Criminalappealno 9635 of 2018

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“ This appeal will be heard.

Records of the case be called for.
Issue the usual notices upon the respondent.
The realization of fine be stayed till disposal of the
appeal.
Mr. Suruzzaman Akanda, the learned Advocate
appearing for the convict-appellant submits that the trial Judge
considering the impugned sentence granted ad-interm bail to
convict-appellant and in view of the above facts he submits to
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NieÑ−j¾V ¢fÐ¢¾Vw ®fÐp- L¢ÇfEV¡l n¡M¡-¢h-885/2018-2019/(mx)-27-11-2018-1,00,000 L¢fz
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affirm the order of bail granted to the appellant and stay of the
fine till disposal of the appeal.
Mr. Main Md. Shamim Ahsan, the learned Advocate
appearing for the State has opposed the prayer for bail.
Considering the facts and circumstances of the case, the
submissions advanced by the learned Advocate for the convict-
appellant and on perusal of the record of the case, I am inclined
to affirm the order of bail granted earlier by the Court below and
stay of fine.
Accordingly, the order of bail granted earlier by the
below is hereby affirmed and realization of fine is also stayed till
disposal of the appeal.”
Bf£m¢V ¢eÖf¢š−a OVe¡l pw¢rç ¢hhlZ HC ®k, Bf£mL¡l£ ¢hNa Cw−lS£

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“118. Presumptions as to negotiable instruments of

consideration- Until the contrary is proved, the following
presumptions shall be made:
(a) That every negotiable instrument was made or drawn
for consideration, and that every such instrument,
when it has been accepted, indorsed, negotiated or
transferred, was accepted, indorsed, negotiated or
transferred for consideration.
as to date;
(b) that every negotiable instrument bearing a date was
made or drawn on such date;
as to time of acceptance;
(c) That every accepted bill of exchange was accepted
within a reasonable time after its date and before its
maturity;
as to time of transfer;
(d) that every transfer of a negotiable instrument was
made before its maturity;
as to order of indorsement;
(e) that the indorsements appearing upon a negotiable
instrument were made in the order in which they
appear thereon;
¢p-21/18-19(m)/a¡¢lM 25-11-18
4
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as to stamp;
(f) that a lost promissory note, bill of exchange or cheque
was duly stamped;
(g) that the holder of a negotiable instrument is a holder
in due course: provided that, where the instrument has
been obtained from its lawful owner, or from any
person in lawful custody thereof, by means of an
offence or fraud, or has been obtained from the maker
or acceptor by means of an offence or fraud, or for
unlawful consideration, the burden of providing that
the holder is a holder in due course lies upon him. ”
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NËq£a¡−L B¢bÑL fÐ¢aù¡e GZ fÐc¡e L−l b¡−Lz Eš² GZ Hl ¢hfl£−a B¢bÑL

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“B¢bÑL fË¢aù¡e La«ÑL GZ Bc¡−ul SeÉ fËQ¢ma BC−el
A¢dLal pw−n¡de J pwqaLlZL−Òf fËZ£a BCez
Bc¡−ul
®k−qa¥ B¢bÑL fË¢aù¡e La«ÑL fËcš GZ B c¡−ul SeÉ
u¡Se£u;;
fËQ¢ma BC−el A¢dLal pw−n¡de J pwqaLlZ fË−u¡Se£u
−p−qa¥ Haà¡l¡ ¢ejÀl©f BCe Ll¡ qqCCmx-”
AbÑGZ Bc¡ma BCe, 2003 Hl Ef¢l¢õ¢Ma fËÙ¹¡he¡ pqS plm f¡−W

