Sum.

 Suit No.113/22 1

MHCC040017442022

Presented on   : 11­01­2022
                                              Registered on  : 03­03­2022
                                              Decided on      : 24­01­2023
                 Duration          : 1 yrs, 0 ms, 13 days
 
Exh. 15
IN THE CITY CIVIL COURT AT DINDOSHI
(BORIVALI DIVISION), GOREGAON, MUMBAI

SUMMARY SUIT NO. 113 OF 2022

Amyn Husain Charaniya,
Age:­ 45 Years, Indian Inhabitant,
Having his address at A/3,
Rachna Apartment,
V. P. Road, Andheri (W),
Mumbai­ 400 058.
Through it's Constitute Attorney
Mr. Tukaram Dattaram Dhondge,
Age:­ 28 Years.
Mob.: 7977058870
Email: tdhondge@gmail.com          ......Plaintiff

Vs.

Saira Taner Thatiya
Adult,
Having Address at Flat No. 1106,
B Wing, Aakansha Tower,
Yari Road, Andheri (W),
Mumbai­ 400 061.   ......Defendant

Appearances­
Adv. Shraddha Ingle, the Ld. Counsel for plaintiff.
Defendant proceeded ex­parte.
Sum. Suit No.113/22 2

Coram: Her Honour Judge,              
                                 Smt. V.D. Ingle    
                         (C.R.No.02)
              Date  : 24th January, 2023

ORAL JUDGMENT

1. This   is   the   suit   filed   for   recovery   of   an   amount   of

Rs.10,00,000/­ (Rupees Ten Lacs) and for further interest @ 18% p.a. on
the said principal amount.

2. Briefly stated, plaintiff's case is as under:­
2.1 The   plaintiff   state   that   the   defendant   had   approached   the
plaintiff and had represented that defendant were in need of loan for his
domestic purpose and further requested to advance amount by way of
loan   for   the   same.   The   plaintiff   state   that   at   that   time   defendant   has
assured to the plaintiff that defendant will repay the said loan amount as
on demand. In accordance with the same and relying upon assurances
and representation of defendant, the plaintiff had advanced to defendant
a   total   amount   of   Rs.10,00,000/­   (Rupees   Ten   Lacs)   by   way   of   loan
Rs.5,02,440/­   (Rupees   Five   Lacs   Two   Thousand   Four   Hundred   Forty
Only)   by   online   transfer   and   Rs.4,97,560/­   (Rupees   Four   Lacs   Ninety
Seven Thousand Five Hundred Sixty Only) by cash.

2.2 On   24/06/2021   and   29/06/2021,   the   defendant   executed

two Promissory Notes in favour of him for valuable consideration being a
sum of Rs.10,00,000/­ (Rupees Ten Lacs Only) received by the defendant
from  him. Against  and on  the  basis of  execution  and handing  over  of
Demand Promissory Note, the defendant promised to pay to him the said
amount of Rs.10,00,000/­ (Rupees Ten Lacs Only) with interest @ 18%
Sum. Suit No.113/22 3

p.a. on demand. From time to time he demanded the said amount from
the defendant, however, defendant failed and neglected to pay the same.
Therefore, on 08/10/2021 he has issued notice to the defendant through
advocate and called upon to pay the said amount. However, defendant
failed and avoided complying the notice. Therefore, he constrained to file
the present suit. 

3. The   defendant   duly   served   with   summons   for   appearance

and   accordingly   the   plaintiff   filed   the   affidavit   of   service.   However,
defendant did not appear, therefore on 22/04/2022 order is passed that
suit be proceeded ex­parte against the defendant.

4. From   the   averments   in   the   plaint   and   documents,   the

following points arise for my consideration and determination and I have
recorded my findings against them for reasons stated below:­

Sr. POINTS  FINDINGS

No
1) Does plaintiff  prove  that he  has advanced Partly affirmative.
an amount of Rs.10,00,000/­ (Rupees Ten
Lacs Only) to the defendant on promissory
note   and   defendant   agreed   to   repay   the
same on demand with interest @ 18% p.a.?

