CREDIT

FACILITY AGREEMENT

This CREDIT FACILITY AGREEMENT ('Agreement') is executed on Fri Nov 18 2022 19:18:55 (Indian
Standard Time) at Bengaluru

BY AND AMONGST

Quadrillion Finance Private Limited , a limited liability company registered with the Reserve Bank of
India as a non-banking financial company having its registered office at 747, Pooja Building, 80ft Road,
4th Block, Koramangala, Bangalore 560034 (hereinafter referred to as the "Financing Partner", which
expression shall unless it be repugnant to the context or meaning thereof, be deemed to mean and
include its successors and permitted assigns) of the ONE PART;

AND

Kade Omprasad , son/daughter of Obaiah currently residing at S/O:

Obaiah,00,Cuddapah,Rameswaram,Andhra Pradesh,India,516193,, ANDHRA PRADESH (hereinafter
referred to as the "Customer", which expression shall unless it is repugnant to the context or meaning
thereof, mean and include his legal heirs, representatives, administrators, executors and permitted
assigns) of the SECOND PART;

AND

GARAGEPRENEURS INTERNET PRIVATE LIMITED, a company incorporated under the Companies Act,
2013, with company identification number U72900KA2015PTC080871 and having its registered office at
747, Pooja Building, 80 Feet Road, 4th Block, Koramangala, Bangalore - 560034 (hereinafter referred to
as "slice" , which expression shall, unless repugnant to the context or meaning thereof, be deemed to
mean and include its successors and permitted assigns) of the THIRD PART.

The expressions Financing Partner, Customer and slice shall hereinafter be individually referred to as
'Party' and collectively as 'Parties'.

WHEREAS:

A. The Financing Partner is a non-banking financial company engaged in the business of providing
financial services by way of credit in India;
B. slice is a company which operates an electronic platform by way of mobile application under the
name of ‘slice’ (“slice Portal”), through which its customers can avail credit facilities from the
financing partners with whom slice has a tie-up;
C. The Customer is a customer on the slice Portal who is interested in availing credit facilities;
D. At the request of the Customer, the Financing Partner has agreed to provide the facility (defined
hereinafter) to the Customer; and
E. The Parties are now desirous of entering into this Agreement to record: (i) the terms and
conditions on which the Facility is granted by the Financing Partner to the Customer; (ii)
mechanism for repayment of the Outstanding Credit Facility (defined hereinafter).

IT IS AGREED BY AND BETWEEN THE PARTIES AS UNDER:

1. DEFINITIONS & INTERPRETATION

1. Definitions:

In this Agreement, the following capitalized terms shall have the meaning ascribed to
them hereunder:

a. 'Agreement' shall mean this Agreement (together with the annexures and
schedules hereto), as amended or modified or substituted from time to time;
b. 'Applicable Law' shall mean, in respect of any relevant jurisdiction, any statute,
law, regulation, ordinance, rule, judgement, rule of law, order, decree, approval,
authorisation, directive, guideline, policy, requirement or other governmental
 restriction or any similar form of decision, or determination by, or any
interpretation or administration of any of the foregoing by, any statutory or
regulatory authority;
c. 'Business Day'means any day other than Sunday or any day on which banks in
Bengaluru are generally closed for regular banking business;
d. 'Effective Date' shall mean the date of execution of this Agreement;
e. 'Email Id' will mean the Email id of the Customer as set out in the ‘slice Portal’;
f. 'EMI' will have the meaning as set out in Clause 2.2;
g. 'Events of Default/s' shall have the meaning as ascribed to it under Clause 6;
h. 'Extra Interest for Delay' shall have the meaning as ascribed to it under
Clause 3.5 below;
i. 'Interest' shall have the meaning as ascribed to it under Clause 2.1;
j. 'Facility' shall have the meaning as ascribed to it under Clause 2.1;
k. 'Notice' includes notice sent by any of the following means: notification through
the slice Portal, short message service (SMS), email, facsimile, personal delivery
or pre-paid registered mail and the term "Notify" shall be construed accordingly;
l. 'Outstanding Credit Facility' will have the meaning as indicated in Schedule 1;
m. 'Penalty Charges' shall have the meaning as ascribed to it under Clause
2.8.1(c) below;
n. 'Processing Fee' will have the meaning as set out in clause 2.8.1(a);
o. 'Registered Bank Account' means the bank account in the name of the
Customer registered with slice on the slice Portal;
p. 'Sanction Letter' will mean and refer to the letter issued to the Customer in
terms of the circular No. DOR (NBFC) (PD) CC. No.112/03.10.001/2019-20 dated
June 24, 2020 issued by the Reserve Bank of India; and
q. 'T&C' will have the meaning as set out in clause 2.5 of this Agreement

