Premier Checking Account Offer | HSBC

Get a $500 Welcome Deposit for eligible new customers who open a new
HSBC Premier checking account with qualifying activities.

Complete the following required steps:

✔ O
 pen your new HSBC Premier checking account online using the offer page, by
February 15, 2023; and

✔ M
 ake recurring Qualifying Direct Deposits totaling at least $10,000 per month
from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar
months from the second full calendar month after account opening.

Please note: The minimum monthly direct deposit requirement for the $500 Welcome

Deposit Offer is different from the Premier Relationship minimum monthly direct deposit
requirement.

You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account
approximately eight weeks after completing all qualifying activities. It’s that simple.

Premier checking is subject to a monthly maintenance fee if the minimum balance requirement is not
maintained.

Offer Terms and Conditions: This offer is available only online for applications completed using
the Apply now button on the offer webpage. You must be at least 18 years of age, have a Social
Security Number, have a U.S. mobile number, currently have a U.S. residential address and have had
U.S. residency for the past one year to apply for a deposit account online. To qualify for the HSBC
Premier $500 Welcome Deposit, you must: (1) open your new HSBC Premier checking account
from August 15, 2022 through February 15, 2023; and (2) make recurring qualifying Direct Deposits
totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for
3 consecutive calendar months from the second full calendar month after account opening. You will
automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account
approximately eight weeks after completing all qualifying activities. Qualifying direct deposits
are electronic deposits of regular periodic payments (such as salary, pension, Social Security, or other
regular monthly income) deposited through the Automated Clearing House (ACH) network to this
account by your employer or an outside agency (please check with your employer or outside agency to
determine if they use the ACH network). Direct deposits that do not qualify include but are not
limited to transfers from one account to another, mobile deposits, or deposits made at an HSBC Wealth
Center or ATM. Customers who have a current or past HSBC account in the U.S. on file are not
eligible for this offer. Eligible customers who take advantage of this offer cannot receive any other
New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit
Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to
consumers who open an eligible checking account and satisfy qualifying activities.
This Offer Terms and Conditions is current as of November 28, 2022. All promotional
offers, products, and services offered by HSBC are subject to updates, modifications,
and/or termination by HSBC at any time. Please call HSBC’s customer service line
800.975.4722 (HSBC) or visit your local HSBC Wealth Center for detailed and up-to-date
information. Retain for your records.

Limit one Welcome Deposit per customer, including all individual and joint accounts —
the first line name on the joint account is considered the customer for gift purposes. The
Welcome Deposit to your HSBC eligible checking account will be reported on the applicable I
RS form. To be eligible for the offer, your HSBC Premier checking account must be open
without being changed to a product with lower balance requirements, and in good
standing at the time of fulfillment.

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking
account and maintain:

• Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar
deposit and investment* accounts; OR
• Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC
Premier checking account(s); OR
• HSBC U.S. residential mortgage loan with an original loan amount of at least
$500,000, not an aggregate of multiple mortgages. Home Equity products are not included.

A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

*Investment and certain insurance products, including annuities, are offered by HSBC Securities
(U‌S‌A) Inc. (HS‌I), member N‌Y‌S‌E/F‌I‌NR‌A/S‌I‌PC. HS‌I is an affiliate of HSBC Bank U‌S‌A, N.A.

Mortgage and home equity products are offered in the U.S. by HSBC Bank U‌S‌A, N.A. and are only
available for property located in the U.S. Subject to credit approval. Borrowers must meet program
qualifications. Programs are subject to change. Geographic and other restrictions may apply.
Discounts can be canceled or are subject to change at any time and cannot be combined with any
other offer or discount.

Equal Housing Lender

Deposit products are offered in the U.S. by HSBC Bank U‌S‌A, N.A. Member FD‌I‌C.

© 2022 HSBC Bank U‌S‌A, N.A.