17th Oct, 2022

Divya Singh
Dadoopur, Banthra
Lucknow,
Uttar Pradesh - 227101

Dear Divya,

Sub: Offer cum Appointment Letter

With reference to your application and the subsequent interview, we are pleased to
appoint you as a "Agency Partner" on part time basis in our Agency Partner Channel
subject to the following terms and conditions:

1. You will be responsible for the recruitment and training of Health Insurance
advisors and their performance review.

2. You will be paid compensation as per Annexure - I. The compensation including

incentives or rewards shall be subject to tax deducted at source as per the applicable tax
laws and shall be paid at the end of each month.

3. You will be reporting at Bareilly branch and will report to the Branch Manager.
Aditya Birla Health Insurance Co. Limited ("ABHIC / Company") reserves right to transfer /
second you as the case may be to any function or business group any other location or its
affiliates and subsidiary organization, at any time in the future. While on transfer, you will
be governed by the rules, regulations and service condition of that business and location.

4. As agreed, your attendance and reporting to office will be required only 4 (four)
days in a month. Saturdays, Sundays and holidays will not be considered in calculation of
these 4 days. If you attend office on any days other than the specified four days or more
 than the said four days, the same will not be considered for determining your attendance
and no remuneration shall be paid by the ABHIC for those days. On the other days in the
month, you will not be engaged by the ABHIC and you are permitted to pursue any
vocation / employment / relationship as desired by you. However, you have agreed and
will not:

(i) To be employed by a person or entity which carries on the business of Health

Insurance other than ABHIC
(ii) Solicit or procure health insurance policies for an on behalf of any health insurance
company or insurance intermediary of a health insurance company.
(iii) Refer or introduce or share contact details of any person or prospect with any
health insurance company other than ABHIC or insurance intermediary of health insurance
company other than ABHIC.
(iv) Receive or agree to receive any compensation or remuneration whether directly or
indirectly for the above said purposes.

5. Your appointment is subject to verification of your credentials and background,

completion of all necessary documentation, reference check to our satisfaction and
fulfillment of the conditions stated in Annexure - II by you within a period of 30 (thirty)
days from the date of this offer or any other extended period as notified by us. In the
event the said conditions are not fulfilled, this offer will lapse and appointment become
null and void.

6. At the time of joining or within 3 days on receipt of this offer, you need to submit
the documents as listed in Annexure - III.

7. During your tenure with ABHIC you shall adhere to code of conduct and other
applicable policies of the Company from time to time. Copy of the code of conduct is
enclosed which you must acknowledge.

Aditya Birla Health Insurance Co. Limited

+91 22 6225 7600, (F) +91 22 6225 7700
care.healthinsurance@adityabirlacapital.com | www.adityabirlahealthinsurance.com
Correspondence & Registered Office: 10th Floor, R – Tech Park, Nirlon Compound,
Off Western Express Highway, Goregaon (E), Mumbai – 400 063
CIN: U66000MH2015PLC263677
 8. All terms and conditions will be governed by the Company's policies as stated from
time to time and the Company may in its sole discretion as it deems fit, revoke or change
such policies.

9. In the event of separation from the services of the Company, you will immediately
return all the Company property in your possession to the Company. You will be relieved
from services only after a satisfactory handover of responsibilities, settlement of
outstanding dues, service of notice period, and clearance from your immediate Supervisor
and HR Department.

10. Your services may be terminated by either party, giving notice in writing for seven
(7) days or payment of notice period in lieu thereof. The Company reserves the right not to
accept notice pay in lieu of notice and enforce completion of full or partial notice period.
The company also reserves the right to terminate your services without any notice or
salary in lieu thereof on the grounds of misconduct, code of conduct violation, or even in
the case of reasonable suspicion of misconduct, disloyalty, commission of any act involving
moral turpitude or any act of indiscipline or inefficiency or loss of confidence.

11. The Management has the right to get you medically examined by any qualified
medical practitioner during the period of service. In case you are found medically unfit to
continue with the job, you will lose your lien on the job. In the event of separation from
the services of ABHIC, you will immediately return all the Company property in your
possession to the company. You will be relieved from services only after a satisfactory
handover of responsibilities, settlement of outstanding dues and clearance from your
immediate supervisor.

12. You acknowledge that no prior verbal or prior written agreements, prior promises
or representations that are not specifically stated in this offer will be binding on us.

13. This document is privileged and confidential. You will maintain confidentiality and
secrecy and will not disclose any of the contents of this offer to any third party.

Aditya Birla Health Insurance Co. Limited

+91 22 6225 7600, (F) +91 22 6225 7700
care.healthinsurance@adityabirlacapital.com | www.adityabirlahealthinsurance.com
Correspondence & Registered Office: 10th Floor, R – Tech Park, Nirlon Compound,
Off Western Express Highway, Goregaon (E), Mumbai – 400 063
CIN: U66000MH2015PLC263677
 14. During your period of appointment with ABHIC and 6 (six) months thereafter, you
agree:

(i) Not to directly or indirectly induce or solicit any person employed or engaged by
ABHIC or its affiliate companies (whether as an employee, consultant, advisor or in any
other manner) to terminate their contractual relationship with the company and become
an employee of or directly or indirectly offer services in any form or manner to any other
company, person or entity.