2. Interpretation:

In this Agreement unless the context otherwise requires, the following rules of
interpretation will apply:

i. apart from the terms defined in Clause 1.1 above, any other terms defined
elsewhere in this Agreement, shall have the meanings assigned to them
thereunder;
ii. references in the singular shall include references in the plural and vice versa;
iii. words importing the singular include the plural & vice versa and a gender
includes all genders;
iv. a reference to a document includes the document as modified from time to time
and any document replacing it;
v. the word 'person' includes natural person and a body corporate or entity whether
incorporated or not;
vi. any capitalized term not defined herein above shall have the meaning as may be
ascribed to it in the relevant clause;
vii. references to the word ‘includes’ or ‘including’ are to be construed without
limitation;
viii. reference to ‘clause’ or ‘schedule’ will mean and refer to clause or schedule of
this Agreement;
ix. a reference to a legislation or to a provision of legislation includes a modification
or re-enactment of it, a legislative provision substituted for it and a regulation or
statutory instrument issued under it;
x. a reference to writing includes a facsimile or electronic transmission and any
means of reproducing words in a tangible and permanently visible form, the
receipt of which is confirmed by the recipient or through any other customary
method;
xi. whenever provision is made for the giving of notice, approval or consent under
this Agreement, unless otherwise specified, such notice, approval or consent
shall be in writing and the words ‘notify’, ‘approved’ and ‘consent’ shall be
construed accordingly;
xii. the headings in this Agreement are for convenience only and shall not affect its
interpretation; and
 xiii. In the event of any disagreement or dispute between the Financing Partner and
the Customer regarding the occurrence of an Event of Default or the materiality
of any matter in relation to the Agreement, the determination of the Financing
Partner in this regard shall be final and binding on the Customer.

