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August 25, 2013

MARIA A. CRUZ
111 Santillan Street, Pio del Pilar
Makati City

Re: Notice of Dishonor and Demand for Payment

Dear Madam:

This is to advise you that BDO Check No. 123456 dated May 30, 2013 in the amount of One
Hundred Thousand Pesos (P100,000.00) you issued in my favor has been dishonored for
insufficiency of funds.

When you issued said check, you assured me that there are more than sufficient funds in your
bank account to cover the said amount. However, the check was returned dishonored.

Final demand is now made upon you to make good your obligation within five (5) days from
receipt hereof. Otherwise, I will be constrained to hire the services of a lawyer to file the
necessary criminal action against you.

Please be guided accordingly.

Very truly yours,

JUAN C. DELA CRUZ

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