H¢V Ly¡−Ql ja Øfø ®k, B¢bÑL fË¢aù¡e La«ÑL fËcš GZ Bc¡−ul SeÉC HC
BCe¢V fËZ£az
£az ab¡ B¢bÑL fË¢aù¡e ®k pLm GZ ¢halZ Ll−h ®pph GZ
−Mm¡f£ q−m Eš² ®Mm¡f£ GZ Bc¡−ul ¢e¢j−š B¢bÑL fË¢aù¡e öd¤j¡œ AbÑGZ
Bc¡ma BCe, 2003-H h¢ZÑa fÜ¢a−a ®Mm¡f£ GZ Bc¡u Ll−a BCeNa
i¡−h qLc¡lz H ¢h−no BCe öd¤j¡œ B¢bÑL fÐ¢aù¡e LaÑªL fÐcš ®Mm¡f£ GZ
Bc¡−ul ¢e¢j−š fÐZ£az GZ Q¤¢š²−a h¢ZÑa pj−u G−Zl ¢L¢Ù¹ fÐc¡−e GZ NËq£a¡
hÉbÑ q−m ab¡ GZ NËq£a¡ ®Mm¡f£ q−m B¢bÑL fÐ¢aù¡epj§q AbÑGZ Bc¡ma
BCe, 2003 −j¡a¡−hL fÐ−u¡Se£u fc−rf NËqZ Ll−hez
…l¦aÅf§ZÑ ¢hd¡u AbÑGZ Bc¡ma BCe, 2003 Hl d¡l¡ 3 ¢e−jÀ A¢hLm
Ae¤¢mMe q−m¡x
q−m¡x
“3z Bf¡aax hmhv AeÉ ®L¡e BC−e ¢iæal k¡q¡
¢LR¤C b¡L¥L e¡ ®Le, HC BC−el ¢hd¡e¡hm£C L¡kÑLl
qC−hz”
Ef¢l¢õ¢Ma d¡l¡ 3 ®j¡a¡−hL H¢V p¤Øfø ®k, AbÑGZ Bc¡ma BCe,
2003 ¢iæ AeÉ ®L¡e Ef¡−u B¢bÑL fÐ¢aù¡epj§q ®Mm¡f£ GZ Bc¡−u ab¡
¢p-21/18-19(m)/a¡¢lM 25-11-18
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Ae¡c¡u£ GZ Bc¡−u GZ NËq£a¡l ¢hl¦−Ü ®L¡e L¡kÑœ²j NËqZ Ll−a BCeNa

i¡−h A¢dL¡l£ euz
…l¦aÅ
…l¦aÅf§ZÑ ¢hd¡u AbÑGZ Bc¡ma BCe, 2003 Hl d¡l¡ 12 ¢e−jÀ A¢hLm
Ae¤¢mMe q−m¡x
“B¢bÑL fÐ¢aù¡e LaÑªL L¢afu S¡j¡ea ¢hœ²u
12z (1) Ef-
Ef-d¡l¡ (2) Hl ¢hd¡e p¡−f−r, ®L¡e B¢bÑL
fÐ¢aù¡e, Eq¡l ¢eS cMm h¡ ¢eu¿»−Z b¡L¡ ¢hh¡c£l ®L¡e
l¡¢Mu¡¡
pÇf¢š k¡q¡ fZ h¡ håL (Lien or Pledge) l¡¢Mu
Ge fÐc¡e Ll¡ qCu¡−R, Hhw k¡q¡ ¢hœ²u L¢lh¡l
BCeNa A¢dL¡l h¡c£l l¢qu¡−R h¡ h¡c£−L AfÑZ Ll¡
qCu¡−R, Eq¡ ¢hœ²u e¡ L¢lu¡ Hhw ¢hœ²umì AbÑ GZ
f¢l−n¡d h¡hc pjeÄu e¡ L¢lu¡, AbÑGZ Bc¡m−a ®L¡e
j¡jm¡ c¡−ul L¢l−h e¡z
Ef--d¡l¡ (1) Hl ¢hd¡e p−šÆJ, ®L¡e B¢bÑL
(2) Ef
aù¡ee ¢eS cMm h¡ ¢eu¿»−Z b¡L¡ fZ h¡ håL£ pÇf¢š
fÐ¢aù¡
¢hœ²u e¡ L¢lu¡ j¡jm¡ c¡−ul L¢l−m Ae¢a¢hm−ð Eš²
pÇf¢š f§hÑ-h¢ZÑa j−a ¢hœ²u L¢lu¡ ¢hœ²umì AbÑ G−Zl
p¢qa pjeÄu L¢l−h Hhw ¢hou¢V Bc¡ma−L ¢m¢Mai¡−h
Ah¢qa L¢l−hz
(3) ®L¡e B¢bÑL fÐ¢aù¡e, ¢hh¡c£l ¢eLV qC−a ®L¡e
ÙÛ¡hl pÇf¢š
pÇf¢š (Immovable Property) håL
(Mortgage) l¡¢Mu¡ Abh¡ AÙÛ¡hl pÇf¢š
(Movable Property) c¡uhÜ l¡¢Mu¡
(Hypothecated) Ge fÐc¡e L¢l−m Hhw håL fÐc¡e
h¡ c¡uhÜ l¡M¡l pju håL£ h¡ c¡uhÜ pÇf¢š ¢hœ²−ul
rja¡ [***] B¢bÑL fÐ¢aù¡e−L fÐc¡e Ll¡ qCu¡
b¡¢L−m, Eq¡ ¢hœ²u e¡ L¢lu¡ Hhw ¢hœ²umì AbÑ GZ
f¢l−n¡d h¡hc pjeÄu e¡ L¢lu¡, Abh¡ ¢hœ²−ul ®Qø¡
L¢lu¡ hÉbÑ e¡ qCu¡, AbÑGZ Bc¡m−a ®L¡e j¡jm¡
¢p-21/18-19(m)/a¡¢lM 25-11-18
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c¡−ul L¢l−h e¡z

