TEST

 t-Test: Two-Sample Assuming Equal Variances

Hypothesis:

H0: There is no relationship between the X variables and the Y variable.

H1: There is relationship between the X variables and the Y variable.

t-Test: Two-Sample Assuming Equal Variances

     
  Variable 1 Variable 2
Mean 784.4010369 783.9523041
Variance 24625.71328 24695.39675
Observations 434 434
Pooled Variance 24660.55502  
Hypothesized Mean Difference 0  
df 866  
t Stat 0.042093611  
P(T<=t) one-tail 0.483216888  
t Critical one-tail 1.646615071  
P(T<=t) two-tail 0.966433776  
t Critical two-tail 1.962707095  

Interpretation

From the above table data shown of T test. The P value is higher than 0.05 which accept H0.
T value is less than 1.67, which also accepts H0. We can conclude that Oberoi realty is better
in return.
  F-Test Two-Sample for Variances

Hypothesis

Ho: there is no difference in the variance of price between Oberoi and DLF.

H1: there is difference in the variance of price between Oberoi and DLF.

F-Test Two-Sample for Variances

     
  Variable 1 Variable 2
Mean 784.4010369 783.9523041
Variance 24625.71328 24695.39675
Observations 434 434
df 433 433
F 0.997178281  
P(F<=f) one-tail 0.488279722  
F Critical one-tail 0.853621858  

Interpretation

As a p value is greater than 0.05, we accept null hypothesis so we can conclude that there is
no difference in the variance of price between Oberoi and DLF.
  t-Test: Paired Two Sample for Means

t-Test: Paired Two Sample for Means

     
  Variable 1 Variable 2
Mean 784.4010369 783.9523041
Variance 24625.71328 24695.39675
Observations 434 434
Pearson Correlation 0.991554407  
Hypothesized Mean Difference 0  
df 433  
t Stat 0.458010735  
P(T<=t) one-tail 0.323587243  
t Critical one-tail 1.648380311  
P(T<=t) two-tail 0.647174487  
t Critical two-tail 1.965457757  

Interpretation

From the above table data shown of T test. The P value is greater than 0.05 which accept H0.
T value is less than 1.67, which also accept H0. We can conclude that Oberoi Realty is not
better in return comparing to DLF.
  Regression

Hypothesis:

H0: how Oberoi realty will give 10% return

H1: how Oberoi realty will not give 10% return

SUMMARY OUTPUT
   
Regression Statistics
Multiple R 0.991554407
R Square 0.983180142
Adjusted R
Square 0.983141207
Standard
Error 20.37547075
Observations 434
   
ANOVA
Significance
  df SS MS F F
Regression 1 10483584.81 10483585 25251.92613 0
Residual 432 179349.0372 415.1598    
Total 433 10662933.85      
           
Standard Lower Upper
  Coefficients Error t Stat P-value Lower 95% Upper 95% 95.0% 95.0%
Intercept 8.167154983 4.981736795 1.639419 0.101853957 -1.62430177 17.95861174 -1.62430177 17.95861174
X Variable 1 0.990154475 0.006230971 158.9085 0 0.977907686 1.002401264 0.977907686 1.002401264

Interpretation

Multiple R is the correlation coefficient. It tells us how strong the linear relationship is. In my
test multiple R is 0.99 which indicates strong positive relationship between variables. R
squared (r2) is the Coefficient of Determination. It tells us how many points fall on the
regression line. Here it is 0.98 means 98% points are falling on regression line.
  z-Test: Two Sample for Means

Hypothesis:

H0: There is no relationship between the X variables and the Y variable

H1: There is relationship between the X variables and the Y variable

z-Test: Two Sample for Means

     
  Variable 1 Variable 2
342.176958 783.952304
Mean 5 1
Known Variance 1 1
Observations 434 434
Hypothesized Mean
Difference 235  
-
9969.52338
z 1  
P(Z<=z) one-tail 0  
1.64485362
z Critical one-tail 7  
P(Z<=z) two-tail 0  
1.95996398
z Critical two-tail 5  

Interpretation:

Above table shows Z Test of DLF with observations. The P-value is 0 which is less than 0.05,
so we accept H1. The Z value is 14454.74 which more than 1.65 so, we accept H1.
  LOAN AMORTIZATION:- DLF

