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Комерцијална Банка АД Скопје - 01.01 - 30.09.2020
Комерцијална Банка АД Скопје - 01.01 - 30.09.2020
Содржина:
Страна 2
Биланс на успех
Назив на друштво Комерцијална банка АД Скопје
Период на известување 01.01 - 30.09
Година 2020
Извештајот е консолидиран не
во илјади денари
тековна година претходна година
Белешка 9/30/2020 9/30/2019
Приходи од камата 2,119,879 2,174,351
Расходи за камата -303,763 -393,222
Нето-приходи/(расходи) од камата 6 1,816,116 1,781,129
Приходи од провизии и надомести 956,261 1,012,210
Расходи за провизии и надомести -315,569 -306,761
Нето-приходи/(расходи) од провизии и надомести 7 640,692 705,449
Нето-приходи од тргување 8 1,915 11,772
Нето-приходи од други финансиски инструменти евидентирани по
објективна вредност 9 3,636 5,712
Нето-приходи/(расходи) од курсни разлики 10 119,849 82,681
Останати приходи од дејноста 11 1,251,039 480,820
Удел во добивката на придружените друштва 24 0 0
Исправка на вредноста на финансиските средства и посебна
резерва за вонбилансната изложеност, на нето-основа 12 -1,258,463 -560,818
Загуба поради оштетување на нефинансиските средства, на нето-
основа 13 -991 -3,945
Трошоци за вработените 14 -617,105 -632,091
Амортизација 15 -127,797 -121,735
Останати расходи од дејноста 16 -518,241 -448,386
Удел во загубата на придружените друштва 24 0 0
Добивка/(загуба) пред оданочување 1,310,650 1,300,588
Данок од добивка 17 0 0
Добивка/(загуба) за финансиската година од непрекинато
работење 1,310,650 1,300,588
Добивка/(загуба) од група на средства и обврски кои се чуваат за
продажба* 0 0
Добивка/(загуба) за финансиската година 1,310,650 1,300,588
Добивка/(загуба) за финансиската година, којашто им припаѓа
на*:
акционерите на банката 0 0
неконтролираното учество 0 0
Заработка по акција 41
основна заработка по акција (во денари) 0.00 0.00
разводнета заработка по акција (во денари) 0.00 0.00
Страна 4
Извештај за паричниот тек
Назив на друштво Комерцијална банка АД Скопје
Период на известување 01.01 - 30.09
Година 2020
Извештајот е консолидиран не
во илјади денари
Тековна година Претходна година
Обврски за тргување 2,349 0
Дериватни обврски чувани за управување со ризик 0 0
Депозити на банки -240,610 24,885
Депозити на други комитенти 7,458,253 3,627,671
Останати обврски 54,035 32,803
Обврски директно поврзани со група на средства за отуѓување
0 0
Страна 5
BALANCE SHEET
Company Комерцијална банка АД Скопје
Reporting period 01.01 - 30.09
Year 2020
Consolidated report не
In 000 MKD
Current Period Previous Period
Note 9/30/2020 12/31/2019
Assets
Cash and cash equivalents 18 48,459,174 48,733,243
Held-for-trading assets 19 208,033 197,019
Financial assets at fair value through profit or loss upon initial
recognition 20 342,829 339,193
Derivative assets held for risk management 21 0 0
Loans and advances to banks 22.1 1,020,195 4,693,021
Loans and advances to other customers 22.2 55,793,636 50,791,397
Investments in securities 23 18,738,442 13,139,349
Investments in associates 24 256,502 289,650
Income tax receivable (current) 30.1 153,094 4,591
Other receivables 25 2,232,922 1,979,168
Assets pledged as collateral 26 0 0
Foreclosed assets 27 28,800 40,971
Intangible assets 28 64,663 55,997
Property and equipment 29 2,768,568 2,754,491
Deferred tax assets 30.2 0 0
Non-current assets held-for-sale and disposal group 31 0 0
Total assets 130,066,858 123,018,090
Liabilities
Trading liabilities 32 2,710 361
Financial liabilities at fair value through profit or loss upon
initial recognition 33 0 0
Derivative liabilities held for risk management 21 0 0
Deposits from banks 34.1 203,979 449,360
Deposits from other customers 34.2 114,603,799 107,188,075
Debt instruments issued 35 0 0
Borrowings 36 636,764 837,008
Subordinated debt 37 0 0
Special reserve and provisions 38 307,794 332,765
Income tax payable (current) 30.1 0 8,874
Deferred tax liabilities 30.2 0 0
Other liabilities 39 1,013,003 958,968
