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Policy Schedule Mita Septiani
Policy Schedule Mita Septiani
If you required any emergency Medical Treatment you ﻳﺠﺐ ﻋﻠﻴﻚ ﺍﻻﺗﺼﺎﻝ ﺑﺎﻻﺭﻗﺎﻡ,ﺍﺫﺍ ﻛﻨﺖ ﺑﺤﺎﺟﺔ ﺍﻟﻲ ﺍﻱ ﻋﻼﺝ ﻃﺒﻲ ﻃﺎﺭﺉ
have to contact the below numbers for assistance ﺍﺩﻧﺎﻩ ﻟﻠﺤﺼﻮﻝ ﻋﻠﻰ ﺍﻟﻤﺴﺎﻋﺪﻩ
• World wide - April 0033 1 41 61 19 36 ﺍﺑﺮﻳﻞ- ﻓﻲ ﺟﻤﻴﻊ ﺍﻧﺤﺎﺀ ﺍﻟﻌﺎﻟﻢ0033141611936 •
• Lebanon-TCL 00961 408 999 / 00961 3 404 047
ﻟﺒﻨﺎﻥ00961408999/009613404047 •
• Turkey – Marm 0090 21 65 60 07 24
ﻣﺎﺭﻡ- ﺗﺮﻛﻴﺎ00902165600724 •
• Bahrain – 00973 720 450 85
-ﺍﻟﺒﺤﺮﻳﻦ 0097372045085 •
The Certificate shall be subject to be the terms and ﺗﺨﻀﻊ ﺍﻟﺸﻬﺎﺩﻩ ﻟﺸﺮﻭﻁ ﻭﺍﺣﻜﺎﻡ ﺻﻴﻐﻪ ﻭﺛﻴﻘﻪ ﺍﻟﻮﺛﺒﺔ ﺍﻟﻤﻌﻴﺎﺭﻳﻪ
condition of al Wathba standard policy wording and ﻭﻳﻘﺮ ﺍﻟﻤﺆﻣﻦ ﻟﻪ ﺑﻘﺒﻮﻟﻪ ﺍﻟﺸﺮﻭﻁ ﻭﺍﻻﺣﻜﺎﻡ ﺍﻟﻤﺬﻛﻮﺭﻩ
insured acknowledges his acceptance of the said terms &
Condition
The person should present negative PCR test upon arrival ﻳﺠﺐ ﻭﺟﻮﺩ ﻣﺴﺤﺔ ﺍﻻﻧﻒ ﺳﻠﺒﻲ ﻋﻨﺪ ﺍﻟﻮﺻﻮﻝ ﺍﻟﻰ ﺍﻟﻤﻄﺎﺭ ﻟﻜﻲ ﻳﺘﻢ ﺗﻐﻄﻴﺘﻬﺎ.
to the airport in order to be covered. ﻳﺘﻢ ﺗﻐﻄﻴﻪ ﺍﻟﻤﻄﺎﻟﺒﺎﺕ ﻓﻲ ﺍﻟﻔﻮﺗﺮﻩ ﺍﻟﻤﺒﺎﺷﺮﺓ
Claims are covered on Direct Billing basis.
Laws & jurisdiction :UAE laws only ﺍ ﻟﻘﻮﺍﻧﻴﻦ ﻭﺍﻻﺧﺘﺼﺎﺹ ﺍﻟﻘﻀﺎﺋﻲ ﻫﻲ ﻗﻮﺍﻧﻴﻦ ﺩﻭﻟﻪ ﺍﻻﻣﺎﺭﺍﺕ ﺍﻟﻌﺮﺑﻴﻪ ﺍﻟﻤﺘﺤﺪﻩ
24/12/1984 ( ﺑﺘﺎﺭﻳﺦ10) ﻓﻲ ﺷﺄﻥ ﺇﻧﺸﺎﺀ ﻫﻴﺌﺔ ﺍﻟﺘﺄﻣﻴﻦ ﻭﺗﻨﻈﻴﻢ ﺃﻋﻤﺎﻟﻪ ﻭﻣﻘﻴﺪﺓ ﺑﺴﺠﻞ ﺷﺮﻛﺎﺕ ﺍﻟﺘﺄﻣﻴﻦ ﺗﺤﺖ ﺭﻗﻢ2007 ( ﻟﺴﻨﺔ6) ( ﻣﻠﻴﻮﻥ ﺩﺭﻫﻢ ﺷﺮﻛﺔ ﺧﺎﺿﻌﺔ ﻷﺣﻜﺎﻡ ﺍﻟﻘﺎﻧﻮﻥ ﺍﻹﺗﺤﺎﺩﻱ ﺭﻗﻢ207) ﺭﺃﺱ ﺍﻟﻤﺎﻝ ﺍﻟﻤﺪﻓﻮﻉ ﻭﺍﻟﻤﺼﺮﺡ ﺑﻪ