Ef--d¡l¡ (3) H E¢õ¢Ma ¢hœ²−ul ®r−œ B¢bÑL
(4) Ef
Ef--d¡l¡ (1), (2) J
fÐ¢aù¡e HC BC−el d¡l¡ 33 Hl Ef
(3) Hl ¢hd¡e, kac§l pñh, Ae¤plZ L¢l−hz
(5) ®®L¡e Ef--d¡l¡
L¡e B¢bÑL fÐ¢aù¡e, k¢c Eq¡l Ae¤L§−m Ef
(3) Hl Ad£e hå¢L h¡ c¡uhÜ ®L¡e ÙÛ¡hl h¡ AÙÛ¡hl
pÇf¢š ¢hœ²−ul SeÉ HC d¡l¡l Ad£e Nªq£a L¡kÑœ²−jl
p¤¢hd¡−bÑ Ae¤l©f ÙÛ¡hl h¡ AÙÛ¡hl pÇf¢šl cMm J ¢eu¿»Z
GZ--NËa£a¡ qC−a ¢eS
¢hœ²−ul f§−hÑ h¡ f−l ¢hh¡c£ h¡ GZ
cMm h¡ ¢¢eu¿»
eu¿»−Z pj¢fÑa qJu¡ Abh¡, ®rœja, ®œ²a¡l
Ae¤L¨−m pjfÑZ Ll¡ fÐ−u¡Se j−e L−l, a¡q¡ qC−m Eš²
B¢bÑL fÐ¢aù¡e ¢m¢Mai¡−h Ae¤−l¡d L¢l−m ¢hh¡c£ h¡
GZ--NËq£a¡ Ae¤l©f cMm A¢hm−ð B¢bÑL fÐ¢aù¡e h¡
GZ
®rœja, ®œ²a¡l Ae¤L§−m pjfÑZ L¢l−hz
Ef--d¡l¡ (5) Hl Ad£e ¢m¢Mai¡−h Ae¤−ll¡d
(5L) Ef ¡d Ll¡
GZ--NËq¡a¡ Ef-
p−šÆJ k¢c ¢hh¡c£ h¡ GZ Ef-d¡l¡u E¢õ¢Ma
pÇf¢šl cMm J ¢eu¿»Z B¢bÑL fÐ¢aù¡e h¡, ®rœja,
®œ²a¡l Ae¤L¨−m pjfÑZ e¡ L¢lu¡ b¡−Le, a¡q¡ qC−m
B¢bÑL fÐ¢aù¡e pw¢nÔø ÙÛ¡e£u A¢d−r−œl ®Sm¡
jÉ¡¢S−ØVÌ−Vl ¢eLV clM¡Ù¹ L¢lu¡ Eš² pÇf¢šl cMm J
GZ--NËq£a¡ qC−a Eq¡l Ae¤L¨−m h¡,
¢eu¿»Z ¢hh¡c£ h¡ GZ
®rœja, ®œ²a¡l Ae¤L¨−m pjfÑZ L¢l−a Ae¤−l¡d L¢l−a
f¡¢l−h; Hhw Ae¤l©fi¡−h Ae¤l©Ü qC−m ®Sm¡ jÉ¡¢S−ØVÌV
¢Lwh¡ a¡q¡l j−e¡e£a fÐbj ®nÐe£l ®L¡e jÉ¡¢S−ØVÌV, Eš²
pÇf¢š B¢bÑL fÐ¢aù¡−el Ae¤L¨−m fÐcš G−Zl ¢hfl£−a
håL h¡ c¡uhÜ b¡L¡l ¢ho−u p¿ºø qJu¡ p¡−f−r, Eq¡l
cMm J ¢eu¿»Z ¢hh¡c£ h¡ GZ-
GZ-NËq£a¡ qC−a EÜ¡l L¢lu¡
B¢bÑL fÐ¢aù¡e Abh¡, ®rœja, B¢bÑL fÐ¢aù¡−el fr
qC−a ®œ²a¡l Ae¤L¨−m pjfÑZ L¢l−hez
¢p-21/18-19(m)/a¡¢lM 25-11-18
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aù¡ee Ef
(6) ®L¡e B¢bÑL fÐ¢aù¡ Ef--d¡l¡ (2) J (3) Hl ¢hd¡e