2. FACILITY

1. Subject to the terms and conditions contained herein, the Financing Partner agrees to
grant an amount of Rs. 4000 to the Customer (“Facility”). The Customer shall be liable
to pay an interest as set out in Schedule 1 (‘Interest ’) on the Facility.
slice shall facilitate disbursal of the Facility and will maintain on the slice Portal, a digital
account of the Customer which shall display the details of the Outstanding Credit Facility,
interest and principal due and other relevant details related to the Customer.
2. The Outstanding Credit Facility will be paid in equated monthly instalments as set out in
Schedule 1 (“EMI”).
3. At the request of the Customer, the Facility amount will be used for funding transaction
as set in Order ID No. BT0002869554738 on the slice Portal.
4. The details of the Facility, Interest, EMI and all the key terms is set out in Schedule 1. In
addition, the Customer can also access to this information on the slice Portal.
5. In addition to this Agreement, the Customer also agrees to be bound by the General
Terms and Conditions (please refer to https://www.sliceit.com/terms ) (“T&C”) and the
Sanction Letter. This Agreement and the Sanction Letter sets out the key terms and
conditions governing the Facility taken by the Customer. Notwithstanding anything
contained in this Agreement, the Financing Partner and/or slice reserve the right to
amend any of the terms as set out in Schedule 1 to this Agreement. In case of any
change to this Agreement, the same will also be separately communicated to the
Customer on his Email ID or through the slice Portal. The Customer agrees that these
changes will be binding on Customer in case Customer chooses to continue undertaking
transactions using slice (whether through slice Portal or otherwise) after the date of
intimation of such changes to the Customer or if the Customer agrees to such changes
on the Slice Portal. Any changes to the terms of applicable to the Facility shall only be
effective prospectively.
6. Notwithstanding the foregoing, after execution of this Agreement but prior to disbursal of
the Facility to the Customer, in the event slice and / or the Financing Partner are of the
opinion that it is not advisable to extend the Facility to the Customer for any reason
whatsoever, both slice and the Financing Partner reserve the right to cancel this
Agreement forthwith by notifying the Customer to that effect.
7. The Customer agrees to repay the Outstanding Credit Facility in the manner as set out in
this Agreement. Notwithstanding the foregoing, the Customer may make part or full
prepayment of the credit Facility at any point in time.
8. Other Charges
i. The Customer agrees and acknowledges that in consideration of the services
being provided, the Customer will be liable to the following charges/penalties:
a. Processing Fees - In consideration of the services to be provided by
Financing Partner to the Customer in relation to the Facility, service fees
will be charged onto the Customer and shall form part of the EMI ("
Processing Fee"). The details of the current applicable Processing Fee is
set out in Schedule 1 to this Agreement.
b. Additional Charges - In addition to the Processing Fees, Financing
Partner may choose to levy additional charges. The details of the current
applicable Additional Charges is set out in Schedule 1 to this Agreement
c. Penalty Charges- In the event of delay by the Customer in repaying any
of the EMI, the Customer will pay to slice, a default charge as set out in
Schedule 1 to this Agreement(" Penalty Charges")
d. Prepayment Charges- The Customer may prepay all or part of the
Outstanding Credit Facility. The details of the current applicable
prepayment charges is as set out in Schedule 1 to this Agreement.
ii. The Customer understands and acknowledges that the Processing Fee, Additional
Charges and Penalty Charges shall be paid to and collected by slice which is a
distinct and separate entity from the Financing Partner.
3. REPAYMENT OF OUTSANDING CREDIT FACILITY

1. The Customer agrees to pay the monthly EMI, on or before the due date(s), as set out in
Schedule 1.
2. All payments due under any provision of this Agreement shall be either debited from the
Registered Bank Account of the Customer or paid by using a payment gateway or as may
be informed by slice.
3. Any payments made by the Customer under this Agreement shall be appropriated in the
following manner:
1. firstly, towards costs, charges, expenses and other monies payable to slice;
2. secondly, towards penalty, if any, levied on the Customer in terms of this
Agreement by the Financing Partner;
3. thirdly, towards applicable interest due and payable to the Financing Partner;
4. fourthly, towards costs, charges, expenses and other money payable to the
Financing Partner (if any); and
5. lastly, towards repayment of the principal amount due and payable to the
Financing Partner.
4. All payments of Outstanding Credit Facility due under this Agreement shall be made
without deduction for or on account of any taxes and other charges.
5. In the event of delay by the Customer in repaying any of the EMI, the Customer will pay
to the Financing Partner, additional interest ("Extra Interest for Delay "), calculated in
the manner set out in Schedule 1 to this Agreement.
6. The Customer acknowledges that any delay or default in payment of any amount due
and payable under the Facility might adversely affect the Customer’s credit score. The
Customer further acknowledges that the Facility might be classified in the Lender’s books
as a special mention account (SMA) if any amount due and payable thereunder is
overdue.

For example, if any principle, interest, or any other amount is scheduled to be paid on the
31st day of a given month ("Scheduled Date") and such amount is not fully paid on or
before such day, then the relevant loan account will be classified as SMA-0 as of such
day. If the overdue continues for more than 30 days from the Scheduled Date upto 60
days from the Scheduled Date, then the account will be classified as SMA-1. If the
overdue continues for more than 60 days from the Scheduled Date upto 90 days from the
Scheduled Date, then the account will be classified as SMA-2. If the overdue continues for
more than 90 days from the Scheduled Date, then the account will be classified as Non-
Performing Asset (NPA). Once a loan is classified as a NPA, it shall remain as such till the
time all overdue amounts are paid.

Please refer the below illustration.

