Fold Centimeters Kilometers Distance covered

0 0.001 0.00000001 0%
1 0.002 0.00000002 0%
2 0.004 0.00000004 0%
3 0.008 0.00000008 0%
4 0.016 0.00000016 0%
5 0.032 0.00000032 0%
6 0.064 0.00000064 0%
7 0.128 0.00000128 0%
8 0.256 0.00000256 0%
9 0.512 0.00000512 0%
10 1 0.00001024 0%
11 2 0.00002048 0%
12 4 0.00004096 0%
13 8 0.00008192 0%
14 16 0.00016384 0%
15 33 0.00032768 0%
16 66 0.00065536 0%
17 131 0.00131072 0%
18 262 0.00262144 0%
19 524 0.01 0%
20 1,049 0.01 0%
21 2,097 0.02 0%
22 4,194 0.04 0%
23 8,389 0.08 0%
24 16,777 0.17 0%
25 33,554 0.34 0%
26 67,109 0.67 0%
27 134,218 1 0%
28 268,435 3 0%
29 536,871 5 0%
30 1,073,742 11 0%
31 2,147,484 21 0%
32 4,294,967 43 0%
33 8,589,935 86 0%
34 17,179,869 172 0%
35 34,359,738 344 0%
36 68,719,477 687 0%
37 137,438,953 1,374 0%
38 274,877,907 2,749 1%
39 549,755,814 5,498 2%
40 1,099,511,628 10,995 3%
41 2,199,023,256 21,990 6%
42 4,398,046,511 43,980 13%
43 8,796,093,022 87,961 25%
44 17,592,186,044 175,922 50%
45 35,184,372,089 351,844 100%
Present value $27,500
Rate of interest 6%
Addition $27,500
Period 20
Future value $1,160,496
Contributions $577,500
Present value $6,000 Year Contributions Future value
Rate of interest 6% 1 $6,000 $34,461
Addition $6,000 2 $6,000 $32,510
Period 30 3 $6,000 $30,670
Future value $537,271 4 $6,000 $28,934
Contributions $180,000 5 $6,000 $27,296
6 $6,000 $25,751
7 $6,000 $24,294
8 $6,000 $22,918
9 $6,000 $21,621
10 $6,000 $20,397
11 $6,000 $19,243
12 $6,000 $18,154
13 $6,000 $17,126
14 $6,000 $16,157
15 $6,000 $15,242
16 $6,000 $14,379
17 $6,000 $13,565
18 $6,000 $12,798
19 $6,000 $12,073
20 $6,000 $11,390
21 $6,000 $10,745
22 $6,000 $10,137
23 $6,000 $9,563
24 $6,000 $9,022
25 $6,000 $8,511
26 $6,000 $8,029
27 $6,000 $7,575
28 $6,000 $7,146
29 $6,000 $6,742
30 $6,000 $6,360
$180,000 $502,810
Difference
$28,461
The magic of compounding
$26,510
$24,670 1
$22,934 0.9
$21,296 0.8
$19,751 0.7
$18,294
0.6
$16,918 Difference
0.5
$15,621 Contributions
0.4
$14,397
$13,243 0.3
$12,154 0.2
$11,126 0.1
$10,157 0
$9,242
1 2 3 4 5 6 7 8 9 101112131415161718192021222324252627282930

$8,379 Year
$7,565
$6,798
$6,073
$5,390
$4,745
$4,137
$3,563
$3,022
$2,511
$2,029
$1,575
$1,146
$742
$360
$322,810
 Difference
Contributions

282930
Year Amount Initial Amount $1
1 $1.2 Interest 15%
2 $1.3
3 $1.5
4 $1.7
5 $2.0
6 $2.3
7 $2.7
8 $3.1
9 $3.5
10 $4.0
11 $4.7
12 $5.4
13 $6.2
14 $7.1
15 $8.1
16 $9.4
17 $10.8
18 $12.4
19 $14.2
20 $16.4
 Alice (Credit card) Becky (Save & Invest)

Debt $6,000 Present value $6,000

Interest rate 15% Rate of interest 6%
No of months 240 Addition $948
Monthly payment $79 Period 20
Total payment $18,962 Future value $56,211
Interest paid $12,962 Contributions $24,962
Alice -$18,962
Becky $56,211

70000

60000

50000

40000

30000

20000 Column H

10000

0
Alice Becky
-10000

-20000

-30000