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Step 1: Record your budgeted (expected) income, bills, variable expenses,


savings, and extra payments on your debt.
*Enter your budgeted income this month here:*

*List your budgeted/expected bills, variable expenses, savings contributions, and


extra payments on your debts*
Step 2: Record your actual income, bills, savings, and extra payments on your debt.
*Record your actual income amount
for the month*

Enter the actual amounts of your bills as you pay them. When you contribute to your savings
and make extra payments on your debt, record these amounts as well.
This chart show you how much you actually spent,
compared to what you budgeted for.
Step 3: Use the "Transactions" table to record your actual variable expenses like groceries and shopping.
the ones that came with your template.
The categories in the "Transactions" table will automatically change to reflect this!
because they contain beautiful formulas that make them update automatically
just for you!

Step 5: Repeat!

Good luck Budgeting!!


e > Make a Copy to start using your template!

each area of your budget (based on the budget amount


you inputted)
u actually spent,
r.
Income (Budget vs. Actual) Budget vs. Actual Amounts Spending Breakdown of Budget

30000 9000
MONTH OF: JANUARY
8000
PAY DATE: 1/1/2022 Budget Actual Bills ₱8,500.00
25000 7000 Bills ₱8,500.00 ₱8,500.00 Expenses ₱3,100.00
INCOME BUDGET ACTUAL 6000 Expenses ₱3,100.00 ₱1,100.00 Savings ₱600.00
Job ₱20,000.00 ₱24,000.00 20000 Budget ₱21,000.00 5000 Savings ₱600.00 ₱570.00 Extra Debt ₱600.00
Side Business ₱1,000.00 ₱100.00 Bills
4000
Expenses
15000 3000
Savings
2000 Extra Debt
10000 1000
Actual ₱24,100.00 0 Extra Debt ₱600.00 ₱600.00
Bills Ex- Sav- Extra
5000
pense ings Debt
s
0
TOTAL ₱21,000.00 ₱24,100.00 Budget Actual Budget Actual

BILLS BUDGET ACTUAL VARIABLE EXPENSES BUDGET ACTUAL SAVINGS BUDGET ACTUAL EXTRA DEBT BUDGET ACTUAL
Rent ₱6,000.00 ₱6,000.00 Groceries ₱100.00 ₱100.00 Emergency Money ₱500.00 ₱550.00 Credit Card ₱500.00 ₱500.00
Phone ₱300.00 ₱300.00 Dining Outside ₱1,000.00 ₱1,000.00 Travel Savings ₱100.00 ₱20.00ings House Loan ₱100.00 ₱100.00
Wifi ₱1,000.00 ₱1,000.00 Gas ₱2,000.00 ₱0.00
Insurance ₱1,000.00 ₱1,000.00 Shopping ₱0.00
Credit Card Payme ₱200.00 ₱200.00 Utilities ₱0.00
Gifts ₱0.00
Health ₱0.00
Food ₱0.00
Miscellaneous ₱0.00
Custom Category 1 ₱0.00
Custom Category 2 ₱0.00
Custom Category 3 ₱0.00
Custom Category 4 ₱0.00
Custom Category 5 ₱0.00
Custom Category 6 ₱0.00
Custom Category 7 ₱0.00
Custom Category 8 ₱0.00
Custom Category 9 ₱0.00
Custom Category 10 ₱0.00
Custom Category 11 ₱0.00
TOTAL ₱8,500.00 ₱8,500.00 TOTAL ₱3,100.00 ₱1,100.00 TOTAL ₱600.00 ₱570.00 TOTAL ₱600.00 ₱600.00

Date Amount Description Category


1/1/2022 ₱100.00 Went grocery shopping at Landers Groceries
1/2/2022 ₱1,000.00 Dinner at Shake Shack Dining Outside
Income (Budget vs. Actual) Budget vs. Actual Amounts Spending Breakdown of Budget