PV Business Loan 40,59,00,00,000

RATE Interest Rate 12.00%
NPER Term of Loan (Yrs.) 8

PMT Monthly Payment ₹ -65,97,02,833.47

Total Cash Paid ₹ -3,16,65,73,60,065.95

Loan Amortization Table

Month
s Loan Balance Payment Interest Principle Loan Bal.
₹ ₹ ₹
40,59,00,00,00 65,97,02,833.4 25,38,02,833.4 40,33,61,97,166.5
1 0 7 405900000 7 3
₹ ₹ ₹
40,33,61,97,16 65,97,02,833.4 403361971. 25,63,40,861.8 40,07,98,56,304.7
2 7 7 7 1 2
₹ ₹ ₹
40,07,98,56,30 65,97,02,833.4 25,89,04,270.4 39,82,09,52,034.3
3 5 7 400798563 2 0
₹ ₹ ₹
39,82,09,52,03 65,97,02,833.4 398209520. 26,14,93,313.1 39,55,94,58,721.1
4 4 7 3 3 7
₹ ₹ ₹
39,55,94,58,72 65,97,02,833.4 395594587. 26,41,08,246.2 39,29,53,50,474.9
5 1 7 2 6 1
₹ ₹ ₹
39,29,53,50,47 65,97,02,833.4 392953504. 26,67,49,328.7 39,02,86,01,146.1
6 5 7 7 2 9
₹ ₹ ₹
39,02,86,01,14 65,97,02,833.4 390286011. 26,94,16,822.0 38,75,91,84,324.1
7 6 7 5 1 8
₹ ₹ ₹
38,75,91,84,32 65,97,02,833.4 387591843. 27,21,10,990.2 38,48,70,73,333.9
8 4 7 2 3 5
₹ ₹ ₹
38,48,70,73,33 65,97,02,833.4 384870733. 27,48,32,100.1 38,21,22,41,233.8
9 4 7 3 3 2
₹ ₹ ₹
38,21,22,41,23 65,97,02,833.4 382122412. 27,75,80,421.1 37,93,46,60,812.6
10 4 7 3 3 9
11 37,93,46,60,81 ₹ 379346608. ₹ ₹
3 65,97,02,833.4 1 28,03,56,225.3 37,65,43,04,587.3
 7 4 5
₹ ₹ ₹
37,65,43,04,58 65,97,02,833.4 376543045. 28,31,59,787.6 37,37,11,44,799.7
12 7 7 9 0 5
₹ ₹ ₹
37,37,11,44,80 65,97,02,833.4 28,59,91,385.4 37,08,51,53,414.2
13 0 7 373711448 7 8
₹ ₹ ₹
37,08,51,53,41 65,97,02,833.4 370851534. 28,88,51,299.3 36,79,63,02,114.9
14 4 7 1 3 5
₹ ₹ ₹
36,79,63,02,11 65,97,02,833.4 367963021. 29,17,39,812.3 36,50,45,62,302.6
15 5 7 1 2 3
₹ ₹ ₹
36,50,45,62,30 65,97,02,833.4 29,46,57,210.4 36,20,99,05,092.1
16 3 7 365045623 4 8
₹ ₹ ₹
36,20,99,05,09 65,97,02,833.4 362099050. 29,76,03,782.5 35,91,23,01,309.6
17 2 7 9 5 3
₹ ₹ ₹
35,91,23,01,31 65,97,02,833.4 359123013. 30,05,79,820.3 35,61,17,21,489.2
18 0 7 1 7 6
₹ ₹ ₹
35,61,17,21,48 65,97,02,833.4 356117214. 30,35,85,618.5 35,30,81,35,870.6
19 9 7 9 8 8
₹ ₹ ₹
35,30,81,35,87 65,97,02,833.4 353081358. 30,66,21,474.7 35,00,15,14,395.9
20 1 7 7 6 2
₹ ₹ ₹
35,00,15,14,39 65,97,02,833.4 30,96,87,689.5 34,69,18,26,706.4
21 6 7 350015144 1 1
₹ ₹ ₹
34,69,18,26,70 65,97,02,833.4 346918267. 31,27,84,566.4 34,37,90,42,140.0
22 6 7 1 1 0
₹ ₹ ₹
34,37,90,42,14 65,97,02,833.4 343790421. 31,59,12,412.0 34,06,31,29,727.9
23 0 7 4 7 3
₹ ₹ ₹
34,06,31,29,72 65,97,02,833.4 340631297. 31,90,71,536.1 33,74,40,58,191.7
24 8 7 3 9 4
₹ ₹ ₹
33,74,40,58,19 65,97,02,833.4 337440581. 32,22,62,251.5 33,42,17,95,940.1
25 2 7 9 5 8
₹ ₹ ₹
33,42,17,95,94 65,97,02,833.4 334217959. 32,54,84,874.0 33,09,63,11,066.1
26 0 7 4 7 1
₹ ₹ ₹
33,09,63,11,06 65,97,02,833.4 330963110. 32,87,39,722.8 32,76,75,71,343.3
27 6 7 7 1 0
 ₹ ₹ ₹
32,76,75,71,34 65,97,02,833.4 327675713. 33,20,27,120.0 32,43,55,44,223.2
28 3 7 4 4 7
32,43,55,44,22 ₹ 324355442. ₹ ₹
3 65,97,02,833.4 2 33,53,47,391.2 32,10,01,96,832.0
29 7 4 3
32,10,01,96,83 ₹ 321001968. ₹ ₹
2 65,97,02,833.4 3 33,87,00,865.1 31,76,14,95,966.8
30 7 5 8
31,76,14,95,96 ₹ 317614959. ₹ ₹