ü--E−cÉ¡−N Abh¡ c¡¢u−Ll
f¡me e¡ L¢l−m, Bc¡ma ü
B−hceœ²−j,
¢m¢Ma B−hceœ ²−j, ¢Xœ²£ fÐc¡e L¢lh¡l pju Eš²
B¢bÑL fÐ¢aù¡e LaÑªL Eš² pÇf¢šl fÐc¢nÑa j§mÉ¡u−el,
k¢c b¡−L, pjf¢ln¡Z AbÑ j¡jm¡l c¡h£ qC−a h¡c ¢cu¡
¢Xœ²£ fÐc¡e L¢l−h Hhw fÐc¢nÑa j§mÉ e¡ b¡¢L−m,
p¡h--®l¢SØVÌ¡−ll
Bc¡ma, pÇf¢šl ÙÛ¡e£u A¢d−r−œl p¡h
fÐ¢a−hce NËqZ L¢lu¡, j§mÉ ¢edÑ¡lZ L¢l−h Hhw ¢edÑ¡¢la
Eš² j§−mÉl pjf¢lj¡e AbÑ j¡jm¡l c¡h£ qC−a h¡c ¢cu¡
¢Xœ²£ fÐc¡e L¢l−hz
Ef--d¡l¡ (6) Hl Ad£e ®k pÇf¢šl ¢edÑ¡¢la j§mÉ
(7) Ef
j¡jm¡l c¡h£ qC−a h¡c ¢cu¡ ¢Xœ²£ fÐc¡e Ll¡ qC−h,
Ef--d¡l¡ (7) Hl
Eš² pÇf¢šl j¡¢mL¡e¡ d¡l¡ 33 Hl Ef
B¢bÑÑL fÐ¢aù¡−el Ae¤L¨−m eÉÙ¹
¢hd¡−el Ae¤l©f fÜ¢a−a B¢b
qC−hz
(8) Bf¡aax hmhv AeÉ ®L¡e BC−e ¢iæl©f k¡q¡
¢LR¤C b¡L¥L e¡ ®Le, HC d¡l¡l Ad£e B¢bÑL fÐ¢aù¡e
LaÑªL lien, pledge, hypothecation Abh¡
Mortgage Hl Ad£e fÐ¡ç rja¡h−m ®L¡e Sj¡ea£
ÙÛ¡hl h¡ AÙÛ¡hl pÇf¢š ¢hœ²u Ll¡ qC−m, Eš² ¢hœ²u
®œ²a¡ll Ae¤L¨−m °hd üšÆ pª¢ø L¢l−h Hhw ®œ²a¡l œ²u−L
®œ²a¡
®L¡ei¡−hC a¢LÑa Ll¡ k¡C−h e¡x
a−h naÑ b¡−L ®k, B¢bÑL fÐ¢aù¡e LaÑªL ¢hœ²u L¡kÑœ²−j
®L¡el©f A¯hda¡ h¡ fÜ¢aNa A¢euj b¡¢L−m, S¡j¡ea
GZ--NËq£a¡ B¢bÑL fÐ¢aù¡−el ¢hl¦−Ü
fÐc¡eL¡l£ GZ
r¢af§lZ c¡h£ L¢l−a f¡¢l−hez”
Ef¢l¢õ¢Ma d¡l¡ 12 fkÑ¡−m¡Qe¡u H¢V ØfØV fÐa£uj¡e ®k, B¢bÑL
fÐ¢aù¡epj§q p¡d¡lZa fZ h¡ håL ab¡ ÙÛ¡hl J AÙÛ¡hl pÇf¢š c¡uhÜ ®l−M GZ
fÐc¡e L−lez B¢bÑL fÐ¢aù¡e La«ÑL fÐcš GZ ®Mm¡f£ q−m Bc¡−ul SeÉ B¢bÑL
¢p-21/18-19(m)/a¡¢lM 25-11-18
11
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fÐ¢aù¡epj§q fÐb−jC AbÑGZ Bc¡ma BCe, 2003 Hl d¡l¡ 12 ®j¡a¡−hL fZ,

