Investment Product Guide December 2022

Investment Product Guide
December 2022 | Issue 80

MOFSL- Overview
Market Update
Product Update
Global Outlook
w
The US markets in November started on a somber note amid Fed’s rate hike and better-than-expected job scenario. On the last day
of November, Federal Reserve Chair Jerome Powell spoke at the Brookings Institute, signaling a downshift in the pace of tightening
of interest rates (read smaller hikes) could happen as early as their next meeting in December. The US Central Bank went for a
0.75% rate hike.
The S&P 500 racked up its second consecutive month of gains in November. The benchmark U.S. index gained 5.4% in the month,
including a 3.1% rally in the final session spurred by some very dovish words from Fed Chair Jerome Powell. Despite the two-month
rally, the S&P 500 remains down nearly 15% year to date, and it’s on track for its worst annual return since 2008, the year of the
global financial crisis. The consumer price index gained 7.7% year over year in October, down from its peak of 9.1% in June but still
well above the Fed’s long-term targets. That means that the job is not yet done.
In recent months, the U.S. housing market has softened significantly while manufacturing activity has dropped. Consumer
Key Rates Measures
sentiment is declining, and investors
CRR are growing increasingly concerned
Reduced by 100 bps to 3.0%that a recession may be just around the corner.
Reverse Repo
Eurozone shares advanced in November, Rate Reduced
extending by 90made
the gains bps toin
4.0%
October. Shares were supported by hopes that inflation may
Repo Rate Reduced by 75 bps to 4.4%
be moderating in the eurozone MSF
as well
Rateas in the US. Eurozone
Reduced inflation,
to 4.65% as measured
(limit increased bytothe
from 2% 3% consumer
of NDTL) price index, eased to 10.0%
year-on-year in November, afterBank
10.6%
Ratein October.Reduced to 4.65%
SLR 18.25%
UK's FTSE 100 index closed with sharp gains and marked its best monthly performance in two years, lifted by commodity-linked and
consumer stocks on hopes of Chinese demand recovery and easing domestic political concerns.
The blue-chip index (FTSE) jumped 0.8%, to log its best month since Nov 2020. The domestically focused FTSE 250 midcap index
(FTMC) closed 0.1% down. The indexes gained 6.7% and 7.1%, respectively, this month.
The Japanese stock market rose for most of November, ending the month with a total return of 3.0% in local terms. The change in
expectations for US interest rate rises led to a reversal of the sharp weakening of the yen which has been seen throughout 2022 to
date. The 7.2% strengthening of the yen against the US dollar returned the exchange rate to the levels seen in July and August.
Source: Bloomberg | Data as on 12th December, 2022

MOFSL- Overview
o Group Profile & Structure
o Business Evolution
o Business Snapshot
Group Profile & Structure
● Well-diversified, financial services company offering a range of financial products and services
● Focused on wealth creation for all its customers, such as institutional clients, HNWIs and retail customers
● Network spread over 450+ cities comprising 2200+ business locations operated by our business partners and us with 1 Million+
total registered customers
● Shares listed on the Bombay Stock Exchange and National Stock Exchange.
Motilal Oswal Financial Services Ltd.
Motilal Oswal Motilal Oswal MOPE Investment Motilal Oswal Asset Motilal Oswal Motilal Oswal Motilal Oswal
Financial Investment Advisors Pvt. Ltd. Management Wealth Management Home Finance Commodities
Retail Broking and Distribution Clients
Services Ltd. Advisors Pvt. Ltd. Co. Ltd. Affordable Housing
Ltd. Loan Families Limited Broker Private Ltd.
870,000+
Institutional 48,000+ Housing Finance Commodity
Investment Private Equity PMS Financial
Equities Banking Real Estate AIF Strategy Broking
Broking & Mutual Funds Wealth
Distribution Offshore Funds Management
Business Evolution
Broking Integrated Financial Services
638+ Housing Finance
Mutual Fund Mutual Fund

Corporates
100+
Wealth Wealth Wealth
Management Management Management
Lending Lending Lending
(LAS) (LAS) (LAS)
Private Equity Private Equity Private Equity
Investment Banking Investment Banking Investment Banking
PMS PMS PMS PMS

Distribution Distribution Distribution Distribution
MF, IPO MF, IPO, Insurance MF, IPO, Insurance MF, IPO, Insurance
Institutional Equities Institutional Equities Institutional Equities Institutional Equities Institutional Equities
Retail broking Retail broking Retail broking Retail broking Retail broking
1987 - 95 1996 - 2005 2006 - 2007 2010 2014

Business Snapshot
Trusted by 1 Million+ customers

Customised advice for various Investing Styles & Risk Profiles
● One stop solution provider for all financial needs: We offer our customer a range of products to ensure that
all the needs are met under one roof.
● One of the largest broking companies in India with presence across 2,200+ locations and AUM of 15,000+
Cr* in investment products.
● Award-winning research covering 95%+ of market capitalization.
● We offer 100% paperless trading and demat account in 15 minutes.
● Real-time portfolio monitoring and restructuring tools which help you to make investment decisions on
the move & Ability to get recommendations across asset classes at your fingertips.
● Feature rich execution options for customers through MOBILE | TAB | DESKTOP | WEB | Call & Trade
*AUM Mentioned here is combined AUM of MOFSL in all Investment Products ( PMS, MF, Fixed income, Alternate Investment Product and Insurance )
Market Update
o Equity Market Update
o Fixed Income Update
o Mutual Funds Update

Equity Market Update
Indian equities rallied for the 2nd consecutive month with key
w
benchmark indices touching their new life highs. Nifty touched a fresh Nifty 50 M-o-M (%)
high of 18,888 during Nov'22 before ending with gains of 4% for the 8.70
month at 18,758. Broader markets too participated in the rally with 5.40
4.00 4.10
Nifty Mid / Smallcap 100 indices up 2%/3% in Nov'22. 3.40
2.20
Nifty has seen sharp recovery in the last few months and is now up ~8%
YTD on the back of healthy corporate earnings, FII inflows, recovery in -0.10
global markets and moderation in several commodity prices. -2.10
-3.10 -3.00
-3.89 -3.70
On domestic front, India has outperformed most EMs on earnings and -4.90
Dec-21
Jan-22
Feb-22
May-22
Oct-22
Nov-21
Mar-22
Apr-22
Jun-22
Aug-22
Nov-22
Jul-22
Sep-22
index return front over last 4 quarters sizably. Indian market has
recovered post sharp pull back of ~15% in July/August and valuation
are no more inexpensive, given modest earnings moderation lately.
30th November,
India is more sensitive to energy prices as compared to most of its INDEX M-o-M (%) Y-o-Y (%)
2022
peers.
SENSEX 63,100 3.9 10.6
FIIs remained positive for the second month in a row, with inflows of
Rs38,235 crore (including primary markets). However, DIIs turned NIFTY 18,758 4.1 10.5
sellers after 2 positive months with outflows of Rs6,300 crore in
Nov'22. FTSE 7,573 6.7 7.3
Domestic macros remained strong with GST collection above Rs1.4 lakh DOW 34,590 5.7 0.3
crore for 8th consecutive month while e-way bill generation has
remained above 7 crore since Mar'22. Even the Q2FY23 real GDP grew Nasdaq 11,468 4.4 -26.2
6.3% YoY, largely supported by private consumption which grew 9.7%.

Hang Sang 18,597 26.6 -20.8
Further the central government's total spending grew at a 19-month
high of 60% to Rs3.2tn in Oct'22.
Source: MOFSL| Data as on 12th December, 2022
Fixed Income Outlook
RBI Governor Shaktikanta Das announced the repo rate hike by 35
basis points .India’s economy grew by 6.3% in the second quarter
w 9.00
8.00
7.00
of FY23 following a double-digit growth of 13.5% in the first
6.00
quarter of this fiscal. 5.00
The slowdown in growth compared with the first quarter was on 4.00
3.00
account of the normalisation of the base and a contraction in the
2.00
manufacturing sector’s output. 1.00
Bond yields hardened in early part of November but reversed 0.00
May-18
Nov-17
Nov-18
Feb-19
May-19
Nov-19
May-20
Nov-20
May-21
Nov-21
May-22
Nov-22
Feb-18
Aug-18
Aug-19
Feb-20
Aug-20
Feb-21
Aug-21
Feb-22
Aug-22
course on lower US inflation numbers, as this likely would slow
down pace of rate hikes from US FED. Globally market sentiment CPI Repo Rate 10 Year Gsec
turned positive on softening inflation
Key across
Rates large economies
Measuresand
sovereign yields dropped. CRR Reduced by 100 bps to 3.0%
Reverse Repo Rate Reduced by 90 bps to 4.0%
Corporate bond yields fell/rose in tandem with the G-sec yields
Repo Rate Reduced by 75 bps to 4.4% GST COLLECTIONS (IN CR)
across tenors and the rating spectrum. N O V - 2 2 ₹1,45,867
MSF RateCredit risk premium
Reduced toas
4.65% (limit increased from 2% to 3% of NDTL)
OCT-22 ₹ 1,51,718
reflected in the spread of corporate bond
Bank Rateyields over Reduced
G-sec yields
to 4.65%
SEP-22 ₹ 1,47,686
SLR marginally during
of equivalent maturities also declined 18.25%
the same AUG-22 ₹ 1,43,612
period, except for up to 1 year segment, where corporate spreads JUL-22 ₹ 1,48,995
JUN-22 ₹ 1,44,616
have gone up.
MAY-22 ₹ 1,40,885
India’s gross GST revenues were ₹1,45,867 crore in November APR-22 ₹ 1,67,540
2022, 11% higher than a year ago, but nearly 4% below October’s MAR-22 ₹ 1,42,095
FEB-22 ₹ 1,33,026
kitty. This is the ninth month in a row that the revenues have
JAN-22 ₹ 1,40,986
remained above the Rs 1.4 lakh crore mark. However, the DEC-21 ₹ 1,29,780
collection in November was the lowest since August. NOV-21 ₹ 1,31,526
Source: Bloomberg, RBI| Data as on 12th December, 2022

Mutual Fund Industry Update
The AUM of the Indian MF Industry has grown to Rs.40.38 Open ended schemes Net Inflows (+ve) / Outflows (-
trillion as on November 30, 2022 more than 2 fold increase in a ve) Equity Mutual Funds (Rs. Crores)
28,463
span of 5 years.
25,076
Overall, the mutual fund industry registered a net inflow of
19,705
18,529
Rs.13,264 crore in November, as compared to a net inflow of 15,890 15,498
14,887 14,100
Rs. 14,047 crore in the preceding month. 11,614
8,898 9,390
Equity mutual funds attracted a net sum of Rs.2,258 crore in 6,120
November, making it the 21st consecutive monthly net inflow. 2,258
In the equity segment, Sectoral/Thematic funds saw an inflow

of Rs.1,380 crore in November. Similarly, smallcap funds have
Key Rates Measures
witnessed an inflow of Rs.1,378 crore, while
CRR midcap funds saw
Reduced by 100 bps to 3.0%
Reverse Repo Rate Reduced by 90 bps to 4.0%
Rs.1,176 crore inflow. Repo Rate Reduced by 75 bps to 4.4%
MSF Rate Open
Reduced to 4.65% (limit increased ended
from 2% to 3% of schemes
NDTL) Net Inflows (+ve) / Outflows (-
However, the debt segment saw a net inflow of Rs.3,669
Bank Rate crore
Reduced to 4.65% ve) Debt Mutual Funds (Rs. Crores)
SLR 18.25%
last month, after witnessing a net outflow of Rs. 2,818 crore in
October.
Hybrid funds saw net outflows in the month of November to 54,757 49,164
the tune of Rs.6,477 crore, among hybrid funds, the Multi Asset 14,893
5,087 4,930 3,669
Allocation Fund category is still continuing to attract inflows.
The category saw a net inflow worth Rs.86 crore in November.
-32,722 -2,818
-49,154 -8,274
SIP collections stood at Rs.13,306 crore as against an inflow of -65,372
over Rs. 13,041 crore in October. -92,248
-1,14,824
Source: AMFI / Data as on 12tth December, 2022

MOFSL Product Offerings
A comprehensive basket of products to meet all financial needs
Mutual Fund PMS *Fixed Income *Alternate Insurance

Assets
• Passive Funds • MOAMC Value • RBI Floating Rate • Motilal Oswal Next
1. Life Insurance
• MOAMC NTDOP Trillion Dollar
• Equity Mutual Funds Savings (Taxable)
• MOAMC IOP Opportunity Fund • Term Insurance
• MOAMC IOP V2 Bonds
• ELSS Funds • Motilal Oswal Hedged
• MOAMC BOP • Traditional Insurance
Equity Multifactor
• Hybrid Funds • MOAMC Focused Midcap Strategy • Corporate Fixed
• MOAMC Ethical Strategy. Strategy 1. Par- endowment
• DAAF Funds • ASK Indian Entrepreneur Portfolio Deposits • Motilal Oswal Vision
• ASK India Vision 2. Non-Par endowment
2030 Fund
• Arbitrage Funds • Invesco DAWN • Preference Shares
• Motilal Oswal Value Fund • Pension Plans
• Renaissance Midcap
• Short term Debt • Renaissance Opportunities. • Perpetual Bonds • Motilal Oswal India
• ULIPs
• Alchemy High Growth Excellence Fund – Mid to
Funds • High Credit Bonds &
• Marcellus Consistent Compounders Mega II
• Marcellus Kings of Capital
2. Health Insurance
• Accrual & Credit NCDs • Neo Special Credit
• Narnolia Industry Champs (Large Cap)
• Narnolia Mid & Small Cap Strategy Opportunities Fund 3. General Insurance
Funds • Tax –free Bonds
• Narnolia Multi Cap Strategy • Alchemy Emerging
• Duration Funds • Narnolia 5Tx5T Strategy • Capital Gain Bonds Leaders of Tomorrow
• White Oak India Pioneers Equity PMS
(ELOT)
• Multi Assets Funds • Abakkus All Cap Approach • Sovereign Gold Bond
• ASK Growth India Fund
• Structured Product
*Alternate Assets and Fixed Income are as per availability.