Illustration:
Scheduled Date: March 31, 2021
Date of
Classification Condition for classification
classification

SMA-0 Scheduled If the amount(s) scheduled to be paid on the

Date Scheduled Date is not paid on the Scheduled Date.

SMA -1 April 30, If any amount remains overdue for more than 30 days
2021 from the Scheduled Date.

SMA-2 May 30, If any amount remains overdue for more than 60 days
2021 from the Scheduled Date.

NPA June 29, If any amount remains overdue for more than 90 days
2021 from the Scheduled Date.
4. COVENANTS AND UNDERTAKINGS

i. The Customer shall, at all times during the term of this Agreement comply with the terms
of this Agreement, T&C and the Sanction Letter.
ii. The Customer covenants that it shall execute all such deeds, documents and assurances
and do all such acts and things as the Financing Partner may require for exercising its
rights under this Agreement, T&C and the Sanction Letter.
iii. The Customer shall duly comply with all Applicable Laws in performing its obligations
under this Agreement.

5. REPRESENTATIONS AND WARRANTIES

The Customer hereby represents the following to the Financing Partner, on the basis of which the
Financing Partner has agreed to make available the Facility to the Customer:-

i. he/she is above 18 years of age and this Agreement is a legal, valid and binding
obligation on him/her, enforceable against him/her in accordance with its terms;
ii. he/she has disclosed all the necessary information to and shared all relevant documents
during the risk assessment process conducted for onboarding the Customer onto the
slice Portal;
iii. he/she will not use the Facility for undertaking illegal or immoral activities;
iv. he/she has not withheld any information or document during the risk assessment process
conducted by slice which could be reasonably expected to affect the decision of the
Financing Partner to extend the Facility; and
v. he/she will do all acts, deeds and things, as required by the Financing Partner / slice to
give effect to the terms of this Agreement.

6. EVENT OF DEFAULT

1. Any of the following events shall be an "Event of Default":

1. in the event the Customer fails to pay any EMI (on or before the due date as set
out in Schedule 1); or
2. any representation or warranty made by the Customer in this Agreement or
which is contained in any document shared as part of the risk assessment
process conducted by the Financing Partner on the Customer or otherwise in
connection with this Agreement shall prove to have been incorrect in any respect;
or
3. in the event the Customer fails to perform or observe any term, covenant or
agreement on its part to be performed or observed under this Agreement or
under the T&C or Sanction Letter; or
4. the Customer is generally not, or is unable to, or admits in writing its inability to
repay the Outstanding Credit Facility or any part thereof as provided under this
Agreement; or
5. commencement of any bankruptcy or insolvency proceedings against the
Customer; or
6. if any circumstance or event occurs which in the opinion of the Financing Partner,
would or is likely to prejudicially or adversely affect in any manner the
ability/capacity of the Customer to perform or comply with its obligations to
thereunder and/or to repay the Outstanding Credit Facility or any part thereof; or
7. it is or becomes unlawful for the Customer to perform any of its obligations under
this Agreement; or
8. there is any other event/material change which prejudicially alters the Financing
Partnerʼs interest.
2. The determination by the Financing Partner/slice shall be sufficient to prove the
occurrence of an Event of Default.
3. Upon occurrence of an Event of Default / termination of this Agreement, the Financing
Partner/slice may, without prejudice to its other rights under Applicable Law and this
Agreement do any one or more of the following:
1. The Financing Partner and slice shall be entitled to: (i) immediately stop disbursal
of any further credit facility to the Customer; and (ii) demand immediate
repayment of the Outstanding Credit Facility Amounts due and payable to them.
 Consequently, the Financing Partner/slice may declare, by demand for payment,
all of the obligations hereunder to be immediately due and payable, whereupon
such obligations together with any interest accrued thereon and all other
amounts due under this Agreement shall immediately become due and owing,
without any other demand or protest, by the Customer;
2. without Notice of default or demand, proceed to protect and enforce its/their
rights and remedies by appropriate proceedings, whether for the specific
performance or otherwise of any provision of this Agreement or by Applicable
Law or for damages.
4. The Customer shall indemnify the Financing Partner and / or slice (as the case may be)
against all losses, damages, costs and expenses, whatsoever, that may arise as a result
of non- fulfilment by the Customer of any of its obligations towards the Financing Partner
/ slice, as the case may be under this Agreement.

