HOUSING DEVELOPMENT AT TEMERLOH PAHANG

CASHFLOW
CASHFLOW SUMMARY

Total Sales: RM 12,520,000.00

Total Expense: RM 8,362,753.00
Interest on Loan: 9%

Sensitivity Analysis on Percentage of Sales

Percentage Return on Return on Return Return

Bil Gross Profit % State % Developer
of Sales Investment Sales to State to Developer

1 100% 4,200,884 50.23% 33.55% 1,920,000 2,280,884 46% 54%

2 95% 3,586,115 42.88% 30.15% 1,920,000 1,666,115 54% 46%

3 90% 2,971,346 35.53% 26.37% 1,920,000 1,051,346 65% 35%

4 85% 2,356,577 28.18% 22.14% 1,920,000 436,577 81% 19%

5 80% 1,741,809 20.83% 17.39% 1,920,000 -178,191 - -

6 75% 1,127,040 13.48% 12.00% 1,920,000 -792,960 - -

Return to State : i) 9 Unit ( 20' x 80' ) x RM 80,000.00 RM 720,000.00

ii) 20 Unit ( 20' x 58' ) x RM 60,000.00 RM 1,200,000.00

1,920,000.00

AMD Associate
COM4:C/MyDoc/Housing641700675.xls/cashflow Summary /Lya]/01/30/2023
Summary of percentage of sales/ 2
HOUSING DEVELOPMENT AT TEMERLOH PAHANG

CASHFLOW BASE ON 100% sales

PRE DEVELOPMENT CONSTRUCTION PERIOD

Year 1st Year 2nd Year 3rd Year
BIL DESCRIPTION Quarters 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr TOTAL
Months 3 6 9 12 15 18 21 24 27 30 33 36

1.0 INFLOW 0% 10% 13.75% 21.25% 20.50% 12.00% 17.50% 2.50% 0.00% 0.00% 2.50%
1.1 Income From Sales 12,520,000 0 0 1,252,000 1,721,500 2,660,500 2,566,600 1,502,400 2,191,000 313,000 0 0 313,000 12,520,000
1.2 Capital injection 200,000 200,000
TOTAL INFLOW 100% 200,000 0 1,252,000 1,721,500 2,660,500 2,566,600 1,502,400 2,191,000 313,000 0 0 313,000 12,520,000

2.0 OUTFLOW
0% 15.00% 25.00% 25.00% 20.00% 10.00% 2.50% 0.00% 0.00% 0.00% 2.50%
2.1 Pre-Development 269,000 134,500 134,500 0 0 0 0 0 0 0 0 0 0 269,000
2.2 Construction Cost 7,091,700 0 0 1,063,755 1,772,925 1,772,925 1,418,340 709,170 177,293 0 0 0 177,293 7,091,700
2.3 Professional & Management Fees 889,453 88,945 444,727 59,297 59,297 59,297 59,297 59,297 59,297 889,453
2.4 Marketing & Legal 125,200 31,300 31,300 25,000 25,000 0 0 0 0 112,600
TOTAL OUTFLOW 8,375,353 254,745 610,527 1,148,052 1,857,222 1,832,222 1,477,637 768,467 236,589 0 0 0 177,293 8,362,753

3.0 CASHFLOW BASE (100 % SALES)

3.1 Cash Surplus/Deficit (54,745) (610,527) 103,948 (135,722) 828,278 1,088,963 733,933 1,954,411 313,000 0 0 135,707
3.2 Bridging Load Required (54,745) (610,527) 103,948 (135,722) 828,278 1,088,963 733,933 1,954,411 313,000 0 0 135,707
3.3 Cum Surplus/Deficit B/F 0 (55,977) (681,500) (590,547) (742,610) 87,595 1,176,558 1,910,491 3,864,902 4,177,902 4,177,902 4,177,902
3.4 Cum Surplus/Deficit (54,745) (666,504) (577,552) (726,269) 85,668 1,176,558 1,910,491 3,864,902 4,177,902 4,177,902 4,177,902 4,313,609
3.5 Bank Interest 9% (1,232) (14,996) (12,995) (16,341) 1,928 0 0 0 0 0 0 0 43,637

