Consumer and Family Law Module Note Guide

This notetaking guide will help you prepare for assignments, quizzes, exams, and Discussion-Based
Assessments. You do not have to submit it for a grade. Vocabulary and reflection questions are
organized by lesson. Define each vocabulary term in your own words. Answer each reflection question
with details from the lesson.

Consumer Protections

Consumer:

Contract:

CPSC:

Disclaimer:

FCC:

FDA:

Non-governmental organization (NGO):

Scalper:

Void:

Warranty:

Watchdog:

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Complete the charts.

Consumer Rights and Responsibilities

Right to… Description of Right Associated Responsibility

Safety and service

Be informed

Choose

Be heard

Redress

Consumer education

Entering a Contract

Offer
Explanation of terms of the main transaction

Acceptance
____________

________
Explains what is being exchanged

Mutual Agreement
_____________

_____________
Both parties complete their obligations

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Consumer Issues

APR:

ATM:

Bankruptcy:

Breach of contract:

CFPB:

Class action:

Collateral:

Credit:

Debt:

Default:

Disclosure:

FDIC:

Federal Reserve (the Fed):

Repossess:

Small claims court:

Wage garnishment:

What are some consumer issues? Describe what they are and how you can protect yourself.

Describe the possible remedies in a breach of contract lawsuit:

 Expectation damages—
 Recission—

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  Restitution—
 Specific performance—

Why does the U.S. legal system regulate banking and financial services?

Identify how the following laws help consumers:

Truth in Lending Act (1969)—

Fair Credit Billing Act (1974)—

Equal Credit Opportunity Act (1974)—

Home Mortgage Disclosure Act (1975)—

Community Reinvestment Act (1977)—

What are predatory business practices? What are some examples?

Why are younger people at greater risk of predatory business practices?

What options exist for people who are overwhelmed by debt?

Marriage Law

Alimony:

Annulment:

Civil union:

Cohabitation:

Dissolution of marriage:

Domestic partnership:

Duress:

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Family law:

No-fault divorce:

Palimony:

Polygamy:

Prenuptial agreement:

Which level of government primarily controls marriage law?

What are some typical requirements for a marriage license?

What are some of the benefits of legal marriage?

What are some of the responsibilities of legal marriage?

How has marriage changed by legislation?

How has marriage changed through SCOTUS rulings?

What legal issues do cohabiting couples face?

What are the legal options for married couples that wish to separate?

Parents and Children

Adoption:

Child abuse:

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Child neglect:

Foster care:

Head Start:

Joint custody:

Legal guardian:

Paternity:

Sole custody:

Termination of parental rights:

Truancy:

What are the rights of parents?

What are the responsibilities of parents?

How does the law support parents and families?

What is the "child's best interest" standard? How is it used?

What are some of the guiding principles in determining a child’s best interest?

Other Family Law Issues

Advance directive:

Disability:

Domestic abuse:

Guardianship:

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Net worth:

Power of attorney:

Probate:

Trust:

Will:

Why does the law try to prevent financial insecurity?

Complete the chart.

Federal Program What It Is

SNAP
UI
HUD
SSDI and SSI
TANF

National Domestic Abuse Hotline at 1-800-799-SAFE (7233)

What are the six main types of abuse?

What does the National Coalition Against Domestic Violence (NCADV) do?

What is the “cycle of abuse”? What are the four phases in it?

Unless Otherwise Noted All Content © 2022 Florida Virtual School.

FlexPoint Education Cloud™ is a trademark of Florida Virtual School.