7. SPECIFIC PERFORMANCE

The Customer agrees that the Financing Partner and/or slice (as applicable) shall be entitled to an
injunction, restraining order, right for recovery, suit for specific performance or such other
equitable relief as a court of competent jurisdiction may deem necessary or appropriate to
restrain the Customer or any other party from committing any violation or enforce the
performance of the covenants, representations, warranties and obligations contained in this
Agreement. These injunctive remedies are cumulative and are in addition to any other rights and
remedies the Financing Partner and/or slice (as applicable) may have at Applicable Law or in
equity, including without limitation a right for damages. The Parties recognize that damages in
alternative to or in lieu of specific performance shall not be an adequate remedy and the Parties
shall be entitled to specific performance of this Agreement.

8. GOVERNING LAW AND JURISDICTION

This Agreement shall be governed by and construed in accordance with the laws of India and the
courts at Bengaluru will have the exclusive jurisdiction to settle any disputes which may arise out
of or in connection with this Agreement including a dispute regarding the existence, validity or
termination of this Agreement.

9. OTHER REMEDIES

The rights and remedies conferred upon the Financing Partner and slice under this Agreement
shall not prejudice any other rights or remedies to which the Financing Partner/slice may,
independently of this Agreement, be entitled

10. DISCHARGES AND RELEASES

Notwithstanding any discharge, release or settlement from time to time between the Financing
Partner and the Customer, if any discharge or payment in respect of the Outstanding Credit
Facility amount by the Customer or any other person is avoided or set aside or ordered to be
surrendered, paid away, refunded or reduced by virtue of any provision, Applicable Law for the
time being in force or for any other reason, the Financing Partner shall be entitled hereinafter to
enforce this Agreement as if no such discharge, release or settlement had occurred.

11. EFFECTIVENESS OF THIS AGREEMENT:

This Agreement shall be effective on and from the Effective Date and shall be in force till all
Outstanding Credit Facility amounts have been fully discharged by the Customer to the
satisfaction of the Financing Partner and slice.

12. ILLEGALITY

If for any reason whatsoever, any provision of this Agreement is or becomes, or is declared by a
court of competent jurisdiction to be, invalid, illegal or unenforceable, such provision will be
interpreted in a manner compliant with the Applicable Laws and leave the Parties in the same or
nearly similar position to that which prevailed prior to such invalidity, illegality or
unenforceability. In this regard, slice will inform of the revised provision and the same will be
binding on the Customer.
13. WAIVER

No delay or omission of the Financing Partner/slice in exercising any right, power or remedy
accruing to the Financing Partner/slice upon any default hereunder shall impair any such right,
power or remedy or be construed to be a waiver thereof or any acquiescence in such default, nor
shall the action or inaction of the Financing Partner/slice in respect of any default or any
acquiescence by it in any default affect or impair any right power or remedy of the Financing
Partner/slice in respect of any other defaults nor shall any single or partial exercise of any such
right, power or remedy preclude any further exercise thereof or the exercise of any other right,
power or remedy. The rights and remedies of the Financing Partner/slice herein provided are
cumulative and not exclusive of any rights or remedies provided by Applicable Law or equity. A
waiver or consent granted by the Financing Partner/slice under this Agreement will be effective
only if given in writing and only in the specific instance and for the purpose for which it is given.

14. CONSTRUCTION

The provisions contained herein shall be read in conjunction with the provisions of the Sanction
Letter and T&C (as amended from time to time), and to the extent of any inconsistency or
repugnancy, this Agreement shall prevail to all intents and purposes. It is clarified that the T&C
and Sanction Letter will form part and parcel of this Agreement.

15. SURVIVAL

The provisions of the Agreement which by the nature survives the expiry or termination of this
Agreement, shall survive such expiry of termination of this Agreement.