Product Update
o Portfolio Management Services (PMS)
o Alternate Investment Fund (AIF)
o Mutual Funds
o Fixed Income
o Insurance
Motilal Oswal Financial Services Ltd. is a distributor of Mutual Funds, PMS,

Fixed Income, Insurance & Alternate Assets
Portfolio Management Services
o MOAMC Value Strategy o Narnolia 5T PMS
o MOAMC Next Trillion Dollar Opportunity Portfolio o Narnolia Industry Champs (Large-Cap Strategy)
o Narnolia Mid & Small Cap Strategy

o MOAMC India Opportunity Portfolio
o Narnolia Multi Cap Strategy
o MOAMC India Opportunity Portfolio V2
o Narnolia New India Strategy
o MOAMC Business Opportunities Portfolio
o Marcellus Kings of Capital
o MOAMC Focused Midcap Strategy
o Marcellus Consistent Compounders
o MOAMC Ethical Strategy
o Invesco DAWN Strategy
o ASK India Entrepreneur Portfolio
o Alchemy High Growth PMS
o ASK India Vision Portfolio
o White Oak India Pioneers Equity PMS
o Renaissance Midcap Portfolio
o Abakkus All Cap Approach
o Renaissance Opportunities Portfolio
MOAMC Value Strategy {Large Cap}
• The strategy aims to benefit from the long term compounding effect
Inception Date Benchmark Fund Manager
on investments done in good businesses, run by great business
managers for superior wealth creation.
18-Feb-2003 Nifty 50 TRI Mr. Shrey Loonker
• Each of the portfolio companies are market leaders in their
respective segments. Top 5 Holdings Weightage = 34.00%
Scrip Name (%) of Market value
• 19+ years track record with annualized return of 19.14% since
inception (An alpha of 1.92% over Nifty 50 TRI) ICICI Bank Ltd. 8.98
HDFC Bank Ltd. 7.63
• Concentrated portfolio of 32 stocks with high earnings growth. Larsen & Toubro Ltd. 6.31
Performance (%) Value of 1 Cr. Invested Max Financial Services Ltd. 5.59
Value Value SBI Cards and Payment Services Ltd. 5.49
Period Nifty 50 TRI Nifty 50 TRI
Strategy Strategy
1 Month 1.12 4.18 1.01 1.04
Market Cap
3 Months 1.24 5.78 1.01 1.06 Particular (%) of Assets
6 Months 10.78 13.85 1.11 1.14 Large Cap 66.00
1 Year 3.62 11.93 1.04 1.12
Mid Cap 16.00
2 Years 15.20 21.78 1.33 1.48
Small Cap 16.00
3 Years 10.26 17.24 1.34 1.61
4 Years 12.93 16.00 1.63 1.81 Top 3 Sectors Weightage = 48.83%
5 Years 9.25 14.32 1.56 1.95 Sector Name (%) of Market value
7 Years 10.17 14.50 1.97 2.58 Banks 22.51

10 Years 11.56 13.69 2.99 3.61 Finance 16.74
Since Inception 19.14 17.22 32.05 23.23 IT - Software 9.58
Source: MOAMC | Data as on 30th November, 2022

MOAMC Next Trillion Dollar Opportunity Strategy (NTDOP) {Multi Cap}
• The strategy aims to deliver superior returns by investing in stocks Inception Date Benchmark Fund Manager
from sectors that can benefit from the Next Trillion Dollar GDP
growth. 03-Aug-2007 NIFTY 500 TRI Mr. Manish Sonthalia
• A multi-cap strategy focused on identifying businesses benefitting
from India’s growing GDP. Top 5 Holdings Weightage = 40.64%
• 15+ years track record with annualized return 14.78% since
inception (An alpha of 3.48% over Nifty 500 TRI) ICICI Bank Ltd. 13.27
• High quality concentrated portfolio of 28 stocks. Kotak Mahindra Bank Ltd. 8.52
Page Industries Ltd. 6.80
Performance (%) Value of 1 Cr. Invested L&T Technology Services Ltd. 6.43
NIFTY 500 NIFTY 500 Eicher Motors Ltd. 5.62
Period NTDOP NTDOP
TRI TRI
1 Month 0.22 3.42 1.00 1.03 Market Cap
3 Months -0.98 4.20 0.99 1.04 Particular (%) of Assets
6 Months 6.19 13.66 1.06 1.14
Large Cap 50.00
1 Year -4.60 10.20 0.95 1.10
Mid Cap 46.00
2 Years 13.91 23.36 1.30 1.52
Small Cap 4.00
3 Years 10.93 18.85 1.36 1.68
7 Years 12.14 14.56 2.23 2.59 Banks 25.81
10 Years 17.42 14.35 4.98 3.82 IT - Software 7.71

Since Inception 14.78 11.30 8.28 5.17 Pharmaceuticals & Biotechnology 7.27

MOAMC India Opportunity Portfolio (IOP) {Mid & Small Cap}
• The strategy aims to generate long term capital appreciation by n
creating a focused portfolio of high growth stocks having the potential
to grow more than the nominal GDP for next 5-7 years across and Nifty Smallcap 50
15-Feb-2010 Mr. Manish Sonthalia
which are available at reasonable market prices. TRI
Top 5 Holdings Weightage = 27.46%
• Small cap oriented portfolio which invests in companies with high
earnings growth.
KEI Industries Ltd. 6.22
• 10+ years track record across market cycles. 5.98
IDFC First Bank Ltd.
• High quality concentrated portfolio of 28 stocks. Angel One Ltd. 5.35
Performance (%) Value of 1 Cr. Invested 5.12
VIP Industries Ltd.
NIFTY Small NIFTY Small 4.79
Period IOP IOP Central Depository Services (India) Ltd.
Cap 50 TRI Cap 100 TRI
1 Month -0.24 3.56 1.00 1.04 Market Cap
6 Months 1.02 7.07 1.01 1.07 Large Cap 3.00
1 Year -14.52 -11.18 0.85 0.89 Mid Cap 25.00
2 Years 8.50 18.24 1.18 1.40 Small Cap 61.00
3 Years 6.79 18.02 1.22 1.64
5.02 11.32 1.22 1.54 Top 3 Sectors Weightage = 38.14%
4 Years
-1.90 0.70 0.91 1.04 Sector Name (%) of Market value
5 Years
6.24 6.87 1.53 1.59 Consumer Durables 14.85
7 Years
10 Years 8.41 9.38 2.24 2.45 Industrial Products 13.15
Since Inception 7.55 6.38 2.54 2.21 Capital Markets 10.14

MOAMC India Opportunity Portfolio V2 (IOP V2) {Mid & Small Cap}
• The Strategy aims to deliver superior returns by investing in stocks Inception Date Benchmark Fund Manager
from sectors that can benefit from India's emerging businesses. It
Nifty Smallcap 50
aims to predominantly invest in Small and Midcap stocks with a focus 05-Feb-2018 Mr. Manish Sonthalia
TRI
on identifying potential winners. Focus on Sectors and Companies
which promise a higher than average growth.
• Identification of companies in their early stages which have the KEI Industries Ltd. 6.19
potential to become midcap or large cap, thus resulting in wealth
IDFC First Bank Ltd. 5.98
creation
Angel One Ltd. 5.35
• Small cap oriented concentrated portfolio of 28 stocks investing in
Birla Corporation Ltd. 5.18
companies with high growth profile.
VIP Industries Ltd. 5.12
Performance (%) Value of 1 Cr. Invested
Market Cap
Nifty Nifty Particular (%) of Assets
Period IOP V2 Smallcap IOP V2 Smallcap
50 TRI 100 TRI Large Cap 3.00
1 Month -0.20 3.56 1.00 1.04 Mid Cap 25.00
3 Months -0.08 1.69 1.00 1.02 Small Cap 62.00
6 Months 0.75 7.07 1.01 1.07
1 Year -14.53 -11.18 0.85 0.89 Top 3 Sectors Weightage = 38.34%
3 Years 15.49 18.02 1.54 1.64 Consumer Durables 14.84
4 Years 9.92 11.32 1.46 1.54 Industrial Products 13.37

Since Inception 4.28 1.92 1.22 1.10 Capital Markets 10.13

MOAMC Business Opportunities Portfolio (BOP) {Multi Cap}

• The investment objective of the Strategy is to achieve long term
capital appreciation by primarily investing in equity & equity related Mr. Manish Sonthalia
18-Dec-2017 Nifty 500 TRI
across market capitalization Mr. Atul Mehra
• BOP is a multi-cap strategy with a balanced mix of Large Cap, Mid Top 5 Holdings Weightage = 43.88%
Cap and Small Cap allocation. Scrip Name (%) of Market value
ICICI Bank Ltd. 10.17
• Index agnostic: ~ 72% away from benchmark Nifty 500 TRI.
HDFC Bank Ltd. 9.73
• Concentrated portfolio of 23 stocks with high earnings growth. Max Financial Services Ltd. 9.56
Phoenix Mills Ltd. 7.64
Axis Bank Ltd. 6.78
Performance (%) Value of 1 Cr. Invested Market Cap

Particular (%) of Assets
Nifty 500 Nifty 500
Period BOP BOP Large Cap 67.00
TRI TRI
1 Month 1.03 3.42 1.01 1.03 Mid Cap 19.00
3 Months 4.08 4.20 1.04 1.04 Small Cap 15.00
6 Months 14.19 13.66 1.14 1.14
Top 3 Sectors Weightage = 62.34%
1 Year 7.86 10.20 1.08 1.10
Sector Name (%) of Market value
2 Years 14.92 23.36 1.32 1.52
Banks 34.66
3 Years 14.00 18.85 1.48 1.68
IT - Software 16.41
4 Years 14.60 16.33 1.72 1.83
Since Inception 10.82 12.88 1.66 1.82 Insurance 11.27

MOAMC Focused Midcap Strategy (FMS) {Mid & Small Cap}
• The Strategy aims to deliver superior returns by investing in stocks of Inception Date Benchmark Fund Manager
India’s emerging businesses. It aims to predominantly invest in
Nifty Mid Small
midcap stocks that can benefit from growth in earnings and re-rating 24-Dec-2019 Mr. Rakesh Tarway
cap 400 TRI
of businesses. It aims to invest bottom up by identifying high quality
companies, having superior growth and sustainable competitive Top 5 Holdings Weightage = 28.82%
advantage. Scrip Name (%) of Market value
• The strategy seeks to primarily invest in midcap segment having TVS Motor Ltd. 6.43
101st to 400th companies in terms of full market capitalization. Angel One Ltd. 6.31
However, the strategy has the flexibility to invest in companies across IDFC First Bank Ltd. 5.82
the entire market capitalization spectrum. Astec Lifesciences Ltd. 5.17
• The Strategy at present has a concentration in 25 stocks. Tata Consumer Products Ltd. 5.09
Market Cap
Performance (%) Value of 1 Cr. Invested Particular (%) of Assets
Large Cap 11.00
Focused Nifty Mid Focused Nifty Mid
Period Midcap Small Cap Midcap Small Cap Mid Cap 35.00
Strategy 400 TRI Strategy 400 TRI Small Cap 46.00
1 Month -0.81 2.30 0.99 1.02
3 Months 0.67 2.74 1.01 1.03
6 Months 0.57 13.88 1.01 1.14
1 Year -13.40 7.43 0.87 1.07 Industrial Products 16.28
2 Years 15.33 29.73 1.33 1.68 Insurance 9.74

Since Inception 21.81 27.22 1.78 2.03 IT - Software 8.12

MOAMC Ethical Strategy – {Multi Cap) - New Offering
• The Strategy is Shariah Certified by TASIS. TASIS (Taqwaa advisory

and Shariah Investment Solutions) is Shariah Advisory Partner of
National Stock Exchange. Their certification ensures 100% Nifty Shariah 500
08-Jun-2021 Mr. Vaibhav Agrawal
TRI
compliance to Shariah standards of investing. The benchmark is
accordingly Nifty Shariah 500 Index.
(%) of Market
Scrip Name
Value
• The Strategy will deploy sector and accounting screeners (detailed
Tube Investment of India Ltd. 6.16
below) for stock selection leading to very high scores for Jain
CG Power and Industrial Solutions Ltd. 6.13
Community Investing standards as well as ESG investing standards.
Cera Sanitaryware Ltd. 5.71
• Portfolio Themes: Economic Recovery | Consumer Discretionary | KEI Industries Ltd. 5.69
Structural Shifts | Favorable Tailwinds HCL Technologies Ltd. 5.57
• The Strategy at present has a concentration in 18 stocks.
Market Cap *
Performance (%ge) Value of 1 Cr. Invested Large Cap 28.40
Nifty Nifty Mid Cap 9.80
Ethical Ethical
Period Shariah 500 Shariah 500
Strategy Strategy Small Cap 60.10
TRI TRI
1 Month -1.01 3.47 0.99 1.03
3 Months -0.89 3.45 0.99 1.03
(%) of Market
Sector Name
6 Months 5.67 10.72 1.06 1.11 Value
IT - Software 15.66
1 Year -3.98 4.75 0.96 1.05
Auto Components 13.93
Since Inception 5.44 10.63 1.08 1.16 Electrical Equipment 10.69
Source: MOAMC | Data as on 30th November, 2022 ; * - Market Cap as on 31st

May’22
ASK Indian Entrepreneur Portfolio (IEP) {Multi Cap}
sized (min. INR 100cr of PBT).

