Project Report

& CMA Data

M/s SRI LAKSHMI OFFSET

PRINTERS
Executive Summary
Business Details

Name of Business Firm M/s SRI LAKSHMI OFFSET PRINTERS

Business Industry Manufacturing
PRINTING BOOKS
Nature of Business

Legal Constitution Proprietorship

Address 2/43 WEST STREET,
ASAVEERANKUDIKADU, SENDURAI TK,
ARIYALUR DT. ARIYALUR

Pin Code 621719

Contact Phone 9443944334

Project & Loan Details

Fixed Capital to be Invested ₹0

Working Capital to be Invested ₹ 500,000
Total Project Cost ₹ 500,000

Term Loan ₹0
Working Capital Loan ₹ 450,000
Total Loan Amount Needed ₹ 450,000

Loan Duration 5 Years

Moratorium Period 2 months
Type of Loan Needed Mudra
Get CompleteLoan
Project Report for Rs.349/-
Buy Now
Average DSCR
Project Details

Cost of Project ₹ 500,000

Project Cost BreakUp

Working Capital ₹ 500,000

Means & Cost of Finance

Source Share Amount Interest Rate
Own Capital 10% ₹ 50,000 N/A
Loan from Friends & Family 0% ₹0 N/A
Total Own Funds 10% ₹ 50,000
Term Loan 0% ₹0 10.75%
Working Capital 90% ₹ 450,000 10.75%
Total 100% ₹ 500,000
Promoter's Details
Mr SUDHAGAR PANNERSELVAM is the founder/promoter of the Business Firm. The
Promoter has done an indepth study of the Project's feasibility and has the relevent
experenice to successfully implement the Project.The Promoter is confident about
the market potential of their Project and they are capable to overcome competition
& make sales as provided in the financial projections of this Report

Promoter Name Mr SUDHAGAR PANNERSELVAM

Gender Male
Educational Qualifications B.COM
2/46 NORTH STREET,
SOLANKUDIKADU, SENDURAI TK,
ARIYALUR DT

Address
Contact Phone 9443944334

#VALUE!
Project Scope & Prospects
M/s SRI LAKSHMI OFFSET PRINTERS is planning to setup a project of PRINTING BOOKS.
The Business firm and its owners have the relevant expertise & experience to set up this
project and make it run as a profitable business in years to come.

As per IMF, India will remain one of the fastest growing major economies in the world in
2022-23. The Reserve Bank of India has projected the economy’s growth for 2022-23 at
7.2%. This will ensure that India becomes the world’s fastest-growing economy over the
next few years.

Despite the external shocks, India’s

underlying economic fundamentals
are strong and despite the short-term
turbulence, the impact on the long-
term outlook will be marginal.
Growth-enhancing policies and
schemes, increased infrastructure
spending, rising exports, rapid Get Complete Project Report for just
digitization, and spill-over effects of
geopolitical developments will likely
Rs. 599/-
aid in growth Rs. 349/-

Buy Now
Manufacturing has emerged as one of the high growth sectors in India. The ‘Make in India’
program has placed India on the world map as a manufacturing hub. M/s SRI LAKSHMI
OFFSET PRINTERS have thoroughly evaluated the prospects of setting up PRINTING BOOKS
manufacturing unit and the prospects look very promising. The firm has studied the potential
market opportunity and even on a conservative basis they expect to reach profitability in a
smooth and sustainable way. Based on market study, the firm expects to achieve the sales
and cash flows as detailed in the Projected Financials below.

