Date : 17-Oct-2022

Subject : Approval for Integration with Airtel Payment Bank for BBPS and Airtel Merchant
counters.

TPWODL having consumers base of 22 lacs approx., out of which 16 lac consumers
live in rural areas.

Airtel Payments Bank is an Indian first payments bank with its headquarters in New
Delhi. The company is a subsidiary of Bharti Airtel. On 5 January 2022, it was
granted the scheduled bank status by Reserve Bank of India under second schedule of
RBI Act, 1934.

It was launched nationally in January 2017 to support the cashless revolution

promised by the Government of India. Airtel Payments Bank has 62 million engaged
users and serves them through its unique, digital technology and a retail-based
distribution network. The Bank has built a strong network of over 4500+ merchant
Background
points in TPWODL area. Airtel Payments Bank launched UPI enabled digital
payments to facilitate secure digital payments.

Airtel Payments Bank may offer following Services to TPWODL

1. Online Payment Gateway through BBPS platform: It will facilitate a cashless

society through migration of bill payments from cash to electronic channel.

2. Through Merchant: Customer make hassle free payment at his nearest outlet of
Airtel by paying directly to the merchant.

TPNODL has already done the agreement with Airtel Payment Bank

As TPWODL promoting all payments in Digital modes, it is proposed to have

collaboration with Airtel Payments Bank.
Transaction
Proposal For UPI-based payments and transfers, customers are not required to furnish their
bank details to enable transactions.
We have received below mentioned offer
Expected
Transactions in 12 Cost Total Cost
S. No. Particular months (Rs.) (Rs.)
1 BBPS 360000 2 720000
2 Offline 180000   5 900000
Benefit  Customer want to pay through any BHIM UPI enabled app.
  Increase the Digital payments at reasonable cost to TPWODL
 Frauds could be reduced to nil by active monitoring and implementing of the risk
mitigation system.
 The system reduces the cost for the TPWODL by providing e-bills.
 Increase the security of collection along with accurate and fast reconciliations.
 It will transform the cash mode of bill payment to automatic mode, along with
encouraging self-service mode of payment for Consumer.

For project with Airtel Payments Bank of their product and continue FY 2022-23
onwards after negotiation by joint team of Procurement and Pre-audit & Revenue
Collection Tam from Finance for Digital payment through feature phone users.

Management Budget essential yearly cost

Approval 1.For PG -BBPS: 30000 Transactions * Rs. 2 (Service Charged) * 12 Month
Requested for
=7.2 Lakh excluding GST.
2.For Offline: 15000 Transactions * Rs. 5 (Service Charged) * 12 Month =9.0
Lakh excluding GST.
Taxes extra on above mentioned charges

Initiator Mr. Himanshu Agarwal

Signature with HoG – Collection Backend
date
Forwarded by Mr. Kasarpatil R M
Signature with
Add. Chief RCM
date
Forwarded by Mr. Hemant Kumar Gupta
Signature with
Finance Controller
date
Forwarded by Mr. Sunil Kumar Sharma
Signature with Chief Commercial
date
Forwarded by Mr. Satish Kumar
Signature with Chief Finance Officer
date
Approved By Mr. Gajanan Kale
Signature with
Chief Executive Officer
date