1.

WHERE THE MONEY COMES FROM

Regular take-home pay - after deductions for taxes, social security, pension, union dues,
etc.
Regular payments from pension, social security, veteran’s benefits, workmen’s
compensation, welfare, etc.
Interest on loans or savings accounts, dividends, rents, etc.
Other regular income (for example, alimony, child support)

2. WHAT YOU KNOW YOU MUST SPEND

Monthly payments on the house (principal and interest on the mortgage, real estate taxes,
mortgage insurance, hazard insurance, etc.)
Utilities (gas, oil, electricity, telephone, water, sewer, etc.)
Other expenses for the house (homeowner’s insurance in not collected by the bank,
special town fees, etc.)
Car expenses (auto loan, insurance, gas, oil, maintenance, etc.)
Life and health insurance
School and child-care expenses
Installment payments (furniture, appliances, credit cards, etc.)
Regular savings - (for emergencies, for home maintenance and repairs, for education,
etc.)

3. WHAT YOU HAVE LEFT OVER FOR DAY-TO-DAY LIVING EXPENSES

Food (groceries, eating-out, etc.)
Clothes (new clothes, laundry and dry cleaning, etc.)
Personal care (cosmetics, hair care, etc.)
Medical and dental care
Home furnishings and expenses
Educational expenses (books, hobbies, lessons, etc.)
Recreation and gifts (movies, sports events, vacations, birthday and holiday gifts, etc.)

Economics
An economy consists of the economic system of a country or other area, the labor, capital and land
resources, and the economic agents that socially participate in the production, exchange, distribution,
and consumption of goods and services of that area.
Economics is the social science that analyzes the production, distribution, and consumption of goods and
services.
Money is any object that is generally accepted as payment for goods and services and repayment of debts
in a given country or socio-economic context
In economics, inflation is a rise in the general level of prices of goods and services in an economy over a
period of time.
Interest is a fee paid on borrowed assets. It is the price paid for the use of borrowed money, or, money
earned by deposited funds. [kamat]
Usury (pronounced /ˈjuːʒəri/, from Medieval Latin usuria, "interest", or from Latin usura, "interest")
originally was the charging of interest on loans; this included charging a fee for the use of money,
such as at a bureau de change
A coin is a piece of hard material that is standardized in weight, is produced in large quantities in order to
facilitate trade, and primarily can be used as a legal tender token for commerce in the designated
country, region, or territory.
A banknote (often known as a bill, paper money or simply a note) is a kind of negotiable instrument, a
promissory note made by a bank payable to the bearer on demand, used as money, and in many
jurisdictions is legal tender.
An invoice or bill is a commercial document issued by a seller to the buyer, indicating the products,
quantities, and agreed prices for products or services the seller has provided the buyer. In most
business settings, we use invoice [számla, ÁFA-s számla: VAT invoice]. In colloquial conversation, we
refer to receiving and paying bills [blokk].
A receipt is a written acknowledgement that a specified article or sum of money has been received as an
exchange for goods or services. [nyugta]
VAT: Value Added Tax
piggy bank: malacpersely
A cash register (US English) or till (British English) is a mechanical or electronic device for calculating
and recording sales transactions, and an attached cash drawer for storing cash.
An ATM card (also known as a bank card, client card, key card or cash card, magyarul: sima
bankká rtya) is a card issued by a bank, credit union or building society that can be used at an ATM
for deposits, withdrawals, account information, and other types of transactions, often through
interbank networks. Unlike a debit card, in-store purchases or refunds with an ATM card can
generally be made in person only, as they require authentication through a personal identification
number or PIN. In other words, ATM cards cannot be used at merchants that only accept credit cards.
[csak pénzfelvétel+ PIN kó ddal vá sá rlá s] [not embossed, only printed]
A debit card [betéti, magyarul: dombornyomá sos bankká rtya] (also known as a bank card or check
card) is a plastic card that provides an alternative payment method to cash when making purchases.
Functionally, it can be called an electronic check, as the funds are withdrawn directly from either the
bank account, or from the remaining balance on the card. It allows you to make purchases
everywhere Visa debit cards are accepted. Internet purchases use neither a PIN code nor a signature
for identification! [vá sá rlá s alá írá ssal + interneten] [embossed]
Bankszá mlaszá m Bank Account Number
In Hungary debit cards are far more common and popular than credit cards. Many Hungarians even refer
to their debit card ("betéti ká rtya") mistakenly using the word for credit card ("hitelká rtya")
A credit card [hitel, magyarul: hitelká rtya] is a small plastic card issued to users as a system of payment.
It allows its holder to buy goods and services based on the holder's promise to pay for these goods
and services. The issuer of the card creates a revolving account and grants a line of credit to the
consumer (or the user) from which the user can borrow money for payment to a merchant or as a
cash advance to the user. [vá sá rlá s is, alá írá ssal+interneten+hitelre is] [embossed]
A Credit card terminal is a device that can do transactions with a debit card or a credit card. Pen or PIN.
A PIN pad is an electronic device used in a debit or smart card-based transaction to input and
encrypt the cardholder's PIN.
A credit limit is the maximum amount of credit that a financial institution or other lender will extend to a
debtor for a particular line of credit (sometimes called a credit line, line of credit, or a tradeline).
An automated teller machine (ATM), also known as a automated banking machine (ABM) or Cash
Machine is a computerised telecommunications device that provides the clients of a financial
institution with access to financial transactions in a public space without the need for a cashier /kæ
ˈʃɪər/ (or checkout assistant) (pénztáros), clerk (ü gyintéző ), bank teller.
In economics, the term currency can refer to a particular currency, for example, the Euro.
In finance, the exchange rates (also known as the foreign-exchange rate, forex rate or FX rate)
between two currencies specify how much one currency is worth in terms of the other. It is the value
of a foreign nation’s currency in terms of the home nation’s currency. [1] For example an exchange rate
of 91 Japanese yen (JPY, ¥) to the United States dollar (USD, $) means that JPY 91 is worth the same
as USD 1.
Consumer protection laws are designed to ensure fair trade competition and the free flow of truthful
information in the marketplace.
Refunds = A money back guarantee is essentially a simple guarantee that, if a buyer is not satisfied with
a product or service, a refund will be made.
Warranty is a written guarantee given to the purchaser of a new appliance, automobile, or other item by
the manufacturer or dealer, usually specifying that the manufacturer will make any repairs or replace
defective parts free of charge for a stated period of time.
Counterfeit /ˈkaʊn tərˌfɪt/ money is currency that is produced without the legal sanction of the state or
government to resemble some official form of currency closely enough that it may be confused for
genuine currency. Producing or using counterfeit money is a form of fraud. Counterfeiting is as old as
money itself. Famous counterfeiters (Celebrity Counterfeiters).