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Standard Chartered Bank Nepal Limited

07th March 2021
Schedule of Charges pertaining to Retail Clients

1 Client Services Charges

1.1 NRB/ Other Bank/CC & IB Cheque Issuance NPR 500 per instruction
1.2 Stop Payments/Standing Instructions (Through staff assisted Channel) NPR 500 per instruction
1.3 IPS - Fund Transfers and Standing Instructions
NPR 50 inclusive of NCHL Charges (For SCB
account holders)
NPR 250 inclusive of NCHL charges (For Non- SCB
1.3.1 Fund Transfers and SI Outward account holders)
1.3.2 Fund Transfers - Inward As advised by NCHL

1.4 Cheque Certified 'Good For Payment' Free

1.5 Issuance of Balance Certificates Free
1.6 Issuance of FDI Certificate NPR 1,500 per certificate
1.7 FCY Notes Exchange

1.7.1 Encashment of FCY notes (Applicable only for FCY Currency Note of denomination lower than 50) 0.5% of the face value
FCY Notes deposited into FCY account (Applicable only for FCY Currency Note of denomination
1.7.2 lower than 50) 0.5% of the face value
1.7.3 USD Mint notes handling fee NPR 0.30 per dollar
1.7.4 FX spot/Cash Maximum spread 300bps
1.8 Cash Withdrawal Slip NPR 250 per withdrawal slip
1.9 ASBA commissions NPR 100.00
2 Handling Clearing Cheques
2.1. Cheque Clearing (Outward Presentment)
a. Cheuqe for NPR 200,000.00 NPR 10 per cheque
b. Cheque above NPR 200,000.00 NPR 15 per cheque
c. FCY cheque NPR 15 per cheque
d. Cheque outward presentment through express session NPR 100 per cheque
e. Cheque outward presentment through High Value session NPR 100 per cheque
2.2 Cheque Clearing (Inward)
2.2.1 Clearing Cheque (inward) returned unpaid due to insufficient fund NPR 500
2.3 Cheque returned unpaid due to insufficient fund (via counter) NPR 500
2.4 Cheque image retrieval charge (For request after 90 days from the date of transactions) NPR 200 per cheque
3 Safe Deposit Lockers (SDL)
a. All SDL clients are required to maintain a security deposit of NPR 10,000.00
b. The security deposit is refundable at the time of surrender of SDL and the keys
3.1 Annual Charges for Lockers
3.1.1 Lockers at Naya Baneshwor Branch Naya Baneshwor Branch
A NPR 4,000
B NPR 5,500
E NPR 6,700
H NPR 8,500
HI NPR 6,500
M NPR 6,000
2A NPR 6,500
G NPR 8,000
LI NPR 9,000
L NPR 12,000
3.1.2 Lockers at Lazimpat Lazimpat Branch
A NPR 6,000
B/C/D NPR 7,000
G NPR 8,000
E NPR 8,000
H1 NPR 7,500
H NPR 9,000
F NPR 10,000
L2 NPR 14,000
Lockers visit fee during extra banking hours NPR 250 per visit
3.1.3 Lockers at New Road (Kathmandu) New Road Branch (Kathmandu)
A NPR 4,000
2A NPR 6,500
G NPR 8,000
3.1.4 Lockers at Pokhara Branch Pokhara Branch
A NPR 3,000
B NPR 4,500
HI NPR 5,800
E NPR 6,000
H NPR 7,000
3.1.5 Lockers at Biratnagar Branch Biratnagar Branch
A NPR 3,000
B NPR 4,500
C NPR 5,500
D NPR 5,800
E NPR 6,000
H NPR 7,000
G NPR 7,500
F NPR 8,000
I NPR 11,000
3.1.6 Locker at Dharan Branch Dharan Branch
All lockers are of same size NPR 5,000
3.2 Replacement of Locker Keys -all types Actual cost of key replacement
NPR 750 (Valley Branches)
4 Uncollected Cheque Book (cheques not collected within 60 days will be destroyed) NPR 500 (Outside Valley Branches)
5 Account Closure Charge Nil
6 Account Statement
6.1 Hold statement (For more than 12 months old) NPR 250 per sheet
6.2 Duplicate Paper Statement including eStatement holders (Request for last six months) NPR 150 per sheet
6.3 Duplicate Paper Statement including eStatement holders (Request for more than six months) NPR 250 per sheet
7 Duplicate customer CR & DR advice
7.2 Over 6 months to 1 year NPR 250
7.3 Between 1 year and 2 years NPR 500
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7.4 Above 2 years NPR 1,000