SURPLUS/DEFICIT C/F (55,977) (681,500) (590,547) (742,610) 87,595 1,176,558 1,910,491 3,864,902 4,177,902 4,177,902 4,177,902 4,313,609 4,200,884
Gross Profit 4,200,884
Return to State (Fix) 1,920,000
Return to Developer 2,280,884
Return on investment 50.23%
Return on sale 33.55%

AMD Associate
Cashflow 100% Sales/3
COM4:C/MyDoc/Housing Development/cashflow base on 100%/[Lya]/01/30/2023
HOUSING DEVELOPMENT AT TEMERLOH PAHANG

CASHFLOW BASE ON 95% sales

PRE DEVELOPMENT CONSTRUCTION PERIOD

Year 1st Year 2nd Year 3rd Year
BIL DESCRIPTION Quarters 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr TOTAL
Months 3 6 9 12 15 18 21 24 27 30 33 36

1.0 INFLOW 0% 10% 13.75% 21.25% 20.50% 12.00% 17.50% 2.50% 0.00% 0.00% 2.50%
1.1 Income From Sales 12,520,000 0 0 1,252,000 1,721,500 2,660,500 2,566,600 1,502,400 2,191,000 313,000 0 0 313,000 12,520,000
1.2 Capital injection 200,000 200,000
TOTAL INFLOW 95% 200,000 0 1,189,400 1,635,425 2,527,475 2,438,270 1,427,280 2,081,450 297,350 0 0 297,350 11,894,000

2.0 OUTFLOW
0% 15.00% 25.00% 25.00% 20.00% 10.00% 2.50% 0.00% 0.00% 0.00% 2.50%
2.1 Pre-Development 269,000 134,500 134,500 0 0 0 0 0 0 0 0 0 0 269,000
2.2 Construction Cost 7,091,700 0 0 1,063,755 1,772,925 1,772,925 1,418,340 709,170 177,293 0 0 0 177,293 7,091,700
2.3 Professional & Management Fees 889,453 88,945 444,727 59,297 59,297 59,297 59,297 59,297 59,297 889,453
2.4 Marketing & Legal 125,200 31,300 31,300 25,000 25,000 0 0 0 0 112,600
TOTAL OUTFLOW 8,375,353 254,745 610,527 1,148,052 1,857,222 1,832,222 1,477,637 768,467 236,589 0 0 0 177,293 8,362,753

3.0 CASHFLOW BASE (95 % SALES)

3.1 Cash Surplus/Deficit (54,745) (610,527) 41,348 (221,797) 695,253 960,633 658,813 1,844,861 297,350 0 0 120,057
3.2 Bridging Load Required (54,745) (610,527) 41,348 (221,797) 695,253 960,633 658,813 1,844,861 297,350 0 0 120,057
3.3 Cum Surplus/Deficit B/F 0 (55,977) (681,500) (654,555) (896,070) (205,336) 755,297 1,414,110 3,258,971 3,556,321 3,556,321 3,556,321
3.4 Cum Surplus/Deficit (54,745) (666,504) (640,152) (876,352) (200,817) 755,297 1,414,110 3,258,971 3,556,321 3,556,321 3,556,321 3,676,378
3.5 Bank Interest 9% (1,232) (14,996) (14,403) (19,718) (4,518) 0 0 0 0 0 0 0 54,868

SURPLUS/DEFICIT C/F (55,977) (681,500) (654,555) (896,070) (205,336) 755,297 1,414,110 3,258,971 3,556,321 3,556,321 3,556,321 3,676,378 3,586,115
Gross Profit 3,586,115
Return to State (Fix) 1,920,000
Return to Developer 1,666,115
Return on investment 42.88%
Return on sale 30.15%

AMD Associate
Cashflow 95% Sales/4
COM4:C/MyDoc/Housing Development/cashflow base on 95%/[Lya]/01/30/2023
HOUSING DEVELOPMENT AT TEMERLOH PAHANG

