This document is a policy schedule for a standalone own damage policy taken out by Mr. Gurdeep Singh for his 2021 Maruti Swift. The key details provided include the policy number and period, insured's personal details and vehicle information. It specifies the own damage premium amount of Rs. 7811 along with add-ons and applicable taxes. Payment is made through auto-debit from an HSBC account. The policy covers own damage only and use is limited to non-commercial purposes. It also outlines deductibles, no claim bonus eligibility and important policy terms.
This document is a policy schedule for a standalone own damage policy taken out by Mr. Gurdeep Singh for his 2021 Maruti Swift. The key details provided include the policy number and period, insured's personal details and vehicle information. It specifies the own damage premium amount of Rs. 7811 along with add-ons and applicable taxes. Payment is made through auto-debit from an HSBC account. The policy covers own damage only and use is limited to non-commercial purposes. It also outlines deductibles, no claim bonus eligibility and important policy terms.
This document is a policy schedule for a standalone own damage policy taken out by Mr. Gurdeep Singh for his 2021 Maruti Swift. The key details provided include the policy number and period, insured's personal details and vehicle information. It specifies the own damage premium amount of Rs. 7811 along with add-ons and applicable taxes. Payment is made through auto-debit from an HSBC account. The policy covers own damage only and use is limited to non-commercial purposes. It also outlines deductibles, no claim bonus eligibility and important policy terms.
This document is a policy schedule for a standalone own damage policy taken out by Mr. Gurdeep Singh for his 2021 Maruti Swift. The key details provided include the policy number and period, insured's personal details and vehicle information. It specifies the own damage premium amount of Rs. 7811 along with add-ons and applicable taxes. Payment is made through auto-debit from an HSBC account. The policy covers own damage only and use is limited to non-commercial purposes. It also outlines deductibles, no claim bonus eligibility and important policy terms.
(FORM 51 OF THE CENTRAL MOTOR VEHICLES RULES, 1989) Policy Type Stand-alone OD Policy ( Private Vehicle ) Proposal No. & Date SR11154675 / 07-Nov-2022 Policy No. & Type 42040331221848416493 Period of Insurance 07-Nov-2022 to 06-Nov-2023 Policy Issued On 07-Nov-2022 (00:00) Vehicle Identification No. MBHCZCB3SMH875202 Insured Name Mr. Gurdeep Singh Geographical Area INDIA Invoice No 4131226710573 Accounting Code of Service 997134 Insured Address S/O JASWANT SINGH, VILL-RURKI,GANAUR, PATIALA-140702, Punjab Insured State & Code Punjab-03 Place of Supply Punjab GSTIN of Customer GSTUNREGISTERED INSURED MOTOR VEHICLE DETAILS INSURED DECLARED VALUE (IDV) (in Rs.) Make Maruti Vehicle 531158 Model & Variant SWIFT VXI BS VI/ Non Electrical Accessories 0 Registration No PB39J8631 Electrical Accessories 0 Year of Manufacture 2021 CNG/ LPG Kit 0 Engine- Chassis No K12NP 1117281 - MBHCZCB3SMH875202 Total IDV 531158 Cubic Capacity 1197 Seating Capacity 5 Type Of Body Saloon RTO Location PB39J8631 / RAJPURA Schedule Of Premium (Amount in Rs.) OWN DAMAGE SECTION (A) Pre-Existing Third Party Policy Details. Vehicle 4743 Insurance Company Name IFFCO TOKIO GENERAL INSURANCE COMPANY LIMITED Elec. Accessories 0 Policy No. 12742379 Non- Elec. Accessories 0 Risk Inception Date 01-Nov-2021 Kit (IMT-25) 0 Risk Expiry Date 31-Oct-2024 Extra Premium towards Inbuilt CNG/LPG NA MISP - KARNAL MOTORS PVT LTD., KURUKSHETRA Basic Premium 4743 Geographical Area Extn. (IMT-1) NA Lamp, Tyres etc. (IMT 23) 0 Notes : ( For Stand-alone OD Policy ) Driving Tuition Loading On OD Premium (60%) NA 1. Policy Issuance is the subject to the realisation of cheque. Fiber Glass Tank 0 2. Consolidate stamp duty paid to State Exchequer 3. The Policy is subject to a compulsory Deductible of Rs 1000 (IMT -22) Sub-Total Additions 0 4. Voluntary excess Rs (0) Deductibles 5. Subject to Endorsements IMT ,7 10, Voluntary Deductibles (IMT 22A) 0 6. As per your declaration to opt out of Compulsory PA Cover due to no valid Driving Licence with the Owner-Driver / Alternate PA/Stand-alone CPA policy with minimum Sum Insured of 15 Lakhs , the PA Anti-Theft Device (IMT-10) 119 cover will not be applicable under this policy. AAI Membership (IMT-8) 0 7. The Coverage under this policy is only for Own Damage and no other liability in connection with No Claim Bonus 0 0 the vehicle. Discount for vehicles designed for handicapped NA Sub - Total Deductibles 119 Add - On Coverages Nil Depreciation Plus 3187 Engine Protect 0 Invoice Protect 0 Net own Damage Premium (A) 7811 IGST@18% 1405.98 Total OD Premium 9217 Nominee Details : Nominee Name JASWANT KAUR Age 65 Relation Mother Payment Method Cheque No./Transaction No. Bank Name Amount Payment Detail Auto Debit 49250889 HSBC BANK LTD 9542 Financier Type Financed Financier Name AXIS BANK LIMITED Financier Branch JANSUI Limitations as to use:- The Policy covers use of the vehicle for any purpose other than: a) Hire or Reward, b) Carriage of goods (other than samples or personal luggage), c) Organized racing, d) Pace making, e) Speed testing, f) Reliability Trials, g) Any purpose in connection with Motor Trade. Driver: Any person including the insured, Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license; Provided also that the person holding an effective learner's license may also drive the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989. Deductibles: Deductible under section-I : Rs 1000(Compulsory Deductible Rs 1000 Imposed Deductible Rs. 0 and Voluntary Deductible Rs 0) No Claim Bonus: The insured is entitled for a No Claim Bonus (NCB) on the Own Damage section of the policy, if no claim is made or pending during the preceding year (s), as per the following: The preceding year/20%, Preceding Two consecutive years/25%, Preceding Three consecutive years/35%, Preceding Four consecutive years/45%, Preceding Five consecutive years/50%. No Claim Bonus will only be allowed provided the policy is renewed within 90 days of the expiry date of the previous policy. IMPORTANT NOTICE: The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the Insured. See the clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY". For Legal interpretation, English version will hold good. For information on ombudsman you may visit website : http://www.gbic.co.in/ombudsman.html I / We hereby certify that the Policy to which this Certificate relates as well as this Certificate of Insurance are issued in accordance with the provisions of Chapter X and Chapter XI of M.V. Act, 1988. For National Insurance Company Limited We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the aggregate turnover notified under sub-rule (4) of rule 48, we are not required to prepare an invoice in terms of the provisions of the said sub-rule. Authorized Signatory Policy Issuing Office:-Kurukshetra Branch, Near State Bank of Patiala, Railway Road, Kurukshetra,Haryana GSTIN: 06AAACN9967E2Z6, CIN No.:U10200WB1906GOI001713 State Name : Haryana