FV= I x (1+ ( R x T)

= 10,000 x (1+ (0.10 x 5)

= 10,000 x 1.5

FV= 15,000

PV=FV x 1/ (1+i)n

=100,000 x 1/ (1+0.03)5

=100,000 x 0.8626087844

PV= 86,260.88

PV of Perpetuity= Payment/Interest rate

= 200/ 0.05

PV of Perpetuity= 4,000