håL, ÙÛ¡hl ¢Lwh¡ AÙÛ¡hl pÇf¢š ¢hœ²u L−l Eš² GZ pjeÄu Ll−hez k¢c Eš²
fZ, håL, ÙÛ¡hl ¢Lwh¡ AÙÛ¡hl pÇf¢š ¢hœ²u L−l GZ NËq£a¡l GZ pjeÄ−ul
flJ ®L¡e G−Zl Awn Ae¡c¡u£ −b−L b¡−L a¡q−m Eš² Ah¢nø Ae¡c¡u£ ®Mm¡f£
GZ Bc¡−ul SeÉ B¢bÑL fÐ¢aù¡epj§q AbÑGZ Bc¡ma BCe, 2003-H h¢ZÑa
fÜ¢a−a AbÑGe Bc¡m−a ®j¡LŸj¡ c¡−ul Ll−a q−hz H¢V pwpc LaÑªL fÐZ£a
BCez
…l¦aÅf§ZÑ ¢hd¡u AbÑGZ Bc¡ma BCe, 2003 Hl d¡l¡ 17 ¢e−jÀ
A¢hLm Ae¤¢mMe q−m¡x
¢eÖf¢šll pjup£j¡ pÇf¢LÑa ¢hd¡e
j¡jm¡ ¢eÖf¢š
17z (1) HC BC−el Ad£−e c¡¢Mm£ j¡jm¡, pje S¡l p−šÆJ ¢hh¡£
q¡¢Sl e¡ qC−m, ppje
je S¡l£l a¡¢lM qC−a Ae§dÄÑ 30 (¢œn) ¢ch−pl
Ef--d¡l¡
j−dÉ, Hhw ¢hh¡£ q¡¢Sl qCu¡ ¢m¢Ma Sh¡h c¡¢Mm L¢l−m, Ef
(2) Hl ¢hd¡e p¡−f−r, ¢m¢Ma Sh¡h c¡¢M−ml a¡¢lM qC−a Ae§dÄÑ
90 (eîC) ¢ch−pl j−dÉ ¢eÖfæ L¢l−a qC−hz
Ef--d¡l¡ (1) Hl ¢hd¡e p−šÆJ, 90 (eîC) ¢ch−pl ¢edÑ¡¢la
(2) Ef
pjup£j¡l j−dÉ j¡jm¡ ¢eÖf¢š L¢l−a ApjbÑ qC−m, Efk¤š² L¡lZ
¢m¢fhÜ Llax Bc¡ma, Eš² pjup£j¡ Ae§dÄÑ B−l¡ 30 (¢œn)
¢chp h¢dÑa L¢l−a f¡¢l−hz
Ef¢l¢õ¢Ma d¡l¡ 17 fkÑ¡−m¡Qe¡u H¢V Øfø fÐa£uj¡e ®k, AbÑGZ
Bc¡m−a c¡−ulL«a j¡jm¡ p−hÑ¡µQ 150 L¡kÑ¢ch−pl j−dÉ ¢eÖf¢š q−hz AbÑ¡v
B¢bÑL fÐ¢aù¡e LaÑªL fÐcš GZ h−Lu¡ h¡ ®Mm¡f£ h¡ Ae¡c¡u£ b¡L−m a¡ â¦aaj
pj−ul j−dÉ Bc¡−ul ¢e¢j−š Aœ ¢h−no BCe ab¡ AbÑGZ Bc¡ma BCe,
2003 fÐZ£a q−u−Rz
¢L¿º c¤i¡ÑNÉSeLi¡−h haÑj¡−e ®cM¡ k¡−µR ®k, B¢bÑL fÐ¢aù¡epj§q
S¡a£u pwpc LaÑªL fËZ£a AbÑGZ Bc¡ma BCe, 2003
2003-
003-®L f¡n L¡¢V−u ab¡
Eš² BCe Aj¡eÉ L−l GZ NËq£a¡ ®b−L a¡−cl ®Mu¡mM¤¢n ja ®hBCe£ i¡−h
S¡j¡eaül©f
S¡j¡eaül©f hÔ¡ˆ ®QL NËqZ Ll−R Hhw a¡−cl ®Mu¡m M¤¢nja Eš²
Eš² hÔ¡ˆ ®Q−L
V¡L¡l AwL h¢p−u ®QL fÐaÉ¡M¡e L−l GZ NËq£a¡l ¢hl¦−Ü The Negotiable
Instruments Act, 1881 Hl d¡l¡ 138 ®j¡a¡−hL
®j¡a¡−hL ®QL fÐaÉ¡M¡−el
¢p-21/18-19(m)/a¡¢lM 25-11-18
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®j¡LŸj¡ c¡−ul L−l p¡d¡lZ