CASHFLOW BASE ON 90% sales

PRE DEVELOPMENT CONSTRUCTION PERIOD

Year 1st Year 2nd Year 3rd Year
BIL DESCRIPTION Quarters 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr TOTAL
Months 3 6 9 12 15 18 21 24 27 30 33 36

1.0 INFLOW 0% 10% 13.75% 21.25% 20.50% 12.00% 17.50% 2.50% 0.00% 0.00% 2.50%
1.1 Income From Sales 12,520,000 0 0 1,252,000 1,721,500 2,660,500 2,566,600 1,502,400 2,191,000 313,000 0 0 313,000 12,520,000
1.2 Capital injection 200,000 200,000
TOTAL INFLOW 90% 200,000 0 1,126,800 1,549,350 2,394,450 2,309,940 1,352,160 1,971,900 281,700 0 0 281,700 11,268,000

2.0 OUTFLOW
0% 15.00% 25.00% 25.00% 20.00% 10.00% 2.50% 0.00% 0.00% 0.00% 2.50%
2.1 Pre-Development 269,000 134,500 134,500 0 0 0 0 0 0 0 0 0 0 269,000
2.2 Construction Cost 7,091,700 0 0 1,063,755 1,772,925 1,772,925 1,418,340 709,170 177,293 0 0 0 177,293 7,091,700
2.3 Professional & Management Fees 889,453 88,945 444,727 59,297 59,297 59,297 59,297 59,297 59,297 889,453
2.4 Marketing & Legal 125,200 31,300 31,300 25,000 25,000 0 0 0 0 112,600
TOTAL OUTFLOW 8,375,353 254,745 610,527 1,148,052 1,857,222 1,832,222 1,477,637 768,467 236,589 0 0 0 177,293 8,362,753

3.0 CASHFLOW BASE (90 % SALES)

3.1 Cash Surplus/Deficit (54,745) (610,527) (21,252) (307,872) 562,228 832,303 583,693 1,735,311 281,700 0 0 104,407
3.2 Bridging Load Required (54,745) (610,527) (21,252) (307,872) 562,228 832,303 583,693 1,735,311 281,700 0 0 104,407
3.3 Cum Surplus/Deficit B/F 0 (55,977) (681,500) (718,564) (1,049,531) (498,267) 334,036 917,729 2,653,039 2,934,739 2,934,739 2,934,739
3.4 Cum Surplus/Deficit (54,745) (666,504) (702,752) (1,026,436) (487,303) 334,036 917,729 2,653,039 2,934,739 2,934,739 2,934,739 3,039,147
3.5 Bank Interest 9% (1,232) (14,996) (15,812) (23,095) (10,964) 0 0 0 0 0 0 0 66,099

SURPLUS/DEFICIT C/F (55,977) (681,500) (718,564) (1,049,531) (498,267) 334,036 917,729 2,653,039 2,934,739 2,934,739 2,934,739 3,039,147 2,971,346
Gross Profit 2,971,346
Return to State (Fix) 1,920,000
Return to Developer 1,051,346
Return on investment 35.53%
Return on sale 26.37%

AMD Associate
Cashflow Sales 90%/5
COM4:C/MyDoc/Housing Development/cashflow base on 90% /[Lya]/01/30/2023
HOUSING DEVELOPMENT AT TEMERLOH PAHANG

CASHFLOW BASE ON 85% sales

PRE DEVELOPMENT CONSTRUCTION PERIOD

Year 1st Year 2nd Year 3rd Year
BIL DESCRIPTION Quarters 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr TOTAL
Months 3 6 9 12 15 18 21 24 27 30 33 36

1.0 INFLOW 0% 10% 13.75% 21.25% 20.50% 12.00% 17.50% 2.50% 0.00% 0.00% 2.50%
1.1 Income From Sales 12,520,000 0 0 1,252,000 1,721,500 2,660,500 2,566,600 1,502,400 2,191,000 313,000 0 0 313,000 12,520,000
1.2 Capital injection 200,000 200,000
TOTAL INFLOW 85% 200,000 0 1,064,200 1,463,275 2,261,425 2,181,610 1,277,040 1,862,350 266,050 0 0 266,050 10,642,000