Liabilities related to disposal group 31 0 0
Total liabilities 116,768,049 109,775,411
Equity and reserves
Subscribed capital 40 2,279,067 2,279,067
Share premium 771,527 771,527
Treasury shares 0 0
Other equity instruments 0 0
In 000 MKD
Current Period Previous Period
Note 9/30/2020 12/31/2019
Revaluation reserves 4,561 5,594
Other reserves 8,609,920 8,056,651
Retained earnings/(Accumulated losses) 1,633,734 2,129,840
Total equity and reserves, attributable to the
shareholders of the Bank 13,298,809 13,242,679
Non-controling interest* 0 0
Total equity and reserves 13,298,809 13,242,679
Total liabilities and equity and reserves 130,066,858 123,018,090
Contingent liabilities 42 20,522,716 19,183,405
Contingent assets 42 0 0
Depreciation of: 0 0
Intangible assets 12,983 10,858
Property and equipment 114,814 110,877
Capital gain from: 0 0
Sale of intangible assets 0 0
Sale of property and equipment -8,382 -6,168
Sale of foreclosed assets -931,035 -240,643
Capital loss from: 0 0
Sale of intangible assets 0 0
Sale of property and equipment 0 0
Sale of foreclosed assets 0 0
Interest income, net -2,119,879 -2,174,351
Interest expense, net 303,763 393,222
Trading income, net -5,551 -17,484
Impairment losses of financial assets, net 0 0
Additional impairment losses 2,425,697 2,333,434
Release of impairment losses -1,167,234 -1,772,616
Impairment losses of non-financial assets, net 0 0
Additional impairment losses 991 3,945
Release of impairment losses 0 0
Special reserve 0 0
Additional provisions 0 0
Release of provisions 0 0
Dividend income -22,666 -22,843
Share of profit /(loss) of associates 0 0
Other adjustments -5,057 -7,683
Interest received 2,031,130 2,138,111
Interest paid -351,475 -379,681
Profit/(loss) from operations before changes in
1,588,749 1,669,566
operating assets:
(Increase)/decrease of operating assets: 0 0
Trading assets -6,409 -148,539
Derivative assets held for risk management 0 0
Loans and advances to banks 3,664,094 -2,275,225
Loans and advances to other customers -6,189,349 -2,330,357
Assets pledged as collateral 0 0
Foreclosed assets 943,206 408,473
Obligatory deposit in foreign currency -286,843 -50,182
Obligatory deposit held with NBRM according to special
0 0
regulations
In 000 MKD
Current Period Previous Period
Other receivables -274,589 -184,685
Deferred tax assets 0 0
Non-current assets held-for-sale and disposal group 0 0
Increase/(decrease) in operating liabilities: 0 0
Trading liabilities 2,349 0
Derivative liabilities held for risk management 0 0
Due to banks -240,610 24,885
Due to other customers 7,458,253 3,627,671
Other liabilities 54,035 32,803
Liabilities directly related to group or assets for disposal 0 0
Net cash flow from operating activities before taxation 6,712,886 774,410
(Paid)/received income tax -161,578 -258,162
Net cash flow from operating activities 6,551,308 516,248
Cash flow from investing activities
(Investments in securities) -9,677,839 -8,807,560
Inflows from sale of investment in securities 4,085,061 6,882,558
(Outflows from investment in subsidiaries and associates) 0 0
Inflows from disposal of investment in subsidiaries and
0 0
associates
(Purchase of intangible assets) -21,649 -25,112
Inflows from sale of intangible assets 0 0
(Purchase of property and equipment) -135,482 -48,173
Inflows from sale of property and equipment 14,991 6,168
(Outflows from non-current assets held-for-sale) 0 0
Inflows from non-current assets held-for-sale 0 0
(Other outflows from investing activity) 0 0
Other inflows from investing activity 56,760 69,673
Net cash flow from investing activities -5,678,158 -1,922,446
Cash flow from financing activities 0 0
(Repayment of debt securities issued) 0 0
Issued debt securities 0 0
(Repayment of borrowings) -459,120 -476,126
Increase of borrowings 258,876 425,774
(Repayment of issued subordinated debts) 0 0
Issued subordinated debts 0 0
Inflows from issued shares/equity instruments during the period
0 0