Specially for your child's education purpose

New Investment Policy

Pay Rs. 1,223/- daily & get benefits for your child education...

18th Year 10,46,400/- 22th Year 10,12,340/-

19th Year 10,20,870/- 23th Year 10,16,140/-
20th Year 10,16,400/- 24th Year 10,15,520/-
21th Year 10,12,300/- 25th Year 1,00,12,320/-
Mother or father can take this policy.
* Premium will be waive-off after proposer's death.
* After proposer's death 7,73,000 will be given to family
for next 10 yrs for family expenses.
* Due to such special benefits after taking this policy your
child's education will get completed even in your absense.

Proposal for Abhijeet

Financial Advisor
9821062225
Just Pay Rs. 1223 per day, (Rs. 42,483 Mly)
 Financial Advisor
9821062225

Cash Flow
LIC- India's Biggest & most trusted Life Insurance Company.
Natural Accidental Annual Net
Year Age Tax Saved LIC Returns Net Returns
Riskcover Riskcover Premium Premium
2021 35, Ch Ag-1 77,30,000 1,54,60,000 4,46,249 44,721 4,01,528 0 -4,46,249
2022 36, Ch Ag-2 77,30,000 1,54,60,000 4,36,642 45,535 3,91,107 0 -4,36,642
2023 37, Ch Ag-3 77,30,000 1,54,60,000 4,36,642 45,535 3,91,107 0 -4,36,642
2024 38, Ch Ag-4 77,30,000 1,54,60,000 4,36,642 45,535 3,91,107 0 -4,36,642
2025 39, Ch Ag-5 77,30,000 1,54,60,000 4,36,642 45,535 3,91,107 0 -4,36,642
2026 40, Ch Ag-6 77,30,000 1,54,60,000 4,36,642 45,535 3,91,107 0 -4,36,642
2027 41, Ch Ag-7 77,30,000 1,54,60,000 4,36,642 45,535 3,91,107 0 -4,36,642
2028 42, Ch Ag-8 77,30,000 1,54,60,000 4,36,642 45,535 3,91,107 0 -4,36,642
2029 43, Ch Ag-9 77,30,000 1,54,60,000 4,36,642 45,535 3,91,107 0 -4,36,642
2030 44, Ch Ag-10 77,30,000 1,54,60,000 4,36,642 45,535 3,91,107 0 -4,36,642
2031 45, Ch Ag-11 77,30,000 1,54,60,000 4,36,642 45,535 3,91,107 0 -4,36,642
2032 46, Ch Ag-12 77,30,000 1,54,60,000 4,36,642 45,535 3,91,107 0 -4,36,642
2033 47, Ch Ag-13 77,30,000 1,54,60,000 4,36,642 45,535 3,91,107 0 -4,36,642
2034 48, Ch Ag-14 77,30,000 1,54,60,000 4,36,642 45,535 3,91,107 0 -4,36,642
2035 49, Ch Ag-15 77,30,000 1,54,60,000 3,92,582 45,415 3,47,167 0 -3,92,582
2036 50, Ch Ag-16 77,30,000 1,54,60,000 3,52,862 45,342 3,07,520 0 -3,52,862
2037 51, Ch Ag-17 77,30,000 1,54,60,000 3,16,872 45,587 2,71,285 0 -3,16,872
2038 52, Ch Ag-18 71,30,000 1,42,60,000 2,84,172 45,809 2,38,363 10,46,400 7,62,228
2039 53, Ch Ag-19 65,60,000 1,31,20,000 2,55,021 46,007 2,09,014 10,20,870 7,65,849
2040 54, Ch Ag-20 60,10,000 1,20,20,000 2,28,410 46,188 1,82,222 10,16,400 7,87,990
2041 55, Ch Ag-21 54,80,000 1,09,60,000 2,04,587 46,350 1,58,237 10,12,300 8,07,713
2042 56, Ch Ag-22 49,90,000 99,80,000 0 0 0 10,12,340 10,12,340
2043 57, Ch Ag-23 45,20,000 90,40,000 0 0 0 10,16,140 10,16,140
2044 58, Ch Ag-24 40,80,000 81,60,000 0 0 0 10,15,520 10,15,520
2045 59, Ch Ag-25 0 0 0 0 0 1,00,12,320 1,00,12,320

