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  • Caiib With Ashok Promotion Priority Sector Lecture 3

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    dubakoor dubakoor
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    The document discusses priority sector lending targets for micro, small, and medium enterprises (MSMEs) in India. It defines MSMEs based on the government's investment and turnover criteria, with micro enterprises having investments up to 1 crore and turnover up to 5 crore. It specifies that loans to MSMEs involved in factoring transactions through TReDS, loans to Khadi and Village Industries (KVI) sector units, loans up to 50 crore to startups, and overdrafts up to 10,000 to PMJDY accounts will qualify under priority sector lending to micro enterprises. Outstanding deposits with SIDBI and MUDRA Ltd on priority sector shortfalls are also

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    The document discusses priority sector lending targets for micro, small, and medium enterprises (MSMEs) in India. It defines MSMEs based on the government's investment and turnover criteria, with micro enterprises having investments up to 1 crore and turnover up to 5 crore. It specifies that loans to MSMEs involved in factoring transactions through TReDS, loans to Khadi and Village Industries (KVI) sector units, loans up to 50 crore to startups, and overdrafts up to 10,000 to PMJDY accounts will qualify under priority sector lending to micro enterprises. Outstanding deposits with SIDBI and MUDRA Ltd on priority sector shortfalls are also

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    Download as pdf or txt
    27 views3 pages

    Caiib With Ashok Promotion Priority Sector Lecture 3

    Uploaded by

    dubakoor dubakoor
    The document discusses priority sector lending targets for micro, small, and medium enterprises (MSMEs) in India. It defines MSMEs based on the government's investment and turnover criteria, with micro enterprises having investments up to 1 crore and turnover up to 5 crore. It specifies that loans to MSMEs involved in factoring transactions through TReDS, loans to Khadi and Village Industries (KVI) sector units, loans up to 50 crore to startups, and overdrafts up to 10,000 to PMJDY accounts will qualify under priority sector lending to micro enterprises. Outstanding deposits with SIDBI and MUDRA Ltd on priority sector shortfalls are also

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    of 3

    Joi

    nCAI
    IBWI
    THASHOKonYouTube&App
    BANKPROMOTI
    ONEXAM
    TOPI
    C:PRI
    ORI
    TYSECTOR(
    PART-
    II
    I)
    Whatwewi
    llst
    udy
    ?
    *
    MSMEunderPr
    ior
    it
    ySect
    or?
    Cat
    egor
    ies Tar
    get
    Tot
    alPr
    ior
    it
    ySect
    or 40%
    Mi
    croEnt
    erpr
    ises 7.
    5%

    Mi
    cro,
    Smal
    landMedi
    um Ent
    erpr
    ises(
    MSME)
    :
    I
    nt ermsofGov er
    nmentofIndiaGazet
    te
    Notif
    icat
    iondatedJune26,2020thedefi
    nit
    ionof
    micro,smallandmedium ent
    erpr
    isesi
    sasunder:
    I
    nvest
    ment Tur
    nov
    er

    (
    Doesnotexceed) (
    Doesnotexceed)

    Mi
    cro 1Cr 5Cr
    Smal
    l 10Cr 50Cr
    Medi
    um 50Cr 250Cr
    Joi
    nCAI
    IBWI
    THASHOKonYouTube&App
    (i
    )Ami cr
    oenterpri
    seisanent
    erprisewherethe
    i
    nvestmentinplantandmachi
    neryorequipment
    doesnotexceed₹1cr or
    eandturnoverdoesnot
    exceed₹5crore;
    (i
    i)Asmallent
    erpri
    sei
    sanenter
    prisewherethe
    i
    nv est
    mentinpl
    antandmachi
    neryorequipment
    doesnotexceed₹10cror
    eandturnoverdoesnot
    exceed₹50crore;
    and
    (i
    ii
    )Amedi um ent er
    pri
    seisanenterpr
    isewher
    ethe
    i
    nvestmentinpl antandmachineryorequi
    pment
    doesnotexceed₹50cr or
    eandt ur
    noverdoesnot
    exceed₹250cr ore.
    Loant
    oMSMEunderPr
    ior
    it
    ysect
    or:
    *Factori
    ngtransacti
    onsper
    tainingtoMSMEst aki
    ng
    placethroughtheTradeReceivablesDiscounti
    ng
    System (TReDS)shallbeel
    igi
    bleforclassif
    icat
    ion
    underpriori
    tysector
    .
    *Alll
    oanstounitsi
    ntheKVIsectorwil
    lbeeli
    gibl
    e
    forclassi
    fi
    cat
    ionundert
    hesub-tar
    getof7.5%
    prescri
    bedforMicr
    oEnterpr
    isesunderpr
    iori
    ty
    sector.
    Joi
    nCAI
    IBWI
    THASHOKonYouTube&App
    KVI:KhadiandVi
    ll
    ageI
    ndust
    ri
    es
    *Loansupto₹50croretoSt
    art-
    ups,asper
    defi
    nit
    ionofMini
    str
    yofCommer ceandI ndust
    ry,
    Govt.ofI
    ndiat
    hatconfi
    rmtothedefini
    ti
    onof
    MSME.
    *Overdr
    aft(
    OD)toPradhanMantriJan-DhanYoj
    ana
    (PMJDY)accounthol
    dersuptoRs10, 000wil
    l
    quali
    fyasachi
    evementofthet
    argetforlendi
    ngto
    MicroEnter
    pri
    ses.
    *Out
    standi
    ngdeposit
    swit
    hSIDBIandMUDRALt
    d.
    onaccountofpr
    ior
    it
    ysect
    orshort
    fal
    l.

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