p¡d¡lZ SeNe−L ¢h−no L−l L«oL, r¥â Hhw ®R¡V
hÉhp¡u£−cl ®S−m ®fÐlZ Ll−Rz
−k−qa¥ B¢bÑL fÐ¢aù¡epj§q−L
q−L AbÑGZ Bc¡ma BCe,
BCe, 2003 ®j¡a¡−hLC
a¡l ®Mm¡f£ GZ ab¡ Ae¡c¡u£ GZ Bc¡−ul fc−rf NËqZ Ll−a q−h,
q−h, ®p−qa¥
®p−qa¥
GZ NËq£a¡l ¢hl¦−Ü ®Mm¡f£
®Mm¡f£ GZ Bc¡−u ®QL fÐaÉ¡M¡−el ®j¡LŸj¡ c¡−u−ll ®L¡e
p¤−k¡N e¡Cz a−h B¢bÑL fÐ¢aù¡e k¢c a¡l ¢eSü ®L¡e pÇf¢š ¢hœ²u L−l Hhw
¢h¢ej−u pÇf¢šl ®œ²a¡ q−a ®L¡e ®QL NËqZ L−l Hhw flhaÑ£−a k¢c ®pC ®QL
fÐaÉ¡M¡a qu aMe B¢bÑL fÐ¢aù¡e Eš² ®QL fÐaÉ¡M¡−el ¢hl¦−Ü ®Q−Ll j¡jm¡
j¡jm¡
Ll−a
Ll−a qLc¡lz ¢L¿º ®L¡e i¡−hC GZ Bc¡−ul ¢e¢j−š ®QL S¡j¡ea ¢q−p−h NËqZ
L−l a¡ fÐaÉ¡M¡−el j¡dÉ−j ®QL fÐaÉ¡M¡−el j¡jm¡ c¡−ul Ll−a BCea
A¢dL¡l£ euz g−m h¡c£ LaÑªL Aœ ®QL fÐaÉ¡M¡−el ®j¡LŸj¡ BCe J ¢h¢d
h¢qiÑ§a ¢hd¡u h¡c£l ®j¡LŸj¡ c¡−ulC −hBCe£z Bf£m¢V j”¤l−k¡NÉz
−k¡NÉz
AaHh, B−cn qu Aœ ®g±Sc¡l£ Bf£m¢V j”¤l Ll¡ qmz
¢h‘ A¢a¢lš² c¡ul¡ SS, 2u Bc¡ma, hË¡þZh¡¢Xu¡ La«ÑL c¡ul¡ j¡jm¡ ew
417/2015-H fËcš ¢hNa Cw−lS£ 20.06.2016 a¡¢l−Ml l¡u J B−cn Haà¡l¡ h¡¢am
®O¡oe¡ Ll¡ qmz Bf£mL¡l£−L The Negotiable Instruments Act, 1881 Hl d¡l¡
138 Hl A¢i−k¡N ®b−L M¡m¡p fÐc¡e Ll¡ q−m¡z
Aœ l¡u J B−c−nl L¢f fË¡¢çl 10(cn) ¢c−el j−dÉ Bf£mL¡l£ La«ÑL Bc¡m−a
Sj¡L«a ®Q−L h¢ZÑa V¡L¡l 50% Aœ Bf£mL¡l£−L fËc¡−el SeÉ ¢e−cÑn fËc¡e Ll¡ qmz
Eá§a f¢l¢ÙÛ¢a−a The Negotiable Instruments Act, 1881
Hl d¡l¡ 138 −j¡a¡−hL ®QL fÐaÉ¡M¡−el j¡jm¡ NËqZL¡l£ pLm ¢hQ¡lL−cl
L¢afu ¢e−cÑn fÐc¡e Sl¦l£ ¢hd¡u ¢e−cÑn fÐc¡e Ll¡ k¡−µR ®k,
(1) B¢bÑL fË¢aù¡e LaÑªL G−Zl ¢hfl£−a S¡j¡ea ¢q−p−h Nªq£a ®QL
¢h¢eju−k¡NÉ c¢mm eu ®qa¥ Hjeal ®QL fÐaÉ¡M¡−el ®j¡LŸj¡ NËq−Z ¢e−od¡‘¡
fËc¡e Ll¡ q−m¡z k¢c ®L¡e B¢bÑL fÐ¢aù¡e Hjeal ®QL fËaÉ¡MÉ¡−el ®j¡LŸj¡
c¡¢Mm L−l a−h a¡ ¢hQ¡¢lL Bc¡ma pl¡p¢l fÐaÉ¡M¡e Ll−hez
(2) A¡¢bÑL fÐ¢aù¡e La«ÑL G−Zl ¢hfl£−a S¡j¡ea ¢q−p−h Nªq£a ®QL q−a
Eá§a ®QL fÐaÉ¡M¡−el C−a¡j−dÉ c¡¢MmL«a pLm ®j¡LŸj¡l L¡kÑœ²j HM¢au¡l
h¢qiÑ§a ¢hd¡u h¡¢am j−jÑ ®O¡oZ¡ L−l ¢hQ¡¢lL Bc¡ma M¡¢lS Ll−hez
HLCi¡−h Bf£m Bc¡maJ B−cn fÐc¡e Ll−hez
¢p-21/18-19(m)/a¡¢lM 25-11-18
13
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h¡wm¡−cn hÉ¡w−Ll fÐ¢a ¢e−cÑne¡ fÐc¡e Sl¦l£ ¢hd¡u ¢e−cÑn fÐc¡e

