S. No.

FEATURES STAR HEALTH ASSURE NIVA BUPA REASSURE

1 POLICY TENURE 1, 2 & 3 Years 1, 2 & 3 Years

PRE & POST

2 60 DAYS & 180 DAYS 60 DAYS & 180 DAYS
HOSPITALISATION PERIOD

3 ORGAN DONOR EXPENSES ACTUALS ACTUALS

4 DOMICILIARY TREATMENT ACTUALS ACTUALS

Covered upto sum insured (i)

5 ROAD AMBULANCE
for transportation to hospital
RS 2,000 (IN CASE OF
(ii) from one hospital to other
EMERGENCIES ONLY)
hospital (iii) from hospital to
residence

6 AIR AMBULANCE 10% OF SUM INSURED UP TO 2.5 LAKHS ONLY

7 NO CLAIM BONUS 25% EACH YEAR UPTO 100% 50% EACH YEAR UPTO 100%

8 AYUSH TREATMENT ACTUALS ACTUALS

9 COMPASSIONATE TRAVEL COVERED NOT COVERED

REPATRIATION OF
10 COVERED NOT COVERED
MORTAL REMAINS

11 DEDUCTIBLE OPTIONS AVAILABLE NOT AVAILABLE

REHABILITATION OF PAIN COVERED UPTO 20% OF SUM

12 NOT COVERED
MANAGEMENT INSURED
WAITING PERIOD OF PRE
13 2 YEARS 3 YEARS
EXISTING DISEASE
WAITING PERIOD OF
14 2 YEARS 2 YEARS
SPECIFIC DISEASE

15 UTEROFETAL SURGERY COVERED NOT COVERED

16 RESTORATION BENEFIT UPTO 100% UNLIMITED TIMES UPTO 100% UNLIMITED TIMES

1) AVAILABLE ON CLAIM FREE

17 FREE HEALTH CHECKUP 5000/- EVERY YEAR YEARS ONLY
2)ONLY DEFINED TESTS
LIMITED UPTO 1.00 LAKH FOR
18 MODERN TREATMENT ACTUALS
ROBOTIC SURGERIES

19 ROOM RENT 1% OF SUM INSURED ACTUALS

Up to 15 Lacs base sum

20 SHARED ACCOMODATION 1000/- PER DAY WITH NO LIMIT insured: 800 per day (maximum
4,800)
TREATMENT IN VALUABLE
21 SERVICE PROVIDER 5000/- PER ADMISSION NOT AVAILABLE
NETWORK
SECOND MEDICAL
22 AVAILABLE AVAILABLE
OPINION