Abu Dhabi Tel : 02-4185300 Fax : 02-6776628 P.O.Box: 45154 45154 : ﺹ ﺏ02-6776628 : ﻓﺎﻛﺲ 02-4185300 : ﺃﺑﻮﻇﺒﻲ ﻫﺎ
Al Ain Tel : 02-4185485 Fax : 02-6776628 P.O.Box : 15883 15883 : ﺹ ﺏ02-6776628 : ﻓﺎﻛﺲ 02-4185485 : ﺍﻟﻌﻴﻦ ﻫﺎﺗﻒ
Dubai & N.ETel : 02-4185449 Fax : 02-6776628 P.O.Box : 6807 6807 : ﺹ ﺏ02-6776628 : ﻓﺎﻛﺲ 02-4185449 : ﻫﺎﺗﻒ ﺩﺑﻲ
Sharjah Tel : 02-4185300 Fax : 02-6776628 P.O.Box : 45154 E-mail : alwathba@awnic.com Website : www.awnic.com 45154 : ﺹ ﺏ02-4185300 : ﻓﺎﻛﺲ 02-4185300 : ﺍﻟﺸﺎﺭﻗﺔ ﻫﺎﺗﻒ
Effective Date of Individual Insurance and Changes: :ﺗﺎﺭﻳﺦ ﻧﻔﺎﺫ ﺍﻟﺘﺄﻣﻴﻦ ﺍﻟﻔﺮﺩﻱ ﻭﺍﻟﺘﻐﻴﻴﺮﺍﺕ
The Persons eligible for inclusion as Insured Persons ﺗﺎﺭﻳﺦ ﺳﺮﻳﺎﻥ ﺍﻟﺘﺄﻣﻴﻦ ﺍﻟﻔﺮﺩﻱ ﻭﺍﻟﺘﻐﻴﻴﺮﺍﺕ ﻳﺠﺐ ﺃﻥ ﻳﻜﻮﻥ ﺍﻷﺷﺨﺎﺹ
herein shall be persons designated on the Certificate of ﺍﻟﻤﺆﻫﻠﻮﻥ ﻟﻺﺩﺭﺍﺝ ﻓﻲ ﻗﺎﺋﻤﺔ ﺍﻷﺷﺨﺎﺹ ﺍﻟﻤﺆﻣﻦ ﻋﻠﻴﻬﻢ ﻓﻲ ﻫﺬﻩ ﺍﻟﻮﺛﻴﻘﺔ ﻫﻢ
Insurance. The Policy takes effect on the date the Insured
ﺍﻷﺷﺨﺎﺹ ﺍﻟﻤﺤﺪﺩﻭﻥ ﻓﻲ ﺷﻬﺎﺩﺓ ﺍﻟﺘﺄﻣﻴﻦ ﺗﺪﺧﻞ ﺍﻟﻮﺛﻴﻘﺔ ﺣﻴﺰ ﺍﻟﺘﻨﻔﻴﺬ ﻓﻲ
enters the United Arab Emirates and evidences such entry
ﺗﺎﺭﻳﺦ ﺩﺧﻮﻝ ﺍﻟﻤﺆﻣﻦ ﻟﻪ ﻟﺪﻭﻟﺔ ﺍﻹﻣﺎﺭﺍﺕ ﺍﻟﻌﺮﺑﻴﺔ ﺍﻟﻤﺘﺤﺪﺓ ﻭﺗﺜﺒﺖ ﻫﺬﺍ ﺍﻟﺪﺧﻮﻝ
by a stamp from the appropriate immigration authority in
their passport. After taking effect the Policy continues in ﺑﻌﺪ ﺩﺧﻮﻝ ﺍﻟﻮﺛﻴﻘﺔ ﺣﻴﺰ.ﺑﺨﺘﻢ ﻣﻦ ﺳﻠﻄﺔ ﺍﻟﻬﺠﺮﺓ ﺍﻟﻤﺨﺘﺼﺔ ﻓﻲ ﺟﻮﺍﺯ ﺳﻔﺮﻩ