-
• Identifies businesses with competitive advantage that are significantly
BSE 500
• The quality of business seeks over 20% compounded growth from each 25-Jan-2010
Nifty 50
Mr. Chetan Thacker
of them with an ROCE of over 25%.
• Identifying companies with a minimum 25% stake to ensure skin in the Scrip Name (%) of Market value
game & should be at reasonable discount to value to make money as APL Apollo Tubes Ltd. 6.75
EPS compounds. Bajaj Finance Ltd. 6.66
• The strategy comprises of 25 stocks. Bajaj Finserv Ltd. 6.56
AU Small Finance Bank Ltd. 5.43
PI Industries Ltd. 5.37
Period ASK IEP BSE 500 ASK IEP BSE 500
1 Month -0.59 3.32 0.99 1.03 Market Cap
6 Months 6.58 12.62 1.07 1.13 Large Cap 59.18
1 Year -3.68 9.15 0.96 1.09 Mid Cap 38.21
2 Years 16.21 22.17 1.35 1.49
Small Cap 1.76
3 Years 15.60 17.70 1.54 1.63
7 Years 14.89 13.32 2.64 2.40 NBFC 11.57
10 Years 19.07 13.01 5.73 3.40 Retail 10.29
Since Inception 17.87 10.96 8.27 3.81 Banks 9.17
Source: ASK IM| Data as on 30th November, 2022
ASK India Vision Portfolio {Multi Cap}
• ASK India Vision Portfolio is a Discretionary Equity PMS. Inception Date Benchmark Fund Manager
• It aims to build a portfolio of businesses representing quality and Mr. Kuldeep

20-Nov-2019 Nifty 50
superior long-term compounding potential, across market Gangwar
capitalizations.
• Business with ROCE over 25% and earnings growth above 20%.
• Businesses benefitting from Value Migration (example Ownership APL Apollo Tubes Ltd. 7.45
Migration; PSU banks losing market share to Private Sector Banks;
shift from Unorganised to Organised) Bajaj Finserv Ltd. 7.25
• 3 main drivers for compounding wealth: Quality, Valuation & Time. Patanjali Foods Ltd. 6.82
• Key Beneficiaries of the economic shift in India: Financial, FMCG, & Bajaj Finance Ltd. 6.63
Consumer Discretionary. Navin Fluorine International Ltd. 5.39
• The strategy comprises of 23 stocks. Market Cap
Performance (%ge) Value of 1 Cr. Invested Particular (%) of Assets
ASK India ASK India Large Cap 45.45

Period Nifty 50 Nifty 50
Vision Vision Mid Cap 50.30
1 Month -2.14 4.14 0.98 1.04 Small Cap 3.71
3 Months -1.34 5.63 0.99 1.06
6 Months 6.26 12.59 1.06 1.13 Top 3 Sectors Weightage = 32.90%
1 Year -1.80 10.45 0.98 1.10 Sector Name (%) of Market value
2 Years 16.23 20.18 1.35 1.44 Chemical 12.50

3 Years 13.62 15.85 1.47 1.55 NBFC 10.71
Since Inception 13.49 15.89 1.47 1.56 Consumer Durables 9.69
Source: ASK IM| Data as on 30th November, 2022
Renaissance Midcap Portfolio {Mid Cap}

• Sustainable Quality Growth at Reasonable Price (SQGARP).
01-Jan-2018 Nifty Midcap 100 Mr. Pawan Parakh
• The fund invests into midcap companies that can become large caps
in the future. Top 5 Holdings Weightage = 27.60%
• Focused on companies with business leadership and it is a low Scrip Name (%) of Market value
mortality portfolio. Aditya Birla Fashion and Retail
6.07
Ltd.
• The strategy comprises of 23 stocks. Cummins India Ltd. 5.89
IDFC First Bank Ltd. 5.40
DCB Bank Ltd. 5.21
Aptech Ltd. 5.03

Market Cap
Nifty Nifty Particular (%) of Assets
Renaissance Renaissance
Period Midcap Midcap Large Cap 8.00
Midcap PMS Midcap PMS
100 100 Mid Cap 53.00
1 Month 0.44 1.93 1.00 1.02 Small Cap 36.00
3 Months 6.75 1.77 1.07 1.02
1 Year 23.47 8.05 1.23 1.08 Sector Name (%) of Market value
2 Years 29.62 27.48 1.68 1.63 Banks & Finance 21.66
3 Years 23.35 22.99 1.88 1.86 FMCG 14.54

Since Inception 10.94 8.83 1.67 1.52 Capital Goods & Engineering 9.73
Source: Renaissance IM | Data as on 30th November, 2022
Renaissance Opportunities Portfolio {Multi Cap}
• Sustainable Quality Growth at Reasonable Price (SQGARP). Inception Date Benchmark Fund Manager
• A concentrated portfolio that invests in companies across businesses 01-Jan-2018 Nifty 200 Mr. Pawan Parakh
which are at different states of their business lifecycles capable of
delivering sustainable, market-leading growth and are at a reasonable Top 5 Holdings Weightage = 34.32%
prices. Scrip Name (%) of Market value
• The strategy comprises of 23 stocks.
HDFC Bank Ltd. 6.49
Sun Pharmaceutical Industries Ltd. 6.31
Bharti Airtel Ltd. 6.23
ITC Ltd. 5.96
Performance (%) Value of 1 Cr. Invested Market Cap

Renaissance Renaissance Large Cap 74.00
Opp. PMS Opp. PMS Mid Cap 14.00
1 Month 1.07 3.48 1.01 1.03 Small Cap 10.00
3 Months 5.18 4.12 1.05 1.04
1 Year 15.26 9.40 1.15 1.09 Sector Name (%) of Market value
2 Years 27.55 21.16 1.63 1.47 Banks & Finance 31.03

3 Years 19.34 16.66 1.70 1.59 Capital Goods & Engineering 15.55
Since Inception 11.79 11.38 1.73 1.70 FMCG 15.31
Source: Renaissance IM | Data as on 30th November, 2022
Narnolia 5T PMS : Industry Champs {Large Cap}
• Large-Cap Strategy / Industry Leaders comprises of companies those
are leaders in their respective industries in which they operate. 80%
weightage in this sub-scheme is to companies those are a part of Mr. Shailendra
28-Mar-2012 Nifty Large Cap 100
the Nifty Large cap 100 Index. Kumar
• The targeted aggregate fundamentals of the sub-strategy are: Top 5 Holdings Weightage = 41.75%
Growth - higher than nominal GDP growth ideally above 12%, ROE Scrip Name (%) of Market value
20% or more and high margin of safety in terms of current valuation Bharti Airtel Ltd. 9.88
inside the last ten years valuation envelope. Larsen & Toubro Ltd. 8.38
• The portfolio consist of 17 stocks. ICICI Bank Ltd. 8.19

State Bank of India 7.77
Tata Consultancy Services Ltd. 7.53
Industry Nifty Large Industry Nifty Large
Period
Champs Cap 100 Champs Cap 100
Market Cap
1 Month 2.00 3.71 1.02 1.04
3 Months 4.76 4.46 1.05 1.04
Large Cap 84.42
6 Months 12.35 12.83 1.12 1.13
Mid Cap 12.79
1 Year 0.80 9.55 1.01 1.10
Small Cap 2.73
2 Years 20.23 20.27 1.45 1.45
5 Years 12.41 12.18 1.80 1.78 Financials 39.10
7 Years 14.51 12.97 2.58 2.35 Industrial 29.83
Since Inception 16.95 13.09 5.33 3.72 Consumers 13.85
Source: Narnolia Financial Advisors Ltd | Data as on 30th November, 2022

Narnolia 5T PMS : Mid & Small Strategy {Mid & Small Cap}
• The sub strategy combines of high quality moat companies with
high growth companies.
Nifty Mid-Small Cap Mr. Shailendra
• The targeted aggregate fundamentals of the sub-strategy are: 04-May-2015
400 Kumar
Growth - ideally above 18%, ROE 20% or more and high margin of
safety in terms of current valuation inside the last ten years Top 5 Holdings Weightage = 27.79%
valuation envelope. Scrip Name (%) of Market value
AIA Engineering Ltd. 5.95
• In the market cyclical when expansion phase occurs these Mid &
Small Cap provide higher return. IDFC First Bank Ltd. 5.76
Praj Industries Ltd. 5.70
• The portfolio consist of 25 stocks.
Performance (%ge) Value of 1 Cr. Invested Zydus Wellness Ltd. 5.21
Narnolia Nifty Mid- Narnolia Nifty Mid- Narayana Hrudayalaya Ltd. 5.17
Period Mid & Small Cap Mid & Small Cap
Small Cap 400 Small Cap 400 Market Cap
1 Month -0.71 2.25 0.99 1.02 Particular (%) of Assets
3 Months -0.47 2.55 1.00 1.03 Large Cap 3.85
6 Months 7.29 13.13 1.07 1.13 Mid Cap 36.11
1 Year -3.61 6.41 0.96 1.06 Small Cap 59.93
2 Years 20.67 28.53 1.46 1.65
3 Years 26.57 24.69 2.03 1.94
4 Years 23.26 17.84 2.31 1.93
Industrial 38.51
5 Years 16.53 10.21 2.15 1.63
Consumers 28.01
7 Years 18.90 14.08 3.36 2.51
Financials 24.25
Since Inception 20.34 13.61 4.07 2.63
Narnolia 5T PMS : Multi Cap Strategy {Multi Cap}
• Multi-Cap investing provides opportunity to take optimum
investment exposure across market capitalization of Indian listed
companies along with diversified industries’ representation inside Mr. Shailendra
28-Mar-2012 Nifty 500
the investment basket. Kumar
• The targeted aggregate fundamentals of the sub-strategy are: Top 5 Holdings Weightage = 41.43%
Growth - ideally above 15%, ROE 20% or more and sufficient margin Scrip Name (%) of Market value
of safety in terms of current valuation inside the last ten years HDFC Bank Ltd. 9.31
valuation envelope. ICICI Bank Ltd. 9.22
• The portfolio consist of 20 stocks. Reliance Industries Ltd. 8.15
Larsen & Toubro Ltd. 6.82
Narnolia Narnolia
Multi Cap Multi Cap
Market Cap
1 Month 2.76 3.39 1.03 1.03
3 Months 2.74 4.05 1.03 1.04
Large Cap 73.09
6 Months 7.88 12.94 1.08 1.13
Mid Cap 14.94
1 Year 3.31 8.86 1.03 1.09
Small Cap 11.87
2 Years 23.61 21.97 1.53 1.49

Narnolia 5T PMS : 5Tx5T {Multi Cap}
• Narnolia 5Tx5T provides a unique theme-based investing 58 Inception Date Benchmark Fund Manager
opportunity in the Indian market. As India approaches towards
Mr. Shailendra
becoming a 5 trillion economy by GDP. This strategy focuses on 5 04-May-2015 Nifty 500
Kumar
such themes that should form part of India’s next growth engine.
• The targeted aggregate fundamentals of the sub-strategy are: Scrip Name (%) of Market value
Growth - 1.5* higher than nominal GDP growth ideally above 18%,
ROE 15% or more and sufficient margin of safety in terms of current
valuation inside the last ten years valuation envelope.
Tata Consultancy Services Ltd. 9.08
• The portfolio consist of 16 stocks.
Avenue Supermarts Ltd. 7.66
Performance (%ge) Value of 1 Cr. Invested SBI Life Insurance Company
7.53
Narnolia Narnolia Ltd.
5Tx5T 5Tx5T Market Cap
1 Month 1.79 3.39 1.02 1.03
3 Months 4.11 4.05 1.04 1.04
Large Cap 54.88
6 Months 13.68 12.94 1.14 1.13
Mid Cap 16.86
1 Year 2.16 8.86 1.02 1.09
Small Cap 28.24
2 Years 19.34 21.97 1.42 1.49
3 Years 18.46 17.56 1.66 1.62
4 Years 16.73 15.03 1.86 1.75
Financials 35.19
5 Years 14.22 11.74 1.94 1.74

Marcellus Kings of Capital (KCP) {Multi Cap}
• Kings of Capital PMS strategy will be a concentrated portfolio of 10 Inception Date Benchmark Fund Manager
to 14 financial companies with median market cap of ~63K Crs.

