Settlement Offer

28-Oct-21

Borrower Name: THIRUMURUGAN K

Address:7 I BLOCK K 4 POLICE QUARTERS,Anna Nagar Chennai,

CHENNAI,TAMIL NADU,600040

INDIA

Re: Settlement/One Time Settlement (OTS) of your Loan Account No./Nos: 40528767

with erstwhile Capital First Ltd.(now merged with IDFC First Bank Ltd) (herein after referred to as
“the Bank”.)

Ref: Your letter No.SET-7333375 dated:28-Oct-21 for Settlement/OTS

Dear Sir/Madam,

With reference to the above, we are pleased to inform you that your request for Settlement/OTS
has been approved by the Bank, subject to following conditions:-

1. You should pay the Settlement /OTS amount of Rs. 10000.0 (Ten Thousand Rupees and Zero
Paisa ) as per the schedule below.

Due Date Amount

31-Oct-21 10000.0

2. That if the Settlement/OTS amount needs to be made by you in either cheque or by way of
demand draft as per schedule above on or before the date specified (the"Due Date"). Please
further note that in the event you fail to deposit the entire sum of Rs. 10000.0/- on or
before 31-Oct-21, as per schedule above, then this offer shall be deemed to have lapsed and you
shall be liable to pay to the Bank such amounts/sums/charges as may be determined by the Bank
in this regard.

3. That the Bank has the right to withdraw the OTS offer if it comes to know subsequently that you
have furnished false or misleading or incorrect or untrue information or any material information
having bearing on the OTS decision. The decision of the Bank in this regard shall be final.

4. That if payment is made by way of Demand Draft/Cheque , the OTS offer would be valid subject
to realization of said Draft/Cheque from the respective bank branch.
Kindly also note that this is a one-time offer, and is without any prejudice to the rights of the the
Bank under the Agreement(s) that have been executed between THIRUMURUGAN K and the
Bank.

Upon realization of the entire payment, your above Loan account number will stand closed.
Any legal case, complaint, notice initiated by you against the Bank will have to be
compulsorily withdrawn. Non withdrawl of such legal case, complaint, notice filed against
the Bank will render this Settlement/One Time Settlement (OTS) letter voidable. The Bank
would initiate steps for withdrawal of legal case(s), if any filed against you.

In case of any clarification please call on 1860-500-9900 or write to

customer.care@idfcfirstbank.com

Yours sincerely,

Mohamed Ismail
Collection Manager - CLEI
IDFC FIRST BANK LTD.

IDFC First Bank Limited(formerly IDFC Bank Limited)

(formerly IDFC Bank LimitedNaman Chamber, C-32,G-Block, Bandra Kurla Complex, Bandra(East), Mumbai 400051 Tel:+91 22
7132 5500 Fax:+91 22 2654 0354
Registered Office:KRM Towers, 7th Floor, No 1,Harrington Road, Chetpet, Chennai 600031 Tel:+9191 44 4564 4000 Fax:+91 44
4564 4022
CIN. L65110TN2014PLC097792 customer.care@idfcfirstbank.com, www.idfcfirstbank.com