New Individual Applica

APPLICANT DET

1 Name (Mandatory)

2 Father/Spouse Name (Mandatory)

3 Mother name (Mandatory)

4 Gender (Mandatory)
(Mention Male, Female or Transgender)

Date of Birth (Mandatory)

5
(Mention in DD/MM/YYYY format)

6 Address of the Applicant Residence (Mandatory)

Taluk/Block:

District:

City: Elampillai

State: Tamilnadu

Email Address: anbarasu431@gmail.com

Academic Qualification (Mandatory)

7 (Mention under 8th, 8th pass, 10th pass, 12th pass, Graduate, Post
graduate)
 Social category (Mandatory)
8
(Mention General, OBC, SC, ST)

9 PAN Number

PROPOSED - NEW / UPGRA

10 Name of the proposed enterprise (Mandatory)

Same as existing enterprise name

11 Address of the proposed business unit (Mandatory)

Same as existing enterprise address

Taluk/Block:

District:

City: Elampillai

State: Tamilnadu

Email: anbarasu431@gmail.com

Ownership of the property (Mandatory)

12 (Mention Owned, Parental, Leased or Rented)

13 Number of Workers to be Employed? (Mandatory)

(Mention less than 10 or equal to 10 / more than 10)
 Nature of operations to be carried out in proposed enterprises
14
(Mention Automatic, Semiautomatic or Manual)

15 Total available Land for Proposed Project (in sq ft)

16 Land Value ( in INR)

17 Own Contribution on Capital Expenditure (in Percentage) (mandatory)

(mention from 10% to 40 %)

Do you want loan on Working capital

Own Contribution on working capital (in Percentage) (mandatory)

18 (mention from 10% to 40 %)
if No, fill 100%

Select the type of proposed product to be manufactured (mandatory)

19
(Mention Agriculture produce, Food product and Minor forest product)

Is the proposed product to be manufactured same as ODOP identified by State for the district?
20 (mandatory) (Mention Yes or No)

If Yes, ODOP identified by the state

Food product domain

Food product category

21 Type of activities to be involved while manufacturing the product (Mandatory)

22 Bank Details

Preferred Bank
IFSC Code
Bank Name sbi
Branch Name
Bank Account Number
 New Individual Application Form

APPLICANT DETAILS

Anbarasu

Dhanasekaran

Gowri

Male

7/28/1996

3/48 ,Karattur,

Egapuram(Po)

Sankari

Salem

mpillai Pin: 637502

milnadu

1@gmail.com Mobile number: 9445582055

Post Graduate
 OBC

BUJPD6224R

PROPOSED - NEW / UPGRADATION PLAN

XYZ

3/48 ,Karattur,

Egapuram(Po)

Sankari

Salem

mpillai Pin: 637502

milnadu

1@gmail.com Mobile: 9445582055

own

<10
 Semiautomatic

4360

1000000

tory) 10.00%

20.00%

ory)
Dairy
duct)

tified by State for the district?

no

milk

(Mandatory) processing
Secondary Bank
2

055
2

055
 FINANCIAL INPUT

Please Note: The data needs to be entered in '

1.A BUILDING DETAILS

Type of building (Optional)

(Mention Tin shed, Asbestos shed, Minor civil construction, Flooring and Storage)

plant

Total

1.B MACHINERY DETAILS

Type of Machinery (mandatory)

Cream seperator

electric heater

Analyser

Total

1.C Preliminary & Pre-operative Cost (in Rs) (Optio

Furniture & Fixtures (in Rs) (mandatory)

utensils

Contingency/Others/Miscellaneous (in Rs) (mand

3.A DETAILS OF SALES (To be Entered

 Type of products (mandatory)

Ghee

paneer

Total

3.B RAW MATERIALS (To be Entered P

Type of raw material (mandatory)

milk

Total

3.C WAGES (To be Entered Per month

Type of workers (mandatory)

(mention Skilled and Unskilled workers)

Manager

Semi skilled

Unskilled

Total

4.A WORKING CAPITAL ESTIMATE

Element of Working Capital (mandatory)

Stock in process (days) (mandatory) (Mention from 1 to 365)

 Finished goods (days) (mandatory) (Mention from 1 to 365)

Receivable by (days) (mandatory) (Mention from 1 to 365)

4.B POWER ESTIMATE

Power Requirement
(Optional) (Mention in Horse power, Kilowatt or Watt)

( To be Entered as a Percentage of Sales on a Per Annum Basis)

4.C Repair and Maintenance (Optional)

Power and Fuel (Optional)

Other Overhead Expenses (Optional)

Telephone Expenses (Optional)