effect until the expiry of the Period of Coverage stated in ﺗﺴﺘﻤﺮ ﺍﻟﻮﺛﻴﻘﺔ ﺳﺎﺭﻳﺔ ﺍﻟﻤﻔﻌﻮﻝ ﺣﺘﻰ ﺍﻧﺘﻬﺎﺀ ﻓﺘﺮﺓ ﺍﻟﺘﻐﻄﻴﺔ ﺍﻟﺘﻨﻔﻴﺬ،
the Policy. Once a Policy is issued, it cannot be cancelled ﺑﻤﺠﺮﺩ ﺇﺻﺪﺍﺭ ﺑﻮﻟﻴﺼﺔ. ﻻ ﻳﻤﻜﻦ ﺇﻟﻐﺎﺅﻫﺎ ﺍﻟﻤﻨﺼﻮﺹ ﻋﻠﻴﻬﺎ ﻓﻲ ﺍﻟﻮﺛﻴﻘﺔ،
or refunded unless the insured persons petition for visit ﺃﻭ ﺭﺩﻫﺎ ﻣﺎ ﻟﻢ ﻳﻘﺪﻡ ﺍﻷﺷﺨﺎﺹ ﺍﻟﻤﺆﻣﻥ ﻋﻠﻴﻬﻢ ﺍﻟﺘﻤﺎﺳﺍ ﻟﻠﺤﺼﻮﻝ ﻋﻠﻰ
visa to the appropriate immigration official of the United ﺗﺄﺷﻴﺮﺓ ﺯﻳﺎﺭﺓ ﺇﻟﻰ ﻣﺴﺆﻭﻝ ﺍﻟﻬﺠﺮﺓ ﺍﻟﻤﺨﺘﺺ ﻓﻲ ﺩﻭﻟﺔ ﺍﻹﻣﺎﺭﺍﺕ ﺍﻟﻌﺮﺑﻴﺔ
Arab Emirates was rejected by the appropriate immigration ﻭﺫﻟﻚ ﺑﺮﻓﺾ ﻣﺴﺆﻭﻝ ﺍﻟﻬﺠﺮﺓ ﺍﻟﻤﺨﺘﺺ ﻓﻲ ﺩﻭﻟﺔ ﺍﻹﻣﺎﺭﺍﺕ ﺍﻟﻤﺘﺤﺪﺓ،
official of the United Arab Emirates and by returning the ﺍﻟﻌﺮﺑﻴﺔ ﺍﻟﻤﺘﺤﺪﺓ ﻭﺇﻋﺎﺩﺓ ﺍﻟﻨﺴﺨﺔ ﺍﻷﺻﻠﻴﺔ ﺷﻬﺎﺩﺓ ﺍﻟﺘﺄﻣﻴﻦ ﻗﺒﻞ ﺍﻟﻮﺻﻮﻝ ﺇﻟﻰ
original copy of the Certificate of Insurance prior to arrival
ﺍﻹﻣﺎﺭﺍﺕ
in the UAE.
Termination Dates of Individual Insurance: :ﻣﻮﺍﻋﻴﺪ ﺍﻧﺘﻬﺎﺀ ﺍﻟﺘﺄﻣﻴﻦ ﺍﻟﻔﺮﺩﻱ
Insurance of any Insured Person shall terminate ﺗﻨﺘﻬﻲ ﺗﻮﺍﺭﻳﺦ ﺇﻧﻬﺎﺀ ﺍﻟﺘﺄﻣﻴﻦ ﺍﻟﻔﺮﺩﻱ ﻷﻱ ﺷﺨﺺ ﻣﺆﻣﻦ ﻋﻠﻴﻪ ﻓﻮﺭﺍ ﻓﻲ ﺃﻗﺮﺏ
immediately on the earliest of: ﻭﻗﺖ ﻣﻤﻜﻦ
a. Date the Insured attains 80 years of age; ﻋﺎﻣﺍ80 ﺗﺎﺭﻳﺦ ﺑﻠﻮﻍ ﺍﻟﻤﺆﻣﻦ ﻋﻠﻴﻪ.؛ ﺃ
b. The date the Insured person departs the United Arab ﺗﺎﺭﻳﺦ ﻣﻐﺎﺩﺭﺓ ﺍﻟﺸﺨﺺ ﺍﻟﻤﺆﻣﻦ ﻋﻠﻴﻪ ﻟﺪﻭﻟﺔ ﺍﻹﻣﺎﺭﺍﺕ ﺍﻟﻌﺮﺑﻴﺔ ﺍﻟﻤﺘﺤﺪﺓ.ﺏ
Emirates and evidences such departure with a stamp in ﻭﺇﺛﺒﺎﺕ ﻫﺬﺍ ﺍﻟﻤﻐﺎﺩﺭﺓ ﺑﺨﺘﻢ ﻓﻲ ﺟﻮﺍﺯ ﺳﻔﺮﻩ ﻣﻦ ﻣﺴﺆﻭﻝ ﺍﻟﻬﺠﺮﺓ ﺍﻟﻤﻨﺎﺳﺐ ﻟﺪﻭﻟﺔ
their passport from the appropriate immigration official of ؛ ﺍﻹﻣﺎﺭﺍﺕ ﺍﻟﻌﺮﺑﻴﺔ ﺍﻟﻤﺘﺤﺪﺓ