8 VISA Platinum Debit Card
8.1 New Card issuance (Under Installment Option) NPR 2,500
8.2 Renewal Fees (Under Installment Option) NPR 2,500
Stop Request for Debit Card (Through Staff Assisted Channel excluding requests received at Client
8.3 Care Centre) NPR 500
8.4 Replacement Card (for reasons besides expiry) NPR 500
8.5 Uncollected Debit Card (cards not collected within 60 days will be destroyed) NPR 500
Outside Nepal - NPR 250
Within Nepal - first two transaction free NPR 20 for
8.6 Cash withdrawal Fees other than SCBNL ATMs subsquent transactions monthly.
The fees for the card as mentioned above charges category under point no 8, except Stop Request
8.7 Replacement card and uncollected Debit Card, if paid in lump sum NPR 2000
9 Online Banking Services
9.1 Annual Membership Fee Free
9.2 Fund transfer to other local bank - IPS via Online Banking (Individual) NPR 50 per transaction
9.3 Fund transfer to other local bank- IPS via Online Banking (Business Banking) NPR 25 per trasnaction
10 SMS Alert Service (Annual Membership Fee)
10.1 LCY Accounts NPR 200
10.2 FCY Accounts except JPY (in respective currency) 2.00
10.3 JPY Accounts JPY 200
11 Record Retrieval Charges
11.1 Within 3 months of transactions NPR 300
11.2 After 3 months and up to 1 year NPR 500
11.3 After 1 year NPR 1,000
Note: The above charges are also applicable to retrieval of any document pertaining to closed loans
12 Remittances
12.1 Draft Issuance- Customer 0.1% or min. NPR 600 for each draft
12.2 Draft Issuance- Non Customer 0.5% or min. NPR 1,000 for each draft
12.3 COS Issuance- Customer NPR 500 per cheque
12.4 COS Issuance- Non Customer NPR 500 or 0.1 % whichever is higher
0.1% or min. NPR 350 for each transfer plus swift
12.5 Swift Outwards- Customer cost
0.5% or min. NPR 500 for each transfer plus swift
12.6 Swift Outwards-Non Customer cost
INR - INR 100, USD - USD 40, GBP - USD 40
equivalent, JPY - NPR 6500, CAD - USD 40
12.7 Swift Charges - Charge type OUR equivalent, EUR - EUR 40
NPR 500 per instruction plus swift cost where
12.8 Cancellation of DD, COS, OTT etc. applicable
0.1% or min. NPR 600 plus additional GBP 5 for
12.9 GBP DD issuance each DD
12.10' GBP or Euro less than GBP 100 or equivalent while transferring money through SCB London Additional GBP 6 or EUR 40
12.11 MT 100/103/202 to SCB NYC where receiver's correspondance is SCB New York Additional USD 6
12.12 Communication costs
12.12.1 Trasfer through swift locally NPR 500 per transaction
12.12.2 Swift cost for India NPR 700 per transaction
12.12.3 Swift cost for elsewhere NPR 1000 per transaction
13 Swift / Mail inward