2.0 OUTFLOW
0% 15.00% 25.00% 25.00% 20.00% 10.00% 2.50% 0.00% 0.00% 0.00% 2.50%
2.1 Pre-Development 269,000 134,500 134,500 0 0 0 0 0 0 0 0 0 0 269,000
2.2 Construction Cost 7,091,700 0 0 1,063,755 1,772,925 1,772,925 1,418,340 709,170 177,293 0 0 0 177,293 7,091,700
2.3 Professional & Management Fees 889,453 88,945 444,727 59,297 59,297 59,297 59,297 59,297 59,297 889,453
2.4 Marketing & Legal 125,200 31,300 31,300 25,000 25,000 0 0 0 0 112,600
TOTAL OUTFLOW 8,375,353 254,745 610,527 1,148,052 1,857,222 1,832,222 1,477,637 768,467 236,589 0 0 0 177,293 8,362,753

3.0 CASHFLOW BASE (85 % SALES)

3.1 Cash Surplus/Deficit (54,745) (610,527) (83,852) (393,947) 429,203 703,973 508,573 1,625,761 266,050 0 0 88,757
3.2 Bridging Load Required (54,745) (610,527) (83,852) (393,947) 429,203 703,973 508,573 1,625,761 266,050 0 0 88,757
3.3 Cum Surplus/Deficit B/F 0 (55,977) (681,500) (782,572) (1,202,991) (791,198) (87,226) 421,347 2,047,108 2,313,158 2,313,158 2,313,158
3.4 Cum Surplus/Deficit (54,745) (666,504) (765,352) (1,176,519) (773,788) (87,226) 421,347 2,047,108 2,313,158 2,313,158 2,313,158 2,401,916
3.5 Bank Interest 9% (1,232) (14,996) (17,220) (26,472) (17,410) 0 0 0 0 0 0 0 77,330

SURPLUS/DEFICIT C/F (55,977) (681,500) (782,572) (1,202,991) (791,198) (87,226) 421,347 2,047,108 2,313,158 2,313,158 2,313,158 2,401,916 2,356,577
Gross Profit 2,356,577
Return to State (Fix) 1,920,000
Return to Developer 436,577
Return on investment 28.18%
Return on sale 22.14%

AMD Associate
Cashflow 85% Sales /6
COM4:C/MyDoc/Housing Development/cashflow base on 85%/[Lya]/01/30/2023
HOUSING DEVELOPMENT AT TEMERLOH PAHANG

CASHFLOW BASE ON 80% sales

PRE DEVELOPMENT CONSTRUCTION PERIOD

Year 1st Year 2nd Year 3rd Year
BIL DESCRIPTION Quarters 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr TOTAL
Months 3 6 9 12 15 18 21 24 27 30 33 36

1.0 INFLOW 0% 10% 13.75% 21.25% 20.50% 12.00% 17.50% 2.50% 0.00% 0.00% 2.50%
1.1 Income From Sales 12,520,000 0 0 1,252,000 1,721,500 2,660,500 2,566,600 1,502,400 2,191,000 313,000 0 0 313,000 12,520,000
1.2 Capital injection 200,000 200,000
TOTAL INFLOW 80% 200,000 0 1,001,600 1,377,200 2,128,400 2,053,280 1,201,920 1,752,800 250,400 0 0 250,400 10,016,000

2.0 OUTFLOW
0% 15.00% 25.00% 25.00% 20.00% 10.00% 2.50% 0.00% 0.00% 0.00% 2.50%
2.1 Pre-Development 269,000 134,500 134,500 0 0 0 0 0 0 0 0 0 0 269,000
2.2 Construction Cost 7,091,700 0 0 1,063,755 1,772,925 1,772,925 1,418,340 709,170 177,293 0 0 0 177,293 7,091,700
2.3 Professional & Management Fees 889,453 88,945 444,727 59,297 59,297 59,297 59,297 59,297 59,297 889,453
2.4 Marketing & Legal 125,200 31,300 31,300 25,000 25,000 0 0 0 0 112,600
TOTAL OUTFLOW 8,375,353 254,745 610,527 1,148,052 1,857,222 1,832,222 1,477,637 768,467 236,589 0 0 0 177,293 8,362,753