Expected CAGR (FY 23 to FY 29) 27%

Total no. of employees to be engaged 4

CMA DATA
Projected Income Statement
Remaining Rs in Lacs
Current Year Projection Years --->
Particulars FY 22-23 FY 23-24 FY 24-25 FY 25-26 FY 26-27 FY 27-28

INCOME
Revenue Income / Gross
Sales 0.8 **** - - - -

EXPENSES
Purchases (Stock, Raw Get Complete Project Report now for
just Rs. 599/-
Material, etc) 1.0 2.9 - 3.5 3.5 3.7
Changes in Inventory **** -0.2 - - - -
Building Rent 0.1 0.3 - - - -
****
-
-
-
Rs. 349/-
-
-
-
-
-
-
- - - - -
**** - - - - -
- - - - -
- - - - -
- - - - -
- - - -
**** - - - -

EBITDA **** - -
Buy
-
Now- -

Depreciation &
Ammortisation - - - - - -

EBIT **** 0.8 - - - -

Interest Expense 0.1 0.5 0.5 0.5 0.5 0.5

Profit Before Tax ***** **** **** 0.6 **** 0.6

Tax Expense **** - **** **** - ****

PROFIT AFTER TAX **** **** 0.5 **** **** ****

CMA DATA
Projected Balance Sheet
Remaining Rs in Lacs
Current Year Projection Years --->
Particulars FY 22-23 FY 23-24 FY 24-25 FY 25-26 FY 26-27 FY 27-28
SOURCES OF FUNDS

A. Own Funds
Initial Capital Invested 0.5 0.5 0.5 0.5 0.5 0.5
Additional Capital added **** - 0.0 -0.0 0.0 -
Total Owner's Capital **** 0.5 0.5 0.5 0.5 0.5
Surplus (+) or deficit (-) in
P&L A/c - #VALUE! #VALUE! #VALUE! #VALUE! -
Subsidy Received - - - - - -

B. Long Term Liabilities Get Complete Project Report now for

-just Rs.599/-
Term Loan from Bank - - - - - -
Loan from Friends & Family - - - - -

C. Current Liabilities
Working Capital Loan 4.5 4.5 4.5
Rs. 349/-4.5 4.5 -
Interest Payable 0.0 0.0 0.0 0.0 0.0 0.0
Provision for Taxation **** - **** **** - ****
Trade Payables **** 26.5 32.7 34.9 38.3 49.3

Total Sources of Funds 5.5 5.7 6.2 6.7 7.3 3.5

Buy Now

Estimated Projection Years ---> Rs in Lacs

Particulars FY 22-23 FY 23-24 FY 24-25 FY 25-26 FY 26-27 FY 27-28
APPLICATION OF FUNDS

A. Non Current Assets

Fixed Assets
Gross Block - **** - - - -
Depreciation till date - - - - - -
Net Block **** #VALUE! - - - -

B. Current Assets
Cash & Bank Balance 4.6 4.4 4.5 4.7 - -
Trade Receivables 0.4 #VALUE! - - - -
RM & WIP **** 26.8 32.0 - - -
Finished Goods / Stock In
Trade **** - - - - -
Other Current Assets 0.1

Total Application of Funds 5.5 5.7 6.2 6.7 7.3 3.5

CMA DATA
Cash Flow Statement
Remaining Rs in Lacs
Current Year Projection Years --->
Particulars FY 22-23 FY 23-24 FY 24-25 FY 25-26 FY 26-27 FY 27-28

A. Cash Flow from Operating Activities

Net Profit After Tax **** *** ***
Add: Interest Expense 0.12 0.48 0.48 0.48 0.48 0.48
Add: Depreciation -
Operating Profit before
Working Capital Changes ***** Get Complete Project
0.48 0.48
0.48 Report0.48now for
0.48

just Rs. 599/-

(Increase)/Decrease in
Current Assets (other than
Cash) (0.86) #VALUE! #VALUE!
32.05 - -
Increase/(Decrease) in
Current Liabilities (other
Rs. 349/-
than WC loan) 0.45 26.47 6.19 2.26 3.34 11.09
#VALUE! #VALUE! 34.79 3.82 11.57