NPR 1,000 per remittance for international and NPR

500 per remittance for local bank
instructions/remittances. If charge is to be claimed
from remitting bank in FCY: USD 20/-, AUD 20/-,
CAD 25/-, CHF 20/-, DKK 110/-, EUR 15/-, GBP
13.1 Swift Inwards-Customer 15/-, HKD 150/-, JPY 2000/-, SEK 125/-, SGD 25/-
0.5 % or minimum NPR 1,000 if paid in LCY at our
13.2 Swift Inwards -Non-customer/tourists counter
13.3 Swift Inwards - Transfer to another Bank 0.25 % or min. NPR 2,000.00
NPR 500/- plus actual swift cost (i.e. NPR 700 for
India, NPR 1,000 elsewhere) plus investigation
13.4 Follow up swift on remittances at customers's requests charge of correspondent Bank
13.5 Agency Bank charges for all inward remittances if cover received in :
JPY JPY 250
SGD SGD 5
CHF CHF 5
13.6 Refund of inward payment and nostro cover USD 25 or equivalent plus swift cost
14 RTGS Payments
14.1 RTGS Outwards - Morning Exchange * NPR 10
14.2 RTGS Outwards- Afternoon Exchange * NPR 20
* Start and End time for RTGS Morning & Afternoon exchanges will vary for the days and months on
which customer transactions are processed
14.3 RTGS Payments (INR) 0.1% or NPR 500 (whichever is higher)
15 Transactions between SCBNL valley and outstation branches :
15.1 Through ATM & Online Banking Nil
16 Cheque Collection
16.1 Outward (CC) 0.1 % per transaction or min. NPR 250
16.2 Cheque Return (for issuer) 0.1 % per transaction or min. NPR 250
Applicable Remittance charges as detailed under
16.3 Inward (CIC - cheque inward collection) Draft/ Swift Transfer
17 Credit Card Issuance
Visa Credit Card Platinum Card
Description Classic Customer
One Time Membership/ Entrance Fee NPR 1,500/- NPR 3,000/-
Annual Fee NPR 750/- NPR 1,500/-
Additional/ Supplementary Card Fee NPR 750/- NPR 1,500/-
Financial/Service Charge 30% per annum on outstanding balance 30% per annum on
outstanding balance
Card Replacement NPR 750/- NPR 1500
Minimum Amount Due Auto-debit Reversal/ Failure NPR 250/-
100% Auto-debit Reversal/ Failure NPR 500/-
Cash Advance Fee NPR 250.00 or 0.5% (whichever is higher) per transaction
Over-limit Penalty/ Fee NPR 500/-
Overdue Penalty/ Late Fee NPR 500/- or 5% (Whichever is higher)
Duplicate Statement NPR 250/- per copy
Retrieval Fee NPR 150/- per copy
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Currency Markup N/A

18 Pre paid Card Issuance
Description USD Prepaid Travel Card
Issuance Fee USD 10 or 0.75% whichever is higher
Cash Advance Fee USD 5/- or 1% (Whichever is higher) per transaction

Reload/Top-up facility USD 10/-

Duplicate Statement USD 5/-
Within Nepal USD 25/-
Replacement Card Fee Outside Nepal USD 35/-
Retrieval Fee USD 10/-
Currency Markup Up to 2% of transaction amount
Description USD Prepaid Online Card
Issuance Fee NPR 500
Reload/Top-up facility NRP 500
Replacement Card NPR 1000
Currency Markup Up to 2% of transaction amount
19 Schedule of Charges pertaining to Credit Administration
19.1 Credit Inquires (Bank to Bank) Nil
19.2 CIC ( Credit Information Centre) Charges
19.2.1 Charge of credit status inquiry Actual
19.2.2 Secured Transaction Registry Actual
Lending Fee (Retail Clients)
20 Auto loan
20.1 Processing fee 0.75% of Loan Amount
20.2 Early Settlement/Swap Fee (Floating Rate)
20.2.1 Prepaid/Swapped within 2 years 0.75% of the outstanding amount
20.2.2 Prepaid/Swapped within 5 years 0.375 % of the outstanding amount
20.2.3 Prepaid/Swapped after 5 years 0.15% of the outstanding amount
20.3 Early Settlement Fee (Fixed Rate)
20.3.1 Prepayment/Swap Fee 0.75% of the outstanding amount
21 Home Loan
21.1 Processing Fee 0.75% of Loan Amount
21.2 Early Settlement/Swap Fee (Floating Rate)
21.2.1 Prepaid/Swapped within 2 years 0.75% of the outstanding amount
21.2.2 Prepaid/Swapped within 5 years 0.375 % of the outstanding amount
21.2.3 Prepaid/Swapped after 5 years 0.15% of the outstanding amount
21.3 Early Settlement Fee (Fixed Rate)
21.3.1 Prepayment/Swap Fee 0.75% of the outstanding amount
Note: Commitment fee not applicable for loan limit upto NPR 5.0 millions
22 Personal Loan
22.1 Processing Fee 0.75% of Loan Amount
23 Gramin Prathamik Karza (GPK)
23.1 Processing Fee 0.75% of Loan Amount `
24 Valuation fees on actual basis
25 Legal Fees related to Retail Clients
25.1 Creation of a mortgage and registration of a mortgage document at registration office

25.2 Creation of a mortgage and registration of mortgage documents at Bank's premises (i.e. call DOOR) At actual cost basis
25.3 Legal Fee (external)
25.4 Security/Documents execution fees
25.5 Security/Documents release fees Nil
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USD VISA Gold

Customer
USD 25
USD 20
USD 20
18% per annum on outstanding balance

USD 15
Not applicable
USD 5
USD 5 or 1% (whichever is higher) per
transaction
USD 10
USD 10 or 5% whichever is higher
USD 5
USD 10
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Up to 2% of transaction amount