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  • Dita Kustikah Adiyaningsih - 20200730027 - Manajemen Dana Bank Syariah - A

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    Dita Kustikah Adiyaningsih_20200730027_manajemen Dana Bank Syariah_a

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    Dita Kustikah Adiyaningsih - 20200730027 - Manajemen Dana Bank Syariah - A

    Uploaded by

    Dita Kustikah

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    © All Rights Reserved
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    of 3

    Nama : Dita Kustikah Adiyaningsih

    NIM : 20200730027
    Porsi pemilik dana Porsi Bank

    Distrib
    usi
    Saldo
    Saldo rata- pendap nis Jumlah bonus E Nisb
    Produk Bobot tertimbang jumlah
    rata atan bah dan bagi hasil R ah
    .
    per
    produk
    Rp.570. 2
    Rp. 30 Rp.67.5 20 Rp.13.500.00 Rp.54.000.00
    Giro 0,95 000.00 7 80%
    600.000 % 00.000 % 0 0
    0 %
    Rp.380. 3
    Tabung Rp. 20 Rp.45.0 25 Rp.11.250.00 Rp.33.750.00
    0,95 000.00 4 75%
    an 400.000 % 00.000 % 0 0
    0 %
    Deposit
    o
    Rp.237. 5
    Rp.250.00 13 Rp.28.1 40 Rp.11.250.00 Rp.16.875.00
    1 bulan 0,95 500.00 4 60%
    0 % 25.000 % 0 0
    0 %
    Rp.237. 6
    Rp. 13 Rp.28.1 45 12.656.250.0 Rp.15.468.75
    3 bulan 0,95 500.00 1 55%
    250.000 % 25.000 % 00 0
    0 %
    Rp.237. 6
    Rp.250.00 13 Rp.28.1 48 Rp.13.500.00 Rp.14.468.75
    6 bulan 0,95 500.00 5 52%
    0 % 25.000 % 0 0
    0 %
    Rp.237. 6
    12 Rp. 13 Rp.28.1 50 Rp.14.062.50 Rp.14.062.50
    0,95 500.00 8 50%
    bulan 250.000 % 25.000 % 0 0
    0 %
    Rp.1.90 Rp.225.
    Rp. Rp.76.218.75 Rp.148.781.2
    Jumlah 0.000.0 000.00
    2.000.000 0 50
    00 0
    Gross Income Rp.300.000.000
    Net Income Rp.225.000.000

    METODE HI/MIL

    1. Mencari HI/MIL
    a. Giro =1000/600.000.000*67.500.000=112,5
    b. Tabungan =1000/400.000.000*45.000.000=112,5
    c. Deposit 1 bulan = 1000/250.000.000*28.125.000=112,5
    d. Deposit 3 bulan = 1000/250.000.000*28.125.000=112,5
    e. Deposit 6 bulan = 1000/250.000.000*28.125.000=112,5
    f. Deposit 12 bulan = 1000/250.000.000*28.125.000=112,5

    2. Bagi hasil nasabah dan bank


    Rumus : (saldo rata-rata/1000)*HI/MIL*nisbah
    a. Nasabah
     Giro
    =(600.000.000/1000)*112,5*20%
    =13.500.000
     Tabungan
    =(400.000.000/1000)*112,5*25%
    =11.250.000
     Deposit 1 bulan
    =(250.000.000/1000)*112,5*40%
    =11.250.000
     Deposit 3 bulan
    =(250.000.000/1000)*112,5*45%
    =12.656.250
     Deposit 6 bulan
    =(250.000.000/1000)*112,5*48%
    =13.500.000
     Deposit 12 bulan
    =(250.000.000/1000)*112,5*50%
    =14.062.500

    b. Bank
     Giro
    =(600.000.000/1000)*112.5*80*
    =54.000.000
     Tabungan
    =(400.000.000/1000)*112,5*75%
    =33.750.000
     Deposit 1 bulan
    =(250.000.000/1000)*112,5*60%
    =16.875.000
     Deposito 3 bulan
    =(250.000.000/1000)*112,5*55%
    =15.468.750
     Deposito 6 bulan
    =(250.000.000/1000)*112,5*52%
    =14.625.000
     Deposito 12 bulan
    =(250.000.000/1000)*112,5*50%
    =14.062.500

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