(ii) To keep ABHIC indemnified in respect of any loss that may be caused to it as a
result of breach of this covenant by you.

(iii) To refrain from directly or indirectly soliciting any customer to remove its business
from or reduce its business with the ABHIC or its affiliates.

15. You confirm that there is no litigation, conviction against you before any court of
law which involves criminal offence or offences involving moral turpitude.

16. The terms of this appointment will be governed by and construed in accordance
with the laws of India and the courts in Mumbai will have jurisdiction in relation to any
dispute or difference that may arise under the terms of this employment

17. If you are in agreement with the above terms, you are requested to revert to the
undersigned not later than 22nd Oct 2022, by signing this offer cum appointment letter and
return to us, failing which, this offer / appointment will expire.

We look forward to long lasting and mutual beneficial relationship and are confident that
your abilities will play a key role in our company.

Aditya Birla Health Insurance Co. Limited

+91 22 6225 7600, (F) +91 22 6225 7700
care.healthinsurance@adityabirlacapital.com | www.adityabirlahealthinsurance.com
Correspondence & Registered Office: 10th Floor, R – Tech Park, Nirlon Compound,
Off Western Express Highway, Goregaon (E), Mumbai – 400 063
CIN: U66000MH2015PLC263677
 Yours sincerely,

For Aditya Birla Health Insurance Co. Limited

Niren Srivastava
Head - HR & Administration

I have read, understood and accepted this offer cum appointment on part time basis with
ABHIC as per the terms and conditions set forth in this letter.

Name & Signature

Aditya Birla Health Insurance Co. Limited

+91 22 6225 7600, (F) +91 22 6225 7700
care.healthinsurance@adityabirlacapital.com | www.adityabirlahealthinsurance.com
Correspondence & Registered Office: 10th Floor, R – Tech Park, Nirlon Compound,
Off Western Express Highway, Goregaon (E), Mumbai – 400 063
CIN: U66000MH2015PLC263677
 ANNEXURE-I

Components Per day 4 days per annum

Basic 522 2,088 25,056

HRA 26 104 1,253

Bonus 43 174 2,087

SP Allowance 185 741 8,892

Gross 777 3,107 37,288

PF – Employer 63 251 3,007

ESIC – Employer 37 148 1,771

CTC 876 3,505 42,066

PF 63 251 3,007

ESIC 14 54 653

Deductions 77 305 3,659

Net Pay 700 2,802 33,629

I have read, understood and accepted this offer cum appointment on part time basis with
ABHIC as per the terms and conditions set forth in this letter.

Name & Signature

Aditya Birla Health Insurance Co. Limited

+91 22 6225 7600, (F) +91 22 6225 7700
care.healthinsurance@adityabirlacapital.com | www.adityabirlahealthinsurance.com
Correspondence & Registered Office: 10th Floor, R – Tech Park, Nirlon Compound,
Off Western Express Highway, Goregaon (E), Mumbai – 400 063
CIN: U66000MH2015PLC263677
 ANNEXURE - II

Conditions to be fulfilled by you

You will be required to complete 2 (two) days program from ABHIC which will assess your
recruitment and mentoring skills. If you are able to clear the assessment, you will be
required to submit the following:

1. Duly filled Agent Recruitment Form (ARF) of the prospective agents identified by
you.
2. Details of Project as per the format provided by the Company.
3. ABHIC decision of assessment shall be final and binding on you.

Aditya Birla Health Insurance Co. Limited

+91 22 6225 7600, (F) +91 22 6225 7700
care.healthinsurance@adityabirlacapital.com | www.adityabirlahealthinsurance.com
Correspondence & Registered Office: 10th Floor, R – Tech Park, Nirlon Compound,
Off Western Express Highway, Goregaon (E), Mumbai – 400 063
CIN: U66000MH2015PLC263677
 ANNEXURE - III

Documents to be submitted by you

1. Education certificates and mark-lists duly attested.

2. PAN card copy with 2 recent passport size photographs.
3. Address proof.
4. Age proof (Passport, voters id, School leaving certificate, Pass Book, Ration card)
5. Cancelled cheque leaf and your saving banks account indicating the following. Your
name, Bank Account No., IFSC Code
Please do mention your full name, date of birth and branch on the reverse side of the
cheque.

I authorize ABHIC to conduct background verification check basis and

details shared above.

I have read, understood and accepted this offer cum appointment on part time basis with
ABHIC as per the terms and conditions set forth in this letter.

Name & Signature Date:

Aditya Birla Health Insurance Co. Limited

+91 22 6225 7600, (F) +91 22 6225 7700
care.healthinsurance@adityabirlacapital.com | www.adityabirlahealthinsurance.com
Correspondence & Registered Office: 10th Floor, R – Tech Park, Nirlon Compound,
Off Western Express Highway, Goregaon (E), Mumbai – 400 063
CIN: U66000MH2015PLC263677