Professional Documents
Culture Documents
2023 Touchpoint en
2023 Touchpoint en
2023 Touchpoint en
Touchpoints
Budget 2023 Measures
budget 2023 73
budget 2023 75
Number of Children
Basic Rate No. of
Household Recipients 0 1-2 3-4 ≥5
Special Assistance
Single Senior
1.1m RM600
Citizen
Additional Rate
76 budget 2023
budget 2023 77
78 budget 2023
budget 2023 79
Repayment
Mode of Settlement/Repayment
Discount
80 budget 2023
budget 2023 81
Women’s Welfare
82 budget 2023
7. Women Leadership
• Training program by Securities Commission (SC)
• To improve skills, identify and increase the number of women
qualified to be appointed as board members
8. Women returning to work (career break)
• Tax exemption on income received from the year of assessment
2023 to 2028
Children’s Welfare
budget 2023 83
Initiative 4: Community
Orang Asli
Senior Citizen
OKU
84 budget 2023
Key Communities
13. Inmate
• Expansion of Agropenjara Initiative (RM10m)
o 70 hectares of prison land
14. Former residents from selected institutions
• Additional tax deductions for employers who employ ex-inmate
and former residents of Henry Gurney School, protection and
rehabilitation institutions and non-Government care centres
registered with JKM
• Employment by GLCs
• Tunas Usahawan Belia Bumiputera Initiative (TUBE)
• Anjung Sinar Transit Centre (RM3m)
o Temporary shelter before starting a new life or securing job
Youth
budget 2023 85
Sports
86 budget 2023
budget 2023 87
88 budget 2023
budget 2023 89
90 budget 2023
1.
income tax rate reduction for MSME
• Tax rate on chargeable income for the first RM100k reduced from
17% to 15%
• Tax savings up to RM2k for 150k MSME taxpayers
2. One-off grants worth RM1,000 to MSME (RM1b)
• Benefit 1 mil MSME and registered taxis
3. SemarakNiaga 2023 includes direct loans, alternative financing and
financing guarantees (RM45b)
4. 100% stamp duty exemption on restructuring agreements or loan
rescheduling or financing until 2024
Microcredit Scheme
Semarak BSN
Financing 600 • Loan rate: 0% first 6
Schemes months, 4% thereafter
BSN • Size: up to RM50k
Skim Penjaja • Tenure: up to 5.5 years
Keluarga 350 • Moratorium: 6 months
Malaysia
budget 2023 91
Total funds available on 31 July 2022: RM10.1 billion from RM32.4 billion
92 budget 2023
budget 2023 93
94 budget 2023
• Loan rate: 4%
SME Social Enterprise
20 • Size: up to RM500k
Bank Funding Scheme
• Tenure: up to 7 years
budget 2023 95
• Loan rate: 5%
SME • Size: up to RM750k
Lestari Bumi 160
Bank • Tenure: up to 7 years
• Moratorium: 6 months
96 budget 2023
Alternative Financing
Matching Fund
BPMB Investment 100 • Will be finalised
Platform
Equity
Crowdfunding
MyCIF (ECF) and 30 • Will be finalised
Peer-to-peer
Loan (P2P)
Penjana
Penjana
Gemilang 600 • Will be finalised
Kapital
Fund
budget 2023 97
98 budget 2023
budget 2023 99