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SMK SUNGAI TAPANG MYPIB FORM 3 SUMMATIVE ASSESSMENT 2021

MATHEMATICS

Name: _______________________ Class: ____________

Unit 2: Numbers II

A B C D
Criterion
Knowledge Investigating patterns Communications Real-life situations
Bands

Criterion A: Knowing and Understanding

i. Select appropriate mathematics when solving problems in both familiar and unfamiliar situations
ii. Apply the selected mathematics successfully when solving problems
iii. Solve problems correctly in a variety of contexts

1. Select and apply your knowledge in unit 2, solve the following problems.
a) Encik Ali deposits RM 6000 in a bank with an interest rate of 3% per annum for a period of 2 years.
Calculate the total interest that Encik Ali will receive after 2 years. (Ai, Aii)

b) At the beginning of a year, Mrs. Lau saves RM 18000 in her saving accounts with a rate of 4% per annum
and compounded every 6 months. What is Mrs. Lau’s total savings at the end of the third year? (Ai,
Aii, Aii)

c) On 1 January 2018, Rahim invested in 4000 units of Amanah Saham Bumiputera (ASB) shares valued at
RM1 per unit. For the financial year ending 31 December 2018, ASB paid a dividend of 6%. How much is
the dividend received by Rahim for that year? (Aii, Aii)
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Criterion B: Investigating patterns

i. select and apply mathematical problem-solving techniques to discover complex patterns
ii. describe patterns as relationships and/or general rules consistent with findings
iii.verify and justify relationships and/or general rules

2. On 1 January 2019, Mr. Abraham bought a homestay at the price of RM 250, 000. The daily rental rate is RM
100. On average, the homestay will be occupied for 20 days in a month.
a) Select and apply your knowledge about ROI, to calculate the return of investment if the homestay is sold
for RM 480, 000 at the end of 2019. (Bi, Bii)

b) Describe the percentage of returns gained by Mr.Abraham, and further describe what factors affect the
potential risks, return and liquidity of this type of investment. (Bi, Bii)

c) In your opinion, was the investment made by Mr.Abraham in 2019 a wise move, considering Malaysia’s
top industry is tourism at that time. Verify what happens to the real estate investment during this Covid-19
pandemic. Justify your answer. (Bii, Biii)
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Criterion C: Communicating
i. use appropriate mathematical language (notation, symbols and terminology) in both oral and written
explanations
ii. use different forms of mathematical representation to present information
iii. move between different forms of mathematical lines of reasoning
iv. communicate complete and coherent mathematical lines of reasoning
v. organize information using a logical structure

3. Madam Wong bought a car worth RM 80000 on credit. She pays 10% down payment and the balance is payable
in instalments over 6 years. The flat interest rate imposed by the bank is 4% per annum.

a) Use different forms of mathematical representation to calculate the interest charged for 6 years.
(Ciii)

b) Communicate with complete coherence, what is the amount of total repayment made by Madam Wong?
(Civ)

c) Organise your calculations in logical manner of , what is the monthly instalment payable by Madam Wong.
(Cv)
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Criterion D: Applying mathematics in real-life contexts

i. identify relevant elements of authentic real-life situations
ii. select appropriate mathematical strategies when solving authentic real-life situations
iii. apply the selected mathematical strategies successfully to reach a solution
iv. explain the degree of accuracy of a solution
v. explain whether a solution makes sense in the context of the authentic real-life situation

1. Mr. Ismail is a engineer with a monthly income of RM 3000. He decides to buy a new car to commute to work.
He contacts two banks to get a loan of RM 50000. In addition, he needs RM 1500 to cover other expenses every
month.
The following are loan packages offered by two banks to Mr. Ismail.

Loan details Bank A Bank B

Loan amount RM 50000 RM 50000
Payment period 9 years 6 years
Interest rate 4.5 % 5%
Guarantor Not required Required

Identify and apply the mathematical strategies to solve this authentic real-life situation.
Apply the calculations you know related to loans, and suggest to Mr. Ismail which bank is better suited for his
car loan. (Di, Dii, Diii)

Explain clearly your method of calculations and how accurate are they in helping Mr. Ismail.
(Div Dv)