Stationery & Postage (Optional)

Advertisement & Publicity (Optional)

Building Rent (Optional) (in INR)

Other Miscelleneous Expenditure (Optional)

4.E No. of year required to payout the loan (Years) (mandatory) (mention from 1 to 10)
Project Implementation Period (months) (mandatory) (mention from 1 to 9)

Employment
 FINANCIAL INPUT

ata needs to be entered in 'BLUE' color coded cell only

BUILDING DETAILS

nal)
Area (in Sq. ft) Rate/Sq.ft (in Rs) Amount (in Rs)
truction, Flooring and Storage)

1000 400.00 400,000.00

400000.00

MACHINERY DETAILS

atory) Qty. Rate/unit (in Rs) Amount (in Rs)

1 50000.00 50,000.00

5 5000.00 25,000.00

1 50000.00 50,000.00

125,000.00

Pre-operative Cost (in Rs) (Optional) 50,000.00

e & Fixtures (in Rs) (mandatory) 10,000.00

utensils

hers/Miscellaneous (in Rs) (mandatory) 10,000.00

ETAILS OF SALES (To be Entered Per Annum)

 Rate / Unit (in Rs) Qantity Amount (in Rs)
atory)

400 12775.00 5,110,000.00

300.00 47450 14,235,000.00

19,345,000.00

AW MATERIALS (To be Entered Per Annum)

Unit Rate/Unit (in Rs) Reqd. Unit Amount (in Rs)

1000/day 33 365000.00 12,045,000.00

12,045,000.00

AGES (To be Entered Per month per person)

No. of Wages Per Month per person (in Rs) Amount (in Rs)

Worker Total Month 12

1 16000.00 192000.00

3 12000.00 432000.00

3 10000.00 360000.00

7 984,000.00

RKING CAPITAL ESTIMATE

g Capital (mandatory) No. of Days

atory) (Mention from 1 to 365) 1

atory) (Mention from 1 to 365) 5

tory) (Mention from 1 to 365) 30

POWER ESTIMATE

quirement
10Kw
se power, Kilowatt or Watt)

ptional) 1.00% Rs. 193450.00

nal) 5.00% Rs. 967250.00

Optional) 1.00% Rs. 193450.00

tional) 1.00% Rs. 193450.00

tional) 1.00% Rs. 193450.00

Optional) 5.00% Rs. 967250.00

n INR) 120000.00 Rs. 120000.00

re (Optional) 1.00% Rs. 193450.00

ndatory) (mention from 1 to 10) 7

atory) (mention from 1 to 9) 5

7
Amount (in Rs)

400,000.00

400000.00

Amount (in Rs)

50,000.00

25,000.00

50,000.00

125,000.00

50,000.00

10,000.00

10,000.00
Amount (in Rs)

5,110,000.00

14,235,000.00

19,345,000.00

Amount (in Rs)

12,045,000.00

12,045,000.00

Amount (in Rs)

192000.00

432000.00

360000.00

984,000.00
193450.00

967250.00

193450.00

193450.00

193450.00

967250.00

120000.00

193450.00
 FINANCIAL PROJECTIONS
This section of the document is to be auto populated based on values entered in 'Financial Input Sheet'
1 COST OF PROJECT
A. Fixed Capital Investment
a. Land

b. Workshed Area Sq.ft Rate in Rs. Amt. In Rs.

plant 1000 400.00 400000.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 400000.00

c. Machinery Qty. Rate Amount in Rs.

Cream seperator 1 50000.00 50000.00
electric heater 5 5000.00 25000.00
Analyser 1 50000.00 50000.00
Total 125000.00

Preliminary & Pre-operative Cost (in Rs) (Optional) Rs. 50,000.00

Furniture & Fixtures (in Rs) (mandatory) Rs. 10,000.00

Contingency/Others/Miscellaneous (in Rs) (mandatory Rs. 10,000.00

Total Capital Expenditure : Rs. 595,000.00

Working Capital Rs. 2,074,532.00

2 Means of Financing (Term Loan)

Own Contribution 10% Rs. 59,500

Bank Finance : 90%

Term Loan Rs. 535,500
Govt. Subsidy 35% Rs. 208,250

Means of Financing (Working Capital)

Own Contribution (Margin Money) 20% Rs. 414,906

Bank Finance : 80%

Working Capital Rs. 1,659,626
3 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL

3.1 TERM LOAN/ loan on capital expenditure

Interest @
Year Opening Balance Installment Closing Balance
11.00%
1st 535500 31875 503625 58905
2nd 503625 76500 427125 55399
3rd 427125 76500 350625 46984
4th 350625 76500 274125 38569
5th 274125 76500 197625 30154
6th 197625 76500 121125 21739
7th 121125 76500 44625 13324
8th 44625 #REF! #REF! 4909