3.0 CASHFLOW BASE (80 % SALES)

3.1 Cash Surplus/Deficit (54,745) (610,527) (146,452) (480,022) 296,178 575,643 433,453 1,516,211 250,400 0 0 73,107
3.2 Bridging Load Required (54,745) (610,527) (146,452) (480,022) 296,178 575,643 433,453 1,516,211 250,400 0 0 73,107
3.3 Cum Surplus/Deficit B/F 0 (55,977) (681,500) (846,581) (1,356,452) (1,084,130) (508,487) (75,034) 1,441,177 1,691,577 1,691,577 1,691,577
3.4 Cum Surplus/Deficit (54,745) (666,504) (827,952) (1,326,603) (1,060,274) (508,487) (75,034) 1,441,177 1,691,577 1,691,577 1,691,577 1,764,684
3.5 Bank Interest 9% (1,232) (14,996) (18,629) (29,849) (23,856) 0 0 0 0 0 0 0 88,562

SURPLUS/DEFICIT C/F (55,977) (681,500) (846,581) (1,356,452) (1,084,130) (508,487) (75,034) 1,441,177 1,691,577 1,691,577 1,691,577 1,764,684 1,741,809
Gross Profit 1,741,809
Return to State (Fix) 1,920,000
Return to Developer (178,191)
Return on investment 20.83%
Return on sale 17.39%

AMD Associate
Cashflow 80% Sales/7
COM4:C/MyDoc/Housing Development/cashflow base on 80% /[Lya]/01/30/2023
HOUSING DEVELOPMENT AT TEMERLOH PAHANG

CASHFLOW BASE ON 75% sales

PRE DEVELOPMENT CONSTRUCTION PERIOD

Year 1st Year 2nd Year 3rd Year
BIL DESCRIPTION Quarters 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr TOTAL
Months 3 6 9 12 15 18 21 24 27 30 33 36

1.0 INFLOW 0% 10% 13.75% 21.25% 20.50% 12.00% 17.50% 2.50% 0.00% 0.00% 2.50%
1.1 Income From Sales 12,520,000 0 0 1,252,000 1,721,500 2,660,500 2,566,600 1,502,400 2,191,000 313,000 0 0 313,000 12,520,000
1.2 Capital injection 200,000 200,000
TOTAL INFLOW 75% 200,000 0 939,000 1,291,125 1,995,375 1,924,950 1,126,800 1,643,250 234,750 0 0 234,750 9,390,000

2.0 OUTFLOW
0% 15.00% 25.00% 25.00% 20.00% 10.00% 2.50% 0.00% 0.00% 0.00% 2.50%
2.1 Pre-Development 269,000 134,500 134,500 0 0 0 0 0 0 0 0 0 0 269,000
2.2 Construction Cost 7,091,700 0 0 1,063,755 1,772,925 1,772,925 1,418,340 709,170 177,293 0 0 0 177,293 7,091,700
2.3 Professional & Management Fees 889,453 88,945 444,727 59,297 59,297 59,297 59,297 59,297 59,297 889,453
2.4 Marketing & Legal 125,200 31,300 31,300 25,000 25,000 0 0 0 0 112,600
TOTAL OUTFLOW 8,375,353 254,745 610,527 1,148,052 1,857,222 1,832,222 1,477,637 768,467 236,589 0 0 0 177,293 8,362,753