Disclaimer:The figures present in the entire illustration are indicative and only for the purpose of understanding the possible benefits from the
proposed insurance plan(s). The benefits are not guranteed and the actual benefit may depend on the future performance of the insurer.

Disclaimer:The figures present in the entire illustration are indicative and only for the purpose of understanding the possible benefits from the proposed insurance plan(s).
Financial Advisor
9821062225

Year
Loan-Surrender Value
Age Total Premium Surrender Value Loan Value
2021 35, Ch Ag-1 4,46,249 0 0
2022 36, Ch Ag-2 8,82,891 2,07,505 1,86,754
2023 37, Ch Ag-3 13,19,533 4,73,184 4,25,866
2024 38, Ch Ag-4 17,56,175 8,58,874 7,72,987
2025 39, Ch Ag-5 21,92,817 10,90,539 9,81,487
2026 40, Ch Ag-6 26,29,459 13,24,049 11,91,644
2027 41, Ch Ag-7 30,66,101 15,60,158 14,04,142
2028 42, Ch Ag-8 35,02,743 18,63,422 16,77,079
2029 43, Ch Ag-9 39,39,385 21,87,202 19,68,481
2030 44, Ch Ag-10 43,76,027 25,30,681 22,77,611
2031 45, Ch Ag-11 48,12,669 28,85,702 25,97,132
2032 46, Ch Ag-12 52,49,311 32,62,829 29,36,546
2033 47, Ch Ag-13 56,85,953 36,63,865 32,97,480
2034 48, Ch Ag-14 61,22,595 40,95,098 36,85,589
2035 49, Ch Ag-15 65,15,177 45,50,724 40,95,652
2036 50, Ch Ag-16 68,68,039 50,46,705 45,42,035
2037 51, Ch Ag-17 71,84,911 55,41,318 49,87,186
2038 52, Ch Ag-18 74,69,083 53,89,152 48,50,238
2039 53, Ch Ag-19 77,24,104 52,51,193 47,26,074
2040 54, Ch Ag-20 79,52,514 51,18,226 46,06,405
2041 55, Ch Ag-21 81,57,101 50,00,603 45,00,543
2042 56, Ch Ag-22 81,57,101 48,06,070 43,25,464
2043 57, Ch Ag-23 81,57,101 50,08,307 45,07,476
2044 58, Ch Ag-24 81,57,101 49,45,473 44,50,926
2045 59, Ch Ag-25 81,57,101 0 0
Financial Advisor
9821062225

If unfortunate death occures within policy period then benefits payable in Plan Jeevan Lakshya (T. No 933) are
1) 10 % of SA shall be payable from next year of date of death till the date of maturity.
2) Assured Absolute Amount equal to 110% of Basic Sum Assured, The vested Simple Reversionary Bonuses and Final Additional Bonus, if any,
which shall be payable on due date of maturity.