1 1
MONTH OF: JANUARY
0.9
PAY DATE: 1/1/2023 0.9 Budget Actual Bills ₱0.00
0.8
Bills ₱0.00 ₱0.00 Expenses ₱0.00
0.8 0.7
INCOME BUDGET ACTUAL Expenses ₱0.00 ₱0.00 Savings ₱0.00
0.7 0.6
Budget ₱0.00 Savings ₱0.00 ₱0.00 Extra Debt ₱0.00
0.5
0.6 Bills
0.4 Expenses
0.5
0.3 Savings
0.4 0.2 Extra Debt

0.3 0.1
Actual ₱0.00 0 Extra Debt ₱0.00 ₱0.00
0.2 Bills Ex- Sav- Extra
pense ings Debt
0.1 s
0
TOTAL ₱0.00 ₱0.00 Budget Actual Budget Actual

BILLS BUDGET ACTUAL VARIABLE EXPENSES BUDGET ACTUAL SAVINGS BUDGET ACTUAL EXTRA DEBT BUDGET ACTUAL
Custom Category 1 ₱0.00 Emergency Money Credit Card
Custom Category 2 ₱0.00
Custom Category 3 ₱0.00
Custom Category 4 ₱0.00
Custom Category 5 ₱0.00
Custom Category 6 ₱0.00
Custom Category 7 ₱0.00
Custom Category 8 ₱0.00
Custom Category 9 ₱0.00
Custom Category 10 ₱0.00
Custom Category 11 ₱0.00
Custom Category 12 ₱0.00
Custom Category 13 ₱0.00
Custom Category 14 ₱0.00
Custom Category 15 ₱0.00
Custom Category 16 ₱0.00
Custom Category 17 ₱0.00
Custom Category 18 ₱0.00
Custom Category 19 ₱0.00
Custom Category 20 ₱0.00
TOTAL ₱0.00 ₱0.00 TOTAL ₱0.00 ₱0.00 TOTAL ₱0.00 ₱0.00 TOTAL ₱0.00 ₱0.00

Date Amount Description Category


Income (Budget vs. Actual) Budget vs. Actual Amounts Spending Breakdown of Budget

1 1
MONTH OF: JANUARY
0.9
PAY DATE: 1/1/2023 0.9 Budget Actual Bills ₱0.00
0.8
Bills ₱0.00 ₱0.00 Expenses ₱0.00
0.8 0.7
INCOME BUDGET ACTUAL Expenses ₱0.00 ₱0.00 Savings ₱0.00
0.7 0.6
Budget ₱0.00 Savings ₱0.00 ₱0.00 Extra Debt ₱0.00
0.5
0.6 Bills
0.4 Expenses
0.5
0.3 Savings
0.4 0.2 Extra Debt

0.3 0.1
Actual ₱0.00 0 Extra Debt ₱0.00 ₱0.00
0.2 Bills Ex- Sav- Extra
pense ings Debt
0.1 s
0
TOTAL ₱0.00 ₱0.00 Budget Actual Budget Actual

BILLS BUDGET ACTUAL VARIABLE EXPENSES BUDGET ACTUAL SAVINGS BUDGET ACTUAL EXTRA DEBT BUDGET ACTUAL
Custom Category 1 ₱0.00 Emergency Money Credit Card
Custom Category 2 ₱0.00
Custom Category 3 ₱0.00
Custom Category 4 ₱0.00
Custom Category 5 ₱0.00
Custom Category 6 ₱0.00
Custom Category 7 ₱0.00
Custom Category 8 ₱0.00
Custom Category 9 ₱0.00
Custom Category 10 ₱0.00
Custom Category 11 ₱0.00
Custom Category 12 ₱0.00
Custom Category 13 ₱0.00
Custom Category 14 ₱0.00
Custom Category 15 ₱0.00
Custom Category 16 ₱0.00
Custom Category 17 ₱0.00
Custom Category 18 ₱0.00
Custom Category 19 ₱0.00
Custom Category 20 ₱0.00
TOTAL ₱0.00 ₱0.00 TOTAL ₱0.00 ₱0.00 TOTAL ₱0.00 ₱0.00 TOTAL ₱0.00 ₱0.00

Date Amount Description Category

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