Welcome to

NetBenefits. ®

Get answers to your key questions and take your next steps.

It’s more than just a place to check your account balance.

“How much do I have today?” “Will I have enough?” “Where can I go for
help?” NetBenefits® is your go-to source for answers about retirement and
your retirement benefits. And when you’re ready to make a change, you can
do it right here.

Discover educational resources and next steps that can make your financial life
feel more manageable. Try something new on NetBenefits today.

Stay tuned-in anytime, any place.

Take NetBenefits with you.
NetBenefits mobile apps
You can get instant access to balances,
investments, and more, with our apps.
Download them today.

Screenshots are for illustrative purposes only. Apple, the Apple logo, iPad,
iPhone, and iMac are trademarks of Apple Inc., registered in the U.S. and
other countries. App Store is a service mark of Apple Inc. Android and Google
Play are trademarks of Google Inc. Microsoft and Windows are either regis-
tered trademarks or trademarks of Microsoft Corporation in the United States
and/or other countries.
Go to 401k.com
Get started and explore your home page.
To get started, go to 401k.com and click Register. Follow the instructions to set up
your username and password. After that, simply log in to see all the great features
and information on your NetBenefits home page.

Your NetBenefits Home Page

THETA CORPORATION
Welcome home! Your NetBenefits home page makes
it easy to see where you are today — and get steps
1
to consider to help you reach your next retirement
2 milestone. Quickly check your account balance(s) and
4 access resources to help you on your financial journey.

3
1 Your Account Balance(s)
View the total balance for all your workplace
and Fidelity accounts. Select View Summary
to access all your portfolio details.

2 Quick Links
Easily access the following 4

3 Your Next Steps

5 on — like meeting a suggested retirement savings
When Should You Claim
Social Security?
See how different strategies could
increase your benefits.
IRS Limits
Take advantage of the increased limits
and save a little more.
Update Your Beneficiary
Review or name your beneficiaries
online.
Buying a Home
Get tips from money guru Jean Chatzky on
how to become a happy homeowner.
Look here for important information you can act
milestone. You can model contribution changes or
Gain Confidence in Your get other targeted messages as you consider your
Finances
Visit the Library to get help with
next steps.
retirement planning, investing,
and more.
4 Retirement Income
Get help closing any retirement income gap you
Keep Your Account Secure
may have. Take action from within the Planning &
Add or update your email address and
mobile phone number within Your Profile.
Guidance Center.

5 Make the Most of Your Benefits

Get the NetBenefits Smartphone App
Download the app today and access
your workplace accounts on the go.
5 Tips for Retirement Planning
A couple retiring may spend about
$900/month on health care. Learn more.
Choose eDelivery
Save trees, reduce clutter, get organized.
Sign up today.
Access resources and important
educational information for you.

Screenshots and graphics are for illustrative purposes only. Although some
screenshots reflect currently available functionality, others may show concept
designs being considered for future development. Fidelity reserves the right
to modify or cancel any concept designs being displayed. This information
should not be construed as an offer to sell or a solicitation to buy any product
or service.

Go to 401k.com
Discover something new on NetBenefits.
IRS Limits
Take advantage of the increased limits
and save a little more.
Get the NetBenefits Smartphone App
Download the app today and access
your workplace accounts on the go.
Screenshots are for illustrative purposes only.
Buying a Home
Get tips from money guru Jean Chatzky
on how to become a happy homeowner.
5 Tips for Retirement Planning
A couple retiring may spend about
$900/month on health care. Learn more.
Planning
Model and plan for your financial goals within the
Planning & Guidance Center.
Try This:
•C reate a Retirement Goal: Estimate how
much income you may have — or need — 
in retirement.
• Create an Investment Goal: Get options
for how you may want to build your
new portfolio.
Library
A collection of financial learning resources—
articles, infographics, videos, and more—to suit
your interests and skill level
Try This:
•V iew a video about managing your debt.
• Scroll through an infographic that
helps explain how to balance saving and
spending habits.
Keep Your Account Secure
Add or update your email address and
• Read an article to learn more about different
mobile phone number within Your Profile.
strategies for claiming Social Security.
Choose eDelivery
Save trees, reduce clutter, get organized.
Sign up today.
Life Events
Important life changes call for timely financial and
benefits decisions. Here are key insights, tools, and steps
to help guide your way if you’re changing jobs, entering
retirement, or experiencing another major event.
Try This:
• New Hire Checklist
• Annual Financial Checkup
• Retirement Checklist
Go to 401k.com
NetBenefits mobile apps:
Download them today.