28-Jul-2020 Bank Nifty TRI Mr. Tej Shah
Why Invest in Kings of Capital PMS strategy now? Top 5 Holdings Weightage = 56.50%
Bajaj Finance Ltd. 14.50
 Marcellus Kings of Capital will be a Financial Sector (BFSI Focused) HDFC Bank Ltd. 14.00
strategy. Strategy will mainly invest in market leading BFSI franchises. Kotak Mahindra Bank Ltd. 10.50
ICICI Lombard Gen. Insurance Co. Ltd. 9.00
 Financial sector stocks are available at inexpensive valuation in a low Aavas Financiers Ltd. 8.50
interest rate environment.
Market Cap
Performance (%ge) Value of 1 Cr. Invested Large Cap 77.50
Bank Nifty Bank Nifty Mid Cap 8.50

Period KCP KCP
TRI TRI
1 Month 1.68 4.66 1.02 1.05 Small Cap 13.00
3 Months -2.94 9.34 0.97 1.09 Sectors
6 Months 4.68 22.21 1.05 1.22 Sector Name (%) of Market value
1 Year -5.69 22.10 0.94 1.22
2 Years 2.02 21.54 1.04 1.48
Financial Sector (BFSI Focused)
Since Inception 11.14 34.44 1.28 2.00
Limited data provided by Marcellus IM; | Data as on 30th November, 2022

Marcellus Consistent Compounders (CCP) {Large Cap}
• Marcellus Consistent Compounders is a concentrated portfolio of Inception Date Benchmark Fund Manager
heavily moated companies that can drive healthy earnings growth
01-Dec-2018 Nifty 50 TRI Mr. Rakshit Ranjan
over long periods of time.
• The Strategy Consists of 14 stocks. Top 5 Holdings Weightage = 50.51%

Scrip Name (%) of Allocation
• Portfolio construction involves a two stage process to build a
portfolio of stocks: Bajaj Finance Ltd. 11.98
Titan Company Ltd. 10.31
I. Filter based approach to create an investible universe of 30-
35 stocks. Dr. Lal Pathlabs Ltd. 9.97
Page Industries Ltd. 9.43
II. In-depth bottom-up research of such companies in the
Asian Paints Ltd. 8.82
universe to assess sustainable moats.
Performance (%ge) Value of 1 Cr. Invested Market Cap
Period CCP Nifty 50 TRI CCP Nifty 50 TRI Particular (%) of Assets
1 Month 0.21 4.18 1.00 1.04 Large Cap 80.10

Mid Cap 19.40
3 Months -2.59 5.78 0.97 1.06
Small Cap --
6 Months 9.13 13.85 1.09 1.14
1 Year -3.33 11.93 0.97 1.12 Top 3 Sectors Weightage = 72.95%
2 Years 11.74 21.78 1.25 1.48
Financial Services 36.10
3 Years 16.25 17.26 1.57 1.61
Consumer Discretionary 19.74
Since Inception 18.64 16.00 1.98 1.81
Pharma & Health-Care 17.11
Source: Marcellus IM | Data as on 30th November, 2022
INVESCO DAWN Strategy {Multi Cap}
• Focus on mean reversion & value style. Inception Date Benchmark Fund Manager
• Catalyst for investing – Cyclical recovery, earning recovery and Under Mr. Neelesh
28- Aug-2017 S&P BSE 500
owned to Value style. Dhamnaskar
• D: Demand recovery across cyclical & consumer discretionary sectors. Top 5 Holdings Weightage = 34.25%
• A: Attractive valuation to provide Margin of Safety. Scrip Name (%) of Market value
• W: Winning companies on the cusp of a new demand cycle leading to ICICI Bank Ltd. 10.65
operating & financial leverage efficiencies. Tube Investments of India Ltd. 6.24
• N: New credit & investment cycle to provide a boost to earnings HDFC Bank Ltd. 6.04
recovery.
Reliance Industries Ltd. 5.78
• Focused portfolio approach and currently has 23 stocks. Infosys Ltd. 5.54
Market Cap
Performance (%ge) Value of 1 Cr. Invested
Period DAWN BSE 500 DAWN BSE 500
Large Cap 73.19
1 Month 4.36 3.32 1.04 1.03
Mid Cap 10.00
3 Months 7.44 3.97 1.07 1.04
Small Cap 11.29
6 Months 17.18 12.93 1.17 1.13
1 Year 13.85 9.15 1.14 1.09 Top 3 Sectors Weightage = 59.47%
5 Years 10.01 11.88 1.61 1.75 Consumer Discretionary 14.80
Since Inception 8.79 12.59 1.56 1.87 Information Technology 9.90
Source: INVESCO AMC | Data as on 30th November, 2022
Alchemy High Growth PMS {Multi Cap}
• It aims at generating long term returns by investing in equities & equity Inception Date Benchmark Fund Manager
related instruments across market capitalizations, with a mid cap bias.
Mr. Hiren Ved
08-May-2002 BSE 500 Index
• Allows flexibility in stock selection by way of staggered investments as Mr. Alok Agarwal
and when the stocks deem fit.
• Seeking high risk-high return portfolio Scrip Name (%) of Market value
• The Portfolio consists of maximum 25 Stocks.
HDFC Bank Ltd. 6.68
Performance (%) Value of 1 Cr. Invested Praj Industries Ltd. 6.53
Alchemy Alchemy PI Industries Ltd. 5.27
S&P S&P
Period High High Axis Bank Ltd. 4.83
BSE 500 BSE 500
Growth Growth
1 Month -0.52 3.32 0.99 1.03 Market Cap
3 Months 1.01 3.97 1.01 1.04 Particular (%) of Assets
6 Months 9.93 12.93 1.10 1.13
Large Cap 48.00
1 Year 0.04 9.15 1.00 1.09
Mid Cap 31.00
2 Years 16.68 22.27 1.36 1.49
Small Cap 15.00
3 Years 7.53 17.72 1.24 1.63
Since Inception 20.12 15.94 43.48 20.99 Materials 17.56
Source: Alchemy Capital Management | Data as on 30th November, 2022
White Oak India Pioneers Equity Portfolio {Multi Cap} - New Offering
• The objective of the strategy is to achieve long term capital

appreciation by primarily investing in ‘listed securities’ in India
58 Inception Date Benchmark Fund Manager
Mr: Prashant
09-Apr-2019 S&P BSE 500
• The investment strategy is long only with a bottom-up stock selection Khemka
approach.
• The investment philosophy is, that outsized returns are earned over
time by investing in great businesses at attractive values. Scrip Name (%) of Market value
• The Portfolio consists of 59 stocks. ICICI Bank Ltd. 9.21
• Performance first culture built-upon: HDFC Bank Ltd. 7.81
a) team of local experts with global experience Infosys Ltd. 5.36
b) bottom-up stock selection philosophy
Nestle India Ltd. 5.05
c) disciplined fundamental research
Ambuja Cements Ltd. 3.97
d) balanced portfolio construction
Market Cap
Performance (%ge) Value of 1 Cr. Invested Particular (%) of Assets
White Oak White Oak
S&P BSE S&P BSE Large Cap 62.87
Period India India
500 TRI 500 TRI INR
Pioneer Pioneer Mid Cap 21.55
1 Month 0.50 3.46 1.00 1.03
Small Cap 14.31
3 Months 2.02 4.22 1.02 1.04
1 Year -0.24 10.73 1.00 1.11 Sector Name (%) of Market value

Since Inception 18.74 16.50 1.87 1.75 Materials 13.01
Source: White Oak Capital Ltd. | Data as on 30th November, 2022

Abakkus All Cap Approach (AACA) {Multi Cap} - New Offering
• The investment objective of the Abakkus All Cap Approach would be to 58

generate alpha and risk adjusted returns for client by investing in benchmark
agnostic multicap portfolio. Mr: Sunil Singhania

29-Oct-2020 S&P BSE 200
• Abakkus follows MEETS Framework:
Mr: Aman Chowhan
• Management: Quality - Capability and track record; Capital Allocation – capex
is fine if ROE is maintained or enhanced.
• Earnings: Companies that can double profits in 4 years or less or where
EV/EBITDA can halve in four years IIFL Finance Ltd. 6.10
• Events/Trends: Stock movement because of events.; Disruptive trends/New ICICI Bank Ltd. 5.86
themes; Can be Buy or Sell opportunity.
• Timing: Good company is not necessarily a good investment if price is not
right; Time frame of investment; Mean Reversion.
Axis Bank Ltd. 5.50
• Structural: Size of the opportunity; Competitive positioning / MOAT; UPL Ltd. 5.24
Consistent growth in profits.
Market Cap
• The Portfolio consists of 21 stocks.
Large Cap 45.45
S&P BSE S&P BSE
Period AACA AACA Mid Cap 42.81
200 200
1 Month 2.80 3.40 1.03 1.03 Small Cap --
6 Months 9.90 13.10 1.10 1.13 Sector Name (%) of Market value
1 Year 5.30 9.90 1.05 1.10 Banks 17.06
2 Years 34.20 21.70 1.80 1.48 Materials 13.54
Since Inception 35.40 26.90 1.88 1.64 NBFC 12.93
Source: Abakkus Asset Manager / Data as on 30th November 2022

Alternate Investment Fund
o Launch of Motilal Oswal Next Trillion Dollar Opportunity Fund (Category III AIF)
o Launch of Motilal Oswal Hedged Equity Multifactor Strategy (Category III AIF)
o Launch of Motilal Oswal India Excellence Fund – Mid to Mega II (Category III AIF)
o Launch of Motilal Oswal Vision 2030 Fund (Category III AIF)
o Launch of Motilal Oswal Value Fund (Category III AIF)

New Offering
o Launch of Neo Special Credit Opportunities Fund (Category II AIF)
New Offering
o Launch of Alchemy Emerging Leaders of Tomorrow (ELOT) (Category III AIF)
New Offering
o Launch of ASK Growth India Fund (Category III AIF)
New Offering
o Launch of IIFL Equity Opportunity Fund (Category-III)
New Offering
o Launch of White Oak India Equity Fund VI (Category-III)
Launch of Motilal Oswal Next Trillion Dollar Opportunity Fund (Category-III)
Fund Objective
The investment objective of the Motilal Oswal Next Trillion Dollar Opportunity AIF is to invest in the exponential
opportunities created due to the growth in the India’s GDP.
Portfolio Construct
 The Fund follows the investment philosophy of QGLP – Quality, Growth, Longevity, and Price.
 NTDOP PMS strategy (now to be replicated on the AIF platform) boasts of a 14+ years track record with
consistent outperformance over benchmark across market cycles (10 out 13 calendar years)
 High quality concentrated portfolio of up to 30 stocks. True multi-cap portfolio with 45% Large Cap & 53%
mid & small caps.
 NTDOP to identify on businesses that benefit from India’s growing GDP.
Source: MOAMC
NTD Framework : Linear growth, Exponential opportunities
Source: MOAMC
Key Terms & Fee Schedule
Name of the scheme Motilal Oswal Next Trillion Dollar Opportunities Fund
Type Category III, open ended scheme
Subscription: Weekly – Every Monday; Redemption – Month end with 5 business days advance
Subscription/Redemption
notice
Set up Fee Upto 2% on Capital contribution
No. of stocks Upto 30
Benchmark Nifty 500 TRI
Exit Load – From allotment date Upto 6 months – 4%, 6 to 12 months – 3%, 12-24 months – 2%, 24 to 36 months – 1%
Subscription: Weekly – Every Monday; Redemption – Month end with 5 business
days advance notice
Class Fee Structure Minimum Capital (INR) Commitment Management Fee p.a.
B1 Fixed Fee 1 Cr < 2.5 Cr 2.50%
Exit Load – From allotment Upto 6 months – 4%, 6 to 12 months – 3%, 12-24 months – 2%, 24 to 36 months –
B2 Fixed Fee >= 2.5 Cr < 5 Cr 2.25%
date 1%
B3 Fixed Fee >=5 Cr < 10 Cr 2.00%
B4 Fixed Fee >=10 Cr < 25 Cr 1.75%
B5 Fixed Fee >= 25 Cr 1.50%
Source: MOAMC
Launch of Motilal Oswal Hedged Equity Multifactor Strategy (Category III AIF)
Fund Objective
The investment objective of the Motilal Oswal Hedged Equity Multifactor Strategy is to invest in a basket of
companies based on growth & Momentum using Factor-based investing with Hedge against Tail Risk events:
(Hedged Equity Multi Factor Strategy - HMF).
Portfolio Construct
 The fund make use of Multiple Factor-based Rules: A blend of Quality, Volatility, Value & Momentum with
aim of generating alpha to benchmark.
 The Hedged Multifactor strategy offers low correlation to Nifty50 as investment universe from rank 51-300
by market capitalization; creating differentiated portfolio from peer products..
 Combination of Multifactor investing and Hedging enables outperformance across all market cycles.
Source: MOAMC
What is Factor Investing ?
Source: MOAMC
Name of the scheme Motilal Oswal Hedged Equity Multifactor Strategy

Subscription Weekly – Every Monday
Redemption Month end with 5 working days advance notice
No. of stocks 20-30
Name of the scheme Motilal Oswal Hedged Equity Multifactor Strategy
From allotment date: Upto 6 months: 4%, 6-12 months: 3%
ExitType
Load Category III, open ended scheme
Subscription Weekly – Every Monday 12-24 months: 2%, 24-36 months: 1%
Redemption Month end with 5 working days advance notice
No. of stocks 20-30
Class FeeBenchmark
Structure Nifty 500 TRI Minimum Capital Commitment Management Fee % p.a.
From allotment date: Upto 6 months: 4%, 6-12 months: 3%
Exit Load
B1 Fixed Fee 12-24 months: 2%, 24-36 months:
>=1 but 1% 5 Cr
less than 2.50
B2 Fixed Fee >= 5 Cr but less than 15 Cr 2.00
B3 Fixed Fee >= 15 Cr 1.50
Source: MOAMC
Motilal Oswal India Excellence Fund –Mid to Mega II (Category-III AIF)
Fund Objective
The investment objective of the Motilal Oswal India Excellence Fund is to identify Midcap companies who are
expected to crossover to Largecap category in next 5 years.
Portfolio Construct
 The Fund follows the investment philosophy of MQGLP – Midsize, Quality, Growth, Longevity, and Price.
 Truly a Midcap oriented fund: minimum 80% of portfolio will be constructed from defined stock universe of
rank 101-400 by market cap with clear defined investment strategy & stock selection process.
 Portfolio is aligned towards India’s growth story for next 5 years.
 The fund is focusing on huge surge in contract manufacturing coupled with Production Linked Incentives
schemes.
Source: Motilal Oswal AMC

Classifying companies into Mini, Mid & Mega
Source: Motilal Oswal Wealth Creation Studies

Fund / Scheme Name Motilal Oswal India Excellence Fund – Mid to Mega – Series II
Tenure of the Fund 5 yrs + up to 2 yrs
Lock in (from final closing) 18 months
Exit Load 18-24 months - 3%, 24-36 months - 2%, 36-48 months - 1%, Nil thereafter
Commitment period 12 months from final closing
Initial drawdown 30% of capital commitment for non-SIP class
Final closing 12 months from initial closing
Benchmark Nifty Midcap 150 TRI
Fund / Scheme
Load on non-fulfillment of Name Motilal Oswal India Excellence Fund –Mid to Mega (Close Ended Category III AIF)
8% of Commitment amount
Commitment amount
Lock in (from final closing) 18 months
Exit Load 18-24months -3%, 24-36months -2%, 36-48months -1%, Nil thereafter
Class Commitment
Minimum 12 months from final closingManagement Fee %
period Capital Commitment SIP Option
Initial drawdown p.a.
20%of capital commitment for non-SIP class
B1 Final1closing
Crores or more but less
12 than 2.5from
months Crores
initial closing 2.50 NA
Benchmark
B2 2.5 Crores or more but Nifty Midcap
less than 150 TRI
5 Crores 2.25 NA
B3 5 Crores or more but less than 10 Crores 2.00 NA
B4 10 Crores or more 1.75 NA
B5 1 Crores or more but less than 2.5 Crores 2.50
10% of commitment amount initially &
B6 2.5 Crores or more but less than 5 Crores 2.25 9 monthly equal installments of 10%
B7 5 Crores or more but less than 10 Crores 2.00 (commitment capital)
B8 10 Crores or more 1.75
Source: Motilal Oswal AMC

