03-Dec-22

Dear PANDEY,DHIRENDRA KUMAR,

Thank you for availing the installment facility on your Citi credit card 4381XXX1XXXX0682. A summary of the installment
facility and repayment schedule is provided below:-

Loan/Transaction Type: BALANCE CONVERSION

Loan Reference Number: 2022-08-25-10.51.52.355688

Loan / Transaction Amount (Rs.): 15000.00

Interest Rate (% p.a. on monthly reducing balance): 18.00

Loan Booking Date: 25-08-2022

Simulated Ideal Repayment Schedule

Month Principal o/s post payment Principal Interest EMI

0 15000.00 0.00 170.00 170.00

1 12592.12 2407.88 225.12 2633.00

2 10148.12 2444.00 189.00 2633.00

3 7667.46 2480.66 152.34 2633.00

4 5149.59 2517.87 115.13 2633.00

5 2593.95 2555.64 77.36 2633.00

6 0.00 2593.95 39.05 2633.00

If you had availed Moratorium benefit on EMIs on your credit card, please visit 'Inbox' on the Citibank website (next to your
name) for details of the interest payable.

Notes:-

The actual initial interest amount may be different, depending on the EMI facility activation date.

Goods and Services Tax (GST), as notified by the Government of India, is applicable on the initial interest amount, interest
component of the EMI, all fees and other charges and is subject to change as per relevant regulations of the Government of
India.

The Terms & Conditions of this offer are available on our website and also provided here for your quick reference.

This is a computer generated letter and does not require a signature.