Timp Dobanda

1 10%
2 11% Dobanda
3 13% 25%
4 14%
5 16% 20%
6 16.3% f(x) = − 0.000382918552036199 x² + 0.013015982
+ 0.0919934065934066
7 16.7% 15%
8 16.9%
9 17.3% 10%
10 17.7%
11 18.8% 5%
12 18.9%
13 19.1% 0%
14 20% 1 2 3 4 5 6 7 8 9 10 11
15 21%
16 20.22% 22.09%

Dobanda T^3 T^2 T SUMMARY OUTPUT

10% 1 1 1
11% 8 4 2 Regression Statistics
13% 27 9 3 Multiple R 0.98284
14% 64 16 4 R Square 0.965974
16% 125 25 5 Adjusted R 0.960303
16.3% 216 36 6 Standard E 0.006386
16.7% 343 49 7 Observatio 15
16.9% 512 64 8
17.3% 729 81 9 ANOVA
17.7% 1,000 100 10 df SS
18.8% 1,331 121 11 Regression 2 0.013894
18.9% 1,728 144 12 Residual 12 0.000489
19.1% 2,197 169 13 Total 14 0.014384
20% 2,744 196 14
21% 3,375 225 15 Coefficients
Standard Error
c Intercept 0.091993 0.005688
a T^2 -0.000383 9.943E-05
b T 0.013016 0.001636

Doband
25%

20%
f(x) = − 0.000382918552036199 x² + 0.
+ 0.0919934065934066
15%

10%
 25%

20%
f(x) = − 0.000382918552036199 x² + 0.
+ 0.0919934065934066
15%

10%

5%

0%
1 2 3 4 5 6 7 8 9

Timp Dobanda Inflatie Venit SUMMARY OUTPUT

1 10% 5.87% 1,002.18
2 11% 5.97% 1,008.89 Regression Statistics
3 13% 5.36% 1,005.06 Multiple R 0.139221
4 14% 5.91% 1,006.04 R Square 0.019383
5 16% 5.10% 1,001.63 Adjusted R-0.144054
6 16.3% 5.38% 1,007.54 Standard E 0.034284
7 16.7% 5.63% 1,003.30 Observatio 15
8 16.9% 5.37% 1,003.97
9 17.3% 5.94% 1,007.64 ANOVA
10 17.7% 5.56% 1,007.34 df SS
11 18.8% 5.42% 1,000.54 Regression 2 0.000279
12 18.9% 5.61% 1,008.63 Residual 12 0.014105
13 19.1% 5.42% 1,003.01 Total 14 0.014384
14 20% 5.94% 1,009.84
15 21% 5.87% 1,002.01 Coefficients
Standard Error
16 16.47% 0.056079 1005.042194 Intercept -0.158375 3.307262
Inflatie -1.752287 3.665368
Venit 0.000419 0.003374

Dobanda = 0.00042 x Venit - 1.75229 x Inflati

 Dobanda

52036199 x² + 0.0130159825468649 x
066

6 7 8 9 10 11 12 13 14 15 16

SUMMARY OUTPUT

Regression Statistics
Multiple R 0.994595
R Square 0.98922
Adjusted R 0.986279
Standard E 0.003755
Observatio 15

ANOVA
MS F Significance F df
0.006947 170.337 1.552E-09 Regression 3
4.078E-05 Residual 11
Total 14

t Stat P-value Lower 95%Upper 95%Lower 95.0%

Upper 95.0% Coefficients
16.17185 1.639E-09 0.079599 0.104388 0.079599 0.104388 Intercept 0.073291
-3.851118 0.002305 -0.0006 -0.000166 -0.0006 -0.000166 T^3 7.64E-05
7.955848 3.979E-06 0.009451 0.016581 0.009451 0.016581 T^2 -0.002217
T 0.025133

Dobanda

00382918552036199 x² + 0.0130159825468649 x
34065934066
00382918552036199 x² + 0.0130159825468649 x
34065934066

4 5 6 7 8 9 10 11 12 13 14 15 16

MS F Significance F
0.000139 0.118594 0.889197
0.001175

t Stat P-value Lower 95%Upper 95%Lower 95.0%

Upper 95.0%
-0.047887 0.962594 -7.36428 7.047531 -7.36428 7.047531
-0.478066 0.641194 -9.738437 6.233864 -9.738437 6.233864
0.124237 0.903185 -0.006933 0.007771 -0.006933 0.007771

x Venit - 1.75229 x Inflatia - 0.15837

 SS MS F Significance F
0.014229 0.004743 336.4547 4.247E-11
0.000155 1.41E-05
0.014384

Standard Error t Stat P-value Lower 95%Upper 95%Lower 95.0%Upper 95.0%

0.005092 14.39244 1.76E-08 0.062083 0.084499 0.062083 0.084499
1.569E-05 4.870181 0.000495 4.187E-05 0.000111 4.187E-05 0.000111
0.000381 -5.817546 0.000116 -0.003055 -0.001378 -0.003055 -0.001378
0.002667 9.422142 1.336E-06 0.019262 0.031004 0.019262 0.031004