B. Cash Flow from Financing Activities Buy Now

Interest Expense (0.12) (0.48) (0.48) (0.48) (0.48) (0.48)
Term Loan Taken/ (Repaid) - - - - - -
Working Capital Loan
Taken / (Repaid) 4.50 - - - - (4.50)
Loan from Friends & Family - - - - - -
Capital Introduced /
(Drawings) **** #VALUE! 0.00 (0.00) 0.00 (0.00)
Subsidy Received - - - - - -
4.38 #VALUE! (0.48) (0.48) (0.48) (4.98)

C. Cash Flow from Investing Activities

Purchase of Fixed Assets - #VALUE! #VALUE! - - -

Total Cash Inflow/ /

(Outflow) (A+B+C) 4.6 -0.2
Add Opening Cash Balance - 4.6 4.4 4.5 4.7 5.1
Closing Cash Balance 4.6 4.4 **** **** ***
Key Ratios & Feasibility
Remaining
Current Year Projection Years --->
Particulars Solvency
Long-term FY 22-23 FY 23-24 FY 24-25 FY 25-26 FY 26-27 FY 27-28
Ratios
Debt Equity Ratio **** #VALUE! #VALUE! #VALUE! #VALUE! -
TOL/TNW
Interest Coverage **** Get Complete
9.13
- - Project
- Report
- now
- for just
#DIV/0!
Debt Service Coverage
Ratio (DSCR - Gross) 1.34 1.66 1.94 Rs. 599/-
2.17 2.25 0.23
Short-term Solvency
Ratios
Current Ratio 1.11 #VALUE! 0.98
Rs. 349/-
0.12 - -
Quick Ratio or Liquid Ratio 1.02 #VALUE! #VALUE! #VALUE! - #VALUE! #VALUE!

Profitability Ratios
Gross Profit Margin 30% #VALUE!
EBIDTA Margin 21% #VALUE!
Net Profit Margin 5% #VALUE!

Activity Ratios (on closing value)

Buy Now
Debtors Turnover (days) 29.50 #VALUE! - - - -
Trade Payables (days) **** 3,041.67 - - - -
Inventory Turnover (days)* 43.27
Fixed Assets to Turnover
Ratio - - - - - -
CMA DATA
Maximum Permissible Bank Finance (MPBF) Calculation
Remaining Rs in Lacs
Current Year Projection Years --->
Particulars FY 22-23 FY 23-24 FY 24-25 FY 25-26 FY 26-27 FY 27-28
Total Current Assets (1) 5.02 - - - - -
Total Current Liabilities
(other than Bank
Borrowing) (2)
Get Complete
0.04 - -
Project
-
Report
-
now
-
for just
Working Capital Gap (1-2) 4.98 - -Rs. 599/- - - -

1st Method of Lending

Minimum Stipulated Net
Rs. 349/-
Working Capital 1.25 - - - - -
MPBF 1st method - - - - - -

2nd Method of Lending Buy Now

Minimum Stipulated Net
Working Capital 1.26 - - - - -
MPBF 2nd method ***** - - - - -

Actual Working Capital

Loan O/s 4.50 4.50 4.50 4.50 4.50 -
DSCR Calculation
Remaining Rs in Lacs
Current Year Projection Years --->
Particulars FY 22-23 FY 23-24 FY 24-25 FY 25-26 FY 26-27 FY 27-28

PAT + Depreciation +
Interest **** Get Complete
- - Project
- Report
- now- for just
Interest payment 0.12 - -
Rs.- 349/-- -
Principal Repayment - - - - - -
Total Repayment during the Buy Now
year 0.12 - - - - -

DSCR 1.34 1.66 1.94 2.17 2.25 0.23

Average DSCR ****

Term Loan Repayment Schedule

Not Applicable as Term Loan is Not Opted for
Term Loan Amount ₹0
Loan O/s after Moratorium Period ₹0
Monthly EMI Amount ₹0