NetBenefits® NetBenefits®
smartphone and Microsoft
iPad® app SurfaceTM app

Llame a la Línea de Beneficios de Jubilación al 800-587-5282. Los representantes

de Fidelity que hablan español están a su disposición para brindarle ayuda.

Find out all you can accomplish with NetBenefits.

More than just showing how well you’re doing, NetBenefits provides the insight, education, and transactional capabilities to make
retirement more manageable. Visit often and be sure to try something new.

Investing involves risk, including risk of loss.

This information is intended to be educational and is not tailored to the investment needs of any specific investor.
IMPORTANT: The projections or other information generated by Fidelity’s Planning & Guidance Center Retirement Analysis, regarding the
likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future
results. Results may vary with each use and over time.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917
© 2017 FMR LLC. All rights reserved.
681976.4.0 30117-65/0317 1.9857513.103

Go to 401k.com
 How to register for access to your account
on Fidelity NetBenefits
®

If you have previously registered with Fidelity.com, NetBenefits®, or eWorkplace®, you do not
need to register again. You can use your existing username and password to access your new
account.
If you have not yet registered, you can use the instructions below to help you set up your
workplace savings account on NetBenefits.
New user registration
Verify your identity:
1 Enter the last 4 digits of your Social Security number.
2 Enter your first name, last name, and date of birth.
3 1
3 Select the Next button. 2
Setting up your username
We strongly recommend that you create a unique username.
3
4 Username standards:
• Use 6 to 15 letters and/or numbers.
• If your username is between 9 and 11 characters in length, it
must contain at least two letters.
• Do not use one entire piece of personally identifiable informa-
tion such as your Social Security number, telephone number, or
date of birth. Instead, alter or disguise it (e.g., Jane212Smith).
•D  o not use 5 or more instances of a single number or letter, or
easily recognized sequences (e.g., 12345 or 11111).
•D  o not use symbols, punctuation marks, or spaces (e.g., #, @, /, *, -).

Creating a password
4
Your password protects your account from unauthorized users.
5 Password standards:
• Use 6 to 20 letters, numbers, and/or special characters.
• Letters are case sensitive.
•D  o not use “ # & * < > [ ] ` { }
• Use at least one special character: % ' ( ) + , . - / : ; = ? \ ^ _ | ~ !
@$
• Do not use easily recognized sequences (e.g., 12345 or 11111)
5
A strong password has a mix of case sensitivity, numbers, letters, and
special characters.
For example: KingHenryThe8%^(
Your password should not be personally identifiable
information, such as your Social Security number, telephone For illustrative purposes only.
number, or date of birth.
Create a security question
If you ever forget your password, you can reset it after 6
Fidelity verifies your identity using your new or updated
security question and answer.

6 Security answer standards:

7
• Answers must be between 3 and 31 characters.
• Select a question that you can easily answer. 8
• Answers are not case sensitive.

Provide your phone number and email address

7
7 Fidelity uses the contact information you provide to
send you important communications about your benefits,
as well as timely service-related and legal notifications,
including messages about educational and new service
offerings.
Please be assured that this information is used only to
communicate with you regarding your benefits with
Fidelity and will not be shared with any other parties.
Fidelity Investments has always been committed to
maintaining the confidentiality, integrity, and security
of personal information entrusted to us by current and
prospective customers.
8 Click Submit.
New user registration confirmation
9 You have successfully registered.
If you have other accounts you access via Fidelity.com,
9
NetBenefits, or eWorkplace®, your new login information
applies to these accounts, as well as to accessing your
account by phone.

Begin using NetBenefits

10 Log on with your new account username and password.
• Enroll in your plan, if you haven’t already.
• Check your account balances.
• Change how much you set aside to save from
your paycheck.
• Make changes to your investments.
• Use tools to help you plan for your retirement.
10
Need help setting up your account?
Call your Plan’s toll-free number.
For illustrative purposes only.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917
© 2015 FMR LLC. All rights reserved.
564914.6.0 1.925540.104