Launch of Motilal Oswal Vision 2030 Fund (Category III AIF)
Fund Objective
The objective of Motilal Oswal Vision 2030 Fund is to invest in companies demonstrating strong, long-term
sustainable growth potential.
Portfolio Construct
 The Fund will Invest in strong QGLP and flexibility to invest 20% in other bottom up stock opportunities.
 The fund will Follow a Flexi cap strategy of around 25 to 30 high quality companies and will invest in stocks
across market caps.
 The fund will invest in early stage pre- IPOs at the time of DHRP filing near IPO through anchor allocation.
Source: MOAMC
Investment Strategy
Source: MOAMC
Name of Scheme Motilal Oswal Vision 2030 Fund
Type Category III, close ended scheme
Tenure 6 years from final closing with 2 year extension subject to approval
No. of stocks Upto 30 stocks (inclusive of unlisted)
Market cap Flexi, shall invest across market cap
Initial Drawdown 30% of the Capital Commitment and balance at the discretion of the Investment Manager
Lock In 24 Months from final closing

Product Manager Alchemy Capital Management Pvt Ltd.
Strategy Name Alchemy Leaders of Tomorrow - Closed Ended Fund (Series 2)
Structure Close ended, Category III, Alternative Investment Fund >2 and <3 years – 3%
>3 and <4 years – 2%
Term Exit Load 2.5 yrs from final close (extendable by 1 year with the requisite consent of the Contributors)
>4 and <6 years – 1%
Underlying Asset Class Listed equities, QIP’s, Debt instruments & up to 50% of AUM in IPO
>6 years – Nil
Minimum Commitment Amount: INR 1 Cr
Subscription Period First Subscription Period getting closed on 14 Jan 2022 followed by fortnightly opening till June 2022
Lumpsum Classes
Eligible Investors SIP NRI,
Resident Indians, Classes MinFamily
HNI, Hindu undivided Capital Commitment
(HUF), Banks, Bodies(Rs Crores)Partnership Management
Corporate, Firm,& Trusts Fee
Lock-in Closed Ended Fund, the funds would be locked up for the entire tenure of the fund
B1 B5 2<5 2.50%
B2 B6 5 < 10 1.75%
B3 B7 10 < 25 1.50%
B4 B8 > = 25 1.25%
*B4and B8 are eligible for Co-investment in Unlisted Equity
In case of defaults in SIP/drawdown, penalty of 8% + GST shall be levied on entire Capital Commitment. Please refer PPM for further details.
Source: MOAMC
Launch of Motilal Oswal Value Fund (Category-III)
Fund Objective
The investment objective of Motilal Oswal Value AIF is to benefit from the long term compounding effect on
investments done in good businesses, run by great business managers for superior wealth creation.
Portfolio Construct
 Capex and Manufacturing : High Conviction Idea to capture PLI beneficiaries & economic impact of
increased spend on infrastructure
 Consumer Discretionary : Expect a J-Curve Recovery as per capita income improves
 Insurance : A Non-Dilutive Sturdy Compounder in an underpenetrated market
 Autos : A Niche Play in Electric + Passenger Vehicle + Commercial Vehicle
 IT & Pharma : Export Oriented Play
Source: MOAMC
Stock Selection Framework
Source: MOAMC
Fund Name Motilal Oswal Value Fund
Structure Open ended - Category III Alternative Investment Fund
Class of Units B1, B2,B3
Minimum Capital Commitment Class B1: Rs. 1 crore ; Class B2: Rs. 5 crores ; Class B3: Rs.25 Crores;
Name of the scheme

Management Fee B1 Motilal
– 2.50%Oswal
p.a.,Next
B2 –Trillion
1.75%Dollar
p.a. Opportunities
and B3 – 1.50%Fund
p.a.
Subscription/RedemptionMonday
Subscription days advance notice
No. of stocks
Redemption Upto 30
Monthly
Up to 6 months from allotment: 4%
date 1%
Exit Load from the date of >6-12 months: 3%,
investment >12-24 months: 2%,
>24-36 months: 1%
Administrative expenses Actuals subject to maximum of 0.25% p.a. of the applicable NAV
Source: MOAMC
Launch of Neo Special Credit Opportunities Fund (Category-II)
Fund Objective
The investment objective of the Neo Special Credit Opportunities Fund AIF is to invest in special Private Credit
opportunities.
Portfolio Construct
 The Fund provides a unique opportunity to clients to participate in the India private credit space.
 Philosophy to recover investments from cash flows (over 3-4 years); second line of defence through least
2x hard assets collateral.
 Investments are cash flow backed with typical debt/EBITDA in the range of 3-5. A large listed company with
such Debt:EBITDA ratio would typically get at-least AA from rating agencies like CRISIL.
 Neo Special Credit Opportunities Fund also go through a rigorous due diligence process and a robust IC
(investment committee) approval process where each IC member needs to approve the deal.
Source: Neo AMC

Neo Special Credit Opportunities Fund Framework : Key Factor of Analysis
Source: Neo AMC

Name of the scheme Neo Special Credit Opportunities Fund

Inception Date/Final close Inception : 31st March 2022 and Final close : December 2023
Fund Term 5 years from Final close

No. of funds investments Upto 15
Neo Special Credit
Fund Size Name of the scheme ~ INR 2000 Crores
Opportunities Fund
Expected
Name IRR
of the scheme Category
Motilal Oswal Next Trillion Dollar III, close
Opportunities ~ ended
Fund20% p.a.
Type TypeIII, open ended scheme
Category scheme
Subscription/Redemption Inception : 31st March 2022
days advance notice
Class Contribution
Set up Fee Inception
Management Fee p.a. Carry
UptoDate/Final
2% on Capitalclose and Final close : December
contribution
No. of stocks Upto 30 2023
A1 Benchmark
1 Cr to 5 Cr Nifty 500 TRI
Fund
Exit Load – From allotment Upto Term – 4%, 6 to 12 1.25%
6 months 5 years
months from
– 3%, Final
12-24 months
15% with catch-up. Hurdle 10%
close
– 2%, 24 to 36 months –
date No. of 1%
funds investments Upto 15
A2 5 Cr to 10 Cr Fund Size 1.00%
~ INR 2000 Crores15% with catch-up. Hurdle 10%
Expected IRR ~ 20% p.a.
A3 10 Cr to 25 Cr 0.85% 10% with catch-up. Hurdle 10%
A4 Greater or equal to 25 Cr 0.75% 10% with catch-up. Hurdle 10%
Contribution will be expected to be collected in 5 instalments within 18 to 24 months

Initial drawdown will be ~25% of capital committed
Source: Neo AMC
Launch of Alchemy Emerging Leaders of Tomorrow (ELOT) (Category-III)
Fund Objective
The investment objective of the Alchemy Emerging Leaders of Tomorrow(ELOT) AIF is to invest in small and mid-
sized listed businesses which will benefit from current broad-based growth in India led by the right macro
environment.
Portfolio Construct
 The Fund aims to generates higher returns by participating in smaller but more attractive opportunities
such as sub-sectors with high growth Fund aims to generates higher returns and profitability potential such
as specialized automotive components, ER&D, online broking, wealth management platforms.
 Alchemy Emerging Leaders of Tomorrow(ELOT) will have Low leverage <1X and Decent free cash flow
generation over cycle.
 Key competitive advantages such as low-cost structure, branding, distribution and technology.
 Limited equity dilution < 10% over 2 years
Source: Alchemy IM
ELOT Framework : Key Management Attributes
Source: Alchemy IM
Structure: Close Ended - Cat 3 AIF

First subscription period closes on 30 Sep 2022 followed by subsequent closing on
Subscription Period:
fortnightly basis, or such other date as decided by the Investment Manager.
Fund Manager: Hiren Ved (Fund Manager), Mythili Balakrishnan (Co-Fund Manager)
Lump Sum: 100% at the time of investment
Tranches:
Investment Options and Subscription 1. For investments made between 01 Oct 2022 to 31st Dec 2022, 4 tranches of 25%
Period: each with a gap of 2 months period from the last tranche
2. For investments made from 15 Jan 2023 onwards, 2 tranches of 50% each with a
gap of 3 months period from the last tranche.
Name of the scheme Motilal Oswal
Tenure Next Trillion Dollar Opportunities Fund
– 4 years
Up to 24 month- Lock in
Tenure and Exit Option: Subscription: Weekly – Every Monday; Redemption – Month end with 5 business
Subscription/Redemption From 24 months up to 36 months – 3%
days advance notice
Set up Fee From 36onmonths
Upto 2% to 48 months – 2%
Capital contribution
Fee Plan Option I Management
Benchmark Fee Plan: Management
Nifty 500 TRI Fee Plan Option II Performance Fee Plan: Management Fees:
Fees: Exit Load – From allotment Upto 6 months – 4%, 6 to 12 months – 3%, 12-24 months – 2%, 24 to 36 months –
Investment Amount: 1 Cr to Less than 3 Cr-1.5% per annum on
date 1%
Investment Amount: 1 Cr to Less than 3 Cr-2.5% per annum Net Assets Value before performance fee
on Net Assets Value
Investment Amount: 3 Cr to Less than 5 Cr-1.25% per annum
Investment Amount: 3 Cr to Less than 5 Cr-2.25% per on Net Assets Value before performance fee
annum on Net Assets Value
Investment Amount: More than 5 Cr-1.0% per annum on Net
Investment Amount: More than 5 Cr-2.0% per annum on Assets Value before performance fee
Net Assets Value Performance Fees: 15% of returns charged at the end of the
Performance Fees: Nil term with the hurdle rate of 10% compounded annually
Source: Alchemy IM Note: These are not the complete terms of the Fund. Please refer
the Private Placement Memorandum for complete details.
Launch of ASK Growth India Fund (GIF) (Category-III)
Fund Objective
The investment objective of ASK Growth India Fund (GIF) is to invest in long-term high-quality companies with
an point of view of Capital preservation and appreciation over a period of time.
Portfolio Construct
 ASK Growth India Fund is focusing on Rising India leading through shift in India’s Economic Landscape
 Subjective evaluation of management quality (integrity, vision, execution, capital allocation skills and
capital distribution).
 The fund invests in long-term high-quality companies with strong growth prospects.
 An investment approach emerges of 20-25 businesses, representing an optimal blend of the overall
characteristics, and adequate diversity, with a minimum Margin of Safety of 15%.
Source: ASK IM
ASK Growth India Fund: Key Investment Objective and Attributes
Source: ASK IM
Name of the scheme ASK Growth India Fund (GIF)

Term 4.5 years (from date of Final Closing), may be extended up to 2 years with necessary approvals
Lock-in Period NIL
Sponsor and investment manager ASK Investment Managers Limited
Exit Charge 5% in Year 1, 4% in Year 2, 3% in Year 3; 1% in Year 4; Nil post Year 4, all from Final Closing.
Class* Type Amount
Commitment Category III, openSet-Up
ended Cost
scheme Management Fee (p.a.) Performance Fees**
A1/B1 1 Cr to < 5 Cr days advance notice
Upto 2.00% 2.50% p.a. Nil
A2/B2 5 Croftostocks
No. < 10 Cr Upto 30 Upto 2.00% 1.75% p.a. Nil
A3/B3 10 –CrFrom
Exit Load to < allotment
25 Cr Upto 6 months – Upto
4%, 6 2.00%
to 12 months – 3%, 12-24 1.50%
monthsp.a.
– 2%, 24 to 36 months – Nil
date 1%
A4/B4 25 Cr and more Upto 2.00% 1.25% p.a. Nil
A5/B5 1 Cr to < 5 Cr Upto 2.00% 1.50% p.a. 20% over 10% XIRR
A6/B6 5 Cr to < 10 Cr Upto 2.00% 1.25% p.a. 20% over 10% XIRR
A7/B7 10 Cr and more Upto 2.00% 1.00% p.a. 20% over 10% XIRR
*Share Class A for Domestic Contributors, Share Class B for Offshore Contributors
** Performance Fees will be charged at the end of tenure of the fund.
Plus all applicable taxes and statutory levies as applicable. Operating Expenses at actuals subject to a threshold of 0.25% p.a
The scheme also offers other Class of units for subscription, details of which are not furnished above. Kindly refer to the PPM for further details.
Source: ASK IM
Launch of IIFL Equity Opportunity Fund (Category-III)
Fund Objective
The investment objective of the IIFL Equity Opportunity Fund AIF is to invest in the businesses/sectors under
stress thus providing a large pool of investment opportunities available at attractive valuations.
Portfolio Construct
 The IIFL Equity Opportunity Fund follows SCDV Framework – Secular Growth, Cyclical Growth, Value traps
and Defensive growth.
 The Fund has a disciplined approach and robust analysis to identify companies going through a short term
down cycle with high margin of safety and re-rating potential.
 Pure bottom up stock selection with demonstrated long term track record (greater than 10 years) and
capital efficiency (ROE > 15%) and no market capitalization bias
 Ability to invest across Pre-IPO opportunities (max up to 20%, typically 5-10%)
Source: IIFL AMC

SCDV Framework : Portfolio companies moving towards higher ROE and PAT
Source: IIFL AMC