Year
Death Benefit (5th Year)
Age Premium Normal Death Accidental Death PDB Benefit
2021 35, Ch Ag-1 4,46,249 0 0 0
2022 36, Ch Ag-2 4,36,642 0 0 0
2023 37, Ch Ag-3 4,36,642 0 0 0
2024 38, Ch Ag-4 4,36,642 0 0 0
2025 39, Ch Ag-5 0 77,30,000 1,54,60,000 0
2026 40, Ch Ag-6 0 7,73,000 7,73,000 7,73,000
2027 41, Ch Ag-7 0 7,73,000 7,73,000 7,73,000
2028 42, Ch Ag-8 0 7,73,000 7,73,000 7,73,000
2029 43, Ch Ag-9 0 7,73,000 7,73,000 7,73,000
2030 44, Ch Ag-10 0 7,73,000 7,73,000 7,73,000
2031 45, Ch Ag-11 0 7,73,000 7,73,000 7,73,000
2032 46, Ch Ag-12 0 7,73,000 7,73,000 7,73,000
2033 47, Ch Ag-13 0 7,73,000 7,73,000 7,73,000
2034 48, Ch Ag-14 0 7,73,000 7,73,000 7,73,000
2035 49, Ch Ag-15 0 7,73,000 7,73,000 7,73,000
2036 50, Ch Ag-16 0 7,73,000 7,73,000 0
2037 51, Ch Ag-17 0 7,73,000 7,73,000 0
2038 52, Ch Ag-18 0 18,19,400 18,19,400 10,46,400
2039 53, Ch Ag-19 0 17,33,870 17,33,870 10,20,870
2040 54, Ch Ag-20 0 16,72,400 16,72,400 10,16,400
2041 55, Ch Ag-21 0 16,13,300 16,13,300 10,12,300
2042 56, Ch Ag-22 0 15,60,340 15,60,340 10,12,340
2043 57, Ch Ag-23 0 15,15,140 15,15,140 10,16,140
2044 58, Ch Ag-24 0 14,67,520 14,67,520 10,15,520
2045 59, Ch Ag-25 0 1,04,20,320 1,04,20,320 1,00,12,320
Total : 3,88,08,290 4,65,38,290 2,48,82,290
Financial Advisor
9821062225

Num
Life Insurance Table
DOC Pl/Tm/Pt Sum Assured Bonus FAB
1 03-08-2021 933/17/14 6,00,000 42 30
2 03-08-2021 933/18/15 5,70,000 42 35
3 03-08-2021 933/19/16 5,50,000 42 50
4 03-08-2021 933/20/17 5,30,000 42 70
5 03-08-2021 933/21/18 4,90,000 46 100
6 03-08-2021 933/22/19 4,70,000 46 150
7 03-08-2021 933/23/20 4,40,000 46 250
8 03-08-2021 933/24/21 40,80,000 46 350
77,30,000

Note:
* Term Rider is taken for above all plan & equal to Sum Assured.
* Bonus Rate is Assumed rate.

Pl/Tm/Pt
Premium Pay Options
Yearly Half Yearly Quarterly Monthly Single Daily
933/17/14 52,289 26,416 13,344 4,448 0 123
933/18/15 48,264 24,383 12,316 4,106 0 111
933/19/16 44,737 22,601 11,417 3,806 0 101
933/20/17 41,685 21,060 10,638 3,546 0 92
933/21/18 38,469 19,432 9,815 3,272 0 82
933/22/19 36,214 18,293 9,240 3,080 0 75
933/23/20 33,754 17,050 8,612 2,871 0 67
933/24/21 2,03,971 1,03,057 52,064 17,354 0 573
4,99,383 2,52,292 1,27,446 42,483 0 1,368

* Premium indicated above is inclusive of GST.

* Daily Premium is for Indicate purpose.

Medical Requirment(s)
Client Name Medical Test
Abhijeet (Age- 35), Total SUC- 7730000 FMR, ECG, HEAMOGRAM, SBT-13, RUA
Financial Advisor
9821062225

Summary
Premium
________________________
for 1st Year Rs. 4,46,249
after 1st Year Rs. 4,36,642

Premium Paid Rs. 81,57,101

Tax Saved Rs. 9,57,374
________________________
Net Premium Rs. 71,99,727

Maximum Risk Cover

________________________
Natural Rs. 77,30,000
Accidental Rs. 1,54,60,000

Returns
________________________
Maturity Rs. 1,71,52,290

Yeild (IRR)
________________________
without Tax Benefit: 5.45%
with Tax Benefit: 6.30%
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