Personalized proposal for securing your family

with

Hi A<Surbhi
B Kalra>
Thank you for choosing ICICI Prudential
Life Insurance to secure your loved ones
financially.
 Snapshot of your plan
You pay AB
<Surbhi kalra>
35 <Female>
Yearly premium ` 4,06,154/-
<Annual> <1234.56>
52 years / Male
<Non-Smoker>
4 for 10 years.
Non-smoker <Yes/No>
Loyalty Benefit: Yes
Age 52 61 85

Years

You get

A life cover of
Critical illness cover Accidental Death Benefit
` 2,50,00,000/-
50,00,000
payable as Lump-Sum
+ ` 0/-
20,00,000 + ` 0/-
20,00,000

+
Maturity benefit of ` 42,56,088/-
55,000
(at the end of policy term)

Benefit Benefit term Benefit amount

Life Insurance Cover 33 years

15 ` 2,50,00,000
50,00,000
/-
Critical illness cover 150 years ` 0/-
50,00,000

Accidental Death Benefit 150 years ` 0/-

50,00,000

At the end of
Return of Premium (Maturity Benefit) 33 years
15 ` 42,56,088/-
50,00,000

Premium details Payment term Premium Amount

Premium to be paid every year

<year> 10
5 years ` 4,06,154/-
12,000
If 'Loyalty benefit' is applicable, only the first year’s premium will be discounted and the discounted Yearly
6 months ` 3,98,031/-
premium will be <1000>.
 Detailed break-up of premium amount

Instalment Applicable Tax benefit

Premium taxes under
`
Life cover ` 3,98,031/-
<XXXX> ` 17,912/-
<XXXX> Section 80C

Critical illness cover ` 0/-

<XXXX> ` 0/-
<XXXX> Section 80D

Accidental Death Benefit in case

` 0/-
<XXXX> ` 0/-
<XXXX> Section 80C
of death due to accident

Total Instalment Premium ` 3,98,031/-

<XXXX> ` 17,912/-
<XXXX> ` 4,15,943/-
<XXXX>
for 1st year

Total Instalment Premium ` 4,06,154/-

<XXXX> ` 9,139/-
<XXXX> ` 4,15,293/-
<XXXX>
from 2nd year onwards

Why choose us:

5.81 Cr ` 2.04 Lakh Cr

Lives covered as on Benefits paid till
March 31, 2022 March 31, 2022

` 2.40 Lakh Cr
24 hrs claim settlement
Assets under management as on
March 31, 2022 Quick claim settlement
process available
Tax Saving
Get tax benefits on premium
paid & benefits

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105.CIN:L66010MH2000PLC127837.

ICICI Prudential Life Insurance Company Limited. Registered Address:1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025. ICICI Pru iProtect
Return of Premium, UIN: 105N186V01. For more details on the risk factors, term & conditions please read the policy document. COMP/DOC/Feb/2022/42/7342.
 Benefit Illustration of ICICI Pru iProtect Return of Premium

Name of the Policyholder : Mr. A B Name of the Product : ICICI Pru iProtect Return
of Premium
Age of the Policyholder at policy : 16-Feb-1970 (52 years) Tag Line : A Non-Linked Non
inception Participating Individual Life
Insurance Savings product
Gender of the Policyholder : MALE
Name of the Life Assured : Mr. A B Unique Identification No. : 105N186V01
Age of the Life Assured at policy : 16-Feb-1970 (52 years) Sales Channel : Ratnakar Bank Limited
inception
Gender of the Life Assured : MALE Applicable tax on installment : 4.5%
premium for Year 1
Is Life Assured Smoker / Non-Smoker? : Non-smoker Applicable tax on installment : 2.25%
premium for Year 2 onwards
Policy Term : 33 Years Plan Option : Return of Premium
Premium Payment Term : 10 years Sum Assured on Death : Rs. 25,000,000
Premium Payment Option : Limited Pay 10 Years Maturity Benefit : Rs. 4,256,088
Frequency of premium payment : Yearly
Death Benefit Payout option : Lump-Sum Benefit Option : Life
Death Benefit Payout Term : 0 years Accidental Death Benefit : Rs. 0
Lump Sum Percentage : 100% Accidental Death Benefit coverage : 0 years
term
Income Percentage : 0% Critical Illness Benefit : Rs. 0
Critical Illness Benefit coverage term : 0 years
Loyalty Benefit : Yes
This benefit illustration captures benefits only for an individual life(as specified under Life Assured)

