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Equitas Small Finance Bank Limited

NO.9,pencer Plaza, 4th Floor, Phasel, Anna Salai, Chennai-600 002 Tel:044-42995000, Fax: 044 42995050
Toll Free 1800 103 2977 CIN No.U65191TN1993PLCO25280
 equIEas Equltas Small i n a i t e Bank

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Equitas Small Finance Bank Limited

No.769, Spencer Plaza, 4th Floor, Phase ll, Anna Salai, Chenna-600 002 Tel:044-42995000, Fax. 044 42995050
Toll Free:1800 103 2977 CIN No.U65191TN1993PLC025280
 Sanction Letter COUIEas
Branch Name: GANDHI PARK

Member Name GEETHA G Member ID 1534758

Centre Name SN PALAYAM VOC ST 4 Centre ID 36807345
With reference to your application for Loan, we are pleased to sanction the loan subject to the following terms and
conditions:

Loan |Loan Amount Repayment Tenure Processing fee % Credit Shield Insurance Premium Net Disbursement
Frequency |& Amount (Rs.) Amount (Rs)
Type (Rs.) (Rs)
IGL 50000 4-Weeks |25 1.18 & 590| 1331 47934
Income Generating Loan, AM Additional Income Generating Loan *6% of Sum insured/Loan Amount

Interest Rate 23.00% Per Annum Instalment Amount Rs. 2500 Loan Cycle 4

Terms and Conditions of the Loan:

1. The loan is a fixed rate loan and the interest rate is not subjected to change till the closure of loan.
2. Processing Fee & Insurance premium will be deducted from the Loan amount at the time of disbursement.
3. Loan Amount will be credited into the below mentioned bank account provided during the application.
Account No Bank& Branch IFSCCode
5374101004430 CANARA BANK &COIMBATOREPNPUDUR CNRBO005374
4. Customer should utilise atleast 50% of the loan amount for the purpose stated in the application. Bank has right
to recall the loan if not used for the stated purpose
5. There is no penal interest or pre-closure charges for this loan.
6. No collateral required for this loan.
7. This a Joint Liability Group loan, members are jointly liable for repayment of the loan.
8. Customer should attend the centre meetings as per the schedule.
9. Instalment amount shall be paid only at the centre meetings. Members shall mandatorily produce loan passbook
at the time of payment.
10. Loan settlement (foreclosure) amount should be remitted only at the branch.
11.Sanction may be withdrawn by the Bank due to a) market conditions b) customer's credit history c) any other
reason, at the discretion of the bank.
12.Credit decision is at the sole discretion of the bank
13.This sanction is valid for 30 days from the above date.

Date: Name and Signature of ABM/BM

The terms and conditions of the loan have been explained to me and I have affixed my signature/thumb impression after
having fully understood the same.

Member Sign/Thumb Impression

Equitas
No.769, Spencer Plaza, 4th Floor, Phase Small
u. Anna Finance
Salai, Bank Limited
Chennai-600 002 Tel:044-42995000, Fax: 044 42995050
Toll Free:1800 103 2977 CIN No.U65191TN1993PLCO25280o