2) Does   plaintiff   prove   that   on   demand   the Partly affirmative.

defendant has failed to pay an amount of
Rs.10,00,000/­   (Rupees   Ten   Lacs   Only)
with interest @ 18% p.a.?

3) What order  & decree? As per final order. 
Sum. Suit No.113/22 4

R E A S O N S
As to Point Nos.1 to 3­
5. In order to establish his claim the plaintiff has tendered his
examination   in   chief   by   way   of   affidavit   Exh.6.     As   a   documentary
evidence, the plaintiff has placed on record documents alongwith Exh.8
Original   Power   of   Attorney,   Exh.9   Original   Promissory   Note,   Article   A
Colour copy of Promissory Note, Exh.10 Original Advocate Notice with
postal   receipts,  Exh.11  Original   final  reminder   with  postal   receipt  and
Exh.12   Original   Acknowledgment.   Plaintiff   has   testified   in   consonance
with the averments in the plaint that on 24/06/2021 and 29/06/2021
the   defendant   executed   Demand   Promissory   Note   of   Rs.10,00,000/­
(Rupees Ten Lacs Only) in favour of him. Plaintiff has placed on record
the said original Promissory Note at Exh.9. It is to be noted that from the
original Promissory Note, its reveals that the defendant executed the said
promissory note in favour of the plaintiff and thereby, promised to repay/
return   the   said   loan   amount   with   no   interest   to   the   plaintiff.   He   has
placed   on   record   Colour   copy   of   Promissory   Note.   The   testimony   of
plaintiff remained unchallenged as the suit is proceeded ex­parte against
the defendants.  

6. Even   the   plaintiff   has   placed   on   record   the   copy   of   letter

issued   through   the   advocate   i.e.   notice   Exh.10   and   original
acknowledgement Exh.12 show that really the said Notice served upon
the defendant. Thus, unchallenged testimony of plaintiff and Promissory
Note are sufficient to establish that the plaintiff has advanced an amount
of   Rs.10,00,000/­   (Rupees   Ten   Lacs   Only)   to   the   defendant   on
Promissory Note and defendant agreed to repay the same on demand.
Even   though   in   the   Promissory   Note,   no   interest   rate   is   recorded
Sum. Suit No.113/22 5

however, the plaintiff is claimed @ 18% p.a. which is just invalid and
improper. Accordingly, I record my findings to the point No.1 and 2 in
the affirmative and proceed to pass the following order:

ORDER
1)   Suit is decreed with costs.
2)  Defendant is directed to pay an amount of Rs.10,00,000/­ (Rupees
Ten Lacs Only) to the plaintiff.
3)   Decree be drawn up accordingly. Digitally signed
by VAISHALI
DAMODAR
INGLE
Date:
2023.02.01
17:35:04
+0530

Date : 24.01.2023             (Smt. V.D. Ingle)
               Judge
              City Civil Court,
  (Borivali Division),
                  Dindoshi, Goregaon,
                  Mumbai
Date of dictation        :  24.01.2023
Date of transcription by steno :  27.01.2023
Checked & signed by HHJ on    :  31.01.2023

“CERTIFIED   TO   BE   TRUE   AND   CORRECT   COPY   OF   THE   ORIGINAL

SIGNED JUDGMENT/ORDER.”
     Mrs. J. S. Gole
01.02.2023 at 5.34 p.m.                  (H.G.STENOGRAPHER)
UPLOAD DATE AND TIME     NAME OF STENOGRAPHER
Name  of  the  Judge  (With   Court H.H.J Smt. V. D. Ingle
Room No.) (Court Room No.2)
Date   of   pronouncement   of 24.01.2023
Judgment/Order
Judgment/Order   signed   by   P.O. 31.01.2023
on
Judgment/Order uploaded on 01.02.2023