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November 28, 2022

Melissa
111 Santillan Street, Pio del Pilar
Makati City

Re: Notice of Dishonor and Demand for Payment

Dear Madam:

This is to advise you that BDO Check No. 123456 dated May 30, 2013 in the
amount of One Hundred Thousand Pesos (P100,000.00) you issued in my
favor has been dishonored for insufficiency of funds. 

When you issued said check, you assured me that there are more than
sufficient funds in your bank account to cover the said amount. However,
the check was returned dishonored. 

Final demand is now made upon you to make good your obligation within
five (5) days from receipt hereof. Otherwise, I will be constrained to hire the
services of a lawyer to file the necessary criminal action against you. 

Please be guided accordingly.

Very truly yours,

JUAN C. DELA CRUZ

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