Ll¡ k¡−µR ®k,
(1) B¢bÑL fË¢aù¡e LaÑªL fÐ¢a¢V G−Zl ¢hfl£−a C¾p¤−l¾p h¡dÉa¡j§mL L−l
B¢bÑL fÐ¢aù¡epj§−ql fÐ¢a Ae¢a¢hm−ð h¡wm¡−cn hÉ¡wL ¢e−cÑne¡ S¡l£ Ll−hz
(2) ®Mm¡f£ GZ B¢bÑL fÐ¢aù¡e ¢L fÜ¢a−a Bc¡u Ll−h av¢ho−u ¢hÙ¹¡¢la
i¡−h sanction letter-H hZÑe¡ ¢c−a q−hz
(3) B¢bÑL fÐ¢aù¡e LaÑªL pLm GZ fÐc¡−e p−hÑ¡µQ üµRa¡ J Bd¤¢eL£Ll−Zl
fc−rf ®eJu¡l fl¡jnÑ fÐc¡e Ll−h Hhw ¢eu¢ja ¢hl¢a−a a¡ ®cM¡öe¡ Ll−hz
(4) hÉ¡w−Ll V¡L¡ ®k−qa¥ SeN−Zl V¡L¡ ®p−qa¥ SeN−Zl V¡L¡ B¢bÑL fË¢aù¡e
®L¡e hÉ¢š² h¡ fË¢aù¡e−L ¢c−µRe a¡ SeN−Zl S¡e¡l A¢dL¡l B−R ®qa¥ fÐ−aÉL
GZ j”¤−ll p¡−b p¡−b Eš² GZ j”¤−ll Sanction Letter SeNZ−L AhN¢a
Ll¡l SeÉ pw¢nÔø B¢bÑL fË¢aù¡−el J−uh p¡C−V fÐL¡n Ll¡l ¢e−cÑn fÐc¡e Ll¡
q−m¡z
Aœ l¡−ul Ae¤¢m¢f pq e¢b (LCR) pw¢nÔø Bc¡m−a â¦a ®fËlZ Ll¡ qELz
(¢hQ¡lf¢a ®j¡x Bnl¡g¥m L¡j¡m)
¢p-21/18-19(m)/a¡¢lM 25-11-18

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1

q¡C−L¡VÑ ®g±Sc¡l£ glj ew- 6

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