Name of the scheme IIFL Equity Opportunity Fund

Up to 5 years from final closing date that can be extended up to 2 years subject to approval of Two-
Tenor
Third Majority of the Contributors.
Placement Fee Up to 2% of the aggregate commitment capital.
Drawdown schedule 25% of the commitment amount payable quarterly.
Benchmark S&P BSE 200 TRI
Exit Load – From allotment
0 to 12 months – 3%, 12-24 months – 2%, 24 to 36 months – 1%
date**
Management exp
Subscription: (p.a) –onEvery
Weekly dailyMonday;
Hurdle rate (pre-tax-post
Redemption – Month endexp Performance Fee*
with 5 business
Class Commitment Amount
asset
days advance notice CAGR)^ (without catch-up)
A1 1 Cr to < 5 Cr 2.50% Nil Nil
A2 5 Cr to Benchmark
< 10 Cr Nifty 500 TRI
2.00% Nil Nil
A3 date
10 Cr & above 1% 1.75% Nil Nil
B1 1 Cr to < 5 Cr 1.75% 10% 20%
B2 5 Cr to < 10 Cr 1.25% 10% 20%
B3 10 Cr & above 1.00% 10% 15%
*Performance Fee refers to additional return as defined in the PPM.. For additional details, kindly refer to the PPM **The exit load will be calculated
after completion of 12 months (lock-in period) from final drawdown date. Exit load shall be applied on the exit value.
^Hurdle is applicable on the net Capital Contributions from the date of allotment
Source: IIFL AMC
Launch of White Oak India Equity Fund VI (Category-III)
Fund Objective
The investment objective of the White Oak India Equity Fund VI AIF is to generate sustained capital
appreciation through superior returns over the time.
Portfolio Construct
 The Fund follows proprietary framework OpCo-FinCo – Splitting the business into two parts - as a financing
company (FinCo) and operating company (OpCo) to identify attractive investment ideas.
 The fund aims to achieve portfolio goals of diversification and risk mitigation by avoiding taking
concentrated bets.
 Fund have High stock selection alpha, negligible to negative allocation effect & entire performance
attributable to stock selection.
 Fund house looks to build a portfolio that balances between pro-cyclical and defensive businesses
Source: White Oak India AMC

Investment Process

Name of the scheme White Oak India Equity Fund VI

Initial tenure of 4 years extendable by an additional period of 1 year with the prior approval of
Fund Tenure
2/3rd of the Unitholders by value of their Net Capital Contributions.
Set-up Cost 2% of Gross Capital Contribution
Benchmark S&P BSE 500 TR
25% at the time of investment and rest 75% over 3 tranches before final close, final Close on or
Drawdown period
before June 2023 (Tentatively)
Redemption On maturity
Name of the scheme ofOswal
Motilal the Fund
Next Trillion Dollar Opportunities Fund
days advance notice
Class Set up Fee Upto 2%Amount
on Capital contribution Fixed Management Fees
A Benchmark NiftyINR
5001-5
TRI Crore 2.50% per annum
B date 1% INR 5-10 Crores 2.15% per annum
C INR 10-25 Crores 1.75% per annum
D INR 25-50 Crores 1.25% per annum
E INR > 50 Crores 1.00% per annum

Mutual Funds
o International Passive Funds o Hybrid Funds
o Domestic Passive Funds o Arbitrage Funds
o Equity Funds o Dynamic Asset Allocation Fund
o Debt Funds
o Equity Linked Saving Schemes
International Passive Funds
Absolute
CAGR (%)
AUM Returns (%)
Scheme Fund Manager Inception Date Std dev Beta Expense Ratio
(Rs. In Cr.)
Since
1 Year 3 Years 5 Years
Inception
Index Funds:
Motilal Oswal S&P 500 Index

Ankush Sood 2,343.29 28-Apr-20 -8.00 -- -- 15.19 16.71 0.70 1.06
Fund
ETF & FOF:.
Motilal Oswal Nasdaq 100 ETF Ankush Sood 4,958.84 29-Mar-11 -23.60 15.83 18.10 20.58 24.82 0.92 0.58
Swapnil P
Motilal Oswal Nasdaq 100 FOF 3,244.87 29-Nov-18 -20.50 16.71 -- 19.14 24.92 0.92 0.50
Mayekar
Source: Ace MF| Data as on 30th Nov, 2022

Domestic Passive Funds
Absolute
CAGR (%)
AUM Returns (%)
Scheme Fund Manager Inception Date Std dev Beta Expense Ratio
(Rs. In Cr.) Since
1 Year 3 Years 5 Years
Inception
Index Funds:
Swapnil P
Motilal Oswal Nifty 500 Fund 388.41 06-Sep-19 9.00 17.39 -- 19.48 24.11 0.97 1.05
Mayekar
Motilal Oswal Nifty Bank Index Swapnil P
322.86 06-Sep-19 20.80 9.70 -- 14.29 29.72 0.97 1.01
Fund Mayekar
Motilal Oswal Nifty Midcap Swapnil P
659.69 06-Sep-19 7.51 24.01 -- 25.99 30.91 0.96 1.02
150 Index Fund Mayekar
Motilal Oswal Nifty Smallcap Swapnil P
333.92 06-Sep-19 2.83 25.21 -- 25.80 41.29 0.97 1.03
250 Index Fund Mayekar
Motilal Oswal Nifty 50 Index Swapnil P
229.62 23-Dec-19 11.22 -- -- 16.30 22.44 0.98 0.50
Fund Mayekar
Motilal Oswal Nifty Next 50 Swapnil P
139.16 23-Dec-19 4.69 -- -- 15.15 21.77 0.96 0.98
Index Fund Mayekar
ETF & FOF:

Swapnil P
Motilal Oswal M50 ETF 32.05 28-Jul-10 11.97 16.91 13.95 10.55 24.32 1.00 0.05
Mayekar
Motilal Oswal Nifty Midcap Swapnil P
207.50 03-Feb-11 8.67 23.49 10.49 13.17 35.48 0.98 0.20
100 ETF Mayekar
BHARAT Bond FOF - April 2025 Dhawal Dalal 4,023.01 23-Jul-20 1.62 -- -- 3.64 1.97 0.69 0.06
BHARAT Bond FOF - April 2031 Dhawal Dalal 3,361.84 23-Jul-20 2.96 -- -- 4.13 2.13 0.80 0.05
BHARAT Bond ETF - April 2025 Dhawal Dalal 10,218.00 27-Jul-20 1.79 -- -- 3.78 2.03 0.69 0.0005

Equity Mutual Funds
Absolute
CAGR Returns (%)
Fund AUM Inception Returns (%)
Scheme Std dev Beta Alpha Expense Ratio
Manager (Rs. In Cr.) Date Since
1 year 3 years 5 years
Inception
Large Cap Fund:
Siddharth
Motilal Oswal Focused Fund 1,817.56 13-May-13 6.39 13.27 10.63 13.85 19.72 0.70 -0.17 2.14
Bothra
HDFC Top 100 Fund Rahul Baijal 23,452.68 03-Sep-96 16.23 15.57 11.24 18.94 26.93 1.09 -3.80 1.85
Mirae Asset Large Cap Fund Gaurav Misra 35,406.83 04-Apr-08 7.93 15.33 12.10 15.51 23.51 0.97 -0.61 1.58
Category Avg -- -- -- 8.85 15.01 11.21 -- -- -- -- --

NIFTY 50 TRI -- -- -- 11.93 17.22 14.32 -- 24.38 1.00 -- --
Large & Mid Cap Fund:
Harsha
Kotak Equity Opp Fund 11,662.47 09-Sep-04 12.22 18.85 12.81 18.23 23.10 0.79 1.49 1.78
Upadhyaya
Motilal Oswal Large & Aditya
1,406.03 17-Oct-19 4.73 -- -- 19.50 27.90 1.00 -4.09 2.39
Midcap Fund Khemani
NIFTY LargeMidcap 250 -- -- -- 8.72 19.99 -- -- 28.76 1.00 -- --
Flexi/Multi Cap Fund:
Siddharth
Motilal Oswal Flexi Cap Fund 9,354.24 28-Apr-14 3.47 9.11 5.82 15.60 21.67 0.79 -6.54 1.77
Bothra
Aditya Birla SL Flexi Cap Anil Shah 16,805.14 27-Aug-98 5.25 15.95 10.84 21.72 27.02 1.01 -1.92 1.79
HDFC Flexi Cap Fund Roshi Jain 32,893.71 01-Jan-95 23.72 20.64 13.22 18.63 31.03 1.12 -1.96 1.82
Parag Parikh Flexi Cap Fund Rajiv Thakkar 28,546.26 29-Jun-12 -2.24 22.67 16.50 18.21 24.82 0.88 8.31 1.64
HDFC Capital Builder Value

Amit Ganatra 5,741.39 01-Feb-94 10.57 17.76 9.81 14.26 28.96 1.08 -3.68 2.11
Fund
Category Avg -- -- -- 7.79 18.08 11.56 -- -- -- -- --
NIFTY 500 TRI -- -- -- 10.20 18.83 13.03 -- 26.64 1.00 -- --

Equity Mutual Funds & Equity Linked Saving Scheme (ELSS)
Absolute
CAGR Returns (%)
AUM Inception Returns (%) Expense
Scheme Fund Manager Std dev Beta Alpha
(Rs. In Cr.) Date Since Ratio
1 year 3 years 5 years
Inception
Mid Cap Fund:
Motilal Oswal Midcap 30 Fund Niket Shah 3,657.17 24-Feb-14 19.06 25.22 14.25 20.71 28.49 0.76 5.02 2.00
HDFC Mid-Cap Opportunities
Chirag Setalvad 36,158.27 25-Jun-07 16.26 24.70 12.50 16.36 30.75 0.89 -0.83 1.81
Fund
Kotak Emerging Equity Fund Pankaj Tibrewal 23,223.54 30-Mar-07 8.94 24.37 13.81 13.94 31.62 0.92 2.06 1.70
PGIM India Midcap Opp Fund Aniruddha Naha 7,576.62 02-Dec-13 6.85 35.96 17.51 18.22 37.71 1.08 9.96 1.93
Category Avg -- -- -- 9.68 23.13 12.18 -- -- -- -- --
NIFTY Midcap 100 TRI -- -- -- 9.14 24.15 11.07 -- 36.31 1.00 -- --
Small Cap Fund:

Invesco India SmallCap Fund Taher Badshah 1,417.77 30-Oct-18 4.27 27.30 -- 21.25 35.21 0.77 6.76 2.22
HDFC Small Cap Fund Chirag Setalvad 14,688.97 03-Apr-08 10.44 27.35 12.73 15.24 45.03 0.99 -1.48 1.99
DSP Small Cap Fund Vinit Sambre 9,231.32 14-Jun-07 6.63 30.06 11.38 17.06 36.76 0.81 7.48 1.86
Kotak Small Cap Fund Pankaj Tibrewal 8,498.23 24-Feb-05 0.21 31.80 15.50 17.09 45.75 0.99 8.25 1.89
Category Avg -- -- -- 9.54 30.56 12.60 -- -- -- -- --
NIFTY Smallcap 100 TRI -- -- -- -5.37 20.90 4.01 -- 49.26 1.00 -- --
Equity Linked Saving Scheme (ELSS):

Motilal Oswal Long Term Equity
Aditya Khemani 2,317.29 21-Jan-15 5.48 14.66 10.03 13.97 26.21 0.95 -2.18 2.04
Fund
Mirae Asset Tax Saver Fund Neelesh Surana 14,255.39 28-Dec-15 6.12 19.58 14.57 18.49 28.32 1.05 1.96 1.72
ICICI Pru Long Term Equity Fund
Harish Bihani 10,563.71 19-Aug-99 7.81 17.35 12.61 19.44 27.04 1.01 -1.23 1.92
(Tax -Saving)

Hybrid Funds | Arbitrage Funds | DAAFs
Absolute
Returns CAGR Returns (%) Asset Category (%ge)
Fund AUM Inception Expense
Scheme (%) Std dev Beta Alpha
Manager (Rs. In Cr.) Date Ratio
Since Others/
1 year 3 years 5 years Equity Debt
Inception Cash
Hybrid Fund:
Siddharth
Motilal Oswal Equity Hybrid Fund 410.27 14-Sep-18 6.44 12.03 -- 11.80 13.51 0.84 -0.54 2.42 72.69 27.31 -
Bothra
Chirag
HDFC Hybrid Equity Fund 19,587.72 06-Apr-05 12.34 16.46 9.04 13.03 21.39 0.87 -0.13 1.81 70.08 29.92 -
Setalvad
Aditya Birla SL Equity Hybrid '95 Satyabrata
7,807.59 10-Feb-95 2.05 12.07 7.28 18.31 22.49 1.43 -6.30 1.86 76.73 23.27 -
Fund Mohanty
Sankaran
ICICI Pru Equity & Debt Fund 21,655.35 03-Nov-99 15.57 21.11 14.01 14.89 25.02 1.46 1.34 1.76 67.16 32.84 -
Naren
Arbitrage Fund:
Lovelish
Aditya Birla SL Arbitrage Fund 4,502.78 24-Jul-09 3.55 3.88 4.80 6.13 0.98 0.59 0.29 1.02 73.03 0.00 26.97
Solanki
Kayzad
ICICI Pru Equity-Arbitrage Fund 10,445.06 30-Dec-06 3.68 3.98 4.85 6.82 0.89 0.53 0.33 0.96 69.22 20.48 10.29
Eghlim
Kotak Equity Arbitrage Fund Hiten Shah 21,438.98 29-Sep-05 3.96 4.11 4.99 6.82 0.85 0.52 0.52 1.01 75.00 0.00 25.00
Dynamic Asset Allocation Fund:

