Insurance Program –

Digit Contractual Liability

2022-23
 Contents
Insurance – Policy Features

Claim – Checklist documents

General Exclusions

Contact Points
Policy Parameter
 Insurer Go Digit General Insurance Co. Ltd
 Policy No. Awaited
 Policy Start Date 8th Jul’22
 Policy End Date 7th Jul’23 or Date of Leaving

 Coverage Type Linked to CTC

 Sum Insured 2 times the CTC, minimum 20 Lacs and maximum 5 Crores

 Geography 24*7 worldwide

 Benefit Details

● Covered upto 100%, in an event of a member from any cause

Death
accidental/natural.

Beneficiary

Every member shall appoint one or more beneficiaries

Beneficiaries may include Spouse, Parents or Child
If a member does not have Spouse/Parents or Child than he/she shall appoint his/her legal representative
Claims Document List - Reimbursement

Death Certificate : Certificate from the Municipal corporation confirming

registration with date, place

In case of death at hospital- Death Summary or Form 4A from the treating

hospital confirming date and time of death, Cause of death

In case of death at home - Doctor's certificate confirming possible cause of

death

Declaration letter from Nominee to Insured Entity

Nominee Bank details_ Personalized cancelled cheque/first page of the

passbook in the name of Nominee with account details such as account
number and IFSC code

Govt Nationalized Photo ID proof of the Nominee (Govt valid ID proof (Pan
card, voter ID, passport).

Govt Nationalized Photo ID proof of the Insured (Govt valid ID proof (Pan card,
voter ID, passport

In case of accidental death: Attested Copy of FIR / Panchnama / Inquest

Panchnama /Post-mortem/ Viscera (wherever applicable

One time documentation from Corporate: Incorporation certificate, PAN copy,

GST certificate, recent telephone or electricity bill of Insured/Corporate
company.

*Please retain photocopies of all documents submitted, Other documents may also be required on case to case basis
 Exclusions
• Participation in illegal activities

• War, invasion, acts of foreign enemy hostilities (whether or not War is declared), civil war, rebellion,
revolution, insurrection or military or usurped power, mutiny, riot, strike, martial law or state of siege,
attempted overthrow of Government.

• Chemical contamination or contamination by radioactivity from any nuclear material whatsoever or

from the combustion of nuclear fuel.

• Service in any military, air force, naval or paramilitary organization

 Communication/Escalation Matrix

Level Name Contact No. Email Id

Level I Mr. Shatrughan Singh 8588069960 shatrughan@aceinsurance.com

Level II Ms. Neha Bhatnagar 9871628694 nbhatnagar@aceinsurance.com

We Care!