DEMAND LETTER

January 10, 2023

 
CLIFF F. DESOR
Purok Narra, Tubtubon
Sibulan, Negros Oriental, 6201

Greetings!
 
I am writing you this letter in reference to the non-payment of your outstanding obligation
amounting to TWO HUNDRED SIXTY THOUSAND THREE HUNDRED FIFTY FOUR
PESOS (₱260,354.00), which you obtained from me on May 05, 2022. Attached is the copy of
the Promissory Note.

Please be reminded that the PHILIPPINE BUSINESS BANK checks you have issued in payment
of your loan were DISHONORED by Banco De Oro (BDO) Dumaguete - Silliman Branch upon
presentment for payment due to “DRAWN AGAINST A CLOSED ACCOUNT”.

Check Number Paying Bank Amount Issuer Account Number

0055957 Philippine Business ₱ 17,333.33 004-37-868-001-1
Bank - Dumaguete
0055958 Philippine Business ₱ 17,333.33 004-37-868-001-1
Bank - Dumaguete
0055959 Philippine Business ₱ 17,333.33 004-37-868-001-1
Bank - Dumaguete
0055960 Philippine Business ₱ 17,333.33 004-37-868-001-1
Bank - Dumaguete
0055961 Philippine Business ₱ 17,333.33 004-37-868-001-1
Bank - Dumaguete
55963 Philippine Business ₱ 17,333.33 004-37-868-001-1
Bank - Dumaguete

Please settle your loan immediately from receipt of this demand letter. Otherwise, I will be
compelled to pursue appropriate legal actions.

Please note: In my presumption, based on these facts and evidences, this is a palpable act of “Estafa” under
Article 315 of the Revised Penal Code (Swindling and Other Deceits).

Thank you in advance for your prompt attention to this matter. I look forward to hearing from
you.
 
Received by: Baby Q. Chiong
CEO/MANAGER

CLIFF F. DESOR 32 San Juan Street,

Date: __________________ Barangay 5, Dumaguete
City Negros Oriental 6200
Tel. No: (035)541-1585
Cell. No: 0998-135-5017