US Household Assets (in trillions) Q1 2021

Assets $146 100%

Nonfinancial assets $40 27%
Real estate $34 23%
Consumer durable goods $6 4%
Financial assets $106 73%
Corporate equities and mutual fund shares $37 25%
Pension entitlements $30 21%
Equity in noncorporate business $13 9%
Time deposits and short-term investments $11 8%
U.S. Government and municipal debt securities $3 2%
Checkable deposits and currency $3 2%
Money market fund shares $3 2%
Others $6 4%
Source: Kuntal Shah (page 22)
Asset Return Safety Duration Volatile

Checking account 0% Yes No lock in No

Money market 0.1% Yes Upto 1 year No
Certficiates of Deposit 0.5% Yes Upto 2 years No
Bonds 3.3% No 8-9 years Medium
Real estate 9.0% No Long High
Stocks 14.0% No Long High

* 1-year returns for Money market and Certificate of Deposit

** 10-year returns for Bonds, Real estate, and Equities

 Safe Maybe Safe Unsafe

Yearly charge $100 $90 $70

Number of games 10 12 15
Price per game $1 $1 $1
Games worth $10 $12 $15
Interest 10% 13% 21%
US Household Assets (in trillions) Q4 2007 Q1 2021

Assets $80 $146 4.6%

Nonfinancial assets $28 $40 2.7%
Real estate $23 $34 3.0%
Consumer durable goods $5 $6 1.4%
Financial assets $52 $106 5.5%
Corporate equities and mutual fund shares $13 $37 8.2%
Pension entitlements $16 $30 4.9%
Equity in noncorporate business $8 $13 3.7%
Time deposits and short-term investments $6 $11 4.7%
U.S. Government and municipal debt securities $2 $3 3.1%
Checkable deposits and currency $0.1 $3 26.7%
Money market fund shares $2 $3 3.1%
Others $5 $6 1.4%