3.2 WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance
11.00%
1st 1659626 98787 1560838 182559
2nd 1560838 237089 1323749 171692
3rd 1323749 237089 1086660 145612
4th 1086660 237089 849570 119533
5th 849570 237089 612481 93453
6th 612481 237089 375392 67373
7th 375392 237089 138302 41293
8th 138302 237089 0 15213
3.3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 10.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 400000 360000 324000 291600 262440
Depreciation 40000 36000 32400 29160 26244
Closing Balance 360000 324000 291600 262440 236196
MACHINERY @ 15.00%
Opening Balance 125000 106250 90313 76766 65251
Depreciation 18750 15938 13547 11515 9788
Closing Balance 106250 90313 76766 65251 55463
TOTAL DEPRECIATION
Workshed 40000 36000 32400 29160 26244
Machinery 18750 15938 13547 11515 9788
Total 58750 51938 45947 40675 36032

4 Schedule of Sales Realization :

4.1 Details of Projected Sales
Rate/ No. of Amount in Rs.
Particulars of Product
Pair/Unit Pair/Unit

Ghee 400.00 12775 5110000.00

paneer 300.00 47450 14235000.00
0 0.00 0 0.00

Total 19345000.00

4.2 Capacity Utilization of Sales

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Capacity Utilization 70% 80% 90% 90% 90%

Sales / Receipts 13541500 15476000 17410500 17410500 17410500

5 Rawmaterials :
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.
milk 1000/day 33.00 365000 12045000.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
Total 12045000.00
5.1 Wages :
No. of Wages Amount in Rs.
Particulars
Worker Per Month (Per Annum)
Manager 1 16000.00 192000.00
Semi skilled 3 12000.00 432000.00
Unskilled 3 10000.00 360000.00
Err:508 Err:509 Err:508 Err:508
Err:508 Err:509 Err:508 Err:508
Err:508 Err:509 Err:508 Err:508
Err:508 Err:509 Err:508 Err:508
Total 7 984000.00

5.2 Repairs and Maintenance Rs. 193450.00

5.3 Power and Fuel Rs. 967250.00

5.4 Other Overhead Expenses Rs. 193450.00

6 Administrative Expenses :

6.2 Telephone Expenses 193450.00

6.3 Stationery & Postage 193450.00

6.4 Advertisement & Publicity 967250.00

6.5 Workshed Rent 1440000.00

6.6 Other Miscellaneous Expenses 193450.00

Total 2987600.00
7 Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%
Manufacturing Expenses
Rawmaterials 8431500 9636000 10840500 10840500 10840500
Wages 688800 787200 885600 885600 885600
Repairs & Maintenance 135415 154760 174105 174105 174105
Power & Fuel 677075 773800 870525 870525 870525
Other Overhead Expenses 135415 154760 174105 174105 174105
Administrative Expenses
Salary 0 0 0 0 0
Postage Telephone Expenses 135415 154760 174105 174105 174105
Stationery & Postage 135415 154760 174105 174105 174105
Advertisement & Publicity 677075 773800 870525 870525 870525
Workshed Rent 1440000 1440000 1440000 1440000 1440000
Other Miscellaneous Expenses 135415 154760 174105 174105 174105
Total: 12591525 14184600 15777675 15777675 15777675

8 Assessment of Working Capital :

Particulars Amount in Rs.
Sale 19345000.00

Manufacturing Expenses
Raw Material 12045000.00
Wages 984000.00
Repair & Maintenance 193450.00
Power & Fuel 967250.00
Other Overhead Expenses 193450.00

Production Cost 14383150.00

Administrative Cost 2987600.00
Manufacturing Cost 17370750.00
 9 Working Capital Estimate :
Element of Working Capital No of Days Basis Amount in Rs.

