Monto 20000

Tasa 12%
Plazo 36
Amortización Mensual
Periodo de
gracia 2
pago $696.80
TIR graciak+i 10.70%
TIR graciak 12.00%
Periodo de gracia Capital + intereses Peri
Periodo Amortiza Intereses Cuota Saldo Final Flujo Teórico Periodo
0 $20,000.00 $-20,000.00 0
1 $20,000.00 $0.00 1
2 $20,000.00 $0.00 2
3 $496.80 $200.00 $696.80 $19,503.20 $696.80 3
4 $501.77 $195.03 $696.80 $19,001.43 $696.80 4
5 $506.79 $190.01 $696.80 $18,494.65 $696.80 5
6 $511.85 $184.95 $696.80 $17,982.80 $696.80 6
7 $516.97 $179.83 $696.80 $17,465.82 $696.80 7
8 $522.14 $174.66 $696.80 $16,943.68 $696.80 8
9 $527.36 $169.44 $696.80 $16,416.32 $696.80 9
10 $532.64 $164.16 $696.80 $15,883.68 $696.80 10
11 $537.96 $158.84 $696.80 $15,345.72 $696.80 11
12 $543.34 $153.46 $696.80 $14,802.38 $696.80 12
13 $548.78 $148.02 $696.80 $14,253.60 $696.80 13
14 $554.26 $142.54 $696.80 $13,699.34 $696.80 14
15 $559.81 $136.99 $696.80 $13,139.53 $696.80 15
16 $565.40 $131.40 $696.80 $12,574.13 $696.80 16
17 $571.06 $125.74 $696.80 $12,003.07 $696.80 17
18 $576.77 $120.03 $696.80 $11,426.30 $696.80 18
19 $582.54 $114.26 $696.80 $10,843.77 $696.80 19
20 $588.36 $108.44 $696.80 $10,255.41 $696.80 20
21 $594.25 $102.55 $696.80 $9,661.16 $696.80 21
22 $600.19 $96.61 $696.80 $9,060.97 $696.80 22
23 $606.19 $90.61 $696.80 $8,454.78 $696.80 23
24 $612.25 $84.55 $696.80 $7,842.53 $696.80 24
25 $618.37 $78.43 $696.80 $7,224.16 $696.80 25
26 $624.56 $72.24 $696.80 $6,599.60 $696.80 26
27 $630.80 $66.00 $696.80 $5,968.80 $696.80 27
28 $637.11 $59.69 $696.80 $5,331.68 $696.80 28
29 $643.48 $53.32 $696.80 $4,688.20 $696.80 29
30 $649.92 $46.88 $696.80 $4,038.28 $696.80 30
31 $656.42 $40.38 $696.80 $3,381.87 $696.80 31
32 $662.98 $33.82 $696.80 $2,718.89 $696.80 32
33 $669.61 $27.19 $696.80 $2,049.28 $696.80 33
34 $676.31 $20.49 $696.80 $1,372.97 $696.80 34
35 $683.07 $13.73 $696.80 $689.90 $696.80 35
36 $689.90 $6.90 $696.80 $0.00 $696.80 36
 Periodo de gracia Capital
Amortiza Intereses Cuota Saldo Final Flujo Teórico Periodo Amortiza
$20,000.00 $-20,000.00 0
$200.00 $200.00 $20,000.00 $200.00 1
$200.00 $200.00 $20,000.00 $200.00 2
$496.80 $200.00 $696.80 $19,503.20 $696.80 3
$501.77 $195.03 $696.80 $19,001.43 $696.80 4
$506.79 $190.01 $696.80 $18,494.65 $696.80 5
$511.85 $184.95 $696.80 $17,982.80 $696.80 6
$516.97 $179.83 $696.80 $17,465.82 $696.80 7
$522.14 $174.66 $696.80 $16,943.68 $696.80 8
$527.36 $169.44 $696.80 $16,416.32 $696.80 9
$532.64 $164.16 $696.80 $15,883.68 $696.80 10
$537.96 $158.84 $696.80 $15,345.72 $696.80 11
$543.34 $153.46 $696.80 $14,802.38 $696.80 12
$548.78 $148.02 $696.80 $14,253.60 $696.80 13
$554.26 $142.54 $696.80 $13,699.34 $696.80 14
$559.81 $136.99 $696.80 $13,139.53 $696.80 15
$565.40 $131.40 $696.80 $12,574.13 $696.80 16
$571.06 $125.74 $696.80 $12,003.07 $696.80 17
$576.77 $120.03 $696.80 $11,426.30 $696.80 18
$582.54 $114.26 $696.80 $10,843.77 $696.80 19
$588.36 $108.44 $696.80 $10,255.41 $696.80 20
$594.25 $102.55 $696.80 $9,661.16 $696.80 21
$600.19 $96.61 $696.80 $9,060.97 $696.80 22
$606.19 $90.61 $696.80 $8,454.78 $696.80 23
$612.25 $84.55 $696.80 $7,842.53 $696.80 24
$618.37 $78.43 $696.80 $7,224.16 $696.80 25
$624.56 $72.24 $696.80 $6,599.60 $696.80 26
$630.80 $66.00 $696.80 $5,968.80 $696.80 27
$637.11 $59.69 $696.80 $5,331.68 $696.80 28
$643.48 $53.32 $696.80 $4,688.20 $696.80 29
$649.92 $46.88 $696.80 $4,038.28 $696.80 30
$656.42 $40.38 $696.80 $3,381.87 $696.80 31
$662.98 $33.82 $696.80 $2,718.89 $696.80 32
$669.61 $27.19 $696.80 $2,049.28 $696.80 33
$676.31 $20.49 $696.80 $1,372.97 $696.80 34
$683.07 $13.73 $696.80 $689.90 $696.80 35
$689.90 $6.90 $696.80 $0.00 $696.80 36
Intereses Cuota Saldo Final Flujo Teórico
$20,000.00 $-20,000.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Monto 20000
Tasa 0.12
Plazo 36
Amortización Mensual
Periodo de gracia 2
pago