16. MODIFICATION

Except as contemplated in Clause 2.5, all amendments or supplements to the terms of this
Agreement can be made only by the Parties in writing.

17. ENTIRE AGREEMENT

The Parties hereby agree that this Agreement, T&C and the Sanction Letter constitute and
contain the entire arrangement and understanding between the Parties with respect to the
subject matter hereof and supersedes all previous communications, negotiations, agreements,
contracts, deeds, memorandum of understanding commitments, either oral or written between
the Parties respecting the subject matter hereof. In case of any conflict between this Agreement
and the Sanction Letter, the provisions of this Agreement will prevail.

18. LIMITATION ON RIGHTS OF OTHERS

Nothing in this Agreement, whether express or implied, shall be construed to give to any person
other than the Financing Partner and slice any legal or equitable right, remedy or claim under or
in respect of this Agreement.

19. STAMP DUTY

The stamp duty charges applicable on this Agreement shall be borne solely by the Customer. The
Customer will also bear any penalties and costs which may be levied for non-payment of stamp
duty.

20. ASSIGNMENT

This Agreement shall be binding upon the Parties and their successors and permitted assigns.
The Financing Partner and slice may freely assign this Agreement and their respective rights and
obligations hereunder without prior consent of or intimation to the Customer. However, the
Customer may not assign or transfer its rights or obligations hereunder without the prior written
consent of the Financing Partner and slice.

21. NOTICE

Any Notice, request or other communication to be made under this Agreement to the Parties shall
be in writing. Any Notice issued to Customer on the slice Portal or otherwise any message issued
to the Customer on his/her mobile phone or Email Id will be deemed to be a Notice for the
 purposes of this Agreement.

22. APPLICABLE LAW

All the provisions in this Agreement are subject to the provisions of the Applicable Laws and any
directions issued by the Reserve Bank of India from time to time.

23. AUTHENTICATION

This is a system generated document and does not require any physical signatures. By clicking “I
accept”, the Customer electronically signs and agrees to be bound by the terms of this
Agreement.

24. GRIEVANCE REDRESSAL

In case of any grievance against the Financing Partner, the Customer may seek redressal of such
grievance by following the grievance redressal mechanism as set out in Schedule 2 below

Schedule 1
Key Terms of the Facility

1. Facility Rs. 4000

2. Interest 42% p.a. in case of Bank transfer.

Rs. 239
3. Interest
Amount

4. Processing Processing fees will be charged by Financing Partner on bank

Fees transfer and Paytm transfer as services charges based on credit
(Inclusive of availed. The service charges will be calculated as follows:
GST)
a) Order value Rs. 0-200 : Rs. 10 flat fee.

b) Order value Rs. 201-500 : Rs. 30 flat fee.

c) Order value Rs. 501-1000 : Rs. 60 flat fee.

d) Order value more than Rs. 1000- Rs. 30 flat fee for every
increment in order value by Rs. 500.

Maximum service charges which can be charged by Financing

Partner is Rs. 3000.

Illustration - If the order value is Rs. 2000, the charges will be Rs.
120 (i.e. Rs. 60 upto an Order Value of Rs. 1000 + Rs.30 for the
increment in order value by every Rs. 500)

5. Outstanding Rs. 4479

Credit
Facility

[Facility
 Amount+
Interest
Amount
+Processing
Fees]

6. Total 3
Number of
EMI

7. EMI Amount 1492

[
Outstanding
Credit
Facility]/Total
Number of
EMI]

8. Due Date for 5th of every month

Payment of
EMI

9. Extra Bank Transfer - The Extra Interest for Delay will be levied @42%
Interest for p.a. for each day of delay by the Customer in making payment of
Delay the outstanding amount.

10. Penalty In case of delay by the Customer in making payment of any

Charges outstanding amount, Financing Partner will levy Penalty
Charges, on and from the 1st day of the relevant
outstanding amount becoming overdue. The Penalty
Charges will be levied depending on the total principal
outstanding under all the loans availed by the Customer
which are overdue.

