Is it
public, private or public and
private?
PUBLIC AND PRIVATE COLLABORATION

The housing project was funded by the

collaboration of national and local
organizations particularly National Housing
Authority (NHA), Department of Public Works
and HighWays (DPWH), and Department of
Budget and Management.

The NHA together with National Home

Mortgage Finance (NHMF) originates the
housing loan under Community Mortgage
program (CMP).
3. What agency was involved? Was
a developer part of the housing
delivery? LGU? NGO?
500 Housing units were
constructed through the
assistance of Habitat for
Humanity.
200 Housing units were
constructed through the
Priority Development
Assistance Fund (PDAF) of
Cong. Tobias M. Tiangco
680 housing units were
constructed by National
Housing Authority (NHA),
funded out of the 50 Billion
housing fund.