Periodo de gracia Capital + intereses

Periodo Amortiza Intereses Cuota Saldo Final Flujo Teórico
0 20,000.00
1 20,000.00
2 20,000.00
3 588.24 200.00 788.24 19,411.76
4 588.24 194.12 782.35 18,823.53
5 588.24 188.24 776.47 18,235.29
6 588.24 182.35 770.59 17,647.06
7 588.24 176.47 764.71 17,058.82
8 588.24 170.59 758.82 16,470.59
9 588.24 164.71 752.94 15,882.35
10 588.24 158.82 747.06 15,294.12
11 588.24 152.94 741.18 14,705.88
12 588.24 147.06 735.29 14,117.65
13 588.24 141.18 729.41 13,529.41
14 588.24 135.29 723.53 12,941.18
15 588.24 129.41 717.65 12,352.94
16 588.24 123.53 711.76 11,764.71
17 588.24 117.65 705.88 11,176.47
18 588.24 111.76 700.00 10,588.24
19 588.24 105.88 694.12 10,000.00
20 588.24 100.00 688.24 9,411.76
21 588.24 94.12 682.35 8,823.53
22 588.24 88.24 676.47 8,235.29
23 588.24 82.35 670.59 7,647.06
24 588.24 76.47 664.71 7,058.82
25 588.24 70.59 658.82 6,470.59
26 588.24 64.71 652.94 5,882.35
27 588.24 58.82 647.06 5,294.12
28 588.24 52.94 641.18 4,705.88
29 588.24 47.06 635.29 4,117.65
30 588.24 41.18 629.41 3,529.41
31 588.24 35.29 623.53 2,941.18
32 588.24 29.41 617.65 2,352.94
33 588.24 23.53 611.76 1,764.71
34 588.24 17.65 605.88 1,176.47
35 588.24 11.76 600.00 588.24
36 588.24 5.88 594.12 0.00
3,500.00
Monto 20000
Tasa 0.12
Plazo 36
Amortización Mensual
Periodo de gracia 2
Pagos capital al vencimiento

Periodo amortización interes cuota Saldo de capital

0 20000
1 0 20000
2 0 20000
3 0 200 200 20000
4 0 200 200 20000
5 0 200 200 20000
6 0 200 200 20000
7 0 200 200 20000
8 0 200 200 20000
9 0 200 200 20000
10 0 200 200 20000
11 0 200 200 20000
12 0 200 200 20000
13 0 200 200 20000
14 0 200 200 20000
15 0 200 200 20000
16 0 200 200 20000
17 0 200 200 20000
18 0 200 200 20000
19 0 200 200 20000
20 0 200 200 20000
21 0 200 200 20000
22 0 200 200 20000
23 0 200 200 20000
24 0 200 200 20000
25 0 200 200 20000
26 0 200 200 20000
27 0 200 200 20000
28 0 200 200 20000
29 0 200 200 20000
30 0 200 200 20000
31 0 200 200 20000
32 0 200 200 20000
33 0 200 200 20000
34 0 200 200 20000
35 0 200 200 20000
36 20000 200 20200 0
6800