Year Interest Charged Total Payment to Principal Repaid Closing Loan O/s
Bank

FY 22-23 - - - -
FY 23-24 - - - -
FY 24-25 - - - -
FY 25-26 - - - -
FY 26-27 - - - -
FY 27-28 - - - -
FY 28-29 - - - -
FY 29-30 - - - -
- - -
Depreciation Schedule

Asset to be purchased Depreciation Rate

*Depreciation is worked out on WDV basis

Assumptions Used
Capacity Utilisation
It is assumed that post investment of loan funds into business, the business would reach its optimum capacity in the following manner

Current Year Year 1 Year 2 Year 3 Year 4 Year 5

Sales Capacity of Business 55% 85% 95% 100% 100% 100%

Exepenses Capacity
(Variable & Semi Variable) 65% 95% 100% 100% 100% 100%

Estimated Sales
Particulars Current Year In Projected Years, Sales are considered at the operational capacity tabulated
Capacity Utilisation 55% above. Over the years the current selling price is inceased marginally as it is
Average Sales per Day ***** assumed that after our product is established in the market, we will be able to
command premium in the market
Get Complete Project Report
Estimated Expenses now for just Rs. 599/-
Based on the working experience and market study, the Promoters have assumed that at 100% operational capacity, following expenses would
have to be incurred Rs. 349/-
Particulars Monthly Cost at current prices
Purchases (Stock, Raw Material, etc)* ₹ 25,000
Building Rent ₹ 2,500
Salary & Wages* ₹ 0

Buy Now
Electricity, Fuel & Water* ₹ 0
Repair & Maintenance ₹ 0
Transportation* ₹ 0
Telephone/postage & Internet costs ₹ 0
Advertising & Marketing ₹ 0
Insurance expenses ₹ 0
Consumables, Spares, Stores, etc* ₹ 0
Other expenses ₹ 0
Total ₹ 27,500
*These Expenses (50% of Salary) are considered to calculate Gross Profit margin

Current Year Period

For the Current Period, the projections worked out are for the balance period of 3 month(s)

Adjustment for Inflation

In Sales & Expenses, both, nominal adjustment for price increase due to inflation is made
Conclusion
M/s SRI LAKSHMI OFFSET PRINTERS setting and expanding business in ARIYALUR will allow the firm to offer their
Get Complete Project Report now for
products and services to more people who need it. As per the financial projections, it is expected that the
Business will comfortabiliy reach below state at the end of 7 years
just Rs. 599/-
Rs. 349/-

Gross Profit Margin 29%

Net Profit Margin 13%

Buy Now
M/s SRI LAKSHMI OFFSET PRINTERS, to conclude wants to run the business of PRINTING BOOKS as a going
concern for years and years. We have already made lot of efforts in reviweing the technical viability of the
business, as well as making the financial projections. We will make continous efforts in running a profitable &
growing business. Thus with your help, we can postively impact the community by providing better product &
service and provide employment opportunites to the locals

END OF REPORT
Contact Person SUDHAGAR PANNERSELVAM
Contact Number 9443944334
Suggestions to Improve your Project Report
Not part of Project Report

Please Check for the below points

Your Average DSCR Ratio should not be very low (<1.5) nor very high (>5). If your DSCR value is not
in this range, then please click below button to know how to improve your DSCR

Click here

Your Working Capital Loan Limit should not be more than permissible limit (MPBF), If yes, then
kindly reduce the loan limit to met the requirement. Refer MPBF calculation sheet to check the
permissible limit

Also, your working capital loan value should not be in excess than required. Check the cash balance
in the Balance Sheet, it should not be more than 50% of the working capital loan. This would mean
that your working capital loan amount is lying idle in cash and not used for business. Try to keep the
working capital loan not more than twice the monthly expenses amount

Try to maintain your GP Ratio or EBITDA margin within acceptable limits of your industry average

Finally, every Bank has its own criteria to approve loan. You can always change and regenerate your
report multiple times on our website for 10 days after payment