7 65,97,02,833.4 7 34,20,87,873.8 31,41,94,08,093.0
31 7 0 8
31,41,94,08,09 ₹ 314194080. ₹ ₹
3 65,97,02,833.4 9 34,55,08,752.5 31,07,38,99,340.5
32 7 4 4
31,07,38,99,34 ₹ 310738993. ₹ ₹
1 65,97,02,833.4 4 34,89,63,840.0 30,72,49,35,500.4
33 7 7 7
30,72,49,35,50 ₹ ₹ ₹
0 65,97,02,833.4 35,24,53,478.4 30,37,24,82,022.0
34 7 307249355 7 1
30,37,24,82,02 ₹ 303724820. ₹ ₹
2 65,97,02,833.4 2 35,59,78,013.2 30,01,65,04,008.7
35 7 5 5
30,01,65,04,00 ₹ 300165040. ₹ ₹
9 65,97,02,833.4 1 35,95,37,793.3 29,65,69,66,215.3
36 7 8 7
29,65,69,66,21 ₹ 296569662. ₹ ₹
5 65,97,02,833.4 2 36,31,33,171.3 29,29,38,33,044.0
37 7 2 5
29,29,38,33,04 ₹ 292938330. ₹ ₹
4 65,97,02,833.4 4 36,67,64,503.0 28,92,70,68,541.0
38 7 3 2
28,92,70,68,54 ₹ 289270685. ₹ ₹
1 65,97,02,833.4 4 37,04,32,148.0 28,55,66,36,392.9
39 7 6 6
28,55,66,36,39 ₹ 285566363. ₹ ₹
3 65,97,02,833.4 9 37,41,36,469.5 28,18,24,99,923.4
40 7 4 2
28,18,24,99,92 ₹ 281824999. ₹ ₹
3 65,97,02,833.4 2 37,78,77,834.2 27,80,46,22,089.1
41 7 4 9
27,80,46,22,08 ₹ 278046220. ₹ ₹
9 65,97,02,833.4 9 38,16,56,612.5 27,42,29,65,476.6
42 7 8 1
27,42,29,65,47 ₹ 274229654. ₹ ₹
7 65,97,02,833.4 8 38,54,73,178.7 27,03,74,92,297.9
43 7 0 0
44 27,03,74,92,29 ₹ 270374923 ₹ ₹
 65,97,02,833.4 38,93,27,910.4 26,64,81,64,387.4
8 7 9 1
₹ ₹ ₹
26,64,81,64,38 65,97,02,833.4 266481643. 39,32,21,189.6 26,25,49,43,197.8
45 7 7 9 0 1
₹ ₹ ₹
26,25,49,43,19 65,97,02,833.4 39,71,53,401.4 25,85,77,89,796.3
46 8 7 262549432 9 2
₹ ₹ ₹
25,85,77,89,79 65,97,02,833.4 40,11,24,935.5 25,45,66,64,860.8
47 6 7 258577898 1 1
₹ ₹ ₹
25,45,66,64,86 65,97,02,833.4 254566648. 40,51,36,184.8 25,05,15,28,675.9
48 1 7 6 6 5
₹ ₹ ₹
25,05,15,28,67 65,97,02,833.4 250515286. 40,91,87,546.7 24,64,23,41,129.2
49 6 7 8 1 4
₹ ₹ ₹
24,64,23,41,12 65,97,02,833.4 246423411. 41,32,79,422.1 24,22,90,61,707.0
50 9 7 3 8 6
₹ ₹ ₹
24,22,90,61,70 65,97,02,833.4 242290617. 41,74,12,216.4 23,81,16,49,490.6
51 7 7 1 0 6
₹ ₹ ₹
23,81,16,49,49 65,97,02,833.4 238116494. 42,15,86,338.5 23,39,00,63,152.1
52 1 7 9 6 0
₹ ₹ ₹
23,39,00,63,15 65,97,02,833.4 233900631. 42,58,02,201.9 22,96,42,60,950.1
53 2 7 5 5 5
₹ ₹ ₹
22,96,42,60,95 65,97,02,833.4 229642609. 43,00,60,223.9 22,53,42,00,726.1
54 0 7 5 7 8
₹ ₹ ₹
22,53,42,00,72 65,97,02,833.4 225342007. 43,43,60,826.2 22,09,98,39,899.9
55 6 7 3 1 7
₹ ₹ ₹
22,09,98,39,90 65,97,02,833.4 43,87,04,434.4 21,66,11,35,465.5
56 0 7 220998399 7 0
₹ ₹ ₹
21,66,11,35,46 65,97,02,833.4 216611354. 44,30,91,478.8 21,21,80,43,986.6
57 5 7 7 2 8
₹ ₹ ₹
21,21,80,43,98 65,97,02,833.4 212180439. 44,75,22,393.6 20,77,05,21,593.0
58 7 7 9 0 8
₹ ₹ ₹
20,77,05,21,59 65,97,02,833.4 207705215. 45,19,97,617.5 20,31,85,23,975.5
59 3 7 9 4 4
60 20,31,85,23,97 ₹ 203185239. ₹ ₹
6 65,97,02,833.4 8 45,65,17,593.7 19,86,20,06,381.8
 7 2 2
₹ ₹ ₹
19,86,20,06,38 65,97,02,833.4 198620063. 46,10,82,769.6 19,40,09,23,612.1
61 2 7 8 5 7
₹ ₹ ₹
19,40,09,23,61 65,97,02,833.4 194009236. 46,56,93,597.3 18,93,52,30,014.8
62 2 7 1 5 2
₹ ₹ ₹
18,93,52,30,01 65,97,02,833.4 189352300. 47,03,50,533.3 18,46,48,79,481.5
63 5 7 1 2 0
₹ ₹ ₹
