Hello!

I am Mohnish Kumar
Regional Rural
Bank
Mohnish Kumar

BBA 6th
 1.
Let’s start with

INTRODUCTION

Regional Rural Banks are local level banking organization

operating in different States of India.
 2.

Objectives
• They have been created with a view to serve mainly rural areas of India with basic
Banking and Financial Services.

• To provide credit facility to Agriculture & Rural sector.

 3.

Establishment
• RRB Act, 1975 by Narsimham Working Committee.

• The Equity of RRB is divided into following ratio :

I. GOI – 50%
II. State Government – 15%
III. Lead Bank (Sponsor Bank) – 35%

• The first RRB named “Prathama Bank” was established in Moradabad on 2nd Oct
1975 and the Lead bank was “Syndicate Bank”
Role & Functions
 Credit
Facility Granting
Loans

Accepting
Deposits

Govt.
Roles
Operations

All round
Development
Providing
banking
Facility
Local
Effects
Organizational

Structure
Following is the decision making hierarchy of officials in a
Regional Rural Bank:

✘ Board Of Directors
✘ Chairman & Managing Director
✘ General Manager
✘ Chief Manager/Regional Managers
✘ Senior Manager
✘ Manager
✘ Officer/Assist
 List of Regional Rural Banks

✘ Allahabad UP Gramin Bank

✘ Andhra Pradesh Grameena Vikas Bank
✘ Andhra Pragathi Grameena Bank
✘ Arunachal Pradesh Rural Bank
✘ Assam Gramin Vikash Bank
✘ Baroda Gujrat Gramin Bank
✘ Bihar Gramin Bank
✘ Chhattisgarh Rajya Gramin Bank
That’s all folks!