3.0 CASHFLOW BASE (75 % SALES)

3.1 Cash Surplus/Deficit (54,745) (610,527) (209,052) (566,097) 163,153 447,313 358,333 1,406,661 234,750 0 0 57,457
3.2 Bridging Load Required (54,745) (610,527) (209,052) (566,097) 163,153 447,313 358,333 1,406,661 234,750 0 0 57,457
3.3 Cum Surplus/Deficit B/F 0 (55,977) (681,500) (910,589) (1,509,912) (1,377,061) (929,748) (571,415) 835,245 1,069,995 1,069,995 1,069,995
3.4 Cum Surplus/Deficit (54,745) (666,504) (890,552) (1,476,686) (1,346,759) (929,748) (571,415) 835,245 1,069,995 1,069,995 1,069,995 1,127,453
3.5 Bank Interest 9% (1,232) (14,996) (20,037) (33,225) (30,302) 0 0 0 0 0 0 0 99,793

SURPLUS/DEFICIT C/F (55,977) (681,500) (910,589) (1,509,912) (1,377,061) (929,748) (571,415) 835,245 1,069,995 1,069,995 1,069,995 1,127,453 1,127,040
Gross Profit 1,127,040
Return to State (Fix) 1,920,000
Return to Developer (792,960)
Return on investment 13.48%
Return on sale 12.00%

AMD Associate
Cashflow 75% Sales/8
COM4:C/MyDoc/Housing Development/cashflow base on 75% /[Lya]/01/30/2023
HOUSING DEVELOPMENT AT TEMERLOH PAHANG

WORK PROGRAMME

Quarters 1 2 3 4 5 6 7 8 9 10 11 12
Months 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
SCOPE OF WORKS CONSTRUCTION FINAL PAYMENT
BIL
MONTH 1 2 3 4 5 6 7 8 9 10 11 12 13 14
1 WBLFF 10% 3.33% 3.33% 3.33%
2 FRAME 15% 3.75% 3.75% 3.75% 3.75%
3 WALL 10% 3.33% 3.33% 3.33%
4 ROOF 10% 3.33% 3.33% 3.33%
5 FINISHES 10% 2.50% 2.50% 2.50% 2.50%
6 SEWERAGE 5% 1.00% 1.00% 1.00% 1.00% 1.00%
7 DRAINAGE 5%
8 ROAD 5% 5.00%
2.50%
2.50%

PERCENTAGE % 3.33% 3.33% 7.08% 3.75% 7.08% 10.42% 10.17% 6.83% 3.50% 3.50% 1.00% 5.00% 2.50% 2.50%

BUILDING 13.75% 21.25% 20.50% 9.50% 5.00%

PERJANJIAN 0.00% 10.00%

AIR & ELEKTRIK 12.50%

SUB-DIVISION 2.50%

HANDOVER 2.50%

HANDOVER 2.50%

TOTAL 0.00% 23.75% 21.25% 20.50% 12.00% 17.50% 2.50% 0.00% 0.00% 0.00% 2.50%

AMD Associate Construction Work Program / 9

COM4:C/MyDoc/Housing Development/work program of construction/[Lya]/01/30/2023
 12
36

2.50%

2.50%

AMD Associate Construction Work Program / 10

COM4:C/MyDoc/Housing Development/work program of construction/[Lya]/01/30/2023
 ANGGARAN JUALAN:-

BIL JENIS PEMBANGUNAN UNIT HARGA/UNIT JUMLAH

1 Rumah Berkembar 56 185,000.00 10,360,000.00

2 Rumah Teres Kos Sederhana:-

i) 20' x 80' 9 80,000.00 720,000.00
ii) 20' x 58' 24 60,000.00 1,440,000.00

89 12,520,000.00

AMD Associate
COM4:C/MyDoc/Housing Development/anggaran jualan/[Lya]/01/30/2023 11
 ASSUMPTIONS:-

BIL DESCRIPTION ASSUMPTIONS

1 Capital Injection RM 200,000.00

2 Interest on Loan 9%

3 Construction Period 1 Year

4 Pre - Development Period 6 Month

5 Building / Inflow Based on Sales and Purchase

Agreement

AMD Associate
COM4:C/MyDoc/Housing Development/assumption/[Lya]/01/30/2023 [Page]