The penalty charges will be calculated in the manner as set

out below: Daily Charges ( as defined below ) or 30% of
outstanding, whichever is lower ( Max: Rs. 3000/-)

Principal Outstanding (in Penalty Charges/Day (in

Rs.) Rs.)

0 - 500 0

501 - 2000 15

2001 - 10000 40
 10001 - 25000 100

> 25000 150

It is clarified that the penalty charged will be capped at

30% of the outstanding principal amount, or Rs. 3000
(whichever is lower).

Example: In case the outstanding principal amount under

all your loans is ₹2000 and due date of payment is October
5, 2022, the penalty charges will come into effect if the
outstanding amount is not paid on or before October 8,
2022. If the Customer makes payment of the outstanding
amount on October 15, 2022, the Penalty Charges for the
10 day delay will be lower of:

a. Rs. 15 * [No. of days between 6th & 15th, i.e. 10]

b. 30% of Outstanding amount.

In the present case as calculation of Penalty Charge is

lowest in scenario (a) (being Rs. 150), the Penalty Charge
applicable for delay in payment will be Rs. 150.

11. Additional Nil

Charges

12. Prepayment Nil

Charges

Schedule 2

In case of any grievances against Quadrillion Finance Private Limited (the "Company"), or any person
acting on its behalf, you may reach out to our representatives below at any time between 10.00 am and
6.00 pm Monday to Friday except public holidays.

1. Grievance Redressal Officer

Customers are requested to address all their grievances at the first instance to the Grievance
Redressal Officer. The contact details of the Grievance Redressal Officer are as provided below.

Grievance Redressal OfficerAddress

Address: 747, Pooja Building, 80ft Road, 4th Block, Koramangala, Bangalore 560034
Toll free number:
Email ID:

The Grievance Redressal Officer may be reached on the toll-free number provided above anytime
between 10:00 am and 6:00 pm on weekdays except pubic holidays or through the e-mail address
above. The Grievance Redressal Officer shall endeavour to resolve the grievance within a period of
fifteen days from the date of receipt of a grievance.

2. Nodal Officer

If the customer does not receive a response from the Grievance Redressal Officer within 15 days of
making a representation, or if the customer is not satisfied with the response received from the
 Grievance Redressal Officer, the customer may reach the Nodal Officer on the toll free number below
anytime between 10:00am and 6:00 pm on weekdays except public holidays or write to the Nodal
Officer at the e-mail address below. The contact details of our Nodal Officer are provided below.

Nodal Officer
Address: 747, Pooja Building, 80ft Road, 4th Block, Koramangala, Bangalore 560034
Toll free number:
Email ID:

3. Complaints to Ombudsman

In case the customer does not receive a response from the Grievance Redressal Officer or the Nodal
Officer within one month from the date of making a representation to the Lender, or if the customer is
not satisfied with the response so received, a complaint may be made in accordance with the ‘The
Ombudsman Scheme for Non-Banking Financial Companies, 2018’ (“Ombudsman Scheme”) to the
Ombudsman in whose jurisdiction the office of the Lender complained against, is located. For contact
details of the Ombudsman and for salient features of the Ombudsman Scheme, please refer to
Annexure - A of the Fair Practices Code adopted by the Lender and available on our website
www.quadrillion.finance. A copy of the Ombudsman Scheme is available on the website of the Reserve
Bank of India at www.rbi.org.in and also with our Nodal Officer.

IN WITNESS WHEREOF, the Parties have entered into this Agreement on the day and year first above
written:

Signed and delivered for and on behalf of Quadrillion Finance Private Limited

This is a system generated document and has been digitally confirmed and accepted by all parties.
Hence no physical signatures are required.

Signed and delivered for and on behalf of Garagepreneurs Internet Private Limited

This is a system generated document and has been digitally confirmed and accepted by all parties.
Hence no physical signatures are required.

Signed and Accepted by Customer Through slice Portal

This is a system generated document and has been digitally confirmed and accepted by all parties.
Hence no physical signatures are required.

Fri Nov 18 2022 19:18:55 (Indian Standard Time)