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Premium Summary
Benefit Base Plan Accidental Death Critical Illness Riders Total
Benefit Benefit
Tax Benefit 80C 80C 80D
Instalment Rs. 398031 Rs. 0 Rs. 0 - Rs. 398031
Premium(without
GST and cess if
any)
Applicable Taxes Rs. 17912 Rs. 0 Rs. 0 - Rs. 17912
Total Premium Rs. 415943 Rs. 0 Rs. 0 - Rs. 415943
Total installment Rs. 415943
premium payable
in first year(as per
frequency chosen
by you)
Total installment Rs. 415293
premium payable,
2nd year
onwards(as per
frequency chosen
by you)
Total Annualized Rs. 398031 Rs. 0 Rs. 0 - Rs. 398031
premium

Policy Year Single/Annualized Guaranteed Benefits Non-Guaranteed Benefit Surrender Value Payable
Premium (Higher of A and B)
Maturity Benefit Death Benefit Minimum Special Surrender
Guaranteed Value(B)
Surrender Value(A)
1 398,031 0 25,000,000 0 0 0
2 406,154 0 25,000,000 241,256 241,256 241,256
3 406,154 0 25,000,000 423,619 423,619 423,619
4 406,154 0 25,000,000 808,247 114,229 808,247
5 406,154 0 25,000,000 1,011,324 156,947 1,011,324
6 406,154 0 25,000,000 1,214,401 206,825 1,214,401
7 406,154 0 25,000,000 1,417,478 264,927 1,417,478
8 406,154 0 25,000,000 1,672,412 332,489 1,672,412
9 406,154 0 25,000,000 1,940,344 410,536 1,940,344
10 406,154 0 25,000,000 2,221,273 500,942 2,221,273
11 0 0 25,000,000 2,286,127 549,887 2,286,127
 12 0 0 25,000,000 2,350,982 603,088 2,350,982
13 0 0 25,000,000 2,415,837 662,247 2,415,837
14 0 0 25,000,000 2,480,691 726,514 2,480,691
15 0 0 25,000,000 2,545,546 797,591 2,545,546
16 0 0 25,000,000 2,610,401 875,052 2,610,401
17 0 0 25,000,000 2,675,255 960,599 2,675,255
18 0 0 25,000,000 2,740,110 1,054,233 2,740,110
19 0 0 25,000,000 2,804,965 1,157,230 2,804,965
20 0 0 25,000,000 2,869,819 1,270,017 2,869,819
21 0 0 25,000,000 2,934,674 1,393,869 2,934,674
22 0 0 25,000,000 2,999,529 1,529,638 2,999,529
23 0 0 25,000,000 3,064,383 1,678,601 3,064,383
24 0 0 25,000,000 3,129,238 1,842,460 3,129,238
25 0 0 25,000,000 3,194,093 2,022,067 3,194,093
26 0 0 25,000,000 3,258,947 2,219,124 3,258,947
27 0 0 25,000,000 3,323,802 2,435,333 3,323,802
28 0 0 25,000,000 3,388,657 2,672,823 3,388,657
29 0 0 25,000,000 3,453,511 2,933,721 3,453,511
30 0 0 25,000,000 3,518,366 3,219,730 3,518,366
31 0 0 25,000,000 3,583,221 3,533,404 3,583,221
32 0 0 25,000,000 3,648,075 3,878,147 3,878,147
33 0 4,256,088 25,000,000 3,648,075 4,170,966 4,170,966

Note: Annualised Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any,
Goods and Service Tax and Cesses, if any.

Important points to note:

The Maturity Benefit mentioned above is paid at the end of the year.
The surrender values and Death Benefit (Life Insurance Benefit) mentioned above are illustarted assuming that the event occurs at the end of
the year.
Tax benefits may be available as per the prevailing Tax laws.
Please refer to your sales brochure and policy document for more details.

I, __________________________________, have explained I, ______________________________, having received the

the premiums, and benefits under the policy fully to the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.

Place: Place:
Date: Signature of Agent / Intermediary / Official Date: Signature of Prospect / Policyholder

ICICI Prudential Life Insurance Company Limited.

1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: lifeline@iciciprulife.com
www.iciciprulife.com