Abhiroop
Motilal Oswal Multi Asset Fund 137.84 04-Aug-20 0.68 -- -- 3.69 2.35 -1.47 -0.42 1.91 31.34 42.47 26.19
Mukherjee
Aditya Birla SL Balanced Advantage
Mohit Sharma 6,859.90 25-Apr-00 6.59 11.64 8.88 9.45 13.69 0.59 -0.21 1.81 69.11 30.89 --
Fund
Gopal
HDFC Balanced Advantage Fund 51,249.87 11-Sep-00 20.84 17.71 12.14 17.01 23.74 0.93 -0.43 1.80 70.59 29.41 --
Agrawal
Manish
ICICI Pru Balanced Advantage Fund 44,618.19 30-Dec-06 9.41 11.95 9.93 11.05 12.53 0.51 1.57 1.57 66.83 33.17 --
Banthia
Debt Funds
Simple Annualized (%) CAGR Returns (%)
Fund Inception Avg Mod Expense Gross Sov & Below Call &
Scheme Since Maturity Unrated
Manager Date 3 Month 6 Month 1 year 3 years 5 years Dur Ratio YTM (%) AAA AAA Cash
Inception
Overnight Fund- (Investment duration 1 day)

Anil
HDFC Overnight Fund 06-Feb-02 5.59 5.15 4.32 3.58 4.50 5.80 0.01 0.01 0.20 5.67 1.50 0.00 98.50 0.00
Bamboli
Rahul
ICICI Pru Overnight Fund 15-Nov-18 5.62 5.18 4.35 3.60 -- 5.80 0.00 0.00 0.19 5.69 5.35 0.00 94.65 0.00
Goswami
Liquid Fund- (Investment duration 7 days to 3 months)

Abhiroop
Motilal Oswal Liquid Fund 19-Dec-18 5.42 5.00 4.17 3.52 0.00 4.01 0.17 0.16 0.36 6.28 86.87 0.00 13.13 0.00
Mukherjee
Rahul
ICICI Pru Liquid Fund 17-Nov-05 5.75 5.34 4.47 4.03 5.23 7.13 0.09 0.08 0.29 6.46 79.90 0.00 20.10 0.00
Goswami
Anupam
HDFC Liquid Fund 17-Oct-00 5.81 5.36 4.49 3.97 5.15 6.80 0.13 0.13 0.30 6.57 85.90 0.00 14.10 0.00
Joshi
Ultra Short Term Fund - (Investment duration 3 months to 6 months)

Abhiroop
Motilal Oswal Ultra Short Term Fund 06-Sep-13 4.73 4.37 3.36 3.43 -- 3.88 0.35 0.33 1.07 6.38 72.99 0.00 27.01 0.00
Mukherjee
Harshal
IDFC Ultra Short Term Fund 18-Jul-18 5.10 5.15 4.11 4.38 -- 5.59 0.35 0.34 0.43 6.87 82.47 0.00 17.53 0.00
Joshi
Anil
HDFC Ultra Short Term Fund 24-Sep-18 5.31 5.19 4.22 4.75 -- 5.75 0.35 0.34 0.64 7.01 95.22 0.15 4.63 0.00
Bamboli

Fixed Income
o RBI 7.15% Floating Rate Savings Bond (Taxable)
o Capital Gain Bonds (54 EC Bonds)
o Corporate Fixed Deposits
o Sovereign Gold Bonds (SGB) 2022 – 2023
o Secondary Bonds
RBI 7.15% Floating Rate Savings Bond (Taxable)
This bond is popularly known as RBI Bonds or GOI bonds, they suit anyone looking for highest safety of principal and a regular income.
Product Features:
• Tenure: 7 years with premature option from 4,5 & 6

years for the age bracket of 60 to 70 & 70 to 80 years
respectively.
• Issuer: RBI
• Minimum Investment: Rs.1000
• Maximum Investment: No Limit

Why to
invest in
• Bonds Issue: Only in Physical Mode
this Bond?
• Cheque in Favour: HDFC BANK FLOATING RATE
SAVINGS BONDS,2020 (TAXABLE)
• Options Available: Non-Cumulative (Half Yearly)
• Who Can Invest: Individual & HUF
• Transferability: This Bond is Not Transferable
Source: MOFSL | Data as on 01st December, 2022

Capital Gain Bonds (54 EC Bonds)
As per provisions of Income Tax Act, 1961, any long term capital gains from transfer or sale of real Estate would be taxable. But if the same
capital gain money invested in 54 EC Bonds exempted from tax under section 54EC. Investor gets complete capital gain tax exemption
subject to the upper limit of INR 50 lakh in a financial year.
Product Features: Available Bonds:
• Tenure : 5 years with locking period.  Rural Electrification Corporation Limited
• Interest : 5.00% p.a.  Power Financial Corporation Limited
• Interest Frequency: Annually  Indian Railway Financial Corporation Limited
• Rating: Highest credit rating AAA
• Minimum Investment: Rs.10,000 & multiple by Rs.10,000 Eligible Investors:

• Maximum Investment: Rs.50 Lakhs in a financial Year Individuals/ Hindu Undivided Families (HUF)/ Partnership firm/
Insurance Companies/Companies and Body Corporate/ Provident
• Transferability: This bond cannot be transferred from one person to
Funds, Superannuation Funds and Gratuity Funds/Banks/ Mutual
another at any point of time
Funds/ Financial Institutions (FIs)/ Foreign Portfolio Investors
• Bond Issue: Dematerialized & Physical (Subject to existing regulations)/Regional Rural Banks/
NRIs/other foreign eligible investor investing out of NRO A/c on
• Transferability: This bond is Not Transferable non-repatriable basis/ Cooperative Banks/ Limited liability
Partnership.
Note: You should invest in 54EC bonds within 6 months of transferring capital asset – Please consult your chartered accountant before
investing

Corporate Fixed Deposits
Corporate Fixed Deposits are one of the money raising tools for Companies. Through these, Companies raise money from the public and
offer a fixed rate of interest for different tenures. If your risk appetite is low, fixed deposits are perfect for you. Since most of the
instruments are rated by rating agencies, investor can easily judge the safety level of the company.
Product Features: Recommended Fixed Deposits:
• Tenure: 1 year to 5 years  HDFC Limited
• Rating: We are offering only AAA rated Fixed deposits  Bajaj Finance Limited
• *Minimum Investment: Rs.5000  Mahindra & Mahindra Financial Services Limited
• Interest Rate: Interest rate is higher than Bank Fixed Deposits and  ICICI Home Finance
additional interest for senior citizens
How to choose a good corporate fixed deposits?
• *Interest Frequency: Monthly, Quarterly, Semi-annually, Annually &
• Better Credit Rating: You should choose the company with
Cumulative
the better credit rating & reputation
• Mode: In Physical Mode only
• Shorter Tenure: This is advisable to invest shorter tenure
• Options Available: Cumulative & Non-Cumulative deposit around 3 years
• ECS Facility: ECS facility is available for Interest & Maturity Amount • You can select non cumulative option for regular income
• Liquidity: Most of the Companies are giving pre-matured withdrawal

option
* Depends from company to company

Corporate Fixed Deposits | Capital Gain Bonds
Cumulative interest rate in (%ge) Senior citizen
Interest
Company name Rating Additional
12 m 24 m 36 m 48 m 60m mode
ROI (%ge)
Bajaj Finance Ltd.(Rates for Amount upto 5 Cr.) CRISIL : AAA 6.80 7.25 7.50 7.50 7.50 0.25 M/Q/H/Y
HDFC Ltd. – Regular Deposits (Rates for Amount

CRISIL : FAAA 6.60 6.80 6.85 6.85 6.90 0.25 M/Q/H/Y
upto 2 Cr.)
Mahindra & Mahindra Financial Services Ltd. CRISIL : FAAA 6.75 7.25 7.50 7.50 7.50 0.25 M/H/Q
ICICI Home Finance (Rates for Amount upto 2 Cr.) CRISIL : FAAA 6.15 6.90 6.90 6.90 7.00 0.25 M/Q/Y
Capital gain bonds (54 EC Bonds)
Company name Rate of Interest (60 months)
Rural Electrification Corporation Ltd. - (REC) 5.00%
Indian Railway Finance Corporation Ltd. - (IRFC) 5.00%
Power Finance Corporation Ltd. – (PFC) 5.00%
Data as on 01st December, 2022

*Sovereign Gold Bonds (SGB) 2022-2023
Sovereign Gold Bonds are government securities denominated in grams of gold. They are substitutes for holding physical gold. Investors
have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. The Bond is issued by Reserve Bank of India on
behalf of Government of India.
Product Features:
• Tenure: 8 years
No maintenance 2.5% assured
Charges like interest
• Issuer: Reserve Bank of India Physical Gold
Guaranteed
by GOI
• Minimum & Maximum Limit: 1 gram minimum & maximum is 4 kg for
individual, 4kg for HUF & 20 kg for trust & similar entities in a financial Can be as
year. collateral Why to invest
against loan in Sovereign Risk Free
• Interest: 2.5% annually interest on the investment amount & the same Gold Bonds investment
is payable semi annually.
No Capital
• Redemption Value: The redemption price shall be based on average of Gain Tax on
closing price of gold of 999 purity of previous 3 business days from the Maturity Assurance
date of repayment Tradable on of Purity
NSE/BSE
• Listing: NSE & BSE
• Nominee: Nominee facility is available
*As per the availability

*Secondary Bonds
The Secondary bond market is the marketplace where investors can buy and sell bonds. A key difference compared to the
primary market is that proceeds from the sale of bonds go to the counterparty, which could be an investor or a dealer, whereas in the
primary market, money from investors goes directly to the issuer.
There are various types of bonds traded in secondary market, whereas some of them are as follows:
1. Perpetual Bonds:
Perpetual bonds as the name suggests are perpetual in nature, and operate with ‘no maturity date’. Only the issuer has the option of
calling it back & the buyer of the bonds cannot sell it to the issuer before the call option is exercised by the issuer. These bonds are
generally issued by large manufacturing companies or by banks to fund their long-term capital requirements.
2. Tax-Free Bonds:
Central Government authorizes certain entities such as PFC, REC etc. to issue tax free, secured, redeemable, non convertible bonds. These
bonds are benchmarked to the 10-year Government Security Bonds. Tax-free bonds generally have a long-term maturity of ten years or
more. The government invests the money collected from these bonds in infrastructure and housing.
3. Corporate Bonds:
Corporate bonds are issued by firms to raise capital to fund various expenditures. They are attractive to investors because they provide
much higher yields than bonds issued by the government. However, this higher yield is accompanied by higher risk. Investment in corporate
bonds comes primarily from pension funds, mutual funds, banks, insurance companies, and individual investors.
* As per the availability

Insurance Tie – ups at MOFSL
Life Health General

Bajaj Allianz
ICICI Prudential Care Health
General
Life Insurance Co. Insurance
Insurance
Ltd Limited
Company Ltd
HDFC ERGO
Star Health and
Bajaj Allianz Life General
Allied Insurance
Insurance Co. Ltd Insurance
Co Ltd
Company Ltd
ICICI Lombard
Aditya Birla
HDFC Life General
Health Insurance
Insurance Co. Ltd Insurance
Co. Ltd.
Company Ltd
7 product
Introducing A BIGGER, BETTER &
BOLDER GIFT
Assured
Income
Assured
Income with
Income with Income
110% ROP Option
Option
7 Product
Plan at a glance
Guaranteed Income for Life Cover min 10 X

Pay Premiums 15, 20, 25, 30 years
For 7 Or 10 years Annualized
with 110% ROP or Premium during PPT + 1
without ROP
Premium Payment Income continuity:

Frequency Annual / Min Entry Age : Nominee continues to
Half-yearly / 18 – PT get income and 110% ROP
Monthly
Liquidity option
during Income phase
7 Product
1 Living Benefits
Assured Receive Guaranteed income for the entire income term

Income Assured
with Income
110% ROP
Income with me
Options
In case of any emergency option to convert Income and 110% ROP to

Lump sum
Assured Income with 110% ROP
Premium paying phase Income phase
110 %
Get guaranteed income ROP
Pay premium for 15/20/25/30 years
for (PPT)
7 or 10 years
Nov 1, 2023 Nov 1, 2032 Nov 1, 2035 End of income

term
Nov 1, 2033
Death Benefit during

PPT + 1 = 10 X Death during Income term = Income payouts and 110% ROP will be
Premium paid to the nominee as per the schedule
1 Living Benefits
5
Option to convert income into lump
sum for emergencies
Gets income for few

Pay premium years
for (PPT)
7 or 10 years
In case of sudden requirementor emergencies,

Nov 1, 2023 Nov 1, 2032 Nov 1, 2035
converts future income and 110% ROP into lump sum
Nov 1, 2033 at a discounted rate
Death Benefit Death during Income term = Income

during PPT + 1 = payouts and 110% ROP will be paid to
10 X Premium the nominee as per the schedule
1 Living Benefits – flexible liquidity options

Assured Income with 110%
ROP: Pay X Get Y
PPT & INCOME PERIOD OPTIONS

YOU GET INCOME EVERY YEAR
PREMIUM
YOU INCOME PERIOD
PAYMENT
PAY
TERM
15 Years 20 Years 25 Years 30 Years
7 Years X 0.64 X 0.63 X 0.6In3coXme 0.62 X

Assured Income
with 110% ROP 10 Years X 1.10 X 1.09 X 1.06 X 1.05 X
+ 110% ROP
Above illustrations are for a 40 year old male life paying premium of ₹1 L p.a.
2 Death Benefits
Assured Get 10 x Annualised Premium during PPT+1 years

Income Assured
with Income
110% ROP
Now available me
Options
co
Nominee continues to get remaining income payouts and 110% ROP
during Income term Or can choose to get lump sum at a discounted rate
Unfortunate death during PPT phase
Premium paying phase
Pay Premium for 7

Death benefit paid to the
or 10 years
nominee and policy
terminates
Death Benefit during PPT + 1 =

10 X Annualised Premium and policy
terminates
2 Death Benefit
Unfortunate death during Income phase
Get guaranteed Benefits continue to

income for be paid to the
Pay Premium for 7 15/20/25/30 years nominee
or 10 years
Death Benefit during PPT + 1 Death during Income term = Income payouts and 110% ROP
= 10 X Premium will be paid to the nominee as per the schedule
2 Death Benefit
Unfortunate death during income phase –
emergencies
Nominee gets income as