Stock in process (days) (mandatory) 1 Production Cost 47944.00

Finished goods (days) (mandatory) 5 Manufacturing Cost 289513.00

Receivable by (days) (mandatory) ( 30 Manufacturing Cost 1737075.00

Total Working Capital Requirement Per Cycle 2074532.00

10 Financial Analysis

10.1 Projected Profit & Loss Account :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year 5th Year
Sales / Receipts 13541500 15476000 17410500 17410500 17410500
13541500 15476000 17410500 17410500 17410500
Manufacturing Expenses
Rawmaterials 8431500 9636000 10840500 10840500 10840500
Wages 688800 787200 885600 885600 885600
Repairs & Maintenance 135415 154760 174105 174105 174105
Power & Fuel 677075 773800 870525 870525 870525
Other Overhead Expenses 135415 154760 174105 174105 174105
Depreciation 58750 51938 45947 40675 36032
Production Cost 10126955 11558458 12990782 12985510 12980867
Administrative Expenses
Postage Telephone Expenses 135415 154760 174105 174105 174105
Stationery & Postage 135415 154760 174105 174105 174105
Advertisement & Publicity 677075 773800 870525 870525 870525
Workshed Rent 1440000 1440000 1440000 1440000 1440000
Other Miscellaneous Expenses 135415 154760 174105 174105 174105
Administrative Cost 2523320 2678080 2832840 2832840 2832840
Interest on Bank credit @ 11%
Term Loan 58905 55399 46984 38569 30154
Working Capital Loan 182559 171692 145612 119533 93453
Cost of Sale 12891739 14463628 16016218 15976451 15937313
Net Profit Before Tax 649761 1012372 1394282 1434049 1473187
Less Tax 0.00 0.00 0.00 0.00 0.00
Net Profit 649761 1012372 1394282 1434049 1473187

10.2 CALCULATION OF DEBT SERVICE COVERAGE RATIO (D.S.C.R) :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year 5th Year
Net Profit 649761 1012372 1394282 1434049 1473187
Add :
Depreciation 58750 51938 45947 40675 36032
TOTAL - A 708511 1064309 1440229 1474724 1509219
Payments :
On Term Loan :
Interest 58905 55399 46984 38569 30154
Installment 31875 76500 76500 76500 76500
On Working Capital
Interest 182559 171692 145612 119533 93453
TOTAL - B 273339 303591 269096 234601 200106
D.S.C.R = A/B
2.59 3.51 5.35 6.29 7.54
Average D.S.C.R
11 PROJECTED BALANCE SHEET
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year 5th Year
LIABILITIES :
Promoters Capital 59500
Profit 649761 1012372 1394282 1434049 1473187
Term Loan 535500 503625 427125 350625 274125
Working Capital Loan 1659626 1560838 1323749 1086660 849570
Current Liabilities 0 0 0 0 0
Sundry Creditors 0 0 0 0 0
Total 2904387 3076835 3145156 2871333 2596882

ASSETS :
Gross Fixed Assets : 535000 476250 424313 378366 337691
Less : Depreciation 58750 51938 45947 40675 36032
Net Fixed Assets 476250 424313 378366 337691 301659
Preliminary & Pre-Op. Expenses 50000 37500 28125 21094 15820
Current Assets 1659626 1560838 1323749 1086660 849570
Cash in Bank/Hand 768511 1091684 1443041 1446983 1445653
Total 2904387 3076835 3145156 2871333 2596882

12 CASH FLOW STATEMENT

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year 5th Year
Net Profit 649761 1012372 1394282 1434049 1473187
Add : Depreciation 58750 51938 45947 40675 36032
Term Loan 535500 503625 427125 350625 274125
Working Capital Loan 1659626 1560838 1323749 1086660 849570
Promoters Capital 59500
Total 2963137 3128772 3191103 2912008 2632914

Total Fixed Capital Invested 595000

Repayment of Term Loan 31875 76500 76500 76500 274125

Repayment of WC Loan 98787 237089 237089 237089 849570
Current Assets 1659626 1560838 1323749 1086660 849570
Total 1790288 1874428 1637338 1400249 1973265

Opening Balance 0 1172849 2427194 3980958 5492717

Surplus 1172849 1254345 1553764 1511759 659648
Closing Balance 1172849 2427194 3980958 5492717 6152366

13 BREAK EVEN POINT AND RATIO ANALYSIS :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year 5th Year
Fixed Cost 2640975 2785416 2925771 2912084 2899025
Variable Cost 10309514 11730150 13136394 13105042 13074319
Total Cost 12950489 14515566 16062165 16017126 15973345

Sales 13541500 15476000 17410500 17410500 17410500

Contribution (Sales-VC) 3231986 3745850 4274106 4305458 4336181

B.E.P in % 81.71% 74.36% 68.45% 67.64% 66.86%

Break Even Sales in Rs. 11065259 11507962 11918079 11775945 11640078

Break Even Units 27663 28770 29795 29440 29100

Current Ratio 4.46 2.89 2.62 2.30 0.76

Net Profit Ratio 4.80% 6.54% 8.01% 8.24% 8.46%

This Project Report has been prepared based on the data furnished by the entrepreneur whose details are given in
the application.
Place :
Date:
Prepared by :
Full Name :

Signature of the Beneficiary