18,46,48,79,48 65,97,02,833.4 184648794. 47,50,54,038.6 17,98,98,25,442.8
64 2 7 8 6 4
₹ ₹ ₹
17,98,98,25,44 65,97,02,833.4 179898254. 47,98,04,579.0 17,51,00,20,863.8
65 3 7 4 4 0
₹ ₹ ₹
17,51,00,20,86 65,97,02,833.4 175100208. 48,46,02,624.8 17,02,54,18,238.9
66 4 7 6 3 7
₹ ₹ ₹
17,02,54,18,23 65,97,02,833.4 170254182. 48,94,48,651.0 16,53,59,69,587.8
67 9 7 4 8 9
₹ ₹ ₹
16,53,59,69,58 65,97,02,833.4 165359695. 49,43,43,137.5 16,04,16,26,450.3
68 8 7 9 9 0
₹ ₹ ₹
16,04,16,26,45 65,97,02,833.4 160416264. 49,92,86,568.9 15,54,23,39,881.3
69 0 7 5 7 3
₹ ₹ ₹
15,54,23,39,88 65,97,02,833.4 155423398. 50,42,79,434.6 15,03,80,60,446.6
70 1 7 8 6 7
₹ ₹ ₹
15,03,80,60,44 65,97,02,833.4 150380604. 50,93,22,229.0 14,52,87,38,217.6
71 7 7 5 0 7
₹ ₹ ₹
14,52,87,38,21 65,97,02,833.4 145287382. 51,44,15,451.2 14,01,43,22,766.3
72 8 7 2 9 7
₹ ₹ ₹
14,01,43,22,76 65,97,02,833.4 140143227. 51,95,59,605.8 13,49,47,63,160.5
73 6 7 7 1 7
₹ ₹ ₹
13,49,47,63,16 65,97,02,833.4 134947631. 52,47,55,201.8 12,97,00,07,958.7
74 1 7 6 7 0
₹ ₹ ₹
12,97,00,07,95 65,97,02,833.4 129700079. 53,00,02,753.8 12,44,00,05,204.8
75 9 7 6 8 2
₹ ₹ ₹
12,44,00,05,20 65,97,02,833.4 53,53,02,781.4 11,90,47,02,423.3
76 5 7 124400052 2 9
 ₹ ₹ ₹
11,90,47,02,42 65,97,02,833.4 119047024. 54,06,55,809.2 11,36,40,46,614.1
77 3 7 2 4 6
₹ ₹ ₹
11,36,40,46,61 65,97,02,833.4 113640466. 54,60,62,367.3 10,81,79,84,246.8
78 4 7 1 3 3
₹ ₹ ₹
10,81,79,84,24 65,97,02,833.4 108179842. 55,15,22,991.0 10,26,64,61,255.8
79 7 7 5 0 3
₹ ₹
10,26,64,61,25 65,97,02,833.4 102664612. 55,70,38,220.9 ₹
80 6 7 6 1 9,70,94,23,034.91
₹ ₹
65,97,02,833.4 97094230.3 56,26,08,603.1 ₹
81 9,70,94,23,035 7 5 2 9,14,68,14,431.79
₹ ₹
65,97,02,833.4 91468144.3 56,82,34,689.1 ₹
82 9,14,68,14,432 7 2 5 8,57,85,79,742.64
₹ ₹
65,97,02,833.4 85785797.4 57,39,17,036.0 ₹
83 8,57,85,79,743 7 3 4 8,00,46,62,706.60
₹ ₹
65,97,02,833.4 80046627.0 57,96,56,206.4 ₹
84 8,00,46,62,707 7 7 0 7,42,50,06,500.19
₹ ₹
65,97,02,833.4 58,54,52,768.4 ₹
85 7,42,50,06,500 7 74250065 7 6,83,95,53,731.72
₹ ₹
65,97,02,833.4 68395537.3 59,13,07,296.1 ₹
86 6,83,95,53,732 7 2 5 6,24,82,46,435.57
₹ ₹
65,97,02,833.4 62482464.3 59,72,20,369.1 ₹
87 6,24,82,46,436 7 6 2 5,65,10,26,066.45
₹ ₹
65,97,02,833.4 56510260.6 60,31,92,572.8 ₹
88 5,65,10,26,066 7 6 1 5,04,78,33,493.65
₹ ₹
65,97,02,833.4 50478334.9 60,92,24,498.5 ₹
89 5,04,78,33,494 7 4 3 4,43,86,08,995.11
₹ ₹
65,97,02,833.4 44386089.9 61,53,16,743.5 ₹
90 4,43,86,08,995 7 5 2 3,82,32,92,251.59
₹ ₹
65,97,02,833.4 38232922.5 62,14,69,910.9 ₹
91 3,82,32,92,252 7 2 5 3,20,18,22,340.64
₹ ₹
65,97,02,833.4 32018223.4 62,76,84,610.0 ₹
92 3,20,18,22,341 7 1 6 2,57,41,37,730.57
93 2,57,41,37,731 ₹ 25741377.3 ₹ ₹
 65,97,02,833.4 63,39,61,456.1
7 1 6 1,94,01,76,274.41
₹ ₹
65,97,02,833.4 19401762.7 64,03,01,070.7 ₹
94 1,94,01,76,274 7 4 3 1,29,98,75,203.68
₹ ₹
65,97,02,833.4 12998752.0 64,67,04,081.4
95 1,29,98,75,204 7 4 3 ₹ 65,31,71,122.25
₹ ₹
65,97,02,833.4 6531711.22 65,31,71,122.2
96 65,31,71,122 7 2 5 ₹ 0.00
₹ ₹
65,97,02,833.4 1.74046E- 65,97,02,833.4 ₹-
97 0 7 07 7 65,97,02,833.47

