Consumer Relations

PO Box 583399
Minneapolis, MN 55458
www.chexsystems.com
Phone: 800.513.7125; Fax: 602.659.2197

NATALIE N RICHARDSON
2009 SILVER OAKS DR
ORANGE TX 77632

Date: 01/09/2023
Consumer ID: 26937348

Consumer Score Disclosure Report

ChexSystems Consumer Score
Score: 0494
Date Score Was Created: 01/10/2023
Chex Systems, Inc. (ChexSystems) consumer scores range from 100 to 899, with a higher score indicating a
lower risk. The ChexSystems consumer score and scoring model may be different than the score used by a
recipient of your consumer report. Because a consumer score is merely a snapshot of a consumer report at
the time the score was calculated, the score will change to reflect changes in the report. There are a wide
variety of scores available, and each client may use a different score or may give more or less weight to the
score they use in relation to other factors.
NOTE: A score of 9999 is an indication that there is insufficient information in ChexSystems files to create a
consumer score.
Factors That Affected Score
The factors affecting the consumer score are listed below in order of impact, with number 1 being the greatest
impact.

Reason Code Description

1.EG TIME SINCE NON-DDA INQUIRY ACTIVITY
2.EK DDA CLOSURE PAYMENT HISTORY
3.EB DDA HISTORY
4.ED DDA CLOSURE(S)

Chex Systems, Inc. Page 1 of 1 Last Revision Date: November 1, 2022