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(A) Key Fact Statement: Applicant Name
(A) Key Fact Statement: Applicant Name
(A) Key Fact Statement: Applicant Name
Applicant Name:
Shaikh Sohel Maulasab
Date
03/12/2022
Loan amount (amount disbursed/to be A credit limit of an amount of Rs 16,000 (Rupees Sixteen Thousand only) to be
1.
disbursed
to the borrower) (in Rupees) drawdown in multiple tranches.
4.20% plus applicable taxes if the borrower chooses regular repayment option.
ii. Carry Forward Fees Carry Forward Fees will not apply if the Borrower chooses
to avail Pay in Full early
repayment option.
iii. Annual Fees Rs 0/- p.a (plus applicable taxes) (only for Paychek
product)
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method) Uni cash 54.00% plus Up to 52.78% plus applicable taxes
applicable taxes
Up to 24.00% plus
Paychek Up to 49.09% plus applicable taxes
applicable taxes
Uni
0% Up to 46.24% plus applicable taxes
Store
13. Rate of annualized penal charges in case of Late Fees (plus applicable taxes) will be charged as per the
below slabs:
delayed
payments (if any)
L.F Slabs in Lower Range (>) - Statement Higher Range (<=) –Statement
INR Amount Amount
30 0 200
50 200 400
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1,000 5,000 7,500
2,400 20,000 -
Other Disclosure
Details of LSP acting as recovery agent and Name: Uniorbit Technologies Private Limited
16. authorized to
approach the
Address: Indiqube Sigma No.3/B, Nexus Koramangala 3rd Block SBI Colony,
borrower Koramangala, Bengaluru, Karnataka 560034
17. Name, designation, address and phone Nodal grievance redressal officer of LSP
number of nodal
grievance redressal
officer designated specifically to deal with Mr Danish Mirza,
FinTech/ digital lending related Contact: 080 6821 6821
complaints/ issues Email: care@uni.club, gro@uni.club
Address:
Branch Office,
Uniorbit Technologies Pvt Ltd.
Obeya Zing, No 80/3
Gayathri Mansion, 2nd & 4th Floor
Dr. Puneeth Rajkumar Road,
Above Toyota showroom,
Bellandur, Bangalore 560103
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Mr. Niraj Muraka
Contact: +91-022-489-04685
Email ID: grievances@liquiloans.com
In the event of any delay or default in payment of any amount due and payable by the Borrower(s) in relation to the loan, the Borrower(s) may
be reminded or given notice of demand to pay the overdue amounts by making telephone call(s), sending written communications by letters
and/or electronic communications or by making personal visits. Personal visits may be to the workplace and/or residence/ identified place of
stay or work of the Borrowers as per their preference and in case such preference is not communicated/ascertained, Borrowers will be
contacted only at their residence/ identified place of stay and if unavailable at residence, at the place of business/occupation/ identified
place of work. Such personal visits shall ideally be between 7.00 am and 7.00 pm. In case of personal visits, identity and authority of persons
making such visit for follow up and recovery would be made known to the Borrowers at the first instance.
Lender may utilise the services of the LSP, and the Lender and/or the LSP may utilise the services of collection agents for collection of
amounts in relation to the loan. The LSP and the collection agents will be required to follow a code of conduct covering their dealings with
the Borrowers. All the practices adopted for follow up and recovery of dues and enforcement of security will be inconsonance with the law.
In addition to the foregoing, the loan may be recalled, and recovery proceedings may be initiated in accordance with the terms and
conditions governing the loan.
This is a representational repayment schedule for 24 months assuming net disbursed loan amount is Rs. 15000/- and APR 25.42% (plus
applicable taxes), payable amount is Rs. 19,968/-. Exact repayment schedule will be shared to the borrower at the time of the drawdown.
Instalment Due Principal to be Principal Remaining Carry Forward Carry Forward Fees Minimum
No. Date paid Paid Principal Amount levied Instalment
5-May-
4. 890 890 10981 10981 354 1244
21
7.
5-Aug- 705 705 8691 8691 280 985
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21
5-Sep-
8. 652 652 8039 8039 259 911
21
5-Oct-
9. 603 603 7436 7436 239 842
21
5-Nov-
10. 558 558 6879 6879 221 779
21
5-Dec-
11. 516 516 6363 6363 205 721
21
5-Feb-
13. 441 441 5444 5444 175 617
22
5-Mar-
14. 408 408 5036 5036 162 570
22
5-Apr-
15. 378 378 4658 4658 150 528
22
5-May-
16. 349 349 4309 4309 139 488
22
5-Jun-
17. 323 323 3986 3986 128 452
22
5-Aug-
19. 277 277 3410 3410 110 386
22
5-Sep-
20. 256 256 3154 3154 102 357
22
5-Oct-
21. 237 237 2918 2918 94 331
22
5-Nov-
22. 219 219 2699 2699 87 306
22
5-Dec-
23. 202 202 2497 2497 80 283
22
24.
5-Jan-23 2497 2497 0 0 2497
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Note:
1. Both LiquiLoans and Trillionloans have agreed to a co-lending arrangement in the ratio of 99:1 respectively.
2. Contingent charges can be changed depending on the policy of the
lender.
3. Charges & Deductions applicable to this Credit Facility are as
mentioned in the application form and have been duly explained to me.
I/We
confirm the receipt of General Terms & Conditions governing
this Credit Facility, which have been signed by me/us in acceptance
and a
copy of which has been provided to me/us and confirm that the
Credit Facility granted by lender on the above terms will also be
governed
by the aforesaid General Terms and Conditions and my Loan
Application.
4. Link to privacy policy of the LSP:
https://www.uni.cards/privacy-policy-main
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