the United Arab Emirates; ﺗﺎﺭﻳﺦ ﺍﻧﺘﻬﺎﺀ ﺻﻼﺣﻴﺔ ﺗﺄﺷﻴﺮﺓ ﺯﻳﺎﺭﺓ ﺍﻟﻤﺆﻣﻦ ﻟﻪ ﻟﺪﻭﻟﺔ ﺍﻹﻣﺎﺭﺍﺕ ﺍﻟﻌﺮﺑﻴﺔ.ﺝ
c. The date on which the Insured’s United Arab Emirates ﺍﻟﻤﺘﺤﺪﺓ
visit visa expires ﺗﺎﺭﻳﺦ ﺩﻓﻊ ﺍﻟﻤﺰﺍﻳﺎ ﺇﻟﻰ ﺣﺪ ﺍﻟﻤﺒﻠﻎ ﺍﻟﻤﺆﻣﻦ ﻋﻠﻴﻪ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﺄﻱ ﻣﺆﻣﻦ ﻋﻠﻴﻪ.ﺩ
d. The date the benefits are paid to the extent of the Sum ﻳﺠﺐ ﺃﻥ ﻳﻜﻮﻥ ﺃﻱ ﺇﻧﻬﺎﺀ ﻣﻦ ﻫﺬﺍ ﺍﻟﻘﺒﻴﻞ ﺩﻭﻥ ﺍﻟﻤﺴﺎﺱ ﺑﺄﻱ ﻣﻄﺎﻟﺒﺔ ﺻﺤﻴﺤﺔ
Insured in respect of any Insured ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻹﻧﻬﺎﺀ
Any such termination shall be without prejudice to any
valid claim originating prior to the date of termination
24/12/1984 ( ﺑﺘﺎﺭﻳﺦ10) ﻓﻲ ﺷﺄﻥ ﺇﻧﺸﺎﺀ ﻫﻴﺌﺔ ﺍﻟﺘﺄﻣﻴﻦ ﻭﺗﻨﻈﻴﻢ ﺃﻋﻤﺎﻟﻪ ﻭﻣﻘﻴﺪﺓ ﺑﺴﺠﻞ ﺷﺮﻛﺎﺕ ﺍﻟﺘﺄﻣﻴﻦ ﺗﺤﺖ ﺭﻗﻢ2007 ( ﻟﺴﻨﺔ6) ( ﻣﻠﻴﻮﻥ ﺩﺭﻫﻢ ﺷﺮﻛﺔ ﺧﺎﺿﻌﺔ ﻷﺣﻜﺎﻡ ﺍﻟﻘﺎﻧﻮﻥ ﺍﻹﺗﺤﺎﺩﻱ ﺭﻗﻢ207) ﺭﺃﺱ ﺍﻟﻤﺎﻝ ﺍﻟﻤﺪﻓﻮﻉ ﻭﺍﻟﻤﺼﺮﺡ ﺑﻪ
Abu Dhabi Tel : 02-4185300 Fax : 02-6776628 P.O.Box: 45154 45154 : ﺹ ﺏ02-6776628 : ﻓﺎﻛﺲ 02-4185300 : ﺃﺑﻮﻇﺒﻲ ﻫﺎ
Al Ain Tel : 02-4185485 Fax : 02-6776628 P.O.Box : 15883 15883 : ﺹ ﺏ02-6776628 : ﻓﺎﻛﺲ 02-4185485 : ﺍﻟﻌﻴﻦ ﻫﺎﺗﻒ
Dubai & N.ETel : 02-4185449 Fax : 02-6776628 P.O.Box : 6807 6807 : ﺹ ﺏ02-6776628 : ﻓﺎﻛﺲ 02-4185449 : ﻫﺎﺗﻒ ﺩﺑﻲ
Sharjah Tel : 02-4185300 Fax : 02-6776628 P.O.Box : 45154 E-mail : alwathba@awnic.com Website : www.awnic.com 45154 : ﺹ ﺏ02-4185300 : ﻓﺎﻛﺲ 02-4185300 : ﺍﻟﺸﺎﺭﻗﺔ ﻫﺎﺗﻒ