Interpretation
In last month of 96 tenure loan amount is over so that loan is 0.00 and 8 year amount is in
negative form which indicates that loan is over for all the years.
 DLF MOVING AVERAGE
  DLF MULTIPLE REGRESSION

SUMMARY
OUTPUT  
   
Regression
Statistics  
Multiple R 0.89723086
R Square 0.805023217
Adjusted R
Square 0.804571881
Standard Error 69.47067672
Observations 434
   
ANOVA
  df SS MS F Significance F
Regression 1 8608199.226 8608199.226 1783.648409 1.8497E-155
Residual 432 2084907.567 4826.174924    
Total 433 10693106.79      
                 
Standard Upper
  Coefficients Error t Stat P-value Lower 95% Upper 95% Lower 95.0% 95.0%
-
Intercept -175.7900146 22.96816567 -7.653637521 1.28782E-13 -220.9332669 -130.6467623 -220.9332669 130.6467623
X Variable 1 2.804812816 0.066412413 42.23326188 1.8497E-155 2.674281178 2.935344455 2.674281178 2.935344455

Interpretation

Multiple R is the correlation coefficient. It tells us how strong the linear relationship is. In my test
multiple R is 0.89 which indicates strong positive relationship between variables. R squared (r2) is the
Coefficient of Determination. It tells us how many points fall on the regression line. Here it is 0.80
means 52% points are falling on regression line.