Nominee continues to
Pay premium per schedule
for (PPT)
get income after death
7 or 10 years of the Life Assured
I n case of sudden requirement or emergencies, converts

Nov 1, 2023 Nov 1, 2032 Nov 1, 2035
future income and 110% ROP into lump sum at a
Nov 1, 2033 discounted rate
Death Benefit Death during Income term = Income

during PPT + 1 = payouts and 110% ROP will be paid to
10 X Premium the nominee as per the schedule
2 Death Benefit – flexible liquidity options

11
3 Best-in-class IRRs
Annual Premium 1L
Age 45 PPT – Income 7-15 7-20 7-25 7-30 10-15 10-20 10-25 10-30
Term
ICICI Pru GIFT LT 5.96% 6.12% 6.21% 6.24% 6.17% 6.40% 6.45% 6.51%
AP 1L
Comp. H NA NA 6.18% 6.21% NA NA 6.39% 6.46%
Comp. B NA NA 6.00% 6.01% NA NA 6.43% 6.49%
Comp. T NA 6.07% 6.20% 6.23% NA 6.25% 6.41% 6.48%
Industry first Industry first
For Assured Income with 110% ROP option

Annual Premium 1L
Age 40 PPT – Income 7-15 7-20 7-25 7-30 10-15 10-20 10-25 10-30
Term
ICICI Pru GIFT LT 6.02% 6.16% 6.25% 6.28% 6.20% 6.42% 6.47% 6.53%
AP 1L
Comp. H NA NA 6.18% 6.21% NA NA 6.39% 6.46%
Comp. B NA NA 6.00% 6.01% NA NA 6.43% 6.49%
Comp. T NA 6.07% 6.20% 6.23% NA 6.25% 6.41% 6.48%

Annual Premium 1L
Age 35 PPT – Income 7-15 7-20 7-25 7-30 10-15 10-20 10-25 10-30
Term
ICICI Pru GIFT LT 6.04% 6.18% 6.27% 6.30% 6.21% 6.43% 6.48% 6.54%
AP 1L
Comp. H NA NA 6.18% 6.21% NA NA 6.39% 6.46%
Comp. B NA NA 6.00% 6.01% NA NA 6.43% 6.49%
Comp. T NA 6.07% 6.20% 6.23% NA 6.25% 6.41% 6.48%

4 Best-in-class IRRs at Younger ages!
Now also get best in class returns at younger ages!
Annual Premium 1L
Age 30 PPT – Income 7-15 7-20 7-25 7-30 10-15 10-20 10-25 10-30
Term
ICICI Pru GIFT LT 6.05% 6.20% 6.28% 6.31% 6.22% 6.44% 6.49% 6.55%
AP 1L
Comp. H NA NA 6.18% 6.21% NA NA 6.39% 6.46%
Comp. B NA NA 6.10% 6.09% NA NA 6.46% 6.52%
Comp. T NA 6.07% 6.20% 6.23% NA 6.25% 6.41% 6.48%

4 Best-in-class IRRs at Younger ages!
Now also get best in class returns at younger ages!
Annual Premium 1L
Age 25 PPT – Income 7-15 7-20 7-25 7-30 10-15 10-20 10-25 10-30
Term
ICICI Pru GIFT LT 6.06% 6.20% 6.29% 6.32% 6.22% 6.44% 6.49% 6.55%
AP 1L
Comp. H NA NA 6.18% 6.21% NA NA 6.39% 6.46%
Comp. B NA NA 6.10% 6.09% NA NA 6.46% 6.52%
Comp. T NA 6.07% 6.20% 6.23% NA 6.25% 6.41% 6.48%

5 Best in class total benefits!
Total Benefits = Total of all Guaranteed Incomes & 110% Return of Premiums
Annual Premium 1L
Age 40 PPT – Income Term 7-15 7-20 7-25 7-30 10-15 10-20 10-25 10-30
ICICI Pru GIFT LT 17.3 L 20.4 L 23.4 L 26.3 L 27.5 L 32.7 L 37.5 L 42.5 L
Comp. H NA NA 22.8 L 25.6 L NA NA 36.5 L 41.4 L
Comp. B NA NA 22.2 L 24.9 L NA NA 36.7 L 41.6 L
Comp. T NA 19.8 L 22.8 L 25.7 L NA 31.4 L 36.6 L 41.5 L

6 Value-added benefits
Option to avail income

Save the
in monthly & annual
date
modes
High premium
benefits
Save the date feature example (GIFT LT)
‘Save the Date’ option gives you the flexibility to receive income on a date of your choice. For eg: You can time
the income to be credited on your spouse’s birthday or marriageanniversary date, etc.
Get guaranteed income on a

1 Lac per year for date of your choice
Pay premiums
10 years every year
Jan 2059
Jan 2023 Jan 2032 July 2035 July 2058
Suppose Mr. Kumar (Age 40) buys policy in Jan 2023. His anniversary is on 15th July. He receives income every
year on 15th July using ‘Save the Date’ option
Save the Date works only for Annual mode of income.
Higher benefit for higher premiums
Annual Premium Size IRRs

>= Rs. 5 lacs 6.58%
Age 25
Rs. 2.5 Lacs to Rs. 4.99 Lacs 6.57% Get rewarded for
paying higher
5 lakhRs. 1 Lac to Rs. 2.49 Lacs 6.55% premiums
Rs. 50,000 to Rs. 99,999 6.50%
Rs. 30,000 to Rs. 49,999 6.44%
Age 30 | Male | Assured Income with 110% ROP option | 10 pay – 30 Income
Freedom to receive income
in a monthly mode or an annual
mode
7
Existing plan options
continue –
Life cover for the
entire PPT + Income
phase
Login Assistant journey
changes
Plan options drop down
Use Assured Income options for the new product
Use these options for the old product where life cover is
available for entire income period also
7 product
Living benefits Best-in-class IRRs Best-in-class IRRs for

Death benefits younger ages
1 2 3 4
Existing plan
Best-in-class Total Value-add benefits options continue
Benefits
5 6 7
7 Best Sales pitches
7 Sales story: HNI Pay X Get 4.28X
Suppose Mr. Kumar (Age 40) chooses to buy this policy in Jan 2023.
Get guaranteed income of Rs. 1

Rs. 11.3 Lac p.a.
Lac p.m. for 30 years.
for 10 years
Jan 2023 Jan 2032 Jan 2035 Jan 2064
Total Benefit received Rs. ROP of Rs. 1.24 Cr

Death Benefit = 10 X
Annualised Premium 4.8 Cr including 110% ROP
Pay X Get 4.28 X ++ Tax Benefits 80C & 10(10D)

Sales story: Retirement or second income pitch
7
with 110%
Return of
premium on
maturity
He gets Rs. 1.05 He gets Rs. 11 Lac

45 year old pays
Lac for 30 years as ROP at the end
Rs. 1 Lac p.a. for
of income period
10 years
Life Cover through out the term Guaranteed Plus 110%

of policy Income Return of premium
Pay X Get 4.24X ++ Tax Benefits 80C & 10(10D)

Age 45 | Male | Assured Income with 110% ROP option | 10 pay – 30 Income
7 Sales story: A plan for 3 generations
with 110%
Return of
premium on
maturity
Son gets
Grandson
Father Pays ₹ 105,808
p.a. tax free income gets tax free
₹ 1 Lac p.a. for his
lump sum of
7 year old son for for
30 years ₹ 11,00,000
10 years


Age 7 | Male | Assured Income with 110%ROP option | 10 pay – 30 Income
7 Sales story: Grandparent GIFTing
with 110%
Return of
premium on
maturity
Grand Father Pays Grandson gets Grandson

₹ 1Lac p.a. for his 7 ₹ 105,808 gets tax free
year old Grandson p.a. tax free income
lump sum of
for 10 years for
30 years ₹ 11,00,000


Age 7 | Male | Assured Income with 110%ROP option | 10 pay – 30 Income
The Perfect GIFT
For
Every
Family
Awards & Accolades
Thank You !
Motilal Oswal Financial Services Limited (MOFSL)* Member of NSE, BSE, MCX, NCDEX CIN No: L67190MH2005PLC153397
Registered Office Address: Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai-
400025; Tel No.: 022-71934263; Website www.motilaloswal.com. Correspondence Office Address: Palm Spring Centre, 2nd
Floor, Palm Court Complex, New Link Road, Malad (West), Mumbai- 400 064. Tel No: 022 7188 1000. Registration Nos.:
Motilal Oswal Financial Services Limited (MOFSL)*: INZ000158836. (BSE/NSE/MCX/NCDEX); CDSL and NSDL: IN-DP-16-
2015; Research Analyst: INH000000412. AMFI: ARN - 146822; Investment Adviser: INA000007100; Insurance Corporate
Agent: CA0579. Motilal Oswal Asset Management Company Ltd. (MOAMC): PMS (Registration No.: INP000000670); PMS
and Mutual Funds are offered through MOAMC which is group company of MOFSL. Motilal Oswal Wealth Management Ltd.
(MOWML): PMS (Registration No.: INP000004409) is offered through MOWML, which is a group company of MOFSL. •
Motilal Oswal Financial Services Limited is a distributor of Mutual Funds, PMS, Fixed Deposit, Bond, NCDs, Insurance
Products, Investment advisor and IPOs etc . These are not Exchange traded products and the Trading Member is just acting
as distributor. All disputes with respect to the distribution activity would not have access to Exchange Investor Redressal
Forum or Arbitration mechanism • Real Estate is offered through Motilal Oswal Real Estate Investment Advisors II Pvt. Ltd.
which is a group company of MOFSL. • Private Equity is offered through Motilal Oswal Private Equity Investment Advisors
Pvt. Ltd which is a group company of MOFSL. • Research & Advisory services is backed by proper research. Please read the
Risk Disclosure Document prescribed by the Stock Exchanges carefully before investing. There is no assurance or guarantee
of the returns. Details of Compliance Officer: Name: Neeraj Agarwal, Email ID: na@motilaloswal.com, Contact No.:022-
71881085.The securities quoted are exemplary and are not recommendatory. Brokerage will not exceed SEBI prescribed
limit. Customer having any query/feedback/ clarification may write to query@motilaloswal.com. In case of grievances for
Securities Broking write to grievances@motilaloswal.com, for DP to dpgrievances@motilaloswal.com.
*Such representations are not indicative of future results.

Investment in securities market are subject to market risks, read all the related documents carefully before investing.

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Investment Product Guide December 2022

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Investment Product Guide

December 2022 | Issue 80

Source: Bloomberg | Data as on 12th December, 2022

o Group Profile & Structure

total registered customers

Motilal Oswal Financial Services Ltd.

Broking Integrated Financial Services

638+ Housing Finance

Mutual Fund Mutual Fund

Private Equity Private Equity Private Equity

Investment Banking Investment Banking Investment Banking

PMS PMS PMS PMS

1987 - 95 1996 - 2005 2006 - 2007 2010 2014

Trusted by 1 Million+ customers

all the needs are met under one roof.

Cr* in investment products.

● Award-winning research covering 95%+ of market capitalization.

● We offer 100% paperless trading and demat account in 15 minutes.

o Equity Market Update

o Fixed Income Update

o Mutual Funds Update

6.3% YoY, largely supported by private consumption which grew 9.7%.

Source: Bloomberg, RBI| Data as on 12th December, 2022

November, making it the 21st consecutive monthly net inflow. 2,258

In the equity segment, Sectoral/Thematic funds saw an inflow

Source: AMFI / Data as on 12tth December, 2022

Mutual Fund PMS *Fixed Income *Alternate Insurance

*Alternate Assets and Fixed Income are as per availability.

o Portfolio Management Services (PMS)

o Alternate Investment Fund (AIF)

Motilal Oswal Financial Services Ltd. is a distributor of Mutual Funds, PMS,

o MOAMC Value Strategy o Narnolia 5T PMS

o Narnolia Mid & Small Cap Strategy

7 Years 10.17 14.50 1.97 2.58 Banks 22.51

Source: MOAMC | Data as on 30th November, 2022

7 Years 12.14 14.56 2.23 2.59 Banks 25.81

10 Years 17.42 14.35 4.98 3.82 IT - Software 7.71

Source: MOAMC | Data as on 30th November, 2022

Since Inception 7.55 6.38 2.54 2.21 Capital Markets 10.14

Source: MOAMC | Data as on 30th November, 2022

3 Years 15.49 18.02 1.54 1.64 Consumer Durables 14.84

4 Years 9.92 11.32 1.46 1.54 Industrial Products 13.37

Source: MOAMC | Data as on 30th November, 2022

Inception Date Benchmark Fund Manager

Performance (%) Value of 1 Cr. Invested Market Cap

Source: MOAMC | Data as on 30th November, 2022

2 Years 15.33 29.73 1.33 1.68 Insurance 9.74

Source: MOAMC | Data as on 30th November, 2022

• The Strategy is Shariah Certified by TASIS. TASIS (Taqwaa advisory

Source: MOAMC | Data as on 30th November, 2022 ; * - Market Cap as on 31st

sized (min. INR 100cr of PBT).

• It aims to build a portfolio of businesses representing quality and Mr. Kuldeep

ASK India ASK India Large Cap 45.45

2 Years 16.23 20.18 1.35 1.44 Chemical 12.50

Inception Date Benchmark Fund Manager

Aptech Ltd. 5.03

2 Years 29.62 27.48 1.68 1.63 Banks & Finance 21.66

3 Years 23.35 22.99 1.88 1.86 FMCG 14.54

Performance (%) Value of 1 Cr. Invested Market Cap

2 Years 27.55 21.16 1.63 1.47 Banks & Finance 31.03

• The portfolio consist of 17 stocks. ICICI Bank Ltd. 8.19

Source: Narnolia Financial Advisors Ltd | Data as on 30th November, 2022

Source: Narnolia Financial Advisors Ltd | Data as on 30th November, 2022

Mutual Fund PMS Fixed Income Alternate Insurance