Professional Documents
Culture Documents
Quarter 1 - English 10 Summative Test
Quarter 1 - English 10 Summative Test
Directions: Read the following questions carefully. Write TRUE if the statement is a fact and FALSE if the statement
is incorrect.
__________21. Compare and Contrast is a text structure or pattern which is organized to point similarities and
differences of two or more ideas.
__________22. Contrast means examining with the qualities with a view to discover differences.
__________23. The element of comparison is about the differences of ideas.
__________24. Contrast points out the similarities of two or more ideas.
__________25. Venn diagram is the most suitable graphic organizer can be used in comparing ideas.
Directions: Examine the text below. Then, answer the following questions below. Write the answer in the space
provided.
Directions: Examine the text below. Using the Venn diagram compare the similarities and differences between Credit
Cards and Paying Cash.
Credit Cards vs. Paying Cash
Choosing a payment method is sometimes difficult particularly for buyers who cannot
control their spending. Every payment method has its advantages and disadvantages. An
evaluation of the pros and cons of a payment method can guide buyers on the best payment
method. However, buyers must also consider their credit history and shopping habits. Some
payment methods encourage buyers to spend more than they had planned to spend. A payment
method could help buyers save money or control their spending but could also be inconvenient or
insecure. Banks are aggressive in issuing credit cards to their customers. Their promotions
encourage clients to pay for goods and services using credit cards instead using cash. Buyers
must consider the pros and cons of credit cards before choosing them as their preferred payment
method
Both cash and credit cards are convenient to buyers. However, credit cards are more
convenient than cash for large purchases. Carrying large sums of cash is not only inconvenient
but also insecure. Credit cards save buyers from long queues in banks to withdraw cash and allow
them to pay for goods and services at any time. Most stores accept credit cards even for small
payments. A credit card helps the user build his or her credit history. Consistent and timely
payments of credit card bills give the user a high credit rating.
Computer technology and internet usage have intensified online business transactions.
Customers prefer to shop and pay for goods online, which is impossible without credit cards and
other online payment methods. Credit cards attract rewards, which buyers can redeem for goods
or services. In addition, credit cards users can take advantage of cash-back programs for
advertised merchandise. Another advantage of credit cards over cash is that a buyer can withhold
payment for defective goods. If a seller delivers goods that do not meet the client’s specification,
the buyer can withhold payment.
One major disadvantage of credit cards is that they encourage impulse buyers. Paying in
cash enables buyers to control their spending and save cash. Credit cards can help users
increase or decrease their credit rating. Individuals who cannot control their spending end up with
huge credit cards debts and poor credit ratings. Many people fear paying using credit cards
because of fraud. Hackers can access and wipe out a credit card user’s bank account if they can
access the user’s confidential information. Credit cards require users to be cautious to avoid
fraudulent transactions and theft.